Panama City, FL Homes for Sale under $400,000

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  /37

  $349,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,043 Sq Ft

  The Creekside Plan at Liberty, Panama City, FL 32404

  Welcome to the Creekside, a new home plan at Liberty in Panama City, Florida. The Creekside is a thoughtfully designed one-story home with a large open floor plan. This 5 bedroom, 3 bath home has 2,043 square feet of spacious, comfortable living. Inside the Creekside you will see 9' ceilings throughout, engineered vinyl plank flooring in the main areas of the home, and soft carpet in the

  D.R. Horton Builder

  6225 Chapman Ln Unit 37183175, Panama City, FL 32404
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  /44

  $360,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 102W, Panama City, FL 32408

  $40K price reduction!! First floor!! No elevators!! No stairs!! Just walk on out to the pool and the BEACH!! Experience effortless coastal living in this beautifully renovated ground floor Gulf front condo, where stunning direct views of the Gulf and pristine sandy beaches greet you the moment you step inside. This inviting beachfront retreat features an open kitchen with granite countertops,

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 102W, Panama City, FL 32408
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  /32

  $359,900

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 622, Panama City, FL 32408

  Gulf breezes in the morning, sunset colors over the lagoon at night—life at Laketown Wharf is all about easy beach days and memory-making nights. Natural light fills an open living space that steps out to a private balcony for coffee, cocktails, and stargazing. The floor plan is set up for fun trips with family and friends, including a bunk niche that adds the extra sleeping space travelers look

  Eddie Navarez Salty Marlin Realty LLC

  9860 S Thomas Dr Unit 622, Panama City, FL 32408
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  /48

  $349,900

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 807D, Panama City, FL 32408

  Welcome to your 1 bedroom + 1 bath oasis at the incredible Boardwalk Beach Resort in beautiful Panama City Beach, FL! This is a great opportunity to purchase your very own Gulf Front beach vacation condo as it is self-managed and future bookings can be transferred! This 745 sq. ft. stunning condo features an open concept living and dining area with breathtaking views of the Gulf of Mexico. This

  Ricky Lee Jones The Premier Property Group

  9450 S Thomas Dr Unit 807D, Panama City, FL 32408
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  /25

  $340,000

  • 3 Beds
  • 2 Baths
  • 1,432 Sq Ft

  2704 Drummond Ave, Panama City, FL 32405

  1000ft to the closest public boat ramp with Gulf Access! Rare opportunity to own a fully renovated, turn-key residence situated on a sprawling corner lot of nearly 1/3 acre, perfectly positioned just steps away from a public boat ramp with sought-after deep water access. This home has been meticulously updated for modern living, featuring brand new interior paint that complements the

  Zachary Murzyn Secure Real Estate

  2704 Drummond Ave, Panama City, FL 32405
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  /54

  $360,000

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 2106D, Panama City, FL 32408

  HIGH FLOOR POSITION | CENTRAL STACK | PANORAMIC GULF VIEWSBoardwalk Central Unit 2106, Panama City Beach, Florida. Positioned in the sixth stack near the center of the building and located right off the elevator, this one-bedroom, one-bath condo offers a turn-key opportunity from the 21st floor.The central stack placement provides a unique vantage point with views extending both east and

  Alice De La Penha Coldwell Banker Realty

  9450 S Thomas Dr Unit 2106D, Panama City, FL 32408
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  /29

  $349,000

  • 4 Beds
  • 3 Baths
  • 1,802 Sq Ft

  5338 Frank Hough Rd, Panama City, FL 32404

  A beautifully renovated 4-bedroom, 3-bath home ideally situated in the desirable Cherokee Heights area of Panama City. Blending classic charm with modern comfort, this spacious residence offers an open, inviting layout perfect for both everyday living and entertaining.Step inside to find a bright and airy main living area featuring new durable tile flooring throughout and an open-concept

  Melissa Hinote MATCHMAKER REALTY OF ALACHUA COUNTY

  5338 Frank Hough Rd, Panama City, FL 32404
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  /55

  $349,900

  • 5 Beds
  • 2 Baths
  • 2,286 Sq Ft

  4003 Torino Way, Panama City, FL 32405

  Spacious and beautifully completely renovated home in the desirable Venetian Villa neighborhood! This well-maintained property features 5 bedrooms, 2 bathrooms, plus a bonus room and dedicated office, offering plenty of space for a growing family, work-from-home needs, or hobbies.The home welcomes you with a sunken living room featuring a cozy gas fireplace, creating a warm and inviting

  Diane Rushing Anchor Realty Florida

  4003 Torino Way, Panama City, FL 32405
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  /68

  $360,500

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1108, Panama City, FL 32408

  This stunning, fully updated 1 Bedroom 1.5 Bath condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new custom cabinets, granite

  Jo Cochran Anchor Realty Florida

  8743 Thomas Dr Unit 1108, Panama City, FL 32408
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  /46

  $349,900

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 904E, Panama City, FL 32408

  New photos coming on Tuesday! Discover the epitome of coastal living in this beautifully renovated Gulf-front condo, offering stunning direct views of the pristine beaches and crystal-clear waters of the Gulf of Mexico. This stylish beachfront oasis features an open kitchen with granite countertops, gorgeous white cabinetry accented with modern hardware, stainless steel appliances and a

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 904E, Panama City, FL 32408
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  /50

  $349,900

  • 4 Beds
  • 2 Baths
  • 2,289 Sq Ft

  5535 Mars Hill Ln, Panama City, FL 32404

  Welcome to 5535 Mars Hill Lane, where comfort meets value! This beautiful home comes with a 3.375% VA assumable loan, with low equity requirements, offering an incredible opportunity for first-time homebuyers to take advantage of today's market. Inside, you'll find a bright and functional layout designed for modern living. The home is equipped with a whole-home water softener and filtration

  John Trunnell LPT Realty LLC

  5535 Mars Hill Ln, Panama City, FL 32404
• 

  

  /23

  $339,500 Open Sat 11AM - 3PM

  • 3 Beds
  • 2 Baths
  • 2,834 Sq Ft

  11711 Poston Rd, Panama City, FL 32404

  This beautifully built 2024 home offers 3 bedrooms, 2 bathrooms, and a bright, open layout that's designed for comfortable everyday living. From the moment you walk in, you'll notice the clean, modern feel with quartz countertops, durable finishes, and a spacious living area that flows easily into the kitchen and dining space--perfect for both relaxing and entertaining. The bedrooms are

  Sydney Dunckley BeMajor Gulf Coast Realty LLC

  11711 Poston Rd, Panama City, FL 32404
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  /40

  $385,900

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 1403, Panama City, FL 32408

  Incredible value for this turnkey 1BD/2BA Gulf-front condo at Seychelles! Perfect timing to capture the upcoming high rental season. Even better, quarterly HOA dues cover ALL utilities -- including electricity, WiFi, cable, and water -- making ownership simple and predictable. This beautifully maintained condo lives large, open, and bright. Expansive 9' sliding glass doors flood the living area

  John Skinner Jr. Keller Williams Realty Emerald

  5115 Gulf Dr Unit 1403, Panama City, FL 32408
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  /68

  $325,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7026 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to the Walker, a new home floor plan located at Liberty in Panama City, Florida. The Walker is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7026 William Pitsenbarger Rd, Panama City, FL 32404
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  /39

  $386,900 New Construction

  • 4 Beds
  • 3 Baths
  • 1,968 Sq Ft

  The Madison Plan at Liberty, Panama City, FL 32404

  Welcome to the Madison, a new home floor plan at Liberty in Panama City, Florida. The Madison is one of our many featured one-story homes at the beautiful Liberty community. When you walk into the home, you are greeted by a long hallway that is the center point for bedrooms, the laundry room and garage, and leads to the open living room and kitchen. Beautiful engineered vinyl plank (EVP) flooring

  D.R. Horton Builder

  6225 Chapman Ln Unit 36208586, Panama City, FL 32404
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  /70

  $315,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,293 Sq Ft

  7054 William Pitsenbarger Rd, Panama City, FL 32404

  The Eldridge is one of our one-story floorplans featured in our Liberty community in Panama City, Florida. Featuring a front primary bedroom, 2 car garage, and open living room and kitchen, it is a cozy home designed for the first-time home buyer. As you enter this 3 bedroom, 2 bath home, you will see 1,293 square feet of spacious, comfortable living. Inside you will see 9' ceilings throughout,

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7054 William Pitsenbarger Rd, Panama City, FL 32404
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  /59

  $325,000

  • 1 Bed
  • 2 Baths
  • 893 Sq Ft

  6213 Thomas Dr Unit 505, Panama City, FL 32408

  Highly Desirable and well maintained condominium located directly on the Beach. This 1 bedroom 2 Bath Condo is complete with ''Beachy Decor'' fully furnished and rental ready. Large Master Bedroom has two Queen size beds with an additional Queen Sleeper sofa in the living area. Kitchen cabinets and appliances have been updated. The Private Covered Balcony is a Huge Plus! Gorgeous views of the

  Barbara McDonald CitiStar Realty

  6213 Thomas Dr Unit 505, Panama City, FL 32408
• 

  $302,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,721 Sq Ft

  5129 Harvey St, Panama City, FL 32404

  Introducing the Alden, a beautiful home from the Holiday Builders’ Value collection designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a

  Holiday Builders Builder

  5129 Harvey St, Panama City, FL 32404
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  /25

  $304,990 New Construction

  • 4 Beds
  • 2 Baths
  • 1,732 Sq Ft

  Gehrig Plan at Magnolia Ridge - Majors Collection, Panama City, FL 32404

  This new four-bedroom home offers convenient single-story living. An inviting open-concept floorplan encourages simple transitions and multitasking between the kitchen, dining room and family room. Three bedrooms are located near the front of the home, just steps from a full bathroom, and a luxurious owner’s suite is nestled into a private rear corner, complete with an en-suite bathroom and

  Lennar Builder

  3981 Alwyn Cashe Ave Unit 39321106, Panama City, FL 32404
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  /45

  $399,900

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 202, Panama City, FL 32408

  It is very RARE that a power bill is included in the HOA fees of a condominium. It is also a great thing when you see a second floor fully furnished unit become available in a Gulf Front high rise building. Seychelles is next door to a popular restaurant named SCHOONERS, so you can get a great lunch or dinner any old time. It gets better! There is value in the money spent on upgrades! The kitchen

  Holli Persall ERA Neubauer Real Estate Inc

  5115 Gulf Dr Unit 202, Panama City, FL 32408
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  /20

  $320,000

  • 4 Beds
  • 2 Baths
  • 1,830 Sq Ft

  5056 Rivergrass Dr, Panama City, FL 32404

  Short Sale opportunity in the desirable Titus Park community! This home offers a fantastic chance for buyers ready to add their personal touch while enjoying a well-established neighborhood. Featuring a functional layout with comfortable living spaces, this property is ideal as a primary residence, second home, or investment opportunity. This 4 bedroom 2 bath home with split floor plan has been

  The Wheeler Sauls Collective Salty Marlin Realty LLC

  5056 Rivergrass Dr, Panama City, FL 32404
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  /46

  $349,000

  • 1 Bed
  • 1 Bath
  • 751 Sq Ft

  9850 S Thomas Dr Unit 707W, Panama City, FL 32408

  This A floor plan, the largest one bedroom layout at Sunbird, offers 751 square feet of well arranged living space with luxury vinyl planks positioned directly on the Gulf and beach. The kitchen features upgraded white cabinetry, a breakfast bar for casual seating and opens to an oversized living room surrounded by windows with a sliding glass door leading to the covered Gulf front balcony. A

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 707W, Panama City, FL 32408
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  /29

  $328,500

  • 3 Beds
  • 2.5 Baths
  • 1,414 Sq Ft

  6083 E Highway 98, Panama City, FL 32404

  Bay Waterfront! Enjoy this spectacular view all day everyday on your enclosed porch or master bedroom balcony. Wake up to this awesome view! This townhouse features tile flooring in foyer, kitchen, baths and laundry room. Updated fully equipped kitchen with granite countertops and appliances, open breakfast bar to the living room and dining with bay view, half bath and laundry room on first

  Wilma Taylor CENTURY 21 Commander Realty

  6083 E Highway 98, Panama City, FL 32404
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  /13

  $348,150

  • Land
  • 10.55 Acres
  • $33,000 per Acre

  00 Country Club Dr, Panama City, FL 32404

  Approximately 10.55-acre vacant parcel offering an opportunity for residential development or a private homesite. Conveniently located near Tyndall Air Force Base and approximately 15 minutes from area shopping and dining. This property is part of the ±/- 21-acre package referenced in MLS #784297 and is being offered individually as a separate parcel sale. A feasibility study and survey are

  Heather Neubauer ERA Neubauer Real Estate Inc

  00 Country Club Dr, Panama City, FL 32404
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  /44

  $389,900

  • 4 Beds
  • 2 Baths
  • 2,224 Sq Ft

  247 Bayou Bend Ln, Panama City, FL 32404

  Welcome to a home where timeless elegance, elevated craftsmanship, and thoughtful design come together in perfect harmony. This exquisite 4-bedroom, 2-bath Craftsman-style residence by Truland Homes offers one of the largest and most desirable floor plans in the prestigious Park Place community. With 2,224 sq. ft. of impeccably curated living space, it seamlessly blends classic architectural

  Melissa Haworth EXP Realty LLC

  247 Bayou Bend Ln, Panama City, FL 32404
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  /68

  $325,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7046 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to the Walker, a new home floor plan located at Liberty in Panama City, Florida. The Walker is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7046 William Pitsenbarger Rd, Panama City, FL 32404
• 

  

  /22

  $319,900

  • 3 Beds
  • 2 Baths
  • 1,928 Sq Ft

  4831 Mccall Ln, Panama City, FL 32404

  SPACIOUS BRICK HOME IN CHEROKEE HEIGHTS! This 3-bedroom, 2-bath home offers over 1,900 square feet of comfortable living space with a functional layout and abundant natural light throughout. The living room features a vaulted ceiling and fireplace, creating a bright and open gathering space. The kitchen is designed for both everyday living and entertaining, offering an island, breakfast bar,

  Kelli Garrett CENTURY 21 Commander Realty

  4831 Mccall Ln, Panama City, FL 32404
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  /58

  $315,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 1103E, Panama City, FL 32408

  HOLY SMOKES THE VIEW FROM HERE IS AMAZING! GULF FRONT AND HIGHLY DESIREABLE 11TH FLOOR UNIT ON THE SHADY EAST TOWER STEPS TO THE WHITE SANDY BEACHES OF PANAMA CITY BEACH! OVERLOOKING EAST POOL AND AMAZING VIEWS EASTWARD TOWARDS THE NEW TOOTSIES BEAR BAR AND CLUB! You also are right next to the EAST POOL and the picnic area with grills, restrooms and the gate to the beach! Walk to Pineapple

  Clay Dalton RE/MAX Beaches

  9850 S Thomas Dr Unit 1103E, Panama City, FL 32408
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  /7

  $325,000

  • Land
  • 3.3 Acres
  • $98,485 per Acre

  1137 1/2 E 15th St, Panama City, FL 32405

  3.3 acres of light industrial vacant land on E 15th St . Approximately 125ft of road frontage. Great location for New Business lots of traffic ..

  Antonio Bellamy Beachy Beach Real Estate

  1137 1/2 E 15th St, Panama City, FL 32405
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  /23

  $378,250

  • 1 Bath
  • 656 Sq Ft

  436 Harrison Ave Unit 6, Panama City, FL 32401

  *The Mashburn Building | Historic Downtown Panama City* Experience a new chapter in Historic Downtown Panama City with The Mashburn Building--a signature four-story development designed to elevate urban living while honoring the character of downtown. This landmark project brings together modern luxury, industrial design, and the energy of a walkable city lifestyle. The third and fourth floors

  Kristen Barr Counts Real Estate Group Inc

  436 Harrison Ave Unit 6, Panama City, FL 32401
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  /25

  $399,900

  • 3 Beds
  • 2 Baths
  • 2,053 Sq Ft

  4633 Park St, Panama City, FL 32404

  Welcome to 4633 Park St in Panama City where solid construction meets comfortable Florida living. This one owner, 3-bedroom, 2-bath brick home has been well cared for and stands out with durable 2x6 exterior wall construction, offering enhanced strength, insulation, and long term efficiency you don't find in every home. Inside, you'll find a well maintained interior with thoughtful updates

  Buck Henry CENTURY 21 Commander Realty

  4633 Park St, Panama City, FL 32404
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  /46

  $330,000

  • 4 Beds
  • 2.5 Baths
  • 2,361 Sq Ft

  7115 Hatteras Blvd, Panama City, FL 32404

  PRICE REDUCTION! Discover WATERFRONT living on a CULDESAC with PAID-OFF SOLAR PANELS! Conveniently located just 15 minutes to town, 25 minutes to the beach, 5 minutes to the new Publix and Starbucks, and only a short commute to Tyndall Air Force Base. This beautiful home features solar panels and a spacious split floor plan with the main living areas conveniently located downstairs and four

  Michael Johnson Keller Williams Success Realty

  7115 Hatteras Blvd, Panama City, FL 32404
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  /49

  $344,500

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  5505 Sun Harbor Rd Unit 181, Panama City, FL 32401

  $99,000 PRICE REDUCTION and Short Term Rentals Now Allowed!!! One of the rarest condos ever constructed in Bay County FL. This two story end unit boasts 2 bedrooms (both on first floor), 2 full bathrooms (one on each floor), along with a large kitchen, dining area, and open living room on the second floor! The second floor also features a private covered balcony with Magnificent views of the Bay,

  Nathan Trent Coastal Sun Realty LLC

  5505 Sun Harbor Rd Unit 181, Panama City, FL 32401
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  /35

  $355,000

  • 4 Beds
  • 2 Baths
  • 1,859 Sq Ft

  3548 Brentwood Place, Panama City, FL 32404

  Welcome to Brentwood Estates, centrally located and newly renovated. This like new home has recently upgraded vinyl plank flooring, newly painted walls and much more. The beautifully maintained 4 bedroom,2 bath home offers comfort, functionality, and energy savings with installed solar panels, that are paid off in full and convey with the sale. Step through the foyer into a spacious living area

  Tonia Hathaway CENTURY 21 Commander Realty

  3548 Brentwood Place, Panama City, FL 32404
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  /29

  $309,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7081 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to 7081 William Pitsenbarger Road, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes

  D.R. Horton Builder

  7081 William Pitsenbarger Rd, Panama City, FL 32404
• 

  

  /51

  $305,000 New Construction

  • 4 Beds
  • 3 Baths
  • 2,080 Sq Ft

  2723 Usery Rd, Panama City, FL 32404

  Discover modern luxury living in this newly constructed home near Highway 231 in Panama City, Florida—an ideal primary residence, second home, or investment property with short-term rentals allowed and no HOA. Conveniently located near shopping, dining, and just 18 minutes from Tyndall Air Force Base, this open-concept home offers a flexible floor plan with a main-level bedroom ideal for a guest

  Kristina Briscoe Keller Williams Success Realty

  2723 Usery Rd, Panama City, FL 32404
• 

  

  /31

  $379,500

  • 4 Beds
  • 2 Baths
  • 1,750 Sq Ft

  1310 W 30th St, Panama City, FL 32405

  Introducing The Sage floorplan, proudly brought to you by Coastal Classic Homes! Situated just outside the highly desirable and ever-growing SweetBay community, Horizon Pointe offers the perfect blend of beautifully crafted homes, neighborhood charm, and unbeatable convenience. This stunning 4-bed, 2-bath home truly checks every box. Step inside to an inviting open-concept kitchen, living, and

  Joshua Hoey Think Real Estate

  1310 W 30th St, Panama City, FL 32405
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  /38

  $381,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,864 Sq Ft

  3070 Lucky Farm Ln, Panama City, FL 32404

  Construction now complete on this 3BR/2Ba one-story home with garage. Spacious Owners Suite Bedroom with bath, kitchen open to family room. Don't miss this opportunity to own in this new neighborhood. Homeowner Association Documents available for viewing upon request.Buyer to verify all dimensions.

  Robert Ward REMAX By The Sea

  3070 Lucky Farm Ln, Panama City, FL 32404
• 

  $371,119 New Construction

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft

  1092 Blazing Star St, Panama City, FL 32405

  The Mangrove plan by Harris Doyle Homes is SweetBays most attainable living option as a lock-and-leave Cottage. The open layout features a large living space connected to kitchen and dining. There is abundant storage with a sizeable laundry room, pantry and spacious walk-in closets. The primary bath has a large tile-to-ceiling shower, and a guest bath serves the second bedroom. The Mangrove

  Harris Doyle Homes Builder

  1092 Blazing Star St, Panama City, FL 32405
• 

  

  /29

  $309,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7083 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to 7083 Merlyn Dethlefsen Road, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped

  D.R. Horton Builder

  7083 Merlyn Dethlefsen Rd, Panama City, FL 32404

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