Panama City, FL Homes for Sale under $200,000

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  /31

  $125,000

  • 2 Beds
  • 1.5 Baths
  • 812 Sq Ft

  1730 Mallard Dr Unit F, Panama City, FL 32404

  Step into this charming, freshly updated 2BR/1.5BA townhouse—beautifully renovated and completely move-in ready! With no HOA, this home is an easy yes for first-time buyers, downsizers, or investors looking for a solid rental opportunity. Inside, you'll find bright, welcoming spaces featuring new windows, fresh interior and exterior paint, new flooring upstairs, and a kitchen updated with new

  Karen Smith Beachy Beach Real Estate

  1730 Mallard Dr Unit F, Panama City, FL 32404
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  /23

  $174,900

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit H204, Panama City, FL 32401

  Situated on seven acres of lushly landscaped grounds overlooking the ever-changing waters of St. Andrews Bay, Landmark on St. Andrews Bay is the ideal location for those with a desire to live on the water and within an intimate neighborhood setting offering fishing, boating, swimming, water sports, sunset watching and conch shell blowing, yet within minutes of the emerald seas of the Gulf of

  Patricia Howes Keller Williams Success Realty

  2100 W Beach Dr Unit H204, Panama City, FL 32401
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  /10

  $139,999

  • 2 Beds
  • 1.5 Baths
  • 1,026 Sq Ft

  1522 Kraft Ave, Panama City, FL 32405

  Welcome to 1522 Kraft Ave! Fully Renovated, this Attached Single Unit offers an abundance of opportunity at the most inexpensive price on the Market! This can be your next Rental or a new spot to call home. Don't wait, this won't last long! Annual Gross: $10,350

  Jacob Hutchins CENTURY 21 Commander Realty

  1522 Kraft Ave, Panama City, FL 32405
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  /14

  $123,900

  • Land
  • 0.52 Acre
  • $238,269 per Acre

  729 Vista Del Sol Ln, Panama City, FL 32404

  Build Your Dream Home in an Exclusive Gated CommunityDiscover the perfect canvas for your next custom home in this exclusive, gated luxury community. This beautiful lot is surrounded by stunning grand estates, offering both elegance and privacy. Residents enjoy access to a private boat ramp, making it ideal for boating and waterfront living, along with a private HOA-maintained pool for

  Tareva Ligas Keller Williams Success Realty

  729 Vista Del Sol Ln, Panama City, FL 32404
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  /7

  $149,000

  • Land
  • 0.33 Acre
  • $451,515 per Acre

  1101 Martin Luther King Junior Blvd, P C Beach, FL 32401

  UNDER CONTRACT TAKING BACK UP OFFERS. This is a great opportunity to own a commercial lot on the corner of MLK and 11th Street. This commercial lot would be a great location for an office or a restaurant.MLK Blvd joins Highway 77. Very High traffic count and easy access Highway 231 and Lynn Haven. Ascension Sacred Heart Hospital is right down the street. 11th Street has a high traffic count.

  Cynthia Luster Coastal Property Services, Inc

  1101 Martin Luther King Junior Blvd, P C Beach, FL 32401
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  /8

  $145,000

  • Land
  • 0.27 Acre
  • $537,037 per Acre

  6416 Marvin Ln, Panama City, FL 32409

  Whether you're searching for a primary residence or a weekend retreat with boating access, this property is the perfect fit. This .27-acre canal lot offers quick access to the deep waters of North Bay and is conveniently located near Lynn Haven's shopping and dining. The land is vacant, ready for clearing and building. Buyers are encouraged to verify all information.

  Team Don and Bubba EXP Realty LLC

  6416 Marvin Ln, Panama City, FL 32409
• 

  

  /16

  $198,500

  • 3 Beds
  • 2 Baths
  • 1,220 Sq Ft

  133 Kilbourn Ave, Panama City, FL 32401

  MOVE-IN READY & PRICED TO SELL! This charming split-bedroom home offers the perfect blend of comfort, functionality, and location just 10 minutes from Tyndall AFB and approximately 25 minutes from the beach, with shopping and schools nearby. Inside, you'll find 3 bedrooms and 2 bathrooms, stainless steel appliances, luxury vinyl plank flooring, recessed lighting, and a bright, open layout

  Curtis Williams EXP Realty LLC

  133 Kilbourn Ave, Panama City, FL 32401
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  /24

  $199,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,600 Sq Ft

  5517 Adalee Rd, Panama City, FL 32404

  Brand-new double-wide manufactured home in the heart of Panama City!Stunning new 28' x 56' double-wide offering modern design, spacious living, and low-maintenance ownership on a private city lot.This beautiful new home features an open-concept floor plan with a large living area, contemporary kitchen, and dining space perfect for entertaining. The kitchen is equipped with stylish

  Cliff Glansen FLATFEE.COM

  5517 Adalee Rd, Panama City, FL 32404
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  /24

  $120,000

  • 2 Beds
  • 1.5 Baths
  • 784 Sq Ft

  1433 S Kimbrel Ave, Panama City, FL 32404

  If you're looking for an affordable income property in a great location with lots of yard space, you must see 1433 S Kimbrel Ave. This property is currently rented at $1,400 a month until Nov 2025. It features two bedrooms and one and a half bathrooms, is situated on a .20 acre lot, and has a storage building with a coved carport. The roof, floors, and water heater were replaced in 2022, along

  Melany Hathcock Keller Williams Success Realty

  1433 S Kimbrel Ave, Panama City, FL 32404
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  /33

  $119,500

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  517 S Highway 22 A, Panama City, FL 32404

  Price Reduced!! Spacious townhome with tons of potential. Come view this two bedroom one bath townhome in Parker, close to Tyndall Airforce Base. This neighborhood provides an HOA with community pool and courtyard area which is great for families or just sitting outside relaxing in the green space. The complex is right across the street from Parker Elementary. The townhome features two bedrooms

  Daryle Burkey Coldwell Banker Realty

  517 S Highway 22 A, Panama City, FL 32404
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  /50

  $199,500

  • 3 Beds
  • 2.5 Baths
  • 1,704 Sq Ft

  1840 Mallard Dr Unit C, Panama City, FL 32404

  This cozy waterfront townhome has so much to offer. It has been completely remodeled in the past 2 years. As you enter this cozy townhome, you will see how open and spacious it is, allowing your creativity to flow. It has LP flooring done in 2024, ceramic flooring in the kitchen installed in 2022, stainless steel appliances, completely painted on the outside. Come enjoy the tranquility. Make your

  Nick Brown Coldwell Banker Niceville

  1840 Mallard Dr Unit C, Panama City, FL 32404
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  /26

  $174,500

  • 1 Bed
  • 1.5 Baths
  • 620 Sq Ft

  4114 Holiday Dr Unit 20, Panama City, FL 32408

  Affordable Beach Retreat - Rare Find Just 100 Yards from the Gulf! Don't miss your chance to own one of the most affordable beach condos on the Emerald Coast! Perfect as a personal getaway or an income-producing investment, this top-floor gem is ideally located just steps from Beach Accesses 13 & 14—putting the sugar-white sands of the Gulf right at your doorstep. Inside, you'll find a

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  4114 Holiday Dr Unit 20, Panama City, FL 32408
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  /14

  $199,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  1328 Friendship Ave, Panama City, FL 32401

  CHARMING HISTORIC GEM! Perfect small home or rental. STR may be a great way to go here. Discover this delightful 1-bedroom, 2-bathroom home nestled in the prestigious Historic St. Andrews district of Panama City! This beautifully appointed property features a spacious master bedroom suite with generous closet space and natural light, complemented by two full bathrooms offering convenience and

  Tony Viejo AMERICAN REALTY of Bay Co, Inc

  1328 Friendship Ave, Panama City, FL 32401
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  /11

  $167,900

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  3742 E 9th St, Panama City, FL 32401

  NO HOA FEES, Affordable 2 bed , 1.5 bath with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing.

  Donna Stokes Top Producers Real Estate Ctr

  3742 E 9th St, Panama City, FL 32401
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  /42

  $195,000

  • 3 Beds
  • 1 Bath
  • 1,340 Sq Ft

  5711 Lilly St, Panama City, FL 32404

  Immaculately maintained, single-owner 3-bedroom, 1-bath home offering 1,340 square feet of functional living space. Centrally located in Callaway and just 10 minutes from Tyndall Air Force Base, with convenient access to shopping, dining, and everyday amenities. The home features a very practical layout with a bonus utility room off the main living area, adding flexibility and extra storage. A

  Nathan Lawrence Legacy Premier Agency LLC

  5711 Lilly St, Panama City, FL 32404
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  /2

  $179,900

  • 2 Beds
  • 1.5 Baths
  • 936 Sq Ft

  3744 E 9th St, Panama City, FL 32401

  NO HOA FEES, Affordable 2 bed , 1.5 bath End Unit with fenced back yard. The first floor offers Livingroom/dining area and half bath, kitchen with breakfast bar. Sliding doors off the dining area access the covered back porch, laundry room and fenced back yard. 2nd floor you have 2 nice size bedrooms and full bath. Call today to schedule an appointment for showing. Unit next door also available

  Donna Stokes Top Producers Real Estate Ctr

  3744 E 9th St, Panama City, FL 32401
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  /44

  $195,000

  • 3 Beds
  • 2 Baths
  • 1,625 Sq Ft

  2320 Grand Oaks Ln, Panama City, FL 32408

  Beautiful Mobile Home on a huge lot with a beautiful Oak Tree. This is a 3 bedroom 2 bath. This is a very popular area off of N Lagoon Drive. Close to shopping and very close to the beach. Mobile home has a nice screen in porch with a hot tub. There is a nice storage unit on the front of the property. The Yard is fenced with a nice privacy fence in the back. Front yard has a white picket fence.

  Cynthia Luster Coastal Property Services, Inc

  2320 Grand Oaks Ln, Panama City, FL 32408
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  /21

  $179,000

  • 2 Beds
  • 1 Bath
  • 875 Sq Ft

  625 E 3rd St, Panama City, FL 32401

  Welcome to this beautifully updated 2-bedroom, 1-bath home in the highly desirable Cove neighborhood of Panama City! Featuring 875 sq. ft. of living space, this charming residence has been thoughtfully rehabbed to blend classic character with modern comfort. Recent upgrades include a brand-new roof (2025), new flooring throughout, a fully renovated kitchen with updated countertops and cabinetry,

  Melissa Haworth EXP Realty LLC

  625 E 3rd St, Panama City, FL 32401
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  /37

  $189,599

  • 2 Beds
  • 1 Bath
  • 1,226 Sq Ft

  5014 Hickory St, Panama City, FL 32404

  Welcome to this beautifully updated patio townhome in the charming Hickory Park community. This inviting home features durable vinyl plank flooring throughout the living area and bedrooms, creating a modern and cohesive feel. The spacious primary bedroom and second bedroom are both conveniently located on the first floor. The primary suite includes a private vanity connected to the main bathroom,

  Amanda Vanover St Andrew Shores Realty Serv

  5014 Hickory St, Panama City, FL 32404
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  /31

  $100,000

  • Land
  • 0.11 Acre
  • $909,091 per Acre

  5228 Kingston Cir, Panama City, FL 32408

  Welcome to Martinique, one of Bay County's most desirable gated communities! Martinique is conveniently located... in close proximity to the beach, St. Andrew's State Park, some of PCB's best restaurants, live music venues and shopping! Martinique was designed with elegant architectural aesthetics in mind while retaining a sense of natural beauty. It's not an usual occurrence to see deer in your

  Tammy Smith Epique Realty Inc

  5228 Kingston Cir, Panama City, FL 32408
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  /14

  $115,000

  • Land
  • 3.15 Acres
  • $36,508 per Acre

  0 N Berthe Ave Unit 780682, Panama City, FL 32404

  3.15 Acres located at the curve of Pittsburgh and Berthe. Great location being unincorporated to allow farm animals, bring your horses! The property is next to a power line easement allowing that area to possibly be used for additional riding. Eligible for mobile home or new construction build. The county has also granted the gravel portion of the road to the seller making the parcel a bit

  Coralee King Beachy Beach Real Estate

  0 N Berthe Ave Unit 780682, Panama City, FL 32404
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  /17

  $135,000

  • 1 Bed
  • 1 Bath
  • 546 Sq Ft

  222 Sherman Ave, Panama City, FL 32401

  Don't miss this adorable 1 bedroom, 1 bathroom 1922 cottage that has been used as a short term rental, but could also be a great home as well. It comes fully furnished with everything needed to rent it. You'll enjoy the leather couches with recliners built in, smart tv, updated lighting, kitchen with cook top, refrigerator, table top microwave, coffee maker and toaster oven. The eat in kitchen

  Christine Lance Keller Williams Success Realty

  222 Sherman Ave, Panama City, FL 32401
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  /48

  $199,900 Open Sun 1PM - 4PM

  • 3 Beds
  • 2 Baths
  • 1,248 Sq Ft

  230 Viola Ave, Panama City, FL 32404

  Wow! Take a look at this fabulous manufactured mobile home which has many upgrades. New metal roof installed around 2019, new flooring recently installed, new interior painting. Brand new $8000 air conditioner installed in 2024. Entering the open floor plan, you are greeted by a large living room and sitting in that room, you feel a warmth and tranquility as this does not feel like your normal

  Marco Cooper Coastal Sun Realty LLC

  230 Viola Ave, Panama City, FL 32404
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  /8

  $120,000

  • Land
  • 0.38 Acre
  • $315,789 per Acre

  242 N Highway 22 A, Panama City, FL 32404

  Excellent opportunity to acquire a 0.38-acre vacant lot at 242 N Highway 22 A, Panama City, FL 32404. This well-sized parcel offers ample space for building a custom spot or holding as a long-term investment. Located along a convenient highway corridor, the property provides easy access to local amenities, schools, and major roadways. Ideal for builders, or investors, seeking a versatile spot

  Samih Sadiq KELLY RIGHT REAL ESTATE

  242 N Highway 22 A, Panama City, FL 32404
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  /11

  $150,000

  • Land
  • 0.42 Acre
  • $357,143 per Acre

  1526 Fortune Ave, Panama City, FL 32405

  Currently Zoned GC-2 and Property has a development plan! water and sewer available. This unique property spans from Fortune Avenue to Friendship Avenue, offering frontage on both streets. Currently zoned General Commercial, the lot may also be rezoned for residential use. If converted to residential, the property could be split into two separate lots, each suitable for building a single-family

  Zacarias Sanchez Think Real Estate

  1526 Fortune Ave, Panama City, FL 32405
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  /10

  $130,000

  • Land
  • 0.52 Acre
  • $250,000 per Acre

  6321 Omoko St, Panama City, FL 32404

  Residential Infill Development Opportunity - Owner Financing Available. Vacant residential land assemblage in an established Panama City neighborhood offering strong infill yield potential for builders and developers. A boundary survey of Dec. '25 indicates the primary Omoko Street parcel can be subdivided into 4 buildable residential lots, each approximately 40'x95'. A 10' platted alley between

  Chris Neun Century 21 Alton Clark

  6321 Omoko St, Panama City, FL 32404
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  /3

  $160,000

  • Land
  • 0.33 Acre
  • $484,848 per Acre

  5217 Finisterre Dr, Panama City, FL 32408

  Panama City Beach's most elegant neighborhood on the peninsula that forms the lagoon. This is the largest (.33 acre), most desirable interior lot, directly across the street from the most elegant homes in Bay County. Second story view overlooks Grand Lagoon and the Pass. Great gated community with tennis, pickleball courts, playground and community dock. There is no build out time on this

  Meredith Shaw Coldwell Banker Realty

  5217 Finisterre Dr, Panama City, FL 32408
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  /14

  $199,900

  • 3 Beds
  • 2 Baths
  • 1,671 Sq Ft

  1025 W 19th St Unit 3A, Panama City, FL 32405

  Located less than 10 miles from the Worlds Most Beautiful Beaches. This three bedroom 2 full bath unit has tons of potential with easy access to a community pool and tennis courts. Very spacious and open living room.Includes an attached extra breeze way that would be perfect for a game room or extra storage. Unit would also make a tremendous rental .

  Joe Joe Markel SimpliHOM

  1025 W 19th St Unit 3A, Panama City, FL 32405
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  /20

  $190,000 Pre-Foreclosure

  • 3 Beds
  • 2 Baths

  4712 Park Blvd, Panama City, FL 32404

  This beautiful 1500 square feet single family home has 3 bedrooms and 2 bathrooms. This homewas built in 1960 and renovated in 2023. Property is fenced in. The lot is 10,018 sq ft. 4 parking spaces. Has well maintained A/C.Washer and dryer hookups. This property is conveniently located close to Tyndall AFB. Great potential for a quickrefresh, resale or profitable rental.Close to

  Pamela Olson Pamela Olson Group LLC

  4712 Park Blvd, Panama City, FL 32404
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  /12

  $189,900

  • 3 Beds
  • 1 Bath
  • 1,160 Sq Ft

  707 Satsuma Ave, Panama City, FL 32401

  Step inside this 3-bedroom block home in the heart of Panama City, just minutes from downtown conveniences. Designed for comfort and everyday ease, the home offers luxury vinyl plank flooring, a gas range for the home chef, and two separate living areas perfect for relaxing, entertaining, or creating a dedicated workspace. A standout feature is the wood-burning fireplace, framed by eye-catching

  Benjamin Brady CENTURY 21 Commander Realty

  707 Satsuma Ave, Panama City, FL 32401
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  /20

  $170,000

  • 3 Beds
  • 2 Baths
  • 1,344 Sq Ft

  2730 E 12th St, Panama City, FL 32401

  PRICE TO SELL !! Nice home with new flooring through out, newly painted, new cabinets, stainless appliances, roof in 2019, fenced backyard for additional privacy, large driveway, covered porch on the front and back of the house.There is a small suite, with kitchen in the back yard.All mesurements are approximated.

  Fatima Jorgensen CostaBella Real Estate, LLC

  2730 E 12th St, Panama City, FL 32401
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  /12

  $175,000

  • Land
  • 0.53 Acre
  • $330,189 per Acre

  1200-1204 E 15th St, Panama City, FL 32405

  Unlock the potential of one of Panama City's most promising commercial corridors with this prime vacant parcel on E. 15th Street. Perfectly positioned in a high-visibility, high-traffic location, this property invites entrepreneurs, developers, and visionaries to bring their next big idea to life. Imagine the possibilities—your future retail center welcoming steady foot traffic, a sleek

  Matt Keaton Counts Real Estate Group Inc

  1200-1204 E 15th St, Panama City, FL 32405
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  /20

  $199,000

  • 3 Beds
  • 2 Baths
  • 1,092 Sq Ft

  1424 W 11th St, Panama City, FL 32401

  Location, location., location!Just minutes from downtown Panama City, schools, hospitals, shopping and the charm f historic St Andrews.This unique property, offers two separate living areas, perfect for multigenerational living o as a smart investment opportunity. Live in one side and rent the other, or rent out both for potential income of up to $1.800/month. Unit 1: 1 bedroom, 1

  Ahmed Ismail Sand Seeker Realty LLC

  1424 W 11th St, Panama City, FL 32401
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  /34

  $179,000

  • 2 Beds
  • 2.5 Baths
  • 1 Sq Ft

  7125 N Lagoon Dr Unit H, Panama City, FL 32408

  Welcome to this rental ready 2 bedroom, 2.5 bath low rise condo. Perfectly situated in a desirable community with access to a community pool and a well - kept common area. This home is completely furnished and is rental ready - an ideal turnkey opportunity for investors or those looking for a vacation retreat.

  Rebecca Hook Realty One Group Emerald Coast

  7125 N Lagoon Dr Unit H, Panama City, FL 32408
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  /29

  $169,990

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  3730 E 8th Ct, Panama City, FL 32401

  Renovated 3-bedroom, 2-bath, cinder block home. Recently updated and truly move-in ready, New water heater, new HVAC, new appliances convey, this home blends classic Florida charm with modern comfort, making it an ideal option for first-time buyers, investors, or anyone looking for a low-maintenance lifestyle. Inside, you'll find a clean, functional layout filled with natural light and fresh

  Team Don and Bubba EXP Realty LLC

  3730 E 8th Ct, Panama City, FL 32401
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  /24

  $188,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,372 Sq Ft

  2539 Usery Rd, Panama City, FL 32404

  Welcome Home to Comfortable, Modern Living!Introducing a beautiful brand-new double-wide manufactured home in the heart of Panama City — the perfect blend of affordability, style, and convenience. This thoughtfully designed residence offers spacious living with modern finishes and comfortable flow throughout.Inside, you'll find an open layout that's ideal for everyday living and

  Cliff Glansen FLATFEE.COM

  2539 Usery Rd, Panama City, FL 32404
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  /35

  $163,500

  • 1 Bed
  • 1 Bath
  • 520 Sq Ft

  1559 Chandlee Ave, Panama City, FL 32405

  Positioned in a prime central location near both historic St. Andrews and downtown Panama City, this updated home offers a bright and open interior designed to maximize every inch of living space. The home features surprisingly large room proportions in the open concept kitchen and living room and in the bedroom complete with a walk-in closet. This creates a comfortable atmosphere that lives much

  Lauren Beninate Beachy Beach Real Estate

  1559 Chandlee Ave, Panama City, FL 32405
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  /14

  $175,000

  • 3 Beds
  • 1 Bath
  • 1,204 Sq Ft

  1204 Lisenby Ave, Panama City, FL 32401

  3-bed 1-bath home located in St. Andrews on a large, 1/4 acre fenced lot. Inside, the home offers a large family room and an additional Florida room with laundry area, providing extra usable space and storage. A wraparound deck extends along the side and back of the home, overlooking the backyard and offering outdoor space for everyday use.home needs updates and repairs and is being sold as

  Ramil Zartdinov Local Insight Realty

  1204 Lisenby Ave, Panama City, FL 32401
• 

  

  /14

  $140,000

  • Land
  • 1.4 Acres
  • $100,000 per Acre

  813 Vista Del Sol Ln, Panama City, FL 32404

  Looking for a large waterfront (1.4 acre) lot with deep water access to build your DREAM HOME? The gated community of. Laird Bayou offers a community pool, RV/Boat parking, and its very own private boat launch and extra parking. This property features deep water access to East Bay and the Gulf of Mexico. Ideal for fishing, boating, and water sports. The lot is cleared and ready for the

  Christina Daniels Keller Williams Success Realty

  813 Vista Del Sol Ln, Panama City, FL 32404
• 

  

  /23

  $155,000

  • 2 Beds
  • 2 Baths
  • 972 Sq Ft

  1622 E 9th Ct, Panama City, FL 32401

  This charming 2 bedroom, 2 bath home offers unbeatable value and is ready for it's next owner/investor. Featuring low maintenance brick and vinyl siding with a fenced in back yard. The open concept kitchen and family room create a comfortable, inviting space perfect for everyday living or rental income. Whether you're seeking an affordable primary home or an income producing property, this one

  Tonia Hathaway CENTURY 21 Commander Realty

  1622 E 9th Ct, Panama City, FL 32401

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