Panama City, FL Homes for Sale with No HOA Fee

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  /15

  $290,000

  • 1 Bed
  • 1 Bath
  • 565 Sq Ft

  6829 Thomas Dr Unit 408, Panama City, FL 32408

  WOW!! This Top level unit overlooking the pool has been COMPLETELY RENOVATED in a Unique one of a kind Bohemian Design! Step into this eye catching unit that has been completely gutted and refurbished with NEW EVERYTHING including flooring, counter tops, all new kitchen appliances, new stack washer/dryer, New A/C unit, new slider to balcony, completely renovated bath with large walk-in shower and

  Debbie Grist Sand Dunes Real Estate, LLC

  6829 Thomas Dr Unit 408, Panama City, FL 32408
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  /44

  $329,900

  • 3 Beds
  • 2 Baths
  • 1,692 Sq Ft

  335 N Macarthur Ave, Panama City, FL 32401

  Charming Cove Cottage! Welcome to this absolutely adorable almost 1700 sq ft 3-bedroom, 2-bath home in the heart of The Cove—one of Panama City's most beloved and historic neighborhoods, known for its winding streets, majestic oak trees, and timeless character. This delightful property blends classic charm with modern updates, including paid-off solar panels, (all electric home, except for the

  Jessica Albritton Beachy Beach Real Estate

  335 N Macarthur Ave, Panama City, FL 32401
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  /17

  $280,000

  • 1 Bed
  • 1 Bath
  • 565 Sq Ft

  6829 Thomas Dr Unit 417, Panama City, FL 32408

  Freshly UPDATED! Highly sought after CORNER UNIT OVERLOOKING THE POOL! Only a few short steps to sugar white sand and sparkling emerald waters for a day at the beach.........or relax on your balcony with a cool drink......or take a relaxing dip in the pool. Total Relaxation is calling you in this perfect Beach Getaway!Sunswept amenities include a pool, clubhouse, easy beach access, laundry

  Debbie Grist Sand Dunes Real Estate, LLC

  6829 Thomas Dr Unit 417, Panama City, FL 32408
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  /26

  $415,000

  • 2 Beds
  • 3 Baths
  • 1,148 Sq Ft

  9900 S Thomas Dr Unit 1407, Panama City, FL 32408

  Wake up to the sound of waves and the sight of sugar-white sands and emerald Gulf waters—this Shores of Panama beachfront condo in Panama City Beach, Florida delivers the ultimate coastal escape. This beautifully laid-out 2-bedroom + bunk room, 3 full bath unit spans 1,148 square feet and is the perfect blend of comfort and investment potential. Designed to maximize rental income, it offers

  Marcus Parrish Gulf Life Real Estate Inc

  9900 S Thomas Dr Unit 1407, Panama City, FL 32408
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  /33

  $295,000

  • 4 Beds
  • 3 Baths
  • 1,620 Sq Ft

  1910 Coach Scovel Way, Panama City, FL 32405

  Discover this stunning, move-in ready 4-bedroom, 3-bathroom home in the highly sought-after St. Andrews area, conveniently located near FSU and Gulf Coast State College. Perfectly blending comfort and style, this home is a must-see! Step into an open and inviting floor plan featuring a spacious kitchen and dining area with gorgeous quartz countertops and major appliances included. The open layout

  Robbie Hughes Counts Real Estate Group

  1910 Coach Scovel Way, Panama City, FL 32405
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  /51

  $529,900

  • 4 Beds
  • 2 Baths
  • 2,518 Sq Ft

  104 Lake Merial Trail, Panama City, FL 32409

  Welcome to 104 Lake Merial Trail! This beautiful 4-bedroom, 2-bathroom home sits on a spacious .58-acre lot in the private and peaceful gated community of Lake Merial. Constructed in 2021, this property is PRICED TO SELL. The home features a desirable split floorplan with a formal dining room and a versatile office/flex space off the entryway. The kitchen offers stainless steel appliances, white

  Beth Mulvey Beach House Sales and Development

  104 Lake Merial Trail, Panama City, FL 32409
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  /4

  $45,500

  000 Fountain Ave, Panama City, FL 32405

  Lot zoned for Single Family Residential and is located in Panama City just off 17th Street. Lot is not cleared. Seller is motivated to move immediately. (land located next to property addressed at 1906 E 18th Street)

  Catriese Johnson Coldwell Banker Realty

  000 Fountain Ave, Panama City, FL 32405
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  /36

  $385,500

  • 3 Beds
  • 2 Baths
  • 1,280 Sq Ft

  4805 Stellata Ln, Panama City, FL 32408

  This beautiful Forest Park floor plan is located in the Upper Grand Lagoon, Magnolia Bay Club neighborhood. With a sense of security in this gated neighborhood you'll get peaceful/quiet serene views of St. Andrews Bay. This open concept home features a split bedroom floor plan, granite countertops, stainless appliances, custom cabinets, pantry and dining area. Enjoy resort style facilities that

  Jess Eshelman Think Real Estate

  4805 Stellata Ln, Panama City, FL 32408
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  /42

  $985,000

  • 4 Beds
  • 3 Baths
  • 2,134 Sq Ft

  7508 Thomas Dr, Panama City, FL 32408

  Turnkey Rental-Ready Beach House: 4BR/3BA + Bonus Room, Sleeps 14 - Just Steps to Uncrowded Beach Access! Fully furnished and 100% rental-ready from day one. Exceptional investment opportunity or family beach retreat - immediate occupancy or income potential. This stunning home was fully renovated by a reputable licensed Florida general contractor. The 4-bedroom, 3-bathroom property with a

  Kristy Woliver Blue Bird Woliver Realty

  7508 Thomas Dr, Panama City, FL 32408
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  /5

  $799,900

  • Land
  • 2.5 Acres
  • $319,960 per Acre

  00 Lisenby Ave, Panama City, FL 32405

  Prime 2.5-5 Acre Residential Development Opportunity - Lisenby Ave, Panama City, FL Two contiguous 2.5-acre parcels (5 acres total) positioned just outside the sought-after Sweet Bay community. This site offers exceptional potential for residential development with R-1 zoning allowing up to 8 DU/acre with a Development Order (DO). Location Advantage: Minutes from Publix, Sweet Bay, and the newly

  Matthew Grimsley Counts Real Estate Group

  00 Lisenby Ave, Panama City, FL 32405
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  /6

  $259,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,176 Sq Ft

  3541 Eagle Ln, Panama City, FL 32404

  Welcome to the ''Victoria'' floor plan! This beautiful 3 bedroom/2 bathroom NEW CONSTRUCTION home is conveniently located in NO HOA! Interior showcases 9ft ceilings, and luxury vinyl plank flooring throughout an open-concept split floor plan. Kitchen features quarts countertops, stainless steel appliances, and walk-in pantry overlooking the living room. Situated off the living room sits 2

  Christina Daniels Keller Williams Success Realty

  3541 Eagle Ln, Panama City, FL 32404
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  /5

  $399,000

  6400 E Highway 22, Panama City, FL 32404

  Located next door to the new Tractor Supply Store on HWY 22 with about 280 feet of frontage this 2.78 acres can be used for many types of commercial or residential home sites or personal use and this property is made up of two parcels of land. There is an older home located on property with some hurricane damage that is being sold as is. Call today for more information

  Roy Furst Central Bay Realty and Property Management LLC

  6400 E Highway 22, Panama City, FL 32404
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  /20

  $299,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,744 Sq Ft

  3944 Alwyn Cashe Ave Unit 74, Panama City, FL 32404

  The Nash floor plan offers 3 spacious bedrooms, 2 baths, and 1,744 sq. ft. of thoughtfully designed living space. -Home Highlights: *Open-concept kitchen with white shaker cabinets, upgraded quartz countertops, stainless steel appliances & an oversized pantry *Owner's suite featuring a large walk-in closet & spa-inspired bath with a tiled walk-in shower and dual vanities *Generous secondary

  Lisa Strickland Lennar Realty Inc

  3944 Alwyn Cashe Ave Unit 74, Panama City, FL 32404
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  Price To Be Determined New Construction

  • 3 Beds
  • 2 Baths
  • 2,101 Sq Ft

  Plan 2101 at East Bay, Panama City, FL 32404

  Adams Homes Builder

  11737 Poston Rd Unit 36503732, Panama City, FL 32404
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  /22

  $234,000

  • 3 Beds
  • 2 Baths
  • 1,222 Sq Ft

  1817 Foster Ave, Panama City, FL 32405

  Charming 3BR 2BA home centrally located in Panama City and just minutes to Panama City Beach. HVAC, Roof & Privacy fence all new and updated in 2019. This home offers solar panels so you'll enjoy a low electric bill as well as zero HOA fees. As you walk in you'll see the kitchen to your left with a large dining area just off of the kitchen. The living room is open and large with plenty of room

  Helen Babbs People 1st Real Estate, LLC

  1817 Foster Ave, Panama City, FL 32405
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  /13

  $165,000

  335 Watson Bayou Cir, Panama City, FL 32401

  Outstanding lot in one of the best residential communities in the Panama City Area... convenient to downtown, medical center, yacht club. This lot has excellent elevations, and is located on a quiet cul-de-sac, good back yard privacy, located on an open retention area with a view of Watson Bayou. .Call for access to subdivision website with covenants and other data.

  Tom Neubauer ERA Neubauer Real Estate Inc

  335 Watson Bayou Cir, Panama City, FL 32401
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  /10

  $159,900

  • Land
  • 0.17 Acre
  • $940,588 per Acre

  LOT 3 Lapaloma Terrace, Panama City, FL 32401

  7492.32 sqft waterfront lot! Great location for your future waterfront home on the water. Build your dock and have access to the Gulf of Mexico. Close to everything you need like schools,hospital, shopping, etc. Additional adjacent lots available. Seller may consider seller financing. Perfect for investment or builder. Loads of potential here.

  Raymond Villanueva Palmetto Properties & Realty LLC

  LOT 3 Lapaloma Terrace, Panama City, FL 32401
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  /26

  $340,000 Pre-Foreclosure

  • 3 Beds
  • 2 Baths
  • 2,118 Sq Ft

  2807 Gordon St, Panama City, FL 32405

  New roof in 2019. New AC in 2023. Very nice 3 bed 2 bath 2 car garage 2,912 sqft home with spacious 16,639 sqft lot. Located in an excellent quiet community. Near shops and entertainment. A few minutes from the marina and beach. Great opportunity, at a reasonable price in a great neighborhood.

  Abel Henriquez AMERICAN REALTY EXPERTS

  2807 Gordon St, Panama City, FL 32405
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  /10

  $175,000

  • 2 Beds
  • 1 Bath
  • 803 Sq Ft

  1301 Beck Ave Unit 18, Panama City, FL 32401

  Welcome to 1301 Beck Avenue, this great updated unit offers the ideal blend of comfort, convenience and location in the quaint area of Saint Andrews, residents can enjoy walkable access to dining and entertainment options, also a short drive to a nearby boat docks and marina. This second floor unit tile flooring in all the unit,is a 2 bedroom, 1 bath , freshly painted, new roof, hurricane

  Stephen Hachey Lowest Fee Realty LLC

  1301 Beck Ave Unit 18, Panama City, FL 32401
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  /2

  $44,900

  1200 Top Sail Ct, Panama City, FL 32404

  Here is the perfect location to build your dream home in a gated community! This large corner lot is at the end of a cul-de-sac and is located close to the water. Laird Point is located near to Tyndall Air Force Base as well as restaurants and shopping centers and 30 minutes to Panama City Beach or Mexico Beach.

  Mowayne Copeland Keller Williams Success Realty

  1200 Top Sail Ct, Panama City, FL 32404
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  /8

  $1,850,000

  • Land
  • 0.29 Acre
  • $6,379,310 per Acre

  5403 Gulf Dr, Panama City, FL 32408

  A rare chance to own prime Gulf-front property in one of the most desirable stretches of Panama City Beach. This cleared 0.29-acre parcel sits directly beside from public beach access #7, offering unmatched visibility, walkability, and development potential. Zoned mixed-use, the property allows for a wide range of possibilities. With no HOA restrictions, and paved road access, it's a

  Zacarias Sanchez Think Real Estate

  5403 Gulf Dr, Panama City, FL 32408
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  /37

  $415,000

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  1539 Donna Ave, Panama City, FL 32404

  ** 3.125% assumable mortgage!!!** Welcome to your dream home at the beach. This stunning SFH underwent a full renovation in 2020 including new roof. With many more upgrades completed in 2024, new pool pump, patio awning, pump well, sprinkler system, recessed can lighting and living room layout redesign. The kitchen has gas oven and range, island with breakfast bar and sleek granite countertops.

  Tiffani Salinas Compass

  1539 Donna Ave, Panama City, FL 32404
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  /49

  $445,000

  • 3 Beds
  • 2 Baths
  • 2,095 Sq Ft

  7312 Highway 2311, Panama City, FL 32404

  Discover a home that truly offers the best of Deerpoint Estates living. This well-kept 3-bedroom, 2-bath property gives you comfort, space, and an incredible outdoor setup, all less than 2 minutes from the Deerpoint Lake boat ramp. If you love boating, fishing, or simply being near the water, this location is hard to beat. From the moment you step inside, the home feels bright and inviting. The

  Raymond Williams PA Think Real Estate

  7312 Highway 2311, Panama City, FL 32404
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  /22

  $258,000

  • 1 Bed
  • 1 Bath
  • 980 Sq Ft

  3600 Thomas Dr Unit D302, Panama City, FL 32408

  ***BEST PRICED(AS OF LIST DATE) 1 BEDROOM (WITH LOFT) 1 BATHROOM, REMODELED WATERFRONT VIEW CONDO THAT IS WALKING DISTANCE TO THE BEACH IN THE HIGHLY DESIRABLE TREASURE COVE COMPLEX!!!*** As an added bonus the seller is open to a waterfront condo or waterfront lot trade!! This beautiful unit boast breathtaking waterfront views and is less than a 5 minute boat ride to the open gulf. Seller has

  Mario Gobel RE/MAX SELECT Partners

  3600 Thomas Dr Unit D302, Panama City, FL 32408
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  /49

  $324,900

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1328, Panama City, FL 32408

  GREAT VIEWS, Welcome to the Summit, You'll Easily Fall in Love with This Charming 1BR/1.5BA+Bunk Condo That Can Comfortably Accommodate 6 Guests & Offers A Spacious Balcony Overlooking the Gulf of Mexico. Also Featuring a Spacious Living Room-Dining Area & Kitchen Equipped with A Stove, Microwave, Dishwasher, Refrigerator & Breakfast Bar, Oversized Master Bedroom, Bunks in the Hall & Jack-N-Jill

  Mike Rylee Beach Time Realty, Inc

  8743 Thomas Dr Unit 1328, Panama City, FL 32408
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  /11

  $19,950

  • Land
  • 0.15 Acre
  • $133,000 per Acre

  2703 Valla St, Panama City, FL 32401

  *** Owner Financing Available *** At now while available!

  John Burke SUNCOAST MANSIONS LLC

  2703 Valla St, Panama City, FL 32401
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  /41

  $615,000

  • 2 Beds
  • 2 Baths
  • 1,404 Sq Ft

  6201 Thomas Dr Unit 409, Panama City, FL 32408

  This recently remodeled 2-bedroom, 2-bath condo offers breathtaking Gulf views and is just steps from the powder-white sands of Panama City Beach. Thoughtfully updated and beautifully furnished with stylish, comfortable décor, this condo is being sold fully equipped—ready for immediate enjoyment or income production. Enjoy morning coffee or sunset cocktails from your private balcony overlooking

  Ashlie James Beachy Beach Real Estate

  6201 Thomas Dr Unit 409, Panama City, FL 32408
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  /8

  $125,000

  • Land
  • 0.23 Acre
  • $543,478 per Acre

  6415 W Smith Rd, Panama City, FL 32409

  Canal-front property in Southport, located less than three minutes from North Bay. This is an excellent opportunity to build your dream home and enjoy the convenience of having your boat docked directly behind your residence. Don't miss this exceptional lot.

  Team Don and Bubba EXP Realty LLC

  6415 W Smith Rd, Panama City, FL 32409
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  /7

  $600,000

  • Land
  • 4 Acres
  • $150,000 per Acre

  TBD Cook St, Panama City, FL 32404

  This waterfront property in the East Bay Development in Panama City encompasses approximately 4 acres and offers deep water access on St. Andrew's Bay with convenient proximity to the Intracoastal Waterway, the Gulf of Mexico, and Tyndall Air Force Base.

  Wendy Partie NAI Talcor

  TBD Cook St, Panama City, FL 32404
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  /35

  $850,000

  • 11 Beds
  • 10 Baths
  • 5,174 Sq Ft

  Unlisted Address

  Prime Investment Property - Quadplex + Mobile Home on 1.8 Acres with Room to Expand Don't miss this exceptional investment opportunity just minutes from Tyndall Air Force Base. Situated on 1.8 acres, this property offers immediate rental income and outstanding future development potential. The centerpiece is a four-unit townhome quadplex, anchored by a spacious 3-bedroom, 2.5-bath unit boasting

  Dien and Andrew Group Think Real Estate

  Unlisted Address
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  /50

  $725,000

  • 3 Beds
  • 2 Baths
  • 1,540 Sq Ft

  7910 Gadsden Ave, Panama City, FL 32409

  Come Check out 7910 Gadsden in Southport, Florida! This incredible 10-acre property offers endless opportunities, whether you're looking for a private retreat, income-producing potential, or space for your business. The 3-bedroom, 2-bathroom home sits on a serene piece of land with parcels being combined, creating even more value. A 36x40 workshop with a 12x14 roll-up door is perfect for

  Zacarias Sanchez Think Real Estate

  7910 Gadsden Ave, Panama City, FL 32409
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  /40

  $499,000

  • 3 Beds
  • 2 Baths
  • 1,407 Sq Ft

  324 S Palo Alto Ave, Panama City, FL 32401

  Introducing an exceptionally refined 3-bedroom, 2-bath residence offering 1,407 sq. ft. of impeccably finished, heated and cooled living space in the prestigious, historic Cove neighborhood—just minutes from Downtown Panama City's waterfront, dining, and the renowned St. Andrews Yacht Club.Reimagined with uncompromising craftsmanship, this home has undergone a complete high-end renovation,

  Zacarias Sanchez Think Real Estate

  324 S Palo Alto Ave, Panama City, FL 32401
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  /78

  $550,000

  • 3 Beds
  • 2.5 Baths
  • 2,334 Sq Ft

  643 S Berthe Ave, Panama City, FL 32404

  Incredible opportunity for a great looking waterfront property with a private boat dock and lift with access to the Gulf of Mexico. Spacious floor plan with water views through out. Recently renovated with new flooring and paint. Huge outdoor deck that is partially covered. 3 bedrooms 2 1/2 baths with large living area with vaulted ceilings. Roof 2017, HVAC 2009, new tankless water heater.

  Ben Ward Jason Mitchell Group Real Estate

  643 S Berthe Ave, Panama City, FL 32404
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  /35

  $479,900 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,758 Sq Ft

  The Camden Plan at Liberty, Panama City, FL 32404

  Welcome to the Camden, a new home floor plan at Liberty in sunny Panama City, Florida. The Camden is a spacious 4 bedroom, 3.5 bath home with over 2700+ square feet of comfort. The Camden floor plan has many sought after benefits including a roomy three car garage, an appointed dining room, and the highlighted feature is the bonus room with an attached bedroom and bathroom that can be used as an

  D.R. Horton Builder

  6225 Chapman Ln Unit 36208584, Panama City, FL 32404
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  /31

  $125,000

  • 2 Beds
  • 1.5 Baths
  • 812 Sq Ft

  1730 Mallard Dr Unit F, Panama City, FL 32404

  Step into this charming, freshly updated 2BR/1.5BA townhouse—beautifully renovated and completely move-in ready! With no HOA, this home is an easy yes for first-time buyers, downsizers, or investors looking for a solid rental opportunity. Inside, you'll find bright, welcoming spaces featuring new windows, fresh interior and exterior paint, new flooring upstairs, and a kitchen updated with new

  Karen Smith Beachy Beach Real Estate

  1730 Mallard Dr Unit F, Panama City, FL 32404
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  /3

  $29,500

  • Land
  • 1.03 Acres
  • $28,641 per Acre

  000 Cue Dr, Panama City, FL 32404

  Located in the serene outskirts of Panama City, this vacant lot offers 1 acre of pristine country living, situated off a quiet dirt road, this property provides the perfect canvas to build your dream home exactly to your specifications. Imagine waking up to the tranquil sounds of nature, with ample space for gardens, outdoor activities, or even a small farm. Embrace the freedom to create your

  Coastal Vibes Luxury Beach Group Gulf Life Real Estate Inc

  000 Cue Dr, Panama City, FL 32404
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  /12

  $1,500,000

  • 2,430 Sq Ft

  2209 Thomas Dr, Panama City, FL 32408

  Don't miss this opportunity to own a bank property! This building was previously used as a bank and has fixtures and lay-out to support this concept already in place including a large walk-in vault and a double drive-thru. Alternate uses could include restaurant with drive through a cannabis dispensary or a number of uses requiring high visability, high traffic counts and great parking. This

  Lisa Felix Full Sail Realty of NWFL

  2209 Thomas Dr, Panama City, FL 32408
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  /23

  $174,900

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit H204, Panama City, FL 32401

  Situated on seven acres of lushly landscaped grounds overlooking the ever-changing waters of St. Andrews Bay, Landmark on St. Andrews Bay is the ideal location for those with a desire to live on the water and within an intimate neighborhood setting offering fishing, boating, swimming, water sports, sunset watching and conch shell blowing, yet within minutes of the emerald seas of the Gulf of

  Patricia Howes Keller Williams Success Realty

  2100 W Beach Dr Unit H204, Panama City, FL 32401
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  /19

  $440,000

  • Land
  • 0.96 Acre
  • $458,333 per Acre

  2204 Thomas Dr, Panama City, FL 32408

  . Prime Commercial Opportunity in the Heart of Panama City Beach, Florida! Located at 2204 Thomas Drive, this highly desirable property boasts a strategic location with a high traffic count, offering maximum visibility and exposure for any business venture. Situated amidst bustling activity, this parcel is zoned C-3, making it versatile for various commercial purposes. With the scarcity of vacant

  Justin Cater LLC EXP Realty LLC

  2204 Thomas Dr, Panama City, FL 32408
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  /41

  $976,000 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,107 Sq Ft

  3500 Fox Run Blvd, Panama City, FL 32408

  Experience luxury coastal living at its finest in this brand-new, custom-built home located in the exclusive, gated community of Preserve on the Bay, right in the heart of Panama City Beach. Offering 3,107 sq. ft. of thoughtfully designed space, this exquisite residence features 4 spacious bedrooms and 3.5 elegantly appointed baths. From the moment you step through the front door, you are

  Chad Bruce Coastal Sun Realty LLC

  3500 Fox Run Blvd, Panama City, FL 32408

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