Panama City, FL Homes for Sale under $100,000

• 

  

  

  /8

  $99,500

  • Land
  • 1.63 Acres
  • $61,043 per Acre

  001 Hwy 2321, Panama City, FL 32409

  This is your chance to own affordable waterfront property on Deerpoint Lake. This property is truly unique because it has a water view of both the bay and the lake and it is located 1/2 mile from a fresh water and a salt water boat ramp! You may want to build a home and live there full time, or your lake house to visit, or maybe you even want to build a vacation rental? You may even put a dock

  

  Lisa Davis

  Harvest One Realty powered by SellState

  (448) 202-4687

  001 Hwy 2321, Panama City, FL 32409
• 

  

  

  /7

  $99,000

  • Land
  • 0.26 Acre
  • $380,769 per Acre

  1411 N Cove Blvd, Panama City, FL 32401

  Priced to Sell and right on MLK/Cove Blvdgreat building lot

  

  Erich Hardy

  Think Real Estate

  (448) 413-6422

  1411 N Cove Blvd, Panama City, FL 32401
• 

  

  

  /13

  $39,000

  • Land
  • 0.25 Acre
  • $156,000 per Acre

  1744 Mallard Dr, Panama City, FL 32404

  Incredible corner lot that is high and dry. Great views and very spacious. Quiet neighborhood

  

  Erich Hardy

  Think Real Estate

  (448) 202-4873

  1744 Mallard Dr, Panama City, FL 32404
• 

  

  

  /8

  $55,000

  • Land
  • 0.74 Acre
  • $74,324 per Acre

  7304 Penny Rd, Panama City, FL 32404

  CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS This property offers a great opportunity with a septic and well water, providing self-sufficiency and freedom from city utilities. Located in a quiet, rural setting, it's perfect for those seeking privacy and space to spread out. Whether you're looking to build a home, place a mobile home, or use the land for other purposes, this lot

  

  Sabina Balch

  Keller Williams Success Realty

  (850) 919-3062

  7304 Penny Rd, Panama City, FL 32404
• 

  

  

  /15

  $44,900

  1009 Tidewater Ln, Panama City, FL 32404

  Entrance into community drive through lined Crape Myrtle. Gated community, with RV and Boat storage parking.This is the perfect location to Build your DREAM HOME.This Beautiful gated community in Laird Point offers a peaceful views of the Laird Bayou . The amenities include a new pickleball courts, Tennis Court, Half court basketball, Boat and RV storage. This community has

  

  Tracye Crass

  Beach Haven Realty

  (850) 845-8713

  1009 Tidewater Ln, Panama City, FL 32404
• 

  

  /8

  $99,500 New Construction

  • Land
  • 1.82 Acres
  • $54,670 per Acre

  002 Hwy 2321, Panama City, FL 32409

  This is your chance to own affordable waterfront property that has water views of both the lake and the bay. It's located on Deerpoint lake within 1/2 mile of a fresh water and a salt water boat ramp. You may opt for a dock to access the lake from your backyard? This place has great potential! You may want to build a permanent residence? Or maybe a getaway or a retirement home? You may also build

  

  Lisa Davis

  Harvest One Realty powered by SellState

  (448) 202-5050

  002 Hwy 2321, Panama City, FL 32409
• 

  

  /6

  $70,000

  • Land
  • 13 Acres
  • $5,573 per Acre

  5100 Old Majette Tower Rd, Panama City, FL 32404

  Building lot on Old Majette Tower Road. Access also off Duneridge Road. Rest of property is woods & wetlands.

  Clay Patrick Crosby & Associates, Inc

  5100 Old Majette Tower Rd, Panama City, FL 32404
• 

  

  /12

  $59,900

  6227 Ivy Rd, Panama City, FL 32404

  Nearly 1 acre of possibilities awaits! This flagship 0.965-acre wooded lot offers the perfect canvas to design your dream retreat or custom build. With generous dimensions, a private easement for access, and a power pole already at the entrance, the groundwork is set for your vision. An existing well (condition unknown) and a previous survey are included bonuses that add value and peace of

  Tyler Smith Beach Haven Realty

  6227 Ivy Rd, Panama City, FL 32404
• 

  

  /8

  $45,000

  • Land
  • 1.94 Acres
  • $23,196 per Acre

  10216 N Highway 231, Panama City, FL 32404

  Vacant Land- Nearly 2 Acres, Ready to Build!Discover the perfect place to bring your dream home to life! This cleared and ready-to-build property sits on almost 2 acres and offers the privacy and space you've been looking for. The land was previously improved with a deep well, septic system, and electic service, making it easier to start your build. Ample space for a custom home,

  Dawn Roberts Think Real Estate

  10216 N Highway 231, Panama City, FL 32404
• 

  

  /5

  $5,000

  • 3 Beds
  • 2 Baths
  • 1,516 Sq Ft

  4107 W 21st St, Panama City, FL 32405

  Foreclosure Auction Ends September 19, 2025 at 12:00 PM EST. Discover this inviting 3-bedroom, 2-bathroom home nestled in a quiet Panama City neighborhood. The list price is the opening bid for the online auction. Sold As-is with Clear Title. Explore more details and submit your bid through the Federa Home App.

  Jamie Boone Federa

  4107 W 21st St, Panama City, FL 32405
• 

  

  /10

  $45,000

  • Land
  • 0.10 Acre
  • $450,000 per Acre

  1109 Beck Ave, Panama City, FL 32401

  St Andrews Restaurant/bakery/wine bar. Available immediately. 1109 Beck Avenue Panama City St. Andrews. Turn Key. Make it your own. 1600 sq ft with over 40 seats. All equipment and furnishings included in sale. Detailed inventory list will be included. Call for more details.

  John McVeigh St Andrews Bay Realty

  1109 Beck Ave, Panama City, FL 32401
• 

  

  /7

  $85,000

  • Land
  • 1.22 Acres
  • $69,672 per Acre

  6600 Lois St, Panama City, FL 32404

  Best Priced Lot in Bay County with over 1 Acre of land right in the middle of Callaway. This great property is located just minutes from Shopping, Food, and Fun. Only 6 miles to Tyndall Air Force Base, Beaches and the Bay. This property is high and dry in the X Flood zone. Build your dream home and have a much or as little privacy as you wish. According to the Bay County GIS Map this property

  Brook Simmons Keller Williams Success Realty

  6600 Lois St, Panama City, FL 32404
• 

  

  /9

  $99,900

  • Land
  • 0.52 Acre
  • $192,115 per Acre

  105 Lake Merial Trail, Panama City, FL 32409

  Lot w/improved concrete pad for 2,354 sf A/C, 4 Bed/2.5 Bath house. Lake Merial Subdivision, gated community, spring fed lake w/common area lake access. This improved lot includes:- Building plans for 4 Bed/2.5 Bath house- PrePaid impact fees- Cleared 1/2 acre lot- Fill dirt is done- Underground utilities are done- Roughed in concrete slab for house & garage- Previous permit to build house

  Chris Hine Bluewater Commercial LLC

  105 Lake Merial Trail, Panama City, FL 32409
• 

  

  /11

  $39,900

  • 2 Beds
  • 2 Baths
  • 840 Sq Ft

  2334 Jones Ave, Panama City, FL 32405

  located in Family Park! Centrally Located, Great Location, Great Starter Home, Minutes From Town, Perfect for First Time Home Buyer

  Alisha Helton VMF Homes

  2334 Jones Ave, Panama City, FL 32405
• 

  

  /3

  $15,000

  • Land
  • 0.08 Acre
  • $182,927 per Acre

  11810 Raintree Dr, Panama City, FL 32404

  Build your dream home on this beautiful lot located on a cul-de-sac nestled in a quiet neighborhood. It is an excellent location close to Panama City, TAFB and small marina with Gulf access.

  NIKKI HUYNH Kinetic Real Estate Services

  11810 Raintree Dr, Panama City, FL 32404
• 

  

  /9

  $85,000

  • Land
  • 0.64 Acre
  • $132,812 per Acre

  4127 Cedar Creek Dr, Panama City, FL 32409

  Build your dream home with water views in the gated community, Cedar Creek at Deer Point Lake. This spacious .64-acre homesites backs up to a tranquil pond, offering peaceful water views and a picturesque setting! Seize the opportunity to create your custom dream home in this highly sought after community. Imagine designing your ideal lifestyle with room for a pool, detached garage,

  Carly Sostheim Corcoran Reverie SRB

  4127 Cedar Creek Dr, Panama City, FL 32409
• 

  

  /4

  $90,000

  • Land
  • 0.93 Acre
  • $96,774 per Acre

  3630 E 43rd, Panama City, FL 32404

  Your Dream Home Awaits on Nearly an Acre!Discover the perfect canvas for your custom home on this exceptional just under an acre residential lot, ideally situated on a quiet, picturesque street. Experience the best of both worlds: serene, peaceful living with unbeatable convenience to everything you need.This spacious parcel offers ample room for a sprawling home, lush landscaping, and all your

  Christopher Hunyady Gulf Life Real Estate Inc

  3630 E 43rd, Panama City, FL 32404
• 

  

  /6

  $44,000

  Unlisted Address

  Picture Your Future Here at 1917 Lombardy Ave!Imagine building your dream home—or your next smart investment—on this 6,011 sqft cleared lot (approx. 55x110 ft) right in the heart of Panama City. Tucked in a peaceful neighborhood, you're just minutes from Gulf Coast State College, FSU Panama City, St. Andrews Bay, local shops, hospitals, and the beach. Whether you're planning your forever home

  Ramone Silvera Salty Marlin Realty LLC

  Unlisted Address
• 

  

  /3

  $33,000

  • Land
  • 0.36 Acre
  • $91,667 per Acre

  Lot 11 Everitt Ave, P C Beach, FL 32401

  Centrally located lot in Panama City providing quick travel to all areas. Very close to Public Boat Ramps & Marinas, Historic Downtown PC, Hospitals, Doctors, Shopping, Tyndall AFB, Navy Base, Schools, Parks, Entertainment and Restaurants as well as the Beautiful Beaches of Panama City Beach or Mexico Beach! This lot is perfect for building your home, investment property, or install a mobile

  Deborah Class ERA Neubauer Real Estate, Inc

  Lot 11 Everitt Ave, P C Beach, FL 32401
• 

  

  /14

  $75,000

  • Land
  • 0.70 Acre
  • $107,143 per Acre

  825 Vista Del Sol Ln, Panama City, FL 32404

  Welcome to Laird Bayou – one of Panama City’s premier gated communities. Located on East Bay and 15 minutes from Tyndall AFB. 825 Vista Del Sol – this spacious 0.70-acre residential lot offers the perfect setting to build your custom coastal retreat, just a short walk from the community pool, private boat launch, and secure boat/RV storage. This property combines luxury, convenience, and

  Rachael Davis Coldwell Banker Hartung

  825 Vista Del Sol Ln, Panama City, FL 32404
• 

  

  /3

  $43,500

  • Land
  • 0.86 Acre
  • $50,581 per Acre

  0 Hamilton Rd, Panama City, FL 32404

  Peaceful .8 acre Acre Lot in Sandy Creek - A Hidden Gem Near Panama City!Discover the perfect balance of tranquility, natural beauty, and convenience with this spacious .8 acre corner lot nestled in the heart of Sandy Creek -- a quiet, dog-friendly neighborhood just minutes from Panama City and the sparkling waters of East Bay.Surrounded by mature trees and abundant wildlife, this property offers

  Melana Weems Realty Check Real Estate Services

  0 Hamilton Rd, Panama City, FL 32404
• 

  

  /8

  $27,500

  • Land
  • 0.15 Acre
  • $183,333 per Acre

  986 N Harris Ave, Panama City, FL 32401

  Exceptional Lot in the Heart of Panama City! This ideal lot is conveniently located on a paved road, offering endless possibilities for your dream project. With easy clearing by bush hog and a history of a previous home, it's the perfect canvas to bring your vision to life.

  Kiarra Chamberlain APC Real Estate Group LLC

  986 N Harris Ave, Panama City, FL 32401
• 

  

  /26

  $78,000

  • Land
  • 0.98 Acre
  • $79,592 per Acre

  723 Vista Del Sol Ln, Panama City, FL 32404

  Large lot located in the gated community of Laird Bayou. This is the perfect spot to build your dream home. Amenities include a private boat launch and a community club house with swimming pool.

  Angie Blissett Berkshire Hathaway HomeServices

  723 Vista Del Sol Ln, Panama City, FL 32404
• 

  

  /14

  $75,000

  • Land
  • 0.49 Acre
  • $153,061 per Acre

  1007 Reel Easy Dr, Panama City, FL 32404

  Positioned on a generous stretch of waterfront, this remarkable homesite offers unspoiled bayou views and a tranquil sense of retreat. Set within a secure gated community on a natural peninsula between Laird Bayou and East Bay, the property invites you to create a dream home framed by serene water and lush coastal greenery. Residents enjoy the kind of privacy and peace that's increasingly rare,

  Christina Knox Scenic Sotheby's International Realty

  1007 Reel Easy Dr, Panama City, FL 32404
• 

  

  /14

  $99,000

  • Land
  • 0.11 Acre
  • $900,000 per Acre

  5304 Hopetown Ln, Panama City, FL 32408

  Unique opportunity to build your dream home in Martinique! This residential lot is located in one of Panama City Beach's most exclusive private communities, just minutes from the sugar-white beaches and close to iconic restaurants like Captain Anderson's and Grand Marlin. Martinique offers amenities such as a community pool, sports courts, playgrounds, walking trails, and 24/7 security. Enjoy a

  Veronica Mancilla Beachy Beach Real Estate

  5304 Hopetown Ln, Panama City, FL 32408
• 

  

  /15

  $99,700

  • Land
  • 1.64 Acres
  • $60,793 per Acre

  6807 John Pitts Rd, Panama City, FL 32404

  Build your dream home on over 1.5 acres! This spacious 1.5+ acre property on John Pitts Road is a prime homesite, already cleared and ready for your vision. Previously home to a mobile home that was loss during hurricane Michael, the land still has a well (needs a new pump), septic, and power, though buyers should verify their condition. A small pond, possibly still stocked with fish, adds

  Lisa Morgan World Impact Real Estate

  6807 John Pitts Rd, Panama City, FL 32404
• 

  

  /4

  $77,950

  • Land
  • 0.40 Acre
  • $194,875 per Acre

  5209 Boat Race Rd, Panama City, FL 32404

  Here's a great deal on a prime property located in the edge of Parker Fl. Great investment for the right buyer. Mobile Home or Manufactured Home allowed also possibility for residential dwellings included apartments townhouses and condominiums. Low intensity commercial development are also allowed.

  Gary Johns AMERICAN REALTY of Bay Co, Inc

  5209 Boat Race Rd, Panama City, FL 32404
• 

  

  /6

  $23,300

  613 Powell Ave, Panama City, FL 32401

  *OWNER FINANCING AVAILABLE!* Cleared 0.19 acre vacant lot in heart of Springfield. Zoning approved for Modular, Manufactured or Site Built homes.

  Maxim Sedov Keller Williams Success Realty

  613 Powell Ave, Panama City, FL 32401
• 

  

  /7

  $55,900

  • Land
  • 0.13 Acre
  • $430,000 per Acre

  4430 E Highway 98, Panama City, FL 32404

  This triangle parcel was the Tavern Bar at one time, among other things. Hurricane Michael and a fire to the remnant building left the land empty. Come set up a little sweet shop here, so many uses, easy building terms. Priced to sell.

  Krista Navarro Gulf Real Estate

  4430 E Highway 98, Panama City, FL 32404
• 

  

  /3

  $70,000

  • Land
  • 0.31 Acre
  • $225,806 per Acre

  915 Tidewater Ln, Panama City, FL 32404

  Waiting for the opportunity to build a beautiful new home? This cleared vacant lot in Laird point is your blank canvas. Seller has HOA approved blueprints. The lot offers an amazing view of Laird Bayou and the Lake. The lot does not allow a dock per HOA. The water can be accessed by foot for Kayaking, fishing or just relaxing. Laird Point is a gated waterfront community offering several

  Cory Brown Think Real Estate

  915 Tidewater Ln, Panama City, FL 32404
• 

  

  /16

  $28,000

  • Land
  • 0.27 Acre
  • $103,704 per Acre

  925 Watermark Way, Panama City, FL 32404

  Welcome to Laird Point, an exclusive gated community nestled along East Bay in Panama City. This peaceful and well-maintained neighborhood offers the perfect opportunity to build your custom home in a serene, coastal setting. This lot is a spacious homesite with underground utilities already in place and is ready for your custom home. The community is ideal for families, retirees, or investors

  Carole Lea Gilman Keller Williams Realty Emerald

  925 Watermark Way, Panama City, FL 32404
• 

  

  /21

  $99,900

  • Land
  • 4.76 Acres
  • $20,987 per Acre

  00 Wendy Rd, Panama City, FL 32404

  4.76 Acres on Wendy Road - Ideal for Investors or a Custom Home BuildDiscover nearly 5 acres of opportunity with this beautiful and versatile 4.76-acre parcel located on Wendy Road. Whether you're an investor looking to develop or a homeowner dreaming of privacy and space, this property offers the perfect foundation.Nestled in a peaceful, yet convenient location, this large tract of land offers

  Team Don and Bubba EXP Realty LLC

  00 Wendy Rd, Panama City, FL 32404
• 

  

  /7

  $47,500

  • Land
  • 1.03 Acres
  • $46,117 per Acre

  00 Highway 2297, Panama City, FL 32404

  Peaceful 1+ Acre Lot in Sandy Creek - A Hidden Gem Near Panama City!Discover the perfect balance of tranquility, natural beauty, and convenience with this spacious 1+ acre corner lot nestled in the heart of Sandy Creek -- a quiet, dog-friendly neighborhood just minutes from Panama City and the sparkling waters of East Bay.Surrounded by mature trees and abundant wildlife, this property offers a

  Melana Weems Realty Check Real Estate Services

  00 Highway 2297, Panama City, FL 32404
• 

  

  /7

  $69,900

  • Land
  • 0.00 Acre

  6110 Riverbrooke Dr, Panama City, FL 32404

  One of the final two buildable lots at Barrett's Park, this lot offers private views behind and pond just beyond the adjacent cul-de-sac. With accessibility to Panama City, Lynn Haven, and Tyndall Air Force Base, this blank canvas offers the opportunity to customize your next home or investment.

  Tom Lewis Counts Real Estate Group Inc

  6110 Riverbrooke Dr, Panama City, FL 32404
• 

  

  /7

  $69,900

  • Land
  • 0.11 Acre
  • $635,455 per Acre

  7131 Riverbrooke St, Panama City, FL 32404

  One of the final two buildable lots at Barrett's Park, this lot offers a cul-de-sac location overlooking a pond and is near the entry to the neighborhood. With accessibility to Panama City, Lynn Haven, and Tyndall Air Force Base, this blank canvas offers the opportunity to customize your next home or investment.

  Tom Lewis Counts Real Estate Group Inc

  7131 Riverbrooke St, Panama City, FL 32404
• 

  

  /5

  $50,000

  • Land
  • 0.37 Acre
  • $135,135 per Acre

  903 Tidewater Ln, Panama City, FL 32404

  Waterfront Lot Ready for Your Dream Home in Gated Coastal Community!Welcome to Laird Point--an exclusive, gated waterfront community offering the perfect setting to build your dream home. This spacious 0.37-acre lakefront lot has already been professionally cleared of underbrush and dead trees, making it truly ready to build!This is not just a lot-it's the foundation for your future, offering a

  Thom Bachelder Panhandle Real Estate

  903 Tidewater Ln, Panama City, FL 32404
• 

  

  /11

  $47,900

  • 3 Beds
  • 2 Baths

  1325 Buena Vista Blvd Unit Lot 63, Panama City, FL 32401

  Great 896 sq. ft., 3 bedroom, 2 bath home. Comes with appliances including a refrigerator and stove. Other features include washer and dryer, central air, new mini blinds and more. A truly gorgeous home! Call today for more information or to schedule your private tour.

  Melissa Hutcheson

  1325 Buena Vista Blvd Unit Lot 63, Panama City, FL 32401
• 

  

  /9

  $43,900

  • 3 Beds
  • 2 Baths

  1320 Buena Vista Blvd Unit Lot 59, Panama City, FL 32401

  Great 840 sq. ft., 3 bedroom, 2 bath home. Comes with appliances including a refrigerator and stove. Other features include washer and dryer, central air, wood laminate flooring and more. A truly gorgeous home! Call today for more information or to schedule your private tour.

  Melissa Hutcheson

  1320 Buena Vista Blvd Unit Lot 59, Panama City, FL 32401
• 

  

  /11

  $43,899

  • 3 Beds
  • 2 Baths

  1320 Buena Vista Blvd Unit Lot 10, Panama City, FL 32401

  Great 840 sq. ft., 3 bedroom, 2 bath home. Comes with appliances including a refrigerator and stove. Other features include washer and dryer, central air, laminate flooring and more. A truly gorgeous home! Call today for more information or to schedule your private tour.

  Melissa Hutcheson

  1320 Buena Vista Blvd Unit Lot 10, Panama City, FL 32401
• 

  

  /24

  $99,000

  • Land
  • 0.11 Acre
  • $900,000 per Acre

  5249 Kingston Cir, Panama City, FL 32408

  Residential lot available in the highly sought-after Martinique neighborhood. This gated community offers a range of amenities, including a pool, playground, pavilion, basketball court, and walking trails. Just beyond the gates, popular restaurants like Capt. Anderson's and The Grand Marlin are within walking distance. Lighthouse Marina and St. Andrews Park are only minutes away, providing easy

  Zack Seltzer Seltzer Real Estate, LLC

  5249 Kingston Cir, Panama City, FL 32408

Showing Results 1 - 40, Page 1 of 4