Panama City, FL Homes for Sale with No HOA Fee

• 

  

  

  /54

  $470,983 New Construction

  • 4 Beds
  • 2 Baths
  • 1,620 Sq Ft

  1510 Drift Rose Ct Unit LOT 745 - WAVERLY PL, Panama City, FL 32405

  Builder is offering a $15,000 use-as-you-choose incentive or Rates as low as 4.49% PLUS $7,500 towards closing costs with preferred lender! The Waverly plan by Harris Doyle Homes in Indigo Lakes at SweetBay is ready for a new owner soon! The open great room has tall ceilings and connects to the dining area and island kitchen with stainless appliances, stone countertops and tile backsplash all

  Janet Melton SweetBay Realty

  1510 Drift Rose Ct Unit LOT 745 - WAVERLY PL, Panama City, FL 32405
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  /26

  $175,000

  • 3 Beds
  • 2 Baths
  • 1,040 Sq Ft

  3704 Burnham Way, Panama City, FL 32405

  This 3-bedroom 2-bath duplex home has been exceptionally well cared for. With tile throughout the main living areas, you will enjoy the roomy living room, dining room and kitchen with updated appliances. The refrigerator is 2025, dishwasher (Bosch) is 2024, and stove is 2023. There was a new roof put on in 2025 with Peel N Stick underlayment, HVAC was replaced in 2022 and the water heater in

  Christine Lance Keller Williams Success Realty

  3704 Burnham Way, Panama City, FL 32405
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  /10

  $70,000

  • Land
  • 0.18 Acre
  • $388,889 per Acre

  1918 Coach Scovel Way, Panama City, FL 32405

  Calling all builders and investors! This prime piece of land is ideally situated near shopping, a city park, restaurants, colleges, schools, and just minutes from ''The World's Most Beautiful Beaches'' that make this area famous. Located in the coveted St. Andrews neighborhood, and conveniently close to FSU and Gulf Coast State College, this cleared lot offers limitless potential. Whether you're

  Robbie Hughes Counts Real Estate Group

  1918 Coach Scovel Way, Panama City, FL 32405
• 

  

  

  /17

  $70,000

  • Land
  • 0.74 Acre
  • $94,595 per Acre

  726 Heavener Ln, Panama City, FL 32409

  Build or place with confidence on this .75-acre lot located on a quiet dead-end road, offering privacy and flexibility rarely found at this price point. The property is shaded by mature oak trees and has already been cleared, with well and septic in place. A mobile home was recently removed, meaning much of the upfront work has already been completed. This area has minimal restrictions, allowing

  Matthew Wright Think Real Estate

  726 Heavener Ln, Panama City, FL 32409
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  /58

  $782,000 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,307 Sq Ft

  Hutchinson Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Hutchinson is an impressive two-story home that blends thoughtful design, flexibility, and luxury living. With 4 bedrooms and 3.5+ baths, including a main-level primary suite, this plan offers a private retreat while keeping the heart of the home open and inviting.The primary suite features a tile-to-ceiling shower, dual vanities, optional separate tub, and a spacious walk-in closet. The open

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004024, Panama City, FL 32405
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  /37

  $430,000

  • 3 Beds
  • 2 Baths
  • 1,698 Sq Ft

  7238 Skywater Dr, Panama City, FL 32404

  Completely Remodeled Waterfront Home in Deerpoint Estates!Welcome to this stunning canal-front home in the highly sought-after Highpoint area! Situated on a spacious 100x200 lot with direct access to beautiful Deerpoint Lake, this 3-bedroom, 2-bath brick home has been completely remodeled down to the studs—everything is brand new and designed with today's modern styles and finishes. Inside,

  Daryle Burkey Coldwell Banker Realty

  7238 Skywater Dr, Panama City, FL 32404
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  /50

  $399,999

  • 3 Beds
  • 2.5 Baths
  • 1,290 Sq Ft

  7813 N Lagoon Dr Unit 9F, Panama City, FL 32408

  Love BOATING, FISHING & living the GULF and BEACH LIFE? This beautiful 3 Bedroom, WATERFRONT Unit with your own PRIVATE, COVERED deep-end BOAT SLIP and DUAL LIFTS, comes FULLY FURNISHED and TURNKEY READY — Waiting just FOR YOU! If you've been waiting for a true waterfront unicorn with a private Boat Slip, this is the one. This 3 Bedroom, 2.5 Bathroom North Lagoon beauty is one of the few condos

  Shelly Callaway CENTURY 21 Ryan Realty Inc

  7813 N Lagoon Dr Unit 9F, Panama City, FL 32408
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  /13

  $55,000

  • Land
  • 0.08 Acre
  • $687,500 per Acre

  630 Harmon Ave, Panama City, FL 32401

  This mixed use, residential or commercial property is close to the expanding downtown area of Panama City.

  Maura Schroeder CENTURY 21 Commander Realty

  630 Harmon Ave, Panama City, FL 32401
• 

  

  /22

  $399,900 New Construction

  • 3 Beds
  • 4 Baths
  • 1,733 Sq Ft

  2445 Mercedes Ave, Panama City, FL 32405

  Just reduced this amazing home to a barga in price New Construction'' You will love this beautiful home made for entertaining and comfort. Main living area open and airy, with family room , kitchen , dining all in one. Home also has 3 bedrooms/4 full baths, each bedroom has it's own bath. Nice laundry area, double garage and room for a pool in backyard. Home also features recessed lighting, tray

  Marcia Preston CENTURY 21 Commander Realty

  2445 Mercedes Ave, Panama City, FL 32405
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  /36

  $294,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,799 Sq Ft

  7343 Morningside Dr, Panama City, FL 32404

  New construction home located in Morningside. This Cali floor plan is located at 7343 Morningside Dr. Situated on a deep lot, this home is 4 bedrooms, 2 bathrooms with a two-car garage. The exterior of this home features vinyl siding, a sodded yard with a landscaped flowerbed along the front entry. In the kitchen and bathrooms, you will see the beautiful granite countertops and white cabinetry

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7343 Morningside Dr, Panama City, FL 32404
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  /32

  $284,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,458 Sq Ft

  7083 George Day Ln, Panama City, FL 32404

  Welcome to 7083 George Day Lane, a new home at Liberty in Panama City, Florida. The Freeport is a one-story home with a double garage designed with space for the family in mind and affordability. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional shingles

  D.R. Horton Builder

  7083 George Day Ln, Panama City, FL 32404
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  /33

  $290,000

  • 3 Beds
  • 1 Bath
  • 1,510 Sq Ft

  900 E 2nd Place, Panama City, FL 32401

  This 3 bedroom 1 bath Cove charmer combines thoughtful updates with timeless quality. The kitchen has been fully remodeled with quartz countertops, a marble subway tile backsplash, and sleek black stainless appliances. The bathroom offers a marble top vanity and an oversized jetted tub for relaxing comfort. Major upgrades include a 2018 roof with a lifetime warranty, 2024 HVAC system and

  Sarah Fisher EXP Realty LLC

  900 E 2nd Place, Panama City, FL 32401
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  /2

  $349,999

  • Land
  • 0.77 Acre
  • $454,544 per Acre

  250 N Tyndall Pkwy, Panama City, FL 32404

  ***3/4 OF AN ACRE COMMERCIAL LOT ZONED MIXED USE WITH CONSTRUCTION DOCUMENTS READY FOR DEVELOPMENT!!*** This property is ready for whatever you are looking to develop, but as a bonus the seller has complete plans, documents, full renderings of the attached pictures along with all information. The plans are for a shovel ready mixed use residential/retail building project that will consist of 6

  Mario Gobel RE/MAX SELECT Partners

  250 N Tyndall Pkwy, Panama City, FL 32404
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  /3

  $50,000

  • Land
  • 0.08 Acre
  • $625,000 per Acre

  622 Harmon Ave, Panama City, FL 32401

  Discover an exceptional opportunity in the heart of Downtown Panama City with this versatile vacant parcel at 622 Harmon Ave. Positioned within the thriving Downtown District, this cleared lot offers outstanding potential for developers, investors, and business owners looking to be part of the city's continued revitalization. Currently zoned Single Family Residential and Commercial, this property

  Scott Kirkman Legacy Premier Agency

  622 Harmon Ave, Panama City, FL 32401
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  /62

  $299,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7107 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to the Lismore, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2 bathroom, one-story home with 1.580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7107 Merlyn Dethlefsen Rd, Panama City, FL 32404
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  /78

  $327,900

  • 1 Bed
  • 2 Baths
  • 936 Sq Ft

  9900 S Thomas Dr Unit 425, Panama City, FL 32408

  Back on the market! (no fault of Seller) Low-Floor Beachfront Luxury + Same-Floor Deeded Parking! This beautifully maintained 1BR + Bunkroom, 2BA condo is located in the highly sought-after Shores of Panama — one of the most amenity-rich Gulf-front resorts in Panama City Beach. Situated on a low floor with a deeded 4th-floor parking spot, you and your guests will enjoy unmatched convenience with

  Carla Singleton Ohana Real Estate Services

  9900 S Thomas Dr Unit 425, Panama City, FL 32408
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  /49

  $289,900

  • 3 Beds
  • 2 Baths
  • 1,279 Sq Ft

  5132 Sienna Dr, Panama City, FL 32404

  Meticulously Maintained & Move-In Ready! This 1 owner home built in 2023 has a large privacy fenced backyard, Brand New Carpet, All Stainless Steel Kitchen Appliances Convey & the home was just professionally pressure washed outside & professionally deep cleaned inside! The amazing Community Pool has just been completed! The Aldridge plan is a 3 bed, 2 bath home. As you enter this home, you will

  Lacy Horsley Horsley Real Estate Group

  5132 Sienna Dr, Panama City, FL 32404
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  /31

  $225,000

  • 1 Bed
  • 1 Bath
  • 580 Sq Ft

  6909 N Lagoon Dr Unit 3E, Panama City, FL 32408

  Discover coastal living at its best in this beautifully positioned first-floor condo overlooking the tranquil waters of North Lagoon. Enjoy stunning sunset views right from your private balcony, perfect for relaxing evenings or morning coffee with a breeze.This waterfront unit offers easy access with no stairs, peaceful views, and the convenience of being just minutes from the beach, marinas,

  Luisa Dick Coldwell Banker Realty

  6909 N Lagoon Dr Unit 3E, Panama City, FL 32408
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  /49

  $345,000

  • 3 Beds
  • 2 Baths
  • 1,062 Sq Ft

  8730 Thomas Dr Unit 313, Panama City, FL 32408

  Exceptional Waterfront Opportunity! This beautifully updated, fully furnished 3-bedroom, 2-bath condo is a perfect, move-in-ready coastal haven. Enjoy private boat dock access with slips and trailer parking, along with breathtaking views of the Grand Lagoon. Located moments from the beach, dining, and entertainment, this unit is approved for short-term rentals and features smart home technology

  Theresa Applegate Anchor Realty Florida

  8730 Thomas Dr Unit 313, Panama City, FL 32408
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  /22

  $168,000

  • 3 Beds
  • 2 Baths
  • 1,164 Sq Ft

  8610 Lorento St, Panama City, FL 32408

  Prime investment opportunity in Panama City Beach! This STR-friendly property sits on an oversized 75x118 lot, offering abundant space for parking, outdoor amenities, or future expansion. The main home features a 3 bedroom, 1 bath layout, providing strong rental appeal for families or longer stays. In addition, the property includes a fully finished studio tiny home with a full bath and A/C,

  Danielle Britton World Impact Real Estate

  8610 Lorento St, Panama City, FL 32408
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  /40

  $525,000

  • 3 Beds
  • 2 Baths
  • 1,080 Sq Ft

  35 Gulf Loop, Panama City, FL 32408

  Rare opportunity to own in highly sought-after Venture Out. This beautiful 3 bedroom, 2 bath has a great open floor plan and flows beautifully! The kitchen is large and open to the living room. The home has new paint, flooring, granite, backsplash and more. This home looks and feel like new! The location is premium as you have extra parking in the back of the home. Venture Out is a golf cart

  David & Kelli Sims Sims Resort Realty, Inc

  35 Gulf Loop, Panama City, FL 32408
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  /33

  $295,000

  • 4 Beds
  • 3 Baths
  • 1,620 Sq Ft

  1910 Coach Scovel Way, Panama City, FL 32405

  Discover this stunning, move-in ready 4-bedroom, 3-bathroom home in the highly sought-after St. Andrews area, conveniently located near FSU and Gulf Coast State College. Perfectly blending comfort and style, this home is a must-see! Step into an open and inviting floor plan featuring a spacious kitchen and dining area with gorgeous quartz countertops and major appliances included. The open layout

  Robbie Hughes Counts Real Estate Group

  1910 Coach Scovel Way, Panama City, FL 32405
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  /51

  $529,900

  • 4 Beds
  • 2 Baths
  • 2,518 Sq Ft

  104 Lake Merial Trail, Panama City, FL 32409

  Welcome to 104 Lake Merial Trail! This beautiful 4-bedroom, 2-bathroom home sits on a spacious .58-acre lot in the private and peaceful gated community of Lake Merial. Constructed in 2021, this property is PRICED TO SELL. The home features a desirable split floorplan with a formal dining room and a versatile office/flex space off the entryway. The kitchen offers stainless steel appliances, white

  Beth Mulvey Beach House Sales and Development

  104 Lake Merial Trail, Panama City, FL 32409
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  /4

  $45,500

  • Land
  • 0.19 Acre
  • $239,474 per Acre

  000 Fountain Ave, Panama City, FL 32405

  Lot zoned for Single Family Residential and is located in Panama City just off 17th Street. Lot is not cleared. Seller is motivated to move immediately. (land located next to property addressed at 1906 E 18th Street)

  Catriese Johnson Coldwell Banker Realty

  000 Fountain Ave, Panama City, FL 32405
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  /5

  $750,000

  • Land
  • 2.5 Acres
  • $300,000 per Acre

  00 Lisenby Ave, Panama City, FL 32405

  Prime 2.5-5 Acre Residential Development Opportunity - Lisenby Ave, Panama City, FL Two contiguous 2.5-acre parcels (5 acres total) positioned just outside the sought-after Sweet Bay community. This site offers exceptional potential for residential development with R-1 zoning allowing up to 8 DU/acre with a Development Order (DO). Location Advantage: Minutes from Publix, Sweet Bay, and the newly

  Matthew Grimsley Counts Real Estate Group

  00 Lisenby Ave, Panama City, FL 32405
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  /25

  $259,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,176 Sq Ft

  3541 Eagle Ln, Panama City, FL 32404

  Welcome to the ''Victoria'' floor plan! This beautiful 3 bedroom/2 bathroom NEW CONSTRUCTION home is conveniently located in NO HOA! Interior showcases 9ft ceilings, and luxury vinyl plank flooring throughout an open-concept split floor plan. Kitchen features quarts countertops, stainless steel appliances, and walk-in pantry overlooking the living room. Situated off the living room sits 2

  Christina Daniels Keller Williams Success Realty

  3541 Eagle Ln, Panama City, FL 32404
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  /24

  $224,999

  • 2 Beds
  • 1 Bath
  • 978 Sq Ft

  1621 E 9th St, Panama City, FL 32401

  Welcome to 1621 E 9th Street; a beautifully renovated home right in the heart of Panama City. This 2-bedroom, 1-bath home has been taken down to the studs and thoughtfully rebuilt, offering the perfect blend of modern style and worry-free living. Every major system has been completely updated, giving you true peace of mind from day one. Updates include new electrical, new plumbing, a new HVAC

  Jacob Hutchins CENTURY 21 Commander Realty

  1621 E 9th St, Panama City, FL 32401
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  /72

  $979,000

  • 4 Beds
  • 2.5 Baths
  • 3,146 Sq Ft

  122 Dragon Cir, Panama City, FL 32408

  Experience exceptional living in this custom home located in the prestigious gated community of Bay Point. Perfectly positioned on the 11th hole of the renowned Nicklaus Golf Course, this meticulously maintained residence offers a rare blend of luxury, function, and privacy. Featuring 3 bedrooms, 2.5 bathrooms, and a dedicated office or study that can serve as a fourth bedroom, this home provides

  Zack Seltzer Seltzer Real Estate, LLC

  122 Dragon Cir, Panama City, FL 32408
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  /18

  $125,000

  • 2 Beds
  • 1 Bath
  • 1,032 Sq Ft

  931 Taylor Dr, Panama City, FL 32404

  STRONG POTENTIAL IN THIS INVESTOR HOME! Take a look at this 2BR/1BA home offering 1,032 sq ft that presents a standout opportunity for the savvy construction-based investor. The home features a charming, functional layout anchored by a cozy wood-burning fireplace, plus a generously sized lot with a detached storage building — ideal for added utility, workspace, or future possibilities. This great

  Jessica Albritton Beachy Beach Real Estate

  931 Taylor Dr, Panama City, FL 32404
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  /23

  $215,000

  • 4 Beds
  • 2 Baths
  • 1,576 Sq Ft

  218 S Charlene Dr, Panama City, FL 32404

  Solid brick home in well established neighorhood with a long-term rental history, offering strong potential as a buy-and-hold rental or value-add renovation. This 4-bedroom, 2-bath property features a separate family room with a fireplace, offering a flexible layout that's comfortable for everyday living and appealing to both tenants and future owners. The open kitchen and dining area with

  Ronald Wilson ERA Neubauer Real Estate Inc

  218 S Charlene Dr, Panama City, FL 32404
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  /5

  $399,000

  • Land
  • 2.78 Acres
  • $143,525 per Acre

  6400 E Highway 22, Panama City, FL 32404

  Located next door to the new Tractor Supply Store on HWY 22 with about 280 feet of frontage this 2.78 acres can be used for many types of commercial or residential home sites or personal use and this property is made up of two parcels of land. There is an older home located on property with some hurricane damage that is being sold as is. Call today for more information

  Roy Furst Central Bay Realty and Property Management LLC

  6400 E Highway 22, Panama City, FL 32404
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  /55

  $542,500

  • 3 Beds
  • 2.5 Baths
  • 2,380 Sq Ft

  1311 Capri Dr, Panama City, FL 32405

  Waterfront living with direct Gulf access awaits at 1311 Capri Drive, Panama City, FL. This 3-bedroom, 2.5-bath home features a versatile floor plan with a living room, den, and Florida room, offering multiple spaces for relaxing or entertaining. Enjoy boating and coastal living with your private dock and boat lift, providing quick access to open water ideal for fishing, cruising, and sunset

  Carlton Searcy Counts Real Estate Group

  1311 Capri Dr, Panama City, FL 32405
• 

  Price To Be Determined New Construction

  • 3 Beds
  • 2 Baths
  • 2,101 Sq Ft

  Plan 2101 at East Bay, Panama City, FL 32404

  Adams Homes Builder

  11737 Poston Rd Unit 36503732, Panama City, FL 32404
• 

  

  /22

  $234,000

  • 3 Beds
  • 2 Baths
  • 1,222 Sq Ft

  1817 Foster Ave, Panama City, FL 32405

  Charming 3BR 2BA home centrally located in Panama City and just minutes to Panama City Beach. HVAC, Roof & Privacy fence all new and updated in 2019. This home offers solar panels so you'll enjoy a low electric bill as well as zero HOA fees. As you walk in you'll see the kitchen to your left with a large dining area just off of the kitchen. The living room is open and large with plenty of room

  Helen Babbs People 1st Real Estate, LLC

  1817 Foster Ave, Panama City, FL 32405
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  /44

  $319,000

  • 3 Beds
  • 2.5 Baths
  • 1,496 Sq Ft

  101 Harmony Falls Ln, Panama City, FL 32401

  Corner-unit perfection with pond views and room to breathe. This immaculate end-unit townhome sits on an oversized lot with a large side yard, backs to a peaceful pond, and features designer touches throughout—including a shiplap fireplace feature wall and flexible under-stair space perfect for storage or a pet retreat.The main living area features 9-foot ceilings, an open and inviting

  Barbara Wade Beachy Beach Real Estate

  101 Harmony Falls Ln, Panama City, FL 32401
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  /13

  $165,000

  • Land
  • 0.23 Acre
  • $717,391 per Acre

  335 Watson Bayou Cir, Panama City, FL 32401

  Outstanding lot in one of the best residential communities in the Panama City Area... convenient to downtown, medical center, yacht club. This lot has excellent elevations, and is located on a quiet cul-de-sac, good back yard privacy, located on an open retention area with a view of Watson Bayou. .Call for access to subdivision website with covenants and other data.

  Tom Neubauer ERA Neubauer Real Estate Inc

  335 Watson Bayou Cir, Panama City, FL 32401
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  /15

  $635,000

  • Land
  • 0.19 Acre
  • $3,342,105 per Acre

  7832 Grand Lagoon Way, Panama City, FL 32408

  LAST ON THE LAGOON! Gated community on South Grand Lagoon with homesites and new construction homes available. The Lot 11 homesite will have a shared dock and private boat slip. Less than one mile to Rick Seltzer Park. All homes will have access to the community pool and green space. Drink your coffee on the covered patio while watching the dolphins play. Appraisal in hand!

  Charles Commander Jr. CENTURY 21 Commander Realty

  7832 Grand Lagoon Way, Panama City, FL 32408
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  /52

  $175,000

  • 2 Beds
  • 1 Bath
  • 803 Sq Ft

  1301 Beck Ave Unit 32, Panama City, FL 32401

  Absolutely Charming condo unit located in the heart of the Historic Saint Andrews. Saint Andrews Harbour is a small cozy & vintage complex fitting right in with the atmosphere of Saint Andrews lifestyle. Great location to the quaint shops, restaurants, Bay & Marina. There are so many other great attributes to this complex such as the low association fees, community pool, grills & clubhouse and of

  Kelli Sullivan Beachy Beach Real Estate

  1301 Beck Ave Unit 32, Panama City, FL 32401
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  /39

  $669,000

  • 4 Beds
  • 4.5 Baths
  • 2,438 Sq Ft

  285 Hugh Thomas Dr, Panama City, FL 32404

  *Construction Complete* 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and

  Abbott Martin Group EXP Realty LLC

  285 Hugh Thomas Dr, Panama City, FL 32404
• 

  

  /49

  $429,999 Open Sun 1PM - 3PM

  • 4 Beds
  • 2 Baths
  • 2,154 Sq Ft

  3827 Heartwood St, Panama City, FL 32404

  Welcome home to 3827 Heartwood Street in Panama City. This well-maintained 4-bedroom home, built by Camben Homes, is located in a quiet neighborhood with convenient access to schools, shopping, Tyndall AFB, and everyday amenities. Featuring tall ceilings, custom light fixtures, and beautiful details throughout, this home offers an open and functional floor plan filled with natural light, ideal

  Savannah Mettille Empire Real Estate of Florida LLC

  3827 Heartwood St, Panama City, FL 32404

Showing Results 401 - 440, Page 11 of 18