Panama City, FL Homes for Sale under $200,000

• 

  

  

  /22

  $180,000

  • 3 Beds
  • 1 Bath
  • 925 Sq Ft

  2312 E 17th St, Panama City, FL 32405

  This charming Florida bungalow sits on a spacious .4-acre lot and offers endless potential for investors, renovators, or buyers looking to create their dream home. Featuring 3 bedrooms and 1 bathroom, this single-family home has been well maintained over the years and provides a solid foundation for cosmetic updates or a full remodel. The large lot offers room for expansion, outdoor entertaining,

  Aaron Slate Marcus Tyson & Associates

  2312 E 17th St, Panama City, FL 32405
• 

  

  

  /3

  $15,000

  • Land
  • 3,571 Sq Ft
  • $182,927 per Acre

  11810 Raintree Dr, Panama City, FL 32404

  Build your dream home on this beautiful lot located on a cul-de-sac nestled in a quiet neighborhood. It is an excellent location close to Panama City, TAFB and small marina with Gulf access.

  Ron Bell Kinetic Real Estate Services

  11810 Raintree Dr, Panama City, FL 32404
• 

  

  

  /16

  $169,900

  $30K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 540 Sq Ft

  5505 Sun Harbor Rd Unit 235, Panama City, FL 32401

  Fully Renovated Waterfront Condo ready to be added to your STR Portfolio.With a boat slip for 1 year with a lift. - Sun Harbor Move-in ready 2nd-floor condo, the only unit fully modernized in Sun Harbor. Features include luxury vinyl flooring, custom solid-wood kitchen with Quartz countertops & new stainless steel appliances, updated bath with herringbone tile, and private deck overlooking the

  Steven Koleno Beycome of Florida LLC

  5505 Sun Harbor Rd Unit 235, Panama City, FL 32401
• 

  

  

  /5

  $134,500

  $36K PRICE DROP

  • Land
  • 1 Acre
  • $134,500 per Acre

  3905 E 11th St, Panama City, FL 32404

  🚀 Prime Mixed-Use Lot | 0.95 AC Near New City Hall 🏢Unlock the massive potential of this versatile, high-visibility 0.955-acre lot, perfectly positioned near the brand-new Springfield Government Complex and City Hall! Boasting premium Commercial Mixed-Use zoning, this property offers rare development flexibility for savvy investors, builders, or business owners. 📈🔄

  Krista Navarro Gulf Real Estate

  3905 E 11th St, Panama City, FL 32404
• 

  

  

  /16

  $20,995

  $8K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 728 Sq Ft

  250 Nelle Ave Unit 28, Panama City, FL 32404

  This new home is located in Palm Haven an all-age Community here in Panama City, FL. Welcome to this 2017 Southern Energy 2‐bedroom, 1‐bathroom, 728 sq ft home. Experience the best of the "World's Most Beautiful Beaches" from the comfort of this beautifully remodeled 2-bedroom, 1-bathroom home. Located in the quiet and welcoming Palm Haven Estates, a Parakeet Community, this residence

  Auzzi Dixon Palm Haven

  250 Nelle Ave Unit 28, Panama City, FL 32404
• 

  

  /11

  $45,500

  • Land
  • 10,890 Sq Ft
  • $182,000 per Acre

  525 Bayou Ave, Panama City, FL 32401

  Build Your Dream Home or place your manufactured home on this Ready-to-Go Corner Lot! This .25-acre lot at the corner of Bayou Avenue and E 6th Street offers the perfect opportunity for your next home or investment project. Recently bush hogged, the property has been cleared for easy access and future construction. Even better—city water, sewer, and power are already in place, saving you time and

  Ricky Fannin & Ethan Morrison HomeBiz Properties

  525 Bayou Ave, Panama City, FL 32401
• 

  /2

  $89,900

  • Land
  • 24,393 Sq Ft
  • $160,536 per Acre

  3536 Token Rd, Panama City, FL 32405

  Great location just off of Hwy 390 its a perfect place to build your dream home. The property is on a dead end road so there is very little traffic but at the same time you will have a new publics and all its shops within a 5 min drive and tennis courts almost right across the street. Go by and check it out today. There is no sign on the property at sellers request. All measurements are off the

  Steven Altman Anchor Realty Florida

  3536 Token Rd, Panama City, FL 32405
• 

  

  /12

  $180,000

  • Land
  • 5.43 Acres
  • $33,149 per Acre

  00 Country Club Dr, Panama City, FL 32404

  Approximately 5.43-acre vacant parcel located on Country Club Drive, offering an opportunity to build your custom home in a spacious setting. This property is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a potential large parcel sale. The land is partially cleared, providing a head start for future development. A feasibility study and survey are

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Country Club Dr, Panama City, FL 32404
• 

  

  /7

  $174,900

  • 3 Beds
  • 2 Baths
  • 924 Sq Ft

  2001 Twin Oaks Dr, Panama City, FL 32408

  Located just minutes from the Beaches, this property offers exceptional value with its oversized corner lot—providing rare space, privacy, and strong potential for future development or improvement. The 3-bedroom, 2-bath manufactured home sits on a large enclosed backyard, ideal for outdoor living, expansion, storage, or future building opportunities. Whether you plan to renovate, use as a

  Tony Manthey The Premier Property Group

  2001 Twin Oaks Dr, Panama City, FL 32408
• 

  

  /26

  $184,000

  • 3 Beds
  • 2 Baths
  • 1,458 Sq Ft

  3700 Atlantis Dr, Panama City, FL 32409

  Country Living Near the Water! Have you been dreaming of a fish camp getaway or a home that's close to everything while still offering the peace and quiet of country living? This beautiful 3-bedroom, 2-bath home, built in 2022, could be exactly what you've been looking for! Located less than 2 miles from beautiful Deer Point Lake, you'll have easy access to some of the area's best freshwater

  Brandie Allon Coastal Palms Real Estate

  3700 Atlantis Dr, Panama City, FL 32409
• 

  

  /36

  $165,000

  • 2 Beds
  • 1.5 Baths
  • 1,216 Sq Ft

  7320 Chipewa St Unit 6B, Panama City, FL 32404

  Beautifully maintained 2 bedroom, 1.5 bathroom end unit townhouse featuring a waterview of Callaway Bayou from the primary bedroom balcony. This spacious unit offers beautiful LVP wood flooring throughout the living room and bedrooms, ceramic tile flooring in the kitchen and dining area, and a beautiful large open living room that opens up to a screened patio. The kitchen features stainless steel

  Heather Neubauer ERA Neubauer Real Estate Inc

  7320 Chipewa St Unit 6B, Panama City, FL 32404
• 

  

  /17

  $200,000

  • 3 Beds
  • 2 Baths
  • 1,159 Sq Ft

  3111 E 2nd Plaza, Panama City, FL 32401

  Here's a great opportunity to own a like-new home, within 7 minutes of Downtown Panama City, on the East side of town. This cottage boasts vinyl plank floors, 3 bedrooms and 2 baths. Located within 5 minutes to Watson Bayou for the avid boater or fisherman. There's a cute front porch and additional side entrance. Submit your offers by 7.6.26, owner occupants only.

  Cathy Jones Overstreet Realty

  3111 E 2nd Plaza, Panama City, FL 32401
• 

  

  /3

  $5,000

  • 3 Beds
  • 2 Baths
  • 1,509 Sq Ft

  3706 E 7th St, Panama City, FL 32401

  Foreclosure Auction Ends June 29, 2026 at 12:00 PM EST. Explore this charming 3-bedroom, 2-bath residence set in a peaceful and well-located Panama City community. The list price is the opening bid for the online auction. Sold As-is.

  Jamie Boone Jamie L Boone LLC

  3706 E 7th St, Panama City, FL 32401
• 

  

  /18

  $115,500

  $35K PRICE DROP

  • Land
  • 21,780 Sq Ft
  • $231,000 per Acre

  709 Island Ct, Panama City, FL 32404

  Waterfront Lot in Gated Laird Point - Build Your Dream Home Welcome to 709 Island Court, a half-acre waterfront lot in the private, gated community of Laird Point. With over 100 feet of waterfront frontage, this property offers the perfect setting to design and build your custom coastal home. The Laird Point community combines natural beauty with modern amenities, including gated entry, a

  David Thomasee Think Real Estate

  709 Island Ct, Panama City, FL 32404
• 

  

  /7

  $169,000

  • Land
  • 20,037 Sq Ft
  • $367,391 per Acre

  939 Tidewater Ln, Panama City, FL 32404

  Deepwater dock-able waterfront in the gated Laird Point Community. Nearly half an acre with 75 feet on the water. Beautiful water views. The seller has House plans that have already been approved by the HOA and will provide the full set of plans to new buyer. The dock has already been approved and permitted by the FDEP. Boundary survey, topographic and elevation survey already complete. 75 feet

  Donald West Northwest Florida Realty, LLC

  939 Tidewater Ln, Panama City, FL 32404
• 

  

  /11

  $50,000

  • Land
  • 7,405 Sq Ft
  • $294,118 per Acre

  304 Sherman Ave, Panama City, FL 32401

  his versatile vacant lot offers exceptional potential with Mixed-Use zoning, making it an attractive opportunity for investors, business owners, developers, and future homeowners alike. Conveniently located near established businesses and commercial activity, this property could serve as the perfect site for business expansion, additional parking, storage, or future development opportunities.

  Jimmy Dean Keller Williams Success Realty

  304 Sherman Ave, Panama City, FL 32401
• 

  

  /6

  $41,999

  $13K PRICE DROP

  • Land
  • 30,056 Sq Ft
  • $60,868 per Acre

  263 Wildwood Dr, Panama City, FL 32404

  This vacant lot offers an excellent opportunity to build your future home or make a smart investment. Situated in a desirable neighborhood, the property features 0.69 acres with wooded terrain. Enjoy a peaceful setting while remaining conveniently located near shopping, dining, schools, and major highways, providing easy access to city amenities. Whether you’re looking for a private retreat, a

  Zach Hilferding NEW ALLIANCE GROUP REALTY

  263 Wildwood Dr, Panama City, FL 32404
• 

  

  /11

  $55,000

  • Land
  • 0 Sq Ft

  448 Harrison Ave Unit A, Panama City, FL 32401

  Business Only! Can't Hide Pretty, a chic coastal women's boutique located in the heart of Historic Downtown Panama City, Florida, benefiting from a prime, high-visibility storefront and strong foot traffic--especially during peak tourist season. The business offers a standout customer experience both in-store and online, pairing a beautifully curated retail space with an easy-to-shop,

  Matthew Jones Coastal Heritage Real Estate LLC

  448 Harrison Ave Unit A, Panama City, FL 32401
• 

  

  /37

  $174,900

  $10K PRICE DROP

  • 1 Bed
  • 1.5 Baths
  • 396 Sq Ft

  1219 Thomas Dr Unit 123, Panama City, FL 32408

  *Looking for an affordable second home or income-producing vacation rental? This is one of the best-priced properties on the beach! *This 1-bedroom, 1.5-bath home in Emerald Pointe Resort offers everything you need for the perfect coastal getaway. The home has been well maintained and features a new roof, new appliances, new A/C (2021), LVP flooring (2020), fresh interior paint (2020), water

  Wanda Miller Adventure Realty Group LLC

  1219 Thomas Dr Unit 123, Panama City, FL 32408
• 

  

  /3

  $150,000

  $70K PRICE DROP

  • Land
  • 25,264 Sq Ft
  • $258,621 per Acre

  230 W 15th St, Panama City, FL 32405

  Prime Commercial Corner Lot - Oak St & 15th St, Panama City, FLProperty Overview:This highly visible commercial property is positioned at the corner of Oak Street and 15th Street (SR 30A/US 231 Flyover exit), offering 177 feet of frontage on Oak Street with direct visibility from 15th Street, a high-traffic corridor in Panama City, FL. Located at a strategic intersection, this site

  Carl Allen Counts Real Estate Group Inc

  230 W 15th St, Panama City, FL 32405
• 

  

  /5

  $5,000

  • 2 Beds
  • 1 Bath
  • 972 Sq Ft

  124 Cheri Ln, Panama City, FL 32404

  Foreclosure Auction Ends July 1, 2026 at 12:00 PM EST. Discover this spacious 2-bedroom, 1.5-bathroom townhouse, offering a unique opportunity in a desirable Panama City neighborhood. The list price is the opening bid for the online auction. Sold As-is. Explore more details and submit your bid through Federa Home App.

  Jamie Boone Jamie L Boone LLC

  124 Cheri Ln, Panama City, FL 32404
• 

  

  /9

  $99,900

  • Land
  • 22,651 Sq Ft
  • $192,115 per Acre

  105 Lake Merial Trail, Panama City, FL 32409

  Lot w/improved concrete pad for 2,354 sf A/C, 4 Bed/2.5 Bath house. Lake Merial Subdivision, gated community, spring fed lake w/common area lake access. This improved lot includes:- Building plans for 4 Bed/2.5 Bath house- PrePaid impact fees- Cleared 1/2 acre lot- Fill dirt is done- Underground utilities are done- Roughed in concrete slab for house & garage- Previous

  Chris Hine Bluewater Commercial LLC

  105 Lake Merial Trail, Panama City, FL 32409
• 

  

  /8

  $79,000

  $10K PRICE DROP

  • Land
  • 1.86 Acres
  • $42,473 per Acre

  7215 Diane Ln, Panama City, FL 32404

  Imagine building your dream home on this beautiful 1.86 acre lot, perfectly tucked away in a peaceful, naturesque setting off John Pitts Road. With paved neighborhood roads and a serene creekfront location, you can enjoy the best of both worlds-tranquility and convenience. Relax in the natural surroundings, or cast a line from your private dock and catch dinner right in your backyard! Despite its

  Melissa Masinter Salty Marlin Realty LLC

  7215 Diane Ln, Panama City, FL 32404
• 

  

  /33

  $154,800

  $4K PRICE DROP

  • 2 Beds
  • 2 Baths
  • 1,116 Sq Ft

  1219 Thomas Dr Unit 95, Panama City, FL 32408

  400 sq foot units sell for more than this 1100 sq ft home bc it still needs a little detail work after the dryer caught on fire and smoked out the whole house.Handyman Special in Emerald Pointe Resort. No damage to plumbing and electrician changed a couple of outlets and confirmed the electrical for the dryer connection is not damaged Seller has done most of the work, still needs some

  Edmond Zlotea The Premier Property Group

  1219 Thomas Dr Unit 95, Panama City, FL 32408
• 

  /2

  $5,000

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  6600 Slabinski Ln, Panama City, FL 32404

  Foreclosure Auction Ends June 30, 2026 at 12:00 PM EST. Explore this charming 4-bedroom, 2-bath residence set in a peaceful and well-located Panama City community. The list price is the opening bid for the online auction. Sold As-is.

  Jamie Boone Jamie L Boone LLC

  6600 Slabinski Ln, Panama City, FL 32404
• 

  

  /34

  $90,000

  • 2 Beds
  • 1.5 Baths
  • 750 Sq Ft

  1013 Georgia Ave Unit A, Panama City, FL 32404

  Investor Special! This partially renovated gem in Panama City is ready for your final touches and vision. Located just minutes from Tyndall Parkway and a short drive to Tyndall Air Force Base, this property sits in a convenient and growing area with strong rental demand. The exterior has already been updated with a clean, fresh look, and much of the interior groundwork has been started offering a

  Taylor Labno ERA American Real Estate

  1013 Georgia Ave Unit A, Panama City, FL 32404
• 

  

  /33

  $179,000

  • 3 Beds
  • 2 Baths
  • 1,188 Sq Ft

  6013 Stockholm Ln, Panama City, FL 32404

  Welcome home to 6013 Stockholm Lane, Panama City, FL 32404! Located in the peaceful Sweetwater Village South community, this move-in ready 3-bedroom, 2-bath home offers comfort, space, and affordability all in one -- making it a great opportunity for first-time homebuyers, investors, or families looking for extra room to grow. Situated on a generous 0.33 -acre lot, this home features 1,188 sq ft

  Sahil Singh Keller Williams Success Realty

  6013 Stockholm Ln, Panama City, FL 32404
• 

  

  /8

  $27,500

  • Land
  • 1.03 Acres
  • $26,699 per Acre

  000 Bj Dr, Panama City, FL 32404

  Property is raw land, uncleared. It's a 1 acre corner lot with electrical service at the street. The property has no mailing address. Next door neighbor address is 2201 BJ Drive. Buyer should verify all zoning, measurements and land uses plus all other information deemed important. Property is in a flood zone. Property is on a dirt road less than a mile to the paved road.

  Kevin Dalrymple Beachy Beach Real Estate

  000 Bj Dr, Panama City, FL 32404
• 

  /2

  $150,000

  • 2 Beds
  • 2 Baths
  • 960 Sq Ft

  1103 E 11th St Unit A & B, Panama City, FL 32401

  Grreat investment opportunity, one bedroon duplex, with many upgrades. New windows, new HVAC, and new appliances.. Great location.currently occupied and rented. Currently gross rental income is $1400 a month. current leases are up on 6/15/2026 and 8/15/2026. Duplex has good rental record and is a great investment. contact listing agent for showings. All showings must be setup a minimum of 48

  Jim Davis Anchor Realty Florida

  1103 E 11th St Unit A & B, Panama City, FL 32401
• 

  

  /5

  $60,000

  $10K PRICE DROP

  • Land
  • 22,651 Sq Ft
  • $115,385 per Acre

  107 Lake Merial Blvd, Panama City, FL 32409

  I’m Excited About This Property! ........ Now Let Me Tell You Why! ... OWNER FINANCING! ... Gated Community! .... Build the Waterfront Home Of Your Dreams! Here Are The Details: ... Land: 22,476/sf .... Linear Water Front: 155’ .... This property has it all! .... Buyer must preview "Virtual Walk-Through" before showing. I’m Excited About This Property! ........ Now Let Me Tell You Why! ... OWNER

  Leon Weinschneider Beachfront Realty Inc

  107 Lake Merial Blvd, Panama City, FL 32409
• 

  

  /17

  $199,000

  • 1 Bath
  • 448 Sq Ft

  8618 Surf Dr Unit 117, Panama City, FL 32408

  Located just steps from the Gulf, this clean and well-maintained efficiency/studio condo offers an easy coastal retreat in the heart of PCB East. The unit features a smart, functional layout with a Murphy bed to maximize living space and is being sold furnished and rental ready. Already part of the on-site rental program, this property offers flexibility for buyers looking for a private beach

  Tiffani Harnish Counts Real Estate Group Inc

  8618 Surf Dr Unit 117, Panama City, FL 32408
• 

  

  /5

  $30,000

  • Land
  • 12,632 Sq Ft
  • $103,448 per Acre

  1004 Tidewater Ln, Panama City, FL 32404

  An Amazing home site in the desired Laird Point Community. Right across the street from the water. Build 2 story to capitalize on a view of the bayou. Enjoy gentle breezes off the water. Laird Point is a gated waterfront community boasting ribbon curbed streets and underground city utilities. Amenities include a tennis court, pickle ball courts and rv/boat storage. Beautiful coastal style homes

  Donald West Northwest Florida Realty, LLC

  1004 Tidewater Ln, Panama City, FL 32404
• 

  

  /3

  $29,000

  $20K PRICE DROP

  • Land
  • 5,227 Sq Ft
  • $241,667 per Acre

  508 E 11th St, Panama City, FL 32401

  This lot is zoned NEIGHBORHOOD COMMERCIAL and permitted uses include duplex and single family. This is a great opportunity tp purchase a commercial lot on 11Th St. Major access as 11th St is a main corridor in the area. High visibility location. Buyer need s to research allowable uses, set backs, etc.

  Tony Viejo AMERICAN REALTY of Bay Co, Inc

  508 E 11th St, Panama City, FL 32401
• 

  

  /38

  $180,000

  • 2 Beds
  • 1.5 Baths
  • 1,216 Sq Ft

  209 N Kimbrel Ave, Panama City, FL 32404

  Perfect for first-time buyers or savvy investors, this move-in ready two-bed, 1.5-bath end unit townhome offers 1,216 square feet of comfortable living in the heart of Panama City. Just 11 minutes from Tyndall Air Force Base, this home combines convenience with a welcoming coastal lifestyle. The main floor features a spacious living room with luxury vinyl plank flooring, seamlessly connecting to

  Whitney Cooley Scenic Sotheby's International Realty

  209 N Kimbrel Ave, Panama City, FL 32404
• 

  

  /7

  $39,999

  $360K PRICE DROP

  • Land
  • 0 Sq Ft

  2604 Willow Brook Dr, Panama City, FL 32404

  So much potential with this cleared building lot is ready for builders, investors and homeowners, lot is situated at the end of a quiet cul-de-sac with a mature shade tree. Property is just a short driving distance to shopping, entertainment, hospitals, doctors, schools, public boat ramps. All ages, sizes including sq. ft. are approximate measure important. GO SHOW!

  Phyllis Brookins CENTURY 21 Commander Realty

  2604 Willow Brook Dr, Panama City, FL 32404
• 

  

  /16

  $200,000

  $20K PRICE DROP

  • 5 Beds
  • 2 Baths
  • 1,652 Sq Ft

  1814 Arthur Ave Unit A & B, Panama City, FL 32405

  Looking for rental investment. This 5-bedroom 2 bath duplex Close to shopping, schools and beach offers 2 bedrooms on one side and 3 bedrooms on the other side. The roof has been replaced in 2018, and the plumbing has been updated on both sides. The flooring has been updated as well. The kitchen offers lots of space and good size bedrooms. Lots of property space for parking and additions.

  Roy Furst Central Bay Realty and Property Management LLC

  1814 Arthur Ave Unit A & B, Panama City, FL 32405
• 

  

  /30

  $140,000

  Pre-Foreclosure

  • 3 Beds
  • 1 Bath
  • 1,067 Sq Ft

  5205 E 11th St, Panama City, FL 32404

  This property offers a fantastic opportunity for homeowners, investors, or anyone looking to enjoy the laid-back Florida lifestyle. Situated on a spacious lot in an established neighborhood, this home provides the perfect combination of convenience, value, and accessibility. Ideally located just minutes from shopping, dining, and everyday conveniences along Tyndall Parkway, you'll find grocery

  Suzanne McGuire NEXTHOME COAST2COAST

  5205 E 11th St, Panama City, FL 32404
• 

  

  /22

  $123,000

  $2K PRICE DROP

  • Land
  • 11,325 Sq Ft
  • $473,077 per Acre

  1010 E 15th St, Panama City, FL 32405

  Commercial Opportunity You Can't Miss! Zoned for commercial or residential use. This .26-acre lot near the MLK Jr. Recreation Center site and historic Glenwood is ready for your vision. Just minutes from Ascension Sacred Heart Bay Hospital and Downtown Panama City, it's perfectly positioned for growth, visibility, and foot traffic. Lots in this prime area are rare—secure it now

  Cory Brown Think Real Estate

  1010 E 15th St, Panama City, FL 32405
• 

  /2

  $70,000

  $4K PRICE DROP

  • Land
  • 15,681 Sq Ft
  • $194,444 per Acre

  3747 Greentree Place, Panama City, FL 32405

  Build your dream home on this .36-acre residential lot located in the established Greentree Heights subdivision in Panama City. This spacious parcel offers plenty of room for a custom home, outdoor living space, and additional parking while still maintaining privacy. The property is zoned R-1 (Single-Family Residential), allowing for the construction of a single-family home in a quiet residential

  Nia Keel Clubbs Real Estate Group LLC

  3747 Greentree Place, Panama City, FL 32405
• 

  

  /12

  $68,999

  • Land
  • 34,848 Sq Ft
  • $86,249 per Acre

  719 Vista Del Sol Ln Unit 18, Panama City, FL 32404

  Check out this EPIC lot at a GREAT price! Laird Bayou is a hidden GEM; come and experience the incredible beauty of the area. Build your dream home in this gated community and live just down the street from the boat dock and boat ramp to get to some of the best fishing and recreational boating in East Bay. Or relax at the community pool, complete with a bath house, and enjoy the peace and quiet

  Marty Webster Counts Real Estate Group Inc

  719 Vista Del Sol Ln Unit 18, Panama City, FL 32404

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