Panama City, FL Homes for Sale under $400,000

• 

  

  

  /41

  $265,000

  $2K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,654 Sq Ft

  201 Baldwin Rowe Cir, Panama City, FL 32405

  Welcome to 201 Baldwin Rowe! This beautifully maintained 3-bedroom, 2.5-bath townhome offers stylish updates, functional living space, and a comfortable, move-in-ready lifestyle. From the moment you walk in, you'll appreciate the thoughtful upgrades and inviting atmosphere throughout. The kitchen features updated granite countertops, newer appliances, and plenty of cabinet and counter space,

  Ayesha Albibi Centergate Realty LLC

  201 Baldwin Rowe Cir, Panama City, FL 32405
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  /9

  $350,000

  • Land
  • 1.74 Acres
  • $201,149 per Acre

  Unlisted Address

  Development opportunity in the Panama City/Cedar Groove Community area. Seller has infrastructure plans that are in place and seller is willing to share with new buyer. This includes: Road way access, Water and sewer systems, Storm drainage, Utilities layouts, Lot layouts plus easements. No construction has been started yet. Zoned R2

  Mari Monroe-Garcia Legacy Premier Agency

  Unlisted Address
• 

  

  

  /28

  $382,000

  New Construction $8K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,953 Sq Ft

  3821 Red Deer Cir, Panama City, FL 32404

  Receive up to $11,000 toward closing costs: $3,000 from the preferred lender and up to $8,000 from the builder. Located in the Game Farm community in Panama City, this home is built by Southern Coastal Homes, a respected local builder known for quality construction and practical design. The neighborhood offers wide homesites, natural green space, ponds, and planned green spaces in a central

  Charles Commander Jr. CENTURY 21 Commander Realty

  3821 Red Deer Cir, Panama City, FL 32404
• 

  

  

  /20

  $316,200

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,317 Sq Ft

  7108 Traditions Dr, Panama City, FL 32404

  Move in Ready! No carpet and several upgrades! Embrace the COZY charm and functionality creating a space that perfectly suits your lifestyle and offers a warm and welcoming ambiance. This thoughtfully designed layout offers a comfortable and functional space that is sure to impress. Step inside and be greeted by a spacious living area that provides a cozy and inviting atmosphere for relaxation

  Kimberly Suppa Adams Homes Realty, Inc.

  7108 Traditions Dr, Panama City, FL 32404
• 

  

  

  /21

  $195,000

  $30K PRICE DROP

  • 3 Beds
  • 1 Bath
  • 1,104 Sq Ft

  3101 W 21st Ct, Panama City, FL 32405

  ATTENTION BUYERS AND INVESTORS ALIKE! Are you searching for a property to add to your rental portfolio or the perfect place to call home? Look no further than this traditional home located in the charming Sherwood subdivision. Upon arrival, you'll immediately notice the spacious fenced in corner lot with ample parking and a shed in the back yard. This home boasts three bedrooms and one bathroom,

  Shannon Cole QUORA REALTY

  3101 W 21st Ct, Panama City, FL 32405
• 

  

  /25

  $190,000

  • 2 Beds
  • 1.5 Baths
  • 1,008 Sq Ft

  440 Venetian Way, Panama City, FL 32405

  Welcome to 440 Venetian Way--an updated 2-bedroom townhome in a highly convenient Panama City location, just off Highway 390. Enjoy quick access to restaurants, shopping, schools, and everyday essentials, all while being just a short drive to the bay and beaches. Best of all--no HOA!This home has seen several key updates, including a new roof, flooring, and privacy fence in 2018, offering

  Dien and Andrew Group Think Real Estate

  440 Venetian Way, Panama City, FL 32405
• 

  

  /7

  $310,000

  • 3 Beds
  • 2 Baths
  • 2,403 Sq Ft

  911 Cypress Ave, Panama City, FL 32401

  Rental and Investment potential. Rent out main home while living in the apartment above the garage or vice versa. Large Lot with sturdy block constructed home. The waterfront access is a canal that leads to Watson Bayou . Upon entry to property you will notice a huge circular driveway which compliments a dual car garage and a covered carport off to the left of the home.

  Gerard Virga Virga Realty Inc

  911 Cypress Ave, Panama City, FL 32401
• 

  

  /32

  $307,894

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft

  11504 Godart St, Panama City, FL 32404

  LIMITED OFFER: Get a tiered rate: 2.99% (Year 1), 3.99% (Year 2), then 4.99% fixed for life. PLUS MOVE IN PACKAGE. COVERING CLOSING COST WITH PREFERRED LENDER! Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this

  Shae Shepherd Adams Homes Realty, Inc.

  11504 Godart St, Panama City, FL 32404
• 

  

  /28

  $309,900

  • 2 Beds
  • 1.5 Baths
  • 1,068 Sq Ft

  6232 Sunset Dr, Panama City, FL 32408

  COMPLETELY RENOVATED BEACH STUNNER! Every detail has been reimagined to create a modern, warm, move in ready experience! Lovingly cared for and no detail left out, completely redone in 2026. Feel the warmth of high end LVP flooring in warm inviting tones throughout. The clean smooth ceilings highlight all new recessed lighting with designer fans and crystal pendants and flush mount chandelier

  Patty Taylor Own It Real Estate LLC

  6232 Sunset Dr, Panama City, FL 32408
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  /28

  $249,900

  $5K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 565 Sq Ft

  6829 Thomas Dr Unit 403, Panama City, FL 32408

  Unlock the full potential of your beach getaway in this exceptional Panama City Beach ground floor retreat, boasting a thoughtfully designed condo that seamlessly blends comfort and effortless living on the East end of the beach. This outstanding condo features tile flooring throughout, a fully furnished livingroom, kitchen, bedroom with a king-size bed and a patio overlooking the pool area, just

  Christopher Elgee Sunbelt Realty, Inc

  6829 Thomas Dr Unit 403, Panama City, FL 32408
• 

  

  /28

  $280,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9902 S Thomas Dr Unit 1237, Panama City, FL 32408

  Unlock an exceptional investment opportunity in Panama City Beach, FL, with this beautifully updated and fully furnished condo at Laketown Wharf. Nestled in a prime location within the complex, it offers quick access to elevators, enhancing convenience for guests and boosting rental demand. The unit features stunning lake views from the balcony and breathtaking Gulf views from various locations

  Mowayne Copeland Keller Williams Success Realty

  9902 S Thomas Dr Unit 1237, Panama City, FL 32408
• 

  

  /3

  $119,000

  • Land
  • 39,639 Sq Ft
  • $130,769 per Acre

  5321 Boat Race Rd, Panama City, FL 32404

  Discover the potential of this spacious property located at 5321 Boat Race Rd in Panama City, Florida. Situated in a growing area with convenient access to major roadways, shopping, dining, schools, and the beautiful Gulf Coast beaches, this property offers endless possibilities for homeowners, investors, or those looking for extra space to enjoy the Florida lifestyle. Whether you're seeking a

  Daniel Castaneda AMERICAN REALTY OF PSL LLC

  5321 Boat Race Rd, Panama City, FL 32404
• 

  

  /14

  $119,500

  $4K PRICE DROP

  • Land
  • 22,651 Sq Ft
  • $229,808 per Acre

  729 Vista Del Sol Ln, Panama City, FL 32404

  Build Your Dream Home in an Exclusive Gated CommunityDiscover the perfect canvas for your next custom home in this exclusive, gated luxury community. This beautiful lot is surrounded by stunning grand estates, offering both elegance and privacy. Residents enjoy access to a private boat ramp, making it ideal for boating and waterfront living, along with a private HOA-maintained pool for

  Tareva Ligas Keller Williams Success Realty

  729 Vista Del Sol Ln, Panama City, FL 32404
• 

  $296,700

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,379 Sq Ft

  7057 Traditions Dr, Panama City, FL 32404

  MOVE IN READY! Experience the perfect blend of style and comfort in this beautiful 3-bedroom, 2-bathroom home. The vaulted family room is ideal for both relaxing and entertaining. The home is designed with premium materials, such as Hardie Plus siding, quartz countertops in the kitchen and bathrooms, and luxury vinyl flooring. Don't miss the opportunity to own this craftsman-style gem! 1K deposit

  Kimberly Suppa Adams Homes Realty, Inc.

  7057 Traditions Dr, Panama City, FL 32404
• 

  

  /33

  $270,000

  • 4 Beds
  • 2 Baths
  • 1,768 Sq Ft

  7144 Hatteras Blvd, Panama City, FL 32404

  This beautifully designed 4-bedroom, 2-bath home offers a spacious split floorplan that provides both comfort and privacy for the whole family. The open living areas create a warm and inviting atmosphere perfect for entertaining, relaxing evenings, or keeping an eye on the game while dinner is cooking. The split-bedroom layout gives the primary suite its own private retreat while the additional

  April Davis, MRP Realtor Keller Williams Success Realty

  7144 Hatteras Blvd, Panama City, FL 32404
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  /11

  $349,000

  • Land
  • 10,454 Sq Ft
  • $1,454,167 per Acre

  119 Cashel Mara Dr, Panama City, FL 32409

  Discover an extraordinary opportunity to create your DREAM waterfront home overlooking the North Bay. This finished and cleared homesite promises boundless potential for designing a custom residence that captures the essence of luxury and tranquility. With expansive views that stretch across the water, your future home could be a true oasis. Nestled in the quiet community of Mill Point Landing,

  Nicolle Cable Corcoran Reverie

  119 Cashel Mara Dr, Panama City, FL 32409
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  /26

  $282,900

  New Construction $22K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,410 Sq Ft

  Panama City, FL 32401

  Welcome to the ''BEECH'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located in NO HOA close to shopping, restaurants and more. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring throughout; Inside you will find a spacious open concept living room with tray ceiling overlooking the kitchen. Kitchen features a kitchen

  Christina Daniels Keller Williams Success Realty

  Panama City, FL 32401
• 

  

  /8

  $265,000

  • Land
  • 30,056 Sq Ft
  • $384,058 per Acre

  2911 E 5th Ct, Panama City, FL 32401

  Prime investment opportunity: six cleared and buildable lots ready for immediate development. This 30,000-sqft parcel offers a 100-ft depth and an impressive 300-ft frontage, allowing six individual 50' x 100' lots. The property is already rezoned, and the city confirms no subdivision conversion is required—simply install a front culvert for drainage. With local homes recently selling around

  Ramone Silvera Salty Marlin Realty

  2911 E 5th Ct, Panama City, FL 32401
• 

  

  /43

  $199,000

  New Construction

  • 2 Beds
  • 2.5 Baths
  • 1,007 Sq Ft

  1421 Martin Luther King Junior Blvd Unit C, Panama City, FL 32401

  Perfectly positioned for convenience and comfort, this beautifully designed 2-bedroom, 2.5-bath townhome offers easy access to shopping, dining, schools, and is just minutes from the new Martin Luther King Jr. Recreation Center. The main level features a spacious open living area and a well-appointed kitchen with stainless steel appliances, making everyday living and entertaining effortless. A

  James Cameron JC Real Estate Group, LLC.

  1421 Martin Luther King Junior Blvd Unit C, Panama City, FL 32401
• 

  

  /25

  $274,999

  Open Thu 3PM - 5PM

  • 3 Beds
  • 2 Baths
  • 1,392 Sq Ft

  4020 Woodridge Rd, Panama City, FL 32405

  Charming 3-bedroom, 2-bath home in a convenient Panama City location! This well-maintained property features a functional floor plan, spacious living area, and abundant natural light throughout. The kitchen offers plenty of cabinet space and opens to the dining area, making everyday living and entertaining a breeze. The primary suite includes a private bath, while the additional bedrooms provide

  Savannah Mettille Empire Real Estate of Florida LLC

  4020 Woodridge Rd, Panama City, FL 32405
• 

  

  /136

  $289,900

  • 2 Beds
  • 2.5 Baths
  • 1,420 Sq Ft

  4300 Bay Point Rd Unit 427, Panama City, FL 32408

  Here is an opportunity to own a recently renovated 2 bedroom - 2 and 1/2 bath golf villas, located in Bay Point Golf Villas 1. You own both the upstairs and downstairs so you don't have to worry about neighbors stomping around above you in the middle of the night. The unit has all new two panel doors and frames, brand new stainless steel refrigerator, brand new stackable washer and dryer,

  Dale Williamson LoKation Real Estate

  4300 Bay Point Rd Unit 427, Panama City, FL 32408
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  /51

  $294,900

  $15K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,409 Sq Ft

  5206 Robins Ct, Panama City, FL 32404

  Built in 2020, this stunning home combines modern style with a warm, inviting presence. On a corner lot in a nice and quiet cul-de-sac. Enter into and open concept floorplan featuring raised ceilings, wood-look tile plank flooring and recessed lighting. Main space is bright and airy with plenty of natural light. This kitchen boasts beautiful custom cabinetry, stainless steel appliances and a

  Jeremy Dawson Northwest Florida Realty, LLC

  5206 Robins Ct, Panama City, FL 32404
• 

  

  /12

  $292,990

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,684 Sq Ft

  CABOT Plan at Pine Hills, Panama City, FL

  Welcome home to our Cabot plan. This thoughtfully designed four-bedroom, two-bathroom home offers 1,684 square feet of open-concept living. The kitchen features quartz countertops, stainless steel appliances, and white shaker cabinets, flowing into the dining and living areas for easy everyday living. The private owner’s suite includes dual sinks and a large walk-in closet, while three additional

  Century Complete Builder

  0 Pine Hills St Unit 38803954, Panama City, FL
• 

  $392,850

  New Construction

  • 4 Beds
  • 3 Baths
  • 2,212 Sq Ft

  The Winston 3-M Plan at College Station, Panama City, FL 32404

  Valor Communities Builder

  3740 Basal St Unit 40281813, Panama City, FL 32404
• 

  

  /39

  $389,000

  • 4 Beds
  • 2 Baths
  • 2,068 Sq Ft

  4894 Sweetspire Dr, Panama City, FL 32404

  Beautifully designed Delray floor plan located in the desirable Titus Park community! Offering 4 bedrooms, 2 bathrooms, and over 2,000 square feet of thoughtfully designed living space, this 2023-built home combines functionality, comfort, and style in one of the area's most convenient locations. Enjoy a charming covered front porch, Hardie board siding, and a beautifully landscaped

  Heather Neubauer ERA Neubauer Real Estate Inc

  4894 Sweetspire Dr, Panama City, FL 32404
• 

  

  /28

  $250,000

  $35K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,349 Sq Ft

  301 Detroit Ave, Panama City, FL 32401

  Perfectly situated on a spacious corner lot! This beautifully designed 3-bedroom, 2-bathroom residence offers 1,349 square feet of comfortable living space with thoughtful upgrades throughout. Highlights Include: Durable Hardi Board siding Stylish LVP flooring throughout Elegant granite countertops Designer subway tile shower in the master suite Spacious walk-in closet and large pantry

  Thom Bachelder Panhandle Real Estate

  301 Detroit Ave, Panama City, FL 32401
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  /29

  $309,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7057 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 7057 William Pitsenbarger Road, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes

  D.R. Horton Builder

  7057 William Pitsenbarger Rd, Panama City, FL 32404
• 

  

  /16

  $351,252

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,634 Sq Ft

  5236 Salvation St, Panama City, FL 32404

  This well-designed 1,634-square-foot home offers an ideal blend of comfort, functionality, and modern style. Upon entry, you are welcomed by a charming dining area that flows effortlessly into the kitchen, creating an inviting space perfect for both everyday living and entertaining. The open-concept layout seamlessly connects the living room, dining area, and kitchen, providing a spacious and

  Kimberly Suppa Adams Homes Realty, Inc.

  5236 Salvation St, Panama City, FL 32404
• 

  

  /38

  $325,900

  New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  The Walker Plan at Liberty, Panama City, FL 32404

  Welcome to the Walker, a new home floor plan located at Liberty in Panama City, Florida. The Walker is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  D.R. Horton Builder

  6225 Chapman Ln Unit 37183182, Panama City, FL 32404
• 

  

  /7

  $129,000

  $20K PRICE DROP

  • Land
  • 14,374 Sq Ft
  • $390,909 per Acre

  1101 Martin Luther King Junior Blvd, P C Beach, FL 32401

  REDUCED-MOTIVATED SELLER! This is a great opportunity to own a commercial lot on the corner of MLK and 11th Street. This commercial lot would be a great location for an office or a restaurant.MLK Blvd joins Highway 77. Very High traffic count and easy access Highway 231 and Lynn Haven. Ascension Sacred Heart Hospital is right down the street. 11th Street has a high traffic count. MLK is 4

  Cynthia Luster Coastal Property Services, Inc

  1101 Martin Luther King Junior Blvd, P C Beach, FL 32401
• 

  

  /67

  $339,000

  • 3 Beds
  • 2 Baths
  • 1,746 Sq Ft

  2335 Fortune Ave, Panama City, FL 32405

  Welcome to 2335 Fortune Avenue! This beautifully maintained 3-bedroom, 2-bath home with a dedicated office is located in the desirable Forest Park community, right in the heart of Panama City. Offering a spacious open-concept layout, this home features tray ceilings, abundant natural light, and a functional floor plan designed for both everyday living and entertaining. The kitchen overlooks the

  Justin Cater LLC EXP Realty LLC

  2335 Fortune Ave, Panama City, FL 32405
• 

  

  /8

  $135,000

  $10K PRICE DROP

  • Land
  • 11,761 Sq Ft
  • $500,000 per Acre

  6416 Marvin Ln, Panama City, FL 32409

  Whether you're searching for a primary residence or a weekend retreat with boating access, this property is the perfect fit. This .27-acre canal lot offers quick access to the deep waters of North Bay and is conveniently located near Lynn Haven's shopping and dining. The land is vacant, ready for clearing and building. Buyers are encouraged to verify all information.

  Team Don and Bubba EXP Realty LLC

  6416 Marvin Ln, Panama City, FL 32409
• 

  

  /49

  $230,000

  • 3 Beds
  • 2 Baths
  • 1,392 Sq Ft

  508 Shade St, Panama City, FL 32404

  Welcome to this well-located 3-bedroom, 2-bath home situated on a desirable corner lot in a quiet, established neighborhood. Inside, the living room features a built-in bookcase that adds both character and functionality, creating a warm and inviting space to relax or entertain. The layout offers comfortable everyday living with plenty of potential to make it your own. One of the standout

  Ashley Moran Epique Realty Inc

  508 Shade St, Panama City, FL 32404
• 

  

  /25

  $165,000

  • 2 Beds
  • 1 Bath
  • 1,006 Sq Ft

  522 Arrow St, Panama City, FL 32404

  This charming 2-bedroom, 1-bath home is the perfect opportunity for first-time buyers, investors, or anyone looking to add their personal touch. The open-concept living area features a vaulted ceiling that creates a bright and spacious feel throughout. Step outside to the sun-filled patio overlooking your private backyard pool, ideal for relaxing or entertaining. Additional highlights include a

  Matthew Wright Think Real Estate

  522 Arrow St, Panama City, FL 32404
• 

  

  /28

  $350,000

  • 4 Beds
  • 2 Baths
  • 1,410 Sq Ft

  6922 Bayou George Dr, Panama City, FL 32404

  Experience the perfect blend of peaceful waterfront living and everyday convenience in this beautiful home situated on a spring-fed lake. Featuring 9-foot ceilings and an open-concept design, the home offers a spacious and inviting atmosphere from the moment you walk in. The heart of the home is the stunning kitchen, complete with a large center island, ample cabinet space, and plenty of room for

  Morgan Benton EXP Realty LLC

  6922 Bayou George Dr, Panama City, FL 32404
• 

  

  /61

  $259,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,504 Sq Ft

  7360 John Levitow Ln, Panama City, FL 32404

  Welcome to the Bowen, a new floor plan located at Liberty in Panama City, Florida. The Bowen is a spacious single-story home floor plan just over 1,500 square feet with 4-bedrooms with 2-bathrooms, and a 1-car garage. Met with an inviting foyer, and a hall leading to the second and third bedrooms; with a full bathroom tucked in between. Also, upon entering the home you will have immediate access

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7360 John Levitow Ln, Panama City, FL 32404
• 

  

  /33

  $330,000

  $35K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,622 Sq Ft

  2003 Natalie St, Panama City, FL 32405

  This classy 3 BD 2B, well maintained home is perfectly situated just off of 23rd street offering both convenience and a quiet cul-de-sac setting. Backing up to Northside Elementary the location is ideal for easy access to schools and nearby amenities. Recent updates include a beautifully renovated upstairs bathroom, fresh paint throughout and new flooring. Major improvements provide peace of mind

  Tonia Hathaway CENTURY 21 Commander Realty

  2003 Natalie St, Panama City, FL 32405
• 

  

  /34

  $115,000

  $35K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,512 Sq Ft

  6240 Bryan Way, Panama City, FL 32404

  BRING ALL OFFERS! Perfect opportunity for DIYers, investors, or first-time homebuyers looking to build instant equity! This spacious 3-bedroom, 2-bath mobile home is tucked away at the end of the street and backs up to a wooded area, offering extra privacy and a peaceful setting. With a little TLC and new flooring throughout, this home has incredible potential to shine. Enjoy outdoor living with

  Brook Simmons Keller Williams Success Realty

  6240 Bryan Way, Panama City, FL 32404
• 

  

  /34

  $249,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,439 Sq Ft

  The Sutton Plan at Liberty, Panama City, FL 32404

  Welcome to the Sutton Plan, one of our new plans at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by

  D.R. Horton Builder

  6225 Chapman Ln Unit 38708013, Panama City, FL 32404
• 

  

  /22

  $269,000

  • 3 Beds
  • 2.5 Baths
  • 1,549 Sq Ft

  312 Sukoshi Dr, Panama City, FL 32404

  Seller says, 'Bring All Offers!' With an acceptable offer, Seller will provide a $10,000 credit to Buyer at closing to use at Buyer's discretion. This waterfront gem is waiting to be discovered. Sold fully furnished, including appliances, linens, towels, and kitchen essentials, this home offers a rare turnkey opportunity. Just bring your clothes and toothbrush and begin enjoying the coastal

  Billy Richard Realty Mark Associates

  312 Sukoshi Dr, Panama City, FL 32404

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