Panama City, FL Homes for Sale under $200,000

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  /10

  $159,900

  • Land
  • 0.17 Acre
  • $940,588 per Acre

  LOT 3 Lapaloma Terrace, Panama City, FL 32401

  7492.32 sqft waterfront lot! Great location for your future waterfront home on the water. Build your dock and have access to the Gulf of Mexico. Close to everything you need like schools,hospital, shopping, etc. Additional adjacent lots available. Seller may consider seller financing. Perfect for investment or builder. Loads of potential here.

  Raymond Villanueva Palmetto Properties & Realty LLC

  LOT 3 Lapaloma Terrace, Panama City, FL 32401
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• 

  

  

  /8

  $125,000

  • Land
  • 0.23 Acre
  • $543,478 per Acre

  6415 W Smith Rd, Panama City, FL 32409

  Canal-front property in Southport, located less than three minutes from North Bay. This is an excellent opportunity to build your dream home and enjoy the convenience of having your boat docked directly behind your residence. Don't miss this exceptional lot.

  Team Don and Bubba EXP Realty LLC

  6415 W Smith Rd, Panama City, FL 32409
• 

  

  

  /14

  $124,900

  • 3 Beds
  • 2 Baths

  2418 Douglas Rd Unit 31, Panama City, FL 32405

  Experience The Shout, where thoughtful design meets everyday comfort. This brand-new Clayton Shout doublewide manufactured home is available now. Priced at just $124,900, Lot 31 delivers unbeatable value with 3 bedrooms, 2 baths, and 1,475 sq. ft. of stylish, functional living space. This doublewide mobile home for sale in Panama City, FL combines modern design, spacious living, and a prime

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 31, Panama City, FL 32405
• 

  

  

  /31

  $125,000

  • 2 Beds
  • 1.5 Baths
  • 812 Sq Ft

  1730 Mallard Dr Unit F, Panama City, FL 32404

  Step into this charming, freshly updated 2BR/1.5BA townhouse—beautifully renovated and completely move-in ready! With no HOA, this home is an easy yes for first-time buyers, downsizers, or investors looking for a solid rental opportunity. Inside, you'll find bright, welcoming spaces featuring new windows, fresh interior and exterior paint, new flooring upstairs, and a kitchen updated with new

  Karen Smith Beachy Beach Real Estate

  1730 Mallard Dr Unit F, Panama City, FL 32404
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  /10

  $139,999

  • 2 Beds
  • 1.5 Baths
  • 1,026 Sq Ft

  1522 Kraft Ave, Panama City, FL 32405

  Welcome to 1522 Kraft Ave! Fully Renovated, this Attached Single Unit offers an abundance of opportunity at the most inexpensive price on the Market! This can be your next Rental or a new spot to call home. Don't wait, this won't last long! Annual Gross: $10,350

  Jacob Hutchins CENTURY 21 Commander Realty

  1522 Kraft Ave, Panama City, FL 32405
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  /25

  $190,000

  • 2 Beds
  • 1.5 Baths
  • 1,008 Sq Ft

  440 Venetian Way, Panama City, FL 32405

  Welcome to 440 Venetian Way--an updated 2-bedroom townhome in a highly convenient Panama City location, just off Highway 390. Enjoy quick access to restaurants, shopping, schools, and everyday essentials, all while being just a short drive to the bay and beaches. Best of all--no HOA!This home has seen several key updates, including a new roof, flooring, and privacy fence in 2018, offering

  Dien and Andrew Group Think Real Estate

  440 Venetian Way, Panama City, FL 32405
• 

  

  /14

  $123,900

  • Land
  • 0.52 Acre
  • $238,269 per Acre

  729 Vista Del Sol Ln, Panama City, FL 32404

  Build Your Dream Home in an Exclusive Gated CommunityDiscover the perfect canvas for your next custom home in this exclusive, gated luxury community. This beautiful lot is surrounded by stunning grand estates, offering both elegance and privacy. Residents enjoy access to a private boat ramp, making it ideal for boating and waterfront living, along with a private HOA-maintained pool for

  Tareva Ligas Keller Williams Success Realty

  729 Vista Del Sol Ln, Panama City, FL 32404
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  /7

  $139,000

  • Land
  • 0.33 Acre
  • $421,212 per Acre

  1101 Martin Luther King Junior Blvd, P C Beach, FL 32401

  REDUCED-MOTIVATED SELLER! This is a great opportunity to own a commercial lot on the corner of MLK and 11th Street. This commercial lot would be a great location for an office or a restaurant.MLK Blvd joins Highway 77. Very High traffic count and easy access Highway 231 and Lynn Haven. Ascension Sacred Heart Hospital is right down the street. 11th Street has a high traffic count. MLK is 4

  Cynthia Luster Coastal Property Services, Inc

  1101 Martin Luther King Junior Blvd, P C Beach, FL 32401
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  /8

  $145,000

  • Land
  • 0.27 Acre
  • $537,037 per Acre

  6416 Marvin Ln, Panama City, FL 32409

  Whether you're searching for a primary residence or a weekend retreat with boating access, this property is the perfect fit. This .27-acre canal lot offers quick access to the deep waters of North Bay and is conveniently located near Lynn Haven's shopping and dining. The land is vacant, ready for clearing and building. Buyers are encouraged to verify all information.

  Team Don and Bubba EXP Realty LLC

  6416 Marvin Ln, Panama City, FL 32409
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  /24

  $187,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  5517 Adalee Rd, Panama City, FL 32404

  Brand-new double-wide manufactured home in the heart of Panama City!Stunning new 28' x 56' double-wide offering modern design, spacious living, and low-maintenance ownership on a private city lot.This beautiful new home features an open-concept floor plan with a large living area, contemporary kitchen, and dining space perfect for entertaining. The kitchen is equipped with stylish

  Cliff Glansen FLATFEE.COM

  5517 Adalee Rd, Panama City, FL 32404
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  /5

  $192,999

  • Land
  • 2.79 Acres
  • $69,175 per Acre

  625 Brit Pond Rd, Panama City, FL 32409

  Please note, the seller has lowered the price several times and is now firm at the listing price.This 2.79-acre vacant lot in Bay, FL is ideally situated near the Burnt Mill Creek Boat Launch, offering easy access to boating, fishing, and endless outdoor recreation. You’re also just a short drive from Panama City Beach’s shopping, dining, and the Emerald Coast’s renowned white sand beaches.

  Zach Hilferding NEW ALLIANCE GROUP REALTY

  625 Brit Pond Rd, Panama City, FL 32409
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  /33

  $119,500

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  517 S Highway 22 A, Panama City, FL 32404

  Price Reduced!! Spacious townhome with tons of potential. Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms

  Daryle Burkey Coldwell Banker Realty

  517 S Highway 22 A, Panama City, FL 32404
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  /50

  $199,500

  • 3 Beds
  • 2.5 Baths
  • 1,704 Sq Ft

  1840 Mallard Dr Unit C, Panama City, FL 32404

  This cozy waterfront townhome has so much to offer. It has been completely remodeled in the past 2 years. As you enter this cozy townhome, you will see how open and spacious it is, allowing your creativity to flow. It has LP flooring done in 2024, ceramic flooring in the kitchen installed in 2022, stainless steel appliances, completely painted on the outside. Come enjoy the tranquility. Make your

  Nick Brown Coldwell Banker Niceville

  1840 Mallard Dr Unit C, Panama City, FL 32404
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  /26

  $174,500

  • 1 Bed
  • 1.5 Baths
  • 620 Sq Ft

  4114 Holiday Dr Unit 20, Panama City, FL 32408

  Affordable Beach Retreat - Rare Find Just 100 Yards from the Gulf! Don't miss your chance to own one of the most affordable beach condos on the Emerald Coast! Perfect as a personal getaway or an income-producing investment, this top-floor gem is ideally located just steps from Beach Accesses 13 & 14—putting the sugar-white sands of the Gulf right at your doorstep. Inside, you'll find a

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  4114 Holiday Dr Unit 20, Panama City, FL 32408
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  /14

  $199,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  1328 Friendship Ave, Panama City, FL 32401

  CHARMING HISTORIC GEM! Perfect small home or rental. STR may be a great way to go here. Discover this delightful 1-bedroom, 2-bathroom home nestled in the prestigious Historic St. Andrews district of Panama City! This beautifully appointed property features a spacious master bedroom suite with generous closet space and natural light, complemented by two full bathrooms offering convenience and

  Tony Viejo AMERICAN REALTY of Bay Co, Inc

  1328 Friendship Ave, Panama City, FL 32401
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  /19

  $149,000

  • 1 Bath
  • 400 Sq Ft

  4114 Holiday Dr Unit 7, Panama City, FL 32408

  Discover one of the best values in Panama City Beach, an studio condo located less than 150 steps from the sugar white sand, and it is priced under $150K! Located in Sand Castle Villas, this unfurnished unit is a blank canvas ready for your personal design and furnishing vision. The kitchen has been thoughtfully updated with brand-new stainless steel appliances and new cabinetry, offering a

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  4114 Holiday Dr Unit 7, Panama City, FL 32408
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  /11

  $167,900

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  3742 E 9th St, Panama City, FL 32401

  NO HOA FEES, Affordable 2 bed , 1.5 bath with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing.

  Donna Stokes Top Producers Real Estate Group

  3742 E 9th St, Panama City, FL 32401
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  /42

  $195,000

  • 3 Beds
  • 1 Bath
  • 1,340 Sq Ft

  5711 Lilly St, Panama City, FL 32404

  Immaculately maintained, single-owner 3-bedroom, 1-bath home offering 1,340 square feet of functional living space. Centrally located in Callaway and just 10 minutes from Tyndall Air Force Base, with convenient access to shopping, dining, and everyday amenities. The home features a very practical layout with a bonus utility room off the main living area, adding flexibility and extra storage. A

  Nathan Lawrence Legacy Premier Agency LLC

  5711 Lilly St, Panama City, FL 32404
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  /12

  $179,900

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  3744 E 9th St, Panama City, FL 32401

  NO HOA FEES, Affordable 2 bed , 1.5 bath End Unit with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing. Unit next door also available

  Donna Stokes Top Producers Real Estate Group

  3744 E 9th St, Panama City, FL 32401
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  /38

  $179,900 Open Sun 2PM - 4PM

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  5014 Hickory St, Panama City, FL 32404

  Welcome to this beautifully updated patio townhome in the charming Hickory Park community. This inviting home features durable vinyl plank flooring throughout the living area and bedrooms, creating a modern and cohesive feel. The spacious primary bedroom and second bedroom are both conveniently located on the first floor. The primary suite includes a private vanity connected to the main bathroom,

  Amanda Vanover St Andrew Shores Realty Serv

  5014 Hickory St, Panama City, FL 32404
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  /31

  $100,000

  • Land
  • 0.11 Acre
  • $909,091 per Acre

  5228 Kingston Cir, Panama City, FL 32408

  Welcome to Martinique, one of Bay County's most desirable gated communities! Martinique is conveniently located... in close proximity to the beach, St. Andrew's State Park, some of PCB's best restaurants, live music venues and shopping! Martinique was designed with elegant architectural aesthetics in mind while retaining a sense of natural beauty. It's not an usual occurrence to see deer in your

  Tammy Smith Epique Realty Inc

  5228 Kingston Cir, Panama City, FL 32408
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  /17

  $135,000

  • 1 Bed
  • 1 Bath
  • 546 Sq Ft

  222 Sherman Ave, Panama City, FL 32401

  Don't miss this adorable 1 bedroom, 1 bathroom 1922 cottage that has been used as a short term rental, but could also be a great home as well. It comes fully furnished with everything needed to rent it. You'll enjoy the leather couches with recliners built in, smart tv, updated lighting, kitchen with cook top, refrigerator, table top microwave, coffee maker and toaster oven. The eat in kitchen

  Christine Lance Keller Williams Success Realty

  222 Sherman Ave, Panama City, FL 32401
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  /48

  $197,900 Open Sun 1PM - 4PM

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  230 Viola Ave, Panama City, FL 32404

  Wow! Take a look at this fabulous manufactured mobile home which has many upgrades. New metal roof installed around 2019, new flooring recently installed, new interior painting. Brand new $8000 air conditioner installed in 2024. Entering the open floor plan, you are greeted by a large living room and sitting in that room, you feel a warmth and tranquility as this does not feel like your normal

  Marco Cooper Coastal Sun Realty LLC

  230 Viola Ave, Panama City, FL 32404
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  /8

  $120,000

  • Land
  • 0.38 Acre
  • $315,789 per Acre

  242 N Highway 22 A, Panama City, FL 32404

  Excellent opportunity to acquire a 0.38-acre vacant lot at 242 N Highway 22 A, Panama City, FL 32404. This well-sized parcel offers ample space for building a custom spot or holding as a long-term investment. Located along a convenient highway corridor, the property provides easy access to local amenities, schools, and major roadways. Ideal for builders, or investors, seeking a versatile spot

  Samih Sadiq KELLY RIGHT REAL ESTATE

  242 N Highway 22 A, Panama City, FL 32404
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  /11

  $130,000

  • Land
  • 0.42 Acre
  • $309,524 per Acre

  1526 Fortune Ave, Panama City, FL 32405

  Currently Zoned GC-2 and Property has a development plan! water and sewer available. This unique property spans from Fortune Avenue to Friendship Avenue, offering frontage on both streets. Currently zoned General Commercial, the lot may also be rezoned for residential use. If converted to residential, the property could be split into two separate lots, each suitable for building a single-family

  Zacarias Sanchez Think Real Estate

  1526 Fortune Ave, Panama City, FL 32405
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  /3

  $160,000

  • Land
  • 0.33 Acre
  • $484,848 per Acre

  5217 Finisterre Dr, Panama City, FL 32408

  Panama City Beach's most elegant neighborhood on the peninsula that forms the lagoon. This is the largest (.33 acre), most desirable interior lot, directly across the street from the most elegant homes in Bay County. Second story view overlooks Grand Lagoon and the Pass. Great gated community with tennis, pickleball courts, playground and community dock. There is no build out time on this

  Meredith Shaw Coldwell Banker Realty

  5217 Finisterre Dr, Panama City, FL 32408
• 

  

  /14

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,671 Sq Ft

  1025 W 19th St Unit 3A, Panama City, FL 32405

  Located less than 10 miles from the Worlds Most Beautiful Beaches. This three bedroom 2 full bath unit has tons of potential with easy access to a community pool and tennis courts. Very spacious and open living room.Includes an attached extra breeze way that would be perfect for a game room or extra storage. Unit would also make a tremendous rental .

  Joe Joe Markel SimpliHOM

  1025 W 19th St Unit 3A, Panama City, FL 32405
• 

  

  /20

  $190,000

  • 3 Beds
  • 2 Baths

  4712 Park Blvd, Panama City, FL 32404

  This beautiful 1500 square feet single family home has 3 bedrooms and 2 bathrooms. This homewas built in 1960 and renovated in 2023. Property is fenced in. The lot is 10,018 sq ft. 4 parking spaces. Has well maintained A/C.Washer and dryer hookups. This property is conveniently located close to Tyndall AFB. Great potential for a quickrefresh, resale or profitable rental.Close to

  Pamela Olson Pamela Olson Group LLC

  4712 Park Blvd, Panama City, FL 32404
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  /12

  $189,900

  • 3 Beds
  • 1 Bath
  • 1,160 Sq Ft

  707 Satsuma Ave, Panama City, FL 32401

  Step inside this 3-bedroom block home in the heart of Panama City, just minutes from downtown conveniences. Designed for comfort and everyday ease, the home offers luxury vinyl plank flooring, a gas range for the home chef, and two separate living areas perfect for relaxing, entertaining, or creating a dedicated workspace. A standout feature is the wood-burning fireplace, framed by eye-catching

  Benjamin Brady CENTURY 21 Commander Realty

  707 Satsuma Ave, Panama City, FL 32401
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  /7

  $150,000

  • 3 Beds
  • 1 Bath
  • 908 Sq Ft

  1402 W 12th St, Panama City, FL 32401

  This house is a complete teardown. Could it be rebuilt -YES but very doubtful. Best not to enter the house without a mask as the house is in extremely BAD condition. It is concrete block and has a solid structure but the roof and interior of the home needs to be torn out and rebuilt. Saying all this the double large lots are beautiful with nice trees and130' on 12Th St and 140' on Lisenby Ave.

  Andy Gonsalves Counts Real Estate Group Inc

  1402 W 12th St, Panama City, FL 32401
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  /27

  $199,900

  • 2 Beds
  • 1 Bath
  • 800 Sq Ft

  7101 Cherry St, Panama City, FL 32404

  Investor Alert! Dual-Opportunity Property on a Huge Lot in Callaway! Are you looking to break into investment real estate or expand your portfolio? This property offers multiple income opportunities in one deal! Located at 7101 Cherry Street, this oversized lot once hosted two separate homes now presenting the perfect chance to revitalize the existing house with a little TLC for rental income and

  Catriese Johnson Coldwell Banker Realty

  7101 Cherry St, Panama City, FL 32404
• 

  

  /20

  $139,900

  • 4 Beds
  • 2 Baths

  2418 Douglas Rd Unit 65, Panama City, FL 32405

  Beautiful move-in ready 4 bedroom, 2 bathroom home located in Panama City! This spacious home offers a comfortable layout with plenty of room for family and guests. Enjoy a bright living area, functional kitchen, and generously sized bedrooms throughout. Conveniently located close to the beaches and downtown, you'll love having shopping, dining, and entertainment just minutes away. Don't miss

  Dallas Michels Hidden Oasis Estates

  2418 Douglas Rd Unit 65, Panama City, FL 32405
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  /21

  $199,900

  • 3 Beds
  • 1.5 Baths
  • 1,317 Sq Ft

  754 Sherman Ave Unit B, Panama City, FL 32401

  This is a rare opportunity for a 3 bedroom under $200k in the heart of town. Please note this listing is for Unit B only, as the entire duplex is currently listed for $400k. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in

  Connor Meyette CENTURY 21 Commander Realty

  754 Sherman Ave Unit B, Panama City, FL 32401
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  /32

  $139,990

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  3730 E 8th Ct, Panama City, FL 32401

  Welcome to this beautifully renovated 3-bedroom, 2-bath solid cinder block home that blends timeless Florida charm with modern updates and true peace of mind. With a new water heater, and new appliances that convey, this home offers the kind of move-in ready confidence today's buyers are looking for. Step inside to a bright, open layout filled with natural light and fresh finishes throughout. The

  Team Don and Bubba EXP Realty LLC

  3730 E 8th Ct, Panama City, FL 32401
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  /35

  $162,500

  • 1 Bed
  • 1 Bath
  • 520 Sq Ft

  1559 Chandlee Ave, Panama City, FL 32405

  Positioned in a prime central location near both historic St. Andrews and downtown Panama City, this updated home offers a bright and open interior designed to maximize every inch of living space. The home features surprisingly large room proportions in the open concept kitchen and living room and in the bedroom complete with a walk-in closet. This creates a comfortable atmosphere that lives much

  Lauren Beninate Beachy Beach Real Estate

  1559 Chandlee Ave, Panama City, FL 32405
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  /2

  $135,000

  • Land
  • 0.25 Acre
  • $540,000 per Acre

  2731 S Pleasant Oak Ct, Panama City, FL 32408

  Prime vacant lot located in the desirable North Lagoon Oaks subdivision, less than a mile from the beach. This versatile property is zoned for single-family or duplex, making it perfect for building your dream home, a vacation getaway, or an income-producing rental.Existing survey.

  Aida Weber Coldwell Banker Realty

  2731 S Pleasant Oak Ct, Panama City, FL 32408
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  /14

  $173,000

  • 3 Beds
  • 1 Bath
  • 1,204 Sq Ft

  1204 Lisenby Ave, Panama City, FL 32401

  3-bed 1-bath home located in St. Andrews on a large, 1/4 acre fenced lot. Inside, the home offers a large family room and an additional Florida room with laundry area, providing extra usable space and storage. A wraparound deck extends along the side and back of the home, overlooking the backyard and offering outdoor space for everyday use.home needs updates and repairs and is being sold as

  Ramil Zartdinov Local Insight Realty

  1204 Lisenby Ave, Panama City, FL 32401
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  /14

  $140,000

  • Land
  • 1.4 Acres
  • $100,000 per Acre

  813 Vista Del Sol Ln, Panama City, FL 32404

  Looking for a large waterfront (1.4 acre) lot with deep water access to build your DREAM HOME? The gated community of. Laird Bayou offers a community pool, RV/Boat parking, and its very own private boat launch and extra parking. This property features deep water access to East Bay and the Gulf of Mexico. Ideal for fishing, boating, and water sports. The lot is cleared and ready for the

  Christina Daniels Keller Williams Success Realty

  813 Vista Del Sol Ln, Panama City, FL 32404
• 

  

  /10

  $199,900

  • 4 Beds
  • 2 Baths
  • 1,909 Sq Ft

  945 Agnes Scott Cir, Panama City, FL 32405

  Updated home in the desirable Forest Park neighborhood, ideally located at the end of a cul-de-sac. This centrally located property offers convenient access to shopping, dining, schools, and major roadways. The home underwent extensive renovations in 2022, including a new roof, new LVP flooring, new kitchen cabinets, new stainless-steel appliances, and updated fixtures throughout. Designed with a

  Raymond Williams PA Think Real Estate

  945 Agnes Scott Cir, Panama City, FL 32405
• 

  

  /23

  $155,000 Pre-Foreclosure

  • 2 Beds
  • 2 Baths
  • 972 Sq Ft

  1622 E 9th Ct, Panama City, FL 32401

  This charming 2 bedroom, 2 bath home offers unbeatable value and is ready for it's next owner/investor. Featuring low maintenance brick and vinyl siding with a fenced in back yard. The open concept kitchen and family room create a comfortable, inviting space perfect for everyday living or rental income. Whether you're seeking an affordable primary home or an income producing property, this one

  Tonia Hathaway CENTURY 21 Commander Realty

  1622 E 9th Ct, Panama City, FL 32401

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