Panama City, FL Homes for Sale under $300,000

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  /41

  $249,850 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,554 Sq Ft

  5872 Tyndall Place, Panama City, FL 32404

  NEW construction opportunity awaits in this classy 3 bedroom, 2 1⁄2 bath townhome with its own one car garage. Features include ColorPlus Hardiboard siding, 9' ceilings, quartz countertops, tray ceilings, and fans in the living and primary bedroom. With clean lines and attention to detail, the Towne is sure to impress. You'll enjoy all Panama City has to offer with its white, sandy beaches,

  Lori Logue VCFL Realty LLC

  5872 Tyndall Place, Panama City, FL 32404
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• 

  

  

  /33

  $289,899

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  7144 Hatteras Blvd, Panama City, FL 32404

  Welcome to 7144 Hatteras Blvd. A stylish 4-bedroom, 2-bath home designed for both comfort and entertaining in the desirable Barrett's Park community. Built in 2020, this nearly 1,800 sq ft residence combines a modern open layout with a split-bedroom floor plan that ensures privacy and functionality. The bright, open-concept living area flows seamlessly into the kitchen and dining space, making it

  Michael Johnson Keller Williams Success Realty

  7144 Hatteras Blvd, Panama City, FL 32404
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  /60

  $223,000

  • 1 Bath
  • 489 Sq Ft

  8817 S Thomas Dr Unit A614, Panama City, FL 32408

  **LENDER INCENTIVES** Closing costs and/or rate buy-down available from preferred Lender. Contact listing agent for more information! Welcome to Top of the Gulf! This amazing resort condo complex is in the heart of it all. Within walking distance to some of PCB's best nightlife entertainment, adventure parks, attractions, and dining. The best walk of all though will be your stroll through the

  Brian Holsapple Pineapple Properties

  8817 S Thomas Dr Unit A614, Panama City, FL 32408
• 

  

  

  /20

  $279,000

  • 3 Beds
  • 2 Baths
  • 1,535 Sq Ft

  7539 Kelsey Dr, Panama City, FL 32404

  Looking for a great place to call home as a first time homebuyer or ready to downsize? Look no further than this gem in Shadow Bay. With the convenience of close proximity to Tyndall AFB, shopping and restaurants Shadow Bay is tough to beat for convenience and affordability. There is no HOA. With sidewalks throughout the neighborhood, it is a great place for safely walking the dog or going on a

  Andrea Owens Dalton Wade Inc

  7539 Kelsey Dr, Panama City, FL 32404
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  /48

  $269,000

  • 1 Bed
  • 1 Bath
  • 618 Sq Ft

  9850 S Thomas Dr Unit 1012W, Panama City, FL 32408

  Welcome to this sunset-facing adorable beachfront condo with the most picturesque coastline views of the mesmerizing Emerald Coast from this 10th floor Sunbird condo. * 2024 Gross Rental Income $26,211* 2025 Gross Rental Income $30,286 YTD as of October 2025 Situated in a prime gulf front location off of Front Beach Road, this property offers spectacular coastline views from the main living

  Darette Joy Villareal Realty ONE Group Emerald Coast

  9850 S Thomas Dr Unit 1012W, Panama City, FL 32408
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  /9

  $299,000

  • Land
  • 0.69 Acre
  • $433,333 per Acre

  2911 E 5th Ct, Panama City, FL 32401

  Prime Investment Opportunity: Six Buildable Lots that's already CLEARED!! Unlock the potential of this amazing 30,000 sqft (0.68-acre) parcel, perfectly positioned for immediate development! The lot is a 100ft deep and has an impressive 300ft frontage, making it an ideal site for six (6) individual 50' x 100' buildable lots. The best part is the lot is already re-zoned and per the city you don't

  Ramone Silvera Salty Marlin Realty LLC

  2911 E 5th Ct, Panama City, FL 32401
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  /25

  $224,900

  • 3 Beds
  • 1 Bath
  • 1,212 Sq Ft

  1209 Emory Dr, Panama City, FL 32405

  Well-Cared-For Home in Popular Forest Park!Located in the heart of Panama City, this charming traditional-style home offers convenience and comfort. Situated just off the shopping corridor of 23rd Street, you'll be minutes from your favorite restaurants, shopping, and the hospital. This 3-bedroom, 1-bath home is perfect for a first-time homebuyer or anyone looking for a central location.

  Daryle Burkey Coldwell Banker Realty

  1209 Emory Dr, Panama City, FL 32405
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  /92

  $299,000

  • 3 Beds
  • 1.5 Baths
  • 1,728 Sq Ft

  537 N 11th St, Panama City, FL 32404

  Beautifully Renovated Home on 1.3 Acres of Privacy!Discover the perfect blend of charm and modern comfort. Situated on a spacious 1.325-acre lot, this unique property offers exceptional privacy and room to spread out—complete with an upper balcony overlooking the serene, tree-lined yard. Inside, the home has been fully remodeled from top to bottom, featuring new LVP flooring throughout, fresh

  Chris Pelly Counts Real Estate Group Inc

  537 N 11th St, Panama City, FL 32404
• 

  

  /19

  $257,894 New Construction

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft

  11440 Palm Breeze St, Panama City, FL 32404

  Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With beautiful intracoastal views this community is

  Susan Cantrell Adams Homes Realty, Inc.

  11440 Palm Breeze St, Panama City, FL 32404
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  /39

  $260,000

  • 4 Beds
  • 2 Baths
  • 1,255 Sq Ft

  1606 Fairy Ave, Panama City, FL 32405

  A true St. Andrews gem—this stunning, light-filled Florida cottage has been thoughtfully renovated to blend timeless charm with modern comfort. Bright, open living spaces are filled with natural light, creating an inviting and effortless flow throughout the home. The main residence offers 3 bedrooms, 2 bathrooms, plus a versatile bonus room ideal for a home office, guest space, or fourth bedroom.

  Kaitlin Husbands Legacy Premier Agency

  1606 Fairy Ave, Panama City, FL 32405
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  /29

  $249,900

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  6119 Katie Way, Panama City, FL 32404

  You will not find another house this new, this large, and this nice at a price this low around Panama City! This charming 2016 home has three bedrooms, two full bathrooms, and a beautiful covered front porch spanning the entire width of the home. The home feels new after a refresh at the end of 2025, including new flooring everywhere, fresh paint for the entire interior, and a deep clean of the

  Lauren Beninate Beachy Beach Real Estate

  6119 Katie Way, Panama City, FL 32404
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  /28

  $237,400

  • 3 Beds
  • 2 Baths
  • 1,162 Sq Ft

  1545 Chandlee Ave, Panama City, FL 32405

  This property is ideal for anyone seeking a comfortable home or a sound investment opportunity! This charming 3-bedroom, 2-bathroom home was thoughtfully designed for the perfect living space, offering both convenience and elegance. Inside, you'll find fresh paint throughout and stainless-steel appliances, ensuring readiness for immediate move-in and long-term prosperity. The living area is

  Mowayne Copeland Keller Williams Success Realty

  1545 Chandlee Ave, Panama City, FL 32405
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  /67

  $294,900

  • 3 Beds
  • 2 Baths
  • 1,647 Sq Ft

  7425 Chipewa St, Panama City, FL 32404

  Looking for a brick home with a big yard so you don't feel like you are sitting on top of your neighbors? This all brick rancher is located in the desirable Baxter Subdivision. This well-maintained 3-bedroom, 2-bath home sits on a spacious .64-acre lot in the heart of Callaway, Florida. The property offers numerous updates including a newer roof, storm-proof windows and door, new HVAC system, and

  Daryle Burkey Coldwell Banker Realty

  7425 Chipewa St, Panama City, FL 32404
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  /8

  $278,400 New Construction

  • 4 Beds
  • 2 Baths
  • 1,602 Sq Ft

  7084 Traditions Dr, Panama City, FL 32404

  This well-designed layout offers a perfect balance of functionality and contemporary aesthetics, creating a space that suits your modern lifestyle. Step inside and be greeted by a spacious living area that serves as the central hub of the home. The open concept design seamlessly connects the living room, dining area, and kitchen, allowing for easy flow and interaction. The kitchen is thoughtfully

  Kimberly Suppa Adams Homes Realty, Inc.

  7084 Traditions Dr, Panama City, FL 32404
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  /40

  $288,000

  • 3 Beds
  • 2 Baths
  • 1,509 Sq Ft

  2026 Baker Ct, Panama City, FL 32401

  Charming 3-Bed, 2-Bath Home in Historic St. Andrews - Steps from the Bay! Located just one block from St. Andrews Bay, this beautifully designed 3-bedroom, 2-bath home offers the perfect blend of historic charm and modern comfort. With high vaulted ceilings and a split-bedroom floor plan, this home is warm and inviting. The kitchen features a breakfast bar and flows seamlessly into the dining

  Bubba McCants EXP Realty LLC

  2026 Baker Ct, Panama City, FL 32401
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  /15

  $277,483 New Construction

  • 3 Beds
  • 2 Baths
  • 1,720 Sq Ft

  11508 Godart St, Panama City, FL 32404

  More Room. More Comfort. Just Do You. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Come Experience The Difference with Adams Homes! This peaceful waterfront community allows kayaking fishing, boating. East Bay can accommodate it all. With beautiful intracoastal views this community is just 20 minutes from Tyndall AFB, 37 minutes to

  Susan Cantrell Adams Homes Realty, Inc.

  11508 Godart St, Panama City, FL 32404
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  /9

  $269,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,125 Sq Ft

  2603 E 6th St, Panama City, FL 32401

  Charming New Construction, $10,000 flex cash, use it for downpayment, reduce purchase price. - Built by Solara Homes, an established local builder. This home could be purchased for low to no money down, and down payment assistance may be possible for you! Experience stylish comfort in this luxury designed 3-bedroom, 2-bath home offering 1,111 square feet of thoughtfully crafted living space.

  Will Pender Keller Williams Success Realty

  2603 E 6th St, Panama City, FL 32401
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  /70

  $220,000

  • 2 Beds
  • 2 Baths
  • 958 Sq Ft

  1219 Thomas Dr Unit 251, Panama City, FL 32408

  Charming 2BR/2BA Home in Gated Emerald Pointe Resort!Discover this well-maintained, one-owner home, offered well below all other 2 Bedrooms in the highly desirable and beautifully landscaped Emerald Pointe Resort. This gated, golf cart-friendly community offers resort-style amenities, including two sparkling pools (one heated seasonally), a hot tub, clubhouse, fitness room, shuffleboard

  Mark Vickers Beachy Beach Real Estate

  1219 Thomas Dr Unit 251, Panama City, FL 32408
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  /6

  $260,700 New Construction

  • 3 Beds
  • 2 Baths
  • 1,317 Sq Ft

  7092 Traditions Dr, Panama City, FL 32404

  Discover this delightful COZY PLAN with 3-bedrooms and 2 baths. Our craftsman style home has a covered front porch perfect for relaxing. The vaulted family room offers airy and bright living space. High quality finishes include quartz countertops in the kitchen and bathrooms, along with stylish and durable luxury vinyl flooring. The home also features Hardie Plus siding with a 2 car garage.

  Kimberly Suppa Adams Homes Realty, Inc.

  7092 Traditions Dr, Panama City, FL 32404
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  /32

  $275,000

  • 1 Bed
  • 1 Bath
  • 618 Sq Ft

  9850 S Thomas Dr Unit 912E, Panama City, FL 32408

  Welcome to Sunbird, one of the best kept secrets on the Emerald Coast. Sunbird is conveniently located right next to the famous Pineapple Willies Restaurant, and is walking distance to several places including Walmart, Wonder Works, Ripley's Believe It Or Not and much more. Major renovations have taken place over the last couple years leaving Sunbird looking like a new construction building.

  Bryce Miller Miller & Associates Realty

  9850 S Thomas Dr Unit 912E, Panama City, FL 32408
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  /11

  $258,483 New Construction

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft

  1005 Bayou St, Panama City, FL 32404

  Welcome to the enchanting 1520 floorplan by Adams Homes. This charming design captures the essence of a cottage-style home while offering modern amenities and functionality. Step inside and be greeted by a warm and inviting living area that serves as the heart of the home. The open-concept design seamlessly connects the living room, dining area, and kitchen, creating a versatile and welcoming

  Susan Cantrell Adams Homes Realty, Inc.

  1005 Bayou St, Panama City, FL 32404
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  /21

  $269,000

  • 1 Bed
  • 1 Bath
  • 580 Sq Ft

  6909 N Lagoon Dr Unit 3B, Panama City, FL 32408

  MOTIVATED SELLER! BRING ALL OFFERS!!! Make every day feel like a getaway in this charming first-floor condo! Designed with an open-concept layout, this cozy home offers effortless comfort and flow. Step out onto your private balcony to enjoy spectacular lagoon sunsets. Whether you're fishing, watching dolphins play, or heading to the Gulf (with easy water access) this is true coastal living. Call

  Tracey Neudecker Coldwell Banker Realty

  6909 N Lagoon Dr Unit 3B, Panama City, FL 32408
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  /59

  $279,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,427 Sq Ft

  The Celeste Plan at Morningside, Panama City, FL 32404

  Welcome to the Celeste, a new home featured at Morningside in Panama City, Florida. The Celeste floor plan is a 3-bedroom, 2 bathroom, 1,427 square feet open concept home. This home is thoughtfully designed for the growing family giving you plenty of space in your home, and your yard. As you enter, you will notice the living room as the focal point of the home as it opens to the kitchen, hallway,

  D.R. Horton Builder

  7467 Morningside Dr Unit 36208593, Panama City, FL 32404
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  /18

  $249,900

  • 3 Beds
  • 1 Bath
  • 884 Sq Ft

  1305 Flower Dr, Panama City, FL 32401

  SELLER FINANCE AVAILABLE on this CHARMING mid-century, thoughtfully RENOVATED ranch near St. Andrews Bay! This 3BR/1BA home offers a blend of character and functionality, featuring CUSTOM woodwork, UPDATED paint inside and out, and a SPACIOUS carport. Inside, you'll find a PRACTICAL layout with a COMFORTABLE living area, efficient kitchen, and BEAUTIFULLY renovated bathroom. Step OUTSIDE to enjoy

  James Payton Coastal Living Realty & Associates

  1305 Flower Dr, Panama City, FL 32401
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  /29

  $235,000

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  7125 N Lagoon Dr Unit N, Panama City, FL 32408

  We love this condo! There are so many wonderful characteristics with this unit such as... it is a ground floor unit, split bedroom floor plan with two master suites, a large open living area with sliders that open to an amazing courtyard style, side yard ( perfect for your pets). This condo unit will make a great short term rental! This complex has a wonderful pool area and a nice parking area.

  Kelli Sullivan Beachy Beach Real Estate

  7125 N Lagoon Dr Unit N, Panama City, FL 32408
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  /38

  $289,999

  • 4 Beds
  • 2 Baths
  • 1,620 Sq Ft

  5536 Lexa Ln, Panama City, FL 32404

  Welcome to this well built Century 4-bedroom, 2-bathroom Covington floor plan home located in the desirable Butler Farms community. Designed with comfort and functionality in mind, this home features an open-concept main living space with durable vinyl flooring, while the bedrooms offer soft carpeting for added warmth. The kitchen is the heart of the home, boasting ample cabinetry, a breakfast

  Vianah Seamon Anchor Realty Florida

  5536 Lexa Ln, Panama City, FL 32404
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  /36

  $259,000

  • 1 Bed
  • 1 Bath
  • 656 Sq Ft

  3600 Thomas Dr Unit C101, Panama City, FL 32408

  Boaters, bring your vessel and take advantage of the community boat dock on Grand Lagoon, offering direct and easy access to the Gulf! Nestled within the beautifully manicured grounds of Treasure Cove, this one bedroom one bathroom (with Hall Bunkbeds) condo has been meticulously maintained. The owner has truly thought of everything in this renovation. Interior finishes and fixtures include new

  Crystal Duncan Paradise Properties of NW Florida

  3600 Thomas Dr Unit C101, Panama City, FL 32408
• 

  

  /23

  $300,000

  • 4 Beds
  • 2 Baths
  • 1,331 Sq Ft

  602 Gabriel St, Panama City, FL 32405

  Major Price Adjustment.... Modern home in the middle of Panama City. The pictures will not allow to detail ALL the upgrades and new renovation they did to this home. Please take a tour TODAY so you can appreciate it. If you are looking for 4 spacious bedrooms and nice-looking home, you have found it! It has an effective year built of 2014 however, the counter granite, cabinets, A/C and hot water

  Wanda Martinez Coldwell Banker Realty

  602 Gabriel St, Panama City, FL 32405
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  /7

  $263,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,317 Sq Ft

  7072 Traditions Dr, Panama City, FL 32404

  Embrace the COZY charm and functionality creating a space that perfectly suits your lifestyle and offers a warm and welcoming ambiance. This thoughtfully designed layout offers a comfortable and functional space that is sure to impress. Step inside and be greeted by a spacious living area that provides a cozy and inviting atmosphere for relaxation and entertainment. The open-concept design

  Kimberly Suppa Adams Homes Realty, Inc.

  7072 Traditions Dr, Panama City, FL 32404
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  /45

  $299,500

  • 3 Beds
  • 2 Baths
  • 1,730 Sq Ft

  3119 W 23rd Ct, Panama City, FL 32405

  Completely Remodeled Home in the Heart of Panama City! Welcome to 3119 W 23rd Court, a beautifully updated home in a prime central location close to shopping, hospitals, and just minutes from Tyndall Air Force Base, Panama City Beach, and Pier Park. This spacious home has been fully remodeled with attention to detail, featuring all new appliances, flooring, plumbing, electrical, windows, custom

  Bubba McCants EXP Realty LLC

  3119 W 23rd Ct, Panama City, FL 32405
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  /54

  $215,000

  • 4 Beds
  • 2 Baths
  • 1,680 Sq Ft

  1735 E Callaway Rd, Panama City, FL 32404

  Welcome to 1735 E Callaway Drive, a serene country retreat nestled just on the outskirts of town in beautiful Panama City, Florida. Perfectly positioned off Highway 22, this location offers the best of both worlds—peaceful rural living with convenient access to everyday necessities. Enjoy being only 10 minutes from local shopping, dining, and entertainment, and just a 20-minute drive to Tyndall

  Jordan Jarrett Keller Williams Success Realty

  1735 E Callaway Rd, Panama City, FL 32404
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  /32

  $231,000

  • 3 Beds
  • 2 Baths
  • 1,528 Sq Ft

  1112 Earl Ave, Panama City, FL 32401

  This centrally located brick home is ready for a new owner and offers endless potential. Featuring a spacious double carport, a huge yard, a newer roof, newer HVAC, and recent renovations, the groundwork has already been started. With a little TLC, this property can truly shine.Situated just minutes from downtown St. Andrews and downtown Panama City, the location is unbeatable—close to

  Hollie and Eren Counts Real Estate Group

  1112 Earl Ave, Panama City, FL 32401
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  /43

  $289,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7074 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to the Lismore, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2 bathroom, one-story home with 1.580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7074 Merlyn Dethlefsen Rd, Panama City, FL 32404
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  /49

  $248,000

  • 1 Bed
  • 1.5 Baths
  • 771 Sq Ft

  4900 E 4th St Unit A, Panama City, FL 32404

  This unique waterfront hideaway is tucked away on the bay in a charming, 6-unit complex. Every home here enjoys its own private boat slip, and the surprisingly low HOA covers your slip, some utilities, and exterior insurance, making it as worry-free as it is beautiful. All exteriors units have new hardi-board siding and paint. The entire dock and pilings have been replaced with composite decking

  Celia Bush Think Real Estate

  4900 E 4th St Unit A, Panama City, FL 32404
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  /9

  $225,000

  • Land
  • 0.5 Acre
  • $450,000 per Acre

  3502 E 5th St, Panama City, FL 32401

  Great opportunity to acquire a 1.18-acre vacant residential lot on Plantation Circle, Panama City, FL 32404. This generous parcel offers ample space for building a custom home, placing a mobile home, or developing a private retreat. Located in a quiet and accessible area, the property provides flexibility for a variety of residential projects and long-term investment potential. Perfect for

  Samih Sadiq KELLY RIGHT REAL ESTATE

  3502 E 5th St, Panama City, FL 32401
• 

  

  /65

  $275,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9902 S Thomas Dr Unit 936, Panama City, FL 32408

  This beautiful and spacious one bedroom unit at Laketown Wharf comes with bunk beds and two bathrooms. The living area and balcony overlook the lake and fountain which is peaceful. The main attractions to Laketown Wharf are the resort style amenities, onsite restaurants, a short walk across the street to the beach and convenient walkable shopping/attractions/dining. The units were built in 2007

  Christine Lance Keller Williams Success Realty

  9902 S Thomas Dr Unit 936, Panama City, FL 32408
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  /33

  $300,000

  • 3 Beds
  • 1 Bath
  • 1,510 Sq Ft

  900 E 2nd Place, Panama City, FL 32401

  This 3 bedroom 1 bath Cove charmer combines thoughtful updates with timeless quality. The kitchen has been fully remodeled with quartz countertops, a marble subway tile backsplash, and sleek black stainless appliances. The bathroom offers a marble top vanity and an oversized jetted tub for relaxing comfort. Major upgrades include a 2018 roof with a lifetime warranty, 2018 HVAC system and

  Sarah Fisher EXP Realty LLC

  900 E 2nd Place, Panama City, FL 32401
• 

  

  /15

  $274,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,474 Sq Ft

  3942 Lombard St Unit 9, Panama City, FL 32404

  The Newlin floorplan offers 3 bedrooms, 2 bathrooms, and 1,474 square feet of thoughtfully designed living space. Inside, you'll find a bright, open-concept layout featuring a spacious family room and dining area, along with a beautifully appointed kitchen complete with quartz countertops, white shaker-style cabinets, stainless steel appliances, and a pantry for extra storage. The owner's suite

  Lisa Strickland Lennar Realty Inc

  3942 Lombard St Unit 9, Panama City, FL 32404
• 

  

  /49

  $289,900

  • 3 Beds
  • 2 Baths
  • 1,279 Sq Ft

  5132 Sienna Dr, Panama City, FL 32404

  Meticulously Maintained & Move-In Ready! This 1 owner home built in 2023 has a large privacy fenced backyard, Brand New Carpet, All Stainless Steel Kitchen Appliances Convey & the home was just professionally pressure washed outside & professionally deep cleaned inside! The amazing Community Pool has just been completed! The Aldridge plan is a 3 bed, 2 bath home. As you enter this home, you will

  Lacy Horsley Horsley Real Estate Group

  5132 Sienna Dr, Panama City, FL 32404
• 

  

  /31

  $225,000

  • 1 Bed
  • 1 Bath
  • 580 Sq Ft

  6909 N Lagoon Dr Unit 3E, Panama City, FL 32408

  Discover coastal living at its best in this beautifully positioned first-floor condo overlooking the tranquil waters of North Lagoon. Enjoy stunning sunset views right from your private balcony, perfect for relaxing evenings or morning coffee with a breeze.This waterfront unit offers easy access with no stairs, peaceful views, and the convenience of being just minutes from the beach, marinas,

  Luisa Dick Coldwell Banker Realty

  6909 N Lagoon Dr Unit 3E, Panama City, FL 32408

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