Panama City, FL Homes for Sale under $500,000

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  $497,927 New Construction

  • 3 Beds
  • 3 Baths
  • 2,491 Sq Ft

  12804 Lake Merial Strand Dr, Panama City, FL 32409

  Introducing the Eden, an exceptional floorplan from the Cornerstone collection by Holiday Builders. This stunning home offers a spacious and well-designed layout, combining functionality, style, and comfort to meet your every need. As you step into the foyer, you’ll immediately notice a den on the left, providing a versatile space that can be tailored to your preferences. Whether you envision it

  Holiday Builders Builder

  12804 Lake Merial Strand Dr, Panama City, FL 32409
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  /84

  $425,000

  • 3 Beds
  • 2 Baths
  • 3,006 Sq Ft

  313 S Mary Ella Ave, Panama City, FL 32404

  Spacious 3-bedroom, 2-bath traditional ranch-style brick home offering approximately 3,006 sq. ft. of living space in the heart of Callaway. This well-designed home features a split floor plan with generous living areas and thoughtful details throughout. An additional room just off the garage provides flexibility and could easily serve as a 4th bedroom, home office, or bonus space to fit your

  The Emerald Coastal Team Counts Real Estate Group Inc

  313 S Mary Ella Ave, Panama City, FL 32404
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  /34

  $499,999

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 204, Panama City, FL 32408

  Welcome to this beautifully updated 2-bedroom, 2-bathroom condo in Reflections. Recently renovated, this unit features a spacious layout with porcelain flooring. . Upon entering, you'll be greeted by an abundance of natural light, enhanced by all-new ceiling fans and recessed lighting throughout the condo. The windows are equipped with 85% tinting in the front and 75% in the back, ensuring energy

  Charles Sowers Realty One Group Emerald Coast

  4100 Marriott Dr Unit 204, Panama City, FL 32408
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  /37

  $475,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 1706, Panama City, FL 32408

  Looking for a beautiful condo with a Gulf View in the Laketown Wharf community? This 3-bedroom, 2-bath residence offers an open layout with amazing views! The living area opens to a private balcony with views overlooking the Gulf and community. This condo is being sold fully furnished! The primary suite includes Beautiful views of the Gulf and a private bath, while the guest bedroom and

  Jessica Adkins Simply South Realty

  9860 S Thomas Dr Unit 1706, Panama City, FL 32408
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  /42

  $499,000

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 708, Panama City, FL 32408

  Experience elevated coastal living from the 7th floor of Reflections at Bay Point with this beautifully furnished 2-bedroom, 2-bath residence offering sweeping panoramic views in every direction. From your private balcony, take in the stunning scenery of the Pass, Grand Lagoon, St. Andrews State Park, and even partial Gulf views, all complemented by peaceful overlooks of the resort-style pool

  Zack Seltzer Seltzer Real Estate, LLC

  4100 Marriott Dr Unit 708, Panama City, FL 32408
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  /39

  $485,000

  • 2 Beds
  • 2.5 Baths
  • 1,102 Sq Ft

  9900 S Thomas Dr Unit 323, Panama City, FL 32408

  Deeded Garage Space on the same floor of unit. No elevators necessary. This highly sought-after low-floor unit features one of the best 2-bedroom floor plans at Shores of Panama--and lives like a 3-bedroom. The spacious bunk room is a true enclosed room with a door and window, offering added privacy and flexibility for guests. Designed for both comfort and views, the Gulf-front primary suite and

  Selma Hill Hilltop Legacy Realty

  9900 S Thomas Dr Unit 323, Panama City, FL 32408
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  /12

  $490,589 New Construction

  • 4 Beds
  • 3 Baths
  • 2,482 Sq Ft

  12814 Lake Merial Strand Dr, Panama City, FL 32409

  Introducing the Navarre, a stunning floorplan in the Cornerstone collection by Holiday Builders. With its spacious layout and thoughtful design, this home offers comfort, flexibility, and a touch of luxury. Covering an impressive 2,482 square feet, the Navarre is a home that provides ample space for the whole family. As you approach the front entrance, you’ll notice the large truss covered porch,

  Holiday Builders Builder

  12814 Lake Merial Strand Dr, Panama City, FL 32409
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  $413,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,350 Sq Ft

  Largo Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Largo is a thoughtfully designed one-story home that offers easy, lock-and-leave living with flexible spaces and timeless appeal. With 3 bedrooms on a single level, this plan features a private primary suite thoughtfully separated from the secondary bedrooms for added privacy.High ceilings enhance the open eat-in kitchen and great room, creating a bright, welcoming space for everyday living

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004352, Panama City, FL 32405
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  /37

  $449,000

  • 2 Beds
  • 2 Baths
  • 1,000 Sq Ft

  8610 Surf Dr Unit 307, Panama City, FL 32408

  Gulf Front Unit situated on the 3rd floor. Unit #307 has been completely remodeled and updated. Unit features approximately 1,000+-SF with two bedrooms, two baths, large living room, kitchen (newly renovated), and stacked washer and dryer. Sit on your private balcony and enjoy the views to the Gulf of Mexico over the sandy beach and pristine sand dunes. Complex is well maintained and well

  Joan Altenpohl Coastal Real Estate Group, Inc

  8610 Surf Dr Unit 307, Panama City, FL 32408
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  $433,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  Avery Plan at Breakfast Point East, Panama City, FL 32407

  The Avery is a one-story home that offers comfort, privacy, and easy everyday living. With 3 bedrooms and 2 baths, this plan features an open central living area that creates an inviting atmosphere for relaxing or gathering with family and friends.The private primary suite is thoughtfully separated from the secondary bedrooms, providing a peaceful retreat at the end of the day. A 2-car garage and

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37003986, Panama City, FL 32407
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  $439,000

  • 4 Beds
  • 2 Baths
  • 1,596 Sq Ft

  4017 Silver Sands Rd, Panama City, FL 32408

  Opportunity near the beach! This duplex on Panama City Beach is ideally located just 0.1 mile off Thomas Drive, placing you close to restaurants, shopping, and many of the attractions that make the beach area so desirable. Rick Seltzer Park, with its public beach access, picnic areas, and Gulf views, is less than half a mile away, making this a convenient location for enjoying the water and

  Steve Butler ERA Neubauer Real Estate, Inc

  4017 Silver Sands Rd, Panama City, FL 32408
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  /93

  $435,000

  • 4 Beds
  • 2 Baths
  • 1,524 Sq Ft

  22222 Inlet Beach Dr, Panama City, FL 32413

  Situated on a half-acre of prime property on the desirable west end, this home is tucked away on a quiet street and offers space, privacy, and incredible outdoor living. This home features frame additions and are complemented by a detached two-car garage/workshop, while the entire property is fully fenced in.Enjoy outdoor living at its best with nearly 1300 square feet of porch including a

  Gardner Group Rosemary Beach Realty LLC

  22222 Inlet Beach Dr, Panama City, FL 32413
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  /27

  $409,000

  • 4 Beds
  • 3.5 Baths
  • 2,139 Sq Ft

  702 Plantation Cir, Panama City, FL 32404

  A must-see remodeled modern home located in Plantation Estates, with 4 beds and 3.5 baths, on a .35-acre corner lot, featuring a large garage/workshop in the back and a whole-house generator. This home features vaulted ceilings, a large remodeled kitchen with granite counter tops, stainless steel appliances opening up to dining area with den complete with a fireplace. The downstairs features a

  Susan Tucker Hitchcock Real Estate LLC

  702 Plantation Cir, Panama City, FL 32404
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  /31

  $414,500

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9902 S Thomas Dr Unit 1734, Panama City, FL 32408

  Welcome to your perfect lakefront getaway and investment opportunity! This beautifully updated 3-bedroom, 3-bathroom condo offers the ideal blend of comfort, style, and resort-style living.Step inside to discover a spacious, open-concept layout featuring durable and stylish LVP flooring throughout--no carpet anywhere--making maintenance a breeze. The condo is tastefully furnished with modern

  Brittany Whittaker Beachy Beach Real Estate

  9902 S Thomas Dr Unit 1734, Panama City, FL 32408
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  $425,000

  • 3 Beds
  • 2 Baths
  • 1,457 Sq Ft

  2601 Oak St, Panama City, FL 32408

  $14,000 PRICE IMPROVEMENT Exceptional value on the East End of Panama City Beach. Rarely available, this property is on a DOUBLE LOT and includes a fenced side yard with buildable potential--a valuable and increasingly hard-to-find feature that significantly enhances both usability and long-term upside. This well-maintained, move-in-ready 3-bedroom, 2-bath home features a bright open layout with

  Laurie Hardy Counts Real Estate Group Inc

  2601 Oak St, Panama City, FL 32408
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  /27

  $469,000

  • 3 Beds
  • 2 Baths
  • 2,046 Sq Ft

  2513 Parkwood Dr, Panama City, FL 32405

  The Woods Subdivision is a highly desirable location in the heart of Panama City. Just two minutes to 23rd Street where you can reach restaurants, shopping, banks, doctors, etc., or Baldwin Road to Hwy 77 or Publix in Sweet Bay. This all-brick home has been very well maintained, and you'll love the newer (2015) full-sized garage out back with power outlets, lighting, work bench, and parking for

  Dane McKenzie McKenzie Real Estate

  2513 Parkwood Dr, Panama City, FL 32405
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  /46

  $410,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,991 Sq Ft

  3864 Red Deer Cir Unit Lot 17, Panama City, FL 32404

  Welcome to Game Farm - A Peaceful Place to Call Home. Take advantage of exclusive incentives: enjoy a special 5.99% interest rate plus $3,000 toward closing costs with our preferred lender. Created by Ben Wortman Construction, a veteran and proud Bay County local, Game Farm offers the perfect blend of privacy and convenience in the heart of Panama City. From the moment you wind through the

  Charles Commander Jr. CENTURY 21 Commander Realty

  3864 Red Deer Cir Unit Lot 17, Panama City, FL 32404
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  /35

  $415,000 New Construction

  • 4 Beds
  • 2 Baths
  • 3,792 Sq Ft

  710 Moore Cir, Panama City, FL 32401

  Investor/visionary opportunity in the heart of Panama City. This historic Folk Victorian sits on a quarter-acre corner lot just steps from St. Andrews Bay with second-floor water views. The main home has been taken down to the studs--giving you complete freedom to design, renovate, reconfigure, or build new. No guesswork, just a blank canvas ready for your vision. The property also includes a

  Christina Knox Scenic Sotheby's International Realty

  710 Moore Cir, Panama City, FL 32401
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  /28

  $430,000

  • 3 Beds
  • 2 Baths
  • 1,470 Sq Ft

  6406 Beach Dr Unit A, Panama City, FL 32408

  Perfectly updated coastal home just a 5-minute walk to the sugar-white sands of Panama City Beach. This beautifully maintained two-story townhome is designed for comfort, relaxation, and effortless beach living. Offering 3 bedrooms and 2 full bathrooms, the home provides generous space for family and guests. Two bedrooms feature private decks, including a primary suite with a peek of the Gulf.

  Sabina Harmon Dalton Wade Inc

  6406 Beach Dr Unit A, Panama City, FL 32408
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  /41

  $415,900

  • 3 Beds
  • 2.5 Baths
  • 1,608 Sq Ft

  2604 Mystic Ln Unit PO12, Panama City, FL 32408

  OPEN HOUSE this Thursday April 2nd, from 3-5pm, come see us and pick up a gift! On the Ground Floor (1st Level) in the stunning gated & Bayfront community of WATERHAVEN, this pristine 3 bedroom, 2 1/2 bath unit is a rare find. You can rest easy knowing elevators and multiple stairs will NOT be an issue! This unit offers the perfect blend of modern luxury and coastal charm! Step inside to discover

  Britta Kepple Realty One Group Emerald Coast

  2604 Mystic Ln Unit PO12, Panama City, FL 32408
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  /49

  $469,900

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9860 S Thomas Dr Unit 621, Panama City, FL 32408

  Gulf breezes in the morning, lagoon sunsets at night—life at Laketown Wharf invites that easy, every-day vacation feeling. Slide open the balcony doors and breathe in that coastal air as light fills the open living space, flowing into a flexible layout ideal for hosting friends or family. A bunk niche gives that extra sleeping option visitors always appreciate. Out the door, the resort lives

  Eddie Navarez Salty Marlin Realty LLC

  9860 S Thomas Dr Unit 621, Panama City, FL 32408
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  /42

  $410,000

  • 4 Beds
  • 2 Baths
  • 2,217 Sq Ft

  4326 Pine Tree Ln, Lynn Haven, FL 32444

  Set on an expansive half-acre homesite, this charming ranch-style residence offers space, comfort, and flexibility with four bedrooms and three full baths. A wide driveway, two-car garage, and a 10-foot gated entry to the backyard provide ample room for vehicles, boats, or recreational storage, while the large yard creates an inviting setting for outdoor gatherings and everyday relaxation.

  Marc Miller Scenic Sotheby's International Realty

  4326 Pine Tree Ln, Lynn Haven, FL 32444
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  /16

  $489,000

  • 3 Beds
  • 2.5 Baths
  • 2,364 Sq Ft

  4339 Pine Tree Ln, Lynn Haven, FL 32444

  Lynn Haven location in Northshore. This large remodeled home with 2364 sq. ft. of living space is located on over half acre with a peaceful canal view. This well designed property offers an open and versatile floor plan with 3-bedrooms 2.5 bathrooms with a bonus room that could be a 4th bedroom, office, gym, media room or playroom. This home has been remodeled and offers a large master suite with

  Susan Tucker Hitchcock Real Estate LLC

  4339 Pine Tree Ln, Lynn Haven, FL 32444
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  /58

  $485,000

  • 3 Beds
  • 2 Baths
  • 2,091 Sq Ft

  1607 Wildridge Rd, Lynn Haven, FL 32444

  BACK ON MARKET - NO FAULT OF SELLER - 3 Bed + Bonus Room | 2 Bath | 2,091 Sq Ft | 0.788 Acres | No HOA | $485,000Imagine owning nearly three-quarters of an acre of private, usable land right in the heart of Lynn Haven--without any HOA restrictions holding you back. This 1993-built ranch-style home at 1607 Wildridge Rd delivers the perfect blend of comfortable indoor living, expansive outdoor

  April Gibson Dalton Wade Inc

  1607 Wildridge Rd, Lynn Haven, FL 32444

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