Panama City, FL Homes for Sale under $500,000

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  /49

  $445,000

  • 2 Beds
  • 2 Baths
  • 1,015 Sq Ft

  6505 Thomas Dr Unit 909, Panama City, FL 32408

  **LENDER INCENTIVES: Closing cost credit and/or rate buy-down available from preferred Lender. Contact Listing Agent for more information.** Welcome to the Summerhouse, a stunning Gulf-front retreat in the heart of Panama City Beach, offering unmatched westerly sunset views over the emerald waters. This beautifully furnished 2-bedroom, 2-bathroom condo has breathtaking panoramas of the

  Brad Amerson LLC Compass Florida, LLC

  6505 Thomas Dr Unit 909, Panama City, FL 32408
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  /34

  $425,000

  • 3 Beds
  • 2 Baths
  • 1,933 Sq Ft

  204 Verde Wood Cir, Panama City, FL 32408

  Welcome to 204 Verde Wood Circle, a cozy coastal retreat tucked away on a quiet cul-de-sac just minutes from the world-famous beaches of Panama City Beach. This beautifully refreshed 3-bedroom, 2-bath home perfectly blends comfort, efficiency, and Florida charm. Step inside to find a light, beachy interior with fresh paint and open living spaces that feel instantly inviting. The kitchen and

  Zachary Murzyn Secure Real Estate

  204 Verde Wood Cir, Panama City, FL 32408
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  /43

  $420,000

  • 5 Beds
  • 3 Baths
  • 2,556 Sq Ft

  4942 Loblolly Way, Panama City, FL 32404

  Step inside this BEAUTIFUL 2-STORY home located in the highly sought-after community of Titus Park. As you enter, you're greeted by a FLEX SPACE that can serve as a FORMAL DINING area or OFFICE. The FAMILY ROOM is open and spacious, connecting seamlessly to the KITCHEN and DINING AREA, and leads out to the BACK PORCH with a FENCED in yard. Downstairs also includes BEDROOM 2 with a full bath

  Victoria Davis EXP Realty LLC

  4942 Loblolly Way, Panama City, FL 32404
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  /20

  $499,000 New Construction

  • 4 Beds
  • 3 Baths
  • 2,230 Sq Ft

  2963 Frankford Ave, Panama City, FL 32405

  Welcome to your dream home! This beautifully built, brand new construction home on an oversized lot offers everything you've been searching for — without the restrictions of an HOA! Located immediately adjacent to the Sweet Bay Community, set on an LARGE lot, this property boasts a fully fenced in backyard, perfect for pets, play, entertaining, or future outdoor upgrades. There's ample room for a

  Chad Bruce Coastal Sun Realty LLC

  2963 Frankford Ave, Panama City, FL 32405
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  /16

  $415,000

  • Land
  • 0.46 Acre
  • $902,174 per Acre

  1505 Fairy Ave, Panama City, FL 32405

  Commercial property ready to build on. 144 ft. road frontage. Zoned GC2, Offices, small,, business shops . Very convenient to 15th St. Has water, Power, all available.Level lot. just off 15th St.

  Marcia Preston CENTURY 21 Commander Realty

  1505 Fairy Ave, Panama City, FL 32405
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  /9

  $499,000

  • Land
  • 0.7 Acre
  • $712,857 per Acre

  612 Mckenzie Ave, Panama City, FL 32401

  612 McKenzie Ave is a large valuable commercial investment property located inside the downtown district of Panama City. Zoned commercial DTD, which aligns with the vision of redevelopment and vitality in the downtown area and allows for many different commercial or residential uses. If you are an investor looking to invest in the growth of the downtown district this property can be developed and

  Elaine Fenster Coastal Palms Real Estate

  612 Mckenzie Ave, Panama City, FL 32401
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  /49

  $425,000

  • 3 Beds
  • 2 Baths
  • 1,634 Sq Ft

  7048 Hugh Dr, Panama City, FL 32404

  Welcome to this charming, meticulously cared for brick home in the peaceful Callaway Shores community, offering beautiful views of Callaway Bayou and over 1/3 acre of outdoor space. Enjoy the quiet, coastal lifestyle with a huge circular driveway and a 2-car garage. Step inside to a bright living area with a vaulted ceiling and a comfortable layout. The master suite features cathedral ceilings,

  Morgan Benton EXP Realty LLC

  7048 Hugh Dr, Panama City, FL 32404
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  /61

  $464,900

  • 2 Beds
  • 2.5 Baths
  • 1,279 Sq Ft

  8407 Thomas Dr Unit 2, Panama City, FL 32408

  Are you searching for your own private vacation spot on the beach? Tired of sharing space at your home away from home? Look no further than this unit located on the beach side of Thomas Drive. This property is just 100 feet away from the beach, with no road between you and the sparkling teal waters of Panama City Beach. Spacious and clean, this unit allows you to enjoy the sound of the waves from

  Melany Hathcock Keller Williams Success Realty

  8407 Thomas Dr Unit 2, Panama City, FL 32408
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  /8

  $431,990 New Construction

  • 3 Beds
  • 2 Baths
  • 1,824 Sq Ft

  215 Lake Merial Blvd, Panama City, FL 32409

  The Destin floorplan is just like the Topsail but with an impressive 3 car garage and 4 bedrooms rather than 3. It’s a charming and versatile home with three bedrooms and two baths, striking the ideal balance between comfort and practicality. Upon entering, you’ll notice a den or it can be a fourth bedroom for a growing family. Continuing forward, you’ll be greeted by an open concept design that

  Holiday Builders Builder

  215 Lake Merial Blvd, Panama City, FL 32409
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  /12

  $497,990 New Construction

  • 4 Beds
  • 3 Baths
  • 2,482 Sq Ft

  233 Lake Merial Blvd, Panama City, FL 32409

  Introducing the Navarre, a stunning floorplan in the Cornerstone collection by Holiday Builders. With its spacious layout and thoughtful design, this home offers comfort, flexibility, and a touch of luxury. Covering an impressive 2,482 square feet, the Navarre is a home that provides ample space for the whole family. As you approach the front entrance, you’ll notice the large truss covered porch,

  Holiday Builders Builder

  233 Lake Merial Blvd, Panama City, FL 32409
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  /46

  $499,999

  • 4 Beds
  • 2 Baths
  • 3,157 Sq Ft

  8009 High Point Rd, Panama City, FL 32404

  Appraiser gave value to land only but there is still some charm in this older home. Escape to lakeside living on this 1.5-acre (200 feet waterfront) property featuring an older single-family home full of character and warmth. The main residence offers 3 bedrooms and 3 bathrooms, with timeless details, cozy gathering spaces, and wonderful lake views that make every day feel like a retreat. Its

  Sarah Steverson CENTURY 21 Commander Realty

  8009 High Point Rd, Panama City, FL 32404
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  /62

  $489,000

  • 3 Beds
  • 2 Baths
  • 2,171 Sq Ft

  1538 S Berthe Ave, Panama City, FL 32404

  Waterfront living is within reach. This lovely home sits on a one-acre lot with gulf access! GULF ACCESS! Your waterfront lifestyle awaits. 100 feet of water frontage and deep water access! With nearly 2,200 SF of heated&Cooled space, you'll enjoy three large bedrooms, two full bathrooms, a covered carport and a huge back deck with shade sails and natural oak tree shade. The master bedroom

  Justin Raley Think Real Estate

  1538 S Berthe Ave, Panama City, FL 32404
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  /38

  $449,900

  • 3 Beds
  • 2 Baths
  • 1,164 Sq Ft

  5524 Pinetree Ave, Panama City, FL 32408

  Welcome to your dream beach cottage, just a 5-minute walk to Public Beach Access #9! This fully remodeled 3-bedroom, 2-bathroom home offers modern upgrades and coastal charm, making it an ideal primary residence, vacation getaway, or short-term rental investment. Step inside to discover a brand-new interior, featuring luxury vinyl plank and tile flooring, fresh paint, and an open-concept living

  Ramil Zartdinov Local Insight Realty

  5524 Pinetree Ave, Panama City, FL 32408
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  /72

  $449,000

  • 7 Beds
  • 4 Baths
  • 3,184 Sq Ft

  215 N Macarthur Ave, Panama City, FL 32401

  This property will sell quickly because of the tremendous investment income. 3 individual residences onsite. 213 N. Macarthur (above garage) a 2 bedroom / bathroom residence could rent for $1850 per month. 213 1/2 N. Macarthur a 1 bedroom / 1 bathroom (below garage) residence could rent for $1,000 per month. $2850 per month in potential rental income - enough to cover your mortgage - so you get

  Mike Herring Keller Williams Realty Emerald

  215 N Macarthur Ave, Panama City, FL 32401
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  /38

  $414,900 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,771 Sq Ft

  3528 Cottage Cove Ln, Panama City, FL 32408

  Welcome to 3528 Cottage Cove Lane, a new home at Sanctuary Beach in Panama City Beach Florida. This home is ready for move in and is situated on an interior lot. It features a grand entry foyer with stairs leading to the second level bedrooms and a hall leading to the spacious downstairs living area. The foyer offers a coat closet and garage access just off the entry and a powder room. As you

  D.R. Horton Builder

  3528 Cottage Cove Ln, Panama City, FL 32408
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  /39

  $475,000

  • 3 Beds
  • 2 Baths
  • 1,503 Sq Ft

  4314 Legend Place Unit 18, Panama City, FL 32408

  Welcome to the neighborhood of your dreams! Step inside this beautiful Legend Place home to an open-concept living room and kitchen featuring high ceilings and a bright, airy layout. The split-bedroom floor plan provides privacy and functionality, ideal for families or guests. It's the perfect blend of traditional with modern touches. There is a covered patio with a small fenced back yard area.

  Andrea Green Sims Resort Realty, Inc

  4314 Legend Place Unit 18, Panama City, FL 32408
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  /2

  $440,000

  • 3 Beds
  • 2 Baths
  • 1,556 Sq Ft

  1002 E 2nd Ct, Panama City, FL 32401

  BEAUTIFUL COVE HOME WITH A POOL!This 3-bedroom, 2-bath home beautifully blends classic charm with modern living. Step inside to see the original hardwood floors and tile. The kitchen displays unique character with a great layout perfect for entertaining as well as everyday cooking and family time. Enjoy your own piece of Florida's paradise in your private backyard oasis. A beautiful spill

  Tonia Hathaway CENTURY 21 Commander Realty

  1002 E 2nd Ct, Panama City, FL 32401
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  /70

  $470,000

  • 3 Beds
  • 2.5 Baths
  • 2,241 Sq Ft

  2734 Jamedon Dr, Panama City, FL 32405

  4.9% INTEREST RATE!! Owner financing being offered with a phenomenal rate!! (owner occupant/primary resident only). Come see this stately home near the end of a peaceful cul-de-sac. Enjoy the quiet serenity with no traffic. Situated on a huge lot and centrally located near the new SweetBay Town Center and new Publix. This 3bdrm 2.5 bath has been FULLY RENOVATED & updated throughout, TOO MANY

  Gary Barrett RE Florida Homes

  2734 Jamedon Dr, Panama City, FL 32405
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  /30

  $425,000

  • 3 Beds
  • 2 Baths
  • 2,061 Sq Ft

  3314 S Harbour Cir, Panama City, FL 32405

  Beautiful Brick Ranch in a Desirable Neighborhood, convenient to shopping, hospitals, Lynn Haven, Historic Panama City and the beautiful white sandy beaches of Panama City Beach. Large home with 3 bedrooms and 2 Baths. New large back deck, new fencing, new inside paint and all new double pane hurricane resistant windows throughout the home. The home has solar panels with Solar Photovoltaic

  Peggy Hanson Counts Real Estate Group

  3314 S Harbour Cir, Panama City, FL 32405
• 

  

  /12

  $489,990 New Construction

  • 4 Beds
  • 3 Baths
  • 2,482 Sq Ft

  213 Lake Merial Blvd, Panama City, FL 32409

  Introducing the Navarre, a stunning floorplan in the Cornerstone collection by Holiday Builders. With its spacious layout and thoughtful design, this home offers comfort, flexibility, and a touch of luxury. Covering an impressive 2,482 square feet, the Navarre is a home that provides ample space for the whole family. As you approach the front entrance, you’ll notice the large truss covered porch,

  Holiday Builders Builder

  213 Lake Merial Blvd, Panama City, FL 32409
• 

  

  /21

  $409,000

  • 2 Beds
  • 2 Baths
  • 1,322 Sq Ft

  2602 Mystic Ln Unit PO34, Panama City, FL 32408

  Welcome to coastal living at its finest! This stunning 2 bedroom, 2 bath condo is perfectly situated right off the water in a gated community in the heart of Upper Grand Lagoon. Featuring two private balconies with peaceful water views and a beautiful pool. This home is ideal for relaxing after a day on the beach or entertaining guests. Inside, you'll find a beautifully updated kitchen complete

  Team Don and Bubba EXP Realty LLC

  2602 Mystic Ln Unit PO34, Panama City, FL 32408
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  /51

  $429,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 2025, Panama City, FL 32408

  Welcome to PENTHOUSE LAKETOWN WHARF 2025! STUNNING GULF VIEW - It's all about the view! This immaculate, well-kept, updated and spacious condo has two bedrooms, two bathrooms, a bunk area, a large living area with transom windows, with a huge balcony, capable of holding 8 guests. The primary bedroom has a king-size bed with an OCEAN VIEW, direct balcony access and a large en-suite with a garden

  Laurie McKay Coastal Living Realty & Associates

  9860 S Thomas Dr Unit 2025, Panama City, FL 32408
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  /25

  $434,900

  • 3 Beds
  • 2.5 Baths
  • 2,003 Sq Ft

  1000 E 4th St, Panama City, FL 32401

  Enjoy the best of both worlds in this 2023 ''almost new'' COVE HOME. You'll love this downtown location AND all the benefits of new construction! If you've been looking for a downtown property with quick access to the Hospital, Marina, Art Galleries, Shops and Restaurants, this is it! The interior boasts a spacious and open floor plan with loads of natural light. An upgraded kitchen has upscale

  Susan Morrison Anchor Realty Florida

  1000 E 4th St, Panama City, FL 32401
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  /66

  $459,900

  • 2 Beds
  • 2 Baths
  • 1,298 Sq Ft

  4100 Marriott Dr Unit 511, Panama City, FL 32408

  You don't want to miss this 5th-floor beauty at Reflections in Bay Point — where luxury meets lifestyle! Step out onto the private balcony and take in stunning views of the resort-style pool, Grand Lagoon, The Pass, and beyond. It's the perfect spot for morning coffee or evening sunsets. Inside, you'll find a spacious kitchen with granite countertops, stainless steel appliances, and plenty of

  Team Don and Bubba EXP Realty LLC

  4100 Marriott Dr Unit 511, Panama City, FL 32408
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  /47

  $439,900

  • 3 Beds
  • 2 Baths
  • 1,580 Sq Ft

  1012 W 10th Ct, Panama City, FL 32401

  Rare Find! Bayside Estates home with newly converted saltwater pool. Screened in back patio leading to another covered patio both with fans-Florida backyard enjoyment at its finest! Large lot on high point of Estates two streets from Beach Drive. Walk or ride your bike to St. Andrews or Downtown PC. Location is simply unmatched. Come check out this cozy, well maintained 3-bedroom, 2-bathroom

  Rebecca Skipper Counts Real Estate Group

  1012 W 10th Ct, Panama City, FL 32401
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  $402,000 New Construction

  • 2 Beds
  • 2 Baths
  • 1,167 Sq Ft

  Thatch Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Thatch plan by Harris Doyle Homes creates an attainable living option as a lock-and-leave Cottage or in Indigo Lakes. Its open layout maximizes the living space and prioritizes storage with a large laundry room, pantry and spacious primary closet. The primary bath has an expansive tile-to-ceiling shower, and a guest bath serves the second bedroom. The Thatch includes a two-car carport in the

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37003974, Panama City, FL 32405
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  /34

  $415,000

  • 3 Beds
  • 3 Baths
  • 1,483 Sq Ft

  9860 S Thomas Dr Unit 101, Panama City, FL 32408

  Rare opportunity to own a spectacular turn key 3 bedroom plus bunk room with window and closet, 3-bathroom condo in the coveted Laketown Wharf condominium, perfectly positioned in the heart of Panama City Beach, Florida. This beautifully appointed end unit has been thoughtfully updated with new paint and flooring creating a modern and inviting atmosphere. This condo features two luxurious master

  Mowayne Copeland Keller Williams Success Realty

  9860 S Thomas Dr Unit 101, Panama City, FL 32408
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  /52

  $483,900

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9860 S Thomas Dr Unit 1412, Panama City, FL 32408

  When you want total relaxation and a beach condo that reflects your style and comfort, access to the worlds most beautiful beaches and the best available amenities around, then check out Laketown Wharf Unit #1412.This is a 3 Bedroom, +Bunkroom, 3 Full Bathrooms, NO CARPET (as it is all LVP flooring in the bedrooms and living room, Tile in the Kitchen, halls and baths). The best part about

  Mark Chambliss Coastal Palms Real Estate

  9860 S Thomas Dr Unit 1412, Panama City, FL 32408
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  /37

  $435,000

  • 3 Beds
  • 3 Baths
  • 2,512 Sq Ft

  5423 Bertha Nelson Rd, Panama City, FL 32404

  This 3-bedroom, 3-bath property includes over 2,500 square feet of thoughtfully designed living space, complete with two bonus rooms and two separate family rooms. Inside, you'll find a neutral palette, luxury vinyl plank flooring, refreshed countertops, updated sheetrock, and interior paint — all completed in 2023. The main living area features vaulted ceilings with exposed wood beams and

  Joe Murphy Rev Realty Florida, LLC

  5423 Bertha Nelson Rd, Panama City, FL 32404
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  /36

  $474,000

  • 2 Beds
  • 3 Baths
  • 1,184 Sq Ft

  9900 S Thomas Dr Unit 721, Panama City, FL 32408

  Seller is offering a Complete HOME WARRANTY!. Coveted 7th-Floor Condo with Same-Level Parking - Turn-Key 2BR/3BA at Shores of Panama. Welcome to Unit 721, a beautifully updated and fully furnished condo in one of Panama City Beach's most iconic Gulf-front resorts. This 2 bedroom, + Bunkroom, 3 bathroom layout is a standout, featuring two private en-suite bedrooms plus a separate bunk room with

  Barbara Wade Beachy Beach Real Estate

  9900 S Thomas Dr Unit 721, Panama City, FL 32408
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  /34

  $475,000

  • 3 Beds
  • 2 Baths
  • 1,550 Sq Ft

  6312 Beach Dr, Panama City, FL 32408

  Just steps from the beach, this beautifully updated coastal home offers the perfect blend of comfort, style, and investment potential. Inside, you'll find a bright open floor plan with luxury vinyl plank flooring, modern fixtures, and an inviting layout ideal for entertaining or relaxing after a day by the water. The kitchen boasts sleek countertops, updated appliances, and plenty of storage,

  Bubba McCants EXP Realty LLC

  6312 Beach Dr, Panama City, FL 32408
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  /41

  $465,000 New Construction

  • 4 Beds
  • 2 Baths
  • 2,259 Sq Ft

  3926 Whitehead Blvd, Panama City, FL 32404

  If you have been searching for a home that combines modern upgrades, quality craftsmanship, and an incredible outdoor space, this is the one!!! Welcome to Magnolia Hills, one of Panama City's most desirable communities offering the perfect combination of quality construction, modern comfort, and convenient location. Rebuilt from the ground up by a custom builder, this stunning residence mirrors

  Savannah Shand Empire Real Estate of Florida LLC

  3926 Whitehead Blvd, Panama City, FL 32404
• 

  $454,000 New Construction

  • 4 Beds
  • 2 Baths
  • 1,541 Sq Ft

  1534 Drift Rose Ct, Panama City, FL 32405

  The Waverly plan by Harris Doyle Homes is offered in Indigo Lakes. This sought after single level home offers an expansive vaulted ceiling in both the dining and open great room. The gorgeous island kitchen comes standard with stainless appliances, stone countertops and a tile backsplash. The private primary suite has a spacious bath with tile-to-ceiling shower, dual vanities, and an adjoining

  Harris Doyle Homes Builder

  1534 Drift Rose Ct, Panama City, FL 32405
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  /49

  $400,000

  • 1 Bed
  • 2 Baths
  • 936 Sq Ft

  9900 S Thomas Dr Unit 1925, Panama City, FL 32408

  This unit 1925 at Shores of Panama Beach Resort has been renovated to include comfort and beauty and provides endless opportunities for relaxing by the Gulf! When you enter the unit you will already begin to feel relaxed when viewing the mesmerizing coastal views! Once inside the unit you have amazing views from the Master bedroom and the Kitchen living area! This is the perfect sunset spot too

  Lisa Mims Realty One Group Emerald Coast

  9900 S Thomas Dr Unit 1925, Panama City, FL 32408
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  /45

  $495,000

  • 3 Beds
  • 3 Baths
  • 2,701 Sq Ft

  100 Cherry St Unit 604, Panama City, FL 32401

  $40,000 HOA CREDIT FROM SELLER AT CLOSING! Back on the Market! No fault to seller! Welcome to a rare and architecturally intriguing residence perched on the edge of St. Andrews Bay—a double-unit offering the kind of space, light, and views you simply don't find in condominium living. Positioned high above the water in the coveted Cove Condominiums, Units 604 and 605 have been seamlessly combined

  Josh Gettings Corcoran Reverie

  100 Cherry St Unit 604, Panama City, FL 32401
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  /97

  $413,604 New Construction

  • 3 Beds
  • 3.5 Baths
  • 1,646 Sq Ft

  1207 Wildflower Ct Unit LOT 693, Panama City, FL 32405

  Own a new home in popular waterfront SweetBay with Priority Access to coveted University Academy! The Sabal plan by Harris Doyle Homes features 3 bedrooms and 3-1/2 baths. The downstairs primary suite has a spacious tile-to-ceiling shower and walk-in closet. There is also an upstairs primary suite with a balcony, and a third bedroom, also with its own ensuite bath. The kitchen includes stainless

  Janet Melton SweetBay Realty

  1207 Wildflower Ct Unit LOT 693, Panama City, FL 32405
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  /33

  $430,000

  • 3 Beds
  • 3 Baths
  • 2,440 Sq Ft

  612 Amberjack Dr, Panama City, FL 32408

  Investment Opportunity awaits in sought after Bay Point Gated Community. This spacious home offers endless potential to customize your perfect coastal dream home getaway. Home is Located in the premier golf and marina community for your convenience and enjoyment. This home is 2100+ square feet featuring nicely sized vaulted family room with floor to ceiling wood burning fireplace and sliders

  Victoria Haley Counts Real Estate Group Inc

  612 Amberjack Dr, Panama City, FL 32408
• 

  $461,738 New Construction

  • 4 Beds
  • 2 Baths
  • 1,620 Sq Ft

  1085 Blazing Star St, Panama City, FL 32405

  The Waverly plan by Harris Doyle Homes is offered in Indigo Lakes. This sought after single level home offers an expansive vaulted ceiling in both the dining and open great room. The gorgeous island kitchen comes standard with stainless appliances, stone countertops and a tile backsplash. The private primary suite has a spacious bath with tile-to-ceiling shower, dual vanities, and an adjoining

  Harris Doyle Homes Builder

  1085 Blazing Star St, Panama City, FL 32405
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  /48

  $459,000

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9902 S Thomas Dr Unit 234, Panama City, FL 32408

  FULLY FURNISHED & A CURRENT CASH FLOWING INVESTMENT!! Welcome to Laketown Wharf #234, a stunning, fully renovated 3-bedroom, 3-bath residence offering breathtaking views from the main living area, primary suite, and oversized balcony. The unit is located on the second floor, offering convenient access to the parking garage—if you park on Level 2, you can walk directly to the unit without needing

  Bri Bowhall Foundation Real Estate Agency LLC

  9902 S Thomas Dr Unit 234, Panama City, FL 32408
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  /36

  $435,000

  • 2 Beds
  • 2 Baths
  • 988 Sq Ft

  7401 Sunset Ave, Panama City, FL 32408

  Just 450 steps from the sand, this beautiful beach cottage was professionally designed by Casa Marina Lifestyle, known for creating homes that maximize rental revenue while embracing style, comfort, and functionality. Whether you're looking for a high-performing investment, a private family beach retreat, or even a full-time residence, this home is designed to deliver.Inside, you're greeted

  Mila Jackson Real Broker LLC

  7401 Sunset Ave, Panama City, FL 32408

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