Panama City, FL Homes for Sale with No HOA Fee

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  /91

  $1,599,000

  • 5 Beds
  • 4.5 Baths
  • 3,890 Sq Ft

  6627 N Lagoon Dr, Panama City, FL 32408

  BRAND NEW 5 Bedroom waterfront home on Grand Lagoon with assigned boat slip and gated community. This huge custom home is 3890 sq feet. Home has a downstairs master bedroom with stunning water views in 3 directions. Home is move in ready. Quartz countertops, tankless gas hot water heater, and gas stoves for cooking. Hurricane windows and doors. This home has a Community pool for your enjoyment.

  Cynthia Luster Coastal Property Services, Inc

  6627 N Lagoon Dr, Panama City, FL 32408
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  /35

  $350,000 Open Sun 1:30PM - 3:30PM

  • 4 Beds
  • 2 Baths
  • 2,180 Sq Ft

  509 Tracey Dr, Panama City, FL 32404

  This 2100+ square foot home is situated in a non-HOA neighborhood with close proximity to Tyndall Airforce Base. This home boasts a new HVAC system and a new roof. Split floorplan with 4 bedrooms and 2 bathrooms, 2 car garage. This home is also located conveniently close to shopping, a public boat ramp, dining, and other recreational areas.

  Matthew Gainer Horsley Real Estate Group

  509 Tracey Dr, Panama City, FL 32404
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  /36

  $429,000

  • 3 Beds
  • 2 Baths
  • 1,354 Sq Ft

  5224 Pinetree Ave, Panama City, FL 32408

  This well maintained beach house is just steps away from several beach accesses along the sugar white sands of the Gulf. Ideal as a personal getaway or investment opportunity, it's truly turnkey and ready to move in or start generating income.Short term rentals are allowed, it's golf cart friendly, and there is no HOA. Two public boat ramps are in the neighborhood, while St. Andrews State

  Kaylyn Campbell Foundation Real Estate Agency LLC

  5224 Pinetree Ave, Panama City, FL 32408
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  /31

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  7013 Lisa Ln, Panama City, FL 32404

  **NEARLY 5 ACRES IN THE MIDLE OF TOWN!!**Welcome to 7013 Lisa Ln (House address says 256 N Fox), a beautiful and move-in ready home nestled in the heart of Callaway, Florida. This charming property combines comfort, style, and convenience—making it the perfect choice whether you're a first-time homebuyer, growing family, or simply looking to enjoy coastal living.Step inside and you'll

  Misty Curtis Anchor Realty Florida

  7013 Lisa Ln, Panama City, FL 32404
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  /44

  $532,000

  • 3 Beds
  • 3 Baths
  • 2,578 Sq Ft

  3116 Wood Valley Rd, Panama City, FL 32405

  Reduced $4,000, will be reducing $1,500 every 7 days until we find a buyer! Don't wait to make an offer. UNFINISHED MOTHER IN LAW SUITE READY FOR YOUR DESIGN. Located on a desirable corner lot in the sought-after Premier Estates neighborhood, this fully remodeled 3-bedroom, 3-bath home offers 2,578 sq. ft. of beautifully updated living space plus a rare unfinished mother-in-law suite—1,680 sq.

  Kurt Fadden Legacy Premier Agency

  3116 Wood Valley Rd, Panama City, FL 32405
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  /75

  $450,000

  • 5 Beds
  • 3.5 Baths
  • 2,758 Sq Ft

  1221 Marie Ann Blvd, Panama City, FL 32401

  Welcome to your spacious dream home! This beautifully maintained 5-bedroom, 3.5-bathroom residence offers an impressive 2,800 sq ft of versatile living space, thoughtfully designed for comfort, function, and flexibility.Perfect for multigenerational living, the home features a private mother-in-law suite with its own entrance—ideal for guests or extended family. You'll also find bonus

  Holli Persall ERA Neubauer Real Estate Inc

  1221 Marie Ann Blvd, Panama City, FL 32401
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  /9

  $178,000

  • 3 Beds
  • 2 Baths
  • 1,230 Sq Ft

  6507 Winona St, Panama City, FL 32404

  Property is being sold AS IS. Needs some TLC. Located near HWY 98 with access to various grocery stores, dining and entertainment options. Buyer to verify all pertinent information including square footage and lot dimensions.

  Natalia Sevciuc Stars Realty

  6507 Winona St, Panama City, FL 32404
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  /8

  $159,000

  1444 W Park St, Panama City, FL 32404

  Waterfront Lot with Gulf Access - Rare Opportunity in the Panama City area.Discover the perfect blend of seclusion and convenience with this stunning waterfront lot located in Callaway on the east end of Panama City. Just minutes from Tyndall Air Force Base and only a 30-minute drive to the white-sand beaches of Panama City Beach, this property offers a peaceful escape while keeping you close

  Team Don and Bubba EXP Realty LLC

  1444 W Park St, Panama City, FL 32404
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  /20

  $139,900

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  7332 Copenhagen Ln, Panama City, FL 32404

  3/2 under 150K! Enjoy peaceful country living with the convenience of being just minutes from the city! Located in the desirable and growing Sweetbay Village community right off Highway 231, this home offers an open floor plan, spacious bedrooms, and many updates. The kitchen boasts solid oak cabinets, newer countertops, and updated appliances—perfect for everyday living and entertaining. The

  Andrea Fryk The Naumann Group Real Estate, Inc

  7332 Copenhagen Ln, Panama City, FL 32404
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  /36

  $205,000

  • 3 Beds
  • 2 Baths
  • 1,209 Sq Ft

  1313 Caldwell Dr, Panama City, FL 32401

  Just 15 miles from Panama City Beach, this charming 3 bedroom 2 bath home sits in a quiet Panama Cityneighborhood with easy access to both Highway 98 and 11th St. It is a 5 minute drive to Bay City PointShopping Center and all it has to offer. Walking distance to Bay High School. Recent improvements include a new roof as of 2021, updated electrical and plumbing, new tankless

  Laird Hitchcock Hitchcock Real Estate LLC

  1313 Caldwell Dr, Panama City, FL 32401
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  /41

  $345,000

  • 2 Beds
  • 2 Baths
  • 1,450 Sq Ft

  6223 S Lagoon Dr, Panama City, FL 32408

  2 bed 2 full bath roomy townhome with beautiful lagoon views will greet you here at this home. Large living area as you walk in with a full bath & laundry downs stairs. The master is down stairs as well, very large spacious bedroom with a 6 foot walk in closet . french doors and deck flow out to back fenced in yard from the master too. There is a large storage or lock out room under stair way

  Kati Pullins Beachy Beach Real Estate

  6223 S Lagoon Dr, Panama City, FL 32408
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  /34

  $380,000

  • 4 Beds
  • 2 Baths
  • 2,166 Sq Ft

  4711 Shannon Ln, Panama City, FL 32404

  Introducing 4711 Shannon Lane, Panama City Florida!!! This is the home that you have been waiting on. As the largest home on the street and one of the largest in the neighborhood at over 2100 square feet, 4 bedrooms, 2 baths, a formal dining room and the most PERFECT great room you will find, this one checks ALL of the boxes. The interior is centered around a huge kitchen and living area with

  Jeff Payne Keller Williams Success Realty

  4711 Shannon Ln, Panama City, FL 32404
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  /44

  $4,950,000

  • 6 Beds
  • 6.5 Baths
  • 3,878 Sq Ft

  19989 Front Beach Rd Unit B, Panama City, FL 32413

  Welcome to beachfront luxury! ''Wait and Sea'' is a superbly constructed 6-bedroom, 6.5-bathroom home features high-end finishes and custom touches throughout. The open-concept kitchen showcases elegant fixtures and ample seating, flowing seamlessly into a spacious living area with breathtaking ocean views. Each bathroom is a masterpiece, with unique custom tile work for a spa-like experience.

  BRYAN KIEFER Holiday Beach Real Estate Inc

  19989 Front Beach Rd Unit B, Panama City, FL 32413
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  /20

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  2730 E 12th St, Panama City, FL 32401

  Under contract, Seller is accepting backup offer. Nice home, new vinyl plank flooring through out, newly painted, new cabinets, stainless appliances, roof in 2019, fenced backyard for additional privacy, large driveway, covered porch on the front and back of the house.There is a small suite, with kitchen in the back yard.All mesurements are approximated.

  Fatima Jorgensen CostaBella Real Estate, LLC

  2730 E 12th St, Panama City, FL 32401
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  /29

  $165,000

  • Land
  • 0.97 Acre
  • $170,103 per Acre

  5009 High Point Rd, Panama City, FL 32404

  An exceptional opportunity to build your dream home on a cleared waterfront lot with 120 feet of lake frontage on beautiful Deerpoint Lake. Located in the highly sought-after High Point subdivision, this nearly one-acre parcel offers over 220 feet of depth, providing plenty of space for your custom design and room to enjoy stunning sunrise views over the water every morning.Just around the

  Alice De La Penha Coldwell Banker Realty

  5009 High Point Rd, Panama City, FL 32404
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  /39

  $307,000

  • 3 Beds
  • 2 Baths
  • 1,782 Sq Ft

  8307 Cluster Rd, Panama City, FL 32404

  Country living at its finest - yet not too far out! This 3-bedroom, 2-bathroom home is situated on a sprawling 3.57 acre lot and features a desirable split-bedroom floor plan. Inside you'll find a space brimming with one-of-a-kind character, from the striking, custom-patterned wood plank ceilings to the rustic-chic blend of tongue and groove walls and corrugated metal in the kitchen and bath. The

  Courtney Pantalena Coldwell Banker Realty

  8307 Cluster Rd, Panama City, FL 32404
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  /13

  $160,000

  • 2 Beds
  • 1 Bath
  • 700 Sq Ft

  1705 Cincinnati Ave, Panama City, FL 32401

  This two-bedroom, one-bathroom residence is situated in the historic Saint Andrews neighborhood, conveniently located near beach shopping and a public boat launch on Lake Huntington.Originally constructed in 1941, the home underwent renovations to conform to contemporary standards, with the effective date set for 2005. The expansive lot provides ample parking space for automobiles,

  Lula Poston Keller Williams Success Realty

  1705 Cincinnati Ave, Panama City, FL 32401
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  /33

  $450,000

  • 4 Beds
  • 2 Baths
  • 2,225 Sq Ft

  143 Queens Cir, Panama City, FL 32405

  Fully remodeled in 2021, this 4-bedroom, 2-bath home in the coveted Kings Point neighborhood offers the perfect blend of style, comfort, and location. Inside, you'll find brand new LVP flooring, sleek concrete countertops, and a warm, beamed-ceiling den with expansive windows overlooking the large backyard. A cozy wood-burning fireplace adds charm to the living space, while the Hardie board

  Matthew Wright Think Real Estate

  143 Queens Cir, Panama City, FL 32405
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  /71

  $425,000

  • 4 Beds
  • 3.5 Baths
  • 2,156 Sq Ft

  4736 Bigleaf Ln, Panama City, FL 32408

  This home checks ALL the boxes, upgrades galore! The Monroe floor plan features TWO master bedrooms (1-upstrais and 1 downstairs) Ground-level bedroom with en-suite bath, perfect for guests or multigenerational living; plus a convenient half bath for visitors on first floor. From the upstairs deck you can see throughout the community, and from your living room, dining room, 2-upstairs

  Angela Hale ERA Neubauer Real Estate, Inc

  4736 Bigleaf Ln, Panama City, FL 32408
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  /10

  $149,000

  • 2 Beds
  • 1 Bath
  • 1,008 Sq Ft

  1603 Louisiana Ave, Panama City, FL 32405

  Cozy 2 bed 1 bath home on a spacious lot. Great starter home or rental opportunity. The home has been well cared for with recent updates and tile throughout. The home is conveniently located in central Panama City with direct access to Highway 77 and Highway 98.

  Cain Mcneil CENTURY 21 Commander Realty

  1603 Louisiana Ave, Panama City, FL 32405
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  /16

  $325,000

  • 4 Beds
  • 4 Baths
  • 1,708 Sq Ft

  3615 Eagle Ln Unit A&B, Panama City, FL 32404

  INVESTMENT OPPORTUNITY - DUPLEX FOR SALE! This 2007 duplex includes both units 3615 and 3617 in the sale. Each side offers 2 bedrooms, 2 bathrooms, a vaulted ceiling, a laundry room, and an open floorplan. Situated on a 70x126 lot, the property features a driveway for each unit, a large divided backyard, and an open patio. With good rental history, this property works equally well as a full

  Kelli Garrett CENTURY 21 Commander Realty

  3615 Eagle Ln Unit A&B, Panama City, FL 32404
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  /34

  $230,000

  • 3 Beds
  • 2 Baths
  • 1,500 Sq Ft

  1633 Cox St, Panama City, FL 32409

  Back on the market at no fault of the Sellers - Welcome to 1633 Cox Street! This charming 3-bedroom, 2-bathroom home is right on the edge of Panama City. Situated on a spacious half acre lot, this well-kept property offers approximately 1,500 square feet of comfortable living space. Inside, you'll find a light-filled living room, a functional kitchen with ample cabinetry and newly replaced

  James Harris Clubbs Real Estate Group LLC

  1633 Cox St, Panama City, FL 32409
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  /48

  $564,900

  • 4 Beds
  • 2.5 Baths
  • 2,400 Sq Ft

  7328 Rodgers Dr, Panama City, FL 32404

  Welcome to 7328 Rodgers Drive, a beautifully updated home offering comfort, functionality, and exceptional value in one of Bay County's fastest-growing areas. Located just 9 miles from Tyndall Air Force Base, this property is ideal for military buyers or contractors, and an assumable VA loan is available for qualified buyers. This home has been thoughtfully updated inside and out with durability

  Vianah Seamon Anchor Realty Florida

  7328 Rodgers Dr, Panama City, FL 32404
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  /19

  $139,000

  • 3 Beds
  • 2 Baths
  • 1,140 Sq Ft

  309 Bayou Ave, Panama City, FL 32401

  Back on market NO FAULT TO SELLER! FHA/SHIP APPROVED! Home inspection, survey and 4point available! All inspection repairs have been completed. 309 Bayou Ave — Affordable & Convenient Living!Welcome home to this well-maintained single wide mobile home featuring a durable metal roof and a spacious covered porch—perfect for relaxing or welcoming guests. Brand new hot water tank.

  April Davis, MRP Realtor Keller Williams Success Realty

  309 Bayou Ave, Panama City, FL 32401
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  /11

  $39,900

  • 2 Beds
  • 2 Baths
  • 840 Sq Ft

  2334 Jones Ave, Panama City, FL 32405

  located in Family Park! Centrally Located, Great Location, Great Starter Home, Minutes From Town, Perfect for First Time Home Buyer

  Alisha Helton VMF Homes

  2334 Jones Ave, Panama City, FL 32405
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  /3

  $15,000

  • Land
  • 0.08 Acre
  • $182,927 per Acre

  11810 Raintree Dr, Panama City, FL 32404

  Build your dream home on this beautiful lot located on a cul-de-sac nestled in a quiet neighborhood. It is an excellent location close to Panama City, TAFB and small marina with Gulf access.

  NIKKI HUYNH Kinetic Real Estate Services

  11810 Raintree Dr, Panama City, FL 32404
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  /30

  $270,000

  • 3 Beds
  • 2 Baths
  • 1,216 Sq Ft

  4035 Woodridge Rd, Panama City, FL 32405

  Low maintenance brick/vinyl exterio. Three bedroom, 2 bathroom and 2-car garage, small easy-care yard just perfect for gardening and pets; plus, lots of extras you wouldn't expect: cathedral ceiling in family room, cozy brick fireplace, granite countertops in kitchen, beautiful tile shower in the master suite. Super-convenient location on a corner lot in Northshore between SweetBay/Venetian

  Charles Sowers Realty One Group Emerald Coast

  4035 Woodridge Rd, Panama City, FL 32405
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  /36

  $649,999

  • 3 Beds
  • 2 Baths
  • 2,599 Sq Ft

  140 Palm Grove Blvd, Panama City, FL 32408

  LOCATION, LOCATION, LOCATION! Less than a 10 minute drive to the beach shore, numerous resturants and shopping. Talk about rooms with a VIEW... this lovely updated 3-bedroom 2 bath home has AMAZING space for any size family. The special effects of the transom windows throughout and the wall of windows in the breakfast area and family room make this home extremely unique. Updates include new

  Delaine Bourne Own It Real Estate LLC

  140 Palm Grove Blvd, Panama City, FL 32408
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  /38

  $850,000

  • 11 Beds
  • 10 Baths
  • 5,174 Sq Ft

  Unlisted Address

  Prime Investment Property - Quadplex + Mobile Home on 1.8 Acres with Room to ExpandDon't miss this exceptional investment opportunity just minutes from Tyndall Air Force Base. Situated on 1.8 acres, this property offers immediate rental income and outstanding future development potential. The centerpiece is a four-unit townhome quadplex, anchored by a spacious 3-bedroom, 2.5-bath unit boasting

  Dien and Andrew Group Think Real Estate

  Unlisted Address
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  /29

  $409,000

  • 3 Beds
  • 3.5 Baths
  • 1,369 Sq Ft

  926 Pitts Ave, Panama City, FL 32404

  Three-story East Bay townhome with stunning views from every floor and a 1BR/1BA apartment on the ground level--perfect for rental income or guests. No HOA! The kitchen was remodeled to include new cabinets, new quartz countertops, and all new lighting. Beautiful exposed wooden beams on the ceiling. Just roughly 5 miles to Tyndall AFB and minutes to Sacred Heart Hospital. Main level features a

  Matthew Jones Coastal Heritage Real Estate LLC

  926 Pitts Ave, Panama City, FL 32404
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  /70

  $765,000

  • 3 Beds
  • 2.5 Baths
  • 2,172 Sq Ft

  7325 Suwanee Ave, Panama City, FL 32409

  Custom-built in 2004 on 9′ pilings with 4′ of fill, this 2,172 sq ft, 3-bed, 2.5-bath home sits on the southeast corner of Fanning Oaks Peninsula with 50′ of frontage on Fanning Bayou/North Bay. Hardie board siding, 2020 metal roof, 2023 gutters, Rinnai tankless water heater, updated septic, and HVAC replaced in 2020. Open living with LVP flooring, built-ins, and bay views from

  William Grimsley Counts Real Estate Group

  7325 Suwanee Ave, Panama City, FL 32409
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  /22

  $335,000

  • 4 Beds
  • 2 Baths
  • 2,203 Sq Ft

  2234 Edgewood Dr, Panama City, FL 32405

  A rare find in the heart of Panama City, this 4-bedroom, 2-bath split bedroom home offers 2,202 sq. ft. of living space plus a 15' x 20' Florida room and a 16' x 20' detached workshop with electric. Located just minutes from 23rd Street retail, restaurants, medical services, Downtown, and St. Andrews—with quick access to 15th St., Hwy 231, and Hwy 390—this home combines convenience with

  Don Giles GILES APPRAISAL GROUP, INC

  2234 Edgewood Dr, Panama City, FL 32405
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  /32

  $290,000

  • 3 Beds
  • 2 Baths
  • 1,740 Sq Ft

  153 N Gay Ave, Panama City, FL 32404

  This 3-bedroom, 2-bathroom home features a spacious FLEX room that can easily serve as a fourth bedroom, home office, gym, or playroom—whatever fits your lifestyle. Completely renovated in 2020, energy efficiency shines with PAID-OFF solar panels (average electric bill $25/month), Low-E windows, a 2020 roof, updated electrical, water heater, and HVAC system. The heart of the home is the large,

  Jessica Henrichsen Real Broker LLC

  153 N Gay Ave, Panama City, FL 32404
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  /12

  $265,000

  • 3 Beds
  • 2 Baths
  • 1,125 Sq Ft

  2603 E 6th St, Panama City, FL 32401

  You could buy this house for low to no money down, and down payment assistance may be possible for you! Brand new luxury 3-bedroom, 2-bath home currently under construction and scheduled to be completed the beginning of September. This home is built by Solara Homes, an established local builder. Featuring 9' ceilings, quartz countertops, tiled shower and kitchen backsplash. This

  Donna Stokes Top Producers Real Estate Ctr

  2603 E 6th St, Panama City, FL 32401
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  /12

  $249,900

  • 3 Beds
  • 2 Baths
  • 1,125 Sq Ft

  2601 E 6th St, Panama City, FL 32401

  You could buy this house for low to no money down, and down payment assistance may be possible for you! Brand new luxury 3-bedroom, 2-bath home currently under construction and scheduled to be completed the beginning of September. This home is built by Solara Homes, an established local builder. Featuring 9' ceilings, quartz countertops, tiled shower and kitchen backsplash. This

  Donna Stokes Top Producers Real Estate Ctr

  2601 E 6th St, Panama City, FL 32401
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  /25

  $299,500

  • 3 Beds
  • 2 Baths
  • 1,478 Sq Ft

  4403 College Station Rd, Panama City, FL 32404

  Fully Remodeled, Modern Home on a Spacious Half-Acre LotDiscover this beautifully renovated 3-bedroom, 2-bath single-family home, perfectly situated on a generous half-acre lot just minutes from top-rated schools, shopping, and restaurants. With 1,478 square feet of thoughtfully designed living space, this home blends modern style with everyday comfort.Step inside to an

  Linda Barfield-Jegg Coldwell Banker Realty

  4403 College Station Rd, Panama City, FL 32404
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  /53

  $649,000

  • 4 Beds
  • 3 Baths
  • 2,675 Sq Ft

  742 Vista Del Sol Ln, Panama City, FL 32404

  Seller is employment relocating...so, their loss may be your gain. At acceptable contract price seller can leave mostly furnished. Located in one of southeastern Bay County's most prestigious and desirable gated waterfront subdivisions. Impressive and inviting covered entry porch welcomes you to this well-kept contemporary and ''large'' like new home boasting over 2670 square feet of open and

  Vince O'keefe O'Keefe & Wainwright Inc

  742 Vista Del Sol Ln, Panama City, FL 32404
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  /28

  $325,000

  • 4 Beds
  • 2 Baths
  • 1,788 Sq Ft

  3995 Pioneer Ln, Panama City, FL 32404

  10K PRICE REDUCTION!Up to 2k toward closing costsWelcome to this beautiful 4-bedroom, 2-bathroom home located in the desirable Brighton Oaks Subdivision, just off Hwy 231, north of Panama City, Florida. Built in 2021, this well-maintained residence offers the perfect blend of comfort, style, and convenience.This smart home has a spacious open floor plan with modern

  Kimberly Potter Keller Williams Success Realty

  3995 Pioneer Ln, Panama City, FL 32404
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  /53

  $425,000

  • 2 Beds
  • 2.5 Baths
  • 1,380 Sq Ft

  6304 Thomas Dr Unit U7, Panama City, FL 32408

  This unit is HUGE lots larger than most townhomes by 200 sqft or more. 1380sqft and an end unit makes it more desirable. Check the PPSqft when comparing! Fully Renovated, NO HOA Townhome on the East End of Panama City Beach!Welcome to your turnkey coastal retreat, perfectly situated on the sought-after east end of PCB, on Thomas Drive! This stunning townhome has been completely

  Sandi Smith Dalton Wade Inc

  6304 Thomas Dr Unit U7, Panama City, FL 32408
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  /32

  $192,312

  • 4 Beds
  • 2 Baths
  • 1,475 Sq Ft

  3715 E 4th St, Panama City, FL 32401

  Brand-New 4-Bedroom Home in the Heart of Panama CityWelcome to 3715 4th Street—a stunning, move-in-ready 4-bedroom, 2-bath mobile home offering the perfect mix of space, style, and convenience.Inside, you'll find a bright, open-concept floor plan with fresh finishes throughout. The kitchen features sleek stainless steel appliances, modern cabinetry, and plenty of counter

  kyle Ballif EXP Realty LLC

  3715 E 4th St, Panama City, FL 32401

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