Panama City, FL Homes for Sale with No HOA Fee

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  /31

  $225,000

  • 3 Beds
  • 2 Baths
  • 1,212 Sq Ft

  340 N Gray Ave, Panama City, FL 32401

  Fully remodeled and move-in ready, this stunning 3-bedroom, 2-bath home offers modern comfort on a spacious corner lot in a rapidly revitalizing neighborhood. Surrounded by new builds and beautifully updated homes, this property is perfect for first-time buyers or investors -- short-term rentals are allowed!Enjoy peace of mind with major updates already done: new siding, new roof (2019), new

  Ida Hargaray Coldwell Banker Realty

  340 N Gray Ave, Panama City, FL 32401
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  /28

  $179,900

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  3943 Cedar Bluff Rd, Panama City, FL 32409

  $10,000 PRICE DROP!! STOP AND CHECK OUT THIS well-maintained 3 bedroom, 2 bathroom home on nearly one acre in the Cedar Bluff community. Offering 1,344 sq ft of living space, this home features an open floor plan, spacious living area, and a kitchen with abundant cabinet storage and modern appliances.The primary bedroom includes a double vanity, garden tub, and separate shower. A mud

  Savannah Shand Empire Real Estate of Florida LLC

  3943 Cedar Bluff Rd, Panama City, FL 32409
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  /6

  $725,000

  • 12 Beds
  • 12 Baths
  • 4,752 Sq Ft

  9125 Laird St, Panama City, FL 32408

  Great price on four unit!! Four 3 bedroom 3 bath units. Located near the beach and shopping. Three out of the four units are occupied- great rental income!

  Candace Easdale LSI REALTY & MANAGEMENT LLC

  9125 Laird St, Panama City, FL 32408
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  /8

  $725,000

  • 12 Beds
  • 12 Baths
  • 4,752 Sq Ft

  9117 Laird St, Panama City, FL 32408

  Great Price on a four unit! Four 3 bedroom 3 bath units. Located near the beach and shopping. 3 out of 4 units are currently rented with great cash flow.

  Candace Easdale LSI REALTY & MANAGEMENT LLC

  9117 Laird St, Panama City, FL 32408
• 

  

  

  /75

  $729,900

  • 4 Beds
  • 2 Baths
  • 2,124 Sq Ft

  625 Amberjack Dr, Panama City, FL 32408

  Unique opportunity to purchase an extraordinary 4 BR 2 BA property. Home has high wind metal roof which was installed in 2020 in this guard gated community of Bay Point subdivision with all the bells and whistles. Master bath with large walk in closet with shelving and drawers , 2 sink vanity, jacuzzi jetted tub with glass block wall for extra light. large walk in shower with rain water and

  Ray Young Bay Point Real Estate Co

  625 Amberjack Dr, Panama City, FL 32408
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  /26

  $165,000

  • 1 Bed
  • 1 Bath
  • 623 Sq Ft

  8730 Thomas Dr Unit 1209, Panama City, FL 32408

  Investor Opportunity - Lowest Priced Unit in the Complex and rental projection 23k per year (after remodel)! Located just across from Beach Access 24, this efficiency-style condo is part of a gated, well-maintained community offering fantastic amenities: a community pool on the lagoon, pickleball court, tennis courts, shuffleboard, grilling area, fire pit, dry boat parking, and a private boat

  Mia Nadeau Beachy Beach Real Estate

  8730 Thomas Dr Unit 1209, Panama City, FL 32408
• 

  

  /25

  $424,900

  • 4 Beds
  • 2.5 Baths
  • 2,237 Sq Ft

  3825 Red Deer Cir, Panama City, FL 32404

  *Ask about special incentives for 5.99% interest rate and additional $3,000 towards closing costs with preferred lender* BRAND NEW construction home by local quality builder! Welcome to Game Farm, a peaceful and secluded community you'll be proud to call home. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local homebuilder Southern

  Charles Commander CENTURY 21 Commander Realty

  3825 Red Deer Cir, Panama City, FL 32404
• 

  

  /30

  $358,000

  • 4 Beds
  • 2 Baths
  • 1,770 Sq Ft

  3718 Alva Thomas Rd, Panama City, FL 32404

  Move-In Ready 4-Bedroom,2 Bath Home with Fenced Backyard, Updated Finishes & to be Paid-Off Solar Panels!New paint completed! The home offers a smart split-bedroom layout for added privacy. The large master suite boasts a spa-like bathroom complete with a soaking tub, separate tiled shower, double granite vanity, and a generous walk-in closet. Secondary bathrooms also feature granite

  Whitney Durham Beach House Sales and Development

  3718 Alva Thomas Rd, Panama City, FL 32404
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  /45

  $395,000

  • 4 Beds
  • 2 Baths
  • 1,848 Sq Ft

  2601 Outlaws Way, Panama City, FL 32405

  Welcome to 2601 Outlaws Way, a beautifully designed 4-bedroom, 2-bath home offering custom finishes, thoughtful design, and modern comfort in a quiet, well-kept community. Built in 2023 with quality craftsmanship and attention to detail throughout, this home stands out from the rest.Step inside to find 9-foot ceilings, crown molding, and an open-concept layout filled with natural light.

  Raymond Williams PA Think Real Estate

  2601 Outlaws Way, Panama City, FL 32405
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  /60

  $720,000

  • 3 Beds
  • 3 Baths
  • 2,317 Sq Ft

  5434 Hopetown Ln, Panama City, FL 32408

  Nestled in a quiet gated community in beautiful Panama City Beach, this charming 2-story home offers the perfect blend of comfort, style, and coastal living. Boasting 3 spacious bedrooms and 3 full bathrooms, the residence is ideal for families or those seeking a relaxing beachside retreat.The home welcomes you with a brick paver driveway leading to a single-car garage, surrounded by lush

  Britney Gilligan Gillman Group Realty

  5434 Hopetown Ln, Panama City, FL 32408
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  /44

  $575,000

  • 4 Beds
  • 2 Baths
  • 2,686 Sq Ft

  2844 Longleaf Rd, Panama City, FL 32405

  Seller is offering $5,000 credit to lower your closing costs or buy down your rate! *with acceptable offer*Beautifully Remodeled Pool Home in Kings Point!Don't miss your opportunity to own this stunning, fully renovated home in the sought-after Kings Point community! Boasting over 2,600 square feet of living space, this 4-bedroom, 2-bathroom home offers modern upgrades, spacious interiors, and a

  Michael Tomlin Coldwell Banker Realty

  2844 Longleaf Rd, Panama City, FL 32405
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  /46

  $395,000

  • 3 Beds
  • 2.5 Baths
  • 2,152 Sq Ft

  351 Hiland Dr, Panama City, FL 32404

  This classic all-brick beauty is tucked away at the end of a quiet cul-de-sac and sits on an expansive half acre lot with a fully fenced backyard with plenty of room for a future pool, garden, workshop, or your favorite four-legged friends. This home features original oak wood cabinetry, new LED recessed lighting (2019), and LVP (2019).Step inside to a spacious and thoughtfully designed

  Joshua Hoey Think Real Estate

  351 Hiland Dr, Panama City, FL 32404
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  /46

  $339,900

  • 3 Beds
  • 2 Baths
  • 1,736 Sq Ft

  5031 Park St, Panama City, FL 32404

  Welcome to Park Street! This charming and well-established neighborhood is conveniently located near a variety of restaurants, shops, parks, local beaches, grocery stores, and gyms and is just a short drive to Panama City Beach. This brick home has been completely remodeled to meet today's standards of beauty while still preserving its original charm and character. It features tile and solid oak

  Melany Hathcock Keller Williams Success Realty

  5031 Park St, Panama City, FL 32404
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  /33

  $546,000

  • 3 Beds
  • 2 Baths
  • 1,659 Sq Ft

  6805 Beach Dr, Panama City, FL 32408

  Charming Coastal Retreat - Perfect as a Primary Home or Vacation Rental!Located just 1/2 mile from beach accesses 13, 14, and 15, as well as the Safari boat launch, it's ideal for beachgoers, boaters, and outdoor enthusiasts. The home features 3 bedrooms, 2 bathrooms, and a spacious, privacy-fenced backyard with plenty of room to park your boat or jet skis.Inside, you'll find 9-foot

  Catherine Anderson Counts Real Estate Group Inc

  6805 Beach Dr, Panama City, FL 32408
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  /10

  $199,000

  • Land
  • 1.35 Acres
  • $147,407 per Acre

  00 Highway 231, Panama City, FL 32404

  If you're considering your next business venture, check out HWY 231, which experiences an average daily traffic of around 27,000 vehicles, according to the 2023 AADT. See the property photos for quick reference to the AADT. This high visibility can lead to a thriving business. You'll have over 1.3 acres of prime commercial real estate that will help you take your business to the next level with

  Melany Hathcock Keller Williams Success Realty

  00 Highway 231, Panama City, FL 32404
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  /57

  $1,500,000

  • 5 Beds
  • 3 Baths
  • 3,380 Sq Ft

  2527 W 9th St, Panama City, FL 32401

  If you've been in search of the ideal waterfront property, take a look at this 3,380 square foot, 4-bedroom, 3-bathroom waterfront residence that's situated on a generous well over a half-acre lot. You'll relish 83 feet of shoreline on St. Andrews Bay, and you're just a short stroll away from Historic Downtown St. Andrews whenever you desire. Don't miss your chance to make this unique property

  Melany Hathcock Keller Williams Success Realty

  2527 W 9th St, Panama City, FL 32401
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  /19

  $1,590,000

  • Land
  • 2.94 Acres
  • $540,816 per Acre

  1817 Bay Breeze Dr, Panama City, FL 32409

  Waterfront Development Opportunity with Entitlements in Place. Bay Breeze Shores is nestled along North Bay in the City of Lynn Haven. This waterfront property offers a rare opportunity for visionary developers and investors. With panoramic water views and wildlife to observe, promising a lifestyle of tranquility and privacy making it an ideal site for creating an exclusive community.

  Jonathan Minerick HomeCoin.com

  1817 Bay Breeze Dr, Panama City, FL 32409
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  /24

  $119,000

  • 2 Beds
  • 1.5 Baths
  • 784 Sq Ft

  1433 S Kimbrel Ave, Panama City, FL 32404

  If you're looking for an affordable income property in a great location with lots of yard space, you must see 1433 S Kimbrel Ave. This property is currently rented at $1,400 a month until Nov 2025. It features two bedrooms and one and a half bathrooms, is situated on a .20 acre lot, and has a storage building with a coved carport. The roof, floors, and water heater were replaced in 2022, along

  Melany Hathcock Keller Williams Success Realty

  1433 S Kimbrel Ave, Panama City, FL 32404
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  /25

  $269,900

  • 3 Beds
  • 1.5 Baths
  • 1,354 Sq Ft

  2811 E 13th St, Panama City, FL 32401

  Set on a generous lot with mature trees and no neighbors crowding your backyard, this home offers the kind of privacy and breathing room that's hard to find. Inside, you'll be greeted by fresh paint, updated LVP flooring, and a wide-open living and dining area perfect for gathering with family or watching the game with friends. The kitchen keeps it classic with a clean, functional layout and

  Joshua Hoey Think Real Estate

  2811 E 13th St, Panama City, FL 32401
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  /24

  $440,000

  • 3 Beds
  • 2 Baths
  • 1,527 Sq Ft

  1002 E 2nd Ct, Panama City, FL 32401

  BEAUTIFUL COVE HOME WITH A POOL!This 3-bedroom, 2-bath home beautifully blends classic charm with modern living. Step inside to see the original hardwood floors and tile. The kitchen displays unique character with a great layout perfect for entertaining as well as everyday cooking and family time. Enjoy your own piece of Florida's paradise in your private backyard oasis. A beautiful spill over

  Tonia Hathaway CENTURY 21 Commander Realty

  1002 E 2nd Ct, Panama City, FL 32401
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  /16

  $175,000

  • 2 Beds
  • 1 Bath
  • 803 Sq Ft

  1301 Beck Ave Unit 41, Panama City, FL 32401

  Ground Floor, End Unit, Fully Furnished! HOA Covers Insurance, Flood Insurance, Water Bill, Lawn Care, Pool Maintenance, Basic Cable... Welcome to Unit 41 at The St. Andrews Harbour Condominium, a charming 2-bedroom, 1-bathroom ground-floor end unit in the heart of Panama City. With a new AC unit, fresh interior and exterior paint, a new roof, and all furniture included, this unit is truly move

  Zachary Murzyn Secure Real Estate

  1301 Beck Ave Unit 41, Panama City, FL 32401
• 

  

  /19

  $182,000

  • 2 Beds
  • 2 Baths
  • 1,184 Sq Ft

  1210 Stephen 1 Dr Unit 1, Panama City, FL 32405

  Now offering $5k closing cost assistance with acceptable offers!Charming 2BR/2BA End-Unit Townhome in the Heart of Panama City - No HOA!Welcome to 1210 Stephen Drive -- a well-maintained and affordable 2-bedroom, 2-bathroom townhome located on a quiet street in central Panama City. This end unit offers added privacy and natural light, making it a comfortable and inviting place to call home.Enjoy

  Matthew Wright Think Real Estate

  1210 Stephen 1 Dr Unit 1, Panama City, FL 32405
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  /32

  $586,000

  • 3 Beds
  • 4 Baths
  • 2,917 Sq Ft

  3923 Holiday Dr Unit 1&2, Panama City, FL 32408

  LOWEST PRICED per sq/ft DUPLEX in the ENTIRE AREA!!!Attention Investors...AMAZING fully furnished and NEWLY UPDATED - absolutely unlimited potential!!!Situated just a few blocks from the Lagoon, the Beach, and some of the best dining and entertainment PCB has to offer - this incredible property has everything you could ever need to ensure incredible short-term rentals, to

  Garrett Aune Beachy Beach Real Estate

  3923 Holiday Dr Unit 1&2, Panama City, FL 32408
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  /15

  $312,483

  • 3 Beds
  • 2 Baths
  • 1,720 Sq Ft

  11508 Godart St, Panama City, FL 32404

  MOVE IN READY!!!.UP TO $25,000 FLEX CASH...PLUS PAID CLOSING COSTS!! 1720 floor plan offers 3 bedrooms, 2 baths. The price includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Come Experience The Difference with Adams Homes! Seller pays closing costs when using one of our preferred lenders. Enjoy Florida's great outdoors by calling this

  Matthew Wickam Adams Homes Realty, Inc.

  11508 Godart St, Panama City, FL 32404
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  /33

  $314,900 Open Sun 1:30PM - 4PM

  • 3 Beds
  • 2 Baths
  • 1,530 Sq Ft

  316 S Berthe Ave, Panama City, FL 32404

  Well maintained ready to move in. This 3/2 home features a light bright open floor plan, tiled living room, dining and kitchen. Fully equipped kitchen with breakfast bar and plenty of cabinets. Kitchen leads to the freshly painted garage and finished floor. New carpet in the bedrooms. 20x24 family room/game room with split a/c unit, remote controlled blinds on all windows. Plenty of driveway

  Wilma Taylor CENTURY 21 Commander Realty

  316 S Berthe Ave, Panama City, FL 32404
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  /37

  $274,900

  • 3 Beds
  • 2 Baths
  • 1,618 Sq Ft

  7112 Riverbrooke St, Panama City, FL 32404

  3BR/2BA Waterfront Home in Barrett's ParkEnjoy easy living just minutes from the new Publix, Starbucks, and a short commute to Tyndall Air Force Base. This well-maintained 3 bedroom, 2 bathroom home offers 1,618 sq ft of spacious, open-concept living.The kitchen features warm-toned cabinetry, a stylish tile backsplash, a large island, and plenty of counter space — perfect for cooking

  Michael Johnson Keller Williams Success Realty

  7112 Riverbrooke St, Panama City, FL 32404
• 

  

  /16

  $270,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  3103 E 8th St, Panama City, FL 32401

  Seller is offering $5,000 towards closing costs! Beautifully updated 3-bedroom, 2-bathroom home featuring an open-concept floor plan with modern finishes throughout. The kitchen boasts stainless steel appliances, quartz countertops, and custom cabinetry. Spacious primary suite with en-suite bathroom and walk-in closet. Additional highlights include luxury vinyl plank flooring, upgraded lighting,

  Keant Allen Central Bay Realty and Property Management LLC

  3103 E 8th St, Panama City, FL 32401
• 

  

  /19

  $250,000

  • 3 Beds
  • 1 Bath
  • 912 Sq Ft

  1216 Martin Luther King jr Blvd, Panama City, FL 32401

  LOCATION, LOCATION, LOCATION! This centrally located corner property on a high-traffic road offers excellent visibility and versatility a'' ideal as a private residence or to continue being used as a business, with proper permits already in place. The property features laminate flooring (installed in 2021), a new roof (2020), and a new central HVAC system (2024). A commercial-grade parking lot

  Ramil Zartdinov Local Insight Realty

  1216 Martin Luther King jr Blvd, Panama City, FL 32401
• 

  

  /19

  $250,000

  • 912 Sq Ft

  1216 Martin Luther King Junior Blvd, Panama City, FL 32401

  LOCATION, LOCATION, LOCATION! This centrally located corner property on a high-traffic road offers excellent visibility and versatility a" ideal as a private residence or to continue being used as a business, with proper permits already in place. The property features laminate flooring (installed in 2021), a new roof (2020), and a new central HVAC system (2024). A commercial-grade parking lot was

  Ramil Zartdinov Local Insight Realty

  1216 Martin Luther King Junior Blvd, Panama City, FL 32401
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  /37

  $218,000

  • 3 Beds
  • 1 Bath
  • 1,040 Sq Ft

  1516 Clay Ave, Panama City, FL 32405

  Welcome to 1516 Clay Ave - a charming 3-bedroom, 1-bath home situated on a corner lot in a convenient Panama City location. Inside, you'll find vinyl plank and ceramic tile flooring, newly updated kitchen appliances, and a washer and dryer already in place--making this home truly move-in ready. A spacious bonus room offers flexibility for a den, office, dining area, or second living space.

  Amber Commander Elite Realty

  1516 Clay Ave, Panama City, FL 32405
• 

  

  /19

  $189,000

  • 2 Beds
  • 1 Bath
  • 1,149 Sq Ft

  716 Williams Ave, Panama City, FL 32401

  This charming 2 bed 1 bath house located off of Business 98 is perfect for small families or first time home buyers! It also comes with a bonus room that could be turned into a third bedroom if desired. The big backyard comes equipped with 2 SHEDS, an outdoor shower, and a privacy fence! Interior of the house has very spacious rooms, and a good sized kitchen with an island. If you're looking for

  Wesley Prothro Prothro Real Estate & Associates

  716 Williams Ave, Panama City, FL 32401
• 

  

  /96

  $825,000

  • 6 Beds
  • 6 Baths
  • 4,072 Sq Ft

  3903 Raven St Unit A-C, Panama City, FL 32408

  PRICE REDUCED. Don't miss this incredible investment opportunity! This fully furnished and rental-ready triplex is centrally located near Panama City Beach's world-famous sugar white sands, public boat ramps, and a variety of local attractions, including top-rated restaurants, bars, shopping, and hot spots.Each unit is thoughtfully designed for maximum comfort and rental potential. Units A and C

  Shaunnah Whitely Realty One Group Emerald Coast

  3903 Raven St Unit A-C, Panama City, FL 32408
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  /33

  $265,000

  • 3 Beds
  • 2 Baths
  • 1,142 Sq Ft

  925 Bonnie Dr, Panama City, FL 32404

  Brand new and built to impress - welcome to 925 Bonnie Lane!This thoughtfully designed home in Panama City is a smart move for anyone looking for quality, comfort, and convenience. Just minutes from Tyndall Air Force Base, public boat ramps, parks, and all the essentials of town, this location offers the best of both peace and practicality.Step inside to vaulted ceilings, tons of

  Joshua Hoey Think Real Estate

  925 Bonnie Dr, Panama City, FL 32404
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  /45

  $625,000

  • 3 Beds
  • 3 Baths
  • 2,474 Sq Ft

  930 Grace Ave, Panama City, FL 32401

  You truly need to tour this home to see all that has been completed to make this such a beautiful home. It is going to be difficult to truly explain the depth of the complete rebuild that has been completed on this absolutely gorgeous home {Check out the pictures}. The list is so extensive that the home has been fully documented with a new effective build date in 2019. This home so much detailed

  Andy Gonsalves Counts Real Estate Group Inc

  930 Grace Ave, Panama City, FL 32401
• 

  

  /19

  $365,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 309, Panama City, FL 32408

  Welcome to Laketown Wharf 309! Totally updated, tastefully decorated and fully furnished 2Bd/ 2Ba 1,262 SqFt condo with an additional bunk room. Perfectly situated on the 3rd floor—no need to wait for the elevator! Recently transformed with over $100,000 renovation, modern interior features an open-concept layout with new flooring, fresh paint, upgraded lighting package, and a gourmet kitchen

  Maxim Sedov Keller Williams Success Realty

  9860 S Thomas Dr Unit 309, Panama City, FL 32408
• 

  

  /20

  $369,900

  • 3 Beds
  • 2 Baths
  • 1,953 Sq Ft

  3844 Red Deer Cir, Panama City, FL 32404

  LABOR DAY WEEKEND SALE PRICING FOR LIMITED TIME! *Special incentives for 5.99% interest rate and additional $3,000 towards closing costs with preferred lender OR flat 11k in closing costs* Welcome to Game Farm, a secluded place to call home. Local homebuilder Southern Coastal Homes has brought this quaint community to a central location in Panama City. The community will have a beautiful grand

  Charles Commander CENTURY 21 Commander Realty

  3844 Red Deer Cir, Panama City, FL 32404
• 

  

  /36

  $289,000

  • 4 Beds
  • 2 Baths
  • 1,305 Sq Ft

  1906 Chestnut Ave, Panama City, FL 32405

  Did someone say solar panels? This immaculately kept 4-bedroom, 2-bathroom home is perfectly situated in the heart of Panama City, offering both comfort and convenience. Thoughtfully updated and move-in ready, the home features a modern kitchen complete with stainless steel appliances, a welcoming living room, a dedicated dining area, and a spacious laundry room that also serves as a versatile

  Tiffany Clevenger Clubbs Real Estate Group LLC

  1906 Chestnut Ave, Panama City, FL 32405
• 

  

  /38

  $419,000

  • 2 Beds
  • 2 Baths
  • 1,056 Sq Ft

  317 16th St, Panama City, FL 32413

  SHORT TERM RENTAL allowed, and no HOA make this the perfect Beach location. Laguna Beach another plus, south of Back Beach Road (HWY 98 Done) Move in Ready, new energy saving metal roof installed April 2025, back yard oasis with wooden deck and Gunite inground pool, completely updated interior. Beach living at its best. Whether it is a primary Home, Second Home or Weekly rental home you are in

  Lawrence Hand Berkshire Hathaway HomeServices

  317 16th St, Panama City, FL 32413
• 

  

  /46

  $449,000

  • 3 Beds
  • 2 Baths
  • 1,748 Sq Ft

  1712 Sweet Pea Ct, Panama City, FL 32405

  Welcome to 1712 Sweetpea Court, a charming Orchid floorplan featuring 3 bedrooms and 2 bathrooms in the highly desirable SweetBay community of Panama City. This vibrant golf cart-friendly neighborhood offers an incredible lifestyle with resort-style amenities, including two sparkling pools with a pool house, a private community beach, basketball courts, playgrounds, and a Publix and Starbucks

  Zacarias Sanchez Think Real Estate

  1712 Sweet Pea Ct, Panama City, FL 32405
• 

  

  /45

  $456,900

  • 3 Beds
  • 2 Baths
  • 1,464 Sq Ft

  301 Bunkers Cove Rd, Panama City, FL 32401

  Premier Water Views | Timeless Cove CharmEnjoy the best of coastal living in this beautifully updated home located on a premier corner lot in the heart of the historic Cove looking over the Yacht Club. While not waterfront, this property offers stunning, unobstructed water views from the living room, front porch, and two of the oversized bedrooms—providing all the best water views without

  Kailey Collison Realty One Group Emerald Coast

  301 Bunkers Cove Rd, Panama City, FL 32401

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