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Waterfront Homes for Sale in Panama City, FL

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  • /41

    $615,000

    • 2 Beds
    • 2 Baths
    • 1,404 Sq Ft

    6201 Thomas Dr Unit 409, Panama City, FL 32408

    This recently remodeled 2-bedroom, 2-bath condo offers breathtaking Gulf views and is just steps from the powder-white sands of Panama City Beach. Thoughtfully updated and beautifully furnished with stylish, comfortable décor, this condo is being sold fully equipped—ready for immediate enjoyment or income production. Enjoy morning coffee or sunset cocktails from your private balcony overlooking

    Ashlie James Beachy Beach Real Estate

    6201 Thomas Dr Unit 409, Panama City, FL 32408
  • /8

    $125,000

    • Land
    • 0.23 Acre
    • $543,478 per Acre

    6415 W Smith Rd, Panama City, FL 32409

    Canal-front property in Southport, located less than three minutes from North Bay. This is an excellent opportunity to build your dream home and enjoy the convenience of having your boat docked directly behind your residence. Don't miss this exceptional lot.

    Team Don and Bubba EXP Realty LLC

    6415 W Smith Rd, Panama City, FL 32409
  • /7

    $600,000

    • Land
    • 4 Acres
    • $150,000 per Acre

    TBD Cook St, Panama City, FL 32404

    This waterfront property in the East Bay Development in Panama City encompasses approximately 4 acres and offers deep water access on St. Andrew's Bay with convenient proximity to the Intracoastal Waterway, the Gulf of Mexico, and Tyndall Air Force Base.

    Wendy Partie NAI Talcor

    TBD Cook St, Panama City, FL 32404
  • /78

    $550,000

    • 3 Beds
    • 2.5 Baths
    • 2,334 Sq Ft

    643 S Berthe Ave, Panama City, FL 32404

    Incredible opportunity for a great looking waterfront property with a private boat dock and lift with access to the Gulf of Mexico. Spacious floor plan with water views through out. Recently renovated with new flooring and paint. Huge outdoor deck that is partially covered. 3 bedrooms 2 1/2 baths with large living area with vaulted ceilings. Roof 2017, HVAC 2009, new tankless water heater.

    Ben Ward Jason Mitchell Group Real Estate

    643 S Berthe Ave, Panama City, FL 32404
  • /26

    $799,500

    • 3,067 Sq Ft

    2742 County Road 390, Panama City, FL 32405

    PRIME COMMERCIAL OPPORTUNITY! This exceptional property boasts 1.14 acres of prime commercial land situated on the bustling Highway 390, one of the area's most sought after commercial corridors. Currently located within Panama City limits, this property offers the unique potential to be annexed into the neighboring city of Lynn Haven. The expansive layout spans over 3,000 square feet. The

    Tonia Hathaway CENTURY 21 Commander Realty

    2742 County Road 390, Panama City, FL 32405
  • /23

    $174,900

    • 1 Bed
    • 1 Bath
    • 750 Sq Ft

    2100 W Beach Dr Unit H204, Panama City, FL 32401

    Situated on seven acres of lushly landscaped grounds overlooking the ever-changing waters of St. Andrews Bay, Landmark on St. Andrews Bay is the ideal location for those with a desire to live on the water and within an intimate neighborhood setting offering fishing, boating, swimming, water sports, sunset watching and conch shell blowing, yet within minutes of the emerald seas of the Gulf of

    Patricia Howes Keller Williams Success Realty

    2100 W Beach Dr Unit H204, Panama City, FL 32401
  • /17

    $4,900,000

    • Land
    • 2.57 Acres
    • $1,906,615 per Acre

    XXX Us Highway 98, P C Beach, FL 32401

    Exceptional opportunity to acquire 4.21± acres of prime commercial waterfront property, strategically located in Panama City. Zoned General Commercial, this site supports a broad array of development opportunities such as retail centers, professional office complexes, service businesses, wholesale sales, shopping plazas, and more. The zoning is designed to accommodate intensive commercial

    Seamus O'neill SOUTHERN WAY REALTY, INC.

    XXX Us Highway 98, P C Beach, FL 32401
  • /130

    $3,100,000

    • 4 Beds
    • 5.5 Baths
    • 5,167 Sq Ft

    4200 Northshore Islands Rd, Panama City, FL 32405

    Discover unparalleled luxury on a private island in northwest Florida, where contemporary architecture meets serene tropical beauty. This extraordinary masterpiece was recently featured on HGTV House Hunters Amazing Water Homes in January 2025 and is even more stunning in person than on international TV! As you approach Northshore Islands, you're greeted by only a few homes and this home exudes

    Sostheim Group Corcoran Reverie SRB

    4200 Northshore Islands Rd, Panama City, FL 32405
  • /21

    $2,449,000

    • 4 Beds
    • 4 Baths
    • 3,487 Sq Ft

    1164 Cove Pointe Dr, Panama City, FL 32401

    MOVE-IN READY | NO LEASE-BACK | WATERFRONT MODEL HOME WITH DESIGNER FURNISHINGS The showpiece model everyone remembers is now available for immediate occupancy—no lease-back required. Previously offered with an 18-month delay, this fully furnished Arthur Rutenberg home is ready for its first full-time owner. Positioned on 154 feet of deep-water bayou frontage, this custom-built residence blends

    Sean Casilli Coldwell Banker Realty

    1164 Cove Pointe Dr, Panama City, FL 32401
  • /25

    $315,000

    • 1 Bed
    • 1.5 Baths
    • 740 Sq Ft

    8743 Thomas Dr Unit 227, Panama City, FL 32408

    This 1-bedroom, 1.5-bath unit at The Summit delivers exactly what investors want: an unbeatable Gulf view, updated interiors, and a location that's about to explode in value. Step inside to LVP flooring throughout, a bright open layout, and a private balcony overlooking the sugar-white sand and emerald water. It sleeps great, rents easily, and stays booked—exactly what Summit buyers chase. The

    Sandi Smith Dalton Wade Inc

    8743 Thomas Dr Unit 227, Panama City, FL 32408
  • /38

    $299,000

    • 4 Beds
    • 2 Baths
    • 1,768 Sq Ft

    7121 Riverbrooke St, Panama City, FL 32404

    WATERFRONT + MINUTES TO TYNDALL AFB!Wake up to lake views every day in this spacious 4 BED / 2 BATH Cali floor plan located directly on Lake Joanna! Whether you're sipping coffee on the screened-in patio or enjoying the open-concept living space, the water is always in sight. This home is designed for comfort with a split-bedroom layout, vinyl plank flooring throughout all main areas, and a

    Daniel Raffield Empire Real Estate of Florida LLC

    7121 Riverbrooke St, Panama City, FL 32404
  • /49

    $685,000

    • 2 Beds
    • 2 Baths
    • 1,310 Sq Ft

    8715 Surf Dr Unit 703, Panama City, FL 32408

    Gulf Crest 703 has one of the BEST 2BR/2BA floor plans in Panama City Beach with its WIDE open concept living space located on the highly sought after 7th floor (not too high, not too low) and includes one of the most desirable ASSIGNED parking spaces in the entire property (short walk to elevators). This immaculate condo has been a non-rental, and is turn key rental ready or can be used as a

    Beach Billy Seeberger Think Real Estate

    8715 Surf Dr Unit 703, Panama City, FL 32408
  • /28

    $280,000

    • 1 Bed
    • 2 Baths
    • 1,047 Sq Ft

    9902 S Thomas Dr Unit 1237, Panama City, FL 32408

    Unlock an exceptional investment opportunity in Panama City Beach, FL, with this beautifully updated and fully furnished condo at Laketown Wharf. Nestled in a prime location within the complex, it offers quick access to elevators, enhancing convenience for guests and boosting rental demand. The unit features stunning lake views from the balcony and breathtaking Gulf views from various locations

    Mowayne Copeland Keller Williams Success Realty

    9902 S Thomas Dr Unit 1237, Panama City, FL 32408
  • /2

    $75,000

    • Land
    • 0.48 Acre
    • $156,250 per Acre

    7635 Kelly Hill Rd, Panama City, FL 32409

    Vacant Lot on water. No value to the small house/shed on the lot. Seller will not make any repairs to the small house. Close to Southport and Lynn Haven, restaurants, medical facilities and shopping. This lot would make a great weekend place or permanent residence. GO SEE THIS WATER FRONT LOT.

    Peggy Hanson Counts Real Estate Group

    7635 Kelly Hill Rd, Panama City, FL 32409
  • /49

    $295,000

    • 3 Beds
    • 2 Baths
    • 1,262 Sq Ft

    9902 S Thomas Dr Unit 731, Panama City, FL 32408

    Spacious 2BR + Bunk Area Condo with Lake Views at Laketown Wharf Resort! Welcome to your slice of paradise in the heart of Panama City Beach! This spacious 2-bedroom, 2-bath condo plus a bunk area is located on the lakeside of the highly sought-after Laketown Wharf Resort—just steps from the world's most beautiful white-sand beaches, shopping, dining, and entertainment. Enjoy stunning lake views

    Gene C. Ursprung, P.A. Beach Time Realty, Inc

    9902 S Thomas Dr Unit 731, Panama City, FL 32408
  • /44

    $390,000

    • 1 Bed
    • 1 Bath
    • 609 Sq Ft

    9850 S Thomas Dr Unit 102W, Panama City, FL 32408

    Experience effortless coastal living in this beautifully renovated ground floor Gulf front condo, where stunning direct views of the Gulf and pristine sandy beaches greet you the moment you step inside. This inviting beachfront retreat features an open kitchen with granite countertops, crisp white cabinetry, stainless steel appliances and a thoughtfully designed workspace that makes everyday

    Mike Glass LPT Realty LLC

    9850 S Thomas Dr Unit 102W, Panama City, FL 32408
  • /21

    $349,000

    • 1 Bed
    • 1.5 Baths
    • 911 Sq Ft

    9900 S Thomas Dr Unit 1310, Panama City, FL 32408

    Imagine waking up to breathtaking views of sugar-white sands and emerald waters from your private 13th-floor balcony. The dream becomes reality for you and your guests when you invest in this stunning Shores of Panama beachfront condo! Located in the heart of Panama City Beach, this prime location puts you within walking distance of shopping, dining, and top entertainment spots. This 1-bedroom +

    Marcus Parrish Gulf Life Real Estate Inc

    9900 S Thomas Dr Unit 1310, Panama City, FL 32408
  • /41

    $1,325,000

    • 3 Beds
    • 2 Baths
    • 1,950 Sq Ft

    5004 Thomas Dr Unit 401, Panama City, FL 32408

    Experience Unrivaled Luxury at This Gulf-Front Oasis Welcome to your dream coastal retreat, a fully renovated three-bedroom, two-bathroom condominium situated at the perfect level on the 4th floor, offering some of the most breathtaking views in Panama City Beach. This stunning property combines the tranquility of beachfront vacationing with sophisticated, high-end design elements and impressive

    Michael Blevins CENTURY 21 AllPoints Realty

    5004 Thomas Dr Unit 401, Panama City, FL 32408
  • /30

    $289,000

    • 1 Bath
    • 489 Sq Ft

    8817 S Thomas Dr Unit A517, Panama City, FL 32408

    Experience true beachfront living at 8817 Thomas Drive, Unit A517. This Gulf-front condo offers stunning views of the emerald waters and unforgettable sunsets you can enjoy right from the unit, painting the sky in brilliant colors each evening. Wake up to the sound of waves, spend your days on the sugar-white sand, and unwind as the sun melts into the horizon. Located in the heart of Panama City

    kyle Ballif EXP Realty LLC

    8817 S Thomas Dr Unit A517, Panama City, FL 32408
  • /67

    $485,000

    • 3 Beds
    • 3 Baths
    • 1,681 Sq Ft

    9860 S Thomas Dr Unit 1121, Panama City, FL 32408

    Welcome to Laketown Wharf 1121***Best GULF VIEW Discover luxury living with this gorgeous condo offering the most spectacular view of the Gulf of Mexico. Bask in the beauty of the sunset from the comfort of your own home. This fully renovated condo exudes a fresh and modern vibe, featuring brand-new floors, freshly painted walls, and stylishly updated lighting fixtures. Every detail has been

    Phyllis Holloway Coastal Living Realty & Associates

    9860 S Thomas Dr Unit 1121, Panama City, FL 32408
  • /45

    $1,495,000

    • 6 Beds
    • 8 Baths
    • 4,746 Sq Ft

    506 Anemone St, Panama City, FL 32413

    Investors, this is your golden opportunity! Located in the highly desirable Bid-A-Wee Beach neighborhood just steps away from your private beach access and just 2 Miles from Pier Park! This DUPLEX is designed with rental potential in mind. Each unit boasts its own private entrance, making it easy to rent out separately or accommodate a large family seeking spacious living. With a first-floor

    Abbott Martin Group EXP Realty LLC

    506 Anemone St, Panama City, FL 32413
  • /5

    $339,500

    • Land
    • 0.88 Acre
    • $385,795 per Acre

    7210 Bay Crest Rd, Panama City, FL 32409

    **WATERFRONT WITH DEEP WATER ACCESS! ** .88 ACRES in a great location! This property is located in Southport, FL, on Gainer Bayou . No HOA! Clear and ready to build! This property offers plenty of space for building your dream home with a waterfront view! This almost 1 Acre lot also offers 97 feet of waterfront. Fishing, Crab trapping, Kayaking and dolphin watching all from your own back yard!

    Jonathan Minerick HomeCoin.com

    7210 Bay Crest Rd, Panama City, FL 32409
  • /35

    $899,000

    • 4 Beds
    • 3 Baths
    • 3,396 Sq Ft

    6201 Highway 2311, Panama City, FL 32404

    Lowest priced per sq/ft property (under roof) on Deerpoint Lake!!! Custom built homes of this quality are incredibly rare in today's market. Take into account that it's perfectly situated on a privately wooded waterfront 1.3 acre lot, it has a gorgeous lake view pool, and that it's been meticulously maintained/complete with all the essential updates... and you won't believe the price on this one!

    Garrett Aune Beachy Beach Real Estate

    6201 Highway 2311, Panama City, FL 32404
  • /50

    $1,199,000

    • 3 Beds
    • 3 Baths
    • 2,344 Sq Ft

    7115 Thomas Dr Unit 901, Panama City, FL 32408

    Discover unparalleled luxury and breathtaking Gulf front views in this exquisite 3-bedroom, 3-bathroom corner unit condominium located in the prestigious Hidden Dunes community. Perfectly positioned on the 9th floor, this stunning residence offers panoramic views of the Gulf, setting the stage for unforgettable sunsets and serene seaside living. Step into a grand living space bathed in natural

    Beau Blankenship Christies International Real Estate Emerald Coast

    7115 Thomas Dr Unit 901, Panama City, FL 32408
  • /9

    $550,000 New Construction

    • 3 Beds
    • 3.5 Baths
    • 2,388 Sq Ft

    913 Plantation Dr, Panama City, FL 32404

    FABULOUS OWNER FINANCING AVAILABLE! NEW CONSTRUCTION - Beautiful 3BR/3.5 BA W/Office. This 2 Story Home boasts 2388 sq ft of living space with a 2 car garage. From the moment that you walk up to the inviting front door and step inside you will feel right at home. Foyer area to the main area is wider than most homes. Open floor plan with a neutral color palet, all stainless appliances, quartz

    Donna Johnson Anchor Realty Florida

    913 Plantation Dr, Panama City, FL 32404
  • /8

    $145,000

    • Land
    • 0.27 Acre
    • $537,037 per Acre

    6416 Marvin Ln, Panama City, FL 32409

    Whether you're searching for a primary residence or a weekend retreat with boating access, this property is the perfect fit. This .27-acre canal lot offers quick access to the deep waters of North Bay and is conveniently located near Lynn Haven's shopping and dining. The land is vacant, ready for clearing and building. Buyers are encouraged to verify all information.

    Team Don and Bubba EXP Realty LLC

    6416 Marvin Ln, Panama City, FL 32409
  • /81

    $375,000

    • 3 Beds
    • 3 Baths
    • 1,681 Sq Ft

    9902 S Thomas Dr Unit 1234, Panama City, FL 32408

    Welcome to Laketown Wharf 1234 — Your Coastal Escape Awaits Experience the pinnacle of modern coastal living in this fully renovated, turn-key condo at one of Panama City Beach's most sought-after resorts. Designed with comfort and style in mind, this stunning unit features brand-new flooring, freshly painted interiors, and updated lighting that create a clean, bright, and sophisticated

    Phyllis Holloway Coastal Living Realty & Associates

    9902 S Thomas Dr Unit 1234, Panama City, FL 32408
  • /43

    $479,999

    • 4 Beds
    • 2 Baths
    • 1,800 Sq Ft

    6703 S Lagoon Dr, Panama City, FL 32408

    Fully remodeled home on a spacious corner lot just across the street from the water and nearby boat ramp. This property features a new permitted roof, new HVAC, new windows, new water heater, new appliances, new flooring, updated bathrooms, and fresh paint throughout. Truly move-in ready in a prime S Lagoon Dr location.

    Chris Allen Real Broker LLC

    6703 S Lagoon Dr, Panama City, FL 32408
  • /26

    $449,900

    • 2 Beds
    • 3 Baths
    • 1,148 Sq Ft

    9900 S Thomas Dr Unit 2007, Panama City, FL 32408

    Master Bedroom faces gulf! Enjoy floor-to-ceiling glass doors to the balcony from both the living room and the master bedroom. This 2-bedroom + bunk room, 2.5-bath layout lives like a 3-bedroom condo and rents like one too. Located in the ideal Stack 20, giving the best Gulf, Beach AND Pool views! ✨ Seller is offering flexible owner financing with a substantial down payment and agreeable

    Carla Singleton Ohana Real Estate Services

    9900 S Thomas Dr Unit 2007, Panama City, FL 32408
  • /12

    $550,000

    • Land
    • 0.63 Acre
    • $873,016 per Acre

    Lot 12 Northshore Islands Rd, Panama City, FL 32405

    **WATERFRONT** .63 Acres - Northshore Islands, cleared, filled, level, site prepped and ready to build! The lot is a private island and has bay-front and canal front with gulf access. Docks are permitted. The aerial photography highlights the privacy, nature, views and lifestyle unavailable anywhere else. A private bridge brings you home to unobstructed, 270 degree views of the bay. and no

    Bubba McCants EXP Realty LLC

    Lot 12 Northshore Islands Rd, Panama City, FL 32405
  • /29

    $375,000

    • 4 Beds
    • 2 Baths
    • 1,796 Sq Ft

    137 Arlington Dr, Panama City, FL 32404

    Have you ever wanted to live on the water with a nice sized yard and close to dining and shopping? If so, then this home is the one your looking for. With 4 spacious bedrooms and 2 bathrooms, almost a 1⁄2 acre lot, only 15-20 minutes from 23rd ST, and 10 minutes to Tyndall Air Force Base. Kitchen is spacious and offers plenty of cabinet space. Master bedroom offers double closets. You can slide

    Lee Tadlock Northwest Florida Realty, LLC

    137 Arlington Dr, Panama City, FL 32404
  • /51

    $399,900

    • 2 Beds
    • 2.5 Baths
    • 1,066 Sq Ft

    9900 S Thomas Dr Unit 418, Panama City, FL 32408

    🚨 READY TO SELL NOW! 🚨HUGE PRICE DROP — NOW $399,900! (Previously $449,900) LOW FLOOR • CENTER STACK • GULF-FRONT MASTER BEDROOM • MOST POPULAR 2BR + BUNK PLAN This is one of the BEST values at Shores of Panama right now! Located on the highly desired 4th floor, this premier 2BR + Bunk condo offers the perfect elevation for easy access, straight-on views of the lagoon pool and

    Carla Singleton Ohana Real Estate Services

    9900 S Thomas Dr Unit 418, Panama City, FL 32408
  • /26

    $260,000

    • 2 Beds
    • 2 Baths
    • 860 Sq Ft

    316 Cherry St Unit 22, Panama City, FL 32401

    Welcome to your dream oasis at 316 Cherry St, Unit 22, nestled in the picturesque Bunkers Cove neighborhood! This stunning Bay Club Condominium offers an exceptional blend of comfort and luxury, making it the ideal retreat for those seeking a vibrant lifestyle. As you step into this delightful two-bedroom, two-bathroom home, you'll be greeted by a bright and airy living space that immediately

    Shannon Cole QUORA REALTY

    316 Cherry St Unit 22, Panama City, FL 32401
  • /5

    $70,000

    • Land
    • 0.52 Acre
    • $135,659 per Acre

    107 Lake Merial Blvd, Panama City, FL 32409

    I’m Excited About This Property! ........ Now Let Me Tell You Why! ... OWNER FINANCING! ... Gated Community! .... Build the Waterfront Home Of Your Dreams! Here Are The Details: ... Land: 22,476/sf .... Linear Water Front: 155’ .... This property has it all! .... Buyer must preview "Virtual Walk-Through" before showing.

    Leon Weinschneider Beachfront Realty Inc

    107 Lake Merial Blvd, Panama City, FL 32409
  • /12

    $28,000

    923 Watermark Way, Panama City, FL 32404

    Build Your Dream Home in a Gated Waterfront Community! Discover the perfect opportunity to create your coastal retreat on this recently cleared lot in the exclusive Laird Point community. This gated, waterfront neighborhood offers a serene and private atmosphere while providing convenient access to the water for boating and fishing enthusiasts. Located just minutes from local restaurants, shops,

    John Arroyo LPT Realty LLC

    923 Watermark Way, Panama City, FL 32404
  • /6

    $260,000

    • 1 Bed
    • 1 Bath
    • 656 Sq Ft

    3600 Thomas Dr Unit D102, Panama City, FL 32408

    Water views and your own dock await! This beautifully renovated first-floor condo offers a serene, waterfront lifestyle with direct lagoon access. Imagine waking up to views of palm trees and water from your living room and bedroom, then stepping onto your private balcony to enjoy spectacular sunsets. This isn't just a condo; it's a boater's paradise, featuring BOAT PARKING AND DEEDED DOCK ACCESS

    Cliff Glansen FLATFEE.COM

    3600 Thomas Dr Unit D102, Panama City, FL 32408
  • /42

    $299,900

    • 2 Beds
    • 2 Baths
    • 1,262 Sq Ft

    9902 S Thomas Dr Unit 329, Panama City, FL 32408

    **Back on the market due to no fault of the seller**Amazing deal alert... recently updated and ready for you! This perfect turnkey, rental-ready lakeview condo at Laketown Wharf offers 2 bedrooms, 2 bathrooms, plus a bunk room with approximately 1,262 sqft. Enjoy a spacious open living and dining area featuring granite countertops and a fully equipped kitchen with a breakfast bar. Recent upgrades

    Meghan Hall Keller Williams Realty Emerald

    9902 S Thomas Dr Unit 329, Panama City, FL 32408
  • /77

    $3,995,000

    • 7 Beds
    • 7.5 Baths
    • 4,024 Sq Ft

    8319 Surf Dr Unit A, Panama City, FL 32408

    Welcome to Southern Comfort—your slice of beachfront paradise, where Southern hospitality meets upscale coastal living. This luxury Gulf-front home is designed for gathering, celebrating, and relaxing in style. Spanning over 4,000 square feet, the home features 7 bedrooms, 7.5 baths, a game room, and thoughtful touches throughout that make it as welcoming as it is impressive. On the main level,

    Joslyn Jacobs Berkshire Hathaway HomeServices

    8319 Surf Dr Unit A, Panama City, FL 32408
  • /65

    $369,500

    • 1 Bed
    • 1.5 Baths
    • 740 Sq Ft

    8743 Thomas Dr Unit 422, Panama City, FL 32408

    Remarks: This stunning, fully updated 1 Bedroom 1.5 Bath lower-level condo offers a coastal and turnkey rental opportunity. Features include Complete renovation with all new electrical, plumbing, water heater and HVAC. Drop ceilings with recessed lighting for bright, clean look. New finishes throughout including doors, trim, flooring, and paint. Custom built-in bunks. Updated kitchen with new

    Jo Cochran Anchor Realty Florida

    8743 Thomas Dr Unit 422, Panama City, FL 32408
  • /17

    $1,250,000

    • Land
    • 3.6 Acres
    • $347,222 per Acre

    2026 Fulton St, Panama City, FL 32409

    Prime opportunity on Fanning Bayou! This beautiful property offers endless potential, perfect for investors, ideal for developers( Could be Bay Counties next waterfront community), and fantastic location for a business venture. With excellent access to Highway 77, this property combines waterfront appeal with high traffic visibility. Whether you're planning a thriving business or a thoughtfully

    Tonia Hathaway CENTURY 21 Commander Realty

    2026 Fulton St, Panama City, FL 32409

Showing Results 161 - 200, Page 5 of 15

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