Panama City, FL Homes for Sale under $400,000

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  /34

  $165,000

  $35K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,394 Sq Ft

  3101 W 20th Ct, Panama City, FL 32405

  CASH SALE ONLY. Foundation Repair Required. INVESTOR OPPOUTUNITY. Three-bedroom, 2 bath home with an apartment which measures 533 sq. ft. and IS NOT included in the sq. ft. measurement. Home is located in the heart of St. Andrew's which is a walking revitalized waterfront community offering shopping, restaurants, public boat ramps and a farmers' market and so much more. This is a perfect

  Phyllis Brookins CENTURY 21 Commander Realty

  3101 W 20th Ct, Panama City, FL 32405
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  /16

  $244,000

  $5K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,080 Sq Ft

  320 N Center Ave, Panama City, FL 32401

  Looking for an investment property already generating revenue?Currently renting to a month to month tenant for $1,900 monthly. This beautifully designed 3-bedroom, 2-bath residence perfectly blends comfort, style, and functionality. With no HOA fees, you have the freedom to personalize your home without restrictions. Step inside to an open floor plan where the living room and kitchen flow

  Patrick Pate Beach Haven Realty

  320 N Center Ave, Panama City, FL 32401
• 

  

  

  /6

  $299,000

  • 2 Beds
  • 1.5 Baths
  • 1,152 Sq Ft

  2319 Beech St, Panama City, FL 32408

  Welcome to your slice of paradise in Panama City Beach! This 2/1.5 is located in the Heart of Panama City Beach. Just off of Thomas Dr. Across from the Naval Base. Situated on a corner lot and has a privacy fenced backyard. The first floor has an open floor plan with the main living areas and half bath. The upstairs has two bedrooms and full bathroom. The bedrooms are good sized with ample closet

  Kimberly Miles Coastal Choice Realty LLC

  2319 Beech St, Panama City, FL 32408
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  /48

  $284,000

  $4K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 1,403 Sq Ft

  6570 Atkins Rd, Panama City, FL 32404

  Welcome to Liberty -- where comfort, convenience, and community come together! This beautiful corner-lot home is located in the highly desirable Liberty community, one of Bay County's premier neighborhoods known for its resort-style amenities and welcoming small-town atmosphere. Designed with modern living in mind, this home is move-in ready and comes with an existing 10-year structural warranty,

  Vianah Seamon Anchor Realty Florida

  6570 Atkins Rd, Panama City, FL 32404
• 

  

  /2

  $317,990

  New Construction $15K PRICE INCREASE

  • 3 Beds
  • 2 Baths
  • 1,721 Sq Ft

  5129 Harvey St, Panama City, FL 32404

  Introducing the Alden, a beautiful home from the Holiday Builders’ Value collection designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a

  Holiday Builders Builder

  5129 Harvey St, Panama City, FL 32404
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  /29

  $174,900

  $5K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 1,104 Sq Ft

  4455 W 19th St Unit 16, Panama City, FL 32405

  Great opportunity in St. Andrews to own a townhome with potential. This property offers a functional layout with comfortable living space and is ready for a new owner to add their personal touch. A good option for buyers looking to customize or invest. Conveniently located in Panama City with easy access to shopping, dining, and everyday amenities. All measurements, zoning, and sizes are

  Luisa Dick Coldwell Banker Realty

  4455 W 19th St Unit 16, Panama City, FL 32405
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  /73

  $249,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,439 Sq Ft

  7365 John Levitow Ln, Panama City, FL 32404

  Welcome to the Sutton Plan, one of our new plans at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and bathrooms. Right by

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7365 John Levitow Ln, Panama City, FL 32404
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  /39

  $189,900

  $5K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 970 Sq Ft

  2100 W Beach Dr Unit D101, Panama City, FL 32401

  Welcome to resort-style, low-maintenance living at the iconic Landmark Condominiums, where this meticulously maintained ground-floor, 2-bedroom, 1-bath condo offers the perfect coastal retreat. This bright and inviting unit features durable tile floors throughout the main living areas, a fresh coastal color palette, and an in-unit stackable washer and dryer that remains for a seamless transition.

  Courtney Pantalena Coldwell Banker Realty

  2100 W Beach Dr Unit D101, Panama City, FL 32401
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  /34

  $339,900

  Open Sat 12PM - 3PM $10K PRICE DROP

  • 5 Beds
  • 3 Baths
  • 1,708 Sq Ft

  738 S Gay Ave, Panama City, FL 32404

  Near Tyndall Air Force Base!!! Welcome to this updated 4-bedroom, 3-bath home with a versatile guest suite, situated on a spacious corner lot.The layout offers flexibility for a home office, in-law setup, homeschool space, or a larger household. Major updates were completed in 2020, including the roof, flooring, and HVAC system.Inside, the home features an open-concept living area and a

  Luisa Dick Coldwell Banker Realty

  738 S Gay Ave, Panama City, FL 32404
• 

  

  /25

  $279,990

  New Construction $10K PRICE INCREASE

  • 4 Beds
  • 2 Baths
  • 1,732 Sq Ft

  Gehrig Plan at Magnolia Ridge - Majors Collection, Panama City, FL 32404

  This new four-bedroom home offers convenient single-story living. An inviting open-concept floorplan encourages simple transitions and multitasking between the kitchen, dining room and family room. Three bedrooms are located near the front of the home, just steps from a full bathroom, and a luxurious owner’s suite is nestled into a private rear corner, complete with an en-suite bathroom and

  Lennar Builder

  3981 Alwyn Cashe Ave Unit 39321106, Panama City, FL 32404
• 

  

  /6

  $175,000

  • Land
  • 29,185 Sq Ft
  • $261,194 per Acre

  1516 S Berthe Ave, Panama City, FL 32404

  Great Investment Opportunity in Panama City! Two side-by-side lots located at 1512 S Berthe Ave and 1516 S Berthe Ave, Panama City, FL 32404. Both properties are cleared, build-ready, and already elevated for construction, allowing you to start your project right away. Excellent Location Just steps from Tyndall Close access to the water Convenient location with strong growth potential Flexible

  Danitza Galetti EXP Realty LLC

  1516 S Berthe Ave, Panama City, FL 32404
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  /27

  $235,000

  $10K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 860 Sq Ft

  1219 Navy Blvd Unit 148, Panama City, FL 32408

  Welcome to Cottage 148 in Emerald Pointe Resort--a delightful coastal retreat with a carport and the PERFECT porch for enjoying the Florida lifestyle. This cottage features a large primary bedroom, spacious family room, and comfortable flow designed for easy full-time living or extended beach escape getaways. Offered partially furnished and ready for your personal decorator touches, this cottage

  Bruce King Beachy Beach Real Estate

  1219 Navy Blvd Unit 148, Panama City, FL 32408
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  /9

  $217,000

  • 3 Beds
  • 2 Baths
  • 1,096 Sq Ft

  7441 Jefferson Ave, Panama City, FL 32409

  Endless possibilities await on this 0.458-acre lot in Southport! This well-maintained manufactured home sits on a quiet, dead-end road with minimal traffic, where homes are spaced comfortably apart, offering both privacy and peace. Zoned R-2, the property is incredibly versatile allowing for manufactured, single-family, or duplex housing - live in it, rent it out, renovate, remodel or start fresh

  Katelyn Dimond Beachy Beach Real Estate

  7441 Jefferson Ave, Panama City, FL 32409
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  /51

  $284,000

  $14K PRICE DROP

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  4115 Albacore St Unit 6, Panama City, FL 32408

  Beautiful updated condo a half a block to white sandy Beach! This condo has had a total upgrade and is ready to be your primary home or vacation home/ rental beautifully done with Granite in the kitchen and bath,tiled shower with glass slider door and large closet in the master bedroom two slider doors access the gulf views and sunsets beach access number 19 which is your walkway to the beach is

  Kati Pullins Beachy Beach Real Estate

  4115 Albacore St Unit 6, Panama City, FL 32408
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  /11

  $125,000

  • Land
  • 5,662 Sq Ft
  • $961,538 per Acre

  507 Massalina Dr, Panama City, FL 32401

  Popular Cove area's Massalina Bayou — deep wooded lot offers tucked-in privacy for your waterfront home.

  Tricia Mcgrath Sugar Shore Properties

  507 Massalina Dr, Panama City, FL 32401
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  /23

  $180,000

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit B202, Panama City, FL 32401

  Relax and enjoy your quiet courtyard view from this second floor one bedroom condo in the Waterfront community of Landmark Condominiums. Updates include a fully remodeled bathroom with walk in shower, kitchen cabinets, countertops and appliances. Fully furnished and move in ready! Experience easy living with access to two pools, a dock, private beach, fitness room and clubhouse with a pavilion.

  Savannah Hamilton Paradise Properties

  2100 W Beach Dr Unit B202, Panama City, FL 32401
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  /28

  $320,000

  • 3 Beds
  • 2 Baths
  • 1,673 Sq Ft

  5418 Blue Dog Rd, Panama City, FL 32404

  Located in the desirable Cherokee Heights neighborhood just off Hwy 231 and Star Ave, this 3BR/2BA home is close to schools, shopping, and a short drive to Tyndall Air Force Base. Publix and Starbucks are just 1.5 miles away, and the Elementary and Middle schools are only 2 blocks from the home. The open floor plan features high ceilings, an electric fireplace, and a spacious kitchen and dining

  Melisa Caporella Coldwell Banker Realty

  5418 Blue Dog Rd, Panama City, FL 32404
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  /45

  $399,900

  $60K PRICE DROP

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 202, Panama City, FL 32408

  NEW HVAC UNIT installed in June of 2026!!! It is very RARE that a power bill is included in the HOA fees of a condominium. It is also a great thing when you see a second floor fully furnished unit become available in a Gulf Front high rise building. Seychelles is next door to a popular restaurant named SCHOONERS, so you can get a great lunch or dinner any old time. It gets better! There is value

  Holli Persall ERA Neubauer Real Estate Inc

  5115 Gulf Dr Unit 202, Panama City, FL 32408
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  /27

  $316,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 2,045 Sq Ft

  7521 Delancey St, Panama City, FL 32404

  Welcome to the Ryder, a new home floor plan at Morningside in Panama City, Florida. The Ryder is a large open floor plan design complete with many features and space for you and your family. As you walk up to the home, you will be welcomed by the covered front porch and the spacious two-car garage. Around the house you will see durable vinyl siding all around, large yards at Morningside, and a

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7521 Delancey St, Panama City, FL 32404
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  /30

  $359,000

  $40K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,848 Sq Ft

  4224 Dairy Farm Rd, Panama City, FL 32404

  Welcome to 4224 Dairy Farm Road in the welcoming community of Bylsma Manor Estates, conveniently located just off U.S. Highway 231 in Panama City. Built in 2023, this brick home offers 1,848 square feet of beautifully designed living space and has never been lived in -- giving you the rare opportunity to own a truly move-in-ready, like-new home.This 3-bedroom, 2-bath residence features

  Team Don and Bubba EXP Realty LLC

  4224 Dairy Farm Rd, Panama City, FL 32404
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  /30

  $398,900

  • 3 Beds
  • 2 Baths
  • 1,731 Sq Ft

  501 Floridian Place, Panama City, FL 32405

  MOVE-IN READY! Well maintained 3-bedroom, 2-bath brick home. Featuring a sparkling in-ground pool, privacy-fenced backyard, and split-bedroom floor plan, this home offers the perfect combination of comfort and convenience. Inside, you'll find luxury vinyl plank flooring throughout the main living areas, vaulted ceilings, a cozy brick fireplace, and a spacious great room that opens to a covered

  William Gillespie EXP Realty LLC

  501 Floridian Place, Panama City, FL 32405
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  /33

  $249,900

  New Construction

  • 4 Beds
  • 2 Baths
  • 1,439 Sq Ft

  7410 Charles Loring Jr Rd, Panama City, FL 32404

  Welcome to 7410 Charles Loring Jr. Road, one of our new homes at Liberty in Panama City, Florida. The Sutton is a spacious single-story home with 1,439 square feet of comfortable living. This beautiful home offers 4 bedrooms with 2 bathrooms, and a 1-car garage. As you enter the home, the foyer welcomes you with beautiful EVP flooring which spans throughout the home in the main areas and

  D.R. Horton Builder

  7410 Charles Loring Jr Rd, Panama City, FL 32404
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  /38

  $182,500

  • 3 Beds
  • 1 Bath
  • 1,216 Sq Ft

  617 N 9th Plaza, Panama City, FL 32404

  Seller offering up to $12,000 toward roof replacement with reasonable offer! Quote available for review! Exceptional investment opportunity in the heart of Parker! Whether you're expanding your rental portfolio or securing a property with immediate income potential, this well-maintained home deserves a closer look. Major system updates provide added confidence, including a new water heater

  Heather Neubauer ERA Neubauer Real Estate Inc

  617 N 9th Plaza, Panama City, FL 32404
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  /35

  $275,000

  $10K PRICE DROP

  • 2 Beds
  • 1 Bath
  • 988 Sq Ft

  257 Arlington Dr, Panama City, FL 32404

  257 Arlington Drive offers a great opportunity to enjoy waterfront living on beautiful Martin Lake while still being close to everything the area has to offer. Located in an established neighborhood in Panama City, this property combines peaceful lake views with a convenient central location that makes everyday living easy. Inside, the home has a warm and comfortable feel with natural light

  Johnathan Ramsey Dalton Wade Inc

  257 Arlington Dr, Panama City, FL 32404
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  /24

  $199,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  1328 Friendship Ave, Panama City, FL 32401

  Irresistible Florida COTTAGE CHARM meets modern convenience in historic Saint Andrews! Located in the Oak Hill community of Saint Andrews, this is THE PICTURESQUE SETTING you've been looking for! Need a quiet hideaway? Looking for roots for your small family? Require an OFFICE SETTING in your home? Maybe an affordable rental property! This thoughtfully-designed, one bedroom two bath home

  Tricia Mcgrath Sugar Shore Properties

  1328 Friendship Ave, Panama City, FL 32401
• 

  

  /23

  $169,900

  • 2 Beds
  • 2 Baths
  • 1,075 Sq Ft

  12030 Raintree Dr Unit C, Panama City, FL 32404

  12030 Raintree Dr, Unit C is a fully renovated unit with all new stainless steel appliances, setting the foundation for a modern kitchen. It offers comfortable living with 2 bedrooms and 2 baths, perfect for anyone looking for a place in a peaceful community. The unit is situated on a beautiful pond in a well maintained setting with a fair HOA of just $400 annually. This move in ready home is an

  Emily Whatley Counts Real Estate Group Inc

  12030 Raintree Dr Unit C, Panama City, FL 32404
• 

  

  /35

  $299,000

  • 3 Beds
  • 2 Baths
  • 1,530 Sq Ft

  917 Grace Ave, Panama City, FL 32401

  This MU-3 zoned (mixed-use) property offers both residential and light commercial possibilities, making it an ideal opportunity for a live/work lifestyle or flexible investment. The home retains much of its original charm, including beautiful heart-pine hardwood floors showcased throughout the property.Thoughtful updates have already been completed, allowing the next owner the opportunity to

  Raul Hernandez Legacy Premier Agency

  917 Grace Ave, Panama City, FL 32401
• 

  

  /46

  $349,000

  • 1 Bed
  • 1 Bath
  • 751 Sq Ft

  9850 S Thomas Dr Unit 707W, Panama City, FL 32408

  This A floor plan, the largest one bedroom layout at Sunbird, offers 751 square feet of well arranged living space with luxury vinyl planks positioned directly on the Gulf and beach. The kitchen features upgraded white cabinetry, a breakfast bar for casual seating and opens to an oversized living room surrounded by windows with a sliding glass door leading to the covered Gulf front balcony. A

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 707W, Panama City, FL 32408
• 

  

  /29

  $328,500

  $21K PRICE DROP

  • 3 Beds
  • 2.5 Baths
  • 1,414 Sq Ft

  6083 E Highway 98, Panama City, FL 32404

  Bay Waterfront! Enjoy this spectacular view all day everyday on your enclosed porch or master bedroom balcony. Wake up to this awesome view! This townhouse features tile flooring in foyer, kitchen, baths and laundry room. Updated fully equipped kitchen with granite countertops and appliances, open breakfast bar to the living room and dining with bay view, half bath and laundry room on first

  Wilma Taylor CENTURY 21 Commander Realty

  6083 E Highway 98, Panama City, FL 32404
• 

  

  /37

  $195,000

  $5K PRICE DROP

  • 2 Beds
  • 1.5 Baths
  • 1,080 Sq Ft

  712 College Ave, Panama City, FL 32401

  MOVE-IN READY | ESTABLISHED NEIGHBORHOOD | NO HOAPanama City, Florida | Priced at $200,000, this detached single-family home offers a centrally located opportunity with a spacious, newly fenced backyard.Renovated in 2020, the home features LVP flooring throughout and an open floor plan connecting the living area and kitchen, complete with stainless steel appliances.The layout includes

  Alice De La Penha Coldwell Banker Realty

  712 College Ave, Panama City, FL 32401
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  /28

  $249,000

  $21K PRICE DROP

  • 3 Beds
  • 2 Baths
  • 1,577 Sq Ft

  1236 Amherst Rd, Panama City, FL 32405

  Well maintained brick home in a convenient, central Panama City location - close to schools, shopping, parks, Tyndall AFB, and the beach. Step inside to a spacious living area featuring luxury vinyl plank flooring throughout for style and easy care. The fully equipped kitchen offers ample cabinet space and a breakfast bar that opens to the dining area, creating a comfortable flow for everyday

  Steve Butler ERA Neubauer Real Estate, Inc

  1236 Amherst Rd, Panama City, FL 32405
• 

  

  /35

  $249,000

  $26K PRICE DROP Pre-Foreclosure

  • 3 Beds
  • 2 Baths
  • 1,332 Sq Ft

  918 Venetian Way, Panama City, FL 32405

  NEW LOWER PRICE! Welcome to this well-located 3-bedroom, 2-bath ranch-style home in Venetian Villa, a convenient Panama City neighborhood close to shopping, dining, schools, parks, and everyday services. This single-story home offers a functional floor plan with comfortable living spaces and an easy flow from room to room. Inside, the stone fireplace adds character and a warm focal point to the

  Roger Rietsema Allison James Estates & Homes

  918 Venetian Way, Panama City, FL 32405
• 

  

  /31

  $300,000

  • 3 Beds
  • 2 Baths
  • 1,408 Sq Ft

  2723 Hyde Ave, Panama City, FL 32405

  Welcome to this beautifully maintained 2025-built home offering the perfect blend of modern construction and thoughtful upgrades, without the wait or added expense of new construction! This home has been exceptionally cared for and is move-in ready with features buyers will immediately appreciate. Inside, you'll find a functional floor plan with a spacious first-floor primary suite featuring a

  Marilyn Martinez Foundation Real Estate Agency LLC

  2723 Hyde Ave, Panama City, FL 32405
• 

  

  /13

  $348,150

  • Land
  • 10.55 Acres
  • $33,000 per Acre

  00 Country Club Dr, Panama City, FL 32404

  Approximately 10.55-acre vacant parcel offering an opportunity for residential development or a private homesite. Conveniently located near Tyndall Air Force Base and approximately 15 minutes from area shopping and dining. This property is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a separate parcel sale. A feasibility study and survey are

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Country Club Dr, Panama City, FL 32404
• 

  

  /41

  $110,000

  • Land
  • 4,791 Sq Ft
  • $1,000,000 per Acre

  5226 Kingston Cir, Panama City, FL 32408

  The Coastal Community of 'Martinique' is based upon a strong foundation of nature and local custom architecture. This beautiful vacant lot features wonderful views of the pond and is located in this highly sought after gated community. Martinique offers many amenities including an island pool with bath houses, a playground area, a pavilion, a basketball court and many greenway trails for

  Melissa Ryan CENTURY 21 Ryan Realty Inc

  5226 Kingston Cir, Panama City, FL 32408
• 

  

  /44

  $389,900

  • 4 Beds
  • 2 Baths
  • 2,224 Sq Ft

  247 Bayou Bend Ln, Panama City, FL 32404

  Welcome to a home where timeless elegance, elevated craftsmanship, and thoughtful design come together in perfect harmony. This exquisite 4-bedroom, 2-bath Craftsman-style residence by Truland Homes offers one of the largest and most desirable floor plans in the prestigious Park Place community. With 2,224 sq. ft. of impeccably curated living space, it seamlessly blends classic architectural

  Melissa Haworth EXP Realty LLC

  247 Bayou Bend Ln, Panama City, FL 32404
• 

  

  /8

  $159,000

  • Land
  • 10,018 Sq Ft
  • $691,304 per Acre

  1444 W Park St, Panama City, FL 32404

  Waterfront Lot with Gulf Access - Rare Opportunity in the Panama City area. Discover the perfect blend of seclusion and convenience with this stunning waterfront lot located in Callaway on the east end of Panama City. Just minutes from Tyndall Air Force Base and only a 30-minute drive to the white-sand beaches of Panama City Beach, this property offers a peaceful escape while keeping you close to

  Bubba McCants EXP Realty LLC

  1444 W Park St, Panama City, FL 32404
• 

  

  /27

  $239,900

  New Construction

  • 2 Beds
  • 2 Baths
  • 1,052 Sq Ft

  1024 Horizon Dr, Panama City, FL 32401

  New construction at an Affordable Price and under $240,000. . This is a 2 bedroom and 2 full bath with upgrades. Custom wood plank flooring throughout, stainless steel appliances, tankless water heater, and new washer and drier included with the sale.. The two bathrooms are fully custom upgraded. The back yard is large at 75 x 135 and plenty of room for kids to play. This is a perfect 1st time

  Marco Cooper Coastal Sun Realty LLC

  1024 Horizon Dr, Panama City, FL 32401
• 

  

  /31

  $289,900

  New Construction $1K PRICE DROP

  • 4 Beds
  • 2 Baths
  • 1,458 Sq Ft

  7063 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to 7063 Merlyn Dethlefsen Road, a new home at Liberty in Panama City, Florida. The Freeport is a one-story home with a double garage designed with space for the family in mind and affordability. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  D.R. Horton Builder

  7063 Merlyn Dethlefsen Rd, Panama City, FL 32404
• 

  

  /3

  $120,000

  $20K PRICE INCREASE

  • Land
  • 11,761 Sq Ft
  • $444,444 per Acre

  2512 Joan Ave, Panama City, FL 32408

  Prime Development Opportunity in Panama City Beach - Short Term Rental District This parcel is one of four adjacent properties being offered together as a package sale, creating a rare development opportunity in a high-demand short term rental area of Panama City Beach. Collectively, the four parcels total approximately 1.79 acres and offer the potential to develop up to 16 single family homes

  Alisa Duren Bluewater Realty of Bay County Inc

  2512 Joan Ave, Panama City, FL 32408

Showing Results 81 - 120, Page 3 of 18