Waterfront Homes for Sale in Panama City, FL

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  /28

  $1,250,000

  • Land
  • 0.98 Acre
  • $1,275,510 per Acre

  8929 N Lagoon Dr, Panama City, FL 32408

  PRIME COMMERCIAL CORNER OF JOAN AND NORTH LAGOON DRIVE. Frontage on Joan and North Lagoon Dr. Billboard sign on property will convey with sale of property. General Commercial C-3 zoning . See baycountyfl.gov chapter 6 for allowable uses. Property located in beaches special area treatment zone. Close proximity to tourist attractions, amusements, boat / jet ski rentals, Signal Hill golf course,

  Betsy Anderson Miracle Strip Realty

  8929 N Lagoon Dr, Panama City, FL 32408
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  /31

  $375,000

  • 1 Bed
  • 1 Bath
  • 673 Sq Ft

  9850 S Thomas Dr Unit 608W, Panama City, FL 32408

  This is absolutely a beautiful condo. It is on a rental program and the owner receives good rent. This condo is the most popular condo in the Association, featuring a Gulf view from your Living Room and Bedroom. It has 2 entrances from the inside to the outside balcony. One from the Living Room and one from the Bedroom. This is is just one thing that makes it unique. Enjoy the privacy on your

  Ray Mcdonald CitiStar Realty

  9850 S Thomas Dr Unit 608W, Panama City, FL 32408
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  /37

  $329,000

  • 2 Beds
  • 2 Baths
  • 1,086 Sq Ft

  8727 Thomas Dr Unit C33, Panama City, FL 32408

  Experience the ultimate in coastal convenience with this rare ground-floor condo in the highly sought-after Sugar Beach community. Perfectly positioned for effortless access with no busy elevators. The exterior of this unit offers a new Trex ramp making it great for owners or renters with mobility challenges. The interior features an expansive open concept living and dining area filled with

  Lauren Beninate Beachy Beach Real Estate

  8727 Thomas Dr Unit C33, Panama City, FL 32408
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  /28

  $392,500

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 1206D, Panama City, FL 32408

  Beautifully furnished 1-bedroom, 1-bath condo in the highly sought-after Boardwalk Beach Resort. This coastal retreat offers stunning beach views and comes fully equipped, making it move-in or rental-ready. Enjoy a proven rental history, perfect for investors or those seeking a vacation getaway. The resort features incredible amenities including a beachfront pool, hot tubs, market, and direct

  John Milton Indian Springs Real Estate

  9450 S Thomas Dr Unit 1206D, Panama City, FL 32408
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  /74

  $360,500

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1109, Panama City, FL 32408

  This stunning, fully updated 1 Bedroom 1.5 Bath condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new custom cabinets, granite

  Jo Cochran Anchor Realty Florida

  8743 Thomas Dr Unit 1109, Panama City, FL 32408
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  /43

  $551,000 New Construction

  • 3 Beds
  • 3 Baths
  • 2,085 Sq Ft

  Grayton Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Grayton is a two-story home that combines open living, privacy, and versatile spaces. With 3 bedrooms and 2.5 baths, including a main-level primary suite and an additional bedroom on the first floor, this plan provides a private retreat while keeping everyday living areas conveniently connected.The primary suite is tucked away for maximum privacy and features a spacious bath with a

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37003997, Panama City, FL 32405
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  /24

  $315,000

  • 2 Beds
  • 2 Baths
  • 1,250 Sq Ft

  100 Cherry St Unit 503, Panama City, FL 32401

  Seller is MOTIVATED!!!This is an EXECUTIVE LEVEL opportunity with unbelievable terms. The front office has structured a deal you can't refuse: SELLER FINANCING at a phenomenal 5% INTEREST RATE—a power play that instantly saves you money! With only 20% DOWN and a 30-year amortized schedule (8-year balloon), the path to ownership is clear. THIS IS THE MOMENT. ACT NOW! Welcome to the highly

  Jennifer Bowman Beachy Beach Real Estate

  100 Cherry St Unit 503, Panama City, FL 32401
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  /40

  $298,500

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 1913, Panama City, FL 32408

  This beautiful unit located on the 19th floor, is just steps away from the beach & public accesses (3), and boasts stunning views of the gulf. Whether your plans are to enjoy the extensive list of amenities including 5 resort styled swimming pools, shopping, dining, golf, nightly fountain and light show, or the beach, there is something for everyone in your group. This furnished 1 bedroom with a

  Tina Lamonica Think Real Estate

  9860 S Thomas Dr Unit 1913, Panama City, FL 32408
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  /86

  $1,670,000

  • 4 Beds
  • 3.5 Baths
  • 3,226 Sq Ft

  1324 10th St, Panama City, FL 32409

  Welcome to 1324 10th Street in Southport, an exceptional waterfront retreat where elevated design meets the ultimate Florida lifestyle. This stunning coastal-inspired residence offers the perfect balance of sophistication, comfort, and resort-style outdoor living, set against a backdrop of sparkling water views and unforgettable sunsets. From the moment you arrive, the home makes a statement with

  Victoria Gillman Gillman Group Realty

  1324 10th St, Panama City, FL 32409
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  /10

  $94,700

  • Land
  • 1.5 Acres
  • $63,133 per Acre

  6807 John Pitts Rd, Panama City, FL 32404

  Build your dream home on over 1.5 acres! This spacious 1.5+ acre property on John Pitts Road is a prime homesite, already cleared and ready for your vision. Previously mobile home on the land and still has a well (needs a new pump), septic, and power, though buyers should verify their condition. A small pond, possibly still stocked with fish, adds charm to the property. With multiple possible

  Lisa Morgan World Impact Real Estate

  6807 John Pitts Rd, Panama City, FL 32404
• 

  $413,604 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,687 Sq Ft

  1207 Wildflower Ct, Panama City, FL 32405

  The Sabal is a versatile two-story plan designed for flexible living. With 3 bedrooms and 3 baths, including a main-level primary suite with tile-to-ceiling shower and walk-in closet, this plan balances comfort, privacy, and convenience.Upstairs, a second primary suite and third bedroom with its own ensuite bath provide flexible options for family or guests. The kitchen features stainless steel

  Harris Doyle Homes Builder

  1207 Wildflower Ct, Panama City, FL 32405
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  /3

  $507,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,664 Sq Ft

  Clearwater Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Clearwater is a beautifully designed one-story home that blends elegance, functionality, and thoughtful living spaces. With a private primary suite tucked at the rear of the home, this plan offers a peaceful retreat, complete with a spacious tile-to-ceiling shower, dual vanities, optional separate tub, and an adjoining walk-in closet.The home opens to a foyer flanked by a formal dining room

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004341, Panama City, FL 32405
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  /15

  $160,000

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit B102, Panama City, FL 32401

  Overlooking a peaceful courtyard, this inviting Ground Floor One bedroom condo offers the perfect blend of comfort and convenience. The residence features easy downstairs access and a serene setting within the desirable Landmark Condominiums waterfront community. Enjoy the unbeatable location—just a short walk to Historic St. Andrews. Whether you're looking for a relaxing retreat or a smart

  Savannah Hamilton Paradise Properties of NW Florida

  2100 W Beach Dr Unit B102, Panama City, FL 32401
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  /21

  $224,000

  • 1 Bath
  • 489 Sq Ft

  8817 S Thomas Dr Unit A306, Panama City, FL 32408

  Directly on the beach and full of charm, this beautifully updated 2023 studio at Top of the Gulf offers great light, a stylish vibe, and unbeatable value. With new flooring, low HOA dues that cover water, cable, internet, and more, plus a pet-friendly policy for owners and strong rental potential, it's the perfect mix of smart investment and personal paradise. Enjoy Gulf-front views, resort-style

  Viola Zhuravel Fun Quest Vacation Rentals Corp

  8817 S Thomas Dr Unit A306, Panama City, FL 32408
• 

  $364,221 New Construction

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft

  2315 Discovery Loop, Panama City, FL 32405

  Harris Doyle Homes Builder

  2315 Discovery Loop, Panama City, FL 32405
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  /16

  $599,000

  • Land
  • 1.15 Acres
  • $520,870 per Acre

  6241 E Hwy 98 Bus, Panama City, FL 32404

  Prime development opportunity. This 1.15± acre parcel offers waterfront and unmatched potential for a townhouse community, a spacious single-family residence, or a commercial development. Located on busy Tyndall Parkway just minutes from Tyndall Air Force Base, the property provides exceptional visibility and convenience. With the area experiencing rapid growth, this site is perfectly positioned

  Timothy Carroll Counts Real Estate Group

  6241 E Hwy 98 Bus, Panama City, FL 32404
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  /31

  $199,100

  • 3 Beds
  • 3 Baths
  • 1,704 Sq Ft

  1840 Mallard Dr Unit C, Panama City, FL 32404

  Waterfront Townhouse - 3 Bed | 3 Bath | Fully RemodeledExperience coastal living at its finest in this beautifully remodeled two-story waterfront townhouse! Featuring 3 spacious bedrooms and 3 full bathrooms, this home offers the perfect blend of modern design and serene views.Step inside to an open-concept floor plan with brand-new luxury vinyl plank flooring (2024) and a ceramic-tiled

  Jeannette LaPrade Coldwell Banker Realty

  1840 Mallard Dr Unit C, Panama City, FL 32404
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  /55

  $924,900

  • 3 Beds
  • 3 Baths
  • 2,840 Sq Ft

  2446 Pretty Bayou Blvd, Panama City, FL 32405

  This beautiful 3-bedroom, 3-bathroom home offers the best of Florida living with STUNNING WATER VIEWS and DEEP WATER ACCESS along with EASY ACCESS TO THE BAY. Located in the Pretty Bayou neighborhood, this home features an open floor plan great for entertaining. Enjoy the serene views of the bayou with 2 covered porches. You have your own PRIVATE DOCK WITH A BOAT LIFT. The large backyard offers

  Sydney Wilson Counts Real Estate Group Inc

  2446 Pretty Bayou Blvd, Panama City, FL 32405
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  /36

  $279,900

  • 3 Beds
  • 2.5 Baths
  • 1,547 Sq Ft

  308 Sukoshi Dr, Panama City, FL 32404

  Waterfront living at its finest! This beautifully updated 3-bedroom, 2.5-bath home in Callaway offers 1,547 sq ft of comfortable living space with an open floor plan that's perfect for entertaining. Enjoy stunning water views right from your backyard and your brand-new dock—ideal for fishing, boating, or simply relaxing by the water. Inside, you'll find new LVP flooring throughout, a spacious

  Buck Henry CENTURY 21 Commander Realty

  308 Sukoshi Dr, Panama City, FL 32404
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  /21

  $699,000

  • Land
  • 1.49 Acres
  • $469,128 per Acre

  TBD Plantation Dr, Panama City, FL 32404

  Discover the perfect blend of privacy and connection on this 1.49-acre, Corner vacant lot located on sought-after Plantation Drive in Bay County, Florida. With Gulf, Deep Water Access right from your backyard, it's a boater's paradise-ideal for launching your boat, kayaking at sunset, or just soaking in the serene waterfront views. This lot isn't just a piece of land-it's a gateway to the

  Carol Villani

  TBD Plantation Dr, Panama City, FL 32404
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  /64

  $275,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 714, Panama City, FL 32408

  This beautiful and spacious one bedroom unit at Laketown Wharf comes with bunk beds and two bathrooms. The living area and balcony have a coveted Gulf view. The main attractions to Laketown Wharf are the resort style amenities, onsite restaurants, a short walk across the street to the beach and convenient walkable shopping/attractions/dining. The units were built in 2008 making them some of the

  Christine Lance Keller Williams Success Realty

  9860 S Thomas Dr Unit 714, Panama City, FL 32408
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  /17

  $599,000

  • Land
  • 0.79 Acre
  • $758,228 per Acre

  0 Pitts Ave, Panama City, FL 32404

  This is an incredible opportunity to own a large water front residential lot in Panama City! Zoned in the city of Parker as Mixed Use 1. Boasting over 3/4 of an acre with plenty of room to build your dream home or an income producing property. The waterfront portion of the property is on the south side of Pitts Avenue with the larger portion on the North side. Short drive away from historic

  Joseph Echols Hitchcock Real Estate LLC

  0 Pitts Ave, Panama City, FL 32404
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  /15

  $160,000

  • 1 Bed
  • 1 Bath
  • 750 Sq Ft

  2100 W Beach Dr Unit B102, Panama City, FL 32401

  Overlooking a peaceful courtyard, this inviting Ground Floor One bedroom condo offers the perfect blend of comfort and convenience. The residence features easy downstairs access and a serene setting within the desirable Landmark Condominiums waterfront community. Enjoy the unbeatable location—just a short walk to Historic St. Andrews. Whether you're looking for a relaxing retreat or a smart

  Savannah Hamilton Paradise Properties

  2100 W Beach Dr Unit B102, Panama City, FL 32401
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  /29

  $399,000

  • 2 Beds
  • 2 Baths
  • 1,322 Sq Ft

  2602 Mystic Ln Unit PO33, Panama City, FL 32408

  INCLUDES BOAT SLIP #15 (one of the four biggest slips) FULLY FURNISHED. High-end finishes including Sub-Zero refrigerator, Viking 6 burner stove with convection oven, Bosch dishwasher, ice maker and Sub-Zero wine chiller at the wet bar. 2nd floor condo with balcony that can see over the community pool to the bay. NEW HVAC - 2022, NEW HOT WATER HEATER - 2019. Alley-fed access parking and elevator.

  Gabriel Stephani Pineapple Properties

  2602 Mystic Ln Unit PO33, Panama City, FL 32408
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  /75

  $685,900

  • 4 Beds
  • 2 Baths
  • 2,124 Sq Ft

  625 Amberjack Dr, Panama City, FL 32408

  Unique opportunity to purchase an extraordinary 4 BR 2 BA property. Home has high wind metal roof which was installed in 2020 in this guard gated community of Bay Point subdivision with all the bells and whistles. Master bath with large walk in closet with shelving and drawers , 2 sink vanity, jacuzzi jetted tub with glass block wall for extra light. large walk in shower with rain water and hand

  Ray Young Bay Point Real Estate Co

  625 Amberjack Dr, Panama City, FL 32408
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  /59

  $429,500

  • 2 Beds
  • 2 Baths
  • 1,252 Sq Ft

  3001 W 10th St Unit 415, Panama City, FL 32401

  Wake up to sweeping bay views in this beautifully updated 2-bedroom, 2-bath condominium at Harbour Village, perfectly positioned on St. Andrew Bay in the heart of historic St. Andrews. Offering 1,252 square feet of thoughtfully designed living space, this fourth-floor residence combines timeless character with modern upgrades, abundant storage, and an unbeatable location.The open-concept

  Michelle Ginn ERA Neubauer Real Estate, Inc

  3001 W 10th St Unit 415, Panama City, FL 32401
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  /8

  $119,900

  • Land
  • 0.57 Acre
  • $210,351 per Acre

  707 Island Ct, Panama City, FL 32404

  Amazing Waterfront in the desirable Laird Bayou. Best priced dock-able waterfront in the area. At over half an acre, there is plenty of space to build your Dream Home. Massive open water views across the bayou. Excellent year-round water depths to accommodate large boats. No worries of low bridges or tides restricting your access. Laird Bayou is a gated waterfront community with ribbon curbed

  Donald West Northwest Florida Realty, LLC

  707 Island Ct, Panama City, FL 32404
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  /7

  $314,333 New Construction

  • 3 Beds
  • 2 Baths
  • 1,720 Sq Ft

  11500 Godart St, Panama City, FL 32404

  INCLUDED: WASHER,DRYER, BLINDS & REFRIGERATOR! Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With

  Shae Shepherd Adams Homes Realty, Inc.

  11500 Godart St, Panama City, FL 32404
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  /15

  $800,000

  • Land
  • 0.43 Acre
  • $1,860,465 per Acre

  4010 Thomas Dr, Panama City, FL 32408

  Introducing an unparalleled opportunity for developers and investors alike: a prime commercial parcel nestled in the heart of Thomas Dr. with tons of visibility from the highway. This meticulously regulated zone boasts a maximum height allowance of 230 feet, providing the canvas for innovative vertical development that maximizes both space and potential. The parcel is across the Boating Marina,

  Ricardo Hidalgo Coldwell Banker Realty

  4010 Thomas Dr, Panama City, FL 32408
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  /44

  $665,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,810 Sq Ft

  Sanibel Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Sanibel is an impressive two-story home that combines spacious living with thoughtful design. With 4 bedrooms and 3 baths, including a main-level primary suite, this plan offers privacy, convenience, and flexibility for family living.The primary suite features a tile-to-ceiling shower, dual vanities, optional tub, and a walk-in closet. The open main-level layout connects the rear-facing great

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004347, Panama City, FL 32405
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  /46

  $675,000

  • 4 Beds
  • 3 Baths
  • 1,750 Sq Ft

  8727 Thomas Dr Unit A15, Panama City, FL 32408

  ***INVESTORS, TAKE NOTE...THE ONLY 4 BEDROOM, 3 BATHROOM FULLY FURNISHED GULF FRONT COMPLEX CONDOMINIUM ON PANAMA CITY BEACH UNDER $825,000 AS OF LIST DATE!!!*** The sellers have spared no expense in updating this spectacular money making GULF FRONT COMPLEX unit(2025 $86,000+ gross rentals and over $95,000+ projected for 2026)in the recently renovated and gated Sugar Beach community that offers a

  Mario Gobel RE/MAX SELECT Partners

  8727 Thomas Dr Unit A15, Panama City, FL 32408
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  /59

  $699,900

  • 3 Beds
  • 2.5 Baths
  • 2,357 Sq Ft

  2328 Pelican Bay Ct, Panama City, FL 32408

  Welcome to your dream waterfront retreat in the Pelican Bay community on St. Andrews Bay!This stunning townhome features 3 spacious bedrooms and 2.5 bathrooms, offering a generous 2,357 square feet of luxurious living space. The open-concept layout is bathed in natural light, with 9 ft ceilings and large windows framing breathtaking views of the bay. Stylish shiplap and board and batten

  Tina Gates Anchor Realty Florida

  2328 Pelican Bay Ct, Panama City, FL 32408
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  /38

  $675,000

  • 3 Beds
  • 3 Baths
  • 1,525 Sq Ft

  9900 S Thomas Dr Unit 228, Panama City, FL 32408

  This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer. This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home

  Joseph Echols Hitchcock Real Estate LLC

  9900 S Thomas Dr Unit 228, Panama City, FL 32408
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  /79

  $949,000

  • 7 Beds
  • 4.5 Baths
  • 4,356 Sq Ft

  111 Lake Merial Blvd, Panama City, FL 32409

  Welcome to 111 Lake Merial Blvd, an extraordinary lakefront home in the sought-after gated community of Lake Merial. With 7 bedrooms and 4.5 bathrooms, including a 940sq ft in-law suite, this property offers unmatched flexibility for multi-generational living and extended guests. Inside the main home:Step into freshly painted spaces with new trim, hardwood floors, tray ceilings, and surround

  Michele Monastra Epique Realty Inc

  111 Lake Merial Blvd, Panama City, FL 32409
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  /90

  $1,300,000

  • 3 Beds
  • 3 Baths
  • 1,986 Sq Ft

  3530 Treasure Cir, Panama City, FL 32408

  RARE WATERFRONT. LAGOON-MOUTH PROXIMITY. PRIVATE DOCK + LIFT. Set on a quiet loop in Panama City Beach, this property sits in one of the closest residential pockets to the mouth of the lagoon, a scarce location-first opportunity that means quicker runs to open water, marinas, and beaches while keeping a calm, remote feel at home. Out back, a private dock with powered boat lift makes ''go now''

  Sean Casilli Coldwell Banker Realty

  3530 Treasure Cir, Panama City, FL 32408

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