Panama City, FL Homes for Sale with No HOA Fee

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  $390,000

  • 1 Bed
  • 2 Baths
  • 750 Sq Ft

  4715 Thomas Dr Unit 202, Panama City, FL 32408

  This beautifully updated 1-bedroom, 2-bath condo sits perfectly on the second floor, giving you that picture-postcard view people hunt for—palm trees framing the emerald Gulf, waves rolling in, and sunsets you can enjoy right from the living room and the Gulf-front master bedroom. No elevator marathon... just effortless access and unbeatable scenery. Features You'll Love: • Prime 2nd-Floor

  Sandi Smith Dalton Wade Inc

  4715 Thomas Dr Unit 202, Panama City, FL 32408
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  /2

  $300,000

  • 2 Beds
  • 1 Bath
  • 777 Sq Ft

  1155 Mulberry Ave, Panama City, FL 32401

  Handyman special in high demand neighborhood

  INVESTMENT REALTY Beach Realty of Florida

  1155 Mulberry Ave, Panama City, FL 32401
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  /13

  $1,999,999

  • Land
  • 0.46 Acre
  • $4,347,824 per Acre

  0 Panama City Beach Pkwy Unit 778573, Panama City Beach, FL

  Exceptional opportunity to own a high-visibility corner lots at Hwy 98 and Malaga Place on the highly desirable west end of Panama City Beach. Zoned Plaza Commercial, this property is ideal for retail, office, restaurant, or mixed-use development. Located in the #2 fastest-growing metro in the United States, the site offers strong traffic exposure on busy Panama City Beach Parkway and is

  Kelly Killick EXP Realty LLC

  0 Panama City Beach Pkwy Unit 778573, Panama City Beach, FL
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  /3

  $399,012 New Construction

  • 3 Beds
  • 2 Baths
  • 1,622 Sq Ft

  3116 Douglas Rd, Panama City, FL 32405

  CURRENTLY UNDER CONSTRUCTION!This beautiful new construction 3-bedroom, 2-bath home is conveniently located in Panama City and features NO HOA. Designed with comfort and style in mind, the home offers 9-foot ceilings and luxury vinyl plank flooring throughout an open-concept, split-bedroom floor plan. The kitchen boasts granite countertops, stainless steel appliances, and a pantry, all

  Jessica Kriser Live 30A Real Estate LLC

  3116 Douglas Rd, Panama City, FL 32405
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  $260,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,142 Sq Ft

  929 Bonnie Dr, Panama City, FL 32404

  Set to be complete End of January 2026! This thoughtfully designed cottage home in Panama City is a smart move for anyone looking for quality, comfort, and convenience. This 3 bedroom, 2 bathroom open concept floor plan is a great starter home. A one car garage with plenty of storage and an expansive lot for creating your own backyard oasis. Just minutes from Tyndall Air Force Base, public boat

  Joshua Hoey Think Real Estate

  929 Bonnie Dr, Panama City, FL 32404
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  /8

  $325,000

  • 12 Beds
  • 5 Baths
  • 6,788 Sq Ft

  11921 Caruso Dr, Panama City, FL 32404

  Excellent value-add opportunity for investors or healthcare operators or large dwelling. This 6,788 SF former assisted living facility is situated on a 1-acre parcel just outside Panama City, Florida. Previously licensed as a 34-bed residence, the property features 12 bedrooms, 5 bathrooms, and significant potential for redevelopment or renovation. The building is currently vacant and in need of

  Danny McCall Counts Real Estate Group Inc

  11921 Caruso Dr, Panama City, FL 32404
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  /6

  $39,900

  • Land
  • 0.26 Acre
  • $153,462 per Acre

  3504 E 5th St, Panama City, FL 32401

  Great opportunity to acquire a 0.26-acre vacant lot at 3504 E 5th Street, Panama City, FL 32401. This spacious parcel offers ample room for building a custom spot, or holding as a long-term investment. Located in a quiet and accessible neighborhood, the property provides convenience to local amenities, schools, and major roadways. Ideal for builders, or investors seeking a well-located spot with

  Samih Sadiq KELLY RIGHT REAL ESTATE

  3504 E 5th St, Panama City, FL 32401
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  /32

  $284,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,458 Sq Ft

  7090 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to 7090 Merlyn Dethlefsen Road, a new home at Liberty in Panama City, Florida. The Freeport is a one-story home with a double garage designed with space for the family in mind and affordability. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  D.R. Horton Builder

  7090 Merlyn Dethlefsen Rd, Panama City, FL 32404
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  /33

  $534,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,838 Sq Ft

  Islamorada Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Islamorada is a beautifully designed one-story home that combines open, flexible living with private retreat spaces. With 3 bedrooms and 2 baths, including a private primary suite, this plan provides a welcoming and functional layout for everyday life.A soaring vaulted ceiling greets you in the open great room, which flows seamlessly into the dining area and island kitchen, complete with

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004003, Panama City, FL 32405
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  /16

  $990,000

  • Land
  • 12 Acres
  • $82,500 per Acre

  7729 U S 231, Callaway, FL 32404

  12 acres with 273 feet on Hwy 231 and 396 feet on Penny Road adjacent to Morningside Subdivision and close to the Intermodel Distribution Center.

  Tom Neubauer ERA Neubauer Real Estate Inc

  7729 U S 231, Callaway, FL 32404
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  /2

  $65,000

  • Land
  • 0.18 Acre
  • $361,111 per Acre

  Unlisted Address

  This parcel is adjoined to the house at 1610 Louise. The parcel will be split upon the sale of either property or can be purchased together. The property is currently being probated with current owners. The procedure is going to take a few months to complete but could go under contract now. Excellent building in St Andrews area. Very high demand area. The property is high and dry and ready for a

  Andy Gonsalves Counts Real Estate Group Inc

  Unlisted Address
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  /48

  $599,000

  • 4 Beds
  • 2.5 Baths
  • 2,565 Sq Ft

  2109 Calamint St, Panama City, FL 32405

  Welcome to your dream home in your dream neighborhood! This stunning Marco one floor plan boasts four spacious bedrooms and 2.5 baths, perfect for families and entertaining guests. The layout is designed for optimal comfort and functionality, featuring an open-concept living area that flows seamlessly into the modern kitchen, ideal for culinary creations. Enjoy the convenience of a three-car

  Olivia Sanchez Think Real Estate

  2109 Calamint St, Panama City, FL 32405
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  /12

  $8,000,000

  • Land
  • 16.54 Acres
  • $483,676 per Acre

  401 N Kimbrel Ave, Panama City, FL 32404

  LOCATION! LOCATION! LOCATION! Discover an exceptional opportunity with this 16.53-acre parcel situated at 401 N Kimbrel Avenue in the dynamic and developing Panama City, Florida. Boasting a prime location that is conveniently close to educational institutions, recreational areas, and vital employment hubs, including Tyndall Air Force Base, this site is ideal for developers looking to respond to

  Catriese Johnson Coldwell Banker Realty

  401 N Kimbrel Ave, Panama City, FL 32404
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  /4

  $77,950

  • Land
  • 0.4 Acre
  • $194,875 per Acre

  5209 Boat Race Rd, Panama City, FL 32404

  Here's a great deal on a prime property located in the edge of Parker Fl. Great investment for the right buyer. Mobile Home or Manufactured Home allowed also possibility for residential dwellings included apartments townhouses and condominiums. Low intensity commercial development are also allowed.

  Gary Johns AMERICAN REALTY of Bay Co, Inc

  5209 Boat Race Rd, Panama City, FL 32404
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  /27

  $294,000

  • 4 Beds
  • 2 Baths
  • 1,387 Sq Ft

  4920 Shurer Ln, Panama City, FL 32404

  JUST LISTED! The Freeport floor plan in Liberty, just north of Panama City with easy access to Tyndall Air Force Base and all the perks of living in Panama City! This 4 bedroom 2 bath, 1387 square foot, home is an open floor plan with two bedrooms separated by a full bathroom at the front of the home and one bedroom across the entry hallway affording family and friends alike privacy when

  Ashley Dunnigan Coastal Choice Realty LLC

  4920 Shurer Ln, Panama City, FL 32404
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  /3

  $499,000

  • Land
  • 0.08 Acre
  • $6,237,500 per Acre

  2616 Mound Ave, Panama City, FL 32405

  Build your dream home just steps from the Bay! This oversized .80-acre parcel sits in a prime Panama City location with three sides of road frontage and plenty of room to design the lifestyle you want. Imagine morning coffee with Bay breezes and quick access to boat launches just minutes away. Students, faculty, or investors will love the convenience of being near FSU Panama City and Gulf Coast

  Joy Key Anchor Realty Florida

  2616 Mound Ave, Panama City, FL 32405
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  /45

  $299,500

  • 3 Beds
  • 2 Baths
  • 1,730 Sq Ft

  3119 W 23rd Ct, Panama City, FL 32405

  Completely Remodeled Home in the Heart of Panama City! Welcome to 3119 W 23rd Court, a beautifully updated home in a prime central location close to shopping, hospitals, and just minutes from Tyndall Air Force Base, Panama City Beach, and Pier Park. This spacious home has been fully remodeled with attention to detail, featuring all new appliances, flooring, plumbing, electrical, windows, custom

  Bubba McCants EXP Realty LLC

  3119 W 23rd Ct, Panama City, FL 32405
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  /6

  $2,000,000

  • Land
  • 1.68 Acres
  • $1,190,476 per Acre

  4423 W Highway 98, Panama City, FL 32401

  Pristine property located on beautiful St. Andrew's Bay in Panama City, FL. This property features 132 feet on St. Andrew Bay with a total of 1.67 acres. It is +/-1/2 mile east of the Hathaway Bridge, close to Port Panama City, Gulf Coast State College, Florida State University Panama City Campus, and Panama City Beach. In addition to St. Andrew's Bay, the property overlooks St. Andrew Bay, the

  Chris McCall Counts Real Estate Group Inc

  4423 W Highway 98, Panama City, FL 32401
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  $550,000

  • 2 Beds
  • 2 Baths
  • 1,380 Sq Ft

  9450 S Thomas Dr Unit 1702B, Panama City, FL 32408

  Located on the 17th floor of the highly sought after Boardwalk condominiums is this 2-bedroom, 2 full bath, 1,380 sq ft, fully furnished rental machine overlooking the Gulf and the world famous, sandy white beaches of Panama City Beach. The central air system is equipped with an in-system Patriot Air Purifier providing VOC, odor and allergen free air! Quality abounds in this Boardwalk condo,

  Kammy Landavazo Berkshire Hathaway HomeServices Beach Properties of Florida

  9450 S Thomas Dr Unit 1702B, Panama City, FL 32408
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  /60

  $499,000

  • 3 Beds
  • 2.5 Baths
  • 2,358 Sq Ft

  5108 Blue Harbor Dr, Panama City, FL 32404

  Welcome to Paradice, where you can enjoy beautiful sunsets over Pitts Bayou. This home offers easy access to deep water for boats with a 6-foot draft and includes a 16-foot wide boat slip. A full-service marina is just a quarter mile away. As you enter, you'll find 10-foot ceilings with recessed lighting throughout. The kitchen has dark wood cabinets and granite countertops, with a breakfast bar

  Melany Hathcock Keller Williams Success Realty

  5108 Blue Harbor Dr, Panama City, FL 32404
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  /17

  $266,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,365 Sq Ft

  7096 Traditions Dr, Panama City, FL 32404

  Beautiful new construction home in the desirable Parkbrook community! This thoughtfully designed 1,365 sq ft home offers 3 bedrooms and 2 bathrooms with an open, functional layout. Durable Hardie® Board Plus siding provides long-lasting curb appeal, while Coretec flooring enhances all main living and wet areas, complemented by plush carpet in the bedrooms for added comfort. The kitchen and

  Derick Aubry Adams Homes Realty, Inc.

  7096 Traditions Dr, Panama City, FL 32404
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  /7

  $55,000

  • Land
  • 0 Acre

  6110 Riverbrooke Dr, Panama City, FL 32404

  One of the final two buildable lots at Barrett's Park, this lot offers private views behind and pond just beyond the adjacent cul-de-sac. With accessibility to Panama City, Lynn Haven, and Tyndall Air Force Base, this blank canvas offers the opportunity to customize your next home or investment.

  Tom Lewis Counts Real Estate Group Inc

  6110 Riverbrooke Dr, Panama City, FL 32404
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  /97

  $975,000

  • 5 Beds
  • 3 Baths
  • 3,926 Sq Ft

  4409 Deer Point Cove Ln, Panama City, FL 32404

  Discover an exceptional privately gated estate on Deer Point Cove Lane, set within a small, private setting and crafted with impressive detail, functionality, and quality throughout. This red-brick residence is introduced by an elongated half-circle driveway, expansive RV parking, and a 2+ car garage wired for electric charging. A detached third garage adds even more versatility and includes a

  Timothy Shand Empire Real Estate of Florida LLC

  4409 Deer Point Cove Ln, Panama City, FL 32404
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  /25

  $599,000

  • 3 Beds
  • 2 Baths
  • 1,901 Sq Ft

  8214 Beach Dr, Panama City, FL 32408

  Discover the freedom of coastal living in this brand-new, single-level home south of Grand Lagoon — ideal as a vacation rental, second home, or primary residence. The open-concept design connects the kitchen, dining, and living areas, creating a bright and spacious layout perfect for entertaining or relaxing after a day on the beach. The modern kitchen features custom wood cabinetry, granite

  Johnny Milan LLC Scenic Real Estate

  8214 Beach Dr, Panama City, FL 32408
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  /5

  $399,000

  • Land
  • 2.17 Acres
  • $183,871 per Acre

  000 E 19th St, Panama City, FL 32405

  Excellent central location near HCA Gulf Coast Hospital, many medical offices, restaurants, retail, hotels, and much more in the immediate area. Water and Sewer are available and located in the right of way adjacent to the site. Property is currently zoned C-2 inside the City of Panama City limits.

  Charlie Haas Counts Real Estate Group

  000 E 19th St, Panama City, FL 32405
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  /2

  $58,500

  • Land
  • 0.5 Acre
  • $117,000 per Acre

  200 Beechwood Way, Panama City, FL 32404

  **Price Improvement!** Build your dream home or place your mobile home on this spacious half-acre lot conveniently located near Tyndall Air Force Base. With flexible zoning, this property offers endless possibilities for homeownership or investment. Enjoy the peaceful surroundings while being just minutes from shopping, dining, and the beautiful beaches of the Gulf Coast. Don't miss this

  Heather Wooten Keller Williams Realty Emerald Coast

  200 Beechwood Way, Panama City, FL 32404
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  /30

  $550,000

  • 2 Beds
  • 2 Baths
  • 1,086 Sq Ft

  8727 Thomas Dr Unit C21, Panama City, FL 32408

  Perched on the top floor of Sugar Beach Condominiums, Unit C21 delivers the rare combination buyers and renters crave most: true Gulf-front living, peaceful privacy, and walk-everywhere convenience. Chosen specifically for its oceanfront position and quiet setting, this fully updated 2-bedroom, 2-bath condo offers unobstructed Gulf views, vibrant sunsets, and the simple luxury of knowing no one

  Mindy Wright Epique Realty Inc

  8727 Thomas Dr Unit C21, Panama City, FL 32408
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  /39

  $534,900 New Construction

  • 5 Beds
  • 3 Baths
  • 3,044 Sq Ft

  The Mckenzie Plan at Liberty, Panama City, FL 32404

  Welcome to the Mckenzie, a new home floor plan at Liberty in sunny Panama City, Florida. The Mckenzie is a large, beautiful home with many popular layout choices including an open kitchen and living room, as well as a front study a separate dining room. This 3,000+ square foot home comes with 5 bedrooms, 3 bathrooms, and a two-car garage as well as a covered front porch and a spacious covered

  D.R. Horton Builder

  6225 Chapman Ln Unit 36208585, Panama City, FL 32404
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  /6

  $457,990 Open Fri 1PM - 4PM

  • 3 Beds
  • 2 Baths
  • 2,187 Sq Ft

  211 Lake Merial Blvd, Panama City, FL 32409

  Welcome to the Crystal, a beautiful floorplan from the Cornerstone collection by Holiday Builders. This thoughtfully designed home offers a harmonious blend of style, functionality, and comfort.Upon entering the foyer, you'll notice a den on the left, providing a versatile space that can be used as a home office, study, or even a fourth bedroom. To the right, a formal dining room awaits,

  Trish Lohela Holiday Builders of the Gulf Coast

  211 Lake Merial Blvd, Panama City, FL 32409
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  /12

  $70,000

  • Land
  • 0.18 Acre
  • $388,889 per Acre

  000 Coach Scovel Way, Panama City, FL 32405

  Calling all builders and investors! This prime piece of land is ideally situated near shopping, a city park, restaurants, colleges, schools, and just minutes from ''The World's Most Beautiful Beaches'' that make this area famous. Located in the coveted St. Andrews neighborhood, and conveniently close to FSU and Gulf Coast State College, this cleared lot offers limitless potential. Whether you're

  Robbie Hughes Counts Real Estate Group

  000 Coach Scovel Way, Panama City, FL 32405
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  /45

  $525,000

  • 4 Beds
  • 2.5 Baths
  • 2,402 Sq Ft

  1224 Finch St, Panama City, FL 32405

  Welcome to this beautiful home located in the Sweetbay Community, offering a perfect blend of modern convenience and eco-friendly features. With 4 spacious bedrooms, 2 1/2 bathrooms, and an additional office currently being used as a 5th bedroom, this home provides ample space for your all of your needs. You'll find a well-designed layout with open-concept living areas that create a warm and

  Stephanie Mahoney Keller Williams Realty Emerald Coast

  1224 Finch St, Panama City, FL 32405
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  $500,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,768 Sq Ft

  713 Crystal Bayou Blvd, Panama City, FL 32407

  The Sawgrass is a spacious one-story home with 3 bedrooms and 2 baths, designed for effortless, single-level living. The open layout connects the great room, dining area, and eat-in island kitchen, complete with stainless appliances, stone countertops, tile backsplash, and a walk-in pantry.The private primary suite includes a tile-to-ceiling shower, dual vanities, optional tub, and walk-in

  Harris Doyle Homes Builder

  713 Crystal Bayou Blvd, Panama City, FL 32407
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  /3

  $602,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,511 Sq Ft

  Navarre Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Navarre is a stately two-story home with 4 bedrooms and 3 baths, including a main-level primary suite with tile-to-ceiling shower, dual vanities, optional tub, and walk-in closet.The open main-level layout connects the great room, dining area, and large island kitchen with stainless appliances, stone countertops, and tile backsplash. Upstairs, a large loft and three additional bedrooms

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37003961, Panama City, FL 32405
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  /59

  $445,000

  • 2 Beds
  • 2 Baths
  • 1,015 Sq Ft

  6505 Thomas Dr Unit 1009, Panama City, FL 32408

  SUNSETS FIRST...NOISE LAST. Introducing an elevated beachfront retreat, for those who know where to look! Positioned high above the shoreline in the sunset-facing B stack, this 10th-floor residence at The Summerhouse delivers a combination that's increasingly hard to find: elevation, privacy, and unobstructed Gulf views—all in one of the resort's most desirable locations. This 2-bedroom, 2-bath

  Stephanie Craven Counts Real Estate Group

  6505 Thomas Dr Unit 1009, Panama City, FL 32408
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  /50

  $584,000

  • 3 Beds
  • 2 Baths
  • 1,840 Sq Ft

  1904 Royal Tern St, Panama City, FL 32405

  MOTIVATED SELLER! ONE YEAR HOME WARRANTY and ONE YEAR OF HOA DUES PAID ! Welcome to 1904 Royal Tern! This charming home features the popular Hillsboro plan in beautiful waterfront Sweet Bay.This home features a split bedroom plan with 3 spacious bedrooms, 2 bathrooms and a large formal dining room or study. There is LVP flooring throughout with tile in bathrooms. The open kitchen features a

  Jennifer Black Anchor Realty Florida

  1904 Royal Tern St, Panama City, FL 32405
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  /30

  $298,000

  • 3 Beds
  • 2 Baths
  • 1,705 Sq Ft

  11434 Palm Breeze St, Panama City, FL 32404

  Coastal living meets everyday convenience in this stunning 3-bedroom, 2-bath home just minutes from Tyndall AFB. Nestled in a highly desirable waterfront community with direct access to the Bay and Gulf, this home is a dream for boaters, anglers, and sunset-chasers alike. Durable Hardie board siding, hurricane shutters, and a rear-entry garage deliver both peace of mind and polished curb

  April Davis, MRP Realtor Keller Williams Success Realty

  11434 Palm Breeze St, Panama City, FL 32404
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  /3

  $1,400,000

  • Land
  • 1.76 Acres
  • $795,455 per Acre

  1046 W 23rd, Panama City, FL 32405

  REDUCED and READY FOR NEW DEVELOPMENT! One of the few large tracts of Commercial Land available on the 23rd St. corridor. With no height restriction and no wetlands, this site is also one of the few locations to bring in a high rise apartment, or number of commercial projects. GO SHOW and bring your offers.

  Brian Hinton ERA Neubauer Real Estate, Inc

  1046 W 23rd, Panama City, FL 32405
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  /62

  $299,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7050 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to the Lismore, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2 bathroom, one-story home with 1.580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7050 Merlyn Dethlefsen Rd, Panama City, FL 32404
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  /49

  $310,000

  • 3 Beds
  • 2 Baths
  • 1,355 Sq Ft

  3613 T St, Panama City, FL 32404

  Whether you're looking to expand your short-term rental portfolio or claim a cozy retreat near the coast, this versatile property delivers. Generating over $34,000 in rental income this year, it stands as a proven performer with room to grow. Step inside to find a welcoming interior with 4 sleeping spaces and 2 full bathrooms, designed for comfort and flexibility. The updated kitchen features

  Marc Miller REMAX By The Sea

  3613 T St, Panama City, FL 32404
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  /7

  $362,967 New Construction

  • 4 Beds
  • 2 Baths
  • 1,820 Sq Ft

  3588 Basal St, Panama City, FL 32404

  Discover the elegance of the 1820 Floor Plan by Adams Homes.This thoughtfully designed layout offers the perfect balance of comfort and style. Step into a spacious living area that welcomes you with its open concept, allowing for seemless entertaining and relaxation. The kitchen boasts modern appliances, ample counterspace and a convenient breakfast bar. Retreat to the master suite, featuring a

  Connie Berry Adams Homes Realty, Inc.

  3588 Basal St, Panama City, FL 32404

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