Panama City, FL Homes for Sale under $200,000

• 

  

  

  /25

  $169,000

  • 1 Bath
  • 400 Sq Ft

  4114 Holiday Dr Unit 12, Panama City, FL 32408

  Enjoy the perfect beach escape in this fully furnished short-term rental, located just steps from Beach Access 13.The Unit features a new A/C unit (only 1 year old), a brand-new refrigerator, and a washer and dryer for your convenience. A reserved parking spot, along with water is included, and pets are welcome, so everyone in the family can join the fun!Comfortable, clean, and close to the beach

  

  Tareva Ligas

  Keller Williams Success Realty

  (850) 677-4553

  4114 Holiday Dr Unit 12, Panama City, FL 32408
• 

  Explore Panama City

• 

  

  

  /13

  $149,000

  • Land
  • 2.17 Acres
  • $68,664 per Acre

  3097 Ormond Ave, Panama City, FL 32405

  Confirm all info and perform due diligence. Please note, the remnants of radio tower, two storage units, and contents of storage units transfer with property.

  

  Yvette Colona

  Coldwell Banker Realty

  (850) 789-6179

  3097 Ormond Ave, Panama City, FL 32405
• 

  

  

  /21

  $169,000

  • Land
  • 1.17 Acres
  • $144,444 per Acre

  9738 Summer Creek Dr, Panama City, FL 32409

  MAJOR PRICE IMPROVEMENT!! Creek Front Lot. A dock can be built to access creek. Discover the perfect opportunity to build your dream home in the highly sought-after community of Cedar Creek in Southport, Florida. This prime vacant land parcel offers an ideal blend of privacy and convenience, located right next door to the community's spacious clubhouse, with a beautiful wooded buffer providing a

  

  Inga Brown

  Counts Real Estate Group

  (850) 605-0160

  9738 Summer Creek Dr, Panama City, FL 32409
• 

  

  

  /24

  $138,000

  • 3 Beds
  • 2 Baths
  • 1,404 Sq Ft

  7103 Letohatchee St, Panama City, FL 32404

  This inviting home offers a spacious open living area, a generously sized master suite, and a functional galley-style kitchen. The large fenced yard includes a versatile storage building, perfect for a workshop, hobby space, or extra storage. Don't miss out on this fantastic opportunity!

  

  Scott Seidler - TheConnectionTeam

  Keller Williams Success Realty

  (448) 231-1567

  7103 Letohatchee St, Panama City, FL 32404
• 

  

  

  /14

  $199,990

  • 1 Bath
  • 400 Sq Ft

  4114 Holiday Dr Unit 16, Panama City, FL 32408

  Charming condo Is located on the 1st Floor, located less than a minute from Beach Access 13. Fully furnished and move-in ready, this unit also has a washer and dryer that convey with the sale. Situated within walking distance of popular restaurants, amusement parks, and local shops! Contact your realtor for a private showing!

  

  Tareva Ligas

  Keller Williams Success Realty

  (850) 845-8249

  4114 Holiday Dr Unit 16, Panama City, FL 32408
• 

  

  /16

  $145,000

  • 2 Beds
  • 1 Bath
  • 624 Sq Ft

  1324 Lincoln Dr, Panama City, FL 32401

  Clean and move in ready. This home could be an ideal opportunity for a first-time buyer or an investor looking to add to a rental portfolio. A screened-in porch welcomes you inside to the living area; the kitchen is located to the right and two bedrooms and a bathroom are located to the left. Priced with today's market in mind, this home is full of potential.

  

  Yvette Colona

  Coldwell Banker Realty

  (448) 428-4813

  1324 Lincoln Dr, Panama City, FL 32401
• 

  

  /13

  $174,900

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  816 Detroit Ave, Panama City, FL 32401

  Turnkey Opportunity in the Heart of Springfield, FL - Fully Renovated and Ready to Go!Welcome to 816 Detroit Avenue, a beautifully updated 2-bedroom, 1.5-bathroom property located right in the heart of Springfield, Florida. Whether you're a first-time homebuyer looking for a move-in-ready residence or an investor seeking a high-demand rental, this property checks all the boxes.Positioned just

  Michael McKinney Counts Real Estate Group Inc

  816 Detroit Ave, Panama City, FL 32401
• 

  

  /16

  $177,950

  • 1 Bath
  • 400 Sq Ft

  4114 Holiday Dr Unit 17, Panama City, FL 32408

  This studio provides a cozy space and perfect for couples or solo travelers; whether you are looking for your own private condo or an investment property, this studio can be both! Steps to Beach Access 13 and great Thomas Drive location! Short drive to St. Andrews State Park and other attractions. Don't miss this one!

  Cooper & Company Counts Real Estate Group Inc

  4114 Holiday Dr Unit 17, Panama City, FL 32408
• 

  

  /21

  $189,000

  • 2 Beds
  • 1 Bath
  • 875 Sq Ft

  625 E 3rd St, Panama City, FL 32401

  Welcome to this beautifully updated 2-bedroom, 1-bath home in the highly desirable Cove neighborhood of Panama City! Featuring 875 sq. ft. of living space, this charming residence has been thoughtfully rehabbed to blend classic character with modern comfort.Recent upgrades include a brand-new roof (2025), new flooring throughout, a fully renovated kitchen with updated countertops and cabinetry,

  Melissa Haworth EXP Realty LLC

  625 E 3rd St, Panama City, FL 32401
• 

  

  /18

  $198,000

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit H103, Panama City, FL 32401

  If you have been searching for a waterfront home at an affordable price, look no further than Landmark Condominiums at Saint Andrew's Bay! This pristine, beautiful condominium property offers a private beach, two community pools, a workout facility, outdoor grills and sitting areas, and even an owner's storage closet conveniently located outside the unit for extra storage space. The open floor

  Cheri Dickson Coldwell Banker Realty

  2100 W Beach Dr Unit H103, Panama City, FL 32401
• 

  

  /17

  $184,900

  • 2 Beds
  • 1 Bath
  • 780 Sq Ft

  509 Maine Ave, Panama City, FL 32401

  Charming 2-Bedroom Cottage Near Downtown Panama City A cozy and inviting 2-bedroom, 1-bath home nestled just minutes from the heart of downtown Panama City. With 780 square feet of living space, this property offers the perfect blend of comfort and convenience. This home has a bright and open layout, newly renovated with quartz counters, new LVP floors, and stainless steel appliances. Updated

  Jonathan Minerick HomeCoin.com

  509 Maine Ave, Panama City, FL 32401
• 

  

  /36

  $194,999

  • 2 Beds
  • 2 Baths
  • 1,226 Sq Ft

  5010 Hickory St, Panama City, FL 32404

  Welcome to this beautifully updated 2-bedroom, 2-bath townhome inside the Hickory Park community. Inside, you'll find fresh paint throughout, stylish new flooring, modern kitchen cabinets, updated bathroom vanities, and sleek stainless steel appliances. The home also features a new 200-amp service panel for peace of mind. One bedroom boasts its own ensuite bath, while a versatile loft offers the

  Seamus O'neill SOUTHERN WAY REALTY, INC.

  5010 Hickory St, Panama City, FL 32404
• 

  

  /15

  $165,000

  • 2 Beds
  • 1 Bath
  • 700 Sq Ft

  1705 Cincinnati Ave, Panama City, FL 32401

  This two-bedroom, one-bathroom residence is situated in the historic Saint Andrews neighborhood, conveniently located near beach shopping and a public boat launch on Lake Huntington.Originally constructed in 1941, the home underwent renovations to conform to contemporary standards, with the effective date set for 2005. The expansive lot provides ample parking space for automobiles, recreational

  Lula Poston Keller Williams Success Realty

  1705 Cincinnati Ave, Panama City, FL 32401
• 

  

  /34

  $175,000

  • 3 Beds
  • 2 Baths
  • 2,274 Sq Ft

  4908 Meadow St, Panama City, FL 32404

  Spacious three bedroom two bath Rancher on large lot with rear yard access with shop and storage buildings. This home features a large Living Room, Den, roomy Kitchen and Formal Dining Room. Home is a fixer upper and in need of some minor repairs throughout. If you are looking for an affordable home that needs some repairs, then this is it! Perfect for the handyman buyer or fix as you go

  Daryle Burkey Coldwell Banker Realty

  4908 Meadow St, Panama City, FL 32404
• 

  

  /15

  $194,500

  • 3 Beds
  • 1 Bath
  • 1,146 Sq Ft

  508 N James Ave, Panama City, FL 32401

  Renovated home with many high-end updates and at this price, will not last long. The roof was replaced in 2018 - tankless water heater in 2018 - new fence in 2019 - most of the interior has been updated. The interior flooring is high-end tongue and groove ''Real Wood'' flooring. Some tile. No carpet for easy maintenance. The kitchen has custom dark wood cabinets, a custom pantry and

  Mandy Jenkins LoKation Real Estate

  508 N James Ave, Panama City, FL 32401
• 

  

  /19

  $182,000

  • 2 Beds
  • 2 Baths
  • 1,184 Sq Ft

  1210 Stephen 1 Dr Unit 1, Panama City, FL 32405

  Now offering $5k closing cost assistance with acceptable offers!Charming 2BR/2BA End-Unit Townhome in the Heart of Panama City - No HOA!Welcome to 1210 Stephen Drive -- a well-maintained and affordable 2-bedroom, 2-bathroom townhome located on a quiet street in central Panama City. This end unit offers added privacy and natural light, making it a comfortable and inviting place to call home.Enjoy

  Matthew Wright Think Real Estate

  1210 Stephen 1 Dr Unit 1, Panama City, FL 32405
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  /6

  $168,900

  • 3 Beds
  • 1 Bath
  • 1,040 Sq Ft

  235 Central Ave, Panama City, FL 32401

  MOVE-IN READY! 3-bedroom, 1-bathroom home in desirable Springfield, Bay County! This property features completely renovated interior with contemporary finishes, nice bedrooms perfect for comfortable living. updated flooring throughout, fresh paint. . Located in a prime Springfield location, this property offers convenient access to major shopping centers, close proximity to diverse dining and

  Timothy Knight AMERICAN REALTY of Bay Co, Inc

  235 Central Ave, Panama City, FL 32401
• 

  

  /16

  $165,000

  • 4 Beds
  • 2 Baths
  • 2,589 Sq Ft

  6836 Davis Rd, Panama City, FL 32404

  Investors look here!!! This 4 bedroom 2 bath home i located on almost 2 acres, close to HWY 231, just north of Panama City. The interior has been gutted to the studs and is ready to go back together with your very own style and taste. The structure is soilid and unique and some of the HVAC and bathroom work has been competed. The interior is open and spacious and features multiple levels. Use

  Jeff Payne Keller Williams Success Realty

  6836 Davis Rd, Panama City, FL 32404
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  /9

  $169,000

  • 2 Beds
  • 1 Bath
  • 882 Sq Ft

  6336 Omoko St, Panama City, FL 32404

  Newly Remodeled 2 Bed, 1.5 Bath Townhome! Step into this beautifully renovated townhome located in one of the most rapidly developing areas of town. This 2-bedroom, 1.5-bath home has been thoughtfully updated with brand-new flooring throughout, fresh interior paint, modern trim, new HVAC system, tiled shower and stylish light fixtures that add a contemporary touch. The kitchen features brand-new

  Steven Koleno Beycome of Florida LLC

  6336 Omoko St, Panama City, FL 32404
• 

  

  /17

  $174,900

  • 2 Beds
  • 1 Bath
  • 748 Sq Ft

  4910 Alameda St, Panama City, FL 32404

  Renovated Showcase: Perfect First Home or Smart Investment. This meticulously renovated 2-bedroom, 1-bathroom gem presents an ideal first home or exceptional investment opportunity in today's competitive market. Every detail has been thoughtfully updated to create a property that has strong rental income potential with minimal maintenance concerns. The open-concept layout maximizes the living

  Nathan Lawrence Legacy Premier Agency

  4910 Alameda St, Panama City, FL 32404
• 

  

  /7

  $179,900

  • 3 Beds
  • 2.5 Baths
  • 1,349 Sq Ft

  557 Palermo Rd, Panama City, FL 32405

  this Home is need of a HANDY Man or Woman. With a little TLC and elbow grease this Place will be ready to go. New windows already purchased, just need to be hung. House needs some stucco and drywall as well.

  Mandy Jenkins LoKation Real Estate

  557 Palermo Rd, Panama City, FL 32405
• 

  

  /17

  $179,900

  • 1 Bed
  • 1 Bath
  • 532 Sq Ft

  3614 Tiki Dr Unit 411, Panama City, FL 32408

  Welcome to your beachside retreat--where style, comfort, and effortless living come together, all for under $200,000! Whether you're searching for the perfect vacation retreat, a smart investment, or a relaxing second home, this meticulously updated one-bedroom, one-bath beauty is ready to welcome its next owner.Located on the ground floor for easy access, this gem has been thoughtfully refreshed

  James Payton Coastal Living Realty & Associates

  3614 Tiki Dr Unit 411, Panama City, FL 32408
• 

  

  /4

  $180,000

  • 1 Bed
  • 1 Bath
  • 540 Sq Ft

  5505 Sun Harbor Rd Unit 143, Panama City, FL 32401

  Charming 1-Bedroom Condo with Stunning Bay Views - First Floor Convenience!*More Pictures coming soon *Enjoy peaceful waterfront living in this beautifully updated 1-bedroom, 1-bath condo, perfectly situated on the first floor of a low-rise community. With breathtaking views of the bay right from your living space, this unit offers a serene and relaxing atmosphere.Recently freshly painted, the

  Shakhodat Talipova Christies International Real Estate Emerald Coast

  5505 Sun Harbor Rd Unit 143, Panama City, FL 32401
• 

  

  /10

  $195,000

  • Land
  • 0.76 Acre
  • $256,579 per Acre

  1526 S Berthe Ave, Panama City, FL 32404

  Set on 3/4 of an acre with over 100 feet of shoreline, this property offers the perfect backdrop to design the home you've always imagined. The bayou's calm waters invite you to create your own dock for fishing, boating, or simply soaking in the view. Mornings bring soft light across East Bay, while evenings close with glowing sunsets over the bayou--a daily reminder of the beauty of coastal

  M. Ashley Crawford Counts Real Estate Group

  1526 S Berthe Ave, Panama City, FL 32404
• 

  

  /7

  $189,000

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  2342 Grand Oaks Ln, Panama City, FL 32408

  Back on the Market!! Located just a short drive to the Beaches, this is a 3-Bedroom/2-Bathroom Manufactured Home on a large Lot with enclosed Backyard space with a Metal Building for additional storage. HVAC, Water Heater, Flooring, Appliances along with the Roof were replaced within the last few years. Rear Deck and Driveway Stone. Gas available and Septic Tank on property. Tenant in place

  Tony Manthey The Premier Property Group

  2342 Grand Oaks Ln, Panama City, FL 32408
• 

  

  /6

  $169,000

  • Land
  • 0.21 Acre
  • $804,762 per Acre

  0000 Lapaloma Terrace, Panama City, FL 32401

  Imagine building your coastal sanctuary on this waterfront canvas--a serene home site offering direct bay access with passage to the Gulf on Watson Bayou. Wake up to gentle breezes and panoramic water views, all framed by charming palm trees and open skies.Perfectly positioned, this lot offers the rare combination of a peaceful retreat and vibrant convenience. Just minutes from historic downtown

  Tammy Snow RC Real Estate Group

  0000 Lapaloma Terrace, Panama City, FL 32401
• 

  

  /40

  $176,600

  • 3 Beds
  • 2 Baths
  • 1,140 Sq Ft

  12219 Cue Dr, Panama City, FL 32404

  Move-In Ready 3BR/2BA Home on 2/3 Acre Near Cook Bayou Marina! A great opportunity to own a well-cared-for home at an incredible value.Welcome to 12219 Cue Drive - a spacious and well-maintained 3-bedroom, 2-bath Clayton Commander manufactured home nestled on a generous 2/3-acre lot just minutes from Tyndall Air Force Base, Eastern Shipbuilding, and all that Panama City has to offer.This

  Karen Williams Beachy Beach Real Estate

  12219 Cue Dr, Panama City, FL 32404
• 

  

  /21

  $150,000

  • 2 Beds
  • 1 Bath
  • 871 Sq Ft

  632 N 11th St, Panama City, FL 32404

  Charming Florida cottage conveniently located near Tyndall Air Force Base! This home offers two spacious bedrooms and a comfortable living room with carpet. The galley-style kitchen provides plenty of cabinet space and a breakfast bar. A covered patio located at the side entry near the front door provides a welcoming spot to relax, nurture plants, or enjoy a small garden. An enclosed closet area

  Heather Neubauer ERA Neubauer Real Estate Inc

  632 N 11th St, Panama City, FL 32404
• 

  

  /22

  $125,000

  • Land
  • 0.26 Acre
  • $480,769 per Acre

  1010 E 15th St, Panama City, FL 32405

  Commercial Opportunity You Can't Miss!Zoned for commercial or residential use. This .26-acre lot near the MLK Jr. Recreation Center site and historic Glenwood is ready for your vision. Just minutes from Ascension Sacred Heart Bay Hospital and Downtown Panama City, it's perfectly positioned for growth, visibility, and foot traffic.Lots in this prime area are rare--secure it now

  Cory Brown Think Real Estate

  1010 E 15th St, Panama City, FL 32405
• 

  

  /27

  $145,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  2540 Douglas Rd, Panama City, FL 32405

  2024 Champion Model Mobile Home ONLY for sale. The land is leased. Just selling the mobile home only. One owner home, immaculately cared for. Large front porch has been added with a wheelchair handicap accessible ramp. The quality of this home is apparent the minute you walk in. The land lease can be taken over ($417 per month) if you wish to buy the home and keep it where it is.

  Matthew Wright Think Real Estate

  2540 Douglas Rd, Panama City, FL 32405
• 

  

  /9

  $178,000

  • 3 Beds
  • 2 Baths
  • 1,230 Sq Ft

  6507 Winona St, Panama City, FL 32404

  Property is being sold AS IS. Needs some TLC. Located near HWY 98 with access to various grocery stores, dining and entertainment options. Buyer to verify all pertinent information including square footage and lot dimensions.

  Natalia Sevciuc Stars Realty

  6507 Winona St, Panama City, FL 32404
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  /8

  $159,000

  • Land
  • 0.29 Acre
  • $548,276 per Acre

  1444 W Park St, Panama City, FL 32404

  Waterfront Lot with Gulf Access - Rare Opportunity in the Panama City area.Discover the perfect blend of seclusion and convenience with this stunning waterfront lot located in Callaway on the east end of Panama City. Just minutes from Tyndall Air Force Base and only a 30-minute drive to the white-sand beaches of Panama City Beach, this property offers a peaceful escape while keeping you close to

  Team Don and Bubba EXP Realty LLC

  1444 W Park St, Panama City, FL 32404
• 

  

  /18

  $139,900

  • 3 Beds
  • 2 Baths
  • 1,152 Sq Ft

  7332 Copenhagen Ln, Panama City, FL 32404

  3/2 under 150K! Enjoy peaceful country living with the convenience of being just minutes from the city! Located in the desirable and growing Sweetbay Village community right off Highway 231, this home offers an open floor plan, spacious bedrooms, and many updates. The kitchen boasts solid oak cabinets, newer countertops, and updated appliances--perfect for everyday living and entertaining. The

  Andrea Fryk The Naumann Group Real Estate, Inc

  7332 Copenhagen Ln, Panama City, FL 32404
• 

  

  /29

  $165,000

  • Land
  • 0.97 Acre
  • $170,103 per Acre

  5009 High Point Rd, Panama City, FL 32404

  An exceptional opportunity to build your dream home on a cleared waterfront lot with 120 feet of lake frontage on beautiful Deerpoint Lake. Located in the highly sought-after High Point subdivision, this nearly one-acre parcel offers over 220 feet of depth, providing plenty of space for your custom design and room to enjoy stunning sunrise views over the water every morning.Just around the

  Alice De La Penha Coldwell Banker Realty

  5009 High Point Rd, Panama City, FL 32404
• 

  

  /10

  $149,000

  • 2 Beds
  • 1 Bath
  • 1,008 Sq Ft

  1603 Louisiana Ave, Panama City, FL 32405

  Cozy 2 bed 1 bath home on a spacious lot. Great starter home or rental opportunity. The home has been well cared for with recent updates and tile throughout. The home is conveniently located in central Panama City with direct access to Highway 77 and Highway 98.

  Cain Mcneil CENTURY 21 Commander Realty

  1603 Louisiana Ave, Panama City, FL 32405
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  /32

  $193,312

  • 4 Beds
  • 2 Baths
  • 1,475 Sq Ft

  3715 E 4th St, Panama City, FL 32401

  Brand-New 4-Bedroom Home in the Heart of Panama CityWelcome to 3715 4th Street--a stunning, move-in-ready 4-bedroom, 2-bath mobile home offering the perfect mix of space, style, and convenience.Inside, you'll find a bright, open-concept floor plan with fresh finishes throughout. The kitchen features sleek stainless steel appliances, modern cabinetry, and plenty of counter space--perfect for

  kyle Ballif EXP Realty LLC

  3715 E 4th St, Panama City, FL 32401
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  /33

  $134,000

  • 4 Beds
  • 2 Baths
  • 2,848 Sq Ft

  507 N 11th St, Panama City, FL 32404

  Fixer Upper on 1.35 Acres!Spacious 4-bedroom, 2-bath brick home with 2,848 sqft on a large 1.35-acre lot. Features include a fireplace, central HVAC, carport, and garage. Home needs significant repairs and clean-out. Being sold AS-IS. Great potential for investors or renovation project.

  Steven Koleno Beycome of Florida LLC

  507 N 11th St, Panama City, FL 32404
• 

  

  /26

  $175,500

  • 1 Bed
  • 1 Bath
  • 623 Sq Ft

  8730 Thomas Dr Unit 1209, Panama City, FL 32408

  Investor Opportunity - Lowest Priced Unit in the Complex and rental projection 23k per year (after remodel)! Located just across from Beach Access 24, this efficiency-style condo is part of a gated, well-maintained community offering fantastic amenities: a community pool on the lagoon, pickleball court, tennis courts, shuffleboard, grilling area, fire pit, dry boat parking, and a private boat

  Mia Nadeau Beachy Beach Real Estate

  8730 Thomas Dr Unit 1209, Panama City, FL 32408
• 

  

  /10

  $199,000

  • Land
  • 1.35 Acres
  • $147,407 per Acre

  00 Highway 231, Panama City, FL 32404

  If you're considering your next business venture, check out HWY 231, which experiences an average daily traffic of around 27,000 vehicles, according to the 2023 AADT. See the property photos for quick reference to the AADT. This high visibility can lead to a thriving business. You'll have over 1.3 acres of prime commercial real estate that will help you take your business to the next level with

  Melany Hathcock Keller Williams Success Realty

  00 Highway 231, Panama City, FL 32404
• 

  

  /24

  $119,000

  • 2 Beds
  • 1.5 Baths
  • 784 Sq Ft

  1433 S Kimbrel Ave, Panama City, FL 32404

  If you're looking for an affordable income property in a great location with lots of yard space, you must see 1433 S Kimbrel Ave. This property is currently rented at $1,400 a month until Nov 2025. It features two bedrooms and one and a half bathrooms, is situated on a .20 acre lot, and has a storage building with a coved carport. The roof, floors, and water heater were replaced in 2022, along

  Melany Hathcock Keller Williams Success Realty

  1433 S Kimbrel Ave, Panama City, FL 32404

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