Panama City, FL Homes for Sale with No HOA Fee

• 

  

  

  /20

  $305,000

  • 1 Bed
  • 2 Baths
  • 907 Sq Ft

  9900 S Thomas Dr Unit 2114, Panama City, FL 32408

  Experience unbeatable views from this 21st-floor Gulf-front condo at Shores of Panama. This C(R) Plan boasts 1-bedroom plus bunk room, 2-bathrooms and features 907 square feet of well-designed living space with a direct view of the white sand and emerald water. Interior highlights include updated kitchen cabinets, modern appliances, and a newer washer and dryer. Tile flooring runs throughout,

  Scott Moon Century 21 BE3

  9900 S Thomas Dr Unit 2114, Panama City, FL 32408
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  /21

  $299,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9902 S Thomas Dr Unit 136, Panama City, FL 32408

  Welcome to your dream coastal retreat at Laketown Wharf Resort! This beautifully updated 1-bedroom, 2-bathroom condo with an additional bunk area offers 1,047 square feet of spacious living, perfectly blending comfort and style. Situated on the first floor, Unit 136 provides easy access without the need for elevators, making beach days and resort enjoyment effortlessly convenient. Step inside to

  Brenton Hitchcock Hitchcock Real Estate LLC

  9902 S Thomas Dr Unit 136, Panama City, FL 32408
• 

  

  

  /29

  $344,900

  • 3 Beds
  • 2.5 Baths
  • 1,414 Sq Ft

  6083 E Hwy 98 Bus, Panama City, FL 32404

  Bay Waterfront! Enjoy this spectacular view all day everyday on your enclosed porch or master bedroom balcony. Wake up to this awesome view! This townhouse features tile flooring in foyer, kitchen, baths and laundry room. Updated fully equipped kitchen with granite countertops and appliances, open breakfast bar to the living room and dining with bay view, half bath and laundry room on first

  Wilma Taylor CENTURY 21 Commander Realty

  6083 E Hwy 98 Bus, Panama City, FL 32404
• 

  

  

  /21

  $174,000

  • 3 Beds
  • 2 Baths
  • 1,144 Sq Ft

  5421 Bumby Rd, Panama City, FL 32404

  Ready to move in! Seller is leaving it all for you. Very clean 3 bedroom, 2 bath home. Open floor plan with split bedrooms. Home has a large deck with an extremely nice handicap ramp. Outside 8 X 12 storage building.At this price, seller will leave it completely furnished, even two large flatscreen TVs and a second refrigerator. Check out the photos.

  Joann Walsingham Chipola Realty, Chipley Office

  5421 Bumby Rd, Panama City, FL 32404
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  /42

  $374,999

  • 4 Beds
  • 2 Baths
  • 2,201 Sq Ft

  11705 Poston Rd, Panama City, FL 32404

  Your Florida Dream Home Awaits! This beautiful 2,201 open floor plan home, offers 4 bedrooms and 2 baths. Blending comfort, elegance, and coastal charm. Enjoy modern finishes throughout, including Quartz countertops, CoreTec Pro Plus flooring, a built-in sprinkler system, and an installed water softener. Step outside to your 14x24 patio — the perfect spot to entertain, soak up the sun, or unwind

  Cliff Glansen FLATFEE.COM

  11705 Poston Rd, Panama City, FL 32404
• 

  

  /25

  $364,900

  • 2 Beds
  • 1 Bath
  • 860 Sq Ft

  4120 Nova St Unit D, Panama City, FL 32408

  Seize this rare opportunity to own a charming 2-bedroom, 1-bathroom condo, just steps from the pristine beach! This move-in-ready gem comes fully furnished, making it perfect for immediate occupancy or as a turnkey rental investment. With no HOA fees, you'll enjoy the freedom and flexibility to make this coastal retreat your own.Located in an up-and-coming area surrounded by exciting new

  Amanda Kittrell EXP Realty LLC

  4120 Nova St Unit D, Panama City, FL 32408
• 

  

  /40

  $230,000

  • 2 Beds
  • 2 Baths
  • 1,030 Sq Ft

  7813 N Lagoon Dr Unit 9C, Panama City, FL 32408

  2 Bed / 2 Bath end unit located in Greenwood Estates on the East End of Panama City Beach. This ground floor condo backs up to the Lagoon. The Living Area and Main Bedroom feature Expansive Water Views with Lots of Natural Light. Enjoy your morning coffee or your happy hour cocktail from the screened-in-porch overlooking the beautiful waters of the Lagoon! The main bedroom features a walk-in

  Gregory Ward Keller Williams Success Realty

  7813 N Lagoon Dr Unit 9C, Panama City, FL 32408
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  /8

  $89,900

  1706 Wolfrun Ln, Panama City, FL 32405

  Build your dream home in an unbeatable location! This rare lot sits adjacent to the highly sought-after SweetBay community—without the HOA fees or restrictions—offering the best of both worlds. Tucked away at the end of a quiet cul-de-sac, the nearly half-acre homesite provides a spacious yard and exceptional privacy. The lot is already cleared and ready for construction, with a natural buffer

  Denise Quintana Anchor Realty Florida

  1706 Wolfrun Ln, Panama City, FL 32405
• 

  

  /28

  $269,900

  • 3 Beds
  • 2 Baths
  • 1,577 Sq Ft

  1236 Amherst Rd, Panama City, FL 32405

  Well maintained brick home in a convenient, central Panama City location - close to schools, shopping, parks, Tyndall AFB, and the beach. Step inside to a spacious living area featuring luxury vinyl plank flooring throughout for style and easy care. The fully equipped kitchen offers ample cabinet space and a breakfast bar that opens to the dining area, creating a comfortable flow for everyday

  Steve Butler ERA Neubauer Real Estate, Inc

  1236 Amherst Rd, Panama City, FL 32405
• 

  

  /13

  $50,000

  700 Joan Ln, Panama City, FL 32404

  Discover the perfect setting for your home on this beautiful lakefront lot, ideally situated at the end of a peaceful cul-de-sac. Offering over a quarter acre of land, this spacious homesite provides water views and a serene atmosphere. Enjoy lakeside living while remaining conveniently close to local amenities, schools, and shopping. With ample space to design and build, this lot is a rare

  Steve Butler ERA Neubauer Real Estate, Inc

  700 Joan Ln, Panama City, FL 32404
• 

  

  /91

  $1,549,000 New Construction

  • 5 Beds
  • 4.5 Baths
  • 3,890 Sq Ft

  6627 N Lagoon Dr, Panama City, FL 32408

  REDUCED! waterfront! HOA is 600.00 a quarter. BRAND NEW 5 Bedroom waterfront home on Grand Lagoon with assigned boat slip and gated community. This huge custom home is 3890 sq feet. Home has a downstairs master bedroom with stunning water views in 3 directions. Home is move in ready. Quartz countertops, tankless gas hot water heater, and gas stoves for cooking. Hurricane windows and doors. This

  Cynthia Luster Coastal Property Services, Inc

  6627 N Lagoon Dr, Panama City, FL 32408
• 

  

  /52

  $479,000

  • 2 Beds
  • 2 Baths
  • 1,152 Sq Ft

  9450 S Thomas Dr Unit C-509, Panama City, FL 32408

  Western oriented 2BR/2BA ON THE 5TH FLOOR. PERFECT ELEVATION - NOT TOO HIGH AND NOT TOO LOW! This one-of-a-kind and rarely available property conjures up images of sun-splashed days of swimming, biking, and relaxing. The 1152sqft 2Bed/2Bath floorplan is super-efficient and lives like a beach house but comes with all the benefits of owning a condo. New Luxury vinyl plans flooring throughout and

  John Skinner Jr. Keller Williams Realty Emerald

  9450 S Thomas Dr Unit C-509, Panama City, FL 32408
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  /60

  $967,500

  • 4 Beds
  • 5 Baths
  • 2,396 Sq Ft

  5312 Thomas Dr, Panama City, FL 32408

  Luxury 3-Story GULF VIEW BEACH HOME with Heated Saltwater Pool | STR | No HOA | No Flood | Turnkey | Vacation-Lifestyle Ready $$$ INVESTORS $$$ HIGH-YIELD INCOME POTENTIAL for this one or both properties! Attention Investors, Beach & Pool Lovers! This 3-story Retreat is fully furnished, turnkey, and short-term rental ready with NO HOA or Flood. Just steps from the Emerald Beach, sand, local

  Shelly Callaway CENTURY 21 Ryan Realty Inc

  5312 Thomas Dr, Panama City, FL 32408
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  /38

  $257,000

  • 3 Beds
  • 2 Baths
  • 1,310 Sq Ft

  6207 Ivy Rd, Panama City, FL 32404

  A new year, a new home! You will love this move in ready 3 bed, 2 bath home in Parker that is just a stone's throw from Tyndall AFB. Highlights include beautiful, engineered hardwood floors throughout the main living areas and carpet in the bedrooms, granite countertops in the kitchen, ornate cabinetry with pull out drawers, and stainless-steel appliances. Additional highlights are a kitchen

  Christine Lance Keller Williams Success Realty

  6207 Ivy Rd, Panama City, FL 32404
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  /46

  $349,900

  • 4 Beds
  • 2.5 Baths
  • 1,756 Sq Ft

  3520 Mill Point Cove, Panama City, FL 32404

  Discover the perfect blend of luxury and convenience at 3520 Mill Point Cove, built by one of the area's most sought-after builders in 2023, this like-new brick home offers a stunning combination of high-end finishes and modern design. Step inside to find an expansive, open floor plan with thoughtful upgrades throughout. The chef-inspired kitchen features solid wood cabinetry, gleaming quartz

  Kristen Fondren Real Broker LLC

  3520 Mill Point Cove, Panama City, FL 32404
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  /58

  $375,000

  • 3 Beds
  • 2 Baths
  • 1,332 Sq Ft

  323 Prudence Ln, Panama City, FL 32408

  Welcome to 323 Prudence Lane - Your Ideal Coastal Retreat! This well-kept 3-bedroom, 2-bathroom home offers comfort, convenience, and a prime location in the heart of Panama City Beach. whether you are looking for everyday living or just a Beach Getaway! Situated on a quiet cul-de-sac, this property provides privacy and minimal traffic—perfect for relaxing evenings or outdoor activities after a

  Jimmy Dean Keller Williams Success Realty

  323 Prudence Ln, Panama City, FL 32408
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  /56

  $675,000

  • 6 Beds
  • 6 Baths
  • 2,720 Sq Ft

  6315 Hilltop Ave, Panama City, FL 32408

  Convenient location- this beautifully renovated duplex is just a short walk to the sugar-white sands and nearby boat ramps, offering the perfect mix of beachside living and strong rental potential.Each side features 3 bedrooms and 2.5 baths, providing spacious comfort for residents or guests. Inside, you'll find a bright, open floorplan with flooring, cabinetry, appliances, and bathrooms

  Beth Christie Local Insight Realty

  6315 Hilltop Ave, Panama City, FL 32408
• 

  

  /20

  $330,000

  • 4 Beds
  • 2 Baths
  • 2,120 Sq Ft

  7508 Delancey St, Panama City, FL 32404

  Welcome to 7508 Delancey Street, where comfort, style and convenience meet in this beautifully designed floor plan offering a thoughtfully crafted living space with a spacious 2-car garage with epoxy-coated flooring. As you approach the home, you're greeted by a fully sodded lawn and a covered front patio perfect for welcoming guests or relaxing outdoors. Step inside and immediately feel at home

  Kim Banks Coldwell Banker Realty

  7508 Delancey St, Panama City, FL 32404
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  /41

  $110,000

  5226 Kingston Cir, Panama City, FL 32408

  The Coastal Community of 'Martinique' is based upon a strong foundation of nature and local custom architecture. This beautiful vacant lot features wonderful views of the pond and is located in this highly sought after gated community. Martinique offers many amenities including an island pool with bath houses, a playground area, a pavilion, a basketball court and many greenway trails for

  Melissa Ryan CENTURY 21 Ryan Realty Inc

  5226 Kingston Cir, Panama City, FL 32408
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  /28

  $227,000

  • 2 Beds
  • 2.5 Baths
  • 1,562 Sq Ft

  1507 Baldwin Rowe Cir, Panama City, FL 32405

  Beautiful 2-bedroom, 2-bath townhome offers peaceful views of the community pond and fountain - right from your private screened-in porch. Located in the gated Baldwin Rowe community, it's move-in ready and perfectly positioned between Panama City and Lynn Haven, just minutes from top schools, dining, shopping, parks, and the bay.The open-concept kitchen, dining, and living area is ideal for

  Ayesha Albibi Centergate Realty LLC

  1507 Baldwin Rowe Cir, Panama City, FL 32405
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  /61

  $269,900

  • 3 Beds
  • 2 Baths
  • 1,272 Sq Ft

  6951 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to the Aldridge, a new home floor plan at Liberty in Panama City, Florida. The Aldridge is one of our one-story floorplans featured in our Liberty community in Panama City, Florida. Featuring a front primary bedroom, 2 car garage, and open living room and kitchen, it is a cozy home designed for the first-time home buyer. As you enter this 3 bedroom, 2 bath home, you will see 1,293 square

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  6951 William Pitsenbarger Rd, Panama City, FL 32404
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  /8

  $159,000

  • Land
  • 0.23 Acre
  • $691,304 per Acre

  1444 W Park St, Panama City, FL 32404

  Waterfront Lot with Gulf Access - Rare Opportunity in the Panama City area. Discover the perfect blend of seclusion and convenience with this stunning waterfront lot located in Callaway on the east end of Panama City. Just minutes from Tyndall Air Force Base and only a 30-minute drive to the white-sand beaches of Panama City Beach, this property offers a peaceful escape while keeping you close to

  Bubba McCants EXP Realty LLC

  1444 W Park St, Panama City, FL 32404
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  /62

  $650,000

  • 3 Beds
  • 3 Baths
  • 1,404 Sq Ft

  4715 Thomas Dr Unit 310, Panama City, FL 32408

  END UNIT!!! Experience coastal living at its finest in this stunning 3-bedroom, 3-bathroom condo on Thomas Drive. This spacious residence features a rare wrap-around balcony, offering breathtaking views from every angle. Inside, you'll find two luxurious master suites, each designed for comfort and privacy, along with an additional guest bedroom. Exclusive perks include three private owner decals

  Zacarias Sanchez Think Real Estate

  4715 Thomas Dr Unit 310, Panama City, FL 32408
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  /32

  $449,000

  • 3 Beds
  • 2 Baths
  • 1,457 Sq Ft

  2616 Redwood St, Panama City, FL 32408

  ***3 BEDROOM, 2 BATHROOM RECENTLY UPDATED MOVE IN READY(SHORT TERM RENTAL ALLOWABLE) HOME 1 MILE FROM THE BEACH!!!*** The sellers have spared no expense in updating this GORGEOUS home. Interior updates and upgrades include but are not limited to: 2024 bathrooms, ceiling fans, cabinet hardware, stove and microwave, water filtration system in kitchen, and new kitchen backsplash. Granite

  Mario Gobel RE/MAX SELECT Partners

  2616 Redwood St, Panama City, FL 32408
• 

  

  /41

  $249,850 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,554 Sq Ft

  5872 Tyndall Place, Panama City, FL 32404

  NEW construction opportunity awaits in this classy 3 bedroom, 2 1⁄2 bath townhome with its own one car garage. Features include ColorPlus Hardiboard siding, 9' ceilings, quartz countertops, tray ceilings, and fans in the living and primary bedroom. With clean lines and attention to detail, the Towne is sure to impress. You'll enjoy all Panama City has to offer with its white, sandy beaches,

  Lori Logue VCFL Realty LLC

  5872 Tyndall Place, Panama City, FL 32404
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  /48

  $425,000

  • 4 Beds
  • 3 Baths
  • 1,483 Sq Ft

  9902 S Thomas Dr Unit 338, Panama City, FL 32408

  SPACIOUS LAKEFRONT END UNIT. 3 bedrooms with bunk room sleeps over 10 people.In The Heart Of All The Fun & Excitement In Panama City Beach - Just Steps Away From The World's Most Beautiful White-Sand Beaches, Shopping, Dining & Entertainment. This Beachside Resort Offers Unparalleled Amenities With Convenient Beach Access, 5 Unique Pools, A Kids Funscape Playground, Splash Bar & Grill, Gulf

  Paul LaCourse Anchor Realty Florida

  9902 S Thomas Dr Unit 338, Panama City, FL 32408
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  /59

  $550,000 New Construction

  • 3 Beds
  • 3.5 Baths
  • 2,388 Sq Ft

  915 Plantation Dr, Panama City, FL 32404

  FABULOUS OWNER FINANCING AVAILABLE! NEW CONSTRUCTION - Beautiful 2 Story Home. 3BR/3.5 BA W/Office. boasting 2388 sq ft of living space with a 2 car garage as well as large driveway. Great for Tyndell AFB workers. From the moment that you walk up to the inviting front door and step inside you will feel right at home. Foyer area to the main area is wider than most homes. Open floor plan with a

  Donna Johnson Anchor Realty Florida

  915 Plantation Dr, Panama City, FL 32404
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  /14

  $199,000

  • 1,470 Sq Ft

  8209 Highway 2301, Panama City, FL 32404

  Property has 4 addresses. 2 park owned existing mobile homes on property that are leasing for a total of $2080 a month. Expenses are extremely low because of well and septic. All figures and info are supplied by Seller and are not guaranteed and should be verified. Electric is less than $50 a month and Culligan has a water purifier rental for $130 a mo. Taxes are $945 a year or $79 a month. NOI

  Melissa Barbee Realty One Group Emerald Coast

  8209 Highway 2301, Panama City, FL 32404
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  /42

  $320,000

  • 2 Beds
  • 1.5 Baths
  • 784 Sq Ft

  19703 Bonita Dr, Panama City, FL 32413

  Looking for the perfect beach escape or a rental-ready second home? This sweet 2 bed/1.5 bath home on the west end of Panama City Beach is just what you've been searching for! Nestled in the laid-back community of Laguna Beach, this property oozes vintage beach vibes while offering modern updates and convenience — and best of all, no HOA restrictions!Just a straight shot to the beach, this

  Theresa Felton La Florida Coastal Properties

  19703 Bonita Dr, Panama City, FL 32413
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  /68

  $799,000

  • 3 Beds
  • 3.5 Baths
  • 2,217 Sq Ft

  2322 Pelican Bay Ct, Panama City, FL 32408

  Highly Desirable Rare Opportunity to own this Stunning Waterfront End Unit. 46 Feet on St. Andrews Bay! This home is the Second largest property in the community. The modern kitchen has all upgraded stainless steel appliances well designed soft close cabinets and 2 pantry cabinets which allow for plenty of storage. The Living area includes a wall mounted electric fireplace for Warmth and Beauty.

  Barbara McDonald CitiStar Realty

  2322 Pelican Bay Ct, Panama City, FL 32408
• 

  

  /48

  $425,000

  • 3 Beds
  • 3 Baths
  • 2,305 Sq Ft

  2707 Pembroke Dr, Panama City, FL 32405

  Come see your new home sweet home! The perfect location for the young family active in the community, close to schools, church, shopping, and medical facilities. This home is spacious, comfortable, inviting, and meticulously cared for. This brick home in the highly desirable Forest Park East neighborhood is move-in ready or add your personal touch to make it your own. With three bedrooms, three

  Jo Sapp Beach King Realty

  2707 Pembroke Dr, Panama City, FL 32405
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  /3

  $850,000

  • Land
  • 9.37 Acres
  • $90,715 per Acre

  3209 E Highway 390, Panama City, FL 32405

  This 9.4+ acre parcel located in unincoporated Bay County is in a prime location and ready for development. The potential here can go numerous different ways. The owner had surveys, engineering work, potential plat designs done in the past. There is a letter on file from DEP stating the pond is not located in State waters and so can be filled and does not require permitting from DEP. The

  Dennis Dunnigan Coastal Choice Realty LLC

  3209 E Highway 390, Panama City, FL 32405
• 

  

  /23

  $985,000

  • Land
  • 4.16 Acres
  • $236,779 per Acre

  1201 N East Ave, Panama City, FL 32401

  Investor's Dream - R-2 Zoned Land w/ Income Producers and new 52 mobile home lot infrastructure. Land includes over 4 acres with built-in infrastructure. Additionally, the electric is currently being upgraded to underground electric. Five income-producing dwellings located on SE corner of the property. A rare chance to invest, earn, and build in a great location.

  Melissa Torres Dalton Wade Inc

  1201 N East Ave, Panama City, FL 32401
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  /35

  $380,000

  • 3 Beds
  • 2 Baths
  • 1,620 Sq Ft

  3140 Douglas Rd, Panama City, FL 32405

  Family-Friendly 3-Bedroom, 2-Bath Home on a Spacious Corner Lot!Ideally located in a central area close to schools, parks, shopping, and dining, this home offers comfort and convenience for the whole family. The large corner lot provides plenty of space for kids to play, room to expand, or even add a pool. Bring all your toys—there's ample parking for an RV, boat, or trailer. Don't miss this

  Jolene Bryant Coastal Palms Real Estate

  3140 Douglas Rd, Panama City, FL 32405
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  /33

  $289,899

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  7144 Hatteras Blvd, Panama City, FL 32404

  Welcome to 7144 Hatteras Blvd. A stylish 4-bedroom, 2-bath home designed for both comfort and entertaining in the desirable Barrett's Park community. Built in 2020, this nearly 1,800 sq ft residence combines a modern open layout with a split-bedroom floor plan that ensures privacy and functionality. The bright, open-concept living area flows seamlessly into the kitchen and dining space, making it

  Michael Johnson Keller Williams Success Realty

  7144 Hatteras Blvd, Panama City, FL 32404
• 

  

  /26

  $399,000

  • 4 Beds
  • 4 Baths
  • 2,543 Sq Ft

  2636 E 40th Plaza, Panama City, FL 32405

  Are you looking for LOTS of SPACE? Look no further!! This beautiful 4 bedroom 4 bath brick home has everything you are looking for to satisfy your large family. The large living area is open to the kitchen and dining room. There are 3 bedrooms EACH with their own bathroom, and a large 4th bathroom for the common areas. There is a BONUS room that could easily be a small bedroom, office, or hobby

  Lisa Felix Full Sail Realty of NWFL

  2636 E 40th Plaza, Panama City, FL 32405
• 

  

  /19

  $2,900,000

  • 24,924 Sq Ft

  533 E 11th St, Panama City, FL 32401

  +/-24,924sf Courthouse facility, situated upon +/-2.7ac. Constructed in 2003, recently completed shell renovations. Currently in warm shell condition (elec/plmb/hvac) all MEP systems in place and operational. Ample parking (117 spaces, 5-hcap), 4.68:1000. Centrally located in close proximity to downtown Panama City, Lynn Haven, 23rd Street Retail, Tyndall AFB and major arterials (Hwy 231/Hwy

  Patrick Jones NAI TALCOR

  533 E 11th St, Panama City, FL 32401
• 

  

  /60

  $223,000

  • 1 Bath
  • 489 Sq Ft

  8817 S Thomas Dr Unit A614, Panama City, FL 32408

  **LENDER INCENTIVES** Closing costs and/or rate buy-down available from preferred Lender. Contact listing agent for more information! Welcome to Top of the Gulf! This amazing resort condo complex is in the heart of it all. Within walking distance to some of PCB's best nightlife entertainment, adventure parks, attractions, and dining. The best walk of all though will be your stroll through the

  Brian Holsapple Pineapple Properties

  8817 S Thomas Dr Unit A614, Panama City, FL 32408
• 

  /2

  $30,475

  LOT 10 Sage Brush Dr, Panama City, FL 32404

  Large Vacant Lot in the Bayou George/Youngstown area. All information and measurements should be verified if important

  Deborah Class ERA Neubauer Real Estate, Inc

  LOT 10 Sage Brush Dr, Panama City, FL 32404
• 

  

  /22

  $359,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,953 Sq Ft

  3844 Red Deer Cir, Panama City, FL 32404

  NEW CONSTRUCTION HOME WITH NEW HARD TO BELIEVE PRICING plus $8,000 towards closing costs with builder's preferred lender! Welcome to Game Farm, a secluded place to call home. Local homebuilder Southern Coastal Homes has brought this quaint community to a central location in Panama City. The community will have a beautiful grand landscaped entry. Wind through the entrance and over the bridge to

  Charles Commander Jr. CENTURY 21 Commander Realty

  3844 Red Deer Cir, Panama City, FL 32404

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