Panama City, FL Homes for Sale with No HOA Fee

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  /16

  $198,500

  • 3 Beds
  • 2 Baths
  • 1,220 Sq Ft

  133 Kilbourn Ave, Panama City, FL 32401

  MOVE-IN READY & PRICED TO SELL! This charming split-bedroom home offers the perfect blend of comfort, functionality, and location just 10 minutes from Tyndall AFB and approximately 25 minutes from the beach, with shopping and schools nearby. Inside, you'll find 3 bedrooms and 2 bathrooms, stainless steel appliances, luxury vinyl plank flooring, recessed lighting, and a bright, open layout

  Curtis Williams EXP Realty LLC

  133 Kilbourn Ave, Panama City, FL 32401
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  /26

  $449,900

  • 2 Beds
  • 3 Baths
  • 1,148 Sq Ft

  9900 S Thomas Dr Unit 2007, Panama City, FL 32408

  Master Bedroom faces gulf! Enjoy floor-to-ceiling glass doors to the balcony from both the living room and the master bedroom. This 2-bedroom + bunk room, 2.5-bath layout lives like a 3-bedroom condo and rents like one too. Located in the ideal Stack 20, giving the best Gulf, Beach AND Pool views! ✨ Seller is offering flexible owner financing with a substantial down payment and agreeable

  Carla Singleton Ohana Real Estate Services

  9900 S Thomas Dr Unit 2007, Panama City, FL 32408
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  /6

  $58,000

  • Land
  • 0.15 Acre
  • $386,667 per Acre

  509 N James Ave, Panama City, FL 32401

  Affordable opportunity to acquire a 0.15-acre vacant lot at 509 N James Avenue, Panama City, FL 32401. This compact parcel is ideal for building a retreat or holding as a future investment. Located in a quiet neighborhood with convenient access to local amenities, schools, and major roadways, the property offers flexibility and strong long-term potential. Perfect for first-time buyers, investors,

  Samih Sadiq KELLY RIGHT REAL ESTATE

  509 N James Ave, Panama City, FL 32401
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  /29

  $455,000

  • 3 Beds
  • 3 Baths
  • 1,512 Sq Ft

  8727 Thomas Dr Unit B17, Panama City, FL 32408

  The Investor's Trifecta!!! LOWEST OVERALL PRICE, LOWEST Sq/Ft PRICE, and some of the LOWEST HOA's of all the 3 Bedroom / 3 Bathroom condos located on the beach! This is the ONLY condo in town that offers all 3! And when you consider that highly anticipated development is taking place on both sides of the complex - this truly is the right opportunity, in the right location, at the right price, at

  Garrett Aune Beachy Beach Real Estate

  8727 Thomas Dr Unit B17, Panama City, FL 32408
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  /32

  $369,900

  • 4 Beds
  • 2 Baths
  • 1,711 Sq Ft

  3810 Heartwood St, Panama City, FL 32404

  Welcome home to College Station, where quality construction meets thoughtful with this rare home and high-end upgrades. This beautifully enhanced brick Vanderbilt floor plan offers a spacious, open layout designed for both everyday living and effortless entertaining. Inside, you'll find vaulted ceilings, Luxury Vinyl flooring, and quartz countertops throughout, paired with custom solid wood

  Connie Rivera Gulf Life Real Estate Inc

  3810 Heartwood St, Panama City, FL 32404
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  $259,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,439 Sq Ft

  The Sutton Plan at Liberty, Panama City, FL 32404

  Welcome to the Sutton Plan, one of our new plans at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by

  D.R. Horton Builder

  6225 Chapman Ln Unit 38708013, Panama City, FL 32404
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  /31

  $340,000

  • 4 Beds
  • 2 Baths
  • 1,796 Sq Ft

  137 Arlington Dr, Panama City, FL 32404

  Have you ever wanted to live on the water with a nice sized yard and close to dining and shopping? If so, then this home is the one your looking for. With 4 spacious bedrooms and 2 bathrooms, almost a 1⁄2 acre lot, only 15-20 minutes from 23rd ST, and 10 minutes to Tyndall Air Force Base. Kitchen is spacious and offers plenty of cabinet space. Master bedroom offers double closets. You can slide

  Lee Tadlock Northwest Florida Realty, LLC

  137 Arlington Dr, Panama City, FL 32404
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  /22

  $290,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,425 Sq Ft

  3024 Selma Ave, Panama City, FL 32405

  New Construction under $300,00! Stunning 3-Bed, 2-Bath Home in Highland Park. Welcome to your brand-new dream home in beautiful Panama City! This meticulously built 3-bedroom, 2-bathroom residence offers modern luxury and comfort in a prime location. Key Features: - Spacious & Elegant Interior: Soaring 9-foot ceilings create an open, airy atmosphere throughout the home. Kitchen: Featuring

  Zach Barnes Coldwell Banker Realty

  3024 Selma Ave, Panama City, FL 32405
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  /37

  $330,000

  • 4 Beds
  • 2 Baths
  • 2,077 Sq Ft

  8011 Betty Louise Dr, Panama City, FL 32404

  This inviting property combines modern comfort with relaxed charm on almost 1/2 an Acre. Just minutes from Tyndall Air Force Base, shopping, dining, and the white sandy beaches of Panama City Beach & Mexico Beach. Step inside to find a bright, open-concept floor plan through the foyer that allows for easy living and entertaining. Featuring 2 separate living spaces, one with a brick wood burning

  Coralee King Beachy Beach Real Estate

  8011 Betty Louise Dr, Panama City, FL 32404
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  $549,922 New Construction

  • 3 Beds
  • 2 Baths
  • 2,009 Sq Ft

  345 Juniper Creek Cir, Panama City, FL 32407

  The Tucker is a best-selling one-story home that blends open, functional living with smart flexibility. The airy kitchen, dining, and great room flow seamlessly to a covered rear patio, making entertaining and everyday life effortless. A charming front porch adds curb appeal and a welcoming outdoor space.The private primary suite provides a peaceful retreat, while two additional bedrooms offer

  Harris Doyle Homes Builder

  345 Juniper Creek Cir, Panama City, FL 32407
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  /24

  $199,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  5517 Adalee Rd, Panama City, FL 32404

  Brand-new double-wide manufactured home in the heart of Panama City!Stunning new 28' x 56' double-wide offering modern design, spacious living, and low-maintenance ownership on a private city lot.This beautiful new home features an open-concept floor plan with a large living area, contemporary kitchen, and dining space perfect for entertaining. The kitchen is equipped with stylish

  Cliff Glansen FLATFEE.COM

  5517 Adalee Rd, Panama City, FL 32404
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  /89

  $1,399,000

  • 4 Beds
  • 4.5 Baths
  • 2,698 Sq Ft

  6724 Yacht Club Dr, Panama City, FL 32404

  Waterfront elegance meets modern luxury in this stunning Intracoastal home located within a private gated community. Enjoy sweeping water views from the primary bedroom and multiple balconies designed for seamless indoor-outdoor living. This fully remodeled residence features four bedrooms, each with its own private full bathroom, offering both comfort and privacy for family and guests. The

  Heather Cole Keller Williams Realty Emerald Coast

  6724 Yacht Club Dr, Panama City, FL 32404
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  /26

  $294,900 New Construction

  • 4 Beds
  • 2 Baths
  • 2,045 Sq Ft

  7351 Morningside Dr, Panama City, FL 32404

  Welcome to 7351 Morningside Drive, a new home floor plan at Morningside in Panama City, Florida. The Ryder is a large open floor plan design complete with many features and space for you and your family. As you walk up to the home, you will be welcomed by the covered front porch and the spacious two-car garage. Around the house you will see durable vinyl siding all around, large yards at

  D.R. Horton Builder

  7351 Morningside Dr, Panama City, FL 32404
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  /72

  $599,000

  • 4 Beds
  • 3.5 Baths
  • 2,426 Sq Ft

  1604 Discovery Loop N, Panama City, FL 32405

  Welcome to one of SweetBay's most desirable floor plans — the Captiva by Samuel Taylor Homes! This beautifully designed residence offers 4 bedrooms plus a loft, providing the perfect balance of comfort, style, and flexibility for everyday living and entertaining. The open-concept layout flows seamlessly from the spacious living area to the large covered rear lanai and welcoming front porch, ideal

  Celia Bush Think Real Estate

  1604 Discovery Loop N, Panama City, FL 32405
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  /36

  $260,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,142 Sq Ft

  925 Bonnie Dr, Panama City, FL 32404

  This thoughtfully designed cottage home in Panama City is a smart move for anyone looking for quality, comfort, and convenience. This 3 bedroom, 2 bathroom open concept floor plan is a great starter home. A one car garage with plenty of storage and an expansive lot for creating your own backyard oasis. Just minutes from Tyndall Air Force Base, public boat ramps, parks, and all the essentials of

  Joshua Hoey Think Real Estate

  925 Bonnie Dr, Panama City, FL 32404
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  /54

  $482,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 2,009 Sq Ft

  Tucker Plan at Breakfast Point East, Panama City, FL 32407

  The Tucker is a best-selling one-story home that blends open, functional living with smart flexibility. The airy kitchen, dining, and great room flow seamlessly to a covered rear patio, making entertaining and everyday life effortless. A charming front porch adds curb appeal and a welcoming outdoor space.The private primary suite provides a peaceful retreat, while two additional bedrooms offer

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37003990, Panama City, FL 32407
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  /48

  $539,000

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  5801 Thomas Dr Unit 1204, Panama City, FL 32408

  Welcome to Regency Towers on the highly desirable east end of Thomas Drive — where Gulf-front living meets panoramic coastal beauty.This spacious 3-bedroom, 2- full bath residence comfortably accommodates up to 8-10 guests and offers breathtaking gulf views from your private balcony. What truly sets this unit apart is the stunning side view perspective — allowing you to take in miles of

  Crystal Duncan Paradise Properties of NW Florida

  5801 Thomas Dr Unit 1204, Panama City, FL 32408
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  /31

  $234,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,125 Sq Ft

  2601 E 6th St, Panama City, FL 32401

  Open House, Sunday, 11a-2p. Price Improvement- REDUCED $15,000! Charming New Construction, Built by Solara Homes, an established local builder. This home could be purchased for low to no money down, and down payment assistance may be possible for you! Experience stylish comfort in this luxury designed 3-bedroom, 2-bath home offering 1125 square feet of thoughtfully crafted living space. Enjoy an

  Cynthia Chavira Own It Real Estate LLC

  2601 E 6th St, Panama City, FL 32401
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  /50

  $470,000

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 302, Panama City, FL 32408

  Enjoy breathtaking views of Grand Lagoon and the inlet from the Gulf of Mexico in this spacious 1,458 sq ft condo. Whether you're looking for a primary residence, a vacation home, or an investment property to rent between visits, this unit offers the perfect blend of comfort and lifestyle.Relax on the balcony while watching stunning sunrises and sunsets, or observe the boats as they head out

  Rob Kinney Counts Real Estate Group Inc

  4100 Marriott Dr Unit 302, Panama City, FL 32408
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  /24

  $120,000

  • 2 Beds
  • 1.5 Baths
  • 784 Sq Ft

  1433 S Kimbrel Ave, Panama City, FL 32404

  If you're looking for an affordable income property in a great location with lots of yard space, you must see 1433 S Kimbrel Ave. This property is currently rented at $1,400 a month until Nov 2025. It features two bedrooms and one and a half bathrooms, is situated on a .20 acre lot, and has a storage building with a coved carport. The roof, floors, and water heater were replaced in 2022, along

  Melany Hathcock Keller Williams Success Realty

  1433 S Kimbrel Ave, Panama City, FL 32404
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  /5

  $70,000

  • Land
  • 0.52 Acre
  • $135,659 per Acre

  107 Lake Merial Blvd, Panama City, FL 32409

  I’m Excited About This Property! ........ Now Let Me Tell You Why! ... OWNER FINANCING! ... Gated Community! .... Build the Waterfront Home Of Your Dreams! Here Are The Details: ... Land: 22,476/sf .... Linear Water Front: 155’ .... This property has it all! .... Buyer must preview "Virtual Walk-Through" before showing.

  Leon Weinschneider Beachfront Realty Inc

  107 Lake Merial Blvd, Panama City, FL 32409
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  /26

  $410,000

  • 4 Beds
  • 2.5 Baths
  • 2,445 Sq Ft

  3205 Wood Valley Rd, Panama City, FL 32405

  This beautifully maintained 4-bedroom, 2.5-bath ranch-style home offers comfort, space, and functionality throughout. Inside, you'll find exceptionally large bedrooms and an open, inviting kitchen with ample counter space and storage—perfect for everyday living and entertaining. Step outside to your private backyard retreat featuring a luxury pool and a large, fully fenced yard ideal for

  Craig Baranowski Scenic Sotheby's International Realty

  3205 Wood Valley Rd, Panama City, FL 32405
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  /8

  $50,000

  • Land
  • 0.24 Acre
  • $208,333 per Acre

  Unlisted Address

  Vacant corner lot at 605 Arrow St. cleared, surveyed, and ready for construction. Located in a quiet neighborhood with utilities accessible. No prep work needed—bring your plans, break ground, and start building. Ideal for buyers who want a straightforward build without delays.

  Matthew Wright Think Real Estate

  Unlisted Address
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  /32

  $314,000

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  3903 Ereno Ct, Panama City, FL 32405

  * Motivated seller offering up to $4,000 in closing costs for a limited time! * Tranquil cul-de-sac living in the heart of Panama City, just minutes from shopping, dining, schools, and the beaches. This move-in ready home offers the perfect balance of modern comfort and outdoor lifestyle — with no HOA restrictions. Inside, you'll find an open and inviting layout with updated finishes throughout,

  Ethan Davis Corcoran Reverie

  3903 Ereno Ct, Panama City, FL 32405
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  /6

  $240,000

  • 1 Bed
  • 1 Bath
  • 656 Sq Ft

  3600 Thomas Dr Unit D102, Panama City, FL 32408

  Water views and your own dock await! This beautifully renovated first-floor condo offers a serene, waterfront lifestyle with direct lagoon access. Imagine waking up to views of palm trees and water from your living room and bedroom, then stepping onto your private balcony to enjoy spectacular sunsets. This isn't just a condo; it's a boater's paradise, featuring BOAT PARKING AND DEEDED DOCK ACCESS

  Cliff Glansen FLATFEE.COM

  3600 Thomas Dr Unit D102, Panama City, FL 32408
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  /54

  $279,900

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 329, Panama City, FL 32408

  Priced under recent appraisal, this beautifully updated, turnkey lakeview condo at Laketown Wharf offers a rare blend of value, style, and strong rental appeal. Featuring 2 bedrooms, 2 bathrooms, plus a private bunk room and approximately 1,262 square feet of thoughtfully designed living space. This residence is ready to enjoy from day one-whether as a personal retreat or a high-demand vacation

  Meghan Hall Keller Williams Realty Emerald

  9902 S Thomas Dr Unit 329, Panama City, FL 32408
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  /33

  $119,500

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  517 S Highway 22 A, Panama City, FL 32404

  Price Reduced!! Spacious townhome with tons of potential. Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms

  Daryle Burkey Coldwell Banker Realty

  517 S Highway 22 A, Panama City, FL 32404
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  /65

  $360,500

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 422, Panama City, FL 32408

  Remarks: This stunning, fully updated 1 Bedroom 1.5 Bath lower-level condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new

  Jo Cochran Anchor Realty Florida

  8743 Thomas Dr Unit 422, Panama City, FL 32408
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  /8

  $225,000

  • Land
  • 0.3 Acre
  • $750,000 per Acre

  4133 Catherine St, Panama City, FL 32408

  Buildable Double Lot - Steps to the Water! Opportunity knocks... and this one is loud. Just one block off the water, this oversized double lot offers flexibility that's almost impossible to find in this part of Panama City Beach. Build two homes for maximum investment potential, or spread out and create one custom coastal dream home with room for everything you've ever pictured. Located just down

  Rick Miller Beachy Beach Real Estate

  4133 Catherine St, Panama City, FL 32408
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  /50

  $199,500

  • 3 Beds
  • 2.5 Baths
  • 1,704 Sq Ft

  1840 Mallard Dr Unit C, Panama City, FL 32404

  This cozy waterfront townhome has so much to offer. It has been completely remodeled in the past 2 years. As you enter this cozy townhome, you will see how open and spacious it is, allowing your creativity to flow. It has LP flooring done in 2024, ceramic flooring in the kitchen installed in 2022, stainless steel appliances, completely painted on the outside. Come enjoy the tranquility. Make your

  Nick Brown Coldwell Banker Niceville

  1840 Mallard Dr Unit C, Panama City, FL 32404
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  /47

  $369,900

  • 3 Beds
  • 2 Baths
  • 1,985 Sq Ft

  3812 Redbud Way, Panama City, FL 32404

  Move-in ready and packed with upgrades, this solid brick home offers the charm, durability, and curb appeal buyers love. Meticulously maintained and freshly painted, this 3-bedroom, 2-bath home welcomes you with a bright open-concept living, kitchen, and dining area ,perfect for entertaining or relaxing at home. Enjoy the popular split-bedroom layout with two bedrooms and a shared bath near the

  Mowayne Copeland Keller Williams Success Realty

  3812 Redbud Way, Panama City, FL 32404
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  /17

  $1,250,000

  • Land
  • 3.6 Acres
  • $347,222 per Acre

  2026 Fulton St, Panama City, FL 32409

  Prime opportunity on Fanning Bayou! This beautiful property offers endless potential, perfect for investors, ideal for developers( Could be Bay Counties next waterfront community), and fantastic location for a business venture. With excellent access to Highway 77, this property combines waterfront appeal with high traffic visibility. Whether you're planning a thriving business or a thoughtfully

  Tonia Hathaway CENTURY 21 Commander Realty

  2026 Fulton St, Panama City, FL 32409
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  /32

  $390,900

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 622, Panama City, FL 32408

  Gulf breezes in the morning, sunset colors over the lagoon at night—life at Laketown Wharf is all about easy beach days and memory-making nights. Natural light fills an open living space that steps out to a private balcony for coffee, cocktails, and stargazing. The floor plan is set up for fun trips with family and friends, including a bunk niche that adds the extra sleeping space travelers look

  Eddie Navarez Salty Marlin Realty LLC

  9860 S Thomas Dr Unit 622, Panama City, FL 32408
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  /26

  $174,500

  • 1 Bed
  • 1.5 Baths
  • 620 Sq Ft

  4114 Holiday Dr Unit 20, Panama City, FL 32408

  Affordable Beach Retreat - Rare Find Just 100 Yards from the Gulf! Don't miss your chance to own one of the most affordable beach condos on the Emerald Coast! Perfect as a personal getaway or an income-producing investment, this top-floor gem is ideally located just steps from Beach Accesses 13 & 14—putting the sugar-white sands of the Gulf right at your doorstep. Inside, you'll find a

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  4114 Holiday Dr Unit 20, Panama City, FL 32408
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  /5

  $300,000

  • 4 Beds
  • 2 Baths
  • 1,834 Sq Ft

  4740 Loblolly Way, Panama City, FL 32404

  This Titus Park home is a Brick Cali floor plan with separate metered irrigation, larger upgraded soaking tub, gutters, and water softener. It is located 6 miles from route 77 and 23 street. 14 miles from Tyndall, and 30 minutes to the Navy Dive center. Centrally located with Publix at Lindsey xing and Winn Dixie. North Bay Haven Charter School within a 5 minute drive. Lynn Haven Bayou Park and

  Scott Hamilton GMX Realty

  4740 Loblolly Way, Panama City, FL 32404
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  /14

  $199,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  1328 Friendship Ave, Panama City, FL 32401

  CHARMING HISTORIC GEM! Perfect small home or rental. STR may be a great way to go here. Discover this delightful 1-bedroom, 2-bathroom home nestled in the prestigious Historic St. Andrews district of Panama City! This beautifully appointed property features a spacious master bedroom suite with generous closet space and natural light, complemented by two full bathrooms offering convenience and

  Tony Viejo AMERICAN REALTY of Bay Co, Inc

  1328 Friendship Ave, Panama City, FL 32401
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  /35

  $495,000 Open Sun 12PM - 3PM

  • 4 Beds
  • 2.5 Baths
  • 2,591 Sq Ft

  2806 Broad Wing Ave, Panama City, FL 32405

  OPEN HOUSE - Sunday, February 15th from 12-3p. Located in the desirable Hawks Landing community, this 4-bedroom, 2.5-bath brick home offers nearly 2,600 square feet of comfortable living space with a layout designed for both everyday living and entertaining. Situated in the heart of Lynn Haven, it delivers the space, privacy, and lifestyle today's buyers are looking for.Inside, the spacious

  Team Don and Bubba EXP Realty LLC

  2806 Broad Wing Ave, Panama City, FL 32405
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  /32

  $284,900

  • 3 Beds
  • 1 Bath
  • 995 Sq Ft

  1700 Billings Ave, Panama City, FL 32401

  New Price Reduction!Charming Coastal Cottage in the heart of historical ST. ANDREWS just two blocks from St Andrews Bay. This 3 BR/1 BA has been recently renovated with over $75,000 in upgrades and vintage character. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary/second home, Short Term Rental or Neighborhood Friendly business.

  Merrie Allen Anchor Realty Florida

  1700 Billings Ave, Panama City, FL 32401
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  /52

  $669,000

  • 2 Beds
  • 2 Baths
  • 1,380 Sq Ft

  9450 S Thomas Dr Unit 702B, Panama City, FL 32408

  Luxuriously renovated 2-bedroom, 2-bath residence at the prestigious Boardwalk Beach Resort Condominiums. This exclusive beachfront resort delivers the elevated coastal lifestyle Florida is known for. Located on the highly desirable 7th floor, the residence features an open-concept floor plan with 9-foot ceilings accented by elegant crown molding. The Gulf-front primary bedroom and living area

  Patty Rivera Pineapple Properties

  9450 S Thomas Dr Unit 702B, Panama City, FL 32408
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  /4

  $745,000

  • 3 Beds
  • 2.5 Baths
  • 2,112 Sq Ft

  1502 Trout Ln, Panama City, FL 32408

  Waterfront Value in Bay Point - A Boater's Dream Get on the water now with this exceptional opportunity to own a waterfront home in Panama City Beach—one of the area's best buys for coastal living and investment potential. Whether you're looking for a full-time residence or a vacation rental, this canal-front property offers the perfect blend of lifestyle, location, and value. Truly a boater's

  Hope Abbott Turner Keller Williams Realty Emerald

  1502 Trout Ln, Panama City, FL 32408

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