Panama City, FL Homes for Sale under $400,000

• 

  

  

  /39

  $319,000

  • 4 Beds
  • 2 Baths
  • 1,670 Sq Ft

  3920 Whitehead Blvd, Panama City, FL 32404

  Situated in the popular Magnolia Hills neighborhood, this spacious home provides modern living just minutes from schools, shopping, and dining. Built in 2020, this beautiful 4-bedroom, 2-bath home offers thoughtful design, and comfortable living spaces throughout. Inside you will find an open concept floor plan that connects the living, dining, and kitchen areas, creating the perfect space for

  The Beasley Group Compass

  3920 Whitehead Blvd, Panama City, FL 32404
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  /42

  $364,900

  • 5 Beds
  • 3 Baths
  • 3,341 Sq Ft

  816 Transmitter Rd, Panama City, FL 32401

  Conveniently located just 10 miles from Tyndall Air Force Base and 15 miles from the beach, this spacious 5-bedroom, 3-bathroom home offers comfort, efficiency, and flexibility. Highlights include a private pool with a brand-new 2025 liner and motor, a durable 2019 metal roof, and PAID-OFF solar panels keeping the average electric bill around $30 per month. The main level features 3 bedrooms and

  Ethan Bruckner Think Real Estate

  816 Transmitter Rd, Panama City, FL 32401
• 

  

  

  /35

  $395,000

  • 2 Beds
  • 3 Baths
  • 1,184 Sq Ft

  9900 S Thomas Dr Unit 1921, Panama City, FL 32408

  Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin

  Darlene Tate RC Real Estate Group

  9900 S Thomas Dr Unit 1921, Panama City, FL 32408
• 

  

  

  /32

  $320,000

  • 3 Beds
  • 2 Baths
  • 1,676 Sq Ft

  126 Byrd Dr, Panama City, FL 32404

  Charming, fully remodeled home in popular Brittany Woods--with NO HOA! This home has been completely updated inside and out, featuring new appliances, luxury vinyl plank flooring throughout, and beautifully renovated bathrooms, offering a clean, modern feel from top to bottom.The open floor plan provides a spacious layout while still maintaining defined living areas, all enhanced by durable

  Dien and Andrew Group Think Real Estate

  126 Byrd Dr, Panama City, FL 32404
• 

  $332,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,832 Sq Ft

  The Beau Plan at Liberty, Panama City, FL 32404

  Now pre-selling the Beau, a new home floor plan at Liberty in Panama City, Florida. More information is coming soon. Contact us today for details.

  D.R. Horton Builder

  6225 Chapman Ln Unit 37183177, Panama City, FL 32404
• 

  

  /28

  $309,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,293 Sq Ft

  7018 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 7018 William Pitsenbarger Road, a new home located at Liberty in Panama City, Florida. The Eldridge is one of our one-story floorplans featured in our Liberty community in Panama City, Florida. Featuring a front primary bedroom, 2 car garage, and open living room and kitchen, it is a cozy home designed for the first-time home buyer. As you enter this 3 bedroom, 2 bath home, you will

  D.R. Horton Builder

  7018 William Pitsenbarger Rd, Panama City, FL 32404
• 

  

  /60

  $379,990

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9902 S Thomas Dr Unit 1834, Panama City, FL 32408

  Welcome to Laketown Wharf 1834 — Your Coastal Escape Awaits Experience the pinnacle of modern coastal living in this fully renovated, turn-key condo at one of Panama City Beach's most sought-after resorts. Designed with comfort and style in mind, this stunning unit features brand-new flooring, freshly painted interiors, and updated lighting that create a clean, bright, and sophisticated

  Phyllis Holloway Coastal Living Realty & Associates

  9902 S Thomas Dr Unit 1834, Panama City, FL 32408
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  /37

  $365,000

  • 1 Bed
  • 2 Baths
  • 951 Sq Ft

  9900 S Thomas Dr Unit 1030, Panama City, FL 32408

  RENTAL MACHINE: 2025 - $58,7432024 - $59,7412023 - $60,024 ...... TRUE GULF-FRONT! Beautiful 1bd + Bunkroom with 2 full bathrooms. One uniform floor through-out. Stainless Steel appliances. FULLY FURNISHED AND RENTAL READY. Make sure to get this one on your list to see. INCLUDES DEDICATED PARKING ON THE SAME FLOOR. Park and walk right over to your condo. NEW HVAC in 2024, New TV in Master

  Gabriel Stephani Pineapple Properties

  9900 S Thomas Dr Unit 1030, Panama City, FL 32408
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  /35

  $318,000

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1105, Panama City, FL 32408

  Beautiful, tastefully updated 11th-floor unit at The Summit with a strong rental history! This is a Gulf-Front condo, one-bedroom (with a king bed), hallway bunkbeds, with one full, and one half-bath. Breathtaking Gulf views, exceptional value, and an ideal layout in one of Panama City Beach's most highly sought-after buildings. Updated tile throughout the entire unit. Kitchen features new

  Laurie McKay Coastal Living Realty & Associates

  8743 Thomas Dr Unit 1105, Panama City, FL 32408
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  /3

  $378,840 New Construction

  • 3 Beds
  • 2 Baths
  • 1,540 Sq Ft

  3112 Douglas Rd, Panama City, FL 32405

  Currently Under Construction!This beautiful new construction 3-bedroom, 2-bathroom home is conveniently located in Panama City and offers the added benefit of NO HOA. The interior features 9-foot ceilings and luxury vinyl plank flooring throughout, enhancing the home's bright and open-concept layout. The spacious living, dining, and kitchen areas flow seamlessly, making the space perfect for

  Jessica Kriser Live 30A Real Estate LLC

  3112 Douglas Rd, Panama City, FL 32405
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  /54

  $349,900

  • 1 Bed
  • 2 Baths
  • 893 Sq Ft

  6213 Thomas Dr Unit 405, Panama City, FL 32408

  Gulf front family friendly condominium located on the quiet end of the beach. 1 Bedroom 2 Bath on the 4th floor. (accomadates up to 6). Utility Room provides a full size washer/dryer & extra storage for beach toys is located directly across from your unit. Fully furnished and rental ready. This condo includes 2 queen beds and queen sleeper sofa. Gorgeous views of the Gulf as well as stunning

  Barbara McDonald CitiStar Realty

  6213 Thomas Dr Unit 405, Panama City, FL 32408
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  /4

  $300,000

  • Land
  • 0.54 Acre
  • $555,556 per Acre

  2524 Joan Ave, Panama City, FL 32408

  Prime Development Opportunity in Panama City Beach - Short Term Rental District This parcel is one of four adjacent properties being offered together as a package sale, creating a rare development opportunity in a high-demand short term rental area of Panama City Beach. Collectively, the four parcels total approximately 1.79 acres and offer the potential to develop up to 16 single family homes

  Alisa Duren Bluewater Realty of Bay County Inc

  2524 Joan Ave, Panama City, FL 32408
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  /31

  $370,600

  • 4 Beds
  • 2 Baths
  • 2,129 Sq Ft

  4774 Firefly Ln, Panama City, FL 32404

  **🏡 Beautiful 4 Bedroom Home in Sought-After Titus Park! 🏡** Welcome to your dream home in **Titus Park** — one of Panama City's fastest-growing and most desirable communities! Built in **2021**, this spacious **4 bedroom, 2 bathroom home** offers nearly **2,100 sq. ft. of modern living space** with an open-concept design perfect for both entertaining and everyday life. 📍

  Karen Smith Beachy Beach Real Estate

  4774 Firefly Ln, Panama City, FL 32404
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  /56

  $375,000

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 1406D, Panama City, FL 32408

  1BR/1BA Gulf-front condo in Boardwalk Central in Panama City Beach. Gulf-view balcony and built-in hallway bunks. 745 sqft, built 2005, located on the 14th floor of a 22 story high rise. Unit 1406D at Boardwalk Central in Panama City Beach offers a 1 bedroom, 1 bathroom Gulf-front condominium with 745 square feet of heated and cooled living space and a list price of $375,000. Located on the 14th

  Greg Taylor Counts Real Estate Group Inc

  9450 S Thomas Dr Unit 1406D, Panama City, FL 32408
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  /43

  $379,000

  • 4 Beds
  • 2 Baths
  • 2,251 Sq Ft

  7936 Betty Louise Dr, Panama City, FL 32404

  Seller motivated! 4 Bedroom home with a POOL situated on 1/3 acre corner lot! Step into comfort, style, and Florida charm with this beautifully maintained 4-bedroom, 2-bath brick home. Located just minutes to Tyndall Air Force Base, local restaurants and grocery. From the moment you arrive, the inviting curb appeal, solid brick exterior and roof installed just four years ago promise quality and

  Brittany McLaughlin CENTURY 21 Ryan Realty Inc

  7936 Betty Louise Dr, Panama City, FL 32404
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  /31

  $305,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  The Lismore Plan at Liberty, Panama City, FL 32404

  Welcome to the Lismore, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  D.R. Horton Builder

  6225 Chapman Ln Unit 37029298, Panama City, FL 32404
• 

  

  /31

  $375,000

  • 2 Beds
  • 2 Baths
  • 1,048 Sq Ft

  8815 Thomas Dr Unit 305, Panama City, FL 32408

  Discover the perfect blend of convenience with this 2 bed, 2 bath condo located on the Gulf of America. Ideal as both an investment opportunity and a second home, this property offers gulf views and a spacious floor plan designed for comfort. In the hall you have a storage closet that could easily be converted to a bunk space as well as a private owners closet located across the hall. This condo

  Amber Sanders Emerald Coast Realty Group

  8815 Thomas Dr Unit 305, Panama City, FL 32408
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  /29

  $313,975 New Construction

  • 4 Beds
  • 2 Baths
  • 2,045 Sq Ft

  7345 Morningside Dr, Panama City, FL 32404

  Welcome to 7345 Morningside Drive, a new home floor plan at Morningside in Panama City, Florida. The Ryder is a large open floor plan design complete with many features and space for you and your family. As you walk up to the home, you will be welcomed by the covered front porch and the spacious two-car garage. Around the house you will see durable vinyl siding all around, large yards at

  D.R. Horton Builder

  7345 Morningside Dr, Panama City, FL 32404
• 

  

  /21

  $317,180 New Construction

  • 3 Beds
  • 2 Baths
  • 1,434 Sq Ft

  7060 Traditions Dr, Panama City, FL 32404

  Smart Space. Stylish Living. 1434 Sq feet never Looked So Big! A perfect combination of comfort and functionality, creating a space that feels like home from the moment you step inside. Step into the spacious living area, which serves as the central gathering space, providing ample room for relaxation and entertainment. The open-concept design seamlessly connects the living room, dining area, and

  Kimberly Suppa Adams Homes Realty, Inc.

  7060 Traditions Dr, Panama City, FL 32404
• 

  

  /11

  $304,490 New Construction

  • 4 Beds
  • 2 Baths
  • 1,805 Sq Ft

  257 Seneca Ave, Panama City, FL 32404

  Introducing the Grayton, an expansive split floorplan from our Value collection. This new home features 4 bedrooms and 2 baths, offering ample space for the entire family. As you enter through the front door, you’ll be greeted by an open living area, encompassing the great room and dining room. This open concept design creates a seamless flow and a sense of togetherness. The kitchen is a true

  Holiday Builders Builder

  257 Seneca Ave, Panama City, FL 32404
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  /36

  $379,000

  • 3 Beds
  • 2 Baths
  • 1,807 Sq Ft

  1308 Stratford Ave, Panama City, FL 32404

  The owners have truly cared for this home--and you'll feel it the moment you walk in. The living area has a nice ambiance with beamed vaulted ceilings and a stacked-stone gas fireplace. The updated kitchen offers soft-close oak cabinetry and deep pull-out drawers. The former laundry room now shines as a baker's pantry, but it can easily be converted back if needed. A versatile den provides the

  Ariane Johnson Think Real Estate

  1308 Stratford Ave, Panama City, FL 32404
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  /49

  $397,000

  • 4 Beds
  • 2 Baths
  • 1,848 Sq Ft

  2617 Outlaws Way, Panama City, FL 32405

  Located in the heart of Panama City, this 2022 Outlaw-built home delivers modern construction, quality finishes, and exceptional convenience. Just minutes to Tyndall Air Force Base, major shopping and dining along 23rd Street, HCA Florida Gulf Coast Hospital, and a short drive to Panama City Beach. Built in 2022, this 4-bedroom, 2-bath residence offers a functional open layout with 9-foot

  Paul Gibney Corcoran Reverie SRB

  2617 Outlaws Way, Panama City, FL 32405
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  /31

  $370,000

  • 1 Bed
  • 1 Bath
  • 673 Sq Ft

  9850 S Thomas Dr Unit 608W, Panama City, FL 32408

  This is absolutely a beautiful condo. It is on a rental program and the owner receives good rent. This condo is the most popular condo in the Association, featuring a Gulf view from your Living Room and Bedroom. It has 2 entrances from the inside to the outside balcony. One from the Living Room and one from the Bedroom. This is is just one thing that makes it unique. Enjoy the privacy on your

  Ray Mcdonald CitiStar Realty

  9850 S Thomas Dr Unit 608W, Panama City, FL 32408
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  /37

  $312,000

  • 2 Beds
  • 2 Baths
  • 1,086 Sq Ft

  8727 Thomas Dr Unit C33, Panama City, FL 32408

  Experience the ultimate in coastal convenience with this rare ground-floor condo in the highly sought-after Sugar Beach community. Perfectly positioned for effortless access with no busy elevators. The exterior of this unit offers a new Trex ramp making it great for owners or renters with mobility challenges. The interior features an expansive open concept living and dining area filled with

  Lauren Beninate Beachy Beach Real Estate

  8727 Thomas Dr Unit C33, Panama City, FL 32408
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  /28

  $374,900

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 1206D, Panama City, FL 32408

  New price! Beautifully furnished 1-bedroom, 1-bath condo in the highly sought-after Boardwalk Beach Resort. This coastal retreat offers stunning beach views and comes fully equipped, making it move-in or rental-ready. Enjoy a proven rental history, perfect for investors or those seeking a vacation getaway. The resort features incredible amenities including a beachfront pool, hot tubs, market, and

  John Milton Indian Springs Real Estate

  9450 S Thomas Dr Unit 1206D, Panama City, FL 32408
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  /14

  $319,490 New Construction

  • 4 Beds
  • 2 Baths
  • 2,062 Sq Ft

  5159 Harvey St, Panama City, FL 32404

  Welcome to the Palmer, a home from our Value collection designed to enhance family and friend gatherings with its open living concept. This spacious home boasts 4 bedrooms and 2 baths, providing ample space for all your needs. As you step into the Palmer, you’ll be greeted by the inviting open living room and dining room, creating a warm and welcoming ambiance. Continuing further, you’ll discover

  Holiday Builders Builder

  5159 Harvey St, Panama City, FL 32404
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  /74

  $360,500

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1109, Panama City, FL 32408

  This stunning, fully updated 1 Bedroom 1.5 Bath condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new custom cabinets, granite

  Jo Cochran Anchor Realty Florida

  8743 Thomas Dr Unit 1109, Panama City, FL 32408
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  /67

  $305,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7073 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to the Lismore, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2 bathroom, one-story home with 1.580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7073 William Pitsenbarger Rd, Panama City, FL 32404
• 

  

  /44

  $324,999

  • 4 Beds
  • 2 Baths
  • 1,788 Sq Ft

  5801 Viking Way, Panama City, FL 32404

  Welcome to 5801 Viking Way, an exceptional home in Panama City, Florida that truly stands apart. Built in 2021 and offering nearly 1,800 square feet of well-designed living space, this four-bedroom, two-bath residence combines modern efficiency, privacy, and comfort in one beautiful package. Situated on a premium end-of-cul-de-sac lot, and with a beautiful water view, this home offers minimal

  Whitney Durham Beachy Beach Real Estate

  5801 Viking Way, Panama City, FL 32404
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  /33

  $320,000

  • 3 Beds
  • 1.5 Baths
  • 1,589 Sq Ft

  9410 Pembrook Place, Panama City, FL 32404

  Move-in ready, fully renovated, and sitting on nearly half an acre -- this all-brick ranch offers space, updates, and flexibility that are hard to find. Even better, the home has not been occupied since the renovation was completed. Inside, you'll find a bright interior with fresh paint and updated finishes throughout. The beautifully renovated kitchen is the center of the home and features

  Coastal & Country Group EXP Realty LLC

  9410 Pembrook Place, Panama City, FL 32404
• 

  

  /55

  $389,000

  • 5 Beds
  • 3 Baths
  • 2,552 Sq Ft

  167 Ryder Ln, Panama City, FL 32404

  Welcome to Bridge Harbor, located just minutes to shopping, dining and Tyndall AFB. The Sawyer plan is a stunning 5 bed, 3 bath home with 2 car garage. This home is located on a spacious lot with wooded privacy fenced backyard in a highly sought-after neighborhood, with resort style pool, outdoor kitchen pavilion & more! The home is a 1 owner, owner occupied home, it has a generous open living

  Lacy Horsley Horsley Real Estate Group

  167 Ryder Ln, Panama City, FL 32404
• 

  /2

  $342,400 New Construction

  • 3 Beds
  • 2 Baths
  • 1,634 Sq Ft

  5125 Salvation St, Panama City, FL 32404

  Currently under construction: This well-designed 1,634-square-foot home offers an ideal blend of comfort, functionality, and modern style. Upon entry, you are welcomed by a charming dining area that flows effortlessly into the kitchen, creating an inviting space perfect for both everyday living and entertaining. The open-concept layout seamlessly connects the living room, dining area, and

  Derick Aubry Adams Homes Realty, Inc.

  5125 Salvation St, Panama City, FL 32404
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  /37

  $384,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,835 Sq Ft

  3082 Lucky Farm Ln, Panama City, FL 32404

  Construction complete on this 3BR/2Ba one-story home with garage. Spacious Owners Suite Bedroom with bath, kitchen open to family room. Don't miss this opportunity to own in this new neighborhood. Homeowner Association Documents available for viewing upon request. Buyer to verify all dimensions.

  Robert Ward REMAX By The Sea

  3082 Lucky Farm Ln, Panama City, FL 32404
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  /56

  $365,000

  • 2 Beds
  • 2 Baths
  • 1,208 Sq Ft

  2315 Lavender Cir, Panama City, FL 32405

  Welcome to 2315 Lavender Circle, a beautifully crafted Samuel Taylor home featuring the highly sought-after low-maintenance lock-and-leave floor plan located in the heart of Panama City's premier master-planned community, SweetBay. This 2 bedroom, 2 bathroom home offers the perfect blend of quality construction, modern comfort, and neighborhood charm.These cottages are perfect if you're ready

  Zacarias Sanchez Think Real Estate

  2315 Lavender Cir, Panama City, FL 32405
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  /50

  $349,500

  • 4 Beds
  • 2 Baths
  • 1,617 Sq Ft

  605 E 2nd Place, Panama City, FL 32401

  $10,000 seller credit at closing! This one is a MUST SEE. Tons of updates, meticulously maintained and full of character. With 4 spacious bedrooms, 2 bathrooms and a fenced back yard offer plenty of space to settle in. Modern comforts meets the timeless charm of a classic Cove home. Located in one of the most established neighborhoods in Panama City. Step inside to an inviting and open floor

  Justin Raley Think Real Estate

  605 E 2nd Place, Panama City, FL 32401
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  /53

  $394,000 Pre-Foreclosure

  • 5 Beds
  • 3 Baths
  • 2,556 Sq Ft

  4942 Loblolly Way, Panama City, FL 32404

  Introducing The Carol in the highly sought-after Titus Park community a beautifully designed two-story, detached residence offering the perfect balance of space, function, and style. This exceptional 5-bedroom, 3-bath home welcomes you with a versatile flex space just off the foyer, ideal for a formal dining room, private office, or creative retreat. As you move through the entryway, the

  Mike Herring Keller Williams Realty SRB

  4942 Loblolly Way, Panama City, FL 32404
• 

  $364,221 New Construction

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft

  2315 Discovery Loop, Panama City, FL 32405

  Harris Doyle Homes Builder

  2315 Discovery Loop, Panama City, FL 32405
• 

  

  /5

  $392,900

  • Land
  • 2 Acres
  • $196,450 per Acre

  00 15th St, Panama City, FL 32405

  Location! Location! This Commercial Property is next to the Subway Shop on Tyndall Parkway Highway 98 with high visibility and superb daily traffic count. Excellent for a Commercial Retail, Office etc. Priced right and ready to sell.

  Marco Cooper Coastal Sun Realty LLC

  00 15th St, Panama City, FL 32405
• 

  

  /11

  $309,983 New Construction

  • 3 Beds
  • 2 Baths
  • 1,720 Sq Ft

  11411 Godart St, Panama City, FL 32404

  OFFERING 4.99 INTEREST RATE W/ PREFERRED LENDER. Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all.

  Shae Shepherd Adams Homes Realty, Inc.

  11411 Godart St, Panama City, FL 32404
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  /72

  $355,000 Open Sat 2PM - 4PM

  • 3 Beds
  • 2 Baths
  • 1,526 Sq Ft

  5204 Park St, Panama City, FL 32404

  Welcome home to this charming red brick beauty on a spacious corner lot! This 3-bedroom, 2-bathroom home with a 2-car garage has been completely remodeled and is ready for its new family to move right in. Inside, you'll love the open floor plan with recessed lighting, vinyl plank flooring, and cozy new carpet in all the bedrooms. The kitchen is the heart of the home, featuring a large island that

  Amanda Vanover St Andrew Shores Realty Serv

  5204 Park St, Panama City, FL 32404

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