Panama City, FL Homes for Sale under $400,000

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  /31

  $317,500

  • 2 Beds
  • 2 Baths
  • 1,086 Sq Ft

  8727 Thomas Dr Unit C36, Panama City, FL 32408

  Fantastic offering at Sugar Beach condo, a gulf front development on Thomas Dr! This perfect condo offers a rare combination of space, accessibility, and direct beach access. With 1,086 square feet, two bedrooms, and two full baths, the layout is well suited for a primary residence, second home, or investment property. Positioned on the ground level, the unit provides easy indoor-to-outdoor

  John Moran Keller Williams Realty Destin

  8727 Thomas Dr Unit C36, Panama City, FL 32408
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  /33

  $399,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,771 Sq Ft

  3600 Woods Ln, Panama City, FL 32408

  Welcome to 3600 Woods Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is ready for move in and features a grand entry with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you enter the open living area you will find an open

  D.R. Horton Builder

  3600 Woods Ln, Panama City, FL 32408
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  /38

  $394,900 New Construction

  • 4 Beds
  • 3 Baths
  • 1,968 Sq Ft

  4898 Forest Dunes Dr, Panama City, FL 32404

  Corner lot!! Welcome to the Madison, a new home floor plan at Titus Park in Panama City, Florida. The Madison is one of our many featured one-story homes at the beautiful Titus Park community. When you walk into the home, you are greeted by a long hallway that is the center point for bedrooms, the laundry room and garage, and leads to the open living room and kitchen. Beautiful engineered vinyl

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  4898 Forest Dunes Dr, Panama City, FL 32404
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  /27

  $354,000

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 2105D, Panama City, FL 32408

  THE LOWEST PRICED UNIT IN BOARDWALK BEACH RESORT AS OF 3/4/26! Welcome to your slice of paradise on the white sands of Panama City Beach! This beautiful 1 bedroom, 1 bathroom gulf-front condo at the highly sought-after Boardwalk Resort offers breathtaking, unobstructed views of the emerald waters right from your private balcony.Perfectly located, you'll be just steps from popular attractions

  Brittany Whittaker Beachy Beach Real Estate

  9450 S Thomas Dr Unit 2105D, Panama City, FL 32408
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  /45

  $320,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  9900 S Thomas Dr Unit 1509, Panama City, FL 32408

  PANORAMIC GULF VIEWS + VACATION-READY! Perched on the 15th floor of the iconic Shores of Panama, this turnkey beach retreat sets you up for an incredible vacation-rental opportunity and an effortless coastal escape. Step onto the private balcony and take in sweeping, unobstructed views of the emerald waters and sugar-white sand—sunrise coffee and sunset colors never get old. From the beach

  The Wheeler Sauls Collective Salty Marlin Realty LLC

  9900 S Thomas Dr Unit 1509, Panama City, FL 32408
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  /42

  $355,000

  • 3 Beds
  • 2.5 Baths
  • 1,646 Sq Ft

  2323 Discovery Loop, Panama City, FL 32405

  Experience the best of SweetBay in the ''Sabal'' plan by Harris Doyle Homes. Designed for those who value experiences over yard work, this cottage offers a truly ''lock-and-leave'' lifestyle. Your monthly fees handle the landscaping, irrigation, and even routine exterior maintenance--giving you total freedom to enjoy the community's resort-style perks. Inside, luxury meets logic with a rare

  Victoria Gillman Gillman Group Realty

  2323 Discovery Loop, Panama City, FL 32405
• 

  

  /13

  $345,790 New Construction

  • 4 Beds
  • 2 Baths
  • 2,201 Sq Ft

  11445 Godart St, Panama City, FL 32404

  COVERING CLOSING COST & OFFERING 4.99 WITH PREFERRED LENDER!!! Step into 2,201 sq. ft. of modern elegance in this stunning 2026 single-story retreat. Located in a premier waterfront community with direct Bay and Gulf access, this home perfectly blends style with daily practicality. The heart of the home features an expansive open-concept living area and a chef-inspired kitchen, complete with

  Shae Shepherd Adams Homes Realty, Inc.

  11445 Godart St, Panama City, FL 32404
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  /2

  $399,000

  • Land
  • 5 Acres
  • $79,800 per Acre

  11432 Highway 77, Panama City, FL 32409

  Great 5 acre parcel with the front 2.5 acres zoned C-3 general commercial and the back 2.5 acres zoned residential. Water and sewer are available at the street.

  Maxie Fleming-Hecht Lagoon Realty

  11432 Highway 77, Panama City, FL 32409
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  /21

  $359,000

  • 3 Beds
  • 2 Baths
  • 1,462 Sq Ft

  2202 Edgewood Dr, Panama City, FL 32405

  Central to everything, this little new home has a lot to offer with Bay and beach access only minutes away. Retail shopping, downtown dining, peaceful surroundings and best of all no HOA. Many builders upgrades to include LVP flooring in all rooms, matching granite countertops in kitchen and bathrooms. This home is very efficient and comfortable for all seasons.

  Doug Addeo Regional Trust Corporation

  2202 Edgewood Dr, Panama City, FL 32405
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  /43

  $380,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 1628, Panama City, FL 32408

  A must see completely remodeled 3-bedroom 2 bath unit at Laketown Wharf. This unit has a new HVAC 2023, New water heater & pressure reducer valve 2025, Updated soft close cabinets 2025, new granite 2025, beautiful cabinetry in bathrooms, new furniture, new drapes, leather couches, new file flooring, new sinks & toilets 2025, new fridge 2024, new dishwasher & dryer 2023, new master bedroom

  Denise Hindes Coastal Living Realty & Associates

  9902 S Thomas Dr Unit 1628, Panama City, FL 32408
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  /55

  $329,000

  • 1 Bed
  • 1 Bath
  • 618 Sq Ft

  9850 S Thomas Dr Unit 601E, Panama City, FL 32408

  Is there a 1 bed Gulf front condo in Panama City Beach with strong rental performance, unobstructed east views and recent updates at this price? This D floorplan at Sunbird Beach Resort offers 618 square feet one bedroom, one bath and a prime east tower position with views stretching toward St. Andrews State Park. Welcome to coastal living in the heart of Panama City Beach where this self managed

  Mike Glass LPT Realty LLC

  9850 S Thomas Dr Unit 601E, Panama City, FL 32408
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  /59

  $369,000

  • 2 Beds
  • 2 Baths
  • 1,322 Sq Ft

  2605 Mystic Ln Unit PO21, Panama City, FL 32408

  Water front community located directly on St. Andrews Bay. Waterhaven is a gated, non-rental community unlike any other. The beautiful, formal entry leads to this first floor, 2 bedrooms, 2 bath condo. This open-concept living/dining area leads to a high-end kitchen including a Sub-Zero refrigerator, Viking 6 burner gas range, Bosch dishwasher, ice maker and wine chiller at the wet bar. Water

  Tina Gates Anchor Realty Florida

  2605 Mystic Ln Unit PO21, Panama City, FL 32408
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  /4

  $355,000

  • Land
  • 6.28 Acres
  • $56,529 per Acre

  2328 Transmitter Rd, Panama City, FL 32404

  Prime Development Opportunity - Bay County, FloridaThis exceptional 6.281-acre corner parcel offers a prime opportunity for commercial or mixed-use development. Ideally located just 1.5 miles from both Highway 231 and U.S. Highway 98, the property sits at the intersection of Transmitter Road and Brentwood Place, featuring approximately 400 feet of frontage along Transmitter Road. All

  Raul Hernandez Legacy Premier Agency

  2328 Transmitter Rd, Panama City, FL 32404
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  /62

  $392,500

  • 3 Beds
  • 2.5 Baths
  • 1,608 Sq Ft

  2604 Mystic Ln Unit PO13, Panama City, FL 32408

  Step into this stunning 3-bedroom, 2.5-bath second-floor condo in Waterhaven—a private, gated, non-rental community set directly on the shores of St. Andrews Bay.Inside, you'll find elegant details throughout: crown molding, transom windows, and soaring vaulted ceilings that create a bright, open feel. The living area flows seamlessly to a spacious balcony through French doors, offering a

  Zacarias Sanchez Think Real Estate

  2604 Mystic Ln Unit PO13, Panama City, FL 32408
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  /37

  $329,000

  • 2 Beds
  • 1 Bath
  • 1,056 Sq Ft

  6731 Sunset Ave, Panama City, FL 32408

  Prime Panama City Beach investment opportunity just a short walk to the Gulf and minutes from Grand Lagoon boating access -- all of this with no HOA or HOA fees.Located in the desirable Holiday Beach area, this charming 2-story, 2-bedroom, 1-bath beach cottage offers approximately 1,056 sq ft and is perfectly positioned for beach lovers, boaters, and vacation rental investors.Recent

  Mary Tisdale Keller Williams Realty Emerald

  6731 Sunset Ave, Panama City, FL 32408
• 

  

  /23

  $399,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,967 Sq Ft

  3813 Red Deer Cir, Panama City, FL 32404

  *Receive $3,000 towards closing costs from preferred lender plus up to $8,000 closing costs from builder* Welcome to Game Farm, a secluded place to call home. Local homebuilder Southern Coastal Homes has brought this quaint community to a central location in Panama City. The community will have a beautiful grand landscaped entry. Wind through the entrance and over the bridge to find this spacious

  Charles Commander Jr. CENTURY 21 Commander Realty

  3813 Red Deer Cir, Panama City, FL 32404
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  /22

  $345,000

  • 2 Beds
  • 2 Baths
  • 1,028 Sq Ft

  5500 Sunset Ave Unit A, Panama City, FL 32408

  Welcome to Your New Favorite Getaway in Panama City Beach. Step into a coastal retreat that feels more like a home than a rental. This 2-bedroom, 2-bath duplex with NO HOA offers the perfect mix of comfort, charm, and convenience—just a quarter mile from the sugar-white sands of Panama City Beach. Whether you're here to unwind, explore, or make family memories, this thoughtfully curated space is

  Hunter Denton REMAX By The Sea

  5500 Sunset Ave Unit A, Panama City, FL 32408
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  /27

  $320,000

  • 3 Beds
  • 2 Baths
  • 1,375 Sq Ft

  1807 E 9th St, Panama City, FL 32401

  Built to last and designed to impress, this all-brick Florida home offers enduring strength, style, and modern comfort built to thrive in changing weather. Inside, 1,375 sq. ft. of inviting space includes three bedrooms, two bathrooms, and easy-care tile floors. The kitchen features quartz counters, sleek cabinetry, and an efficient layout for cooking or hosting. The primary suite offers a calm

  Ramone Silvera Salty Marlin Realty

  1807 E 9th St, Panama City, FL 32401
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  /31

  $338,000

  • 3 Beds
  • 2 Baths
  • 1,664 Sq Ft

  6836 Bayou George Dr, Panama City, FL 32404

  SELLER IS OFFERING $5000.00 CONCESSIONS TOWARDS CLOSING COSTS! Welcome to this beautifully remodeled 3-bedroom, 2-bath home located on Bayou George Drive. Thoughtfully updated throughout, the home features durable and stylish LVP flooring, stainless steel appliances, and retro-tiled bathrooms that add timeless character and charm. The spacious primary suite includes a built-in wall safe, offering

  Thomas Kindos Beachy Beach Real Estate

  6836 Bayou George Dr, Panama City, FL 32404
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  /67

  $305,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  7083 Merlyn Dethlefsen Rd, Panama City, FL 32404

  Welcome to the Lismore, a new home floor plan located at Liberty in Panama City, Florida. The Lismore is thoughtfully designed 3-bedroom, 2 bathroom, one-story home with 1.580 square feet of modern living. On the outside of your home, you will see durable vinyl siding, a spacious two-car garage with an opener and a fully sodded yard to the property lines. This home comes equipped with dimensional

  Mark Miles DR Horton Realty of Emerald Coast, LLC

  7083 Merlyn Dethlefsen Rd, Panama City, FL 32404
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  /9

  $307,894 New Construction

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft

  11449 Godart St, Panama City, FL 32404

  Corner Lot !! CLOSING COST COVERED W/ PREFERRED LENDER!! Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it

  Shae Shepherd Adams Homes Realty, Inc.

  11449 Godart St, Panama City, FL 32404
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  /37

  $314,900 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,960 Sq Ft

  271 Reddy Creek Dr, Panama City, FL 32404

  Welcome to 271 Reddy Creek Drive, a new home floor plan at Park Place in Panama City, Florida. The Aisle is our only two-story floor plan available currently at Park Place, featuring a spacious open kitchen and living room design on the bottom floor, and a thoughtfully laid out upstairs that feels large and cozy. The Aisle floor plan is a spacious 4-bedroom, 2.5 bathroom, with 1,960 square feet

  D.R. Horton Builder

  271 Reddy Creek Dr, Panama City, FL 32404
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  /43

  $327,000

  • 3 Beds
  • 2 Baths
  • 1,664 Sq Ft

  5136 Lake Dr, Panama City, FL 32404

  Welcome to this stunning, fully renovated 3-bedroom, 2-bath residence near Tyndall AFB, offering modern comfort and timeless style on almost one acre in a peaceful Panama City neighborhood. With its spacious layout, updated finishes, and impressive outdoor space, this home is truly move-in ready. Step inside to discover an open-concept floor plan highlighted by luxury flooring, fresh finishes,

  Selma Hill Hilltop Legacy Realty

  5136 Lake Dr, Panama City, FL 32404
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  /34

  $379,900 New Construction

  • 5 Beds
  • 3 Baths
  • 2,145 Sq Ft

  5164 Porter Way, Panama City, FL 32404

  Welcome to 5164 Porter Way, one of our new homes at Titus Park in Panama City, Florida. The Kennedy is a 5 bedroom, 3 bathroom home with 2145 square feet of beautiful, spacious living making this the perfect home for a family looking for more room or for those who want to have family and friends visit the popular Panama City, located just miles down the road. When you enter this beautiful home,

  D.R. Horton Builder

  5164 Porter Way, Panama City, FL 32404
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  /2

  $302,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,721 Sq Ft

  Alden Plan at Harvey Heights - Value Collection, Panama City, FL 32409

  Introducing the Alden, a beautiful home from the Holiday Builders’ Value collection designed to exceed your expectations. This charming 3 bedroom, 2 bath residence encompasses 1,721 square feet of well-designed living space and features a covered front entry that adds an inviting touch. Extra windows allow the abundant sunlight to gracefully dance across the home, infusing the space with a

  Holiday Builders Builder

  200 Lake Merial Blvd Unit 37786237, Panama City, FL 32409
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  /60

  $305,000

  • 1 Bed
  • 1 Bath
  • 618 Sq Ft

  9850 S Thomas Dr Unit 712W, Panama City, FL 32408

  Experience breathtaking Gulf views from this gorgeous 7th-floor Sunbird condo! This beautifully maintained and fully furnished unit is the perfect blend of comfort, style, and investment potential. Designed to accommodate up to 5 guests, the condo features a queen-size bed, a queen sleeper sofa, and a twin sleeper--ideal for families or vacation rentals. The kitchen is thoughtfully updated with

  Ahmed Ismail Sand Seeker Realty LLC

  9850 S Thomas Dr Unit 712W, Panama City, FL 32408
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  /50

  $399,900

  • 3 Beds
  • 2.5 Baths
  • 1,825 Sq Ft

  6212 N Lagoon Dr, Panama City, FL 32408

  Beautiful Home on North Lagoon overlooking North Lagoon. Only minutes away from the Panama City Beach, the World's Most Beautiful Beaches! As you step in, you'll immediately notice the open floor plan with a large living room, heighten ceilings giving it an open, airy feel downstairs, and tile throughout. The roominess of this townhome speaks for itself. Entertain guests and family in the

  Michael Furney Real Estate Investment Service

  6212 N Lagoon Dr, Panama City, FL 32408
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  /25

  $399,000

  • 6 Beds
  • 4 Baths
  • 2,634 Sq Ft

  754 Sherman Ave Unit A&B, Panama City, FL 32401

  This duplex presents a great investment opportunity with its dual-dwelling layout and desirable location. Each side offers 3 bedrooms, 1 full bath, and 1 half bath. It features an open living space flowing directly into the kitchen with updated countertops and ample storage. Its spacious design provides both privacy and versatility for each unit. Built in 2008 and fully remodeled in

  Connor Meyette CENTURY 21 Commander Realty

  754 Sherman Ave Unit A&B, Panama City, FL 32401
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  /13

  $351,210 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,817 Sq Ft

  7064 Traditions Dr, Panama City, FL 32404

  Spacious two-story home in the sought-after Parkbrook community! This well-designed 1,817 sq ft residence offers 4 bedrooms and 2.5 bathrooms with a functional layout ideal for everyday living and entertaining. The main level features durable Coretec flooring throughout all formal and wet areas, creating a seamless and low-maintenance living space. The open-concept kitchen showcases quartz

  Derick Aubry Adams Homes Realty, Inc.

  7064 Traditions Dr, Panama City, FL 32404
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  /14

  $325,000

  • 1 Bed
  • 2 Baths
  • 864 Sq Ft

  9900 S Thomas Dr Unit 909, Panama City, FL 32408

  **Gulf-Front Gem at Shores of Panama! - Feels Like a Mini 2-Bedroom!** Welcome to Unit 909 where stunning views and smart design come together! This unit offers 1 bedroom, 2 full bathrooms, and a private bunk room** comfortably sleeping Like a 2-bedroom, making it an ideal vacation rental or beach retreat. Includes a deeded parking space on the same floor! Enjoy breathtaking views of the Gulf

  Marcus Parrish Gulf Life Real Estate Inc

  9900 S Thomas Dr Unit 909, Panama City, FL 32408
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  /3

  $357,150

  • 1 Bath
  • 706 Sq Ft

  436 Harrison Ave Unit 5, Panama City, FL 32401

  *The Mashburn Building | Historic Downtown Panama City* Experience a new chapter in Historic Downtown Panama City with The Mashburn Building--a signature four-story development designed to elevate urban living while honoring the character of downtown. This landmark project brings together modern luxury, industrial design, and the energy of a walkable city lifestyle. The third and fourth floors

  Kristen Barr Counts Real Estate Group Inc

  436 Harrison Ave Unit 5, Panama City, FL 32401
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  /17

  $343,400 New Construction

  • 3 Beds
  • 2 Baths
  • 1,717 Sq Ft

  5141 Salvation St, Panama City, FL 32404

  This thoughtfully designed layout offers a perfect fusion of comfort and style, creating a space that feels like home from the moment you step inside. Enter into a charming dining area that leads directly into the kitchen, providing ample room for relaxation and entertaining. The open concept design seamlessly connects the living room, dining area, and kitchen, creating a versatile and inviting

  Derick Aubry Adams Homes Realty, Inc.

  5141 Salvation St, Panama City, FL 32404
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  /33

  $319,900 New Construction

  • 3 Beds
  • 2 Baths
  • 1,430 Sq Ft

  1514 Chandlee Ave, Panama City, FL 32405

  Seller offering $5k towards buyers closing costs/rate buy down! Welcome to the ''MANGROVE'' floor plan! This beautiful 3 bedroom/ 2 bathroom NEW construction home is conveniently located with NO HOA, close to 15th & 23rd St., shopping, restaurants and more. Interior features to include 9 ft. ceilings and luxury vinyl plank flooring; Inside you will find a spacious open concept living room

  Christina Daniels Keller Williams Success Realty

  1514 Chandlee Ave, Panama City, FL 32405
• 

  $374,850 New Construction

  • 4 Beds
  • 3 Baths
  • 2,074 Sq Ft

  The Milton I 3-M Plan at College Station, Panama City, FL 32404

  Valor Communities Builder

  3876 Sandpine Way Unit 36474701, Panama City, FL 32404
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  /21

  $336,900 Open Fri 11AM - 1PM

  • 3 Beds
  • 2 Baths
  • 1,368 Sq Ft

  2002 Norwood Place, Panama City, FL 32405

  NOW IS YOUR CHANCE! Back on the market at no fault of the seller with a fresh price reduction. Schedule your showing today!!! Welcome to your new craftsman home in the heart of Panama City! This brand-new build home offers an unbeatable location, high and dry Flood Zone X that is literally, minutes from 23rd Street with all the shopping and dining you will need, plus hospital is around the corner

  Kat Tomlinson Top Producers Real Estate Group

  2002 Norwood Place, Panama City, FL 32405
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  /66

  $399,000

  • 3 Beds
  • 2.5 Baths
  • 1,892 Sq Ft

  4108 Transmitter Rd, Panama City, FL 32404

  Welcome to 4108 Transmitter Road, a beautifully maintained Craftsman-style residence nestled in the heart of Panama City. Set on an expansive .48-acre lot, this 3-bedroom, 2.5-bathroom home offers timeless character, thoughtful updates, and exceptional versatility -- all in a central location convenient to shopping, dining, schools, and daily essentials. From the moment you arrive, the home's

  Rebekah Peterson Anchor Realty Florida

  4108 Transmitter Rd, Panama City, FL 32404
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  /36

  $366,600 New Construction

  • 3 Beds
  • 3.5 Baths
  • 1,646 Sq Ft

  Sabal Plan at SweetBay - The Cottages - Townhomes, Panama City, FL 32405

  The Sabal is a versatile two-story plan designed for flexible living. With 3 bedrooms and 3 baths, including a main-level primary suite with tile-to-ceiling shower and walk-in closet, this plan balances comfort, privacy, and convenience.Upstairs, a second primary suite and third bedroom with its own ensuite bath provide flexible options for family or guests. The kitchen features stainless steel

  Harris Doyle Homes Builder

  3204 Heartleaf Ave E Unit 37003960, Panama City, FL 32405
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  /11

  $389,999

  • 3 Beds
  • 2 Baths
  • 1,901 Sq Ft

  551 Blue Heron Dr, Panama City, FL 32404

  This home offers space, flexibility, and outdoor living on a half-acre lot in Pelican Point Subdivision. Move-in ready, it features three bedrooms, two bathrooms, and a split floor plan with a fireplace and a roomy primary suite that includes a walk-in closet. The primary bathroom comes with a separate shower and a deep bathtub. The modern kitchen is outfitted with stainless steel appliances and

  Ashley Dunnigan Coastal Choice Realty

  551 Blue Heron Dr, Panama City, FL 32404
• 

  

  /54

  $399,000 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,545 Sq Ft

  18 Wood Ave, Panama City, FL 32404

  Step into this semi-custom home beautifully designed with plenty of upgrades. Let's start outside. This home greets you with hardi siding, impact windows and doors, metal roof (all for discounted insurance rates), cornered back patio, sodded yard with irrigation, privacy fenced back yard, and paver driveway round out the outside. As for the inside, let's start with the kitchen, white shaker style

  Mark Cowart Counts Real Estate Group Inc

  18 Wood Ave, Panama City, FL 32404
• 

  

  /20

  $370,600 Open Sat 1PM - 4PM

  • 4 Beds
  • 2 Baths
  • 2,129 Sq Ft

  4774 Firefly Ln, Panama City, FL 32404

  Beautiful 4 Bedroom Home in Sought-After Titus Park! Welcome to your dream home in Titus Park— one of Panama City's fastest-growing and most desirable communities! Built in 2021, this spacious 4 bedroom, 2 bathroom home offers nearly 2,100 sq. ft. of modern living space with an open-concept design perfect for both entertaining and everyday life. Prime Location: Just off Highway 231, you'll enjoy

  Chris Shelton Beachy Beach Real Estate

  4774 Firefly Ln, Panama City, FL 32404

Showing Results 321 - 360, Page 9 of 11