Panama City, FL Homes for Sale with No HOA Fee

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  $55,000

  1034 Tidewater Ln, Panama City, FL 32404

  Incredible waterfront lot available in the sought-after Laird Point community. This property offers breathtaking views of the bay stretching for 7 miles, with stunning sunsets directly behind the lot. Imagine building a two-story home to fully appreciate the sweeping vistas at the tip of the peninsula. Spanning almost half an acre, this lot provides ample space for various floor plan designs.

  Isaac Rodriguez Hilltop Legacy Realty

  1034 Tidewater Ln, Panama City, FL 32404
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  $299,500

  • 3 Beds
  • 2 Baths
  • 1,730 Sq Ft

  3119 W 23rd Ct, Panama City, FL 32405

  Completely Remodeled Home in the Heart of Panama City! Welcome to 3119 W 23rd Court, a beautifully updated home in a prime central location close to shopping, hospitals, and just minutes from Tyndall Air Force Base, Panama City Beach, and Pier Park. This spacious home has been fully remodeled with attention to detail, featuring all new appliances, flooring, plumbing, electrical, windows, custom

  Bubba McCants EXP Realty LLC

  3119 W 23rd Ct, Panama City, FL 32405
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  $550,000

  • 2 Beds
  • 2 Baths
  • 1,380 Sq Ft

  9450 S Thomas Dr Unit 1702B, Panama City, FL 32408

  Located on the 17th floor of the highly sought after Boardwalk condominiums is this 2-bedroom, 2 full bath, 1,380 sq ft, fully furnished rental machine overlooking the Gulf and the world famous, sandy white beaches of Panama City Beach. The central air system is equipped with an in-system Patriot Air Purifier providing VOC, odor and allergen free air! Quality abounds in this Boardwalk condo,

  Kammy Landavazo Berkshire Hathaway HomeServices Beach Properties of Florida

  9450 S Thomas Dr Unit 1702B, Panama City, FL 32408
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  $309,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  6974 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 6974 William Pitsenbarger Road, a new home located at Liberty in Panama City, Florida. The Walker is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with

  D.R. Horton Builder

  6974 William Pitsenbarger Rd, Panama City, FL 32404
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  $499,000

  • 3 Beds
  • 2.5 Baths
  • 2,358 Sq Ft

  5108 Blue Harbor Dr, Panama City, FL 32404

  Welcome to Paradice, where you can enjoy beautiful sunsets over Pitts Bayou. This home offers easy access to deep water for boats with a 6-foot draft and includes a 16-foot wide boat slip. A full-service marina is just a quarter mile away. As you enter, you'll find 10-foot ceilings with recessed lighting throughout. The kitchen has dark wood cabinets and granite countertops, with a breakfast bar

  Melany Hathcock Keller Williams Success Realty

  5108 Blue Harbor Dr, Panama City, FL 32404
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  $55,000

  6110 Riverbrooke Dr, Panama City, FL 32404

  One of the final two buildable lots at Barrett's Park, this lot offers private views behind and pond just beyond the adjacent cul-de-sac. With accessibility to Panama City, Lynn Haven, and Tyndall Air Force Base, this blank canvas offers the opportunity to customize your next home or investment.

  Tom Lewis Counts Real Estate Group Inc

  6110 Riverbrooke Dr, Panama City, FL 32404
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  $599,000

  • 3 Beds
  • 2 Baths
  • 1,901 Sq Ft

  8214 Beach Dr, Panama City, FL 32408

  Discover the freedom of coastal living in this brand-new, single-level home south of Grand Lagoon — ideal as a vacation rental, second home, or primary residence. The open-concept design connects the kitchen, dining, and living areas, creating a bright and spacious layout perfect for entertaining or relaxing after a day on the beach. The modern kitchen features custom wood cabinetry, granite

  Johnny Milan LLC Scenic Real Estate

  8214 Beach Dr, Panama City, FL 32408
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  $399,000

  • Land
  • 2.17 Acres
  • $183,871 per Acre

  000 E 19th St, Panama City, FL 32405

  Excellent central location near HCA Gulf Coast Hospital, many medical offices, restaurants, retail, hotels, and much more in the immediate area. Water and Sewer are available and located in the right of way adjacent to the site. Property is currently zoned C-2 inside the City of Panama City limits.

  Charlie Haas Counts Real Estate Group

  000 E 19th St, Panama City, FL 32405
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  $215,000

  • 4 Beds
  • 2 Baths
  • 1,680 Sq Ft

  1735 E Callaway Rd, Panama City, FL 32404

  Welcome to 1735 E Callaway Drive, a serene country retreat nestled just on the outskirts of town in beautiful Panama City, Florida. Perfectly positioned off Highway 22, this location offers the best of both worlds—peaceful rural living with convenient access to everyday necessities. Enjoy being only 10 minutes from local shopping, dining, and entertainment, and just a 20-minute drive to Tyndall

  Jordan Jarrett Keller Williams Success Realty

  1735 E Callaway Rd, Panama City, FL 32404
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  $310,000

  • 1 Bed
  • 1.5 Baths
  • 911 Sq Ft

  9900 S Thomas Dr Unit 1410, Panama City, FL 32408

  OWNER FINANCING WITH 20%-25% DOWN, 6.5% interest rate, 3-5 year balloon. It doesn't get any easier than this!! Plenty of room to CASH FLOW!!! IF YOU ARE SELF-EMPLOYED AND DON'T WANT TO DEAL WITH THE BANKS FIRST-HAND, TAKE ADVANTAGE OF THIS OPPORTUNITY TO HIGH SAVE CLOSING COSTS AND CLOSE QUICK!! CALL FOR MORE DETAILS ON TERMS AND SCHEDULE A TOUR!! Experience breathtaking Gulf-front views from

  Ramone Silvera Salty Marlin Realty LLC

  9900 S Thomas Dr Unit 1410, Panama City, FL 32408
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  $231,000

  • 3 Beds
  • 2 Baths
  • 1,528 Sq Ft

  1112 Earl Ave, Panama City, FL 32401

  This centrally located brick home is ready for a new owner and offers endless potential. Featuring a spacious double carport, a huge yard, a newer roof, newer HVAC, and recent renovations, the groundwork has already been started. With a little TLC, this property can truly shine.Situated just minutes from downtown St. Andrews and downtown Panama City, the location is unbeatable—close to

  Hollie and Eren Counts Real Estate Group

  1112 Earl Ave, Panama City, FL 32401
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  $58,500

  200 Beechwood Way, Panama City, FL 32404

  **Price Improvement!** Build your dream home or place your mobile home on this spacious half-acre lot conveniently located near Tyndall Air Force Base. With flexible zoning, this property offers endless possibilities for homeownership or investment. Enjoy the peaceful surroundings while being just minutes from shopping, dining, and the beautiful beaches of the Gulf Coast. Don't miss this

  Heather Wooten Keller Williams Realty Emerald Coast

  200 Beechwood Way, Panama City, FL 32404
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  $534,900 New Construction

  • 5 Beds
  • 3 Baths
  • 3,044 Sq Ft

  The Mckenzie Plan at Liberty, Panama City, FL 32404

  Welcome to the Mckenzie, a new home floor plan at Liberty in sunny Panama City, Florida. The Mckenzie is a large, beautiful home with many popular layout choices including an open kitchen and living room, as well as a front study a separate dining room. This 3,000+ square foot home comes with 5 bedrooms, 3 bathrooms, and a two-car garage as well as a covered front porch and a spacious covered

  D.R. Horton Builder

  6225 Chapman Ln Unit 36208585, Panama City, FL 32404
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  $457,990 Open Sat 10AM - 4PM

  • 3 Beds
  • 2 Baths
  • 2,187 Sq Ft

  211 Lake Merial Blvd, Panama City, FL 32409

  Welcome to the Crystal, a beautiful floorplan from the Cornerstone collection by Holiday Builders. This thoughtfully designed home offers a harmonious blend of style, functionality, and comfort.Upon entering the foyer, you'll notice a den on the left, providing a versatile space that can be used as a home office, study, or even a fourth bedroom. To the right, a formal dining room awaits,

  Trish Lohela Holiday Builders of the Gulf Coast

  211 Lake Merial Blvd, Panama City, FL 32409
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  $70,000

  000 Coach Scovel Way, Panama City, FL 32405

  Calling all builders and investors! This prime piece of land is ideally situated near shopping, a city park, restaurants, colleges, schools, and just minutes from ''The World's Most Beautiful Beaches'' that make this area famous. Located in the coveted St. Andrews neighborhood, and conveniently close to FSU and Gulf Coast State College, this cleared lot offers limitless potential. Whether you're

  Robbie Hughes Counts Real Estate Group

  000 Coach Scovel Way, Panama City, FL 32405
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  $525,000

  • 4 Beds
  • 2.5 Baths
  • 2,402 Sq Ft

  1224 Finch St, Panama City, FL 32405

  Welcome to this beautiful home located in the Sweetbay Community, offering a perfect blend of modern convenience and eco-friendly features. With 4 spacious bedrooms, 2 1/2 bathrooms, and an additional office currently being used as a 5th bedroom, this home provides ample space for your all of your needs. You'll find a well-designed layout with open-concept living areas that create a warm and

  Stephanie Mahoney Keller Williams Realty Emerald Coast

  1224 Finch St, Panama City, FL 32405
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  $500,951 New Construction

  • 3 Beds
  • 2 Baths
  • 1,701 Sq Ft

  713 Crystal Bayou Blvd, Panama City, FL 32407

  The Sawgrass plan by Harris Doyle Homes is offered on spacious home sites in Indigo Lakes with an attached two-car garage. This open layout offers easy single level living with space in all of the right places! The large eat-in island kitchen features stainless appliances, stone countertops, tile backsplash and a wonderful walk-in pantry. The private primary suite has a spacious bath with

  Harris Doyle Homes Builder

  713 Crystal Bayou Blvd, Panama City, FL 32407
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  $185,000

  • Land
  • 1.24 Acres
  • $149,194 per Acre

  9704 Summer Creek Dr, Panama City, FL 32409

  Discover this WATERFRONT opportunity to build your dream home on a 1.24-ACRE homesite in the stunning Cedar Creek community on Deer Point Lake. This expansive property with approximately 122' of water frontage offers an idyllic blend of beauty and seclusion in a community nestled within a serene wooded paradise. With approximately 122' of water frontage, this oversized property blends natural

  Carly Sostheim Corcoran Reverie

  9704 Summer Creek Dr, Panama City, FL 32409
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  $602,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,511 Sq Ft

  Navarre Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Navarre plan by Harris Doyle Homes is offered in Indigo Lakes. A stately two-story home with attached two-car garage, the Navarre features a spacious design with the great room and dining room open to the large island kitchen with stainless appliances, stone countertops and tile backsplash all included. The main-level primary suite has a lovely bath including tile-to-ceiling shower, dual

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37003961, Panama City, FL 32405
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  $1,158,888

  • 3 Beds
  • 3.5 Baths
  • 2,621 Sq Ft

  920 W Beach Dr, Panama City, FL 32401

  NEW Price Improvement to $1,158,888 on this stunning WATERFRONT home that offers two parcels - an exceptional opportunity to own the waterfront land on the BAY! Bring an offer on this waterfront home is positioned perfectly on picturesque Scenic Beach Drive, offering a unique blend of modern luxury and serene coastal living. This exquisite, recently renovated, one-story ranch-style home on .48

  Sostheim Group Corcoran Reverie SRB

  920 W Beach Dr, Panama City, FL 32401
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  $650,000

  3030 W 27th Ct, Panama City, FL 32405

  Kings Point on Pretty Bayou next level .458 acre waterfront parcel with access to North Bay and the pass via Pretty Bayou. Rare opportunity for water front centrally located with city water and sewer. Views of Pretty Bayou and North Bay are fantastic.

  Charles Commander Jr. CENTURY 21 Commander Realty

  3030 W 27th Ct, Panama City, FL 32405
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  $1,400,000

  • Land
  • 1.76 Acres
  • $795,455 per Acre

  1046 W 23rd, Panama City, FL 32405

  REDUCED and READY FOR NEW DEVELOPMENT! One of the few large tracts of Commercial Land available on the 23rd St. corridor. With no height restriction and no wetlands, this site is also one of the few locations to bring in a high rise apartment, or number of commercial projects. GO SHOW and bring your offers.

  Brian Hinton ERA Neubauer Real Estate, Inc

  1046 W 23rd, Panama City, FL 32405
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  $669,000 New Construction

  • 4 Beds
  • 4.5 Baths
  • 2,438 Sq Ft

  285 Hugh Thomas Dr, Panama City, FL 32404

  *Construction Complete* 1% lender credit with preferred lender to buy down rate or prepaids and closing costs! Discover your dream home located on Callaway Bayou just miles from the charm of Historic St. Andrews and downtown Panama City known for its quaint shops, dining & entertainment. This beautifully crafted NEW construction waterfront property, offering the perfect blend of modern living and

  Abbott Martin Group EXP Realty LLC

  285 Hugh Thomas Dr, Panama City, FL 32404
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  $310,000

  • 3 Beds
  • 2 Baths
  • 1,355 Sq Ft

  3613 T St, Panama City, FL 32404

  Whether you're looking to expand your short-term rental portfolio or claim a cozy retreat near the coast, this versatile property delivers. Generating over $34,000 in rental income this year, it stands as a proven performer with room to grow. Step inside to find a welcoming interior with 4 sleeping spaces and 2 full bathrooms, designed for comfort and flexibility. The updated kitchen features

  Marc Miller REMAX By The Sea

  3613 T St, Panama City, FL 32404
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  $375,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,680 Sq Ft

  1413 Chestnut Ave, Panama City, FL 32401

  Experience the ultimate coastal lifestyle at Chestnut Ridge! Strategically positioned in the heart of historic St. Andrews, this new build offers the perfect blend of luxury and convenience. Enjoy the proximity to local attractions such as shopping, bars, farmers market, and dining, while still being just a 10-minute drive from the beach. St. Andrews marina offers a boat launch making it a quick

  Jennifer Bowman Beachy Beach Real Estate

  1413 Chestnut Ave, Panama City, FL 32401
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  $165,500

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  519 S Highway 22 A, Panama City, FL 32404

  Price Reduced!! Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms downstairs with bathroom shared between

  Daryle Burkey Coldwell Banker Realty

  519 S Highway 22 A, Panama City, FL 32404
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  $334,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,043 Sq Ft

  The Creekside Plan at Liberty, Panama City, FL 32404

  Now pre-selling the Creekside, a new home floor plan at Liberty in Panama City, Florida. More information is coming soon. Contact us today for details.

  D.R. Horton Builder

  6225 Chapman Ln Unit 37183175, Panama City, FL 32404
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  $705,000

  • 4 Beds
  • 3 Baths
  • 3,000 Sq Ft

  1305 Kristanna Dr, Panama City, FL 32405

  **Luxury Living in Candlewick: A Prestigious Retreat Near the Water** Discover unmatched elegance in the esteemed Candlewick subdivision, where this newly constructed residence merges luxury with serenity, perfect for those seeking a high-end second home in Florida or a permanent abode. Just a short stroll from the water, this home boasts 4 stunning bedrooms, 3 opulent bathrooms, and two

  Sandra Greene Sandy's Properties Inc

  1305 Kristanna Dr, Panama City, FL 32405
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  $764,999

  • 3,500 Sq Ft

  571 Harrison Ave, Panama City, FL 32401

  3500 Square feet of retail/restaurant/etc. space on the busy corner of Harrison and 6th Streets right where the bustling downtown starts! It's a beautiful brick building which currently has 8 murals by some of Panama City's best artists. Inside are natural brick walls in the first area as you walk in and painted white in the secondary area. There are two bathrooms, an office space (currently used

  Rodney King Gulf Life Real Estate Inc

  571 Harrison Ave, Panama City, FL 32401
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  $549,000

  • 2 Beds
  • 2 Baths
  • 1,380 Sq Ft

  9450 S Thomas Dr Unit 210B, Panama City, FL 32408

  Boardwalk is a wonderful Gulf Front complex located on the quiet area of South Thomas Drive. This complex is very family oriented with a great kid's pool that is fenced with water features. The kids love playing in this area. This complex has a pool side restaurant and there is an ice cream shop. The 2nd floor condo gives a nice view of the beach and the pool area. This is the place to make

  Martha Gray Counts Real Estate Group Inc

  9450 S Thomas Dr Unit 210B, Panama City, FL 32408
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  /15

  $345,000

  • 3 Beds
  • 2 Baths
  • 1,947 Sq Ft

  2649 Amelia Ave, Panama City, FL 32405

  OPEN HOUSE!! 12-14-25 from 1pm to 4pm. This well thought of open floor plan that boosts a formal dinning area, split floor plan, carpeted bedrooms and luxury vinyl planks. The home has beautiful lighting throughout with remote controlled fans, high ceiling in the living area. The kitchen has all new stainless steel appliances which includes a new side by side stainless steel fridge. Plenty of

  Mari Monroe-Garcia Legacy Premier Agency

  2649 Amelia Ave, Panama City, FL 32405
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  $119,900

  5215 Bella Casa Place, Panama City, FL 32408

  Vacant lot in one of the most exclusive gated community of Panama City Beach. This lot is located on a quite cul-de-sac and in close proximity to many neighborhood amenities including a dock, tennis courts, basketball court and playground. Finisterre is a small gated community on the east end of Panama City Beach. It is located close to Lighthouse Marina, several restaurants and a short boat ride

  Laird Hitchcock Hitchcock Real Estate LLC

  5215 Bella Casa Place, Panama City, FL 32408
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  $501,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,998 Sq Ft

  Iva Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Iva plan by Harris Doyle Homes is offered in Indigo Lakes. The main level offers an open great room, dining area and eat-in island kitchen with stainless appliances, stone countertops and tile backsplash all included. The primary suite is tucked away for privacy and includes a spacious bath with tile-to-ceiling shower, dual vanities and a large walk-in closet. The laundry, located near the

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004340, Panama City, FL 32405
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  $335,000

  • 4 Beds
  • 2 Baths
  • 1,356 Sq Ft

  208 N Macarthur Ave, Panama City, FL 32401

  Beautiful home in the heart of the Cove! This 4-bedroom, 2-bath home features refinished original hardwood floors and a kitchen with butcher block countertops and stainless steel appliances. All windows were replaced in 2022, along with a new roof and HVAC. Plumbing and electrical have also been updated. Move-in ready and full of the Cove charm you'll love! The floor plan offers natural light and

  Bri Bowhall Foundation Real Estate Agency LLC

  208 N Macarthur Ave, Panama City, FL 32401
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  $189,900

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  7908 Brandon Rd, Panama City, FL 32404

  Discover peaceful country living just 15 minutes from town in this remodeled 3 bedroom, 2 bath mobile home situated on over three private acres at the end of a quiet dead-end street. The home has been gutted and updated, and while it does need a little more TLC, it already offers a solid foundation of modern improvements and rustic charm.Inside, you'll find new LVP flooring, metal ceilings,

  Amber Golden Salty Marlin Realty LLC

  7908 Brandon Rd, Panama City, FL 32404
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  $79,900

  1311 N East Ave, Panama City, FL 32401

  Great Investment Opportunity

  Gerard Virga Virga Realty Inc

  1311 N East Ave, Panama City, FL 32401
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  $650,000

  • 3 Beds
  • 3 Baths
  • 1,842 Sq Ft

  1315 Cavanaugh Ln, Panama City, FL 32409

  This beautiful and unique waterfront property is being sold as one piece, but contains two parcels: 1305 and 1315 Cavanaugh Lane. Together, they equal 1.25 acres and 300 ft of waterfront on the sought after Fanning Bayou. The land is full of mature oaks and a portion of the waterfront is in its natural state. There is ample space for a dock and the bayou has deep water access into North Bay. The

  Jamie Proctor Think Real Estate

  1315 Cavanaugh Ln, Panama City, FL 32409
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  $950,000

  • 4 Beds
  • 3.5 Baths
  • 2,400 Sq Ft

  7900 S Lagoon Dr, Panama City, FL 32408

  Newly renovated 5-Bedroom Home in Grand Lagoon Pointe with Boat Slip & Lagoon/Gulf Access. Perfectly designed for coastal living, this home offers breathtaking views, luxury finishes, and an ideal location with direct access to the lagoon and Gulf of Mexico.The open-concept layout that blends modern style with comfort. The home features a gas fireplace, perfect for relaxing evenings, and

  Charles Commander Jr. CENTURY 21 Commander Realty

  7900 S Lagoon Dr, Panama City, FL 32408
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  $289,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7074 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to the Lismore, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2 bathroom, one-story home with 1.580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7074 Merlyn Dethlefsen Rd, Panama City, FL 32404
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  /2

  $85,000

  • Land
  • 0.69 Acre
  • $123,188 per Acre

  1046 S Katherine Ave, Panama City, FL 32404

  Welcome to your future dream home site! This spacious 0.688-acre lot is the canvas for your vision of the perfect home. Located less than 6 miles from Tyndall Air Force Base, this prime location offers an easy, approximately 10-minute commute for military personnel or anyone working on the base. Convenience is key, with Downtown Panama City just a short drive of approximately 5 miles away. You'll

  Timothy Shand Empire Real Estate of Florida LLC

  1046 S Katherine Ave, Panama City, FL 32404

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