Panama City, FL Homes for Sale with No HOA Fee

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  /45

  $369,900

  • 5 Beds
  • 3 Baths
  • 2,556 Sq Ft

  7173 Ellie B Dr, Panama City, FL 32404

  This spacious five bedroom, three full baths home offers the perfect blend of comfort and functionality. Step into a light-filled living room that flows into a cozy den, ideal for relaxing evenings or entertaining guests. The kitchen features a center island, ample cabinet space, and a sunny eat-in breakfast area that is perfect for busy mornings or casual dining. Situated on just under half an

  Heather Cole Keller Williams Realty Emerald Coast

  7173 Ellie B Dr, Panama City, FL 32404
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  /29

  $314,500

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  3903 Ereno Ct, Panama City, FL 32405

  * Motivated seller offering up to $4,500 in closing costs for a limited time! * Welcome to 3903 Ereno Court, a stunning 4-bedroom, 2-bathroom home located in the heart of Panama City, FL. This 1,768 square foot residence has an effective build date of 2021, and it offers a seamless blend of modern amenities and thoughtful design, making it move-in ready for its next owner. Situated in a quiet

  Ethan Davis Corcoran Reverie

  3903 Ereno Ct, Panama City, FL 32405
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  /12

  $28,000

  923 Watermark Way, Panama City, FL 32404

  Build Your Dream Home in a Gated Waterfront Community! Discover the perfect opportunity to create your coastal retreat on this recently cleared lot in the exclusive Laird Point community. This gated, waterfront neighborhood offers a serene and private atmosphere while providing convenient access to the water for boating and fishing enthusiasts. Located just minutes from local restaurants, shops,

  John Arroyo LPT Realty LLC

  923 Watermark Way, Panama City, FL 32404
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  /6

  $260,000

  • 1 Bed
  • 1 Bath
  • 656 Sq Ft

  3600 Thomas Dr Unit D102, Panama City, FL 32408

  Water views and your own dock await! This beautifully renovated first-floor condo offers a serene, waterfront lifestyle with direct lagoon access. Imagine waking up to views of palm trees and water from your living room and bedroom, then stepping onto your private balcony to enjoy spectacular sunsets. This isn't just a condo; it's a boater's paradise, featuring BOAT PARKING AND DEEDED DOCK ACCESS

  Cliff Glansen FLATFEE.COM

  3600 Thomas Dr Unit D102, Panama City, FL 32408
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  /42

  $299,900

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 329, Panama City, FL 32408

  **Back on the market due to no fault of the seller**Amazing deal alert... recently updated and ready for you! This perfect turnkey, rental-ready lakeview condo at Laketown Wharf offers 2 bedrooms, 2 bathrooms, plus a bunk room with approximately 1,262 sqft. Enjoy a spacious open living and dining area featuring granite countertops and a fully equipped kitchen with a breakfast bar. Recent upgrades

  Meghan Hall Keller Williams Realty Emerald

  9902 S Thomas Dr Unit 329, Panama City, FL 32408
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  /77

  $3,995,000

  • 7 Beds
  • 7.5 Baths
  • 4,024 Sq Ft

  8319 Surf Dr Unit A, Panama City, FL 32408

  Welcome to Southern Comfort—your slice of beachfront paradise, where Southern hospitality meets upscale coastal living. This luxury Gulf-front home is designed for gathering, celebrating, and relaxing in style. Spanning over 4,000 square feet, the home features 7 bedrooms, 7.5 baths, a game room, and thoughtful touches throughout that make it as welcoming as it is impressive. On the main level,

  Joslyn Jacobs Berkshire Hathaway HomeServices

  8319 Surf Dr Unit A, Panama City, FL 32408
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  /21

  $199,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,264 Sq Ft

  2540 Usery Rd, Panama City, FL 32404

  Welcome to your brand-new Zone 3, 3-bedroom, 2-bath manufactured home offering 1,264 sq ft of thoughtfully designed living space. This home features an open floor plan with modern finishes, spacious bedrooms, and plenty of natural light. Enjoy low-maintenance living in a convenient location close to shopping, hospitals, dining, and the area's beautiful beaches. Whether you're looking for a

  Bryan Lawrence Keller Williams Success Realty

  2540 Usery Rd, Panama City, FL 32404
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  /33

  $119,500

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  517 S Highway 22 A, Panama City, FL 32404

  Price Reduced!! Spacious townhome with tons of potential. Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms

  Daryle Burkey Coldwell Banker Realty

  517 S Highway 22 A, Panama City, FL 32404
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  /65

  $369,500

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 422, Panama City, FL 32408

  Remarks: This stunning, fully updated 1 Bedroom 1.5 Bath lower-level condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new

  Jo Cochran Anchor Realty Florida

  8743 Thomas Dr Unit 422, Panama City, FL 32408
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  /8

  $225,000

  4133 Catherine St, Panama City, FL 32408

  Buildable Double Lot - Steps to the Water! Opportunity knocks... and this one is loud. Just one block off the water, this oversized double lot offers flexibility that's almost impossible to find in this part of Panama City Beach. Build two homes for maximum investment potential, or spread out and create one custom coastal dream home with room for everything you've ever pictured. Located just down

  Rick Miller Beachy Beach Real Estate

  4133 Catherine St, Panama City, FL 32408
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  /50

  $199,500

  • 3 Beds
  • 2.5 Baths
  • 1,704 Sq Ft

  1840 Mallard Dr Unit C, Panama City, FL 32404

  This cozy waterfront townhome has so much to offer. It has been completely remodeled in the past 2 years. As you enter this cozy townhome, you will see how open and spacious it is, allowing your creativity to flow. It has LP flooring done in 2024, ceramic flooring in the kitchen installed in 2022, stainless steel appliances, completely painted on the outside. Come enjoy the tranquility. Make your

  Nick Brown Coldwell Banker Niceville

  1840 Mallard Dr Unit C, Panama City, FL 32404
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  /10

  $275,000

  • 3 Beds
  • 1 Bath
  • 1,100 Sq Ft

  2812 W 11th St, Panama City, FL 32401

  This beautifully remodeled house is located in theheart of St. Andrews, just steps from Beck Avenueand St. Andrews Bay. Live—or office—in thischarming community and enjoy the convenienceof walkable dining, boutique shopping andnightlife.

  Anderson Brooks NAI TALCOR

  2812 W 11th St, Panama City, FL 32401
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  /17

  $1,250,000

  • Land
  • 3.6 Acres
  • $347,222 per Acre

  2026 Fulton St, Panama City, FL 32409

  Prime opportunity on Fanning Bayou! This beautiful property offers endless potential, perfect for investors, ideal for developers( Could be Bay Counties next waterfront community), and fantastic location for a business venture. With excellent access to Highway 77, this property combines waterfront appeal with high traffic visibility. Whether you're planning a thriving business or a thoughtfully

  Tonia Hathaway CENTURY 21 Commander Realty

  2026 Fulton St, Panama City, FL 32409
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  /32

  $395,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 622, Panama City, FL 32408

  Gulf breezes in the morning, sunset colors over the lagoon at night—life at Laketown Wharf is all about easy beach days and memory-making nights. Natural light fills an open living space that steps out to a private balcony for coffee, cocktails, and stargazing. The floor plan is set up for fun trips with family and friends, including a bunk niche that adds the extra sleeping space travelers look

  Eddie Navarez Salty Marlin Realty LLC

  9860 S Thomas Dr Unit 622, Panama City, FL 32408
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  /26

  $174,500

  • 1 Bed
  • 1.5 Baths
  • 620 Sq Ft

  4114 Holiday Dr Unit 20, Panama City, FL 32408

  Affordable Beach Retreat - Rare Find Just 100 Yards from the Gulf! Don't miss your chance to own one of the most affordable beach condos on the Emerald Coast! Perfect as a personal getaway or an income-producing investment, this top-floor gem is ideally located just steps from Beach Accesses 13 & 14—putting the sugar-white sands of the Gulf right at your doorstep. Inside, you'll find a

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  4114 Holiday Dr Unit 20, Panama City, FL 32408
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  /5

  $300,000

  • 4 Beds
  • 2 Baths
  • 1,834 Sq Ft

  4740 Loblolly Way, Panama City, FL 32404

  This Titus Park home is a Brick Cali floor plan with separate metered irrigation, larger upgraded soaking tub, gutters, and water softener. It is located 6 miles from route 77 and 23 street. 14 miles from Tyndall, and 30 minutes to the Navy Dive center. Centrally located with Publix at Lindsey xing and Winn Dixie. North Bay Haven Charter School within a 5 minute drive. Lynn Haven Bayou Park and

  Scott Hamilton GMX Realty

  4740 Loblolly Way, Panama City, FL 32404
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  /14

  $199,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  1328 Friendship Ave, Panama City, FL 32401

  CHARMING HISTORIC GEM! Perfect small home or rental. STR may be a great way to go here. Discover this delightful 1-bedroom, 2-bathroom home nestled in the prestigious Historic St. Andrews district of Panama City! This beautifully appointed property features a spacious master bedroom suite with generous closet space and natural light, complemented by two full bathrooms offering convenience and

  Tony Viejo AMERICAN REALTY of Bay Co, Inc

  1328 Friendship Ave, Panama City, FL 32401
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  /32

  $289,900

  • 3 Beds
  • 1 Bath
  • 995 Sq Ft

  1700 Billings Ave, Panama City, FL 32401

  PRICE IMPROVEMENT ! OPEN HOUSE SATURDAY DECEMBER 20th10 AM TO 1 PM Charming Coastal Cottage in the heart of historical St. Andrews just two blocks from St Andrews Bay. This 3 BR/1 BA has been recently renovated with over $75,000 in upgrades and vintage character. The home is zoned for the St Andrews neighborhood/CRA revitalization area (NR) and can be used for a primary/second home, Short

  Merrie Allen Anchor Realty Florida

  1700 Billings Ave, Panama City, FL 32401
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  /2

  $40,000

  • Land
  • 0 Acre

  928 Bonnie Dr, Panama City, FL 32404

  Perfect Land, size and location to build your own private home.

  Ademir Correa Junior Max C&T Realty LLC

  928 Bonnie Dr, Panama City, FL 32404
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  /34

  $295,000

  • 4 Beds
  • 3 Baths
  • 1,620 Sq Ft

  1914 Coach Scovel Way, Panama City, FL 32405

  Discover this stunning, move-in ready 4-bedroom, 3-bathroom home in the highly sought-after St. Andrews area, conveniently located near FSU and Gulf Coast State College. Perfectly blending comfort and style, this home is a must-see! Step into an open and inviting floor plan featuring a spacious kitchen and dining area with gorgeous quartz countertops and major appliances included. The open layout

  Robbie Hughes Counts Real Estate Group

  1914 Coach Scovel Way, Panama City, FL 32405
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  /3

  $475,000

  • Land
  • 0.96 Acre
  • $494,792 per Acre

  711 Venetian Way, Panama City, FL 32405

  Nearly a full acre, cleared with street frontage on 3 sides, roads in place, utilities in street, and MU3 zoning allows for 20 units per acre. A 16 unit townhome subdivision development is a good fit. Preliminary site plan indicates unit pad site of 20 x 42 each unit, sufficient for a 3 br - 2.5 bath + single garage. Layout options include a 5 plex + 3 plex or 4 plex + two duplexes down each

  Don Giles GILES APPRAISAL GROUP, INC

  711 Venetian Way, Panama City, FL 32405
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  /2

  $155,900

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  3738 E 9th St, Panama City, FL 32401

  NO HOA FEES, Affordable 2 bed , 1.5 bath with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing.

  Donna Stokes Top Producers Real Estate Ctr

  3738 E 9th St, Panama City, FL 32401
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  /17

  $550,000

  • 3 Beds
  • 2 Baths
  • 1,352 Sq Ft

  5801 Thomas Dr Unit 1203, Panama City, FL 32408

  Beautiful Gulf Front Condo! Experience the sugar white pristine coastline of Panama City Beach in this spacious 3-bedroom, 2 full bath condo on the 12th floor with a spectacular view of the emerald green waters of the Gulf Of America. The sunsets are unparalleled! This unit is fully renovated with modern conveniences. The Regency Towers features low HOA dues, picnic and grill area, beachside bar

  Erica Ledford Ledford Realty Group, LLC

  5801 Thomas Dr Unit 1203, Panama City, FL 32408
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  /28

  $799,500

  • 4 Beds
  • 3 Baths
  • 3,067 Sq Ft

  2742 County Road 390, Panama City, FL 32405

  This exceptional property, situated on 1.14 acres in the heart of Panama City, offers a rare combination of residential comfort and commercial potential. Whether you're looking for a spacious private residence or a prime location for your next business venture, this home delivers!Inside you will find a large master suite providing a private retreat, while the huge great room offers ample

  Tonia Hathaway CENTURY 21 Commander Realty

  2742 County Road 390, Panama City, FL 32405
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  /11

  $331,000

  • 3 Beds
  • 2 Baths
  • 1,744 Sq Ft

  109 Concord Cir, Panama City, FL 32405

  BACK ON THE MARKET AT NO FAULT OF THE SELLER....3/2 with Extra Room newly remodeled home on a half acre in the heart of Panama City. Literally be anywhere you want in town in 5 minutes. All new cabinets with new stainless appliances and quartz countertops and backsplash. LVP flooring throughout. New HVAC and water heaters. Nest thermostat and doorbell cam. Updated electric. Whole home solar which

  Steven Koleno Beycome of Florida LLC

  109 Concord Cir, Panama City, FL 32405
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  /30

  $286,750

  • 1 Bath
  • 488 Sq Ft

  436 Harrison Ave Unit 12, Panama City, FL 32401

  A New Era in Historic Downtown Panama City! Introducing The Mashburn Building—an iconic four-story development redefining luxury and community in the heart of Historic Downtown Panama City. Featuring 27,000 square feet of historic charm, this distinctive property offering industrial-style residential lofts on the third and fourth floors, each with nearly 12-foot ceilings, polished concrete

  Kristen Barr Counts Real Estate Group Inc

  436 Harrison Ave Unit 12, Panama City, FL 32401
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  /20

  $249,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,176 Sq Ft

  924 Taylor Dr, Panama City, FL 32404

  Seller offering $5k towards buyers closing costs/rate buy down! Welcome to the ''Victoria'' floor plan! This beautiful 3 bedroom/2 bathroom NEW CONSTRUCTION home is conveniently located with NO HOA! Interior showcases 9ft ceilings, and luxury vinyl plank flooring throughout an open-concept split floor plan. Kitchen features quartz countertops, stainless steel appliances, and a walk-in pantry

  Christina Daniels Keller Williams Success Realty

  924 Taylor Dr, Panama City, FL 32404
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  /34

  $450,000

  • 6 Beds
  • 3 Baths
  • 3,792 Sq Ft

  710 Moore Cir, Panama City, FL 32401

  More than just a home, this victorian inspired-style property is the opportunity to create your own vision while maintaining a piece of authentic Florida history. Built at the turn of the 20th century, it has had a succession of eminent owners and custodians over the past 125 years, each contributing to its character while retaining its historic distinction. Heralded as one of the ''finest

  Christina Knox Scenic Sotheby's International Realty

  710 Moore Cir, Panama City, FL 32401
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  /61

  $750,000

  • 3 Beds
  • 2 Baths
  • 1,898 Sq Ft

  2555 E Highway 388, Panama City, FL 32409

  Note: For safety and access, all showings must be accompanied by a licensed real estate agent with an approved appointment. The home sits approximately 0.4 miles off E. Hwy 388 with one private entry in and out. Come explore your slice of paradise on this 33.5-acre property featuring a 3 bedroom, 2 bathroom home built in 2022. Approximately 3 acres are cleared, offering a perfect blend of open

  Kelli Adams ERA Neubauer Real Estate, Inc

  2555 E Highway 388, Panama City, FL 32409
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  /28

  $389,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,972 Sq Ft

  3884 Red Deer Cir Unit Lot 22, Panama City, FL 32404

  Welcome to Game Farm - A Peaceful Place to Call Home. Take advantage of exclusive incentives: enjoy a special 5.99% interest rate plus $3,000 toward closing costs with our preferred lender. Created by Ben Wortman Construction, a veteran and proud Bay County local, Game Farm offers the perfect blend of privacy and convenience in the heart of Panama City. From the moment you wind through the

  Charles Commander Jr. CENTURY 21 Commander Realty

  3884 Red Deer Cir Unit Lot 22, Panama City, FL 32404
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  /45

  $499,000

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 402, Panama City, FL 32408

  Welcome to Unit 402 at Reflections at Bay Point—where every day begins and ends with stunning water views! This beautifully updated condo boasts some of the most breathtaking views in the building. Enjoy the scenery of St. Andrew Bay, Shell Island, and even St. Andrews State Park. Whether you're watching dolphins glide by, coastal birds perch along the shoreline, boats return from the Gulf, or

  Lauren Beninate Beachy Beach Real Estate

  4100 Marriott Dr Unit 402, Panama City, FL 32408
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  /17

  $297,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,410 Sq Ft

  1549 Chandlee Ave Unit A, Panama City, FL 32405

  Welcome to the ''BEECH'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located in NO HOA just off Hwy 98 and 23rd St. close to shopping, restaurants and more. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring throughout; The spacious open concept living room overlooks the kitchen featuring a kitchen island/breakfast bar, quartz

  Christina Daniels Keller Williams Success Realty

  1549 Chandlee Ave Unit A, Panama City, FL 32405
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  /25

  $357,900

  • 3 Beds
  • 2 Baths
  • 1,983 Sq Ft

  4047 Brook Stone Dr, Panama City, FL 32405

  OPEN HOUSE FRIDAY, SATURDAY and SUNDAY! Welcome to your dream home tucked away in the highly sought-after Plantation Park neighborhood! Priced to sell quickly, this beautifully maintained, all-brick craftsman-style home offers the perfect blend of comfort, convenience, and charm. Ideally situated just minutes from shopping, top-rated schools, great restaurants and only a short drive to Tyndall

  Jane Fillingim Keller Williams Success Realty

  4047 Brook Stone Dr, Panama City, FL 32405
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  /79

  $339,000

  • 3 Beds
  • 2 Baths
  • 1,526 Sq Ft

  4043 Woodville Ln, Panama City, FL 32405

  Move in ready! Be prepared to be impressed! This 3 bedroom, 2 Bath home is at the end of a cul-de-sac and has a huge yard with a storage shed in the back. The Privacy fence (side and rear yards), insures a secure area and on this street there is no through traffic to deal with. All tile flooring throughout, is easy to care for. There is an office space which is handy. The large living room with a

  R. Skip Koski Keller Williams Success Realty

  4043 Woodville Ln, Panama City, FL 32405
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  /32

  $460,000

  • 1 Bed
  • 2 Baths
  • 873 Sq Ft

  5115 Gulf Dr Unit 2105, Panama City, FL 32408

  Experience true beachfront living in Seychelles Unit 2105. This beautifully appointed Gulf-front condo features a spacious primary bedroom overlooking the emerald waters of the Gulf of Mexico aka Gulf of America! Wake up to breathtaking sunrises and the sound of the waves. There is a Bunk Room that is used as a 2nd bedroom with 2 twin beds. Enjoy the coastal breeze from your 25 foot covered

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  5115 Gulf Dr Unit 2105, Panama City, FL 32408
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  /133

  $338,720 New Construction

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft

  2306 Myrtle Ct Unit LOT 637 - MANGROVE P, Panama City, FL 32405

  Move-in ready home in SweetBay! Builder is offering a $25,000 use-as-you-choose incentive or Rates as low as 4.99% PLUS $7,500 towards closing costs with preferred lender! This low-maintenance lock-and-leave Cottage is in the popular waterfront community of SweetBay! These cottages are perfect if you're ready to stop doing yard work and enjoy the phenomenal lifestyle that SweetBay has to offer!

  Janet Melton SweetBay Realty

  2306 Myrtle Ct Unit LOT 637 - MANGROVE P, Panama City, FL 32405
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  $452,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,620 Sq Ft

  Waverly Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Waverly plan by Harris Doyle Homes is offered in Indigo Lakes. This sought after single level home offers an expansive vaulted ceiling in both the dining and open great room. The gorgeous island kitchen comes standard with stainless appliances, stone countertops and a tile backsplash. The private primary suite has a spacious bath with tile-to-ceiling shower, dual vanities, and an adjoining

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004364, Panama City, FL 32405
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  /40

  $299,900

  • 3 Beds
  • 2 Baths
  • 1,327 Sq Ft

  5509 Merritt Brown Rd, Panama City, FL 32404

  ** SELLER IS NOW OFFERING A $3,000.00 BUYER CONCESSION FOR CLOSING COST **Motivated Sellers, come take a look today!! Welcome home to this bright and airy 3-bedroom, 2-bath residence perfectly positioned on a spacious .33-acre corner lot in the highly desired Cherokee Heights neighborhood. Located within walking distance of Tommy Smith Elementary and Merritt Brown Middle School, this home offers

  Kailey Collison EXP Realty LLC

  5509 Merritt Brown Rd, Panama City, FL 32404
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  /43

  $249,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9902 S Thomas Dr Unit 1737, Panama City, FL 32408

  Welcome to Laketown Wharf Resort. This modern and comfortable unit has 1047 sq. ft. of comfort and style. Compare the space to most condo's on the beach with about 650-850 sq. ft. for a one bedroom, full bunk room and two private baths. The spacious kitchen has lots of cabinets, granite counters and this updated unit has new lighting, new ceiling fans and comes fully furnished & rental ready.

  Mark Chambliss Coastal Palms Real Estate

  9902 S Thomas Dr Unit 1737, Panama City, FL 32408
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  /51

  $479,900

  • 3 Beds
  • 2 Baths
  • 1,451 Sq Ft

  3914 Vicar St, Panama City, FL 32408

  This is THE ONE you've been waiting for! The perfect beach home for an unbeatable price! What a find! This recently updated property boasts a uniquely large amount of space. With 1451 square feet, this coastal charmer has 3 bedrooms and 2 bathrooms in a split floor plan design, all on one level. Spacious indoor and outdoor living areas provide the absolute perfect accommodations for you, your

  Alyssa Hakenewert World Impact Real Estate

  3914 Vicar St, Panama City, FL 32408

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