374

Panama City, FL Homes for Sale under $400,000

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  • /28

    $332,500

    • 2 Beds
    • 2.5 Baths
    • 1,311 Sq Ft

    2343 Grand Oaks Ln, Panama City, FL 32408

    This home presents a practical layout perfect for investors or buyers looking to personalize and enhance the space. Features include LVP flooring and a versatile floor plan with potential for updates. The generous backyard allows room for future projects or expansion. Situated in the Grand Oaks community of Panama City Beach, close to beaches, shopping, dining, and the Navy Base. No HOA and

    George Provenzano Salt & Light Realty

    2343 Grand Oaks Ln, Panama City, FL 32408
  • /43

    $327,000

    • 3 Beds
    • 2 Baths
    • 1,664 Sq Ft

    5136 Lake Dr, Panama City, FL 32404

    Welcome to this stunning, fully renovated 3-bedroom, 2-bath residence near Tyndall AFB, offering modern comfort and timeless style on almost one acre in a peaceful Panama City neighborhood. With its spacious layout, updated finishes, and impressive outdoor space, this home is truly move-in ready. Step inside to discover an open-concept floor plan highlighted by luxury flooring, fresh finishes,

    Selma Hill Hilltop Legacy Realty

    5136 Lake Dr, Panama City, FL 32404
  • /32

    $399,900 New Construction

    • 5 Beds
    • 3 Baths
    • 2,145 Sq Ft

    5164 Porter Way, Panama City, FL 32404

    Welcome to 5164 Porter Way, one of our new homes at Titus Park in Panama City, Florida. The Kennedy is a 5 bedroom, 3 bathroom home with 2145 square feet of beautiful, spacious living making this the perfect home for a family looking for more room or for those who want to have family and friends visit the popular Panama City, located just miles down the road. When you enter this beautiful home,

    D.R. Horton Builder
    5164 Porter Way, Panama City, FL 32404
  • /2

    $302,990 New Construction

    • 3 Beds
    • 2 Baths
    • 1,721 Sq Ft

    Alden Plan at Harvey Heights - Value Collection, Panama City, FL 32409

    Introducing the Alden, a beautiful home from the Holiday Builders’ Value collection designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a

    Holiday Builders Builder
    200 Lake Merial Blvd Unit 37786237, Panama City, FL 32409
  • /25

    $347,500

    • 2 Beds
    • 2 Baths
    • 1,262 Sq Ft

    9860 S Thomas Dr Unit 1125, Panama City, FL 32408

    This incredible 2 bedroom + enclosed bunkroom unit in Laketown Wharf has some of the best views in PCB! Located on the Gulf side of the resort, this unit has a gulf facing master with panoramic views of our emerald waters. This fully furnished unit has extra large sectional, large beds, and tasteful furnishings, creating a coastal and cozy atmosphere. Very practical tile floors in the kitchen and

    Joseph Echols Hitchcock Real Estate LLC

    9860 S Thomas Dr Unit 1125, Panama City, FL 32408
  • /25

    $385,000

    • 4 Beds
    • 2.5 Baths
    • 2,450 Sq Ft

    7510 Melody Ln, Panama City, FL 32404

    Take a look at this beautiful home tucked away on a peaceful cul-de-sac just minutes from Tyndall Air Force Base! This updated 4-bedroom, 2.5-bath home offers over 2,400 square feet of comfortable living space with plenty of room for everyone. Inside, you'll find two spacious living areas filled with natural light—perfect for family gatherings or entertaining guests. The kitchen opens to the main

    Melissa Walsh CENTURY 21 Commander Realty

    7510 Melody Ln, Panama City, FL 32404
  • /50

    $399,900

    • 3 Beds
    • 2.5 Baths
    • 1,825 Sq Ft

    6212 N Lagoon Dr, Panama City, FL 32408

    Beautiful Home on North Lagoon overlooking North Lagoon. Only minutes away from the Panama City Beach, the World's Most Beautiful Beaches! As you step in, you'll immediately notice the open floor plan with a large living room, heighten ceilings giving it an open, airy feel downstairs, and tile throughout. The roominess of this townhome speaks for itself. Entertain guests and family in the

    Michael Furney Real Estate Investment Service

    6212 N Lagoon Dr, Panama City, FL 32408
  • /25

    $399,000

    • 6 Beds
    • 4 Baths
    • 2,634 Sq Ft

    754 Sherman Ave Unit A&B, Panama City, FL 32401

    This duplex presents a great investment opportunity with its dual-dwelling layout and desirable location. Each side offers 3 bedrooms, 1 full bath, and 1 half bath. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in

    Connor Meyette CENTURY 21 Commander Realty

    754 Sherman Ave Unit A&B, Panama City, FL 32401
  • /14

    $325,000

    • 1 Bed
    • 2 Baths
    • 864 Sq Ft

    9900 S Thomas Dr Unit 909, Panama City, FL 32408

    **Gulf-Front Gem at Shores of Panama! - Feels Like a Mini 2-Bedroom!** Welcome to Unit 909 where stunning views and smart design come together! This unit offers 1 bedroom, 2 full bathrooms, and a private bunk room** comfortably sleeping Like a 2-bedroom, making it an ideal vacation rental or beach retreat. Includes a deeded parking space on the same floor! Enjoy breathtaking views of the Gulf

    Marcus Parrish Gulf Life Real Estate Inc

    9900 S Thomas Dr Unit 909, Panama City, FL 32408
  • /9

    $357,150

    • 1 Bath
    • 706 Sq Ft

    436 Harrison Ave Unit 5, Panama City, FL 32401

    A New Era in Historic Downtown Panama City! Introducing The Mashburn Building—an iconic four-story development redefining luxury and community in the heart of Historic Downtown Panama City. Featuring 27,000 square feet of historic charm, this distinctive property offering industrial-style residential lofts on the third and fourth floors, each with nearly 12-foot ceilings, polished concrete

    Kristen Barr Counts Real Estate Group Inc

    436 Harrison Ave Unit 5, Panama City, FL 32401
  • /33

    $319,900 New Construction

    • 3 Beds
    • 2 Baths
    • 1,430 Sq Ft

    1514 Chandlee Ave, Panama City, FL 32405

    Seller offering $5k towards buyers closing costs/rate buy down! Welcome to the ''MANGROVE'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located with NO HOA, close to 15th & 23rd St., shopping, restaurants and more. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring; Inside you will find a spacious open concept living room

    Christina Daniels Keller Williams Success Realty

    1514 Chandlee Ave, Panama City, FL 32405
  • /21

    $354,000 New Construction

    • 3 Beds
    • 2 Baths
    • 1,368 Sq Ft

    2002 Norwood Place, Panama City, FL 32405

    ''Second chance! Previous buyer couldn't move forward, but this home is ready for its new owner.''Welcome to your new craftsman home in the heart of Panama City! This brand-new build home offers an unbeatable location, high and dry Flood Zone X that is literally, minutes from 23rd Street with all the shopping and dining you will need, plus hospital is around the corner and elementary school

    Kat Tomlinson Top Producers Real Estate Ctr

    2002 Norwood Place, Panama City, FL 32405
  • /36

    $366,600 New Construction

    • 3 Beds
    • 3.5 Baths
    • 1,687 Sq Ft

    Sabal Plan at SweetBay - The Cottages - Townhomes, Panama City, FL 32405

    The Sabal is a versatile two-story plan designed for flexible living. With 3 bedrooms and 3 baths, including a main-level primary suite with tile-to-ceiling shower and walk-in closet, this plan balances comfort, privacy, and convenience.Upstairs, a second primary suite and third bedroom with its own ensuite bath provide flexible options for family or guests. The kitchen features stainless steel

    Harris Doyle Homes Builder
    3204 Heartleaf Ave E Unit 37003960, Panama City, FL 32405
  • /37

    $347,500

    • 4 Beds
    • 2 Baths
    • 1,787 Sq Ft

    5817 Tiagra Dr, Panama City, FL 32404

    OFFERING ELIGIBLE ACTIVE DUTY AND VETERANS AN ASSUMABLE 2.99% RATE. Welcome to this well-maintained 4-bedroom, 2-bath home offering a functional layout, inviting living spaces, and a screened-in pool. From the moment you arrive, the home presents clean curb appeal and a welcoming feel. Inside, you'll find bright, open living areas ideal for both everyday living and entertaining. The kitchen

    Jess Eshelman Think Real Estate

    5817 Tiagra Dr, Panama City, FL 32404
  • /20

    $371,000

    • 4 Beds
    • 2 Baths
    • 2,129 Sq Ft

    4774 Firefly Ln, Panama City, FL 32404

    Beautiful 4 Bedroom Home in Sought-After Titus Park! Welcome to your dream home in Titus Park— one of Panama City's fastest-growing and most desirable communities! Built in 2021, this spacious 4 bedroom, 2 bathroom home offers nearly 2,100 sq. ft. of modern living space with an open-concept design perfect for both entertaining and everyday life. Prime Location: Just off Highway 231, you'll enjoy

    Chris Shelton Beachy Beach Real Estate

    4774 Firefly Ln, Panama City, FL 32404
  • /14

    $329,900 New Construction

    • 4 Beds
    • 2.5 Baths
    • 1,650 Sq Ft

    3950 Red Deer Cir, Panama City, FL 32404

    NEW FLOOR PLAN! This home is to be built, completion estimated for April/May 2026. Welcome to Game Farm! A peaceful, secluded community you'll be proud to call home. Nestled in a central location in Panama City, this charming neighborhood has been thoughtfully crafted by local homebuilder Southern Coastal Homes. From the moment you arrive, a beautifully landscaped grand entrance and scenic bridge

    Charles Commander Jr. CENTURY 21 Commander Realty

    3950 Red Deer Cir, Panama City, FL 32404
  • /46

    $300,000

    • 1 Bed
    • 1 Bath
    • 609 Sq Ft

    9850 S Thomas Dr Unit 1109W, Panama City, FL 32408

    PRICE IMPROVEMENT! Experience the ultimate beachfront retreat in this stunning 1-bedroom, 1-bathroom condo, nestled on the 11th floor of the Sunbird Complex in Panama City Beach. With sleeping arrangements for up to 4 guests, revel in the panoramic Gulf views from your private balcony overlooking the main pool. Adjacent to the unit, the seasonally heated West tower pool offers a serene setting

    Rachel Warrell eXp Realty, LLC

    9850 S Thomas Dr Unit 1109W, Panama City, FL 32408
  • /57

    $395,000

    • 2 Beds
    • 2 Baths
    • 756 Sq Ft

    323 Lagoon Ln, Panama City, FL 32408

    Check out this adorable 2-bedroom, 2 bath Venture Out home. Great floor plan and perfect location within the resort. Seller has recently added a new roof and gutters! This home is being sold furnished and ready to go. Nice screened in porch to relax on after a long day on the beach! Rentals on the books! Seller may consider possible owner financing! Make this your 2nd home or use it as investment

    David & Kelli Sims Sims Resort Realty, Inc

    323 Lagoon Ln, Panama City, FL 32408
  • /35

    $395,000

    • 2 Beds
    • 3 Baths
    • 1,184 Sq Ft

    9900 S Thomas Dr Unit 1921, Panama City, FL 32408

    Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin

    Darlene Tate RC Real Estate Group

    9900 S Thomas Dr Unit 1921, Panama City, FL 32408
  • /38

    $319,900

    • 3 Beds
    • 2 Baths
    • 1,749 Sq Ft

    229 Hannover Cir, Panama City, FL 32404

    Cozy Brick Home with Private Wooded Backyard Tucked away in a quiet cul-de-sac, this charming brick home is a peaceful escape, just 6.8 miles from Tyndall AFB and 14 miles from Panama City Beach. The wooded backyard gives you plenty of privacy, and the street is so calm it's perfect for anyone looking for a little serenity. Walk through the front door into a welcoming hallway that sets the tone.

    Kristy Woliver Blue Bird Woliver Realty

    229 Hannover Cir, Panama City, FL 32404
  • /44

    $310,000

    • 3 Beds
    • 1 Bath
    • 945 Sq Ft

    1701 Deer Ave, Panama City, FL 32401

    Welcome to this beautifully renovated 3-bedroom home on a spacious corner lot in the heart of Historic St. Andrews! Perfectly located within walking distance to the Bay, St. Andrews Marina, Shrimp Boat, Captain's Table, Uncle Ernie's, restaurants, shopping, and entertainment. This home blends historic charm with modern updates. Inside, you'll find freshly painted walls (2023), updated flooring,

    Kelly McGrath Realty One Group Emerald Coast

    1701 Deer Ave, Panama City, FL 32401
  • 6225 Chapman Ln Unit 37183177, Panama City, FL 32404

    $326,900 New Construction

    • 4 Beds
    • 2 Baths
    • 1,799 Sq Ft

    The Beau Plan at Liberty, Panama City, FL 32404

    Now pre-selling the Beau, a new home floor plan at Liberty in Panama City, Florida. More information is coming soon. Contact us today for details.

    D.R. Horton Builder
    6225 Chapman Ln Unit 37183177, Panama City, FL 32404
  • /60

    $379,990

    • 3 Beds
    • 3 Baths
    • 1,681 Sq Ft

    9902 S Thomas Dr Unit 1834, Panama City, FL 32408

    Welcome to Laketown Wharf 1834 — Your Coastal Escape Awaits Experience the pinnacle of modern coastal living in this fully renovated, turn-key condo at one of Panama City Beach's most sought-after resorts. Designed with comfort and style in mind, this stunning unit features brand-new flooring, freshly painted interiors, and updated lighting that create a clean, bright, and sophisticated

    Phyllis Holloway Coastal Living Realty & Associates

    9902 S Thomas Dr Unit 1834, Panama City, FL 32408
  • /3

    $378,840 New Construction

    • 3 Beds
    • 2 Baths
    • 1,540 Sq Ft

    3112 Douglas Rd, Panama City, FL 32405

    Currently Under Construction!This beautiful new construction 3-bedroom, 2-bathroom home is conveniently located in Panama City and offers the added benefit of NO HOA. The interior features 9-foot ceilings and luxury vinyl plank flooring throughout, enhancing the home's bright and open-concept layout. The spacious living, dining, and kitchen areas flow seamlessly, making the space perfect for

    Jessica Kriser Live 30A Real Estate LLC

    3112 Douglas Rd, Panama City, FL 32405
  • /54

    $349,900

    • 1 Bed
    • 2 Baths
    • 893 Sq Ft

    6213 Thomas Dr Unit 405, Panama City, FL 32408

    Gulf front family friendly condominium located on the quiet end of the beach. 1 Bedroom 2 Bath on the 4th floor. (accomadates up to 6). Utility Room provides a full size washer/dryer & extra storage for beach toys is located directly across from your unit. Fully furnished and rental ready. This condo includes 2 queen beds and queen sleeper sofa. Gorgeous views of the Gulf as well as stunning

    Barbara McDonald CitiStar Realty

    6213 Thomas Dr Unit 405, Panama City, FL 32408
  • /31

    $355,000

    • 4 Beds
    • 2 Baths
    • 2,129 Sq Ft

    4774 Firefly Ln, Panama City, FL 32404

    **🏡 Beautiful 4 Bedroom Home in Sought-After Titus Park! 🏡** Welcome to your dream home in **Titus Park** — one of Panama City's fastest-growing and most desirable communities! Built in **2021**, this spacious **4 bedroom, 2 bathroom home** offers nearly **2,100 sq. ft. of modern living space** with an open-concept design perfect for both entertaining and everyday life. 📍

    Karen Smith Beachy Beach Real Estate

    4774 Firefly Ln, Panama City, FL 32404
  • /52

    $375,000

    • 1 Bed
    • 1 Bath
    • 745 Sq Ft

    9450 S Thomas Dr Unit 1406D, Panama City, FL 32408

    Welcome to the Boardwalk Condos, one of Panama City Beaches newest and most attractive luxury complexes. Boardwalk stands out from most area complexes, from the architecture, to the unit finishes, to the resort amenities, and the little extras that make it special. This 1-Bedroom unit has a cozy bunk alcove in the hallway offering extra sleeping capacity. All tile floors throughout help keep the

    Greg Taylor Counts Real Estate Group Inc

    9450 S Thomas Dr Unit 1406D, Panama City, FL 32408
  • /43

    $379,000

    • 4 Beds
    • 2 Baths
    • 2,251 Sq Ft

    7936 Betty Louise Dr, Panama City, FL 32404

    Seller motivated! 4 Bedroom home with a POOL situated on 1/3 acre corner lot! Step into comfort, style, and Florida charm with this beautifully maintained 4-bedroom, 2-bath brick home. Located just minutes to Tyndall Air Force Base, local restaurants and grocery. From the moment you arrive, the inviting curb appeal, solid brick exterior and roof installed just four years ago promise quality and

    Brittany McLaughlin CENTURY 21 Ryan Realty Inc

    7936 Betty Louise Dr, Panama City, FL 32404
  • /31

    $375,000

    • 2 Beds
    • 2 Baths
    • 1,048 Sq Ft

    8815 Thomas Dr Unit 305, Panama City, FL 32408

    Discover the perfect blend of convenience with this 2 bed, 2 bath condo located on the Gulf of America. Ideal as both an investment opportunity and a second home, this property offers gulf views and a spacious floor plan designed for comfort. In the hall you have a storage closet that could easily be converted to a bunk space as well as a private owners closet located across the hall. This condo

    Amber Sanders Emerald Coast Realty Group

    8815 Thomas Dr Unit 305, Panama City, FL 32408
  • /18

    $307,180 New Construction

    • 3 Beds
    • 2 Baths
    • 1,434 Sq Ft

    7060 Traditions Dr, Panama City, FL 32404

    Smart Space. Stylish Living. 1434 Sq feet never Looked So Big! A perfect combination of comfort and functionality, creating a space that feels like home from the moment you step inside. Step into the spacious living area, which serves as the central gathering space, providing ample room for relaxation and entertainment. The open-concept design seamlessly connects the living room, dining area, and

    Kimberly Suppa Adams Homes Realty, Inc.

    7060 Traditions Dr, Panama City, FL 32404
  • /11

    $304,490 New Construction

    • 4 Beds
    • 2 Baths
    • 1,805 Sq Ft

    257 Seneca Ave, Panama City, FL 32404

    Introducing the Grayton, an expansive split floorplan from our Value collection. This new home features 4 bedrooms and 2 baths, offering ample space for the entire family. As you enter through the front door, you’ll be greeted by an open living area, encompassing the great room and dining room. This open concept design creates a seamless flow and a sense of togetherness. The kitchen is a true

    Holiday Builders Builder
    257 Seneca Ave, Panama City, FL 32404
  • /49

    $397,000

    • 4 Beds
    • 2 Baths
    • 1,848 Sq Ft

    2617 Outlaws Way, Panama City, FL 32405

    With 4 bedrooms and 2 full bathrooms, the 4th bedroom includes double doors and can easily be used as a home office. Enjoy 9' ceilings and an open layout. The kitchen offers custom cabinetry extending to the ceiling, quartz countertops, a large island, luxury tile backsplash, a walk-in pantry, and upgraded stainless steel appliances including a refrigerator. The main living area features crown

    Paul Gibney Corcoran Reverie SRB

    2617 Outlaws Way, Panama City, FL 32405
  • /33

    $302,000

    • 4 Beds
    • 2 Baths
    • 1,280 Sq Ft

    3728 Greentree Place, Panama City, FL 32405

    This beautifully landscaped corner-lot home offers 4 spacious bedrooms and 2 full baths in a bright, open floor plan perfect for modern living. A gorgeous brick fireplace anchors the inviting living area, while the eat-in kitchen is ideal for family meals and entertaining. Step outside to the large, privacy-fenced backyard with an open deck, no neighbors behind you, just peace and quiet. The

    Mike Johnson Century 21 BE3

    3728 Greentree Place, Panama City, FL 32405
  • /34

    $310,000

    • 1 Bed
    • 2 Baths
    • 1,047 Sq Ft

    9860 S Thomas Dr Unit 705, Panama City, FL 32408

    This beautifully maintained Gulf-view unit offers sweeping views you can enjoy every day from your private balcony. Inside, the open-concept layout is bright and welcoming, featuring a full-size kitchen with ample cabinetry, granite countertops, stainless appliances, and a stylish mosaic backsplash—perfect for preparing meals when you're not dining out. The condo comfortably sleeps six and

    Ramil Zartdinov Local Insight Realty

    9860 S Thomas Dr Unit 705, Panama City, FL 32408
  • /31

    $375,000

    • 1 Bed
    • 1 Bath
    • 673 Sq Ft

    9850 S Thomas Dr Unit 608W, Panama City, FL 32408

    This is absolutely a beautiful condo. It is on a rental program and the owner receives good rent. This condo is the most popular condo in the Association, featuring a Gulf view from your Living Room and Bedroom. It has 2 entrances from the inside to the outside balcony. One from the Living Room and one from the Bedroom. This is is just one thing that makes it unique. Enjoy the privacy on your

    Ray Mcdonald CitiStar Realty

    9850 S Thomas Dr Unit 608W, Panama City, FL 32408
  • /37

    $329,000

    • 2 Beds
    • 2 Baths
    • 1,086 Sq Ft

    8727 Thomas Dr Unit C33, Panama City, FL 32408

    Experience the ultimate in coastal convenience with this rare ground-floor condo in the highly sought-after Sugar Beach community. Perfectly positioned for effortless access with no busy elevators. The exterior of this unit offers a new Trex ramp making it great for owners or renters with mobility challenges. The interior features an expansive open concept living and dining area filled with

    Lauren Beninate Beachy Beach Real Estate

    8727 Thomas Dr Unit C33, Panama City, FL 32408
  • /28

    $392,500

    • 1 Bed
    • 1 Bath
    • 745 Sq Ft

    9450 S Thomas Dr Unit 1206D, Panama City, FL 32408

    Beautifully furnished 1-bedroom, 1-bath condo in the highly sought-after Boardwalk Beach Resort. This coastal retreat offers stunning beach views and comes fully equipped, making it move-in or rental-ready. Enjoy a proven rental history, perfect for investors or those seeking a vacation getaway. The resort features incredible amenities including a beachfront pool, hot tubs, market, and direct

    John Milton Indian Springs Real Estate

    9450 S Thomas Dr Unit 1206D, Panama City, FL 32408
  • /14

    $319,490 New Construction

    • 4 Beds
    • 2 Baths
    • 2,062 Sq Ft

    5159 Harvey St, Panama City, FL 32404

    Welcome to the Palmer, a home from our Value collection designed to enhance family and friend gatherings with its open living concept. This spacious home boasts 4 bedrooms and 2 baths, providing ample space for all your needs. As you step into the Palmer, you’ll be greeted by the inviting open living room and dining room, creating a warm and welcoming ambiance. Continuing further, you’ll discover

    Holiday Builders Builder
    5159 Harvey St, Panama City, FL 32404
  • /74

    $360,500

    • 1 Bed
    • 1.5 Baths
    • 740 Sq Ft

    8743 Thomas Dr Unit 1109, Panama City, FL 32408

    This stunning, fully updated 1 Bedroom 1.5 Bath condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new custom cabinets, granite

    Jo Cochran Anchor Realty Florida

    8743 Thomas Dr Unit 1109, Panama City, FL 32408

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