Panama City, FL Homes for Sale under $400,000

• 

  

  

  /19

  $344,999

  • 3 Beds
  • 2 Baths
  • 1,557 Sq Ft

  108 Saw Grass Way, Panama City, FL 32404

  If you've been searching for a home that feels just right, this 5-year-young beauty is the perfect fit. The moment you step inside, you'll notice how inviting the layout is, with 3 spacious bedrooms and 2 full bathrooms designed for comfort and easy living. The home features gorgeous, recessed ceilings that add a touch of luxury, along with recessed lighting in the kitchen and bathrooms that

  Jacob Hutchins CENTURY 21 Commander Realty

  108 Saw Grass Way, Panama City, FL 32404
• 

  

  

  /22

  $385,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,730 Sq Ft

  6228 Imperial Dr, Panama City, FL 32404

  Welcome to 6228 Imperial Drive, a stunning brand-new build nestled in a quiet neighborhood. This 4-bedroom, 2-bath home blends modern style with everyday comfort, featuring a spacious open layout, elegant waterfall granite countertops, and sleek stainless steel appliances. Relax by the cozy fireplace or entertain with ease in the bright, airy living spaces. The home also includes a 2-car garage

  Christie Knowles LoKation Real Estate

  6228 Imperial Dr, Panama City, FL 32404
• 

  

  /2

  $399,000

  • Land
  • 5 Acres
  • $79,800 per Acre

  11432 Highway 77, Panama City, FL 32409

  Great 5 acre parcel with the front 2.5 acres zoned C-3 general commercial and the back 2.5 acres zoned residential. Water and sewer are available at the street.

  Maxie Fleming-Hecht Lagoon Realty

  11432 Highway 77, Panama City, FL 32409
• 

  

  

  /24

  $345,000

  • 2 Beds
  • 2 Baths
  • 1,200 Sq Ft

  204 Bonita Cir Unit F, Panama City, FL 32408

  Charming 2-bedroom, 2-bathroom waterfront townhome at 204 Bonita Circle, Unit F in Panama City Beach. This well-maintained unit offers stunning water views, direct access to a boat slip, and a spacious layout perfect for relaxation. Both bedrooms are generously sized, with full baths located upstairs and downstairs for added convenience. Enjoy the private courtyard for outdoor living, as well as

  Andrew Cox Gulf Life Real Estate Inc

  204 Bonita Cir Unit F, Panama City, FL 32408
• 

  

  

  /23

  $305,000

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1012, Panama City, FL 32408

  ***SELLER WILL CONSIDER ALL OFFERS!*** The Summit is a long-beloved vacation spot for generations of visitors to Panama City Beach, and unit 1012 is ready for you to take part! This condo unit is fully furnished as a short-term rental and features the following: --Private bedroom with new LVP flooring--En-suite bath off the main bedroom with shower/tub combo--2 twin bunks in the

  January Johnson EXP Realty LLC

  8743 Thomas Dr Unit 1012, Panama City, FL 32408
• 

  

  /35

  $320,000

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1105, Panama City, FL 32408

  Beautiful, tastefully updated 11th-floor unit at The Summit! This is a Gulf-Front condo, one-bedroom (with a king bed), hallway bunkbeds, with one full, and one half-bath. Breathtaking Gulf views, exceptional value, and an ideal layout in one of Panama City Beach's most highly sought-after buildings. Updated tile throughout the entire unit. Kitchen features new granite countertops, tile

  Laurie McKay Coastal Living Realty & Associates

  8743 Thomas Dr Unit 1105, Panama City, FL 32408
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  /4

  $375,000

  • Land
  • 6.28 Acres
  • $59,713 per Acre

  2328 Transmitter Rd, Panama City, FL 32404

  Prime Development Opportunity - Bay County, FloridaThis exceptional 6.281-acre corner parcel offers a prime opportunity for commercial or mixed-use development. Ideally located just 1.5 miles from both Highway 231 and U.S. Highway 98, the property sits at the intersection of Transmitter Road and Brentwood Place, featuring approximately 400 feet of frontage along Transmitter Road. All

  Raul Hernandez Legacy Premier Agency

  2328 Transmitter Rd, Panama City, FL 32404
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  /6

  $339,000

  • 2 Beds
  • 2 Baths
  • 1,400 Sq Ft

  2128 W 29th Ct, Panama City, FL 32405

  This home is rated above 180 MPH winds. This is EPS (Expanded Polystyrene) foam, galvanized steel, and concrete construction.This is a concrete house with a concrete roof. There is no wood used. This should be easy and cost effective to insure and it is very energy efficient, as well as easy to maintain. This builder has may models to chose from and 95% financing for qualified buyers.This

  Tony Viejo AMERICAN REALTY of Bay Co, Inc

  2128 W 29th Ct, Panama City, FL 32405
• 

  

  /23

  $399,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,967 Sq Ft

  3813 Red Deer Cir, Panama City, FL 32404

  Welcome to Game Farm, a secluded place to call home. Local homebuilder Southern Coastal Homes has brought this quaint community to a central location in Panama City. The community will have a beautiful grand landscaped entry. Wind through the entrance and over the bridge to find this spacious community, future features to include large wide homesites, 3-sided brick homes, preservation area,

  Charles Commander Jr. CENTURY 21 Commander Realty

  3813 Red Deer Cir, Panama City, FL 32404
• 

  

  /22

  $345,000

  • 2 Beds
  • 2 Baths
  • 1,028 Sq Ft

  5500 Sunset Ave Unit A, Panama City, FL 32408

  Welcome to Your New Favorite Getaway in Panama City Beach. Step into a coastal retreat that feels more like a home than a rental. This 2-bedroom, 2-bath duplex with NO HOA offers the perfect mix of comfort, charm, and convenience—just a quarter mile from the sugar-white sands of Panama City Beach. Whether you're here to unwind, explore, or make family memories, this thoughtfully curated space is

  Hunter Denton REMAX By The Sea

  5500 Sunset Ave Unit A, Panama City, FL 32408
• 

  

  /28

  $347,000

  • 2 Beds
  • 2.5 Baths
  • 1,311 Sq Ft

  2343 Grand Oaks Ln, Panama City, FL 32408

  This home presents a practical layout perfect for investors or buyers looking to personalize and enhance the space. Features include LVP flooring and a versatile floor plan with potential for updates. The generous backyard allows room for future projects or expansion. Situated in the Grand Oaks community of Panama City Beach, close to beaches, shopping, dining, and the Navy Base. No HOA and

  George Provenzano Salt & Light Realty

  2343 Grand Oaks Ln, Panama City, FL 32408
• 

  

  /46

  $340,000

  • 3 Beds
  • 2 Baths
  • 1,576 Sq Ft

  298 Hugh Thomas Dr, Panama City, FL 32404

  Welcome to this beautifully maintained 3 bedroom 2 bathroom home built in 2022 that still feels brand new. From the moment you arrive, the impressive curb appeal sets the tone for a home that has been meticulously cared for. Inside, you'll love the split bedroom floor plan designed for comfort and privacy. The stunning kitchen features shaker cabinets, quartz countertops, stainless steel

  Morgan Benton EXP Realty LLC

  298 Hugh Thomas Dr, Panama City, FL 32404
• 

  

  /43

  $349,000

  • 3 Beds
  • 2 Baths
  • 1,664 Sq Ft

  5136 Lake Dr, Panama City, FL 32404

  Welcome to this stunning, fully renovated 3-bedroom, 2-bath residence near Tyndall AFB, offering modern comfort and timeless style on almost one acre in a peaceful Panama City neighborhood. With its spacious layout, updated finishes, and impressive outdoor space, this home is truly move-in ready. Step inside to discover an open-concept floor plan highlighted by luxury flooring, fresh finishes,

  Selma Hill Hilltop Legacy Realty

  5136 Lake Dr, Panama City, FL 32404
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  /2

  $320,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,721 Sq Ft

  Alden Plan at Harvey Heights - Value Collection, Panama City, FL 32409

  Introducing the Alden, a beautiful home from the Holiday Builders’ Value collection designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a

  Holiday Builders Builder

  200 Lake Merial Blvd Unit 37786237, Panama City, FL 32409
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  /25

  $355,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 1125, Panama City, FL 32408

  This incredible 2 bedroom + enclosed bunkroom unit in Laketown Wharf has some of the best views in PCB! Located on the Gulf side of the resort, this unit has a gulf facing master with panoramic views of our emerald waters. This fully furnished unit has extra large sectional, large beds, and tasteful furnishings, creating a coastal and cozy atmosphere. Very practical tile floors in the kitchen and

  Joseph Echols Hitchcock Real Estate LLC

  9860 S Thomas Dr Unit 1125, Panama City, FL 32408
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  /25

  $385,000

  • 4 Beds
  • 2.5 Baths
  • 2,450 Sq Ft

  7510 Melody Ln, Panama City, FL 32404

  Take a look at this beautiful home tucked away on a peaceful cul-de-sac just minutes from Tyndall Air Force Base! This updated 4-bedroom, 2.5-bath home offers over 2,400 square feet of comfortable living space with plenty of room for everyone. Inside, you'll find two spacious living areas filled with natural light—perfect for family gatherings or entertaining guests. The kitchen opens to the main

  Melissa Walsh CENTURY 21 Commander Realty

  7510 Melody Ln, Panama City, FL 32404
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  /50

  $399,900

  • 3 Beds
  • 2.5 Baths
  • 1,825 Sq Ft

  6212 N Lagoon Dr, Panama City, FL 32408

  Beautiful Home on North Lagoon overlooking North Lagoon. Only minutes away from the Panama City Beach, the World's Most Beautiful Beaches! As you step in, you'll immediately notice the open floor plan with a large living room, heighten ceilings giving it an open, airy feel downstairs, and tile throughout. The roominess of this townhome speaks for itself. Entertain guests and family in the

  Michael Furney Real Estate Investment Service

  6212 N Lagoon Dr, Panama City, FL 32408
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  /25

  $399,000

  • 6 Beds
  • 4 Baths
  • 2,634 Sq Ft

  754 Sherman Ave Unit A&B, Panama City, FL 32401

  This duplex presents a great investment opportunity with its dual-dwelling layout and desirable location. Each side offers 3 bedrooms, 1 full bath, and 1 half bath. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in

  Connor Meyette CENTURY 21 Commander Realty

  754 Sherman Ave Unit A&B, Panama City, FL 32401
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  /14

  $325,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  9900 S Thomas Dr Unit 909, Panama City, FL 32408

  **Gulf-Front Gem at Shores of Panama! - Feels Like a Mini 2-Bedroom!** Welcome to Unit 909 where stunning views and smart design come together! This unit offers 1 bedroom, 2 full bathrooms, and a private bunk room** comfortably sleeping Like a 2-bedroom, making it an ideal vacation rental or beach retreat. Enjoy breathtaking views of the Gulf through the spacious open-concept living area. The

  Marcus Parrish Gulf Life Real Estate Inc

  9900 S Thomas Dr Unit 909, Panama City, FL 32408
• 

  

  /9

  $357,150

  • 1 Bath
  • 706 Sq Ft

  436 Harrison Ave Unit 5, Panama City, FL 32401

  A New Era in Historic Downtown Panama City! Introducing The Mashburn Building—an iconic four-story development redefining luxury and community in the heart of Historic Downtown Panama City. Featuring 27,000 square feet of historic charm, this distinctive property offering industrial-style residential lofts on the third and fourth floors, each with nearly 12-foot ceilings, polished concrete

  Kristen Barr Counts Real Estate Group Inc

  436 Harrison Ave Unit 5, Panama City, FL 32401
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  /33

  $319,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,430 Sq Ft

  1514 Chandlee Ave, Panama City, FL 32405

  Seller offering $5k towards buyers closing costs/rate buy down! Welcome to the ''MANGROVE'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located with NO HOA, close to 15th & 23rd St., shopping, restaurants and more. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring; Inside you will find a spacious open concept living room

  Christina Daniels Keller Williams Success Realty

  1514 Chandlee Ave, Panama City, FL 32405
• 

  $374,850 New Construction

  • 4 Beds
  • 3 Baths
  • 2,074 Sq Ft

  The Milton I 3-M Plan at College Station, Panama City, FL 32404

  Valor Communities Builder

  3876 Sandpine Way Unit 36474701, Panama City, FL 32404
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  /48

  $325,000

  • 3 Beds
  • 2 Baths
  • 1,704 Sq Ft

  9316 Kingswood Rd, Panama City, FL 32409

  Escape to peaceful country living with this charming 3-bedroom, 2-bath home situated on a beautiful 2-acre lot complete with a private pond—no HOA restrictions! Fresh interior paint and stainless steel appliances give the home a clean, updated feel, while the cozy wood burning stove anchors the living area for relaxing evenings at home.The oversized primary suite is a true retreat, featuring

  Stephanie Frimet Beachy Beach Real Estate

  9316 Kingswood Rd, Panama City, FL 32409
• 

  

  /21

  $354,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,368 Sq Ft

  2002 Norwood Place, Panama City, FL 32405

  NEW CONSTUCTION AVAILABLE!!!Welcome to your new craftsman home in the heart of Panama City! This brand-new build home offers an unbeatable location, high and dry Flood Zone X that is literally, minutes from 23rd Street with all the shopping and dining you will need, plus hospital is around the corner and elementary school across the street. Best part is a 10-minute drive to the beach! Inside,

  Kat Tomlinson Top Producers Real Estate Ctr

  2002 Norwood Place, Panama City, FL 32405
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  /6

  $309,000 Pre-Foreclosure

  • 4 Beds
  • 2 Baths
  • 1,830 Sq Ft

  6444 Slabinski Ln, Panama City, FL 32404

  Welcome to Liberty - Panama City's Premier Lifestyle Community!Nestled off Star Avenue near Hwy 231, Liberty offers easy access to Tyndall Air Force Base (25 min), local hospitals (20 min), and top shopping and dining (under 15 min). Enjoy resort-style living with a 7,500 sq. ft. community center featuring a full gym, wellness rooms, and a resort pool with splash pads, grilling stations, and

  Catriese Johnson Coldwell Banker Realty

  6444 Slabinski Ln, Panama City, FL 32404
• 

  

  /15

  $309,990 New Construction

  • 4 Beds
  • 2 Baths
  • 1,845 Sq Ft

  3925 Lombard St Unit Homesite 58, Panama City, FL 32404

  The Walsh floorplan offers a total 4 bedrooms and 2 baths with a nice size covered patio, HUGE walk-in closet in Owner's Suite and large dining nook at a very spacious 1845 square feet. Features in the home include (but are not limited to) 2 car garage, beautiful open kitchen with upgraded quartz countertops, white shaker style cabinets, and stainless steel appliances. Owner's Bath includes large

  Lisa Strickland Lennar Realty Inc

  3925 Lombard St Unit Homesite 58, Panama City, FL 32404
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  /36

  $366,600 New Construction

  • 3 Beds
  • 3.5 Baths
  • 1,687 Sq Ft

  Sabal Plan at SweetBay - The Cottages - Townhomes, Panama City, FL 32405

  The Sabal plan by Harris Doyle Homes is offered as a lock-and-leave Cottage or in Indigo Lakes. The downstairs primary suite has a spacious tile-to-ceiling shower and walk-in closet. There is also an upstairs primary suite, as well as a third bedroom with its own ensuite bath. The kitchen includes stainless appliances and stone countertops. Multiple garage or carport options are offered with the

  Harris Doyle Homes Builder

  3204 Heartleaf Ave E Unit 37003960, Panama City, FL 32405
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  /37

  $365,900

  • 4 Beds
  • 2 Baths
  • 1,787 Sq Ft

  5817 Tiagra Dr, Panama City, FL 32404

  OFFERING ELIGIBLE ACTIVE DUTY AND VETERANS AN ASSUMABLE 2.99% RATE. Welcome to Barrett's Park Olde Towne Village! This beautifully maintained Cali floor plan, located on a Cul-De-Sac, offers the perfect blend of comfort, functionality, and style. Featuring an enclosed INGROUND HEATED POOL and two-car garage with an extended driveway for additional guest parking. Includes a transferable home

  Jess Eshelman Think Real Estate

  5817 Tiagra Dr, Panama City, FL 32404
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  /57

  $324,900

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  9900 S Thomas Dr Unit 2008, Panama City, FL 32408

  🔥 NEW PRICE! $10,000 Reduction! 🔥Yes—the balcony construction is complete, and this condo is move-in and rental-ready! Wake up to breathtaking Gulf views from this beautifully updated 1BR + Bunk, 2BA condo at the sought-after Shores of Panama. Comfortably sleeping up to 6 guests, this fully furnished unit showcases thoughtful upgrades and stylish coastal décor throughout.

  Carla Singleton Ohana Real Estate Services

  9900 S Thomas Dr Unit 2008, Panama City, FL 32408
• 

  

  /46

  $300,000

  • 1 Bed
  • 1 Bath
  • 609 Sq Ft

  9850 S Thomas Dr Unit 1109W, Panama City, FL 32408

  PRICE IMPROVEMENT! Experience the ultimate beachfront retreat in this stunning 1-bedroom, 1-bathroom condo, nestled on the 11th floor of the Sunbird Complex in Panama City Beach. With sleeping arrangements for up to 4 guests, revel in the panoramic Gulf views from your private balcony overlooking the main pool. Adjacent to the unit, the seasonally heated West tower pool offers a serene setting

  Rachel Warrell eXp Realty, LLC

  9850 S Thomas Dr Unit 1109W, Panama City, FL 32408
• 

  

  /57

  $395,000

  • 2 Beds
  • 2 Baths
  • 756 Sq Ft

  323 Lagoon Ln, Panama City, FL 32408

  Check out this adorable 2-bedroom, 2 bath Venture Out home. Great floor plan and perfect location within the resort. Seller has recently added a new roof and gutters! This home is being sold furnished and ready to go. Nice screened in porch to relax on after a long day on the beach! Rentals on the books! Seller may consider possible owner financing! Make this your 2nd home or use it as investment

  David & Kelli Sims Sims Resort Realty, Inc

  323 Lagoon Ln, Panama City, FL 32408
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  /38

  $319,900

  • 3 Beds
  • 2 Baths
  • 1,749 Sq Ft

  229 Hannover Cir, Panama City, FL 32404

  Cozy Brick Home with Private Wooded Backyard Tucked away in a quiet cul-de-sac, this charming brick home is a peaceful escape, just 6.8 miles from Tyndall AFB and 14 miles from Panama City Beach. The wooded backyard gives you plenty of privacy, and the street is so calm it's perfect for anyone looking for a little serenity. Walk through the front door into a welcoming hallway that sets the tone.

  Kristy Woliver Blue Bird Woliver Realty

  229 Hannover Cir, Panama City, FL 32404
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  /44

  $310,000

  • 3 Beds
  • 1 Bath
  • 945 Sq Ft

  1701 Deer Ave, Panama City, FL 32401

  Welcome to this beautifully renovated 3-bedroom home on a spacious corner lot in the heart of Historic St. Andrews! Perfectly located within walking distance to the Bay, St. Andrews Marina, Shrimp Boat, Captain's Table, Uncle Ernie's, restaurants, shopping, and entertainment. This home blends historic charm with modern updates. Inside, you'll find freshly painted walls (2023), updated flooring,

  Kelly McGrath Realty One Group Emerald Coast

  1701 Deer Ave, Panama City, FL 32401
• 

  $324,900 New Construction

  • 4 Beds
  • 2 Baths
  • 1,799 Sq Ft

  The Beau Plan at Liberty, Panama City, FL 32404

  Now pre-selling the Beau, a new home floor plan at Liberty in Panama City, Florida. More information is coming soon. Contact us today for details.

  D.R. Horton Builder

  6225 Chapman Ln Unit 37183177, Panama City, FL 32404
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  /54

  $349,900

  • 1 Bed
  • 2 Baths
  • 893 Sq Ft

  6213 Thomas Dr Unit 405, Panama City, FL 32408

  Gulf front family friendly condominium located on the quiet end of the beach. 1 Bedroom 2 Bath on the 4th floor. (accomadates up to 6). Utility Room provides a full size washer/dryer & extra storage for beach toys is located directly across from your unit. Fully furnished and rental ready. This condo includes 2 queen beds and queen sleeper sofa. Gorgeous views of the Gulf as well as stunning

  Barbara McDonald CitiStar Realty

  6213 Thomas Dr Unit 405, Panama City, FL 32408
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  /43

  $389,000

  • 4 Beds
  • 2 Baths
  • 2,251 Sq Ft

  7936 Betty Louise Dr, Panama City, FL 32404

  Seller motivated! 4 Bedroom home with a POOL situated on 1/3 acre corner lot! Step into comfort, style, and Florida charm with this beautifully maintained 4-bedroom, 2-bath brick home. Located just minutes to Tyndall Air Force Base, local restaurants and grocery. From the moment you arrive, the inviting curb appeal, solid brick exterior and roof installed just four years ago promise quality and

  Brittany McLaughlin CENTURY 21 Ryan Realty Inc

  7936 Betty Louise Dr, Panama City, FL 32404
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  /31

  $375,000

  • 2 Beds
  • 2 Baths
  • 1,048 Sq Ft

  8815 Thomas Dr Unit 305, Panama City, FL 32408

  Discover the perfect blend of convenience with this 2 bed, 2 bath condo located on the Gulf of America. Ideal as both an investment opportunity and a second home, this property offers gulf views and a spacious floor plan designed for comfort. In the hall you have a storage closet that could easily be converted to a bunk space as well as a private owners closet located across the hall. This condo

  Amber Thompson Emerald Coast Realty Group

  8815 Thomas Dr Unit 305, Panama City, FL 32408
• 

  

  /11

  $318,490 New Construction

  • 4 Beds
  • 2 Baths
  • 1,805 Sq Ft

  257 Seneca Ave, Panama City, FL 32404

  Introducing the Grayton, an expansive split floorplan from our Value collection. This new home features 4 bedrooms and 2 baths, offering ample space for the entire family. As you enter through the front door, you’ll be greeted by an open living area, encompassing the great room and dining room. This open concept design creates a seamless flow and a sense of togetherness. The kitchen is a true

  Holiday Builders Builder

  257 Seneca Ave, Panama City, FL 32404
• 

  

  /43

  $380,000

  • 4 Beds
  • 2 Baths
  • 1,724 Sq Ft

  3819 Basal St, Panama City, FL 32404

  This near new 4-bedroom brick house in College Station won't last! It's a beautiful home built in 2021 and is located on a corner lot, featuring a quarter-acre of green space beside the home. With 4 bedrooms, 2 bathrooms, a split floor plan, and partial furnishings this is the ideal home. Bedrooms feature like-new carpet; luxury vinyl plank covers the rest. The kitchen includes barely used high

  Teresa Banda 30A Local Real Estate

  3819 Basal St, Panama City, FL 32404
• 

  

  /58

  $344,900

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 1831, Panama City, FL 32408

  Beautifully Updated 3-Bedroom Gulf-View Condo at Laketown Wharf. Discover the perfect blend of value, space, and luxury in this beautifully decorated 3-bedroom, 2-bathroom condo at Laketown Wharf Resort in Panama City Beach. Offering over 1,260 square feet of coastal living, this 18th-floor unit comfortably accommodates up to 8 guests and boasts one of the largest floorplans on the beach. Step

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  9902 S Thomas Dr Unit 1831, Panama City, FL 32408

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