Panama City, FL Homes for Sale with No HOA Fee

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  /9

  $118,000

  • 1 Bed
  • 1 Bath
  • 516 Sq Ft

  2722 E 6th St, Panama City, FL 32401

  Solid entry-level opportunity!This simple and functional home features a living room, bedroom, and full bath. Conveniently located in Panama City with easy access to local shops, services, and schools, it's an affordable choice for buyers seeking a starter home or an investment property that can be refreshed to add value. All measurements, zoning, and sizes are approximate; please verify if

  Luisa Dick Coldwell Banker Realty

  2722 E 6th St, Panama City, FL 32401
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  /58

  $799,900

  • 4 Beds
  • 3.5 Baths
  • 2,811 Sq Ft

  2001 Rushes Ave, Panama City, FL 32405

  Perfectly positioned directly across from the resort-style pool at Blossom Park, this stunning 4 bedroom, 3.5 bath home offers the kind of lifestyle buyers dream about. Enjoy your morning coffee or unwind in the evenings on the spacious second-floor balcony overlooking the pool and park, your own front-row seat to one of SweetBay's best amenities. Inside, you'll find a thoughtfully designed floor

  Stephanie Roorda Think Real Estate

  2001 Rushes Ave, Panama City, FL 32405
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  /27

  $197,999

  • 2 Beds
  • 1.5 Baths
  • 1,164 Sq Ft

  1025 W 19th St Unit 10C, Panama City, FL 32405

  Assumable 3.375% Mortgage Opportunity!!! This beautifully updated 2-bedroom townhome is move-in ready and packed with recent upgrades. The home features all new windows, a new front door and storm door, new bathroom vanities with stone countertops, new faucets and mirrors, a deep soaking shower/tub combo with sleek marbled acrylic wall panels, plus... the master has a double sink vanity. You'll

  Sheryl Beaver LoKation Real Estate

  1025 W 19th St Unit 10C, Panama City, FL 32405
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  /30

  $241,900

  • 3 Beds
  • 2 Baths
  • 1,144 Sq Ft

  5541 Jetton Rd, Panama City, FL 32404

  TURN-KEY, AFFORDABLE, PRIVATE, QUIET LIVING, just minutes to the new Publix shopping center on Hwy 231! Improvements over the last 2 yrs include: new appliances, new flooring, well pump, water filtration system, renovated Master Bath with a 7' tall shower, new skirting around the home, a new french drain installed for water runoff, a new privacy fence and a new 12x18 shed with power and lights.

  Maura Schroeder CENTURY 21 Commander Realty

  5541 Jetton Rd, Panama City, FL 32404
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  /46

  $589,000

  • 3 Beds
  • 2 Baths
  • 1,391 Sq Ft

  4025 Kirkpatrick Rd, Panama City, FL 32409

  Welcome to 4025 Kirkpatrick Road, a beautifully crafted 2025 built single-family home offering the perfect blend of modern design and peaceful country living, just minutes from Lynn Haven conveniences. Situated on 2.62 fully fenced acres, this home is thoughtfully designed with an open-concept layout, 9-foot ceilings, and tray ceilings in the living room and master bedroom that create a bright,

  Zack Seltzer Seltzer Real Estate, LLC

  4025 Kirkpatrick Rd, Panama City, FL 32409
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  /34

  $330,000

  • 3 Beds
  • 2 Baths
  • 1,235 Sq Ft

  3946 W 21st Place, Panama City, FL 32405

  Welcome to this stunning brick home 3/2, CORNER LOT, ideally located just minutes from the Hathaway Bridge and only 15 minutes from the beach. Enjoy a quick 10-minute drive to the FUN filled downtown in Panama City area and St. Andrews Marina. This remarkable property has undergone extensive renovations inside and out making it have an effective year built date of 2023 on the property appraiser

  Tabitha Garcia CENTURY 21 Ryan Realty Inc

  3946 W 21st Place, Panama City, FL 32405
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  /50

  $225,000

  • 3 Beds
  • 2 Baths
  • 1,210 Sq Ft

  5119 Marla Dr, Panama City, FL 32404

  Beautifully updated home in Panama City, priced to sell and won't last long! This move in ready single family home offers incredible value in today's Panama City market, where updated homes at this price point are becoming harder to find. Recently refreshed with brand new interior paint throughout the home feels clean, bright, and modern. Previous upgrades include updated cabinets, countertops,

  Lindsay Farris Land's End Realty LLC

  5119 Marla Dr, Panama City, FL 32404
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  /43

  $220,000

  • 3 Beds
  • 2 Baths
  • 1,617 Sq Ft

  5009 Kendrick St, Panama City, FL 32404

  RECENTLY RENOVATED | UPDATED KITCHEN | OVER 1/4 ACRE WITH NO HOA 5009 Kendrick Road is located in Callaway, Florida within the greater Panama City, Florida area, offering convenient access to nearby shopping, dining, and daily essentials.Brick home featuring recent renovations and a clean, functional layout. The kitchen has been fully updated with brand new shaker-style soft closing cabinets,

  Alice De La Penha Coldwell Banker Realty

  5009 Kendrick St, Panama City, FL 32404
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  /16

  $339,000

  • 2 Beds
  • 2 Baths
  • 1,273 Sq Ft

  4600 Kingfish Ln Unit 303, Panama City, FL 32408

  Welcome to the gated community of Bay Point. Enjoy coastal living with a waterfront pool & golf course to fill your day with leisure. Perfect for boaters with a day dock for loading & unloading with boat storage nearby . Beautiful Shell Island & Pass to the Gulf are minutes from the dock. This 2 bedroom/2 bath condo is an end unit with sunrise & sunset views. Boutique 63 unit complex in perfect

  Shirley Pittman Blue Coral R E Group LLC

  4600 Kingfish Ln Unit 303, Panama City, FL 32408
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  /53

  $425,000

  • 3 Beds
  • 2 Baths
  • 1,294 Sq Ft

  7405 Beach Dr Unit B, Panama City, FL 32408

  Opportunity meets location with this three bedroom coastal townhouse ideally positioned just steps from the shoreline in the heart of east Panama City Beach. Situated directly across from the public beach access at Rick Seltzer Park, this property offers the kind of convenience and rental appeal that today's buyers and investors are searching for. Whether you're looking for a vacation getaway,

  Jordan Jarrett Keller Williams Success Realty

  7405 Beach Dr Unit B, Panama City, FL 32408
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  /27

  $579,900

  • 6 Beds
  • 3 Baths
  • 2,052 Sq Ft

  6218 Hilltop Ave Unit A,B,C, Panama City, FL 32408

  Great investment opportunity in the desirable South Lagoon area! This well-located triplex offers the ideal combination of coastal living and steady income potential, just a short stroll from the sugar-white sands and nearby boat ramps. Conveniently situated near Grand Lagoon and St. Andrews State Park, with easy access to charter fishing, marinas, and popular local dining, this property is

  Ricky Ingram Solis Real Estate of Florida

  6218 Hilltop Ave Unit A,B,C, Panama City, FL 32408
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  /39

  $369,900

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 1906, Panama City, FL 32408

  Panoramic Views of the Gulf from the Balcony, 2 BD/2 BA with a Bunk Room on the top floor. One of the strongest view corridors in Laketown Wharf Resort--this upgraded 2-bedroom + bunk room, 2-bath residence is built for high-occupancy rental performance and effortless coastal use.The layout is open and functional, designed to comfortably sleep 8+ without sacrificing flow. The kitchen has been

  Joan Winchell Berkshire Hathaway HomeServices Beach Properties of Florida

  9860 S Thomas Dr Unit 1906, Panama City, FL 32408
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  /89

  $949,000

  • 5 Beds
  • 3.5 Baths
  • 3,413 Sq Ft

  7831 Highway 2311, Panama City, FL 32404

  Experience true enchantment at 7831 Highway 2311 on Deer Point Lake. This iconic 5BR/4.5BA estate offers a rare ''floating'' experience, sitting less than 25 feet from the water--a grandfathered proximity impossible to replicate today. Originally a 1950s cottage, this 3,400+ SF masterpiece blends historic charm with Architectural Digest luxury. Discover an open-concept interior with soaring

  Brian Clowdus Christies International Real Estate Emerald Coast

  7831 Highway 2311, Panama City, FL 32404
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  /24

  $369,500

  • 3 Beds
  • 2 Baths
  • 1,930 Sq Ft

  4005 Riverside Dr, Panama City, FL 32404

  Beautiful Home in One of Bay County's Most Desirable Family Communities Welcome to the charming Riverside community, widely known as one of the safest and most family-friendly neighborhoods in Bay County. Conveniently located directly across the street from North Bay Haven Charter Academy--one of the area's most highly regarded schools--this location is ideal for families who value both education

  Stephen Hachey Lowest Fee Realty LLC

  4005 Riverside Dr, Panama City, FL 32404
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  /30

  $259,900

  • 3 Beds
  • 2 Baths
  • 1,232 Sq Ft

  4121 Leslie Ln, Panama City, FL 32404

  Welcome to this well-maintained and thoughtfully updated home in Panama City's desirable 32404 area. This property offers a strong combination of functionality, upgrades, and outdoor space that's increasingly hard to find. Inside, you'll find a fresh, move-in-ready interior featuring a new HVAC system, a full interior paint refresh, and brand-new stainless steel appliances that give the kitchen a

  Moe Mossa Savvy Avenue LLC

  4121 Leslie Ln, Panama City, FL 32404
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  /43

  $380,000

  • 3 Beds
  • 2 Baths
  • 1,625 Sq Ft

  3512 Ormond Ave, Panama City, FL 32405

  Welcome to 3512 Ormond Avenue, a charming and well-maintained home nestled in the heart of Panama City. Situated on an expansive 2.747-acre lot with no HOA, this property offers the perfect blend of space, freedom, and convenience.This 3-bedroom, 2-bathroom home features a bright, open layout filled with natural light. The large, airy kitchen serves as the heart of the home, offering ample

  Dien and Andrew Group Think Real Estate

  3512 Ormond Ave, Panama City, FL 32405
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  /34

  $250,000

  • 3 Beds
  • 2 Baths
  • 1,144 Sq Ft

  7201 Lake Suzzanne Way, Panama City, FL 32404

  This charming home in Sweetwater Village is move-in ready. Settled at the end of a cul-de-sac, and built in 2024, this home is modern, bright, thoughtfully designed and features a clean, open-concept plan. Interior features offer quartz countertops, dimmable lighting throughout, upgraded appliances, dedicated laundry room, plenty of natural light, and a comfortable, convenient layout. The guest

  Alysan Nakis Gulf Life Real Estate Inc

  7201 Lake Suzzanne Way, Panama City, FL 32404
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  /5

  $80,000

  • 3 Beds
  • 2 Baths
  • 1,377 Sq Ft

  3009 E 13th Ct, Panama City, FL 32401

  Well-maintained 2012 double-wide manufactured home offering 1,377 sq. ft. of living space, situated on a desirable corner lot. The roof is approximately 7 years old. HVAC system and hot water tank are original. No known electrical or plumbing issues. Interior features carpet and linoleum flooring throughout. The kitchen and both bathrooms are currently being remodeled, offering great potential

  Cliff Glansen FLATFEE.COM

  3009 E 13th Ct, Panama City, FL 32401
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  /39

  $485,000

  • 2 Beds
  • 2.5 Baths
  • 1,102 Sq Ft

  9900 S Thomas Dr Unit 323, Panama City, FL 32408

  Deeded Garage Space on the same floor of unit. No elevators necessary. This highly sought-after low-floor unit features one of the best 2-bedroom floor plans at Shores of Panama--and lives like a 3-bedroom. The spacious bunk room is a true enclosed room with a door and window, offering added privacy and flexibility for guests. Designed for both comfort and views, the Gulf-front primary suite and

  Selma Hill Hilltop Legacy Realty

  9900 S Thomas Dr Unit 323, Panama City, FL 32408
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  /28

  $310,000

  • 2 Beds
  • 2 Baths
  • 1,088 Sq Ft

  6708 Thomas Dr Unit D, Panama City, FL 32408

  IT'S ALL ABOUT THE BEACH! Just 900 feet to Beach Access 12A! This charming beach-style townhome is ideally located south of Grand Lagoon and has never been a vacation rental--only occasionally used by the owner. With no HOA restrictions, the possibilities are endless - whether you're looking to use it as your primary residence, a long-term rental, or as a profitable Airbnb investment. Explore

  Theresa Callahan Anchor Realty Florida

  6708 Thomas Dr Unit D, Panama City, FL 32408
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  /65

  $2,395,000

  • 4 Beds
  • 3.5 Baths
  • 3,000 Sq Ft

  225 Clareon Dr, Panama City, FL 32461

  30A Inlet Beach Dream Home! Owner just had home professionally decorated. Brand new custom beach house with private pool & DEEDED BEACH ACCESS with golf cart parking! Offered furnished as staged. Just a few of the features: open floor plan,12x24 heated cascading saltwater pool, premium sandblasted marble decking, master suite on 2nd floor has balcony/covered porch, two attic areas with abundance

  Scott Parrish Eagle Bay Real Estate

  225 Clareon Dr, Panama City, FL 32461
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  /47

  $419,900

  • 2 Beds
  • 2 Baths
  • 907 Sq Ft

  9900 S Thomas Dr Unit 2011, Panama City, FL 32408

  Welcome to your Gulf-front condo in Panama City Beach at the highly sought-after Shores of Panama--a proven short-term rental investment with strong income history and breathtaking direct Gulf views from the 20th floor. This 2-bedroom, 2-bath Gulf-front condo is designed for both personal enjoyment and maximum rental performance. The open-concept layout features a fully equipped kitchen with

  Beau Blankenship Christies International Real Estate Emerald Coast

  9900 S Thomas Dr Unit 2011, Panama City, FL 32408
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  /63

  $670,000

  • 4 Beds
  • 3.5 Baths
  • 2,966 Sq Ft

  3203 Nautical Dr, Panama City, FL 32409

  Welcome to this stunning custom, POOL home in the quiet Kirkland Manor subdivision!! This rare gem offers a large lot, pool, 4 bedroom, 3 1/2 baths, large 3 car garage, screened back patio and so much more!! Meticulously maintained, luxury home with plenty of room to entertain. An office at the entry of the home adds plenty of space to work in peace. Enjoy a nice movie night with built in

  Ryan Daniels Keller Williams Success Realty

  3203 Nautical Dr, Panama City, FL 32409
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  /12

  $85,000

  • Land
  • 1.24 Acres
  • $68,548 per Acre

  6737 John Pitts Rd, Panama City, FL 32404

  This property offers an excellent location to build your dream home or place a mobile home. Whether your'e looking for a place to call home or a smart investment for the future, this is a fantastic opportunity to bring your vision to life. Call today for more details.

  Tonia Hathaway CENTURY 21 Commander Realty

  6737 John Pitts Rd, Panama City, FL 32404
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  /49

  $394,000

  • 5 Beds
  • 3 Baths
  • 2,556 Sq Ft

  4850 Sweetspire Dr, Panama City, FL 32404

  Some homes check the boxes -- this one feels right the moment you walk in.Tucked in the sought-after Titus Park community, this two-story Carol floor plan was designed for the way families actually live -- with room to gather, room to retreat, and room to grow. Whether you're commuting toward Panama City, Lynn Haven, or Callaway, or heading approximately 25-30 minutes to both Tyndall AFB and

  Ronald Wilson ERA Neubauer Real Estate Inc

  4850 Sweetspire Dr, Panama City, FL 32404
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  /27

  $330,000 Open Sun 1PM - 4PM

  • 3 Beds
  • 2 Baths
  • 1,800 Sq Ft

  403 N East Ave, Panama City, FL 32401

  Welcome to 403 N East Avenue in Panama City, Florida--a beautifully built 2022 home offering approximately 3 bedrooms, 2 bathrooms, and over 1,700 square feet of thoughtfully designed living space. From the moment you step inside, you're greeted by warm and stylish bamboo flooring that flows throughout the main living areas, creating a clean, modern feel with a touch of character. The home

  Jonathan Claunch Beachy Beach Real Estate

  403 N East Ave, Panama City, FL 32401
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  /39

  $550,000

  • 4 Beds
  • 4 Baths
  • 2,367 Sq Ft

  6216 Thomas Dr, Panama City, FL 32408

  Turnkey short-term rental just steps from the beach! This fully furnished 4-bedroom, 4-bath beach home is ideally positioned near Beach Access 12, offering strong rental potential in one of Panama City Beach's most sought-after locations. With multiple levels, spacious layouts, and sleeping capacity for larger groups, this property is designed to maximize occupancy and guest appeal.A standout

  Melissa Haworth EXP Realty LLC

  6216 Thomas Dr, Panama City, FL 32408
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  /61

  $420,000

  • 3 Beds
  • 2 Baths
  • 1,332 Sq Ft

  323 Prudence Ln, Panama City, FL 32408

  Your fully renovated Beach retreat awaits! *** This stunning cul-de-sac home has been completely transformed with no expense spared. This 3 bedroom + a heated/cooled bonus detached 4th bedroom/office or playroom offers a blend of coastal charm with brand-new flooring throughout, Quarts countertops, stylish backsplash, and all-new fixtures giving a fresh, upscale feel. Attention to detail is

  Jimmy Dean Keller Williams Success Realty

  323 Prudence Ln, Panama City, FL 32408
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  /49

  $320,000

  • 3 Beds
  • 2 Baths
  • 1,411 Sq Ft

  4536 Bylsma Cir, Panama City, FL 32404

  Welcome to 4536 Bylsma Circle, a beautifully maintained 3 bed, 2 bath home in the desirable Bylsma Manor Estates! Offering 1,411 square feet of thoughtfully designed living space, this home blends comfort, style, and functionality, without the restrictions of an HOA.Step inside to a warm and inviting living room featuring a cozy fireplace, perfect for relaxing evenings or entertaining guests.

  Dien and Andrew Group Think Real Estate

  4536 Bylsma Cir, Panama City, FL 32404
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  /33

  $340,000

  • 1 Bed
  • 1 Bath
  • 768 Sq Ft

  5219 Sunset Ave, Panama City, FL 32408

  Welcome to Pirate's Paradise, a truly unique coastal cottage complete with two authentic, themed cannons that set the tone for this fun and memorable beach escape. The detached garage/studio and oversized storage shed adds extra value to this one-of-a-kind property. Perfectly positioned in one of the best locations on East Panama City Beach, you're just an 8-minute walk to Beach Access 4 and

  Natalie Ryan CENTURY 21 Ryan Realty Inc

  5219 Sunset Ave, Panama City, FL 32408
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  /32

  $189,000

  • 3 Beds
  • 2 Baths
  • 1,175 Sq Ft

  806 Huntington Dr, Panama City, FL 32401

  Charming & Centrally Located 3BR/2BA Home with Fenced Yard and Playground Welcome home to this charming 3-bedroom, 2-bath detached single-family residence, ideally located within 15 minutes of Tyndall Air Force Base and less than 30 minutes from the sugar-white sands of Panama City Beach at Rick Seltzer Park. The exterior offers a large, fully fenced backyard--perfect for pets, play, and

  Brook Simmons Keller Williams Success Realty

  806 Huntington Dr, Panama City, FL 32401
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  /40

  $250,000

  • 3 Beds
  • 2 Baths
  • 1,161 Sq Ft

  6520 Olokee St, Panama City, FL 32404

  Seller is offering $10,000 Flex Cash for buyer incentives, which may be used toward closing costs, interest rate buy-down, or price reduction . Beautifully Renovated, Move-In Ready, and Sold Fully Furnished! Welcome to this beautifully updated home in a quiet neighborhood, perfectly located just minutes from Tyndall Air Force Base and close to local schools, shopping, dining, and everything

  Alina Kvasha Dalton Wade Inc

  6520 Olokee St, Panama City, FL 32404
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  /20

  $205,000

  • 3 Beds
  • 1 Bath
  • 1,040 Sq Ft

  2224 Edgewood Dr, Panama City, FL 32405

  3 bed, 1 bath home in central Panama City just off Airport Road, with quick access to 23rd Street, shopping, restaurants, and daily conveniences.Sits on a quiet road with a large, fenced backyard, mature trees, and plenty of shade.Well suited for an investment property, rental, or a first-time homebuyer looking to get into the market. Straightforward opportunity in a convenient location.

  Team Don and Bubba EXP Realty LLC

  2224 Edgewood Dr, Panama City, FL 32405
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  /30

  $239,000

  • 2 Beds
  • 2 Baths
  • 860 Sq Ft

  316 Cherry St Unit 33, Panama City, FL 32401

  WATERFRONT LIVING IN ST. ANDREWS | BAY CLUB CONDO. Welcome to Bay Club at St. Andrews, where life moves a little slower and the views never get old. This 2-bedroom, 2-bath waterfront condo offers about 860 square feet of easy, low-maintenance living right along beautiful St. Andrews Bay. Step inside to a comfortable, open living and dining space that feels bright and inviting, perfect for

  Kat Tomlinson Top Producers Real Estate Group

  316 Cherry St Unit 33, Panama City, FL 32401
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  /51

  $649,900

  • 4 Beds
  • 2.5 Baths
  • 2,495 Sq Ft

  3338 Nautical Dr, Panama City, FL 32409

  This very desirable Custom built all brick home in Kirkland Manor awaits you. Open floor plan provides plenty of room for family and friends. Interior of this home has 10 ft ceilings, 8 ft doors and ceiling fans throughout. M Bath has large separate shower and walk-in whirlpool. Enjoy cooking in the upscale kitchen with granite countertops, custom cabinets, stainless appliances with large lighted

  Cliff Glansen FLATFEE.COM

  3338 Nautical Dr, Panama City, FL 32409
• 

  

  /53

  $419,900

  • 2 Beds
  • 2 Baths
  • 1,252 Sq Ft

  3001 W 10th St Unit 505, Panama City, FL 32401

  Welcome to waterfront living at its finest on beautiful St. Andrews Bay! This stunning 2-bedroom, 2-bathroom condo, located on the 5th floor, offers breathtaking panoramic views and a lifestyle of comfort, convenience, and tranquility.As you step inside, you're greeted by an open-concept living and dining area filled with natural light from large, picturesque windows that perfectly frame the

  Vianah Seamon Anchor Realty Florida

  3001 W 10th St Unit 505, Panama City, FL 32401
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  /48

  $650,000

  • 4 Beds
  • 3 Baths
  • 2,885 Sq Ft

  1300 Savannah Dr, Panama City, FL 32405

  Coastal Craftsman Style, Savannah Drive, looking for a well-kept home in a great, established neighborhood, this is the ONE! Candlewick is one of those places people love to call home--sidewalks, street lamps, and a true neighborhood feel, all right in the middle of everything. You're just minutes to schools, churches, grocery stores, Lynn Haven, and a short drive to Panama City Beach. The

  Team Don and Bubba EXP Realty LLC

  1300 Savannah Dr, Panama City, FL 32405
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  /44

  $399,000

  • 5 Beds
  • 3 Baths
  • 2,593 Sq Ft

  128 Tiller Dr, Panama City, FL 32404

  This flexible two-story home offers 5 bedrooms and plenty of storage. The entry features a versatile flex room (perfect for office, dining, media, or playroom). The open-concept family room flows into a large breakfast nook and covered back porch.The kitchen includes a center island with sink, dual-side cabinetry, and a walk-in pantry. A first-floor bedroom with adjacent full bath serves as a

  Michael Christie Think Real Estate

  128 Tiller Dr, Panama City, FL 32404
• 

  

  /57

  $256,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 226, Panama City, FL 32408

  Welcome to this exceptional 2-bedroom, 2-bathroom condo with a bonus bunkroom at Laketown Wharf Resort! Ideally located for convenience, you can skip the elevator wait by taking the stairs or use the elevated crosswalk with direct access to the parking garage. Positioned near the main pool, this unit offers easy access to fun in the sun, while the spacious balcony provides a lovely lake

  Gene C. Ursprung, P.A. Beach Time Realty, Inc

  9860 S Thomas Dr Unit 226, Panama City, FL 32408
• 

  

  /10

  $99,000

  • 1,256 Sq Ft

  5319 Sunwood Rd, Panama City, FL 32404

  INVESTOR SPECIAL!!! This property needs torn down and rebuilt- but- use your imagination!! Great neighborhood, nearly an acre and after a few dumpsters, you could really make a nice home here with a huge workshop!! You could also completely clear the lot and start over and have plenty of room for a large garage out back.Home has little to no value and there is a lot of clean up to do but the

  Misty Curtis Anchor Realty Florida

  5319 Sunwood Rd, Panama City, FL 32404

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