Panama City, FL Homes for Sale under $400,000

• 

  

  

  /45

  $365,000

  • 2 Beds
  • 2 Baths
  • 1,215 Sq Ft

  300 Prudence Ln, Panama City, FL 32408

  Welcome home to this fully updated 2-bedroom, 2-bathroom brick home situated on a large corner lot in the established neighborhood of North Lagoon Heights. In 2021, the interior was refreshed with fresh paint, durable LVP flooring throughout, updated bathrooms, and a modern kitchen complete with new appliances. Major systems were upgraded in 2023, including a new HVAC system, tankless water

  Dee Anderson Gulf Life Real Estate Inc

  300 Prudence Ln, Panama City, FL 32408
• 

  

  

  /79

  $399,000

  • 3 Beds
  • 2.5 Baths
  • 2,023 Sq Ft

  941 Agnes Scott Cir, Panama City, FL 32405

  Welcome to the highly desired Forest Park neighborhood! This unique property has a thoughtfully designed 3 bedroom 2 1/2 bathroom home with a Metal roof and Hardie board siding, a newly renovated workshop shed, and a 12 x 30 pole barn concrete pad with 30 amp power for RV storage, accessed via a farm gate off the driveway. This beautiful home is rich with craftsman features to include custom

  Lynne Hand Berkshire Hathaway HomeServices Beach Properties of Florida

  941 Agnes Scott Cir, Panama City, FL 32405
• 

  

  

  /31

  $312,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 1004, Panama City, FL 32408

  This beautifully updated 1-bedroom, 2-bathroom condo at Laketown Wharf in Panama City Beach, FL, offers stunning views of the Gulf of America and resort-style living. Conveniently located just steps away from the elevator, this unit provides easy access to all the fantastic amenities the resort has to offer. Recently upgraded in 2024, the condo features new flooring and modern kitchen appliances,

  Alex Morris Dalton Wade Inc

  9860 S Thomas Dr Unit 1004, Panama City, FL 32408
• 

  

  

  /19

  $365,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 309, Panama City, FL 32408

  Gross Vacation Rental Projection $43,700-$59,950! Welcome to Laketown Wharf 309! Totally updated, tastefully decorated and fully furnished 2Bd/ 2Ba 1,262 SqFt condo with an additional bunk room. Perfectly situated on the 3rd floor—no need to wait for the elevator! Recently transformed with over $100,000 renovation, modern interior features an open-concept layout with new flooring, fresh paint,

  Maxim Sedov Keller Williams Success Realty

  9860 S Thomas Dr Unit 309, Panama City, FL 32408
• 

  

  

  /23

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,504 Sq Ft

  1026 S Comet Ave, Panama City, FL 32404

  Welcome to your dream home where modern elegance meets effortless Florida living. This beautifully crafted 2024-built Craftsman-style residence offers the perfect blend of style, comfort, and functionality in a peaceful setting. From the moment you arrive, the bright white exterior, charming architectural details, and fresh landscaping create an inviting first impression that feels like home.

  Dawn Deckard Keller Williams Success Realty

  1026 S Comet Ave, Panama City, FL 32404
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  /26

  $320,000

  • 2 Beds
  • 2 Baths
  • 1,102 Sq Ft

  8411 Laird St, Panama City, FL 32408

  Contemporary coastal living in the heart of Panama City Beach. Beautifully designed and practical 2 bedroom, 2 bath home with NO HOA restrictions. This home features durable hardie plank siding, luxury vinyl plank flooring throughout, storm windows and ADA compliant accessibility features including wide doorways and an open concept layout. Built by Rebuild Northwest Florida in 2023 with quality

  Merrie Allen Anchor Realty Florida

  8411 Laird St, Panama City, FL 32408
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  /12

  $309,000 Open Sat 12PM - 2PM

  • 3 Beds
  • 2.5 Baths
  • 1,359 Sq Ft

  1510 Mulberry Ave, Panama City, FL 32405

  Brand new custom home on a quiet street. Close to downtown, beach, shopping, medical and schools. Oversized lot future ADU or garage ready. 50 year roof, 25 year floor, 10 year A/C and lifetime Termite protection. Custom white oak countertops that will last a lifetime compliment the farmhouse s/s sink and pot filler. Curbless showers and wide doorways have future proofed this home for the elderly

  Stephen Hachey Lowest Fee Realty LLC

  1510 Mulberry Ave, Panama City, FL 32405
• 

  

  /12

  $315,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,508 Sq Ft

  224 Spring Ave, Panama City, FL 32401

  Elevated coastal living awaits in this beautifully designed 3-bedroom, 2-bathroom cottage offering 1,508 sq ft of thoughtfully crafted space. Featuring an open-concept layout that blends style and comfort, this home is perfect for both everyday living and effortless entertaining. The private primary suite creates a peaceful retreat, while the additional bedrooms provide flexibility for guests or

  Team Don and Bubba EXP Realty LLC

  224 Spring Ave, Panama City, FL 32401
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  /29

  $309,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7091 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to 7091 Merlyn Dethlefsen Road, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped

  D.R. Horton Builder

  7091 Merlyn Dethlefsen Rd, Panama City, FL 32404
• 

  

  /54

  $327,900

  • 4 Beds
  • 2.5 Baths
  • 1,976 Sq Ft

  6606 Atkins Rd, Panama City, FL 32404

  One of the kinds! Rare listing for a beautiful ''Aisle floor-plan'' home in the popular Liberty neighborhood. This house is less than two years old and features several upgrades, including a fenced backyard, solar panels (which can be removed if desired), and a UV light air sanitation system integrated into the AC unit. As an added bonus, the washer and dryer will convey with the home.The

  Denis Rakov Beachy Beach Real Estate

  6606 Atkins Rd, Panama City, FL 32404
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  /6

  $350,999

  • 4,768 Sq Ft

  520 Maine Ave, Panama City, FL 32401

  Looking to expand your real estate portfolio or jumpstart your journey as a landlord? This 5-unit multi-family property in Panama City offers steady cash flow and long-term value. partially rented / ready to lease (customize based on status) Low maintenance units - easy management Strong rental demand in the area Proximity to beaches, schools, and major employers Zoned for residential

  Will Pender Keller Williams Success Realty

  520 Maine Ave, Panama City, FL 32401
• 

  

  /21

  $309,990 New Construction

  • 4 Beds
  • 2 Baths
  • 1,773 Sq Ft

  5605 Lamar Ln, Panama City, FL 32404

  Discover Your Dream Home in the Pine Hills Community! The Roanoke Plan offers a seamless open-concept design that integrates Living, Dining, and Kitchen areas--perfect for hosting guests or relaxing in comfort. Enjoy energy-efficient Low-E insulated windows throughout. The gourmet Kitchen boasts beautiful cabinetry, quartz countertops, and Stainless Steel Appliances. Retreat to the tranquil

  Octavia Valencia WJH Brokerage FL LLC

  5605 Lamar Ln, Panama City, FL 32404
• 

  

  /15

  $370,710 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,817 Sq Ft

  5129 Salvation St, Panama City, FL 32404

  he 1817 floorplan by Adams Homes features 4 bedrooms and 2 bathrooms. This home boasts a spacious open-concept floorplan with a large family room, dining area, and a well-appointed kitchen with a large countertop and walk-in pantry. The two-story layout ensures privacy for the upstairs master suite, which includes a large walk-in closet and ensuite bathroom with dual vanity and soaking tub. The

  Kimberly Suppa Adams Homes Realty, Inc.

  5129 Salvation St, Panama City, FL 32404
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  /29

  $309,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7097 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 7097 Merlyn Dethlefsen Road, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped

  D.R. Horton Builder

  7097 William Pitsenbarger Rd, Panama City, FL 32404
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  /78

  $399,000

  • 4 Beds
  • 3 Baths
  • 2,254 Sq Ft

  101 Limestone Ln, Panama City, FL 32405

  The home's location is perfect for the young family active in the community, close to schools,church, shopping and medical facilities. Located in the highly desirable Forest Park East neighborhood. This spacious home offers four bedrooms and three baths with one bedroom downstairs and three upstairs with two full baths. This home features a galley kitchen and two living spaces. The main

  Linda Cumbaa Elite Realty

  101 Limestone Ln, Panama City, FL 32405
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  /8

  $300,000

  • 2 Beds
  • 1 Bath
  • 777 Sq Ft

  1155 Mulberry Ave, Panama City, FL 32401

  Handyman special in high demand neighborhood

  INVESTMENT REALTY Beach Realty of Florida

  1155 Mulberry Ave, Panama City, FL 32401
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  /8

  $325,000

  • 12 Beds
  • 5 Baths
  • 6,788 Sq Ft

  11921 Caruso Dr, Panama City, FL 32404

  Excellent value-add opportunity for investors or healthcare operators or large dwelling. This 6,788 SF former assisted living facility is situated on a 1-acre parcel just outside Panama City, Florida. Previously licensed as a 34-bed residence, the property features 12 bedrooms, 5 bathrooms, and significant potential for redevelopment or renovation. The building is currently vacant and in need of

  Danny McCall Counts Real Estate Group Inc

  11921 Caruso Dr, Panama City, FL 32404
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  /42

  $360,000

  • 3 Beds
  • 2 Baths
  • 1,498 Sq Ft

  613 Live Oak Ln, Panama City, FL 32408

  Welcome to 613 Live Oak Lane--a newer construction home (2021) offering the perfect blend of modern style, privacy, and coastal convenience in a quiet Panama City Beach setting.From the moment you step inside, you'll notice the bright, open layout and clean, contemporary finishes. Luxury vinyl plank flooring flows throughout the main living areas, while the crisp white kitchen creates a

  Sebastian Wroblewski Beach Haven Realty

  613 Live Oak Ln, Panama City, FL 32408
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  /35

  $375,000

  • 4 Beds
  • 3 Baths
  • 2,315 Sq Ft

  4701 Maegans Ridge Rd, Panama City, FL 32404

  WHAT ARE YOU WAITING FOR? THIS HOME IS A MUST SEE - LIKE NEW AND NOW PRICED AT $375,000 - $15,000 TO $90,000 LESS THAN COMPARABLE HOMES IN THE AREA - INCLUDES $56,000 OF SOLAR PANELS TO BE PAID OFF AT CLOSING! ALSO OFFERING VA ASSUMABLE LOAN AT 2.875% TO QUALIFIED BUYERS. Built in 2021 by Adams Homes, this home offers like-new condition with modern finishes and functional layout. Spacious 4BR/3BA

  Terry Nutter Realty One Group Emerald Coast

  4701 Maegans Ridge Rd, Panama City, FL 32404
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  /5

  $399,000

  • Land
  • 2.17 Acres
  • $183,871 per Acre

  000 E 19th St, Panama City, FL 32405

  Excellent central location near HCA Gulf Coast Hospital, many medical offices, restaurants, retail, hotels, and much more in the immediate area. Water and Sewer are available and located in the right of way adjacent to the site. Property is currently zoned C-2 inside the City of Panama City limits.

  Charlie Haas Counts Real Estate Group

  000 E 19th St, Panama City, FL 32405
• 

  

  /39

  $310,000

  • 2 Beds
  • 2 Baths
  • 1,102 Sq Ft

  1848 Airport Cir, Panama City, FL 32405

  Welcome to 1848 Airport Circle in the heart of Panama City! This beautifully maintained 2-bedroom, 2-bath home offers 1,102 square feet of comfortable living space and is truly move-in ready. Fresh interior paint, an inviting open layout, and spacious living areas make this home the perfect option for first-time buyers, downsizers, or anyone searching for an affordable, turnkey property in a

  Scott Kirkman Legacy Premier Agency

  1848 Airport Cir, Panama City, FL 32405
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  /7

  $362,967 New Construction

  • 4 Beds
  • 2 Baths
  • 1,820 Sq Ft

  3588 Basal St, Panama City, FL 32404

  Discover the elegance of the 1820 Floor Plan by Adams Homes.This thoughtfully designed layout offers the perfect balance of comfort and style. Step into a spacious living area that welcomes you with its open concept, allowing for seemless entertaining and relaxation. The kitchen boasts modern appliances, ample counterspace and a convenient breakfast bar. Retreat to the master suite, featuring a

  Connie Berry Adams Homes Realty, Inc.

  3588 Basal St, Panama City, FL 32404
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  /20

  $394,500

  • 4 Beds
  • 3 Baths
  • 2,030 Sq Ft

  3836 Redbud Way, Panama City, FL 32404

  This beautiful 4-bedroom, 3-bath home with a 2-car garage is move-in ready and packed with upgrades! Enjoy features like granite countertops, luxury vinyl plank (LVP) flooring, elegant archways, a sprinkler system, fully sodded yard, professional landscaping, and a garage door opener--just to name a few. Experience the difference with Adams Homes in this fantastic College Station community in

  Chris Shelton Beachy Beach Real Estate

  3836 Redbud Way, Panama City, FL 32404
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  /9

  $307,894 New Construction

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft

  11502 Godart St, Panama City, FL 32404

  LIMITED OFFER: Get a tiered rate: 2.99% (Year 1), 3.99% (Year 2), then 4.99% fixed for life. PLUS MOVE IN PACKAGE, CLOSING COST COVERED WITH A PREFERRED LENDER. Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling

  Shae Shepherd Adams Homes Realty, Inc.

  11502 Godart St, Panama City, FL 32404
• 

  

  /39

  $374,500

  • 3 Beds
  • 2.5 Baths
  • 1,572 Sq Ft

  1211 Capri Dr, Panama City, FL 32405

  Experience waterfront living at this beautifully updated 3-bedroom, 2.5-bath duplex, perfectly situated in one of the most sought-after areas in town. This stunning property has been completely transformed with a modern design throughout. Step inside to find fresh paint, a fully updated kitchen, and stylishly renovated bathrooms, offering a clean, contemporary feel from top to bottom. Every

  Khuslen Erkhbayar World Impact Real Estate

  1211 Capri Dr, Panama City, FL 32405
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  /46

  $335,000

  • 3 Beds
  • 2 Baths
  • 1,628 Sq Ft

  1207 Tuscany Rd, Panama City, FL 32405

  Welcome to this beautifully maintained all-brick ranch-style home featuring 3 bedrooms and 2 full bathrooms--where comfort, style, and practicality come together seamlessly. Nestled in a peaceful setting, this home offers the perfect blend of indoor charm and outdoor serenity. You'll love the open-concept kitchen with updated cabinetry that flows effortlessly into the inviting family room,

  Victoria Haley Counts Real Estate Group Inc

  1207 Tuscany Rd, Panama City, FL 32405
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  /61

  $325,000

  • 3 Beds
  • 2.5 Baths
  • 1,414 Sq Ft

  6089 E Highway 98, Panama City, FL 32404

  Seller will contribute $5,000 towards Buyers closings costs! Welcome to Sunbay Townhomes, a rare chance to own a versatile property with prime visibility and beautiful water views in Panama City. Perfectly positioned along a high-traffic corridor, this property offers endless potential whether you're looking for a primary residence, investment opportunity, or a unique live/work setup. Enjoy

  Angela Hale ERA Neubauer Real Estate, Inc

  6089 E Highway 98, Panama City, FL 32404
• 

  

  /50

  $399,900

  • 3 Beds
  • 2 Baths
  • 1,629 Sq Ft

  6502 N Lagoon Dr, Panama City, FL 32408

  Spacious and beautifully maintained home offering views of Grand Lagoon and loaded with valuable upgrades! Enjoy energy efficiency with fully paid-for solar panels, a new A/C system featuring Air Master purification technology to help reduce odors, dust, and germs, and a new water heater. The durable metal roof (approximately 5-6 years old) comes with a 40-year warranty, peel-and-stick

  Stephanie Ingram Counts Real Estate Group Inc

  6502 N Lagoon Dr, Panama City, FL 32408
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  /70

  $379,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 809, Panama City, FL 32408

  UPDATED. REMODELED. 09 STACK. Laketown Wharf Unit 809 delivers a fully remodeled 3-bedroom, 2-bath layout on the 8th floor in one of the building's most desirable stack positions, known for wide east-facing beach views and strong appeal among Panama City Beach vacation-rental buyers.This unit has been thoughtfully updated throughout with a clean, modern finish package, including LVP flooring

  Alice De La Penha Coldwell Banker Realty

  9860 S Thomas Dr Unit 809, Panama City, FL 32408
• 

  

  /43

  $389,000

  • 4 Beds
  • 2 Baths
  • 1,344 Sq Ft

  6211 Sunset Ave Unit A&B, Panama City, FL 32408

  With just a short walk to the Gulf of Mexico, this 4-bedroom, 2-bath duplex offers an unbeatable location surrounded by popular restaurants, vibrant nightlife, and convenient boat ramps. Only one mile from St. Andrews State Park, it's perfectly situated for both relaxation and adventure. Each side currently rents for $1,500/month, with tremendous potential to convert into a high-income short-term

  Clint Furney Anchor Realty Florida

  6211 Sunset Ave Unit A&B, Panama City, FL 32408
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  /39

  $399,000

  • 2 Beds
  • 2 Baths
  • 936 Sq Ft

  5620 Pinetree Ave, Panama City, FL 32408

  This home is hands down the best value in the whole neighborhood! The Happy Pelican Cottage is a well-maintained property that is walking distance to the beach and The Grand Lagoons main attractions including: the Pirates Cove Marina, access to dolphin tours, jet skis, pontoon boats, fishing charters, the Sea Screamer, the Sea Dragon Pirate Cruise, grocery stores, public boat access, and many of

  Amy McGowan LPT Realty LLC

  5620 Pinetree Ave, Panama City, FL 32408
• 

  

  /23

  $369,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,825 Sq Ft

  3817 Red Deer Cir, Panama City, FL 32404

  Receive up to $11,000 toward closing costs: $3,000 from the preferred lender and up to $8,000 from the builder. Built by Southern Coastal Homes, a trusted local builder known for solid construction and efficient floor plans, this home is located in the Game Farm community in central Panama City. The neighborhood offers wide homesites, three-sided brick homes, natural areas, ponds, and planned

  Charles Commander Jr. CENTURY 21 Commander Realty

  3817 Red Deer Cir, Panama City, FL 32404
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  /34

  $395,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 827, Panama City, FL 32408

  Welcome to Unit 827 at Laketown Wharf Resort! A beautiful 2-bedroom/2-bath condominium with a terrific bunk area offering 1,262 square feet of living space in the heart of Panama City Beach. Perfectly positioned just steps from the world-famous white sandy beaches and emerald waters on the Gulf of America. This spacious residence is ideal as a vacation getaway, investment property, or full-time

  Daniel Hagen LPT Realty LLC

  9860 S Thomas Dr Unit 827, Panama City, FL 32408
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  /35

  $325,000

  • 1 Bed
  • 1 Bath
  • 618 Sq Ft

  9850 S Thomas Dr Unit 912W, Panama City, FL 32408

  Oh my: Just got word from Management company of the rental income for the year. Very impressive! Escape to a world of paradise in this exquisite Gulf-front condo that transcends the ordinary and encapsulates the essence of coastal living. Immerse yourself in the serene beauty of breathtaking sunsets and pristine beaches, all within the embrace of your own private oasis. This renovated condo

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 912W, Panama City, FL 32408
• 

  

  /45

  $324,900

  • 3 Beds
  • 2 Baths
  • 1,566 Sq Ft

  149 Marin Dr, Panama City, FL 32405

  LAKE MARIN WATERFRONT TOWNHOUSE!!! These do not come up very often. Don't miss your chance! The interior of this home features 2 spacious bedrooms, 2 bathrooms, a bonus room/loft, crown molding, a vaulted ceiling, an updated kitchen with granite, an interior laundry area, a large sunroom, an open floor plan, and an attached garage. The kitchen has a breakfast bar, ample counter and cabinet space,

  Sherry Young Sarah Ruth Young Realty

  149 Marin Dr, Panama City, FL 32405
• 

  

  /22

  $394,000 New Construction

  • 3 Beds
  • 4 Baths
  • 1,733 Sq Ft

  2445 Mercedes Ave, Panama City, FL 32405

  SELLER WILL PAY $5000 OF BUYERS CLOSING COST.!New Construction'' You will love this beautiful home made for entertaining and comfort. Main living area open and airy, with family room , kitchen , dining all in one. Home also has 3 bedrooms/4 full baths, each bedroom has it's own bath. Nice laundry area, double garage and room for a pool in backyard. Home also features recessed lighting, tray

  Marcia Preston CENTURY 21 Commander Realty

  2445 Mercedes Ave, Panama City, FL 32405
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  /28

  $380,000

  • 1 Bed
  • 2 Baths
  • 750 Sq Ft

  4715 Thomas Dr Unit 302, Panama City, FL 32408

  Enjoy spectacular panoramic gulf views from this stunning Commodore condo from the living room, kitchen and bedroom. This rental powerhouse is fully furnished with an expansive and beautifully decorated balcony outside that is accessible from the living room and primary bedroom through new sliding doors with high impact glass that are quiet, low maintenance, and energy efficient. This gated

  Andrea Green Sims Resort Realty, Inc

  4715 Thomas Dr Unit 302, Panama City, FL 32408
• 

  /2

  $349,999

  • Land
  • 33,541 Sq Ft
  • $454,544 per Acre

  250 N Tyndall Pkwy, Panama City, FL 32404

  ***3/4 OF AN ACRE COMMERCIAL LOT ZONED MIXED USE WITH CONSTRUCTION DOCUMENTS READY FOR DEVELOPMENT!!*** This property is ready for whatever you are looking to develop, but as a bonus the seller has complete plans, documents, full renderings of the attached pictures along with all information. The plans are for a shovel ready mixed use residential/retail building project that will consist of 6

  Mario Gobel RE/MAX SELECT Partners

  250 N Tyndall Pkwy, Panama City, FL 32404
• 

  

  /41

  $314,500 New Construction

  • 3 Beds
  • 2 Baths
  • 1,647 Sq Ft

  148 Bayou Ave, Panama City, FL 32401

  Brand-New Construction in Panama City!Welcome to 148 Bayou Ave, a brand-new build offering modern finishes and thoughtful design in an established Panama City neighborhood. This newly constructed home features quartz countertops, a stylish tile shower, and a clean, contemporary feel throughout.The open and functional layout is filled with natural light, creating comfortable living

  kyle Ballif EXP Realty LLC

  148 Bayou Ave, Panama City, FL 32401
• 

  

  /49

  $339,000

  • 3 Beds
  • 2 Baths
  • 1,062 Sq Ft

  8730 Thomas Dr Unit 313, Panama City, FL 32408

  Exceptional Waterfront Opportunity! This beautifully updated, fully furnished 3-bedroom, 2-bath condo is a perfect, move-in-ready coastal haven. Enjoy private boat dock access with slips and trailer parking, along with breathtaking views of the Grand Lagoon. Located moments from the beach, dining, and entertainment, this unit is approved for short-term rentals and features smart home technology

  Theresa Applegate Anchor Realty Florida

  8730 Thomas Dr Unit 313, Panama City, FL 32408

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