Panama City, FL Homes for Sale under $500,000

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  /36

  $419,000

  • 3 Beds
  • 2 Baths
  • 1,920 Sq Ft

  1211 Tuscany Rd, Panama City, FL 32405

  Welcome to this stunning 3 bedroom, 2 bath home located in Lynn Haven! This charming brick residence offers timeless style, excellent craftsmanship, and truly great bones--ideal for buyers seeking quality, comfort, and convenience all in one place.Step inside to find a spacious living room with beautiful exposed beams and an inviting atmosphere perfect for relaxing or entertaining. The brand

  Khuslen Erkhbayar World Impact Real Estate

  1211 Tuscany Rd, Panama City, FL 32405
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  /51

  $435,000

  • 4 Beds
  • 2 Baths
  • 2,291 Sq Ft

  10802 Cedar Ridge Ln, Panama City, FL 32409

  OPEN HOUSE - THIS SATURDAY, MARCH 7TH FROM 1:00 PM TO 4:00 PM. Come Check It Out! A Complete Package - A Charming Home in Cedar Creek Chase Near Deer Point Lake - Spacious Lot, No HOA, & Modern Upgrades! Tucked away on a quiet cul-de-sac and just minutes from beautiful Deer Point Lake, this 4-bedroom, 2-bath home offers the perfect blend of comfort, functionality, and privacy on a generous

  Maureen Hess Miller & Associates Realty

  10802 Cedar Ridge Ln, Panama City, FL 32409
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  /52

  $479,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,802 Sq Ft

  1205 Clay Ave, Panama City, FL 32401

  Welcome to your dream home! This stunning brand new construction is perfectly situated in the vibrant heart of Saint Andrews, where location truly matters. Just a short walk away, you'll find an array of amenities in downtown Saint Andrews, including shops, restaurants and beautiful waterfront views and breathtaking sunsets. This spacious home features three generously sized bedrooms and two

  Olivia Sanchez Think Real Estate

  1205 Clay Ave, Panama City, FL 32401
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  /51

  $435,000

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 203, Panama City, FL 32408

  Need a new home or a short term rental in a beautiful community? This is perfect for either! How exciting to have a view of the Grand Lagoon and St Andrew Bay on a daily basis! It is so nice to leave landscaping, pool servicing, trash disposal, building maintenance, pest control, water, sewer, insurance on the building and Roku charges in the monthly HOA fees. This 2 bedroom, 2 bath unit sleeps 6

  Holli Persall ERA Neubauer Real Estate Inc

  4100 Marriott Dr Unit 203, Panama City, FL 32408
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  /60

  $479,000

  • 3 Beds
  • 2 Baths
  • 1,761 Sq Ft

  4654 Delwood Park Blvd, Panama City, FL 32408

  Welcome to this beautifully maintained 3 bedroom, 2 bathroom home tucked away on a quiet cul-de-sac lot in Delwood Point. This is the last home on the cul-de-sac providing added privacy, and the lush landscaping surrounding the property creates a peaceful, secluded feel. This single-story home features a stucco exterior and a two car garage with an upgraded faux wood garage door that adds great

  Renata Morse Beachy Beach Real Estate

  4654 Delwood Park Blvd, Panama City, FL 32408
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  /13

  $497,241 New Construction

  • 4 Beds
  • 3 Baths
  • 2,614 Sq Ft

  235 Lake Merial Blvd, Panama City, FL 32409

  Welcome to the Santa Rosa, an embodiment of elegance and functionality in our Cornerstone collection at Holiday Builders. This 4-bedroom, 3-bathroom haven, complete with a 3-car garage, offers a generous 2,614 square feet of living space, providing the perfect canvas for your dream home. With multiple elevations to choose from, the Santa Rosa is not just a house; it’s a statement of refined

  Holiday Builders Builder

  235 Lake Merial Blvd, Panama City, FL 32409
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  /33

  $488,000

  • 4 Beds
  • 2 Baths
  • 2,039 Sq Ft

  909 Mallory Dr, Panama City, FL 32405

  Stunning Guyson Construction home showcasing quality craftsmanship and elevated finishes in a desirable established community. This thoughtfully designed open floor plan features warm LVP flooring, tray ceilings, and designer lighting throughout. The chef's kitchen impresses with quartz countertops, an oversized island, craftsman-style cabinetry, and sleek black stainless appliances. The private

  Marilyn Martinez Foundation Real Estate Agency LLC

  909 Mallory Dr, Panama City, FL 32405
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  /31

  $489,900

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 2124, Panama City, FL 32408

  Absolutely stunning Penthouse Condo offering sweeping views of the emerald waters and sugar-white sands of Panama City Beach! This beautifully updated unit features 12-foot ceilings and vestibule windows that fill the space with natural light and breathtaking Gulf views. Recent updates include new flooring, stylish light fixtures, a tiled kitchen backsplash, and a beautifully tiled master shower.

  Jessica Adkins Simply South Realty

  9860 S Thomas Dr Unit 2124, Panama City, FL 32408
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  /53

  $415,000

  • 2 Beds
  • 2 Baths
  • 792 Sq Ft

  336 Lagoon Ln, Panama City, FL 32408

  Check out this adorable 2 bedroom, 2 bath home in popular Venture Out resort! Great floor plan and perfect location within the resort. Living room and kitchen are both good size. Seller has recently added new flooring, paint and new washer/dryer. This home is being sold furnished and ready to go. Come to paradise and make this your 2nd home or use it as investment property, you're a winner either

  David & Kelli Sims Sims Resort Realty, Inc

  336 Lagoon Ln, Panama City, FL 32408
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  /7

  $498,990 New Construction

  • 4 Beds
  • 3 Baths
  • 2,512 Sq Ft

  229 Lake Merial Blvd, Panama City, FL 32409

  Welcome to the Caliza, an impressive floorplan from the Cornerstone collection by Holiday Builders. This beautiful home offers a spacious and well-designed layout, ensuring comfort and luxury for you and your family. At 2,355 square feet, the Caliza provides abundant space for comfortable living. With its thoughtful design and convenient features, this home embodies the perfect combination of

  Holiday Builders Builder

  229 Lake Merial Blvd, Panama City, FL 32409
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  /36

  $415,000

  • 3 Beds
  • 3 Baths
  • 1,017 Sq Ft

  7404 Sunset Ave, Panama City, FL 32408

  Coastal charm meets South Lagoon living at this incredible property, located just a couple of blocks from the sugar white sands of Panama City Beach. Whether you're seeking a lucrative short-term rental, a vacation getaway, or a full time beach residence, this home delivers the ultimate coastal lifestyle in a golf cart friendly neighborhood with NO HOA.

  Team Don and Bubba EXP Realty LLC

  7404 Sunset Ave, Panama City, FL 32408
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  /43

  $469,900

  • 3 Beds
  • 2 Baths
  • 1,846 Sq Ft

  3533 Cottage Cove Ln, Panama City, FL 32408

  Welcome to 3533 Cottage Cove Boulevard located in tranquil Sanctuary Beach. This home is a resale. This floor plan features two stories with three bedrooms and two and a half bathrooms. The exterior of this home features a covered front porch on the main level and a covered balcony on the second level just off the primary bedroom. The kitchen is open to the dining and living areas and features a

  Pamela Hawkins DR Horton Realty of Emerald Coast, LLC

  3533 Cottage Cove Ln, Panama City, FL 32408
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  /37

  $415,000

  • 3 Beds
  • 2 Baths
  • 1,424 Sq Ft

  206 S Cove Terrace Dr, Panama City, FL 32401

  Welcome to the coveted South Cove Terrace Drive in the ever growing Cove neighborhood. This home received a complete makeover from the studs up in 2016 and has been maintained immaculately, keeping the restored but original hardwood floors throughout the renovations. The total renovation in 2016 gave this home an open floor plan, rare to find in the Cove. Roof was replaced in October of 2023. All

  Timothy Carroll Counts Real Estate Group

  206 S Cove Terrace Dr, Panama City, FL 32401
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  /46

  $499,999

  • 5 Beds
  • 3 Baths
  • 2,897 Sq Ft

  4806 High Point Dr, Panama City, FL 32404

  These homes feature recently renovated open-concept kitchen with stainless steel appliances and solid surface counters. The main home includes three bedrooms, two bathrooms, and a spacious bonus room. The secondary home offers two bedrooms and a recently updated bathroom. The main home also boasts a backyard pool and pavilion area, with both homes secured by fencing for privacy. Both properties

  Ralph Harvey ListWithFreedom.com Inc.

  4806 High Point Dr, Panama City, FL 32404
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  /34

  $499,000

  • 1 Bed
  • 1 Bath
  • 1,060 Sq Ft

  8517 Surf Dr Unit 203, Panama City, FL 32408

  Gulf-Front Living at Its Finest - On the Beach! Experience coastal paradise from this rarely available gulf-front, low-rise condominium located on the 2nd floor (top floor), just steps from the sugar-white sands and surf of the Gulf of Mexico. Wake up to the soothing sound of waves and water views from your private balcony — the perfect place for morning coffee or evening sunsets. Inside, enjoy

  Donald West Northwest Florida Realty, LLC

  8517 Surf Dr Unit 203, Panama City, FL 32408
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  /55

  $450,000

  • 4 Beds
  • 3 Baths
  • 2,563 Sq Ft

  768 S Longwood Cir, Panama City, FL 32405

  Motivated Seller! Nestled in Panama City's Forest Park area, this 4-bed, 3-bath home is perfect for gatherings and entertaining. The sparkling pool and spacious backyard create an ideal setting for barbecues and relaxation. Inside, a cozy family room with brick fireplace, a kitchen flowing into the breakfast nook, and a versatile office with built-in library and desks - great for work or studies

  Ralph Harvey ListWithFreedom.com Inc.

  768 S Longwood Cir, Panama City, FL 32405
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  /37

  $499,999

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 609, Panama City, FL 32408

  The View. The Lifestyle. The Luxury. It's all here at Unit 609, Reflections at Bay Point. Welcome to your 6th-floor coastal retreat at Reflections at Bay Point — where breathtaking views meet modern elegance. This beautifully renovated 2-bedroom, 2-bath residence has been thoughtfully upgraded to create a seamless blend of comfort and sophistication. Step inside and experience luxury vinyl plank

  Chris Sause Berkshire Hathaway HomeServices PenFed

  4100 Marriott Dr Unit 609, Panama City, FL 32408
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  /37

  $475,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 1706, Panama City, FL 32408

  Looking for a beautiful condo with a Gulf View in the Laketown Wharf community? This 3-bedroom, 2-bath residence offers an open layout with amazing views! The living area opens to a private balcony with views overlooking the Gulf and community. This condo is being sold fully furnished! The primary suite includes Beautiful views of the Gulf and a private bath, while the guest bedroom and

  Jessica Adkins Simply South Realty

  9860 S Thomas Dr Unit 1706, Panama City, FL 32408
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  /15

  $409,000

  • 3 Beds
  • 2 Baths
  • 1,144 Sq Ft

  3909 Taurus St, Panama City, FL 32408

  Great investment opportunity! Discover the perfect blend of coastal charm and modern comfort in this updated 3-bedroom, 2-bath home with a single-car garage, ideally situated between Grand Lagoon and the Gulf. Located on a quiet street within walking distance to the beach and Safari Boat Landing, this move-in-ready property has convenience and relaxed coastal living.Recent upgrades include

  Steven Koleno Beycome of Florida LLC

  3909 Taurus St, Panama City, FL 32408
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  /64

  $495,000

  • 4 Beds
  • 2 Baths
  • 2,523 Sq Ft

  12812 Merial Pass, Panama City, FL 32409

  Be the first to get this Major Price improvement. This is an extremely, well kept very clean home. Offering an open Floor Plan and boasts 12Ft step up trayed ceilings with crown molding. The large kitchen overlooks the dining room, the breakfast bar and the large spacious living room. The Master Bedroom has a sitting room or nursery,this adjoins the master bath with a soaking Tub, walk in shower

  James Murphy RE/MAX SELECT Partners

  12812 Merial Pass, Panama City, FL 32409
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  /12

  $486,037 New Construction

  • 4 Beds
  • 3 Baths
  • 2,482 Sq Ft

  12814 Lake Merial Strand Dr, Panama City, FL 32409

  Introducing the Navarre, a stunning floorplan in the Cornerstone collection by Holiday Builders. With its spacious layout and thoughtful design, this home offers comfort, flexibility, and a touch of luxury. Covering an impressive 2,482 square feet, the Navarre is a home that provides ample space for the whole family. As you approach the front entrance, you’ll notice the large truss covered porch,

  Holiday Builders Builder

  12814 Lake Merial Strand Dr, Panama City, FL 32409
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  $412,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,350 Sq Ft

  Largo Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Largo is a thoughtfully designed one-story home that offers easy, lock-and-leave living with flexible spaces and timeless appeal. With 3 bedrooms on a single level, this plan features a private primary suite thoughtfully separated from the secondary bedrooms for added privacy.High ceilings enhance the open eat-in kitchen and great room, creating a bright, welcoming space for everyday living

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004352, Panama City, FL 32405
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  /37

  $449,000

  • 2 Beds
  • 2 Baths
  • 1,000 Sq Ft

  8610 Surf Dr Unit 307, Panama City, FL 32408

  Gulf Front Unit situated on the 3rd floor. Unit #307 has been completely remodeled and updated. Unit features approximately 1,000+-SF with two bedrooms, two baths, large living room, kitchen (newly renovated), and stacked washer and dryer. Sit on your private balcony and enjoy the views to the Gulf of Mexico over the sandy beach and pristine sand dunes. Complex is well maintained and well

  Joan Altenpohl Coastal Real Estate Group, Inc

  8610 Surf Dr Unit 307, Panama City, FL 32408
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  $432,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,600 Sq Ft

  Avery Plan at Breakfast Point East, Panama City, FL 32407

  The Avery is a one-story home that offers comfort, privacy, and easy everyday living. With 3 bedrooms and 2 baths, this plan features an open central living area that creates an inviting atmosphere for relaxing or gathering with family and friends.The private primary suite is thoughtfully separated from the secondary bedrooms, providing a peaceful retreat at the end of the day. A 2-car garage and

  Harris Doyle Homes Builder

  401 Breakfast Point Blvd Unit 37003986, Panama City, FL 32407
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  /31

  $485,000

  • 5 Beds
  • 3 Baths
  • 3,021 Sq Ft

  105 N Shoreview Dr, Panama City, FL 32404

  BEAUTIFUL HOME WITH BAYOU VIEWS in The Villages of Mill Bayou directly behind North Bay Haven School! This spacious and inviting residence offers 5 bedrooms plus an office, 3 full baths, and over 3,000 sq. ft. of well-designed living space. The interior features an open, split-bedroom floor plan with high ceilings, abundant natural light, and both formal and casual dining areas. The kitchen is a

  Kelli Garrett CENTURY 21 Commander Realty

  105 N Shoreview Dr, Panama City, FL 32404
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  /48

  $419,900

  • 3 Beds
  • 2 Baths
  • 2,458 Sq Ft

  3531 Florida Ave, Panama City, FL 32405

  Secure your opportunity to own this all-brick home perfectly nestled on over 3⁄4 of an acre with no HOA. Located in the heart of Panama City, this property offers the rare combination of space, versatility, and convenience, just minutes from schools, shopping, dining, and everyday necessities. A standout feature of this home is the detached shop with electricity, providing a highly versatile

  Jordan Jarrett Keller Williams Success Realty

  3531 Florida Ave, Panama City, FL 32405
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  /24

  $439,000

  • 4 Beds
  • 2 Baths
  • 1,596 Sq Ft

  4017 Silver Sands Rd, Panama City, FL 32408

  Opportunity near the beach! This duplex on Panama City Beach is ideally located just 0.1 mile off Thomas Drive, placing you close to restaurants, shopping, and many of the attractions that make the beach area so desirable. Rick Seltzer Park, with its public beach access, picnic areas, and Gulf views, is less than half a mile away, making this a convenient location for enjoying the water and

  Steve Butler ERA Neubauer Real Estate, Inc

  4017 Silver Sands Rd, Panama City, FL 32408
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  /27

  $409,000

  • 4 Beds
  • 3.5 Baths
  • 2,139 Sq Ft

  702 Plantation Cir, Panama City, FL 32404

  Adjusted Price on this beautifully remodeled modern home located in Plantation Estates 4 bed 3.5 baths located on .35 of an acre corner lot with large garage/workshop in the back and equipped with whole house generator. This home features vaulted ceilings, a large remodeled kitchen with granite counter tops, stainless steel appliances opening up to dining area with den complete with a fireplace.

  Susan Tucker Hitchcock Real Estate LLC

  702 Plantation Cir, Panama City, FL 32404
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  /66

  $475,000

  • 3 Beds
  • 2.5 Baths
  • 2,139 Sq Ft

  242 N Comet Ave, Panama City, FL 32404

  Welcome to 242 N Comet Ave in Panama City, FL, a 1.82-acre retreat with a 3BR/2.5BA home and private mother-in-law suite. Inside you'll find 9' ceilings, crown molding, LED lighting, tile floors, Corian countertops, and black stainless appliances. The master bedroom offers double doors and an oversized shower, while a dedicated office nook adds convenience. Guests will love the separate 320 sq ft

  Hudson Willis Group LPT Realty LLC

  242 N Comet Ave, Panama City, FL 32404
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  /38

  $475,000

  • 2,736 Sq Ft

  601 W 11th St, Panama City, FL 32401

  This is PRIME Mixed-Use opportunity in the heart of Panama City, Florida! This versatile commercial property offers endless potential situated on 0.45 acres in a high-visibility, centrally-located corridor of Panama City. Zoned Mixed Use-3, this property allows for both commercial and residential uses...ideal for investors, business owners, trades, storage, flex space, or future redevelopment.

  Carly Sostheim Corcoran Reverie

  601 W 11th St, Panama City, FL 32401
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  /20

  $444,900

  • 3 Beds
  • 2 Baths
  • 1,457 Sq Ft

  2601 Oak St, Panama City, FL 32408

  Positioned on the highly sought-after East End of Panama City Beach, this well-maintained 3-bedroom, 2-bath home offers the ideal combination of comfort, durability, and location--just minutes from the Gulf.Inside, a bright, open floor plan is anchored by a spacious living area with vaulted ceilings, creating an inviting and functional living space. The kitchen is designed for both everyday

  Laurie Hardy Counts Real Estate Group Inc

  2601 Oak St, Panama City, FL 32408
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  /43

  $483,300 New Construction

  • 4 Beds
  • 3.5 Baths
  • 2,245 Sq Ft

  3904 Magnolia Bluff Ln, Panama City, FL 32408

  Welcome to 3904 Magnolia Bluff Lane, a new home located at Sanctuary Beach in Panama City Beach, FL. The Alabaster is a masterfully designed single-family residence with four bedrooms and three and a half bathrooms. This home offers a perfect blend of elegance and modern design, ideally suited for those in search of an exquisite second home or a serene vacation retreat. Spanning two stories, this

  D.R. Horton Builder

  3904 Magnolia Bluff Ln, Panama City, FL 32408
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  /27

  $469,000

  • 3 Beds
  • 2 Baths
  • 2,046 Sq Ft

  2513 Parkwood Dr, Panama City, FL 32405

  The Woods Subdivision is a highly desirable location in the heart of Panama City. Just two minutes to 23rd Street where you can reach restaurants, shopping, banks, doctors, etc., or Baldwin Road to Hwy 77 or Publix in Sweet Bay. This all-brick home has been very well maintained, and you'll love the newer (2015) full-sized garage out back with power outlets, lighting, work bench, and parking for

  Dane McKenzie McKenzie Real Estate

  2513 Parkwood Dr, Panama City, FL 32405
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  /48

  $410,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 1,991 Sq Ft

  3864 Red Deer Cir Unit Lot 17, Panama City, FL 32404

  Welcome to Game Farm - A Peaceful Place to Call Home. Take advantage of exclusive incentives: enjoy a special 5.99% interest rate plus $3,000 toward closing costs with our preferred lender. Created by Ben Wortman Construction, a veteran and proud Bay County local, Game Farm offers the perfect blend of privacy and convenience in the heart of Panama City. From the moment you wind through the

  Charles Commander Jr. CENTURY 21 Commander Realty

  3864 Red Deer Cir Unit Lot 17, Panama City, FL 32404
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  /63

  $469,999

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 310, Panama City, FL 32408

  This low rise 2 bdrm condo is Bay front you have an amazing view of the resort pool but, far enough away from the pool noise. If relaxing is on your agenda there is a full service spa on the first floor. Golfing, fishing, sunning, and or biking all great in this area. The complex allows short term rentals and many make this their full time residence.

  Trudy VanHorn Berkshire Hathaway HomeServices Beach Properties of Florida

  4100 Marriott Dr Unit 310, Panama City, FL 32408
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  $413,604 New Construction

  • 3 Beds
  • 3.5 Baths
  • 1,646 Sq Ft

  1207 Wildflower Ct, Panama City, FL 32405

  The Sabal is a versatile two-story plan designed for flexible living. With 3 bedrooms and 3 baths, including a main-level primary suite with tile-to-ceiling shower and walk-in closet, this plan balances comfort, privacy, and convenience.Upstairs, a second primary suite and third bedroom with its own ensuite bath provide flexible options for family or guests. The kitchen features stainless steel

  Harris Doyle Homes Builder

  1207 Wildflower Ct, Panama City, FL 32405
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  /28

  $430,000

  • 3 Beds
  • 2 Baths
  • 1,470 Sq Ft

  6406 Beach Dr Unit A, Panama City, FL 32408

  Perfectly updated coastal home just a 5-minute walk to the sugar-white sands of Panama City Beach. This beautifully maintained two-story townhome is designed for comfort, relaxation, and effortless beach living. Offering 3 bedrooms and 2 full bathrooms, the home provides generous space for family and guests. Two bedrooms feature private decks, including a primary suite with a peek of the Gulf.

  Sabina Harmon Dalton Wade Inc

  6406 Beach Dr Unit A, Panama City, FL 32408
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  /41

  $415,900

  • 3 Beds
  • 2.5 Baths
  • 1,608 Sq Ft

  2604 Mystic Ln Unit PO12, Panama City, FL 32408

  Located on the Ground Floor (1st Level) in the stunning gated & Bayfront community of WATERHAVEN, this pristine 3 bedroom, 2 1/2 bath unit is a rare find. You can rest easy knowing elevators and multiple stairs will NOT be an issue! This unit offers the perfect blend of modern luxury and coastal charm! Step inside to discover a bright and airy living space featuring oak wood flooring and crown

  Britta Kepple Realty One Group Emerald Coast

  2604 Mystic Ln Unit PO12, Panama City, FL 32408
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  /59

  $429,500

  • 2 Beds
  • 2 Baths
  • 1,252 Sq Ft

  3001 W 10th St Unit 415, Panama City, FL 32401

  Wake up to sweeping bay views in this beautifully updated 2-bedroom, 2-bath condominium at Harbour Village, perfectly positioned on St. Andrew Bay in the heart of historic St. Andrews. Offering 1,252 square feet of thoughtfully designed living space, this fourth-floor residence combines timeless character with modern upgrades, abundant storage, and an unbeatable location.The open-concept

  Michelle Ginn ERA Neubauer Real Estate, Inc

  3001 W 10th St Unit 415, Panama City, FL 32401
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  /50

  $445,000

  • 3 Beds
  • 2.5 Baths
  • 1,690 Sq Ft

  1291 Capri Dr, Panama City, FL 32405

  Boat from Your Backyard | Deep-Water Canal | Private Dock | Sunset Views | No HOA Boat from your backyard while enjoying spectacular sunset views from this beautiful waterfront townhome on a deep-water canal with easy Gulf access. Perfectly located in Goose Bayou off St. Andrews Bay, this property offers the ultimate boating lifestyle with a private dock that accommodates up to a 27-foot

  Katherine Gloer Berkshire Hathaway HomeServices Beach Properties of Florida

  1291 Capri Dr, Panama City, FL 32405

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