Panama City, FL Homes for Sale under $100,000

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  $100,000 Pre-Foreclosure

  • 3 Beds
  • 1 Bath
  • 995 Sq Ft

  908 E 2nd Ct, Panama City, FL 32401

  Foreclosure Auction Ends May 18, 2026 at 12:00 PM EST. Explore this charming 3-bedroom, 1-bath residence set in a peaceful and well-located Panama City community. Sold As-is. Explore more details and submit your bid through Federa Home App.

  Jamie Boone Federa

  

  908 E 2nd Ct, Panama City, FL 32401
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  /21

  $96,000

  • 3 Beds
  • 2 Baths
  • 1,045 Sq Ft

  1128 S Gay Ave Unit 88, Panama City, FL 32404

  2026 Sunshine | COM1670-608 | 3 Bed / 2 Bath | 1,045 Sq Ft Brand new and move-in ready, this 2026 Sunshine singlewide is the perfect combination of modern style and efficient living. Spanning 1,045 square feet across a 16' x 66' layout, this 3-bedroom, 2-bathroom home is thoughtfully designed to feel open, comfortable, and anything but ordinary. Step inside to a bright, open floorplan where the

  Steven Koleno BEYCOME OF FLORIDA LLC

  1128 S Gay Ave Unit 88, Panama City, FL 32404
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  $100,000

  • Land
  • 6,534 Sq Ft
  • $666,667 per Acre

  5309 Hopetown Ln, Panama City, FL 32408

  Build your dream home at 5309 Hometown Lane in the exclusive, gated community of Martinique! Located on the quiet East End of Panama City Beach, Martinique is highly sought after for its classic ''Old Florida'' charm, peaceful nature trails, and freshwater lakes. It's a very golf-cart-friendly neighborhood packed with great amenities, including an island-style community pool, a pavilion, a

  Team Don and Bubba EXP Realty LLC

  5309 Hopetown Ln, Panama City, FL 32408
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  $65,000

  • Land
  • 7,840 Sq Ft
  • $361,111 per Acre

  1926 Coach Scovel Way, Panama City, FL 32405

  Calling all builders and investors! This prime piece of land is ideally situated near shopping, a city park, restaurants, colleges, schools, and just minutes from ''The World's Most Beautiful Beaches'' that make this area famous. Located in the coveted St. Andrews neighborhood, and conveniently close to FSU and Gulf Coast State College, this cleared lot offers limitless potential. Whether you're

  Jesse Cole Counts Real Estate Group

  1926 Coach Scovel Way, Panama City, FL 32405
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  $77,000

  • Land
  • 22,215 Sq Ft
  • $150,980 per Acre

  128 N Kimbrel Ave, Panama City, FL 32404

  This conveniently located property offers easy access to Cherry and is within commuting distance to Tyndall AFB and downtown. The property spans approximately 122 feet along Kimbrel Avenue and is about 181 feet deep. Key Details: Zoning: Currently zoned R-6M by the City of Callaway, allowing for single-family residences, including mobile homes. Subdivision Potential: The property's size permits

  Steve Butler ERA Neubauer Real Estate, Inc

  128 N Kimbrel Ave, Panama City, FL 32404
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  $29,120

  • Land
  • 43,124 Sq Ft
  • $29,414 per Acre

  25 4s 13w -1 349-, Panama City, FL 32404

  Approximately 0.989-acre vacant parcel (Parcel ID 07399-330-000) located in the Sandy Creek area. This wooded lot is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a potential separate lot sale. The property is wooded and may require clearing. Well and septic will be needed for future development. There is currently no dedicated road access;

  Heather Neubauer ERA Neubauer Real Estate Inc

  25 4s 13w -1 349-, Panama City, FL 32404
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  $59,900

  • Land
  • 29,185 Sq Ft
  • $89,403 per Acre

  600 Reef Ct, Panama City, FL 32404

  Build your dream home on this prime residential lot located at 600 Reef Court in Panama City. Nestled in a quiet cul-de-sac, this property offers the perfect blend of privacy and convenience. With ample space to design a custom home, the lot provides a peaceful setting while still being just a short drive from local schools, shopping, dining, and beautiful Gulf Coast Beaches. Whether you're

  Kayleigh Warren Keller Williams Success Realty

  600 Reef Ct, Panama City, FL 32404
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  $58,000

  • Land
  • 6,534 Sq Ft
  • $386,667 per Acre

  509 N James Ave, Panama City, FL 32401

  Affordable opportunity to acquire a 0.15-acre vacant lot at 509 N James Avenue, Panama City, FL 32401. "Zoning: GC 1" This compact parcel is ideal for building a retreat or holding as a future investment. Located in a quiet neighborhood with convenient access to local amenities, schools, and major roadways, the property offers flexibility and strong long-term potential. Perfect for first-time

  Samih Sadiq KELLY RIGHT REAL ESTATE

  509 N James Ave, Panama City, FL 32401
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  /15

  $20,995

  • 2 Beds
  • 1 Bath
  • 832 Sq Ft

  250 Nelle Ave Unit 19.5, Panama City, FL 32404

  This home is located in Palm Haven an all-age Community here in Panama City, FL. Welcome to this 2018 Clayton 2‐bedroom, 1‐bathroom, 832 sq ft home. Discover the perfect blend of affordability and Florida charm in this inviting 1-bedroom, 1-bathroom home with 832 sq ft. of living space. Nestled within the serene and professionally managed Palm Haven Estates, a Parakeet Community, this residence

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 19.5, Panama City, FL 32404
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  $85,955 New Construction

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  250 Nelle Ave Unit H, Panama City, FL 32404

  This home is located in Palm Haven Estates here in Panama City, Florida. Welcome to this brand‐new 2025 Clayton Homes 3‐bedroom, 2‐bathroom, 1,152 sq ft home, featuring an open floor plan designed for modern, comfortable living. Inside, the home offers a spacious open‐concept layout that seamlessly connects the living room, dining area, and kitchen-ideal for both everyday living and entertaining.

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit H, Panama City, FL 32404
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  $65,000

  • Land
  • 22,476 Sq Ft
  • $125,969 per Acre

  107 Lake Merial Blvd, Panama City, FL 32409

  I’m Excited About This Property! ........ Now Let Me Tell You Why! ... OWNER FINANCING! ... Gated Community! .... Build the Waterfront Home Of Your Dreams! Here Are The Details: ... Land: 22,476/sf .... Linear Water Front: 155’ .... This property has it all! .... Buyer must preview "Virtual Walk-Through" before showing.

  Leon Weinschneider Beachfront Realty Inc

  107 Lake Merial Blvd, Panama City, FL 32409
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  $14,995

  • 1 Bed
  • 1 Bath
  • 384 Sq Ft

  250 Nelle Ave Unit 34, Panama City, FL 32404

  This home is located in Palm Haven Estates here in Panama City, Florida. Welcome to this 2018 Custom Touch 1‐bedroom, 1‐bathroom, 384 sq ft home, offering an affordable and low‐maintenance living option in a friendly community. Inside, the home features a cozy and efficient layout designed to make the most of every square foot. The living area is bright and inviting, with natural light creating a

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 34, Panama City, FL 32404
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  $45,000

  • Land
  • 15,246 Sq Ft
  • $128,571 per Acre

  718 N Fox Ave, Panama City, FL 32404

  Attention builders, future homeowners, and investors! This prime vacant lot offers an incredible opportunity just outside the Callaway city limits in a fast-growing area. Conveniently located within walking distance to Callaway Elementary and only minutes from Eastern Shipbuilding and Tyndall Air Force Base, this property provides both accessibility and long-term investment potential. This larger

  Brook Simmons Keller Williams Success Realty

  718 N Fox Ave, Panama City, FL 32404
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  $7,200

  • Land
  • 2,613 Sq Ft
  • $120,000 per Acre

  Unlisted Address

  Residential lot at 1603 E 8th St in Panama City, FL! This 0.06-acre parcel is located at the end of a quiet dead-end street, offering privacy and a perfect spot to build a small home or investment property.

  Zack Seltzer Seltzer Real Estate, LLC

  Unlisted Address
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  $100,000

  • Land
  • 4,791 Sq Ft
  • $909,091 per Acre

  5228 Kingston Cir, Panama City, FL 32408

  Welcome to Martinique, one of Bay County's most desirable gated communities! Martinique is conveniently located... in close proximity to the beach, St. Andrew's State Park, some of PCB's best restaurants, live music venues and shopping! Martinique was designed with elegant architectural aesthetics in mind while retaining a sense of natural beauty. It's not an usual occurrence to see deer in your

  Tammy Smith Epique Realty Inc

  5228 Kingston Cir, Panama City, FL 32408
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  $85,955

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  250 Nelle Ave Unit 15, Panama City, FL 32404

  This home is located in Palm Haven Estates here in Panama City, Florida. Welcome to this 3 bedroom, 2 bathroom 1,152 sq ft home. Experience the perfect blend of coastal proximity and modern comfort in this brand-new 3-bedroom, 2-bathroom home located in the heart of Palm Haven Estates. Designed for those who appreciate a clean, contemporary aesthetic, this property offers a fresh start in one of

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 15, Panama City, FL 32404
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  $85,955 New Construction

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  250 Nelle Ave Unit M, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,248 sq ft home, offering versatile living spaces and modern upgrades designed for comfortable everyday living. Inside, the home features a spacious open floor plan that connects the living, dining, and kitchen areas, creating a flexible layout ideal for

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit M, Panama City, FL 32404
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  $89,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  250 Nelle Ave Unit L, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,248 sq ft home, offering modern design and comfortable living space in a welcoming community. Experience the pinnacle of modern manufactured living with this brand-new 2025 Clayton Home. Perfectly situated in the welcoming Palm Haven Estates, this home

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit L, Panama City, FL 32404
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  $35,000

  • Land
  • 1.03 Acres
  • $33,981 per Acre

  00 Honeysuckle Dr, Panama City, FL 32404

  Approximately 1-acre vacant residential lot located on Honeysuckle Drive in the Sandy Creek area. This parcel is part of a ±/- 21acre package (see MLS #784297); however, the seller is willing to consider the sale of individual lots. The property may require clearing and will need well and septic installation. Whether you are planning a custom build or securing land for future use, this lot

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Honeysuckle Dr, Panama City, FL 32404
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  $90,000

  • Land
  • 4.47 Acres
  • $20,134 per Acre

  0 Seamans Ln, Panama City, FL 32404

  Discover the perfect canvas for your dream property with this 4.47-acre vacant parcel featuring a large private pond and endless potential. This expansive homesite offers the rare combination of space, natural beauty, and freedom -- with no HOA restrictions to limit your vision. Whether you're planning a custom estate home, barndominium, private retreat, or multi-generational property, this land

  Julie Hart On The Coast Real Estate Group

  0 Seamans Ln, Panama City, FL 32404
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  $99,000

  • Land
  • 14,374 Sq Ft
  • $300,000 per Acre

  7414 Florida 77, Panama City, FL 32409

  Excellent high traffic and high visibility site. This is a small corner located at the southeast corner of Highway 77 and Scurlock Road in Southport, FL. Near Pure Gas, Tom Thumb, and Bellyful restaurant. Great for small retail or office, ice machine, or an RV/Boat wash. Highway 77 traffic count: 29,000 (2022) ; Highway 2321 traffic count: 13,500 (2022). Site has been cleared and fill dirt put on

  Charlie Haas Counts Real Estate Group

  7414 Florida 77, Panama City, FL 32409
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  $79,900

  • Land
  • 1.66 Acres
  • $48,133 per Acre

  7901 Highway 2301, Panama City, FL 32404

  Discover the perfect place to build your dream home on this 1.6 acre cleared lot, ideally positioned between Youngstown and Panama City. The property comes equipped with two septic tanks and a well*, offering a great head start for future development. No flood zone, no HOA. *Buyers should do their own due diligence verifying the condition of well and septic.

  Samantha Roundtree GAILEY ENTERPRISES REAL ESTATE

  7901 Highway 2301, Panama City, FL 32404
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  $79,500

  • Land
  • 21,780 Sq Ft
  • $159,000 per Acre

  11831 Hauser Rd, Panama City, FL 32404

  Come and Build your dream home on 1/2 acre wooded lot. The lot is close to fishing on East Bay, Cooks Bayou, Sandy Creek and Wewa's Dead Lakes for your freshwater fishermen. Boat launching is available at all these locations. Property has all paved roads, underground electric but septic tank and water well needed. Good elevation is 9'.5''.

  Victoria Haley Counts Real Estate Group Inc

  11831 Hauser Rd, Panama City, FL 32404
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  $42,995

  • 3 Beds
  • 2 Baths
  • 728 Sq Ft

  250 Nelle Ave Unit F, Panama City, FL 32404

  Affordable space with smart design! This 3-bedroom, 2-bathroom manufactured home built by Southern Energy offers 728 square feet of efficiently designed living space, making it a fantastic option for families, roommates, or anyone needing extra bedrooms without sacrificing affordability. Step inside to an open living area that flows into the kitchen, creating a comfortable central gathering

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit F, Panama City, FL 32404
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  $85,955 New Construction

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  250 Nelle Ave Unit 18, Panama City, FL 32404

  This new home is located in Palm Haven an All Age Community here in Panama City, FL. Welcome to this 2025 Clayton 3‐bedroom, 2‐bathroom, 1,152 sq ft home. A Bright New Beginning: The Clayton "Here Comes the Sun" Description: Step into a home that's as cheerful as its name! The "Here Comes the Sun" by Clayton Homes is designed to fill your life with light, joy, and a sense of

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 18, Panama City, FL 32404
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  $65,000

  • Land
  • 7,840 Sq Ft
  • $361,111 per Acre

  1930 Coach Scovel Way, Panama City, FL 32405

  Calling all builders and investors! This prime piece of land is ideally situated near shopping, a city park, restaurants, colleges, schools, and just minutes from ''The World's Most Beautiful Beaches'' that make this area famous. Located in the coveted St. Andrews neighborhood, and conveniently close to FSU and Gulf Coast State College, this cleared lot offers limitless potential. Whether you're

  Jesse Cole Counts Real Estate Group

  1930 Coach Scovel Way, Panama City, FL 32405
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  $79,000

  • Land
  • 3,920 Sq Ft
  • $877,778 per Acre

  1631 Airport Rd, Panama City, FL 32405

  Vacant land. great location for small business,thousand of cars driving buy each day. located between Beck ave/ corridor and Sweet Bay.

  Will Pender Keller Williams Success Realty

  1631 Airport Rd, Panama City, FL 32405
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  $20,995

  • 2 Beds
  • 1 Bath
  • 832 Sq Ft

  250 Nelle Ave Unit S, Panama City, FL 32404

  This home is located in Palm Haven Estates, an all‐age community here in Panama City, FL. Welcome to this 2018 Southern Energy 2‐bedroom, 1‐bathroom, 832 sq ft home, offering comfortable living with a thoughtfully designed layout. Inside, the home features a bright and inviting living space with an open feel that maximizes functionality and natural light. Neutral finishes throughout create a

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit S, Panama City, FL 32404
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  $59,500

  • Land
  • 12,632 Sq Ft
  • $205,172 per Acre

  6058 Howard Rd, Panama City, FL 32404

  Build-ready opportunity in Panama City! 6058 Howard Rd is a cleared residential lot where a previous home has already been removed—saving you time, money, and hassle on demolition. Located in an established neighborhood with surrounding homes, this property offers a great footprint for new construction, whether you’re building a primary residence, rental, or investment project. Flat and

  Clarence Fields FIELDS OF PROSPER LLC

  6058 Howard Rd, Panama City, FL 32404
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  $19,999

  • Land
  • 9,583 Sq Ft
  • $90,905 per Acre

  TBD E 7th St Unit 1/2, P C Beach, FL 32401

  This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in a desirable neighborhood, the property features 0.224 acres with partially wooded terrain and public utilities available. Enjoy a peaceful setting while remaining conveniently located near shopping, dining, schools, and major highways, providing easy access to city amenities. Whether

  Zach Hilferding NEW ALLIANCE GROUP REALTY

  TBD E 7th St Unit 1/2, P C Beach, FL 32401
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  $40,000

  • Land
  • 10,454 Sq Ft
  • $166,667 per Acre

  2436 Volusia Ave, Panama City, FL 32405

  Partially cleared lot in the heart of Panama City ready for your dream home or investment opportunity! With convenient access to major roadways, you're just minutes from shopping, dining, schools, hospitals, Tyndall AFB and a short drive to the white sandy beaches of Panama City Beach!

  Christina Daniels Keller Williams Success Realty

  2436 Volusia Ave, Panama City, FL 32405
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  $96,900

  • 2 Beds
  • 1 Bath
  • 1,172 Sq Ft

  722 Williams Ave, Panama City, FL 32401

  Don't let this opportunity to pass you by!! Located in the Millville Area sits this 2 Bedroom 1 Bath home with 1172 Sq Ft. With some TLC this home can make the perfect home for you! Large 17x12 Enclosed Porch that could easily be converted to a 3rd bedroom and half bath. There is a 16x10 shed for additional storage. The property is fully fenced for privacy. The home is located within minutes to

  Stacy Borges Indian Springs Real Estate

  722 Williams Ave, Panama City, FL 32401
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  $50,000

  • Land
  • 3,920 Sq Ft
  • $555,556 per Acre

  6412 Omoko St, Panama City, FL 32404

  Exceptional opportunity to own a spacious corner lot in a steadily growing area of Panama City. Offering excellent visibility, added accessibility, and flexible building potential, this homesite is ideal for those looking to build a primary residence, second home, investment property, or income-producing duplex. The corner lot positioning provides additional design possibilities for driveway

  Zack Sanchez Think Real Estate

  6412 Omoko St, Panama City, FL 32404
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  $81,900

  • 3 Beds
  • 2 Baths

  2418 Douglas Rd Unit 20, Panama City, FL 32405

  Beautiful move-in ready 3 bedroom, 2 bathroom home located in Panama City! This spacious home offers a comfortable layout with plenty of room for family and guests. Enjoy a bright living area, functional kitchen, and generously sized bedrooms throughout. Conveniently located close to the beaches and downtown, you'll love having shopping, dining, and entertainment just minutes away. Don't miss

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 20, Panama City, FL 32405
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  $60,000

  • Land
  • 13,503 Sq Ft
  • $193,548 per Acre

  915 Tidewater Ln, Panama City, FL 32404

  Waiting for the opportunity to build a beautiful new home? This cleared vacant lot in Laird point is your blank canvas. Seller has HOA approved blueprints. The lot offers an amazing view of Laird Bayou and the Lake. The lot does not allow a dock per HOA. The water can be accessed by foot for Kayaking, fishing or just relaxing. Laird Point is a gated waterfront community offering several amenities

  Cory Brown Think Real Estate

  915 Tidewater Ln, Panama City, FL 32404
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  $92,500

  • Land
  • 1 Acre
  • $92,500 per Acre

  9300 Kingswood Rd, Panama City, FL 32409

  FLOOD ZONE X! ZONED R-2 - Opportunity to be Split into 2! Rare opportunity to own a full 1-acre homesite on Kingswood Road in the rapidly growing Southport area of Bay County. NO mobile or manufactured homes permitted, per Seller imposed Deed Restrictions. This selectively cleared parcel offers the flexibility today's buyers are looking for, with no HOA and plenty of space to design and build

  Issabella Marsh Florida Realty Experts

  9300 Kingswood Rd, Panama City, FL 32409
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  $68,500

  • Land
  • 36,154 Sq Ft
  • $82,530 per Acre

  11811 Hauser Rd, Panama City, FL 32404

  Most people pass right by this stretch of East Bay without ever realizing what's hidden just beyond the road. Tucked inside this quiet pocket sits a .833-acre homesite, offering space, privacy, and a chance to create something special. Originally envisioned as a waterfront community with roads and utilities already in place, the area was set up for growth but time pressed pause. Today, that pause

  Daniel Raffield Empire Real Estate of Florida LLC

  11811 Hauser Rd, Panama City, FL 32404
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  /2

  $20,000

  • Land
  • 11,761 Sq Ft
  • $74,074 per Acre

  0 Country Club Dr, Panama City, FL 32404

  Approximately 0.265-acre vacant parcel conveniently located near Tyndall Air Force Base and approximately 15 minutes from area shopping and dining. This property is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a separate parcel sale. Buyer to verify all measurements, acreage, access, zoning, land use, flood zone, utilities, and any development

  Heather Neubauer ERA Neubauer Real Estate Inc

  0 Country Club Dr, Panama City, FL 32404
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  /35

  $72,500

  • Land
  • 31,798 Sq Ft
  • $99,315 per Acre

  424 Viola Ave, Panama City, FL 32404

  Waterfront in Callaway connects you to the Bay and Gulf. Enjoy the protected harbor in this great bayou location. A great place to build your new home and park your boat out back and enjoy the waterfront!!!One of the nicest parks in Bay County is across the street from this location with a boat launch, fishing, basketball courts, baseball, walking trails, volleyball and so much to enjoy every

  Melissa Ryan CENTURY 21 Ryan Realty Inc

  424 Viola Ave, Panama City, FL 32404
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  /2

  $31,000

  • Land
  • 7,405 Sq Ft
  • $182,353 per Acre

  7205 Lake Suzzanne Way, Panama City, FL 32404

  Vacant residential lot on a cul-de-sac. The subdivision has a nice lake for recreational activities. seller has 2 other lots near by. You can buy one or All.

  Sarra Ezzagaghi Global Contact Realty, Inc

  7205 Lake Suzzanne Way, Panama City, FL 32404

Showing Results 41 - 80, Page 2 of 4