Panama City, FL Homes for Sale under $100,000

• 

  

  

  /16

  $14,995

  $9K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 384 Sq Ft

  250 Nelle Ave Unit 33, Panama City, FL 32404

  This home is located in Bay Oaks Village here in Panama City, Florida. Welcome to this 384 sq ft Lexington 1‐bedroom, 1‐bathroom home, offering a cozy and efficient living space ideal for low‐maintenance Florida living. Inside, the home features a bright living area filled with natural light, creating a warm and inviting atmosphere. The layout is thoughtfully designed to maximize space and

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 33, Panama City, FL 32404
• 

  

  

  /14

  $99,900

  • Land
  • 36,154 Sq Ft
  • $120,361 per Acre

  7806 Mittie Ave, Panama City, FL 32404

  Cleared, prepped, and ready for your vision, this residential homesite in Highpoint is set up to make your next build seamless. With a newly installed well already in place, you are one step ahead, saving both time and upfront costs as you move from planning to construction. This clean, build ready lot offers the freedom to design exactly what you want, whether it is your primary residence, a

  Timothy Shand Empire Real Estate of Florida LLC

  7806 Mittie Ave, Panama City, FL 32404
• 

  

  

  /15

  $85,000

  • Land
  • 14,810 Sq Ft
  • $250,000 per Acre

  2607 W 21st Ct, Panama City, FL 32405

  Prime development opportunity in Panama City. This 0.34-acre vacant lot at 2607 W 21st Court offers a centrally located site with convenient access to local shopping, services, and major roadways. Situated in Flood Zone X with no HOA the property features clear, level land with utilities available in the area, supporting a streamlined build process. Paved road access and a cul-de-sac setting

  Andrei Curuci Corcoran Reverie

  2607 W 21st Ct, Panama City, FL 32405
• 

  

  

  /8

  $69,900

  • Land
  • 30,927 Sq Ft
  • $98,451 per Acre

  7503 Coleridge Rd, Panama City, FL 32404

  Discover the perfect homesite in the quiet Xanadu subdivision of Panama City. This spacious 0.71-acre residential lot offers a rare combination of privacy, convenience, and buildability -- ideal for creating your custom Florida retreat. The property features approximately 200 feet of depth and over 110 feet of frontage, providing ample space for a wide range of home designs. The lot is cleared

  Bryan Lawrence Keller Williams Success Realty

  7503 Coleridge Rd, Panama City, FL 32404
• 

  

  

  /4

  $33,900

  $10K PRICE DROP

  • Land
  • 37,461 Sq Ft
  • $39,419 per Acre

  0 Hamilton Rd, Panama City, FL 32404

  Peaceful .8 acre Acre Lot in Sandy Creek - A Hidden Gem Near Panama City!Discover the perfect balance of tranquility, natural beauty, and convenience with this spacious .8 acre corner lot nestled in the heart of Sandy Creek — a quiet, dog-friendly neighborhood just minutes from Panama City and the sparkling waters of East Bay.Surrounded by mature trees and abundant wildlife, this property

  Melana Weems Realty Check Real Estate Services

  0 Hamilton Rd, Panama City, FL 32404
• 

  

  /16

  $43,000

  • Land
  • 34,412 Sq Ft
  • $54,430 per Acre

  13033 Airway St, Panama City, FL 32404

  Welcome to Sandy Creek Airpark! A gated residential airpark community that features a 3,200 ft. paved runway, with lights and a beacon for night operations. The large cleared lots are big enough to build your custom dream home with a private hangar. This off runway lot features taxiway access to the runway. The very low HOA dues maintain the common areas(runway, roads, taxiways and easements).

  Bruce Mackay ERA Neubauer Real Estate Inc

  13033 Airway St, Panama City, FL 32404
• 

  

  /3

  $65,000

  • Land
  • 32,234 Sq Ft
  • $87,838 per Acre

  1015 Virginia Ct, Panama City, FL 32404

  discover this perfect opportunity to build your dream home. property is potentially large enough to build 2 or three homes., depending on set backs for well and septic tank. 330 feet of paved street frontage, excellent access and visibility. Great investment potential for builders or families seeking space and privacy. Contact listing agent today for more details, zoning information. Go show.

  Will Pender Keller Williams Success Realty

  1015 Virginia Ct, Panama City, FL 32404
• 

  

  /5

  $5,000

  • 4 Beds
  • 2 Baths
  • 1,480 Sq Ft

  511 Cactus Ave, Panama City, FL 32401

  Foreclosure Auction Ends June 30, 2026 at 12:00 PM EST. Discover this inviting 4-bedroom, 2-bathroom single-family home, offering a great opportunity in the desirable Panama City area. The list price is the opening bid for the online auction. Sold As-is. Explore more details and submit your bid through Federa Home App.

  Jamie Boone Jamie L Boone LLC

  511 Cactus Ave, Panama City, FL 32401
• 

  

  /10

  $52,900

  $3K PRICE DROP

  • Land
  • 18,730 Sq Ft
  • $123,023 per Acre

  923 Tidewater Ln, Panama City, FL 32404

  Exceptional waterfront home site with stunning water views located in the desirable gated community of Laird Point. Enjoy peaceful privacy, beautiful natural surroundings, and direct backyard water access to enjoy fishing, kayaking, and paddle boarding. Video Tour Available. This property gives you the ideal setting for a relaxed coastal lifestyle while remaining a short drive from the dining,

  Steven Koleno Beycome of Florida LLC

  923 Tidewater Ln, Panama City, FL 32404
• 

  

  /4

  $47,000

  • Land
  • 10,890 Sq Ft
  • $188,000 per Acre

  4906 Christy Ln, Panama City, FL 32404

  Large residential lot in Cedar Branch on a cul-de-sac. Convenient location within walking distance to Tommy Smith Elementary and Merritt Brown Middle School. Perfect lot for you to build your new home!

  Jessie Pate Counts Real Estate Group Inc

  4906 Christy Ln, Panama City, FL 32404
• 

  

  /13

  $59,900

  $15K PRICE DROP

  • Land
  • 1.6 Acres
  • $37,438 per Acre

  1916 Sherman Ave, Panama City, FL 32405

  Counter Revolution represents a rare offering: a seasoned trade business with established supplier networks, heavy inventory value, and a physical footprint ready for continued operations. This Turnkey opportunity includes a fully equipped operation with over $240,000 worth of inventory, tools, and materials, offering immediate value and revenue producing potential. Positioned on 1.6 Acres at

  Jacob Hutchins CENTURY 21 Commander Realty

  1916 Sherman Ave, Panama City, FL 32405
• 

  

  /6

  $79,950

  • Land
  • 6,098 Sq Ft
  • $571,071 per Acre

  510 Satsuma Ave, Panama City, FL 32401

  Prime vacant lot at 510 Satsuma Ave in Panama City, just steps from Watson Bayou Marina and minutes to historic downtown. Enjoy boating, dining, and local shops nearby with quick access to St. Andrews Bay and the Gulf. Perfect for building your dream home or investment property in a growing waterfront community.

  The Warren Group Christies International Real Estate Emerald Coast

  510 Satsuma Ave, Panama City, FL 32401
• 

  

  /18

  $60,000

  $15K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 752 Sq Ft

  2141 W 29th Ct, Panama City, FL 32405

  MOTIVATED SELLER, willing to entertain all offers. 2 bedroom, 1 bath single-wide mobile home located in the center of town just off Frankford Avenue between Kings Point and SweetBay. This location puts you close to everyday conveniences with quick access to grocery stores, shopping, schools, and medical facilities throughout Panama City. Just minutes from downtown Panama City and a short drive

  Bubba McCants EXP Realty LLC

  2141 W 29th Ct, Panama City, FL 32405
• 

  /2

  $15,000

  • Land
  • 2.1 Acres
  • $7,143 per Acre

  0 24 4s 13w, Panama City, FL 32404

  Vacant land opportunity in Bay County, Florida—Parcel ID 07396-016-110 is an undeveloped lot located near CR 2297 in Panama City. This parcel offers a blank canvas for future investment or land banking, with no utilities currently in place and no documented easement for access. Surrounded by natural Florida landscape in an unincorporated area, it presents long-term potential for development

  Chris Connor Waves & Woods Realty, LLC

  0 24 4s 13w, Panama City, FL 32404
• 

  

  /5

  $23,100

  • Land
  • 32,670 Sq Ft
  • $30,800 per Acre

  25 4s 13w -1 1000-, Panama City, FL 32404

  Approximately 0.747-acre vacant parcel (Parcel ID 07399-329-000) located in the Sandy Creek area. This wooded lot is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a potential separate lot sale. The property is currently wooded and may require clearing. Well and septic will be needed. There is no dedicated road access at this time; however, the

  Heather Neubauer ERA Neubauer Real Estate Inc

  25 4s 13w -1 1000-, Panama City, FL 32404
• 

  

  /10

  $37,900

  $10K PRICE DROP

  • Land
  • 1.03 Acres
  • $36,796 per Acre

  00 Highway 2297, Panama City, FL 32404

  Peaceful 1+ Acre Lot in East Bay Point - A Hidden Gem Near Panama City!Discover the perfect balance of tranquility, natural beauty, and convenience with this spacious 1+ acre corner lot nestled in the heart of East Bay Point — a quiet, dog-friendly neighborhood just minutes from Panama City and the sparkling waters of East Bay.Surrounded by mature trees and abundant wildlife, this

  Melana Weems Realty Check Real Estate Services

  00 Highway 2297, Panama City, FL 32404
• 

  

  /14

  $70,000

  $15K PRICE DROP

  • Land
  • 25,264 Sq Ft
  • $120,690 per Acre

  1040 Tidewater Ln, Panama City, FL 32404

  Build your dream home in this lovely waterfront gated community built around nature. This over half acre lot features incredible views and you can even see the Tyndall Bridge from here by building a 2 story home to capitalize on those water views! It's a really beautiful and peaceful view. Quick and convenient to shopping on Tyndall Parkway, very short drive to Tyndall and Mexico Beach. Laird

  Dennis Dunnigan Coastal Choice Realty LLC

  1040 Tidewater Ln, Panama City, FL 32404
• 

  

  /6

  $15,000

  $10K PRICE DROP

  • Land
  • 8,276 Sq Ft
  • $78,947 per Acre

  613 Powell Ave, Panama City, FL 32401

  *OWNER FINANCING AVAILABLE!* Cleared 0.19 acre vacant lot in heart of Springfield. Zoning approved for Modular, Manufactured or Site Built homes. Power, city water and sewer are available.

  Maxim Sedov Keller Williams Success Realty

  613 Powell Ave, Panama City, FL 32401
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  /17

  $40,000

  • Land
  • 8,712 Sq Ft
  • $200,000 per Acre

  Unlisted Address

  Discover the opportunity to build your dream home on this waterfront residential lot in the peaceful Southport area. Positioned along a creek that flows directly into Deer Point Lake, this property offers a unique setting where nature, recreation, and waterfront living come together. Enjoy the sights and sounds of the water right from your backyard, with easy access to one of Bay County's most

  JAMIE KITZMILLER Think Real Estate

  Unlisted Address
• 

  /2

  $49,000

  • Land
  • 3,484 Sq Ft
  • $612,500 per Acre

  2702 E 9th St, Panama City, FL 32401

  Affordable opportunity to acquire a 0.08-acre vacant lot at 2702 E 9th Street, Panama City, FL 32401. "Zoning: MU 2" This compact parcel is ideal for building a dream spot or holding as a future investment. Located in a quiet neighborhood with convenient access to local amenities, schools, and major roadways, the property offers flexibility and long-term potential. Perfect for builders,

  Samih Sadiq KELLY RIGHT REAL ESTATE

  2702 E 9th St, Panama City, FL 32401
• 

  

  /7

  $55,000

  $15K PRICE DROP

  • Land
  • 4,791 Sq Ft
  • $500,000 per Acre

  7131 Riverbrooke St, Panama City, FL 32404

  One of the final two buildable lots at Barrett's Park, this lot offers a cul-de-sac location overlooking a pond and is near the entry to the neighborhood. With accessibility to Panama City, Lynn Haven, and Tyndall Air Force Base, this blank canvas offers the opportunity to customize your next home or investment.

  Tom Lewis Counts Real Estate Group Inc

  7131 Riverbrooke St, Panama City, FL 32404
• 

  

  /23

  $50,000

  • Land
  • 37,026 Sq Ft
  • $58,824 per Acre

  809 Vista Del Sol Ln, Panama City, FL 32404

  Looking for a large lot to build your DREAM HOME, in one of Bay County's most Prestigious, gated, neighborhoods? Laird Bayou is a gated community with a community pool, community, RV/Boat parking, and best of all its very own private boat launch and extra parking. This large lot is primarily located in the X flood zone, making this one of the more desirable building lots in Laird Bayou. It is

  Brook Simmons Keller Williams Success Realty

  809 Vista Del Sol Ln, Panama City, FL 32404
• 

  

  /8

  $86,000

  • Land
  • 23,086 Sq Ft
  • $162,264 per Acre

  135 Everitt Ave, Panama City, FL 32401

  Great opportunity to acquire a 0.53-acre vacant lot at 135 Everitt Avenue, Panama City, FL 32401. "Zoning: MU 1" This spacious parcel offers ample room for building a custom spot, or holding as a long-term investment. Located in a quiet and accessible neighborhood, the property provides convenient access to local amenities, schools, and major roadways. Ideal for builders or investors with strong

  Samih Sadiq KELLY RIGHT REAL ESTATE

  135 Everitt Ave, Panama City, FL 32401
• 

  

  /3

  $15,000

  • Land
  • 3,571 Sq Ft
  • $182,927 per Acre

  11810 Raintree Dr, Panama City, FL 32404

  Build your dream home on this beautiful lot located on a cul-de-sac nestled in a quiet neighborhood. It is an excellent location close to Panama City, TAFB and small marina with Gulf access.

  Ron Bell Kinetic Real Estate Services

  11810 Raintree Dr, Panama City, FL 32404
• 

  

  /16

  $20,995

  $8K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 728 Sq Ft

  250 Nelle Ave Unit 28, Panama City, FL 32404

  This new home is located in Palm Haven an all-age Community here in Panama City, FL. Welcome to this 2017 Southern Energy 2‐bedroom, 1‐bathroom, 728 sq ft home. Experience the best of the "World's Most Beautiful Beaches" from the comfort of this beautifully remodeled 2-bedroom, 1-bathroom home. Located in the quiet and welcoming Palm Haven Estates, a Parakeet Community, this residence

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 28, Panama City, FL 32404
• 

  

  /11

  $45,500

  • Land
  • 10,890 Sq Ft
  • $182,000 per Acre

  525 Bayou Ave, Panama City, FL 32401

  Build Your Dream Home or place your manufactured home on this Ready-to-Go Corner Lot! This .25-acre lot at the corner of Bayou Avenue and E 6th Street offers the perfect opportunity for your next home or investment project. Recently bush hogged, the property has been cleared for easy access and future construction. Even better—city water, sewer, and power are already in place, saving you time and

  Ricky Fannin & Ethan Morrison HomeBiz Properties

  525 Bayou Ave, Panama City, FL 32401
• 

  /2

  $89,900

  • Land
  • 24,393 Sq Ft
  • $160,536 per Acre

  3536 Token Rd, Panama City, FL 32405

  Great location just off of Hwy 390 its a perfect place to build your dream home. The property is on a dead end road so there is very little traffic but at the same time you will have a new publics and all its shops within a 5 min drive and tennis courts almost right across the street. Go by and check it out today. There is no sign on the property at sellers request. All measurements are off the

  Steven Altman Anchor Realty Florida

  3536 Token Rd, Panama City, FL 32405
• 

  

  /3

  $5,000

  • 3 Beds
  • 2 Baths
  • 1,509 Sq Ft

  3706 E 7th St, Panama City, FL 32401

  Foreclosure Auction Ends June 29, 2026 at 12:00 PM EST. Explore this charming 3-bedroom, 2-bath residence set in a peaceful and well-located Panama City community. The list price is the opening bid for the online auction. Sold As-is.

  Jamie Boone Jamie L Boone LLC

  3706 E 7th St, Panama City, FL 32401
• 

  

  /11

  $50,000

  • Land
  • 7,405 Sq Ft
  • $294,118 per Acre

  304 Sherman Ave, Panama City, FL 32401

  his versatile vacant lot offers exceptional potential with Mixed-Use zoning, making it an attractive opportunity for investors, business owners, developers, and future homeowners alike. Conveniently located near established businesses and commercial activity, this property could serve as the perfect site for business expansion, additional parking, storage, or future development opportunities.

  Jimmy Dean Keller Williams Success Realty

  304 Sherman Ave, Panama City, FL 32401
• 

  

  /6

  $41,999

  $13K PRICE DROP

  • Land
  • 30,056 Sq Ft
  • $60,868 per Acre

  263 Wildwood Dr, Panama City, FL 32404

  This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in a desirable neighborhood, the property features 0.69 acres with wooded terrain. Enjoy a peaceful setting while remaining conveniently located near shopping, dining, schools, and major highways, providing easy access to city amenities. Whether you’re looking for a private retreat, a

  Zach Hilferding NEW ALLIANCE GROUP REALTY

  263 Wildwood Dr, Panama City, FL 32404
• 

  

  /11

  $55,000

  • Land
  • 0 Sq Ft

  448 Harrison Ave Unit A, Panama City, FL 32401

  Business Only! Can't Hide Pretty, a chic coastal women's boutique located in the heart of Historic Downtown Panama City, Florida, benefiting from a prime, high-visibility storefront and strong foot traffic--especially during peak tourist season. The business offers a standout customer experience both in-store and online, pairing a beautifully curated retail space with an easy-to-shop,

  Matthew Jones Coastal Heritage Real Estate LLC

  448 Harrison Ave Unit A, Panama City, FL 32401
• 

  

  /5

  $5,000

  • 2 Beds
  • 1 Bath
  • 972 Sq Ft

  124 Cheri Ln, Panama City, FL 32404

  Foreclosure Auction Ends July 1, 2026 at 12:00 PM EST. Discover this spacious 2-bedroom, 1.5-bathroom townhouse, offering a unique opportunity in a desirable Panama City neighborhood. The list price is the opening bid for the online auction. Sold As-is. Explore more details and submit your bid through Federa Home App.

  Jamie Boone Jamie L Boone LLC

  124 Cheri Ln, Panama City, FL 32404
• 

  

  /9

  $99,900

  • Land
  • 22,651 Sq Ft
  • $192,115 per Acre

  105 Lake Merial Trail, Panama City, FL 32409

  Lot w/improved concrete pad for 2,354 sf A/C, 4 Bed/2.5 Bath house. Lake Merial Subdivision, gated community, spring fed lake w/common area lake access. This improved lot includes:- Building plans for 4 Bed/2.5 Bath house- PrePaid impact fees- Cleared 1/2 acre lot- Fill dirt is done- Underground utilities are done- Roughed in concrete slab for house & garage- Previous

  Chris Hine Bluewater Commercial LLC

  105 Lake Merial Trail, Panama City, FL 32409
• 

  

  /8

  $79,000

  $10K PRICE DROP

  • Land
  • 1.86 Acres
  • $42,473 per Acre

  7215 Diane Ln, Panama City, FL 32404

  Imagine building your dream home on this beautiful 1.86 acre lot, perfectly tucked away in a peaceful, naturesque setting off John Pitts Road. With paved neighborhood roads and a serene creekfront location, you can enjoy the best of both worlds-tranquility and convenience. Relax in the natural surroundings, or cast a line from your private dock and catch dinner right in your backyard! Despite its

  Melissa Masinter Salty Marlin Realty LLC

  7215 Diane Ln, Panama City, FL 32404
• 

  /2

  $5,000

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  6600 Slabinski Ln, Panama City, FL 32404

  Foreclosure Auction Ends June 30, 2026 at 12:00 PM EST. Explore this charming 4-bedroom, 2-bath residence set in a peaceful and well-located Panama City community. The list price is the opening bid for the online auction. Sold As-is.

  Jamie Boone Jamie L Boone LLC

  6600 Slabinski Ln, Panama City, FL 32404
• 

  

  /34

  $90,000

  • 2 Beds
  • 1.5 Baths
  • 750 Sq Ft

  1013 Georgia Ave Unit A, Panama City, FL 32404

  Investor Special! This partially renovated gem in Panama City is ready for your final touches and vision. Located just minutes from Tyndall Parkway and a short drive to Tyndall Air Force Base, this property sits in a convenient and growing area with strong rental demand. The exterior has already been updated with a clean, fresh look, and much of the interior groundwork has been started offering a

  Taylor Labno ERA American Real Estate

  1013 Georgia Ave Unit A, Panama City, FL 32404
• 

  

  /8

  $27,500

  • Land
  • 1.03 Acres
  • $26,699 per Acre

  000 Bj Dr, Panama City, FL 32404

  Property is raw land, uncleared. It's a 1 acre corner lot with electrical service at the street. The property has no mailing address. Next door neighbor address is 2201 BJ Drive. Buyer should verify all zoning, measurements and land uses plus all other information deemed important. Property is in a flood zone. Property is on a dirt road less than a mile to the paved road.

  Kevin Dalrymple Beachy Beach Real Estate

  000 Bj Dr, Panama City, FL 32404
• 

  

  /5

  $60,000

  $10K PRICE DROP

  • Land
  • 22,651 Sq Ft
  • $115,385 per Acre

  107 Lake Merial Blvd, Panama City, FL 32409

  I’m Excited About This Property! ........ Now Let Me Tell You Why! ... OWNER FINANCING! ... Gated Community! .... Build the Waterfront Home Of Your Dreams! Here Are The Details: ... Land: 22,476/sf .... Linear Water Front: 155’ .... This property has it all! .... Buyer must preview "Virtual Walk-Through" before showing. I’m Excited About This Property! ........ Now Let Me Tell You Why! ... OWNER

  Leon Weinschneider Beachfront Realty Inc

  107 Lake Merial Blvd, Panama City, FL 32409
• 

  

  /5

  $30,000

  • Land
  • 12,632 Sq Ft
  • $103,448 per Acre

  1004 Tidewater Ln, Panama City, FL 32404

  An Amazing home site in the desired Laird Point Community. Right across the street from the water. Build 2 story to capitalize on a view of the bayou. Enjoy gentle breezes off the water. Laird Point is a gated waterfront community boasting ribbon curbed streets and underground city utilities. Amenities include a tennis court, pickle ball courts and rv/boat storage. Beautiful coastal style homes

  Donald West Northwest Florida Realty, LLC

  1004 Tidewater Ln, Panama City, FL 32404
• 

  

  /3

  $29,000

  $20K PRICE DROP

  • Land
  • 5,227 Sq Ft
  • $241,667 per Acre

  508 E 11th St, Panama City, FL 32401

  This lot is zoned NEIGHBORHOOD COMMERCIAL and permitted uses include duplex and single family. This is a great opportunity tp purchase a commercial lot on 11Th St. Major access as 11th St is a main corridor in the area. High visibility location. Buyer need s to research allowable uses, set backs, etc.

  Tony Viejo AMERICAN REALTY of Bay Co, Inc

  508 E 11th St, Panama City, FL 32401

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