Panama City, FL Homes for Sale under $400,000

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  /8

  $344,850

  • 3 Beds
  • 2 Baths
  • 1,555 Sq Ft

  343 S Palo Alto Ave, Panama City, FL 32401

  ***ATTENTION INVESTORS*** Income producing property rented for $30K yearly until 12/31/2026*** Huge, and elegant white bricks, and concrete blocks 3 bedrooms / 2 baths house. One of the biggest houses in The Cove neighborhood. * Centrally located within walking distance to Cherry, Jinks, and Bay Schools, and short drive to Tyndall AFB, as well as downtown * 4 Parking spaces, and great patio area

  Milton Vergara Red Real Estate Associates, LL

  343 S Palo Alto Ave, Panama City, FL 32401
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  /34

  $375,000

  • Land
  • 0.76 Acre
  • $493,421 per Acre

  1536 Doty Cir, Panama City, FL 32404

  Coastal living dreams? Here's your chance to acquire a wonderful Waterfront property with Gulf access! This property consists of 2 parcels at approximately 3⁄4 of an acre, maybe more, situated on Emmons Bayou which leads directly to East Bay, then onto the Gulf! Amazing opportunity to make your Florida Salt Water dreams come true with approximately 160 ft waterfront on Emmons Bayou with water

  Deborah Class ERA Neubauer Real Estate, Inc

  1536 Doty Cir, Panama City, FL 32404
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  /48

  $369,900

  • 3 Beds
  • 2 Baths
  • 1,712 Sq Ft

  102 Drews Ln, Panama City, FL 32405

  Welcome to this beautifully maintained Craftsman-style home located at 102 Drew's Lane. Built in 2021, this 3 bedroom, 2 bath single family residence offers thoughtfully designed space. This home includes many upgrades that sets this house above the rest including Simpli Safe alarm system, custom hurricane fabric shutters and door brace for garage door, glass storm doors on the front and back of

  Kim Timmins Coldwell Banker Realty

  102 Drews Ln, Panama City, FL 32405
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  /34

  $319,000

  • 2 Beds
  • 2 Baths
  • 1,250 Sq Ft

  100 Cherry St Unit 406, Panama City, FL 32401

  2-bedroom, 2-bath residence featuring new flooring and brand-new appliances throughout. This property offers access to exceptional community amenities, including a large swimming pool, covered pavilion, and a clubhouse complete with kitchen and restrooms—ideal for gatherings and events. Enjoy waterfront living with a fishing and boat mooring dock equipped with electric and water service, plus a

  Charles Sowers Realty One Group Emerald Coast

  100 Cherry St Unit 406, Panama City, FL 32401
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  /9

  $330,000

  • 1 Bed
  • 1 Bath
  • 618 Sq Ft

  9850 S Thomas Dr Unit 812W, Panama City, FL 32408

  FULLY FURNISHED STR IN PANAMA CITY BEACH, FL! READY TO GO DAY #1! 9850 S Thomas Dr UNIT 812W, Panama City Beach, FL 32408 Beautifully renovated condo that has SPECTACULAR gulf views throughout the entire unit and private balcony! The top-to-bottom updates with a redesigned kitchen to make a spacious open floorplan to take advantage of the beautiful gulf views. There is plenty of room for everyone

  Jonathan Minerick HomeCoin.com

  9850 S Thomas Dr Unit 812W, Panama City, FL 32408
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  /32

  $370,000

  • 2 Beds
  • 1 Bath
  • 1,125 Sq Ft

  7008 Beach Dr, Panama City, FL 32408

  Fully renovated home located on Beach Drive just minutes from the Gulf, offering an excellent opportunity for a primary residence, second home, or investment property. This property is positioned in a highly desirable area with convenient access to beach access points, dining, and entertainment. The home features modern updates throughout, providing a clean, move-in-ready interior with a

  Justin Cater LLC EXP Realty LLC

  7008 Beach Dr, Panama City, FL 32408
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  /77

  $315,000

  • 4 Beds
  • 2 Baths
  • 1,812 Sq Ft

  6416 Bellavia Ln, Panama City, FL 32404

  Welcome to Liberty, Panama City's premier lifestyle community by D.R. Horton. Perfectly positioned off Star Avenue near Highway 231, this sought-after neighborhood offers exceptional convenience. It is just 25 minutes to Tyndall Air Force Base, 20 minutes to major hospitals, and less than 15 minutes to shopping, dining, and everyday essentials. Liberty is the quintessential neighborhood,

  Timothy Shand Empire Real Estate of Florida LLC

  6416 Bellavia Ln, Panama City, FL 32404
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  /32

  $306,000

  • 2 Beds
  • 2 Baths
  • 1,086 Sq Ft

  8727 Thomas Dr Unit C40, Panama City, FL 32408

  $5k Sellers Credit to cover the cost of ALL NEW FLOORING throughout!!! Imagine cherishing something so much that you keep it in your family for almost 30 years. Such love is something seldom found in today's society, but this truly special condo has been blessed with seeing several generations of sandy feet, sun kissed shoulders, and lifelong memories created by the same caring family. From the

  Garrett Aune Beachy Beach Real Estate

  8727 Thomas Dr Unit C40, Panama City, FL 32408
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  /7

  $339,500

  • Land
  • 0.13 Acre
  • $2,611,538 per Acre

  6205 Beach Dr, Panama City, FL 32408

  Prime location in Panama City Beach! This cleared and leveled 50x110 lot is in the highly desirable Thomas Drive area, the most popular spot for tourists in PCB. The city is one of the fastest-growing markets in the USA, and this property offers easy access to the beach, restaurants, and local attractions. No HOA. Short-term rental allowed. Zoned C-1, the property offers flexibility with multiple

  Mari-Nikol Naydenova Beach Properties Realty

  6205 Beach Dr, Panama City, FL 32408
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  /5

  $350,000

  • Land
  • 3.83 Acres
  • $91,384 per Acre

  2531 Martin Luther King Junior Blvd, Panama City, FL 32405

  2531 Highway 77 is a +/-3.83ac commercial site that is proximate to the commercial amenities in Panama City. Located on Highway 77 this site is situated between the two largest interchanges in the market - 23rd Street and Baldwin Road. The raw acreage has utilities available to the site and sufficient storm water capacity already in place. Surrounded by new development, this sitebenefits from

  Anderson Brooks NAI TALCOR

  2531 Martin Luther King Junior Blvd, Panama City, FL 32405
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  /41

  $399,000

  • 3 Beds
  • 1 Bath
  • 1,150 Sq Ft

  2914 Treasure Cir, Panama City, FL 32408

  Welcome to 2914 Treasure Circle, a charming beach retreat perfectly tucked away on the quiet east end of Panama City Beach! This darling home is just minutes from some of the area's favorite local spots like St. Andrews State Park, Schooners, Captain Anderson's, Patches Pub, and Dat Cajun Place. And the best part, you are only 0.2 miles from the beach, making it easy to enjoy the sugar white sand

  Kelli Sullivan Beachy Beach Real Estate

  2914 Treasure Cir, Panama City, FL 32408
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  /55

  $389,750

  • 3 Beds
  • 2 Baths
  • 1,791 Sq Ft

  2637 Outlaws Way, Panama City, FL 32405

  Welcome to this stunning, like-new luxury home crafted by one of Bay County's premier builders, showcasing a level of quality and craftsmanship you simply won't find in comparable homes. Ideally located in a quiet cul-de-sac with an unobstructed pond view, this exceptional property combines modern elegance with thoughtful design and superior construction, offering both privacy and beautiful

  Kristina Briscoe Keller Williams Success Realty

  2637 Outlaws Way, Panama City, FL 32405
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  /47

  $325,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  9900 S Thomas Dr Unit 1009, Panama City, FL 32408

  Lower Floor Alert! w/ Same Floor designated parking! Beach front condo with great revenue potential. Low floors are golden ROI at Shores of Panama.Parking is literally right around the corner from front door. You are just steps from parking to door~ No Elevators! Spectacular View of the Gulf and Pool! - Sleeps 6. If you are familiar with Shores of Panama - You know its a Rental Machine and

  Kelly Zarda Emerald Coast Real Estate & Vacations LLC

  9900 S Thomas Dr Unit 1009, Panama City, FL 32408
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  /29

  $305,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7095 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to 7095 Merlyn Dethlefsen Road, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2-bathroom, one-story home with 1,580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped

  D.R. Horton Builder

  7095 Merlyn Dethlefsen Rd, Panama City, FL 32404
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  /32

  $310,000 New Construction

  • 4 Beds
  • 3 Baths
  • 2,080 Sq Ft

  2727 Usery Rd, Panama City, FL 32404

  Not your typical townhome, this stunning new build offers 2,080 square feet of beautifully designed living space with 4 spacious bedrooms and 3 full bathrooms. The flexible layout includes a main-level bedroom that can easily convert into a home office, giving you the perfect balance between work and life. Step into the first floor, the true heart of the home, featuring modern stainless steel

  Jennifer Avila Coldwell Banker Realty

  2727 Usery Rd, Panama City, FL 32404
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  /25

  $304,990 New Construction

  • 4 Beds
  • 2 Baths
  • 1,810 Sq Ft

  Dimaggio Plan at Magnolia Ridge - Majors Collection, Panama City, FL 32404

  This new single-story home boasts a convenient and low-maintenance layout. Three bedrooms are secluded near the front of the home, leading to a spacious and flexible open-concept layout where the kitchen, dining room and family room meet. Nestled into a private rear corner is the lavish owner’s suite, featuring a full bathroom and walk-in closet.

  Lennar Builder

  3981 Alwyn Cashe Ave Unit 39321155, Panama City, FL 32404
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  /27

  $400,000

  • 4 Beds
  • 3.5 Baths
  • 2,000 Sq Ft

  2407 Grandiflora Blvd, Panama City, FL 32408

  LITTLE TO NO POWER BILL! Welcome to your coastal sanctuary in the gated community of Magnolia Bay Club. This meticulously maintained 2,000-square-foot home offers a rare and highly desirable floor plan that perfectly accommodates comfortable, full-time living or a multi-generational setup. A spacious primary retreat is conveniently located on the first floor, making everyday living an absolute

  Zachary Murzyn Secure Real Estate

  2407 Grandiflora Blvd, Panama City, FL 32408
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  /25

  $338,500

  • 3 Beds
  • 2 Baths
  • 1,300 Sq Ft

  4223 Lorraine St, Panama City, FL 32408

  This 3/2 home is coastal living at it's best. Near Navy base , restaurants, and shopping, It stays high and dry on its stilts with lots of storage space below. It is nestled in a quiet neighborhood less than 5 minutes from white sandy beaches. Plenty of curb appeal here with an inviting hardscape in front including an extra parking corral plus a welcoming front porch with fans and Adirondack

  Don Rehmus Berkshire Hathaway HomeServices Beach Properties of Florida

  4223 Lorraine St, Panama City, FL 32408
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  /35

  $315,000

  • 3 Beds
  • 2 Baths
  • 1,332 Sq Ft

  1849 Lake Ave, Panama City, FL 32405

  This cute home has just been remodeled. It has a new island with new countertops, sink and faucet. new light fixtures, all new fans, new flooring and freshly painted. It also has two storage units in the back yard and features a Koi pond with large Koi. Fenced in large back yard. Large driveway with plenty parking.Convenient to shopping, schools and restaurants. This is a must see.

  Sandy Webb Dalton Wade Inc

  1849 Lake Ave, Panama City, FL 32405
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  /45

  $399,900

  • 4 Beds
  • 3 Baths
  • 1,885 Sq Ft

  3775 Cedar Park Ln, Panama City, FL 32404

  Located in the Cedar Park subdivision, 3775 Cedar Park Lane offers a well designed 4-bedroom, 3-bath brick home with a covered back patio! The lot is fully landscaped and equipped with a fenced backyard, providing outdoor space for entertaining and relaxing, with future customization options. Inside, the open-concept living area features durable LVP flooring, a tray ceiling, and recessed

  Timothy Shand Empire Real Estate of Florida LLC

  3775 Cedar Park Ln, Panama City, FL 32404
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  /28

  $349,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,799 Sq Ft

  5168 Porter Way, Panama City, FL 32404

  Welcome to 5168 Porter Way, located at the lovely Titus Park community in Panama City, Florida. The Rhett is one of our popular one-story floor plans used in many communities in this area. With this 4 bedroom, 2 bath home, you will see 1,799 square feet of spacious living perfect for a small family to enjoy comfortably. As you walk inside the Rhett, you will see the long main hallway leading you

  D.R. Horton Builder

  5168 Porter Way, Panama City, FL 32404
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  /20

  $308,000

  • 2 Beds
  • 2 Baths
  • 1,114 Sq Ft

  2803 Lagoon Knoll Unit A, Panama City, FL 32408

  Short Term Rentals Allowed, No HOA and Completely Remodeled. This bright and airy 2 bedroom 2 bath property comes fully furnished and is located only half a mile to the beach. Just a short walk or bike ride away. This property has plenty of parking and a great size yard. The interior has LVP flooring throughout, new sliding glass door, all stainless steel kitchen appliances, nothing is needed in

  Jessica Kittley World Impact Real Estate

  2803 Lagoon Knoll Unit A, Panama City, FL 32408
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  /30

  $344,000

  • 3 Beds
  • 2 Baths
  • 1,415 Sq Ft

  2303 Sondra Ct, Panama City, FL 32409

  **Seller is offering a $5k buyer credit at closing with an accepted offer** If you are looking for a beautiful, move in ready home with NO HOA that is in a quiet neighborhood and also close to all of the conveniences in Lynn Haven and Panama City, this home is a must see! This Craftsman style 3 bed, 2 Bath home with a bonus room/office is just a short drive to Deerpoint Lake, the airport,

  Michael Marquis Anchor Realty Florida

  2303 Sondra Ct, Panama City, FL 32409
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  /2

  $395,000

  • Land
  • 4 Acres
  • $98,750 per Acre

  5913 N Hwy 231, Panama City, FL 32404

  GREAT COMMERCIAL LOCATION ON BUSY HWY 231. OVER 4 +/- ACRES OF LAND JUST WAITING FOR A BUSINESS. INCLUDE PARCELS 05732-010-000 AND 05732-020-000

  Becky Tillman Investors Real Estate Mgnt LLC

  5913 N Hwy 231, Panama City, FL 32404
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  /23

  $339,900

  • 3 Beds
  • 2 Baths
  • 1,126 Sq Ft

  6308 Causeway Rd, Panama City, FL 32408

  NO HOA! Discover this beautifully remodeled three bedroom, two-bath home in the heart of Panama City Beach. Every detail has been thoughtfully updated-new roof, new HVAC, new hot water heater, new windows with all new blinds, new interior doors, trim and fresh paint.The features new ceramic tile flooring throughout, giving it a bright, modern feel. New laundry room. Enjoy a spacious sunroom

  Jo Cochran Anchor Realty Florida

  6308 Causeway Rd, Panama City, FL 32408
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  /46

  $399,999

  • 3 Beds
  • 2 Baths
  • 1,731 Sq Ft

  501 Floridian Place, Panama City, FL 32405

  BRICK HOME WITH POOL! Welcome to 501 Floridian Place, a 3 bedroom, 2 bath home with 2 car garage and fenced-in backyard. Enjoy a split bedroom floorplan, vinyl plank floors, woodburning fireplace, and kitchen with stainless appliances and pantry. Brand new HVAC inside and out! You have an awesome garage with separate storage/workshop area that opens to the backyard, and also opens to your laundry

  Michele Morros Keller Williams Success Realty

  501 Floridian Place, Panama City, FL 32405
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  /38

  $310,990 New Construction

  • 4 Beds
  • 2 Baths
  • 2,000 Sq Ft

  3928 Alwyn Cashe Ave Unit Homesite 70, Panama City, FL 32404

  Discover incredible value in this brand new home located in a desirable new community in Panama City. The Springsteen floorplan features 4 bedrooms, 2 full bathrooms, and a flex room perfect for a home office, bonus space, or playroom. This thoughtfully designed home also includes a 2-car garage and a spacious covered back porch—ideal for outdoor living. Inside, enjoy high-end finishes such as

  Lisa Strickland Lennar Realty Inc

  3928 Alwyn Cashe Ave Unit Homesite 70, Panama City, FL 32404
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  /40

  $395,000

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 1403, Panama City, FL 32408

  Incredible value for this turnkey 1BD/2BA Gulf-front condo at Seychelles! Perfect timing to capture the upcoming high rental season. Even better, quarterly HOA dues cover ALL utilities -- including electricity, WiFi, cable, and water, making ownership simple and predictable. This beautifully maintained condo lives large, open, and bright. Expansive 9' sliding glass doors flood the living area

  John Skinner Jr. Keller Williams Realty Emerald

  5115 Gulf Dr Unit 1403, Panama City, FL 32408
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  /67

  $305,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7081 William Pitsenbarger Rd, Panama City, FL 32404

  Welcome to the Lismore, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2 bathroom, one-story home with 1.580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7081 William Pitsenbarger Rd, Panama City, FL 32404
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  /87

  $345,000

  • 2 Beds
  • 2 Baths
  • 907 Sq Ft

  9900 S Thomas Dr Unit 1817, Panama City, FL 32408

  Shores of Panama Unit 1817 | Type C Floor Plan | Panama City Beach, FloridaShores of Panama Unit 1817 features the highly desirable Type C floor plan with a Gulf-front primary suite offering a private ensuite bath, plus a private bunk room with an adjacent full bathroom. This layout provides two distinct sleeping areas and comfortably accommodates up to six guests.The interior includes

  Alice De La Penha Coldwell Banker Realty

  9900 S Thomas Dr Unit 1817, Panama City, FL 32408
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  /56

  $399,000

  • 3 Beds
  • 3 Baths
  • 2,468 Sq Ft

  4717 N Star Ave, Panama City, FL 32404

  Price Improvement! If you are searching for a fresh start and lots of space...this home might be it! Fully fenced 1.14 acres of flat/cleared land - you have the kind of seclusion that lets you park your RV, pets run free, plant a garden, build a workshop...the possibilities are endless. The east-facing entry brings the morning sun into the home, creating a daily sense of vitality and balance.

  Rachel Stanfill Counts Real Estate Group Inc

  4717 N Star Ave, Panama City, FL 32404
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  /3

  $400,000

  • 780 Sq Ft

  1907 Sherman Ave, Panama City, FL 32405

  We are pleased to present an exceptional opportunity for your next business endeavor. This 0.809-acre industrial-zoned property is strategically located in Bay County, within the central Panama City area. Its prime position near busy Sherman Ave ensures optimal visibility and accessibility. The site features a block building, offering a versatile foundation for conversion into a office

  Aaron Slate Marcus Tyson & Associates

  1907 Sherman Ave, Panama City, FL 32405
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  /42

  $319,900

  • 3 Beds
  • 2.5 Baths
  • 1,360 Sq Ft

  2201 Brooke St, Panama City, FL 32408

  Discover your ideal Panama City Beach retreat without the burden of high HOA fees with this charming home! This delightful 3-bedroom, 2.5-bathroom residence is ideally situated within walking distance to the beach making it the perfect match for your coastal living dream. Nestled on a prime corner lot, this property is a versatile gem ideal for Airbnb investment or personal use. The main level

  Mowayne Copeland Keller Williams Success Realty

  2201 Brooke St, Panama City, FL 32408
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  /11

  $358,790 New Construction

  • 3 Beds
  • 2 Baths
  • 1,717 Sq Ft

  3600 Basal St, Panama City, FL 32404

  Welcome to the stunning 1717 floorplan by Adams Homes. This thoughtfully designed layout offers a perfect fusion of comfort and style, creating a space that feels like home from the moment you step inside. Enter into a charming dining area that leads directly into the kitchen, providing ample room for relaxation and entertaining. The open concept design seamlessly connects the living room, dining

  Connie Berry Adams Homes Realty, Inc.

  3600 Basal St, Panama City, FL 32404
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  /42

  $379,000

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 104, Panama City, FL 32408

  Fully Furnished 1 Bed/ 2 Bath + Bunk condo at Seychelles. This Ground Floor Unit sits Gulf Front on the Beautiful East End of Panama City Beach. The HOA quarterly fee INCLUDES POWER! It's located next door to one of the most popular beach front restaurants in PCB, Schooners! It's also located just a short stroll to St. Andrews State Park. The Resort Includes: Two Gulf Front Pools (One Heated

  Gregory Ward Keller Williams Success Realty

  5115 Gulf Dr Unit 104, Panama City, FL 32408
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  /10

  $330,000

  • Land
  • 0.24 Acre
  • $1,375,000 per Acre

  119 Cashel Mara Dr, Panama City, FL 32409

  Discover an extraordinary opportunity to create your DREAM waterfront home overlooking the North Bay. This finished and cleared homesite promises boundless potential for designing a custom residence that captures the essence of luxury and tranquility. With expansive views that stretch across the water, your future home could be a true oasis. Nestled in the quiet community of Mill Point Landing,

  Carly Sostheim Corcoran Reverie

  119 Cashel Mara Dr, Panama City, FL 32409
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  /39

  $375,000

  • 3 Beds
  • 2 Baths
  • 1,809 Sq Ft

  163 Drews Ln, Panama City, FL 32405

  Welcome home! This 2022 built home is TURNKEY-pride of ownership abounds and is evident upon entering the property. The front of the home is nicely landscaped and features a covered front porch and a board and batten exterior with brick skirt- coastal craftsman charm. The interior features raised ceilings, providing a spacious feel throughout both the bedrooms and main living spaces. The split

  Lisa Hoisington Counts Real Estate Group Inc

  163 Drews Ln, Panama City, FL 32405
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  /39

  $339,900

  • 4 Beds
  • 2 Baths
  • 2,052 Sq Ft

  410 S Star Ave, Panama City, FL 32404

  Welcome to 410 S Star Ave in Panama City, FL 32404 - an updated home offering a strong combination of space, functionality, and location. Renovated after Hurricane Michael with improvements completed in 2021, this property provides a comfortable layout with multiple living areas, an updated kitchen and baths, and modern finishes that support an easy, move-in-ready lifestyle. The oversized yard

  Eduardo Garcia Flores GF Real Estate

  410 S Star Ave, Panama City, FL 32404
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  /38

  $375,000

  • 2 Beds
  • 1.5 Baths
  • 1,114 Sq Ft

  4116 Appalachee St Unit B, Panama City, FL 32408

  Just 350 feet from the beach, this irresistible coastal townhome invites you to live the laid-back seaside lifestyle you've been dreaming of. Sold fully furnished, turn-key, and with no HOA, it's ready for immediate enjoyment—simply arrive with your bathing suit and toothbrush. Inside, beach-cottage charm meets effortless comfort, with an open-concept living space, an oversized kitchen, and a

  Marcus Parrish Gulf Life Real Estate Inc

  4116 Appalachee St Unit B, Panama City, FL 32408
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  /41

  $320,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 1110E, Panama City, FL 32408

  Welcome to Unit 1110E at Sunbird Condominium, your coastal escape in the heart of Panama City Beach, Florida. This beautifully maintained 1-bedroom, 1-bath gulf-front condo offers spectacular, west-facing views of the Gulf of Mexico—perfect for soaking in the vibrant sunsets over the water from your private balcony. Perched on the 11th floor of the sought-after east tower, this unit offers

  Karen Smith Beachy Beach Real Estate

  9850 S Thomas Dr Unit 1110E, Panama City, FL 32408

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