Panama City, FL Homes for Sale with No HOA Fee

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  /61

  $609,000

  • 5 Beds
  • 4 Baths
  • 3,605 Sq Ft

  2916 Bay Wing Loop, Panama City, FL 32405

  Positioned on a private cul-de-sac lot in the prestigious Hawks Landing community in Panama City, this substantial all-brick 5-bedroom, 4-bathroom executive residence offers 3,605 square feet of thoughtfully designed living space backing to a wooded buffer for added privacy. Built in 2007, the home combines durable construction with generous proportions and architectural detail rarely found in

  Raymond Williams PA Think Real Estate

  2916 Bay Wing Loop, Panama City, FL 32405
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  /73

  $649,773

  • 3 Beds
  • 3 Baths
  • 1,938 Sq Ft

  2804 Laurie Ave, Panama City, FL 32408

  Sleeps like a 4 bedroom and acts like a duplex! Sitting area just converted into Bunk Room. Included in the property is a 1BR/1BA In-law suite with full kitchen attached to the home with its own entrance, and a massive 800 sqft detached storage building. Beach living with less rules and more flexibility (no HOA)! Looking for an updated, single story home with impact windows on over 1/2 acre,

  Beach Billy Seeberger Think Real Estate

  2804 Laurie Ave, Panama City, FL 32408
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  /57

  $269,900

  • 3 Beds
  • 2.5 Baths
  • 1,618 Sq Ft

  2610 Laurel Dr, Panama City, FL 32404

  Beautiful updated home in Avalone Estates. This stunning home offers stylish upgrades perfect for relaxing, entertaining, or simply enjoying every day in comfort and style. Step through the front door into a bright living space with fresh paint, luxury vinyl plank flooring on the first level, new carpet upstairs and abundant natural light throughout. The updated kitchen includes new

  Natalia Sevciuc Stars Realty

  2610 Laurel Dr, Panama City, FL 32404
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  /27

  $400,000

  • 4 Beds
  • 3.5 Baths
  • 2,000 Sq Ft

  2407 Grandiflora Blvd, Panama City, FL 32408

  LITTLE TO NO POWER BILL! Welcome to your coastal sanctuary in the gated community of Magnolia Bay Club. This meticulously maintained 2,000-square-foot home offers a rare and highly desirable floor plan that perfectly accommodates comfortable, full-time living or a multi-generational setup. A spacious primary retreat is conveniently located on the first floor, making everyday living an absolute

  Zachary Murzyn Secure Real Estate

  2407 Grandiflora Blvd, Panama City, FL 32408
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  /27

  $388,000

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 507, Panama City, FL 32408

  Here's your front-row seat to 200 feet of pristine white sand and the Gulf of Mexico at Seychelles, tucked away on Panama City Beach's quieter east end. The desirable 5th-floor location is favored by vacationers for its perfect balance--low enough for quick access to the beach and amenities without waiting for the elevator, yet high enough to offer privacy and stunning views. This 1BR/2BA condo

  Craig Duran Berkshire Hathaway HomeServices Beach Properties of Florida

  5115 Gulf Dr Unit 507, Panama City, FL 32408
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  /4

  $26,000

  • Land
  • 0.1 Acre
  • $260,000 per Acre

  932 Martin Luther King Junior Blvd, Panama City, FL 32401

  This is it! Here is your chance to place your business on a slice of general commercial property! The property is close to the Historic District, and downtown Panama City. Zoned GC-2. This property offers a high traffic count with its location directly on HWY 77/ MLK Jr Blvd. Don't hesitate, to make this property yours today!

  Holly Holley Legacy Premier Agency

  932 Martin Luther King Junior Blvd, Panama City, FL 32401
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  /9

  $1,500,000

  • Land
  • 93 Acres
  • $16,129 per Acre

  0 Hwy 231 Unit 785492, Panama City, FL 32404

  Opportunities like this don't come around often. This expansive ±93-acre tract offers a rare chance to secure a large footprint along a well-traveled corridor with substantial frontage and outstanding visibility. With the majority of the property currently zoned for commercial use, the groundwork is in place for a wide range of potential development concepts, investment strategies, or long-term

  Bill Shields Think Real Estate

  0 Hwy 231 Unit 785492, Panama City, FL 32404
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  /46

  $349,000

  • 1 Bed
  • 1 Bath
  • 751 Sq Ft

  9850 S Thomas Dr Unit 707W, Panama City, FL 32408

  This A floor plan, the largest one bedroom layout at Sunbird, offers 751 square feet of well arranged living space with luxury vinyl planks positioned directly on the Gulf and beach. The kitchen features upgraded white cabinetry, a breakfast bar for casual seating and opens to an oversized living room surrounded by windows with a sliding glass door leading to the covered Gulf front balcony. A

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 707W, Panama City, FL 32408
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  /49

  $1,300,000

  • 3 Beds
  • 3 Baths
  • 1,616 Sq Ft

  7835 Surf Dr, Panama City, FL 32408

  NO HOA fees, lower property taxes, and two reserved parking spaces right at the front door--a combination that's tough to find on the Gulf.front where your beach day starts the moment you open the door. This rare 3BR/3BA townhome delivers the best of both worlds: a private, low-density beachfront getaway with the upside of strong rental appeal in one of Panama City Beach's most coveted stretches

  Helen Ferrell CENTURY 21 Ryan Realty Inc

  7835 Surf Dr, Panama City, FL 32408
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  /41

  $317,500

  • 2 Beds
  • 2 Baths
  • 1,086 Sq Ft

  8727 Thomas Dr Unit C36, Panama City, FL 32408

  Fantastic opportunity at Sugar Beach, a Gulf-front community ideally located on Thomas Drive. This ground-level 2-bedroom, 2-bath residence offers 1,086 square feet of well-designed living space and a rare combination of convenience, comfort, and direct beach access. Unlike upper-floor units, this condo allows true indoor-outdoor living—no elevators, no stairs—just effortless access to the sand

  John Skinner Jr. Keller Williams Realty Emerald

  8727 Thomas Dr Unit C36, Panama City, FL 32408
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  /35

  $335,000

  • 4 Beds
  • 2 Baths
  • 2,180 Sq Ft

  509 Tracey Dr, Panama City, FL 32404

  This 2100+ square foot home is situated in a non-HOA neighborhood with close proximity to Tyndall Airforce Base. This home boasts a new HVAC system and a new roof. Split floorplan with 4 bedrooms and 2 bathrooms, 2 car garage. This home is also located conveniently close to shopping, a public boat ramp, dining, and other recreational areas.

  Matthew Gainer Horsley Real Estate Group

  509 Tracey Dr, Panama City, FL 32404
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  /38

  $650,000

  • 5,174 Sq Ft

  5115 E 10th St Unit A,B,C,D, Panama City, FL 32404

  Investment Opportunity - 4-Unit Quadplex on 1.8 Acres with Expansion Potential This rare multi-family property offers strong rental income and future growth opportunities. Sitting on 1.8 acres, it includes a four-unit townhome quadplex plus a rented mobile home, with plenty of space to add more units or amenities. Unit A is a spacious 3-bedroom, 2.5-bath home with approximately 1,400 square feet

  Dien and Andrew Group Think Real Estate

  5115 E 10th St Unit A,B,C,D, Panama City, FL 32404
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  /152

  $439,000

  • 3 Beds
  • 2 Baths
  • 1,457 Sq Ft

  2601 Oak St, Panama City, FL 32408

  PRICE IMPROVEMENT - Exceptional value on the East End of Panama City Beach.Rarely available, this property includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with vaulted ceilings and a

  Laurie Hardy Counts Real Estate Group Inc

  2601 Oak St, Panama City, FL 32408
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  /36

  $379,000

  • 3 Beds
  • 2 Baths
  • 1,807 Sq Ft

  1308 Stratford Ave, Panama City, FL 32404

  The owners have truly cared for this home--and you'll feel it the moment you walk in. The living area has a nice ambiance with beamed vaulted ceilings and a stacked-stone gas fireplace. The updated kitchen offers soft-close oak cabinetry and deep pull-out drawers. The former laundry room now shines as a baker's pantry, but it can easily be converted back if needed. A versatile den provides the

  Ariane Johnson Think Real Estate

  1308 Stratford Ave, Panama City, FL 32404
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  /35

  $238,900

  • 3 Beds
  • 2 Baths
  • 1,664 Sq Ft

  1224 Grace Ave, Panama City, FL 32401

  Spacious 3-bedroom modular home with MULTI-USE Potential in Panama City! Discover the perfect blend of comfort, convenience and opportunity with this beautiful 1,664 sq.ft. modular home, built in 2020 and situated on four MULTI-USE ZONED lots. Featuring an open floor plan and an amazing kitchen, this home is ideal for modern living. The spa-like master bath offers a luxurious walk-in shower,

  M. Roberts LoKation Real Estate

  1224 Grace Ave, Panama City, FL 32401
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  /9

  $217,000

  • 3 Beds
  • 2 Baths
  • 1,096 Sq Ft

  7441 Jefferson Ave, Panama City, FL 32409

  Endless possibilities await on this 0.458-acre lot in Southport! This well-maintained manufactured home sits on a quiet, dead-end road with minimal traffic, where homes are spaced comfortably apart, offering both privacy and peace. Zoned R-2, the property is incredibly versatile allowing for manufactured, single-family, or duplex housing - live in it, rent it out, renovate, remodel or start fresh

  Katelyn Dimond Beachy Beach Real Estate

  7441 Jefferson Ave, Panama City, FL 32409
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  /13

  $348,150

  • Land
  • 10.55 Acres
  • $33,000 per Acre

  00 Country Club Dr, Panama City, FL 32404

  Approximately 10.55-acre vacant parcel offering an opportunity for residential development or a private homesite. Conveniently located near Tyndall Air Force Base and approximately 15 minutes from area shopping and dining. This property is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a separate parcel sale. A feasibility study and survey are

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Country Club Dr, Panama City, FL 32404
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  /5

  $25,600

  • Land
  • 1.04 Acres
  • $24,615 per Acre

  25 4s 13w -1 349a-, Panama City, FL 32404

  Approximately 1.039-acre vacant parcel (Parcel ID 07399-330-001) located in the Sandy Creek area. This wooded lot is part of the ±/-21-acre package referenced in MLS #784297 and is being offered individually as a potential separate lot sale. The property is wooded and may require clearing. Well and septic will be needed for development. There is currently no dedicated road access; however, the

  Heather Neubauer ERA Neubauer Real Estate Inc

  25 4s 13w -1 349a-, Panama City, FL 32404
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  /77

  $189,900

  • 2 Beds
  • 2 Baths
  • 1,299 Sq Ft

  2104 Avensong Ln Unit 304, Panama City, FL 32408

  Welcome to Emerald Park unit P304, a hidden gem and rare opportunity at an ideal Panama City Beach location. This spacious, fully furnished top floor condo features owner financing that makes purchasing considerably more affordable than renting! The opportunity to be all in at $1700 month(HOA included) is there, while building equity instead of paying rent and somebody else's mortgage. This unit

  Dale Gumm Anchor Realty Florida

  2104 Avensong Ln Unit 304, Panama City, FL 32408
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  /5

  $29,120

  • Land
  • 0.99 Acre
  • $29,414 per Acre

  25 4s 13w -1 349-, Panama City, FL 32404

  Approximately 0.989-acre vacant parcel (Parcel ID 07399-330-000) located in the Sandy Creek area. This wooded lot is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a potential separate lot sale. The property is wooded and may require clearing. Well and septic will be needed for future development. There is currently no dedicated road access;

  Heather Neubauer ERA Neubauer Real Estate Inc

  25 4s 13w -1 349-, Panama City, FL 32404
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  /18

  $220,000

  • 2 Beds
  • 2.5 Baths
  • 1,562 Sq Ft

  705 Baldwin Rowe Cir, Panama City, FL 32405

  Beautiful 2-bedroom, 2-bath townhome offers peaceful views of the community pond and fountain - right from your private screened-in porch. Located in the gated Baldwin Rowe community, it's move-in ready and perfectly positioned between Panama City and Lynn Haven, just minutes from top schools, dining, shopping, parks, and the bay. The open-concept kitchen, dining, and living area is ideal for

  Ayesha Albibi Centergate Realty LLC

  705 Baldwin Rowe Cir, Panama City, FL 32405
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  /3

  $35,000

  • Land
  • 1.03 Acres
  • $33,981 per Acre

  00 Honeysuckle Dr, Panama City, FL 32404

  Approximately 1-acre vacant residential lot located on Honeysuckle Drive in the Sandy Creek area. This parcel is part of a ±/- 21acre package (see MLS #784297); however, the seller is willing to consider the sale of individual lots. The property may require clearing and will need well and septic installation. Whether you are planning a custom build or securing land for future use, this lot

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Honeysuckle Dr, Panama City, FL 32404
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  /27

  $230,000

  • 2 Beds
  • 1 Bath
  • 1,050 Sq Ft

  4713 Alameda St, Panama City, FL 32404

  Well-maintained 2-bedroom, 1-bath home situated on two spacious lots in the heart of Callaway. This property offers plenty of outdoor space with a large backyard and an oversized shed/workshop, perfect for storage, hobbies, or additional workspace. Centrally located with convenient access to shopping, dining, schools, and just minutes from Tyndall Air Force Base.Ideal for first-time

  Brandie Allon Coastal Palms Real Estate

  4713 Alameda St, Panama City, FL 32404
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  /5

  $23,100

  • Land
  • 0.75 Acre
  • $30,800 per Acre

  25 4s 13w -1 1000-, Panama City, FL 32404

  Approximately 0.747-acre vacant parcel (Parcel ID 07399-329-000) located in the Sandy Creek area. This wooded lot is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a potential separate lot sale. The property is currently wooded and may require clearing. Well and septic will be needed. There is no dedicated road access at this time; however, the

  Heather Neubauer ERA Neubauer Real Estate Inc

  25 4s 13w -1 1000-, Panama City, FL 32404
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  /12

  $180,000

  • Land
  • 5.43 Acres
  • $33,149 per Acre

  00 Country Club Dr, Panama City, FL 32404

  Approximately 5.43-acre vacant parcel located on Country Club Drive, offering an opportunity to build your custom home in a spacious setting. This property is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a potential large parcel sale. The land is partially cleared, providing a head start for future development. A feasibility study and survey are

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Country Club Dr, Panama City, FL 32404
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  /63

  $599,000 Open Sat 1PM - 3PM

  • 4 Beds
  • 2 Baths
  • 1,848 Sq Ft

  1434 W Park Ln, Panama City, FL 32404

  JOIN ME FOR TWO OPEN HOUSES THIS WEEKEND - First is on FRIDAY, 4-3-2026 from 3 to 5 PM and the other one is on SATURDAY from 1-3 PM (date is 4-4-2026) WATERFRONT HOME WITH GULF OF AMERICA ACCESS! PRIVATE POOL - NO HOA - Close to Tyndall AFB. Enjoy entertaining or relaxing on the 0.87 acres of land. Check out the major improvements including the recently installed white SmartSide siding,

  Holli Persall ERA Neubauer Real Estate Inc

  1434 W Park Ln, Panama City, FL 32404
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  /83

  $375,000

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9902 S Thomas Dr Unit 333, Panama City, FL 32408

  Welcome to this well-kept, updated Laketown Wharf residence offering 3 bedrooms, 3 full bathrooms, plus a dedicated bunk room, comfortably accommodating up to 10 guests. The hot water heater is 2020 & HVAC July 2023. The smart, functional layout makes it ideal for both personal enjoyment and rental potential. A rare highlight at Laketown Wharf, the guest bedroom and bunk room are connected by a

  Meghan Hall Keller Williams Realty Emerald

  9902 S Thomas Dr Unit 333, Panama City, FL 32408
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  /7

  $174,900

  • 3 Beds
  • 2 Baths
  • 924 Sq Ft

  2001 Twin Oaks Dr, Panama City, FL 32408

  Located just minutes from the Beaches, this property offers exceptional value with its oversized corner lot—providing rare space, privacy, and strong potential for future development or improvement. The 3-bedroom, 2-bath manufactured home sits on a large enclosed backyard, ideal for outdoor living, expansion, storage, or future building opportunities. Whether you plan to renovate, use as a

  Tony Manthey The Premier Property Group

  2001 Twin Oaks Dr, Panama City, FL 32408
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  /18

  $139,000

  • Land
  • 0.35 Acre
  • $397,143 per Acre

  299 Hugh Thomas Dr, Panama City, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Discover the perfect opportunity at 299 Hugh Thomas Drive, a spacious 0.355-acre homesite ideally located just 8.8 miles from Tyndall Air Force Base. This oversized residential lot offers the perfect balance of privacy, space, and convenience. Water front lot with bayou access leading toward the bay and then gulf of mexico. Currently accessible

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  299 Hugh Thomas Dr, Panama City, FL 32404
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  /41

  $1,199,000

  • 3 Beds
  • 2.5 Baths
  • 1,742 Sq Ft

  550 Seabreeze Cir, Panama City, FL 32461

  Welcome to coastal luxury in the charming, non-rental community of Seabreeze. This stunning residence captures the true essence of Gulf Coast living, ideally located along iconic Scenic Highway 30A in the heart of Seacrest. Just a three-minute stroll from the neighborhood's deeded, gated beach access, you'll find yourself on the sugar-white sands overlooking the emerald waters of the Gulf — a

  Jerri Ann Guss The Premier Property Group

  550 Seabreeze Cir, Panama City, FL 32461
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  /33

  $197,000

  • 3 Beds
  • 2 Baths
  • 1,260 Sq Ft

  115 Christie Ln, Panama City, FL 32404

  Affordable home close to Tyndall AFB -It is perfect if you want a first home or an investment for the future in a great location. This property has a fenced yard, and the BRAND NEW 2026 roof was just replaced the first week in February. The water heater was manufactured in 2023, and the air handler was installed in 2022- (Insurance companies love those dates while offering peace of mind to

  Holli Persall ERA Neubauer Real Estate Inc

  115 Christie Ln, Panama City, FL 32404
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  /22

  $169,000

  • 1 Bath
  • 623 Sq Ft

  8730 Thomas Dr Unit 1203, Panama City, FL 32408

  This bright and charming 623 sq. ft. studio condo has been freshly painted and features refreshed bathroom and kitchen, along with beautiful laminate wood floors throughout. Located on the second floor of the gated, European inspired Inn at St. Thomas Square, this unit offers both elevator and stair access for your convenience.Enjoy the ultimate beachside lifestyle with public beach access

  shelia coffee Berkshire Hathaway HomeServices Beach Properties of Florida

  8730 Thomas Dr Unit 1203, Panama City, FL 32408
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  /35

  $2,995,000

  • 4 Beds
  • 4.5 Baths
  • 3,270 Sq Ft

  19 Creek Bridge Way, Panama City, FL 32461

  WaterSound Beach is known for exclusivity and private deeded beach access offering a mile of gulf shoreline for enjoyment, and this furnished home in the gated, low-density Bridges section borders Camp Creek Lake for added enjoyment. 19 Creek Bridge Way is designed for unhurried 30A living: morning coffee on the porch, kayaking on the lake in the afternoons, and sunset walks to the private beach.

  Darla Ogle EXP Realty LLC

  19 Creek Bridge Way, Panama City, FL 32461
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  /25

  $275,000

  • 3 Beds
  • 2 Baths
  • 1,388 Sq Ft

  5204 Lee Dr, Panama City, FL 32404

  What? Wait a moment. Did you say a 3 bedroom/2 bath home with a heated saltwater pool under $300K in Panama City? Yes I did and it is move in ready with significant updates throughout.Welcome to this approx 1,400 sq ft home of functional living space and a backyard designed to impress. The 10,000 gallon heated saltwater, inground pool ranges from 3 to 6 feet in depth and was resurfaced

  Mike Glass LPT Realty LLC

  5204 Lee Dr, Panama City, FL 32404
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  /28

  $230,000

  • 1 Bed
  • 2 Baths
  • 620 Sq Ft

  4114 Holiday Dr Unit 25, Panama City, FL 32408

  Rental ready unit! This property is a must see! Sand Castle Villas is a low-density condominium located in a mostly residential area so you're away from all of the big crowds, yet still close enough to eateries and attractions. Beach access 13 is a short walk, less than 2 minutes! The unique sleeping set up allows for up to 5 guests, and has 2 full baths. Unit comes fully furnished and has 1

  Stephanie Bickford EXIT Realty Anchor South

  4114 Holiday Dr Unit 25, Panama City, FL 32408
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  /70

  $269,500

  • 2 Beds
  • 2.5 Baths
  • 1,276 Sq Ft

  Unlisted Address

  Beautifully updated 2-bedroom, 2.5-bath home offering approximately 1,276 sq ft, located across the street from Deer Point Lake and surrounded by a peaceful setting perfect for enjoying the outdoors and nearby fishing. Both bedrooms are custom en-suites featuring custom cabinetry, built-in closets, and waterfall showers, creating a private and elevated living experience. The home showcases

  The Emerald Coastal Team Counts Real Estate Group Inc

  Unlisted Address
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  /31

  $465,000

  • 3 Beds
  • 2 Baths
  • 1,756 Sq Ft

  203 S Claire Dr, Panama City, FL 32401

  Welcome to 203 S Claire Drive — a beautifully maintained property offering comfort, functionality, and timeless appeal. This home features a well-designed floor plan with spacious living areas, abundant natural light. The kitchen offers ample cabinetry and workspace, opening to the main living area to create a warm, inviting atmosphere. Step outside to enjoy a private backyard space perfect for

  Katie Patronis CENTURY 21 Ryan Realty Inc

  203 S Claire Dr, Panama City, FL 32401
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  /5

  $900,000

  • Land
  • 80 Acres
  • $11,250 per Acre

  00 Hwy 231, Panama City, FL 32404

  Approximately 80 acres with +/- 3,700 feet fronting U.S. Highway 231. This property is currently zoned AG-1. Located in Bay County and just 1/2 mile north of the main entrance to Port Panama City's Intermodal Distribution Center. (Commerce Boulevard. With land use change to industrial and incorporation into Panama City limits, the property would make ideal commercial or industrial site and is

  Chris McCall Counts Real Estate Group Inc

  00 Hwy 231, Panama City, FL 32404
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  /8

  $27,500

  • Land
  • 0.15 Acre
  • $183,333 per Acre

  986 N Harris Ave, Panama City, FL 32401

  Exceptional Lot in the Heart of Panama City! This ideal lot is conveniently located on a paved road, offering endless possibilities for your dream project. With easy clearing by bush hog and a history of a previous home, it's the perfect canvas to bring your vision to life.

  Kiarra Chamberlain APC Real Estate Group LLC

  986 N Harris Ave, Panama City, FL 32401
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  /37

  $259,900

  • 3 Beds
  • 2 Baths
  • 1,180 Sq Ft

  1219 Thomas Dr Unit 113, Panama City, FL 32408

  Welcome to Emerald Pointe Resort. This 3 bedroom 2 bath home has been updated with an added addition with a large living room and bedroom. One owner and very well maintained. The home has a covered awning for parking of two vehicles, a storage building behind the house and an outdoor shower great to use after a day at the beach. Emerald Pointe Resort is a golf cart friendly, gated community

  Lisa Long Lifes A Beach Real Estate, LLC

  1219 Thomas Dr Unit 113, Panama City, FL 32408

Showing Results 521 - 560, Page 14 of 18