Waterfront Homes for Sale in Panama City, FL

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  $899,000

  5234 Finisterre Dr, Panama City, FL 32408

  Exclusive Waterfront Lot in Finisterre Gated Community with Gulf AccessExperience the epitome of waterfront living in the prestigious Finisterre neighborhood with this extraordinary residential lot. Located within a secure gated community, this property offers the ultimate blend of privacy, luxury, and direct access to the Gulf of Mexico. Situated along approximately 165 feet of pristine

  Ashlie James Beachy Beach Real Estate

  5234 Finisterre Dr, Panama City, FL 32408
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  /7

  $99,000

  6621 Azalea St, Panama City, FL 32404

  Waterfront on Bayou George! Enjoy being in the country on the water within minutes to town! All info is approx and must be verified by the BUYERS if important.

  Patty Taylor Own It Real Estate LLC

  6621 Azalea St, Panama City, FL 32404
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  /8

  $165,000

  • Land
  • 2.98 Acres
  • $55,369 per Acre

  000 Sunrise Way, Panama City, FL 32409

  Back on the Market! Beautiful waterfront property over looking Sunrise Lake, with approximately 150' on the water. This lot is 2.984 acres and is high and dry, a wonderful place to build your dream home over looking the breath taking view of the lake. This lake is spring fed and offers a lot of privacy. Come see today.

  Scott Ervin St Andrew Shores Realty Serv

  000 Sunrise Way, Panama City, FL 32409
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  /41

  $265,000

  • 1 Bath
  • 473 Sq Ft

  9900 S Thomas Dr Unit 2105, Panama City, FL 32408

  Gulf-front studio featuring a full kitchen with granite countertops, ample storage, and space for meal preparation. The unit includes 8 ft. ceilings and an in-unit washer and dryer. The bathroom is separate and offers a tub/shower combination and a vanity area. A private balcony provides views of the Gulf, the lagoon-style pool, and the on-site dining area. Community amenities include an 18,000+

  Kelly Zarda Emerald Coast Real Estate & Vacations LLC

  9900 S Thomas Dr Unit 2105, Panama City, FL 32408
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  /63

  $279,000

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 928, Panama City, FL 32408

  Come tour this spacious Lakeview 2BR/2BA condo—PLUS a private bunk area that functions like a third bedroom! Located at the popular Laketown Wharf Resort, you'll be in the heart of all the fun and excitement of Panama City Beach, just steps from the world-famous white-sand beaches, shopping, dining, and entertainment. This wonderful condo sits on the lakeside of the building, offering peaceful

  Gene C. Ursprung, P.A. Beach Time Realty, Inc

  9902 S Thomas Dr Unit 928, Panama City, FL 32408
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  /8

  $2,150,000

  • Land
  • 307 Acres
  • $7,003 per Acre

  0 Allanton Rd Unit 727082, Panama City, FL 32404

  Here is just an incredible 307 acre parcel in the Allanton Community of East Bay. There is over a 1/2 mile of waterfront. The property has been planted over the years and has pines on it. See attached document for a detailed breakdown of the acreage. Located near the Eastern Shipbuilding Company and along the intracoastal waterway, you can take boats through the intracoastal to anywhere. Also,

  Dennis Dunnigan Coastal Choice Realty LLC

  0 Allanton Rd Unit 727082, Panama City, FL 32404
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  /57

  $420,000

  • 3 Beds
  • 2.5 Baths
  • 2,421 Sq Ft

  7734 Shadow Bay Dr, Panama City, FL 32404

  Waterfront Oasis with Deep Water Gulf Access - A Rare Find! Welcome to your waterfront dream home at 7734 Shadow Bay Drive, where breathtaking bayou views, deep water access to the Gulf of Mexico, and modern updates come together in perfect harmony. Nestled in a serene boating community, this three-bedroom, two-and-a-half-bathroom, two-story home with a bonus loft offers an exceptional coastal

  Rachel Warrell eXp Realty, LLC

  7734 Shadow Bay Dr, Panama City, FL 32404
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  /54

  $349,900

  • 1 Bed
  • 2 Baths
  • 893 Sq Ft

  6213 Thomas Dr Unit 405, Panama City, FL 32408

  Gulf front family friendly condominium located on the quiet end of the beach. 1 Bedroom 2 Bath on the 4th floor. (accomadates up to 6). Utility Room provides a full size washer/dryer & extra storage for beach toys is located directly across from your unit. Fully furnished and rental ready. This condo includes 2 queen beds and queen sleeper sofa. Gorgeous views of the Gulf as well as stunning

  Barbara McDonald CitiStar Realty

  6213 Thomas Dr Unit 405, Panama City, FL 32408
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  /13

  $255,000

  3046 W 30th Ct, Panama City, FL 32405

  Build your own dream retirement or second home on this beautiful waterfront lot. Sunset views make this lot a preferred choice for a homesite. It offers stunning views stretching across the bayou to North Bay. Located in a well established neighborhood with close proximity to hospitals, schools, grocery stores, coffee shops and fast food. 135' of waterfront and .60 of an acre.Recent survey is

  Kathy Bass Avenue Realty

  3046 W 30th Ct, Panama City, FL 32405
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  /31

  $375,000

  • 2 Beds
  • 2 Baths
  • 1,048 Sq Ft

  8815 Thomas Dr Unit 305, Panama City, FL 32408

  Discover the perfect blend of convenience with this 2 bed, 2 bath condo located on the Gulf of America. Ideal as both an investment opportunity and a second home, this property offers gulf views and a spacious floor plan designed for comfort. In the hall you have a storage closet that could easily be converted to a bunk space as well as a private owners closet located across the hall. This condo

  Amber Thompson Emerald Coast Realty Group

  8815 Thomas Dr Unit 305, Panama City, FL 32408
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  /10

  $22,500

  • Land
  • 0.28 Acre
  • $80,357 per Acre

  1016 Tidewater Ln, Panama City, FL 32404

  Welcome to Laird Point, East Bay's hidden gem—a peaceful, gated community that offers a tranquil, country atmosphere while remaining just minutes from town amenities. This beautiful homesite is ideally located right across the street from the water, providing an opportunity to build a two-story home to maximize stunning views of the bayou. Laird Point is known for its natural beauty and abundant

  Cody Spaur LANDSHARK REALTY

  1016 Tidewater Ln, Panama City, FL 32404
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  /66

  $4,950,000

  • 6 Beds
  • 6.5 Baths
  • 3,878 Sq Ft

  19989 Front Beach Rd Unit B, Panama City, FL 32413

  CONTACT LISTING AGENT TO DISCUSS NEW HUGE SELLER INCENTIVES BEING OFFERED. Welcome to beachfront luxury! ''Emerald Dream'' is a superbly constructed 6-bedroom, 6.5-bathroom home features high-end finishes and custom touches throughout. The open-concept kitchen showcases elegant fixtures and ample seating, flowing seamlessly into a spacious living area with breathtaking ocean views. Each bathroom

  BRYAN KIEFER Holiday Beach Real Estate Inc

  19989 Front Beach Rd Unit B, Panama City, FL 32413
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  /58

  $344,900

  • 3 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9902 S Thomas Dr Unit 1831, Panama City, FL 32408

  Beautifully Updated 3-Bedroom Gulf-View Condo at Laketown Wharf. Discover the perfect blend of value, space, and luxury in this beautifully decorated 3-bedroom, 2-bathroom condo at Laketown Wharf Resort in Panama City Beach. Offering over 1,260 square feet of coastal living, this 18th-floor unit comfortably accommodates up to 8 guests and boasts one of the largest floorplans on the beach. Step

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  9902 S Thomas Dr Unit 1831, Panama City, FL 32408
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  /31

  $375,000

  • 1 Bed
  • 1 Bath
  • 673 Sq Ft

  9850 S Thomas Dr Unit 608W, Panama City, FL 32408

  This is absolutely a beautiful condo. It is on a rental program and the owner receives good rent. This condo is the most popular condo in the Association, featuring a Gulf view from your Living Room and Bedroom. It has 2 entrances from the inside to the outside balcony. One from the Living Room and one from the Bedroom. This is is just one thing that makes it unique. Enjoy the privacy on your

  Ray Mcdonald CitiStar Realty

  9850 S Thomas Dr Unit 608W, Panama City, FL 32408
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  /28

  $392,500

  • 1 Bed
  • 1 Bath
  • 745 Sq Ft

  9450 S Thomas Dr Unit 1206D, Panama City, FL 32408

  Beautifully furnished 1-bedroom, 1-bath condo in the highly sought-after Boardwalk Beach Resort. This coastal retreat offers stunning beach views and comes fully equipped, making it move-in or rental-ready. Enjoy a proven rental history, perfect for investors or those seeking a vacation getaway. The resort features incredible amenities including a beachfront pool, hot tubs, market, and direct

  John Milton Indian Springs Real Estate

  9450 S Thomas Dr Unit 1206D, Panama City, FL 32408
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  $369,500

  • 1 Bed
  • 1.5 Baths
  • 740 Sq Ft

  8743 Thomas Dr Unit 1109, Panama City, FL 32408

  This stunning, fully updated 1 Bedroom 1.5 Bath condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new custom cabinets, granite

  Jo Cochran Anchor Realty Florida

  8743 Thomas Dr Unit 1109, Panama City, FL 32408
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  /43

  $551,000 New Construction

  • 3 Beds
  • 3 Baths
  • 2,085 Sq Ft

  Grayton Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Grayton plan by Harris Doyle Homes is offered in Indigo Lakes. The main level features an open great room, dining area and eat-in island kitchen with stainless appliances, stone countertops and tile backsplash all included. The primary suite and an extra bedroom are all on the main level. The Graytons primary suite is highly private with a spacious bath including tile-to-ceiling shower, dual

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37003997, Panama City, FL 32405
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  /49

  $199,500

  • 3 Beds
  • 2.5 Baths
  • 1,704 Sq Ft

  1840 Mallard Dr Unit C, Panama City, FL 32404

  This cozy waterfront townhome have so much to offer. It has been completely remodeled in the past 2 years. As you enter this cozy townhome, you will see how open and spacious it is allowing your creativity to flow. It has LP flooring done on 2024, ceramic flooring in the kitchen installed on 2022, stainless steel appliances, completely painted on the outside. Come enjoy the tranquility. Make your

  Jeannette LaPrade Coldwell Banker Realty

  1840 Mallard Dr Unit C, Panama City, FL 32404
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  /66

  $550,000

  • 3 Beds
  • 2.5 Baths
  • 2,025 Sq Ft

  607 Amberjack Dr, Panama City, FL 32408

  Welcome to 607 Amberjack Drive in the desirable Bay Point community! This fabulous single-story pool home is truly move-in ready. Located on a quiet cul-de-sac, the home features 3 bedrooms, 2.5 baths, and a 2-car garage with beautiful interior upgrades throughout. Gorgeous LVP flooring, plantation shutters, and granite countertops create a warm and inviting atmosphere, complemented by a

  Michele Morros Keller Williams Success Realty

  607 Amberjack Dr, Panama City, FL 32408
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  /24

  $330,000

  • 2 Beds
  • 2 Baths
  • 1,250 Sq Ft

  100 Cherry St Unit 503, Panama City, FL 32401

  Seller is MOTIVATED!!!This is an EXECUTIVE LEVEL opportunity with unbelievable terms. The front office has structured a deal you can't refuse: SELLER FINANCING at a phenomenal 5% INTEREST RATE—a power play that instantly saves you money! With only 20% DOWN and a 30-year amortized schedule (8-year balloon), the path to ownership is clear. THIS IS THE MOMENT. ACT NOW! Welcome to the highly

  Jennifer Bowman Beachy Beach Real Estate

  100 Cherry St Unit 503, Panama City, FL 32401
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  /40

  $298,500

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 1913, Panama City, FL 32408

  This beautiful unit located on the 19th floor, is just steps away from the beach & public accesses (3), and boasts stunning views of the gulf. Whether your plans are to enjoy the extensive list of amenities including 5 resort styled swimming pools, shopping, dining, golf, nightly fountain and light show, or the beach, there is something for everyone in your group. This furnished 1 bedroom with a

  Tina Lamonica Think Real Estate

  9860 S Thomas Dr Unit 1913, Panama City, FL 32408
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  /10

  $94,700

  • Land
  • 1.5 Acres
  • $63,133 per Acre

  6807 John Pitts Rd, Panama City, FL 32404

  Build your dream home on over 1.5 acres! This spacious 1.5+ acre property on John Pitts Road is a prime homesite, already cleared and ready for your vision. Previously mobile home on the land and still has a well (needs a new pump), septic, and power, though buyers should verify their condition. A small pond, possibly still stocked with fish, adds charm to the property. With multiple possible

  Lisa Morgan World Impact Real Estate

  6807 John Pitts Rd, Panama City, FL 32404
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  $413,604 New Construction

  • 3 Beds
  • 2.5 Baths
  • 1,687 Sq Ft

  1207 Wildflower Ct, Panama City, FL 32405

  The Sabal plan by Harris Doyle Homes is offered as a lock-and-leave Cottage or in Indigo Lakes. The downstairs primary suite has a spacious tile-to-ceiling shower and walk-in closet. There is also an upstairs primary suite, as well as a third bedroom with its own ensuite bath. The kitchen includes stainless appliances and stone countertops. Multiple garage or carport options are offered with the

  Harris Doyle Homes Builder

  1207 Wildflower Ct, Panama City, FL 32405
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  /3

  $507,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,664 Sq Ft

  Clearwater Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Clearwater plan by Harris Doyle Homes is offered on spacious home sites in Indigo Lakes. Upon entering this one-level home, experience a sense of arrival with a foyer flanked by a formal dining room or study. The eat-in island kitchen includes stainless appliances, stone countertops, tile backsplash and large pantry. Nestled in the rear of the home is the primary suite. The primary bath has a

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004341, Panama City, FL 32405
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  /21

  $224,000

  • 1 Bath
  • 489 Sq Ft

  8817 S Thomas Dr Unit A306, Panama City, FL 32408

  Directly on the beach and full of charm, this beautifully updated 2023 studio at Top of the Gulf offers great light, a stylish vibe, and unbeatable value. With new flooring, low HOA dues that cover water, cable, internet, and more, plus a pet-friendly policy for owners and strong rental potential, it's the perfect mix of smart investment and personal paradise. Enjoy Gulf-front views, resort-style

  Viola Zhuravel Fun Quest Vacation Rentals Corp

  8817 S Thomas Dr Unit A306, Panama City, FL 32408
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  $364,221 New Construction

  • 2 Beds
  • 2 Baths
  • 1,375 Sq Ft

  2315 Discovery Loop, Panama City, FL 32405

  Harris Doyle Homes Builder

  2315 Discovery Loop, Panama City, FL 32405
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  /16

  $599,000

  • Land
  • 1.15 Acres
  • $520,870 per Acre

  6241 E Hwy 98 Bus, Panama City, FL 32404

  Prime development opportunity. This 1.15± acre parcel offers waterfront and unmatched potential for a townhouse community, a spacious single-family residence, or a commercial development. Located on busy Tyndall Parkway just minutes from Tyndall Air Force Base, the property provides exceptional visibility and convenience. With the area experiencing rapid growth, this site is perfectly positioned

  Timothy Carroll Counts Real Estate Group

  6241 E Hwy 98 Bus, Panama City, FL 32404
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  /46

  $582,500

  • 4 Beds
  • 2 Baths
  • 1,429 Sq Ft

  6706 Sunset Ave, Panama City, FL 32408

  PRICE REDUCTION! Don't miss this one! Just a hop, skip, and a jump (or a quick ride) from the beach 🏖️.Perfectly located right up the street from your favorite restaurants, fun parks or even a crawl home from the local beach bars!Get ready to embrace the ultimate coastal lifestyle in this stunning 4-bedroom, 2-bathroom home, perfectly positioned for breathtaking lagoon

  Coastal Vibes Luxury Beach Group Gulf Life Real Estate Inc

  6706 Sunset Ave, Panama City, FL 32408
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  /36

  $279,900

  • 3 Beds
  • 2.5 Baths
  • 1,547 Sq Ft

  308 Sukoshi Dr, Panama City, FL 32404

  Waterfront living at its finest! This beautifully updated 3-bedroom, 2.5-bath home in Callaway offers 1,547 sq ft of comfortable living space with an open floor plan that's perfect for entertaining. Enjoy stunning water views right from your backyard and your brand-new dock—ideal for fishing, boating, or simply relaxing by the water. Inside, you'll find new LVP flooring throughout, a spacious

  Buck Henry CENTURY 21 Commander Realty

  308 Sukoshi Dr, Panama City, FL 32404
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  /33

  $62,500

  • Land
  • 1.02 Acres
  • $61,275 per Acre

  7939 John Pitts Rd, Panama City, FL 32404

  BACK ON MARKET NO FAULT OF SELLERS! Buyers had a change of direction under inspection period. Growing Area finds this 1.02 Acre Parcel with a beautiful running Creek in the back side. PUBLIC SEWER AND WATER AVAILABLE AS WELL AS ELECTRICITY. Just Steps from the H.G. Harder's Recreational Complex. Complex has 5 ball fields, playground for the kids, Lake with park benches and sitting swings a very

  Paul LaCourse Anchor Realty Florida

  7939 John Pitts Rd, Panama City, FL 32404
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  /64

  $285,000

  • 1 Bed
  • 2 Baths
  • 1,047 Sq Ft

  9860 S Thomas Dr Unit 714, Panama City, FL 32408

  This beautiful and spacious one bedroom unit at Laketown Wharf comes with bunk beds and two bathrooms. The living area and balcony have a coveted Gulf view. The main attractions to Laketown Wharf are the resort style amenities, onsite restaurants, a short walk across the street to the beach and convenient walkable shopping/attractions/dining. The units were built in 2008 making them some of the

  Christine Lance Keller Williams Success Realty

  9860 S Thomas Dr Unit 714, Panama City, FL 32408
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  /17

  $599,000

  • Land
  • 0.79 Acre
  • $758,228 per Acre

  0 Pitts Ave, Panama City, FL 32404

  This is an incredible opportunity to own a large water front residential lot in Panama City! Zoned in the city of Parker as Mixed Use 1. Boasting over 3/4 of an acre with plenty of room to build your dream home or an income producing property. The waterfront portion of the property is on the south side of Pitts Avenue with the larger portion on the North side. Short drive away from historic

  Joseph Echols Hitchcock Real Estate LLC

  0 Pitts Ave, Panama City, FL 32404
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  /29

  $399,000

  • 2 Beds
  • 2 Baths
  • 1,322 Sq Ft

  2602 Mystic Ln Unit PO33, Panama City, FL 32408

  INCLUDES BOAT SLIP #15 (one of the four biggest slips) FULLY FURNISHED. High-end finishes including Sub-Zero refrigerator, Viking 6 burner stove with convection oven, Bosch dishwasher, ice maker and Sub-Zero wine chiller at the wet bar. 2nd floor condo with balcony that can see over the community pool to the bay. NEW HVAC - 2022, NEW HOT WATER HEATER - 2019. Alley-fed access parking and elevator.

  Gabriel Stephani Pineapple Properties

  2602 Mystic Ln Unit PO33, Panama City, FL 32408
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  /49

  $475,000

  • 3 Beds
  • 3 Baths
  • 1,681 Sq Ft

  9860 S Thomas Dr Unit 621, Panama City, FL 32408

  Gulf breezes in the morning, lagoon sunsets at night—life at Laketown Wharf invites that easy, every-day vacation feeling. Slide open the balcony doors and breathe in that coastal air as light fills the open living space, flowing into a flexible layout ideal for hosting friends or family. A bunk niche gives that extra sleeping option visitors always appreciate. Out the door, the resort lives

  Eddie Navarez Salty Marlin Realty LLC

  9860 S Thomas Dr Unit 621, Panama City, FL 32408
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  /8

  $119,900

  • Land
  • 0.57 Acre
  • $210,351 per Acre

  707 Island Ct, Panama City, FL 32404

  Amazing Waterfront in the desirable Laird Bayou. Best priced dock-able waterfront in the area. At over half an acre, there is plenty of space to build your Dream Home. Massive open water views across the bayou. Excellent year-round water depths to accommodate large boats. No worries of low bridges or tides restricting your access. Laird Bayou is a gated waterfront community with ribbon curbed

  Donald West Northwest Florida Realty, LLC

  707 Island Ct, Panama City, FL 32404
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  /15

  $800,000

  • Land
  • 0.43 Acre
  • $1,860,465 per Acre

  4010 Thomas Dr, Panama City, FL 32408

  Introducing an unparalleled opportunity for developers and investors alike: a prime commercial parcel nestled in the heart of Thomas Dr. with tons of visibility from the highway. This meticulously regulated zone boasts a maximum height allowance of 230 feet, providing the canvas for innovative vertical development that maximizes both space and potential. The parcel is across the Boating Marina,

  Ricardo Hidalgo Coldwell Banker Realty

  4010 Thomas Dr, Panama City, FL 32408
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  /44

  $665,999 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,810 Sq Ft

  Sanibel Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Sanibel plan by Harris Doyle Homes is offered in Indigo Lakes on large homesites, including conservation options. An impressive two-story home with an attached two-car garage, the Sanibel offers a unique design with the rear-facing great room and dining room open to the large island kitchen with included stainless appliances, stone countertops and tile backsplash. A main-level primary suite

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004347, Panama City, FL 32405
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  /31

  $220,000

  • 1 Bed
  • 1 Bath
  • 425 Sq Ft

  5323 Thomas Dr Unit 25, Panama City, FL 32408

  Honey, grab the beach chairs!! This unit is a stones throw to Beach Access 7 and a five minute stroll to Schooners, one of the most iconic restaurants in Panama City Beach! You will love the convenience this unit offers to the beach and all the attractions on Thomas Drive. This one bedroom, one bathroom ground floor unit has a full kitchen and lots of room for storage. Sunshine Shores offers a

  Susan Brock Gulf Life Real Estate Inc

  5323 Thomas Dr Unit 25, Panama City, FL 32408
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  /34

  $539,900

  • 3 Beds
  • 3 Baths
  • 1,483 Sq Ft

  9860 S Thomas Dr Unit 1801, Panama City, FL 32408

  This is a 3 full bedroom plus a bunkroom and 3 full bath condo which is a highly desired corner/end unit with the very best views of the Gulf of America. With private gated beach access and 2 public access points to choose from. This unit was purchased in 2023 and upgraded just about head to toe! New custom kitchen, new paint and beautiful new furniture and appliances that will be conveyed with

  Mark Chambliss Coastal Palms Real Estate

  9860 S Thomas Dr Unit 1801, Panama City, FL 32408
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  /38

  $675,000

  • 3 Beds
  • 3 Baths
  • 1,525 Sq Ft

  9900 S Thomas Dr Unit 228, Panama City, FL 32408

  This is the largest floor plan at Shores of Panama with 3 bedrooms plus bunk and full laundry room. This unit was completely remodeled with new granite countertops-new cabinets-new flooring-new furniture-new appliances three years ago. Brand new washer and dryer. This unit is a beauty and can easily accommodate two families generating nice revenue as a short-term rental or a lovely vacation home

  Joseph Echols Hitchcock Real Estate LLC

  9900 S Thomas Dr Unit 228, Panama City, FL 32408

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