Panama City, FL Homes for Sale with No HOA Fee

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  /37

  $259,900

  • 3 Beds
  • 2 Baths
  • 1,180 Sq Ft

  1219 Thomas Dr Unit 113, Panama City, FL 32408

  Welcome to Emerald Pointe Resort. This 3 bedroom 2 bath home has been updated with an added addition with a large living room and bedroom. One owner and very well maintained. The home has a covered awning for parking of two vehicles, a storage building behind the house and an outdoor shower great to use after a day at the beach. Emerald Pointe Resort is a golf cart friendly, gated community

  Lisa Long Lifes A Beach Real Estate, LLC

  1219 Thomas Dr Unit 113, Panama City, FL 32408
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  /74

  $1,550,000

  • 4 Beds
  • 4.5 Baths
  • 3,618 Sq Ft

  1413 Trout Dr, Panama City, FL 32408

  Tucked behind the private gates of the Bay Point community, this 4 bedroom, 4.5-bath WATERFRONT residence with PRIVATE POOL captures the essence of elevated coastal living in Panama City Beach. Offering more than 3,600 square feet of thoughtfully reimagined space, this home blends timeless design with a lifestyle centered around the water and includes a sunroom, TWO bonus rooms and a covered

  Carly Sostheim Corcoran Reverie

  1413 Trout Dr, Panama City, FL 32408
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  /51

  $595,000

  • 4 Beds
  • 3 Baths
  • 2,509 Sq Ft

  12805 Merial Green Way, Panama City, FL 32409

  Custom-built home, featured in the 2015 Panama City Parade of Homes, located in the gated community of Lake Merial. This home has been meticulously maintained and still shows like new. Loaded with upgrades including spray foam attic insulation, tray ceilings in the master, great room, and dining room, and handscraped engineered wood flooring throughout the main living areas and primary suite. The

  Selma Hill Hilltop Legacy Realty

  12805 Merial Green Way, Panama City, FL 32409
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  /46

  $340,000

  • 4 Beds
  • 2.5 Baths
  • 2,361 Sq Ft

  7115 Hatteras Blvd, Panama City, FL 32404

  Discover WATERFRONT living on a CULDESAC with PAID-OFF SOLAR PANELS! Conveniently located just 15 minutes to town, 25 minutes to the beach, 5 minutes to the new Publix and Starbucks, and only a short commute to Tyndall Air Force Base. This beautiful home features solar panels and a spacious split floor plan with the main living areas conveniently located downstairs and four generously sized

  Michael Johnson Keller Williams Success Realty

  7115 Hatteras Blvd, Panama City, FL 32404
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  /20

  $139,000

  • Land
  • 0.52 Acre
  • $267,308 per Acre

  295 Hugh Thomas Dr, Panama City, FL 32404

  Build Your Dream Home in a Prime Callaway Location! Discover the perfect opportunity at 295 Hugh Thomas Drive, ideally located just 8.8 miles from Tyndall Air Force Base. This oversized residential lot offers the perfect balance of privacy, space, and convenience. Water front lot with bayou access leading toward the bay and then gulf of mexico. Currently accessible by small boats due to a bridge

  Ceimar Nassar Contreras ERA Neubauer Real Estate Inc

  295 Hugh Thomas Dr, Panama City, FL 32404
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  /24

  $247,000

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  3001 W 21st Ct Unit A, Panama City, FL 32405

  Welcome yourself home to the idyllic Sherwood neighborhood of Panama City. This newly renovated, traditional-style home boasts 3 bedrooms and 2 bathrooms, with a spacious living area of 1887 square feet. With its prime location and amazing features, this home is perfect for anyone looking for their dream home. Upon entering, you will immediately be struck by the open concept of the home, creating

  Shannon Cole QUORA REALTY

  3001 W 21st Ct Unit A, Panama City, FL 32405
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  /30

  $344,000

  • 3 Beds
  • 2 Baths
  • 1,415 Sq Ft

  2303 Sondra Ct, Panama City, FL 32409

  **Seller is offering a $5k buyer credit at closing with an accepted offer** If you are looking for a beautiful, move in ready home with NO HOA that is in a quiet neighborhood and also close to all of the conveniences in Lynn Haven and Panama City, this home is a must see! This Craftsman style 3 bed, 2 Bath home with a bonus room/office is just a short drive to Deerpoint Lake, the airport,

  Michael Marquis Anchor Realty Florida

  2303 Sondra Ct, Panama City, FL 32409
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  /20

  $139,900

  • 4 Beds
  • 2 Baths

  2418 Douglas Rd Unit 65, Panama City, FL 32405

  Beautiful move-in ready 4 bedroom, 2 bathroom home located in Panama City! This spacious home offers a comfortable layout with plenty of room for family and guests. Enjoy a bright living area, functional kitchen, and generously sized bedrooms throughout. Conveniently located close to the beaches and downtown, you'll love having shopping, dining, and entertainment just minutes away. Don't miss

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 65, Panama City, FL 32405
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  /18

  $99,900

  • 3 Beds
  • 2 Baths

  2418 Douglas Rd Unit 20, Panama City, FL 32405

  Beautiful move-in ready 3 bedroom, 2 bathroom home located in Panama City! This spacious home offers a comfortable layout with plenty of room for family and guests. Enjoy a bright living area, functional kitchen, and generously sized bedrooms throughout. Conveniently located close to the beaches and downtown, you'll love having shopping, dining, and entertainment just minutes away. Don't miss

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 20, Panama City, FL 32405
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  /10

  $139,900

  • 4 Beds
  • 2 Baths

  2418 Douglas Rd Unit 38, Panama City, FL 32405

  Beautiful move-in ready 4 bedroom, 2 bathroom home located in Panama City! This spacious home offers a comfortable layout with plenty of room for family and guests. Enjoy a bright living area, functional kitchen, and generously sized bedrooms throughout. Conveniently located close to the beaches and downtown, you'll love having shopping, dining, and entertainment just minutes away. Don't miss

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 38, Panama City, FL 32405
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  /3

  $120,000

  • Land
  • 0.27 Acre
  • $444,444 per Acre

  2512 Joan Ave, Panama City, FL 32408

  Prime Development Opportunity in Panama City Beach - Short Term Rental District This parcel is one of four adjacent properties being offered together as a package sale, creating a rare development opportunity in a high-demand short term rental area of Panama City Beach. Collectively, the four parcels total approximately 1.79 acres and offer the potential to develop up to 16 single family homes

  Alisa Duren Bluewater Realty of Bay County Inc

  2512 Joan Ave, Panama City, FL 32408
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  /47

  $539,000

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  5801 Thomas Dr Unit 1204, Panama City, FL 32408

  Welcome to Regency Towers on the highly desirable east end of Thomas Drive — where Gulf-front living meets panoramic coastal beauty.This spacious 3-bedroom, 2- full bath residence comfortably accommodates up to 8-10 guests and offers breathtaking gulf views from your private balcony. What truly sets this unit apart is the stunning side view perspective — allowing you to take in miles of

  Crystal Duncan Paradise Properties of NW Florida

  5801 Thomas Dr Unit 1204, Panama City, FL 32408
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  /34

  $249,900

  • 2 Beds
  • 1 Bath
  • 970 Sq Ft

  2100 W Beach Dr Unit W101, Panama City, FL 32401

  Enjoy the best of coastal living in this beautifully maintained ground-floor condo at Landmark on St. Andrews Bay. This 2-bedroom, 1-bath residence features a bright, open floor plan that effortlessly blends comfort and style, making it perfect for both everyday living and entertaining. Unit W101 offers a serene courtyard-facing location and a light-filled interior where the living space flows

  Robbie Hughes Counts Real Estate Group

  2100 W Beach Dr Unit W101, Panama City, FL 32401
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  /21

  $7,200,000

  • Land
  • 241 Acres
  • $29,876 per Acre

  XX Daffin Lake Rd, Panama City, FL 32409

  The Sanctuary is a 241-acre master planned residential community in Lynn Haven, Florida, located just east of Hwy 77 and south of McCormick Rd with the southern boundary fronting the North Bay. Lynn Haven is part of the Panama City Metropolitan Statistical Area (MSA) which includes Panama City Beach and the surrounding Bay and Gulf Counties.

  Craig Barrett NBI Properties Inc

  XX Daffin Lake Rd, Panama City, FL 32409
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  /6

  $88,999

  • Land
  • 0.22 Acre
  • $404,541 per Acre

  4011 Torino Way, Panama City, FL 32405

  Please note, the seller has lowered the price several times and is now firm at the listing price.This 0.22-acre lot in the Venetian Villa neighborhood offers a great opportunity in a convenient Panama City-area location. Ideally positioned near both Lynn Haven and Panama City, the property provides easy access to shopping, dining, and everyday amenities. With close proximity to major roadways

  Zach Hilferding NEW ALLIANCE GROUP REALTY

  4011 Torino Way, Panama City, FL 32405
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  /47

  $535,000

  • 3 Beds
  • 2.5 Baths
  • 2,686 Sq Ft

  1041 Plantation Dr, Panama City, FL 32404

  New to the market! No HOA! This beautifully designed 2,686 sq ft home offers an open-concept layout ideal for modern living. A solid mahogany front door welcomes you into spacious living areas done in neutral colors, featuring a formal dining room, and a large family room perfect for gathering. This home has crown molding and tile floors throughout. The kitchen is the heart of the home with

  Cynthia Hadden Hitchcock Real Estate LLC

  1041 Plantation Dr, Panama City, FL 32404
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  /29

  $378,000

  • 2 Beds
  • 2 Baths
  • 907 Sq Ft

  9900 S Thomas Dr Unit 1911, Panama City, FL 32408

  Don't miss this beautifully maintained 2BR/2BA condo located on the 19th floor of the sought-after Shores of Panama resort. Ideally situated in the center section of the building, this unit offers unobstructed southern-facing views directly over the resort's lagoon-style pool and the sparkling waters of the Gulf. Enjoy a spacious open floor plan, private balcony and tile flooring throughout the

  Michele Bailey Compass Florida, LLC

  9900 S Thomas Dr Unit 1911, Panama City, FL 32408
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  /22

  $305,000

  • 3 Beds
  • 2 Baths
  • 1,302 Sq Ft

  3524 Mill Point Cove, Panama City, FL 32404

  3524 Mill Point Cove was built by one of Bay Counties most sought after builders. Brick Home with spacious floor plan, custom solid wood cabinets, quartz counter tops, upgraded light fixtures, doors, insulation, trim, low e windows, vinyl flooring, freshly painted, fenced backyard and entire house has filtered water system. Neighborhood has underground utilities, lighted streets, zoysia grass and

  Chris Shelton Beachy Beach Real Estate

  3524 Mill Point Cove, Panama City, FL 32404
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  /41

  $415,900 Open Thu 3PM - 5PM

  • 3 Beds
  • 2.5 Baths
  • 1,608 Sq Ft

  2604 Mystic Ln Unit PO12, Panama City, FL 32408

  OPEN HOUSE this Thursday April 2nd, from 3-5pm, come see us and pick up a gift! On the Ground Floor (1st Level) in the stunning gated & Bayfront community of WATERHAVEN, this pristine 3 bedroom, 2 1/2 bath unit is a rare find. You can rest easy knowing elevators and multiple stairs will NOT be an issue! This unit offers the perfect blend of modern luxury and coastal charm! Step inside to discover

  Britta Kepple Realty One Group Emerald Coast

  2604 Mystic Ln Unit PO12, Panama City, FL 32408
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  /31

  $278,000

  • 3 Beds
  • 2 Baths
  • 1,354 Sq Ft

  2406 E 16th Ct, Panama City, FL 32405

  Experience this custom new build that combines timeless craftsmanship with elevated modern design. Step inside an open-concept layout adorned with quartz countertops, designer tile bathrooms, and a spacious walk-in pantry. The primary suite features a luxurious walk-in closet, while the mudroom off the garage adds everyday convenience. Durable Hardie siding, a charming front porch, and a private

  Chrystabel Luya Century 21 BE3

  2406 E 16th Ct, Panama City, FL 32405
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  /4

  $77,950

  • Land
  • 0.4 Acre
  • $194,875 per Acre

  5209 Boat Race Rd, Panama City, FL 32404

  Here's a great deal on a prime property located in the edge of Parker Fl. Great investment for the right buyer. Mobile Home or Manufactured Home allowed also possibility for residential dwellings included apartments townhouses and condominiums. Low intensity commercial development are also allowed.

  Gary Johns AMERICAN REALTY of Bay Co, Inc

  5209 Boat Race Rd, Panama City, FL 32404
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  /6

  $900,000

  • Land
  • 80 Acres
  • $11,250 per Acre

  000 U S 231, Callaway, FL 32404

  Approximately 80 acres with +/- 3,700 feet fronting U.S. Highway 231 with a median-cut on the north end. This property is currently zoned AG-1. Located in Bay County and just 1/2 mile north of the main entrance to Port Panama City's Intermodal Distribution Center. (Commerce Boulevard. With land use change to industrial and incorporation into Panama City limits, the property would make ideal

  Chris McCall Counts Real Estate Group Inc

  000 U S 231, Callaway, FL 32404
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  /33

  $725,000

  • 5 Beds
  • 3 Baths
  • 2,280 Sq Ft

  6118 Pinetree Ave, Panama City, FL 32408

  Investor Ready Multi-Income Beachside Property Steps from the Sand This completely renovated 5 bedroom plus 2 bunkroom, tri-level property with lockout capability is a rare income-producing opportunity just four short blocks straight back from Beach Access 12. Whether rented as three separate units or one large retreat, this setup is built for maximum flexibility, occupancy, and returns. Fully

  Sandi Smith Dalton Wade Inc

  6118 Pinetree Ave, Panama City, FL 32408
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  /42

  $379,900

  • 3 Beds
  • 2 Baths
  • 2,160 Sq Ft

  707 Plantation Cir, Panama City, FL 32404

  Beautifully Maintained home on a half acre lot with a backyard oasis you have to see to believe!! When you walk through the front door, the inviting living room with gas fireplace and vaulted ceilings greet you like a warm hug! From there, you can easily access the spacious, updated kitchen that features stainless steel appliances, tile backsplash and a standalone island with with an additional

  Burkan Khalidy Coastal Choice Realty LLC

  707 Plantation Cir, Panama City, FL 32404
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  /24

  $389,000

  • 2 Beds
  • 2 Baths
  • 586 Sq Ft

  321 Lagoon Ln, Panama City, FL 32408

  Check out this adorable 2 bedroom, 2 bath home. Come enjoy paradise in this fabulous home that has a great open floor plan and nice size rooms. Located on a nice quiet street within the resort, this home has everything and is being sold mostly furnished. This great home also has a nice porch with plenty of room for grilling and relaxing after a long day at the beach. Come make this your 2nd home

  David & Kelli Sims Sims Resort Realty, Inc

  321 Lagoon Ln, Panama City, FL 32408
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  /32

  $306,000

  • 2 Beds
  • 2 Baths
  • 1,086 Sq Ft

  8727 Thomas Dr Unit C40, Panama City, FL 32408

  $5k Sellers Credit to cover the cost of ALL NEW FLOORING throughout!!! Imagine cherishing something so much that you keep it in your family for almost 30 years. Such love is something seldom found in today's society, but this truly special condo has been blessed with seeing several generations of sandy feet, sun kissed shoulders, and lifelong memories created by the same caring family. From the

  Garrett Aune Beachy Beach Real Estate

  8727 Thomas Dr Unit C40, Panama City, FL 32408
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  /37

  $115,000

  • 3 Beds
  • 1.5 Baths
  • 1,521 Sq Ft

  1229 S Katherine Ave, Panama City, FL 32404

  Affordable 3BR/2BA home on its own land in 32404! This 1977 mobile home offers a functional layout with split-bedroom potential, covered carport, and two storage sheds for added utility. The property is livable and ready for occupancy, making it a great option for an owner-occupant or investor seeking affordable housing with land ownership. Some repairs will need to be done. No lot rent. Outdoor

  Patrick Casey Full Sail Realty of NWFL

  1229 S Katherine Ave, Panama City, FL 32404
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  /4

  $300,000

  • Land
  • 0.54 Acre
  • $555,556 per Acre

  2524 Joan Ave, Panama City, FL 32408

  Prime Development Opportunity in Panama City Beach - Short Term Rental District This parcel is one of four adjacent properties being offered together as a package sale, creating a rare development opportunity in a high-demand short term rental area of Panama City Beach. Collectively, the four parcels total approximately 1.79 acres and offer the potential to develop up to 16 single family homes

  Alisa Duren Bluewater Realty of Bay County Inc

  2524 Joan Ave, Panama City, FL 32408
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  /44

  $233,500

  • 1 Bed
  • 1 Bath
  • 705 Sq Ft

  6903 N Lagoon Dr Unit 35, Panama City, FL 32408

  Stunning and Amazing one -of-a-kind WATERFRONT fully furnished (ground floor) condo directly on the most beautiful calming lagoon water leading to the Gulf. This highly sought unit is beautifully decorated in creams, blues, and grays to inspire relaxation day or night. It has a reserved parking space right outside the front door, pool and tennis courts directly in front of the unit, across from

  Steven Koleno Beycome of Florida LLC

  6903 N Lagoon Dr Unit 35, Panama City, FL 32408
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  /78

  $699,000

  • 3 Beds
  • 2 Baths
  • 1,701 Sq Ft

  403 Highway 2297, Panama City, FL 32404

  Rare opportunity to own a beautifully updated 3-bedroom, 2-bath brick home with Gulf access, situated on 5 private acres along Cook's Bayou. This property offers exceptional flexibility—bring the boat, RV, four-wheeler, or horse—with room to live, work, and play in a peaceful waterfront setting. Built in 1976 and thoughtfully renovated, the 1,855 sq ft home blends classic character with modern

  Tyler Smith Legacy Premier Agency LLC

  403 Highway 2297, Panama City, FL 32404
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  /25

  $125,000

  • 2 Beds
  • 1 Bath
  • 1,032 Sq Ft

  931 Taylor Dr, Panama City, FL 32404

  STRONG POTENTIAL IN THIS INVESTOR HOME! Take a look at this 2BR/1BA home offering 1,032 sq ft that presents a standout opportunity for the savvy construction-based investor. The home features a charming, functional layout anchored by a cozy wood-burning fireplace, plus a generously sized lot with a detached storage building — ideal for added utility, workspace, or future possibilities. This great

  Jessica Albritton Beachy Beach Real Estate

  931 Taylor Dr, Panama City, FL 32404
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  /35

  $1,690,000

  • 3 Beds
  • 3 Baths
  • 2,300 Sq Ft

  4421 Thomas Dr Unit 602, Panama City, FL 32408

  Experience Gulf-front living at its finest in this rare, 2300 sq ft corner residence at St. Andrews Park Place, where sweeping panoramas of the emerald Gulf waters and spectacular sunsets define the lifestyle. Designed for those who demand views and quality, this sixth-floor, west-facing home showcases light-filled living with panoramic water views from virtually every room and multiple private

  Spears Group Compass

  4421 Thomas Dr Unit 602, Panama City, FL 32408
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  /70

  $699,999

  • 3 Beds
  • 2.5 Baths
  • 2,172 Sq Ft

  7325 Suwanee Ave, Panama City, FL 32409

  Custom-built in 2004 on 9′ pilings with 4′ of fill, this 2,172 sq ft, 3-bed, 2.5-bath home sits on the southeast corner of Fanning Oaks Peninsula with 50′ of frontage on Fanning Bayou/North Bay. Hardie board siding, 2020 metal roof, 2023 gutters, Rinnai tankless water heater, updated septic, and HVAC replaced in 2020. Open living with LVP flooring, built-ins, and bay views from

  Matthew Grimsley Counts Real Estate Group

  7325 Suwanee Ave, Panama City, FL 32409
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  /27

  $515,000

  • 3 Beds
  • 2 Baths
  • 1,736 Sq Ft

  318 Wahoo Rd, Panama City, FL 32408

  Life in Bay Point is all about getting outside, meeting neighbors, and enjoying the coastal lifestyle. This gated Panama City Beach community with 24-hour roving security is golf-cart friendly and full of energy, from afternoons at Bay Point Golf Club to evenings at Bar 72 with live music, events, and great food. The Point South Marina - home of the annual Billfish Tournament - brings excitement

  Mia Nadeau Beachy Beach Real Estate

  318 Wahoo Rd, Panama City, FL 32408
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  /39

  $799,000

  • 3 Beds
  • 3 Baths
  • 2,404 Sq Ft

  7027 Yellow Bluff Rd, Panama City, FL 32404

  FABULOUSLY AFFORDABLE, DEEP WATERFRONT, WITH ACCESS TO THE GULF AND EVEN SOUTH AMERICA, IF YOU LIKE!! Meticulously maintained, this beautifully built home has a great layout to enjoy the water views from almost every room. The boat house and dock has running water available and has direct access to a deep channel that will get you to the Gulf! Stand in the huge, beautifully remodeled kitchen and

  Maura Schroeder CENTURY 21 Commander Realty

  7027 Yellow Bluff Rd, Panama City, FL 32404
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  /77

  $934,900

  • 3 Beds
  • 2 Baths
  • 1,950 Sq Ft

  5004 Thomas Dr Unit 1512, Panama City, FL 32408

  SELLER PAYING $10,000 TOWARDS BUYERS CLOSING COST OR TO PAY DOWN POINTS''''LET YOUR DREAMS COME TRUE'' You won't be disappointed in this beautiful spacious condo with 9' ceilings and the perfect floor plan for the most expansive and best views of the beach shoreline. With wrap around decks, you can enjoy amazing sunrises on the front and sunsets on the beach side. This Quieter end of the beach is

  Linda Kirk Coldwell Banker Realty

  5004 Thomas Dr Unit 1512, Panama City, FL 32408
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  /61

  $989,000

  • 3 Beds
  • 3 Baths
  • 3,055 Sq Ft

  3504 Dragon Ridge Rd, Panama City, FL 32408

  This stunning Panama City Beach residence on the prestigious Legend Hill side of Bay Point offers an unparalleled lifestyle overlooking the Nicklaus course 10th green and 11th tee box. The exterior was painted in Oct. of 2023. The meticulously updated interior features fresh paint, refinished hardwood floors, and plush bedroom carpeting, all framed by soaring 10-14' ceilings, elegant crown

  Matthew Jones Coastal Heritage Real Estate LLC

  3504 Dragon Ridge Rd, Panama City, FL 32408
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  /18

  $125,000

  • 2 Beds
  • 1 Bath
  • 729 Sq Ft

  704 Cactus Ave, Panama City, FL 32401

  **Seller Financing available **Finish the Remodel and Add the Final Touches!This 2-bedroom concrete block home is well on its way to completion, with many major updates already done. Recent improvements include new windows, new LVP flooring, new cabinetry, butcher block countertops, and new stainless steel appliances. The bathroom features a tiled shower, and the exterior has been freshly

  Jordan Jarrett Keller Williams Success Realty

  704 Cactus Ave, Panama City, FL 32401
• 

  

  /20

  $235,500

  • 2 Beds
  • 1 Bath
  • 660 Sq Ft

  208 Claire Ave, Panama City, FL 32401

  The charming and efficiently designed 2-bedroom, 1 spacious bathroom home offering 660 square feet of comfort, care, and intentional upgrades. This property proves that great things truly come in well-designed packages. The property is ideal for a first-time buyer, downsizer, or investor, this home delivers style, security, and substance in a compact, well-maintained package. The seller has

  Catriese Johnson Coldwell Banker Realty

  208 Claire Ave, Panama City, FL 32401
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  /27

  $289,900

  • 1 Bed
  • 1 Bath
  • 696 Sq Ft

  161 Gulf Dr, Panama City, FL 32408

  Located in the gated, golf-cart-friendly Venture Out community, This 1 bedroom, 1 bathroom property offers an exceptional coastal lifestyle with great rental potential. Residents enjoy resort-style amenities including a brand-new pavilion, both bay and beach swimming pools, fishing dock, tennis courts, and more. The efficient, low-maintenance layout makes this unit ideal as a full-time residence,

  Cherie Alexander Counts Real Estate Group Inc

  161 Gulf Dr, Panama City, FL 32408

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