Waterfront Homes for Sale in Panama City, FL

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  /7

  $99,900

  • Land
  • 0.67 Acre
  • $149,104 per Acre

  4813 S Lakewood Dr, Panama City, FL 32404

  Wake up to peaceful waterfront views on Lake Martin with this rare 0.67-acre lakefront homesite in Panama City, FL. Offering direct water access, this property is ideal for building your custom home while enjoying kayaking, fishing, and quiet mornings right from your backyard. Set within an established residential area with surrounding homes already in place, this lot provides both a clear vision

  Raymond Williams PA Think Real Estate

  4813 S Lakewood Dr, Panama City, FL 32404
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  /6

  $4,000,000

  • Land
  • 80 Acres
  • $50,000 per Acre

  00 Highway 2297, Panama City, FL 32404

  +/- 80 acres with over 2,200ft of waterfront onEast Bay, with direct access to the Gulf of Mexico. Currently zoned CSVH, allowing for 2 residential units / acre. Water, electricity, and sewer are available to site. Directly across the bay from Tyndall Air Force Base. The City of Callaway has seen significant growth from a $5.2 billion rebuild of Tyndall Air Force Base—the largest MILCON

  Anderson Brooks NAI TALCOR

  00 Highway 2297, Panama City, FL 32404
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  /34

  $439,000

  • 2 Beds
  • 2 Baths
  • 1,525 Sq Ft

  1600 Marina Bay Dr Unit 406, Panama City, FL 32409

  This two-bedroom, two-bath beauty offers you breathtaking bay views from the fourth floor. Nestled in a secure, gated community, it boasts spacious living areas. The perfect blend of luxury and tranquility awaits! Take in the charm, comfort and bask in natural light flooding through expansive windows, highlighting the pristine condition and exquisite design of your spacious haven. Step into

  Victoria Haley Counts Real Estate Group Inc

  1600 Marina Bay Dr Unit 406, Panama City, FL 32409
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  /23

  $340,000

  • 2 Beds
  • 2 Baths
  • 1,048 Sq Ft

  8815 Thomas Dr Unit 207, Panama City, FL 32408

  Moondrifter 207 is a turnkey beachfront condo designed for both enjoyment and strong rental performance, offering direct Gulf views and a prime location next to the future Tootsies entertainment complex, which will further drive demand and appreciation. Recent high-value upgrades—including a 2025 A/C system, a 2024 balcony slider, a 2024 washer and dryer, and a 2025 dishwasher—ensure lower

  Viola Zhuravel Fun Quest Vacation Rentals Corp

  8815 Thomas Dr Unit 207, Panama City, FL 32408
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  /43

  $582,000 New Construction

  • 4 Beds
  • 3 Baths
  • 2,320 Sq Ft

  St Andrew Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The St. Andrew is a stunning one-story home with 4 bedrooms and 3 baths, designed for spacious, single-level living. The vaulted great room flows seamlessly into the dining area and island kitchen, complete with stainless appliances, stone countertops, and tile backsplash.The primary suite is a true retreat, featuring a tile-to-ceiling shower, dual vanities, optional tub, and a huge walk-in

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004357, Panama City, FL 32405
• 

  $398,178 New Construction

  • 2 Beds
  • 2 Baths
  • 1,167 Sq Ft

  2301 Larkspur St, Panama City, FL 32405

  Harris Doyle Homes Builder

  2301 Larkspur St, Panama City, FL 32405
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  /26

  $360,000

  • 2 Beds
  • 2.5 Baths
  • 1,158 Sq Ft

  5720 Beach Dr, Panama City, FL 32408

  This Beach Townhouse is located in the South Lagoon area, just blocks from the Gulf of Mexico. This is a great income producing property with no HOA and in flood zone X. This 2 bedroom 2 1/2 bath townhouse ready for you or visitors to enjoy all that Panama City Beach has to offer! From the master bedroom balcony you can enjoy view of the Gulf. The unit is fully furnished. The Roof was replaced in

  Cindy Hamre Coastal Choice Realty LLC

  5720 Beach Dr, Panama City, FL 32408
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  /15

  $335,000

  • 2 Beds
  • 2 Baths
  • 1,262 Sq Ft

  9860 S Thomas Dr Unit 907, Panama City, FL 32408

  Own a Slice of Paradise at Laketown Wharf - Gulf-View Turnkey Investment! Discover the perfect blend of luxury, convenience, and rental potential with this stunning 2-bedroom, 2-bathroom condo, plus an additional bunk room--ideal for maximizing occupancy and returns. Wake up to breathtaking Gulf views and enjoy a fully equipped kitchen featuring stainless steel appliances, granite countertops,

  Andrew Turner Real Broker LLC

  9860 S Thomas Dr Unit 907, Panama City, FL 32408
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  /41

  $659,000

  • 3 Beds
  • 3 Baths
  • 1,400 Sq Ft

  9900 S Thomas Dr Unit 2331, Panama City, FL 32408

  Shores of Panama offers resort-style beachfront living, and this 3BR/3BA penthouse is perfectly positioned to take full advantage of it. Located on the end of the U, this unit sits directly on the Gulf, providing sweeping, unobstructed beach and water views from an expansive wrap-around balcony — an ideal setting for enjoying stunning sunrise views over the coastline. Inside, the spacious layout

  Marcy O'Donnell Luxe Coastal Realty Group LLC

  9900 S Thomas Dr Unit 2331, Panama City, FL 32408
• 

  $819,388 New Construction

  • 4 Beds
  • 3.5 Baths
  • 3,212 Sq Ft

  TBD -Cs-swb03-0a-0651, Panama City, FL 32405

  The Hutchinson is an impressive two-story home that blends thoughtful design, flexibility, and luxury living. With 4 bedrooms and 3.5+ baths, including a main-level primary suite, this plan offers a private retreat while keeping the heart of the home open and inviting.The primary suite features a tile-to-ceiling shower, dual vanities, optional separate tub, and a spacious walk-in closet. The open

  Harris Doyle Homes Builder

  TBD -Cs-swb03-0a-0651, Panama City, FL 32405
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  /49

  $534,900

  • 3 Beds
  • 2 Baths
  • 2,075 Sq Ft

  7248 W Lakeland Dr, Panama City, FL 32404

  Boater's Paradise on Deer Point Lake!Welcome to 7248 W. Lakeland Drive, a rare waterfront gem offering approximately 250 feet of water frontage along the side and rear of the property. Ideally situated on a canal, this home captures stunning views of the expansive, deep waters of Deer Point Lake and delivers the ultimate Florida waterfront lifestyle. With direct water access, this property is

  Melanie Allen Corcoran Reverie

  7248 W Lakeland Dr, Panama City, FL 32404
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  $409,000 New Construction

  • 3 Beds
  • 2 Baths
  • 1,392 Sq Ft

  Largo Plan at SweetBay - The Cottages, Panama City, FL 32405

  The Largo is a thoughtfully designed one-story home that offers easy, lock-and-leave living with flexible spaces and timeless appeal. With 3 bedrooms on a single level, this plan features a private primary suite thoughtfully separated from the secondary bedrooms for added privacy.High ceilings enhance the open eat-in kitchen and great room, creating a bright, welcoming space for everyday living

  Harris Doyle Homes Builder

  3204 Heartleaf Ave E Unit 37003992, Panama City, FL 32405
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  /8

  $225,000

  • Land
  • 0.26 Acre
  • $865,385 per Acre

  1448 W Park St, Panama City, FL 32404

  Waterfront Lot with Gulf Access - Rare Opportunity in the Panama City area. Discover the perfect blend of seclusion and convenience with this stunning waterfront lot located in Callaway on the east end of Panama City. Just minutes from Tyndall Air Force Base and only a 30-minute drive to the white-sand beaches of Panama City Beach, this property offers a peaceful escape while keeping you close to

  Bubba McCants EXP Realty LLC

  1448 W Park St, Panama City, FL 32404
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  /27

  $649,000

  • 5 Beds
  • 5 Baths
  • 4,419 Sq Ft

  2402 E 2nd Ct, Panama City, FL 32401

  Discover an exceptional opportunity to own a large waterfront estate on over 1.1 acres, just a short distance from the sugar-white sands and emerald waters of the Gulf of America. Offering 4,419 square feet, this expansive 5-bedroom, 5-bath ranch-style home sits on a rare oversized waterfront lot—providing the space, privacy, and potential that are increasingly hard to find along the coast. The

  Cindy Shoemaker Christies International Real Estate Emerald Coast

  2402 E 2nd Ct, Panama City, FL 32401
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  $584,997 New Construction

  • 3 Beds
  • 2 Baths
  • 2,117 Sq Ft

  1203 Buttonsage Ave, Panama City, FL 32405

  The Grayton is a two-story home that combines open living, privacy, and versatile spaces. With 3 bedrooms and 2.5 baths, including a main-level primary suite and an additional bedroom on the first floor, this plan provides a private retreat while keeping everyday living areas conveniently connected.The primary suite is tucked away for maximum privacy and features a spacious bath with a

  Harris Doyle Homes Builder

  1203 Buttonsage Ave, Panama City, FL 32405
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  /42

  $479,000

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 309, Panama City, FL 32408

  Reflections Spa & Resort at Bay Point is one of the premier condominium resorts in Panama City Beach. Boasting two generously sized bedrooms sure to provide a peaceful retreat, each with its own bathroom. Wake up to the gentle morning light streaming through the windows and enjoy the calming views right from the comfort of your bed. The master bedroom features access to a beautiful private

  Kaitlin Husbands Legacy Premier Agency

  4100 Marriott Dr Unit 309, Panama City, FL 32408
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  /53

  $439,000

  • 2 Beds
  • 2 Baths
  • 1,015 Sq Ft

  6505 Thomas Dr Unit 411, Panama City, FL 32408

  2BR/2BA Gulf-front condo in Summerhouse in Panama City Beach with a private balcony overlooking the Gulf. Approximately 1,015 sq ft, built in 1987, with short-term rentals allowed. Located in the Summerhouse condominium on Thomas Drive in Panama City Beach, this 2 bedroom, 2 bathroom Gulf-front condo offers direct access to the beachfront lifestyle along the Gulf of Mexico. Positioned on the 4th

  Greg Taylor Counts Real Estate Group Inc

  6505 Thomas Dr Unit 411, Panama City, FL 32408
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  /60

  $399,000

  • 3 Beds
  • 2.5 Baths
  • 1,840 Sq Ft

  2603 Mystic Ln Unit PO46, Panama City, FL 32408

  This two-story Waterhaven condo is a dream with its beautiful kitchen, lofted ceilings, and spacious layout. From the crown molding to the hardwood flooring, every detail seems carefully designed for comfort and elegance. The oversized kitchen island and high-end appliances like the Viking gas range oven, Sub Zero refrigerator, and a wine fridge perfect for entertaining guests or enjoying your

  Connor Meyette CENTURY 21 Commander Realty

  2603 Mystic Ln Unit PO46, Panama City, FL 32408
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  /69

  $389,000

  • 2 Beds
  • 2 Baths
  • 1,230 Sq Ft

  8730 Thomas Dr Unit 410, Panama City, FL 32408

  Bring Your Boat! Enjoy one of the best lagoon views in the complex from this spacious 40-foot wraparound balcony, perfect for sunrise coffee or sunset entertaining. Located just minutes from the Gulf by boat, this waterfront condo offers the ideal blend of boating, beach, and convenience. This highly sought-after floor plan features 2 bedrooms and 2 bathrooms on the same level, making it both

  Roger Rietsema Allison James Estates & Homes

  8730 Thomas Dr Unit 410, Panama City, FL 32408
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  /36

  $245,000

  • 2 Beds
  • 2 Baths
  • 1,070 Sq Ft

  6901 N Lagoon Dr Unit 37, Panama City, FL 32408

  Welcome to Unit 37 at Palisades Condos, located on Panama City Beach's Grand Lagoon. This 2 bedroom, 2 bath ground floor condo has been nicely renovated with new kitchen and both baths and comes furnished. The galley style kitchen has a nice stainless appliance package,bright white cabinets and decorative back splash, A breakfast bar is there for your morrning coffee and quick lunch. Formal meals

  Jeff Payne Keller Williams Success Realty

  6901 N Lagoon Dr Unit 37, Panama City, FL 32408
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  /65

  $575,000

  • 3 Beds
  • 2.5 Baths
  • 2,389 Sq Ft

  3209 Astor Ave, Panama City, FL 32405

  Move-in ready 3-bedroom, 2.5-bath ''Captiva'' floor plan located in the highly sought-after SweetBay community of Panama City--offering the perfect blend of bayfront living, modern comfort, and unbeatable convenience. Designed with entertaining in mind, the first floor showcases a spacious open-concept layout seamlessly connecting the living, dining, and kitchen areas. The chef's kitchen features

  Heather Curry Real Broker LLC

  3209 Astor Ave, Panama City, FL 32405
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  /12

  $68,999

  • Land
  • 0.8 Acre
  • $86,249 per Acre

  719 Vista Del Sol Ln Unit 18, Panama City, FL 32404

  Check out this EPIC lot at a GREAT price! Laird Bayou is a hidden GEM; come and experience the incredible beauty of the area. Build your dream home in this gated community and live just down the street from the boat dock and boat ramp to get to some of the best fishing and recreational boating in East Bay. Or relax at the community pool, complete with a bath house, and enjoy the peace and quiet

  Marty Webster Counts Real Estate Group Inc

  719 Vista Del Sol Ln Unit 18, Panama City, FL 32404
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  /26

  $455,900

  • 2 Beds
  • 2 Baths
  • 866 Sq Ft

  608 Seabreeze Dr, Panama City, FL 32413

  If you know Venture Out, you already understand how rare an opportunity this is. And if you're new to this nearly 60-acre golf-cart community... listen up, because you won't want to miss it. Perfectly positioned directly beside St. Andrews State Park, this home offers immediate access to fishing, trails, wildlife, and the natural beauty that makes this area so special. Venture Out also boasts 4.5

  Nathan Lawrence Legacy Premier Agency

  608 Seabreeze Dr, Panama City, FL 32413
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  /51

  $564,000 New Construction

  • 4 Beds
  • 2.5 Baths
  • 2,586 Sq Ft

  Madeira Plan at Indigo Lakes - Phase III, Panama City, FL 32405

  The Madeira is a beautifully designed two-story home that combines open, flexible living with luxurious private spaces. With 4 bedrooms and 3.5 bathsplus the option to convert the formal dining room into a fifth bedroom or studythis plan offers both versatility and comfort for growing families.A welcoming foyer leads into the home, adjacent to the formal dining area, while the open great room

  Harris Doyle Homes Builder

  3204 Heartleak Ave Unit 37004008, Panama City, FL 32405
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  /10

  $275,694 New Construction

  • 3 Beds
  • 2 Baths
  • 1,520 Sq Ft

  11509 Singo Dr, Panama City, FL 32404

  COVERING CLOSING COST WITH PREFERRED LENDER! Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With

  Shae Shepherd Adams Homes Realty, Inc.

  11509 Singo Dr, Panama City, FL 32404
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  /25

  $265,000

  • 3 Beds
  • 2.5 Baths
  • 1,545 Sq Ft

  306 Sukoshi Dr, Panama City, FL 32404

  Fire storm SALE! Seller says make a offer.Waterfront on Callaway Bayou. This 3 bedroom 2.5 bath townhome is very close to Tyndall AFB and Tyndall Parkway. Sigle car garage and a nice porch over looking Callaway Bayou. Your limitation is your imagination.

  James Fisher Eagle American Realty Group LLC

  306 Sukoshi Dr, Panama City, FL 32404
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  /48

  $244,900

  • 3 Beds
  • 2.5 Baths
  • 1,280 Sq Ft

  533 S Berthe Ave, Panama City, FL 32404

  Don't miss this rare opportunity to own a waterfront townhome with direct bay access at the best price on the market. This two-story, 3-bedroom, 2-bathroom home offers the ultimate coastal lifestyle with a private dock, perfect for relaxing by the water, launching a kayak, or keeping your boat just steps from your door. Extensive updates provide peace of mind, including a new roof (2024), HVAC

  Jordan Jarrett Keller Williams Success Realty

  533 S Berthe Ave, Panama City, FL 32404
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  /2

  $312,333 New Construction

  • 3 Beds
  • 2 Baths
  • 1,720 Sq Ft

  11447 Godart St, Panama City, FL 32404

  CLOSING COST COVERED WITH PREFERRED LENDER. Come Experience The Difference with Adams Homes in this versatile family floorplan. Includes granite countertops, CoreTec Pro Plus flooring, a sprinkler system, and a rear-load two car garage. Enjoy Florida's great outdoors by calling this peaceful waterfront community home. From kayaking and fishing, to boating East Bay can accommodate it all. With

  Shae Shepherd Adams Homes Realty, Inc.

  11447 Godart St, Panama City, FL 32404
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  /27

  $236,000

  • 1 Bath
  • 489 Sq Ft

  8817 S Thomas Dr Unit A615, Panama City, FL 32408

  The Perfect Beach Retreat! Beautifully updated Gulf front Studio Condo located at Top of the Gulf resort in Panama City Beach! This studio condo features a tiled floor throughout, full kitchen, king size bed and ample natural light. There is even a large storage closet that some owners have turned into a bunkroom. In February 2026 the electrical panel was replaced along with all of the outlets.

  Gregory Ward Keller Williams Success Realty

  8817 S Thomas Dr Unit A615, Panama City, FL 32408
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  /49

  $425,000

  • 3 Beds
  • 3 Baths
  • 1,485 Sq Ft

  2400 Grandiflora Blvd Unit E1006, Panama City, FL 32408

  Magnolia Bay Club is the epitome of a relaxed Florida lifestyle. From the gated entry to the manicured entrance road with swaying palm trees to the beautiful fountains that guide you home; this is what you have been looking for! Welcomed in by a foyer hall leading back to a top floor 10th story view of the Bay, the bright and airy living room with crown molding and tile floors makes a perfect

  Rhonda Lewis Coldwell Banker Realty

  2400 Grandiflora Blvd Unit E1006, Panama City, FL 32408
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  /56

  $450,000

  • 2 Beds
  • 3 Baths
  • 1,184 Sq Ft

  9900 S Thomas Dr Unit 819, Panama City, FL 32408

  Step into the ultimate beach getaway with this beautifully updated 2-bedroom, 3-bathroom condo in the sought-after Shores of Panama. The unit also includes a DEEDED PARKING SPACE right on the same floor, adding a level of convenience that's hard to beat. This unit is ideal for both personal enjoyment and high rental income, this condo K Floor Plan, comfortably sleeps 8 and boasts over $65K in

  Angela Hale ERA Neubauer Real Estate, Inc

  9900 S Thomas Dr Unit 819, Panama City, FL 32408
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  /37

  $775,000

  • 1 Bed
  • 1 Bath
  • 494 Sq Ft

  303 Blackshear Dr, Panama City, FL 32404

  This fisherman's playground is ready for your boat! Making memories out on the water, sunbathing on the upper deck, watching Tyndall Air shows, and taking in the coasts gorgeous sunsets could be your reality with this property. It is one of the only lots along the bay that you can back your truck up to the boat dock to load and unload all of your gear (and fish!) conveniently. The lift can handle

  Carla Ashabranner Selling The Coast LLC

  303 Blackshear Dr, Panama City, FL 32404
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  /42

  $260,000

  • 1 Bed
  • 1 Bath
  • 980 Sq Ft

  3600 Thomas Dr Unit D307, Panama City, FL 32408

  Enjoy waterfront living in this 1BR/1BA condo with a spacious loft, perfectly positioned on the lagoon with direct access to the Gulf of Mexico. Residents have access to a dock where you can park your boat, plus on-site boat storage for owners. This prime location puts you walking distance to the beach, popular restaurants, and nightlife, directly across the street from the marina that offers

  Clint Furney Anchor Realty Florida

  3600 Thomas Dr Unit D307, Panama City, FL 32408
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  /64

  $449,900

  • 2 Beds
  • 2 Baths
  • 1,458 Sq Ft

  4100 Marriott Dr Unit 208, Panama City, FL 32408

  Wow - gorgeous from the moment you open the door! Experience lagoon-front living in this stunning 2-bedroom, 2-bath coastal residence located in the highly desirable Bay Point community. Your condominium features a fully updated kitchen, new luxury vinyl plank flooring throughout, a brand-new HVAC system, open-concept layout, and elegant board-and-batten wood trim details. Step onto your private

  Michele Morros Keller Williams Success Realty

  4100 Marriott Dr Unit 208, Panama City, FL 32408
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  /40

  $549,900

  • 4 Beds
  • 2.5 Baths
  • 2,390 Sq Ft

  2412 Grandiflora Blvd, Panama City, FL 32408

  Welcome to Magnolia Bay Club, A popular gated waterfront community on St Andrews Bay in Upper Grand Lagoon. This rare 4 bedroom, 2.5 bath home is the largest floor plan in this community and features beautiful hardwood floors, tile, crown molding, a large living room with a cozy fireplace and custom plantation shutters. There is a large formal dining room that could also be used for an additional

  Tina Rowe Rowe Realty Group LLC

  2412 Grandiflora Blvd, Panama City, FL 32408
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  /38

  $388,000

  • 1 Bed
  • 2 Baths
  • 883 Sq Ft

  5115 Gulf Dr Unit 2002, Panama City, FL 32408

  This 1BR + BUNKS/2BA condo at Seychelles in Panama City Beach earned over $41K IN RENTAL INCOME last year, making it a strong short-term rental investment and the perfect vacation getaway. Designed to accommodate up to six guests, it features a king-size master, built-in hallway bunks, and a sofa sleeper in the living area — ideal for families or groups. Step through sliding glass doors onto a

  Craig Duran Berkshire Hathaway HomeServices Beach Properties of Florida

  5115 Gulf Dr Unit 2002, Panama City, FL 32408
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  /18

  $309,000 Pre-Foreclosure

  • 2 Beds
  • 2 Baths
  • 907 Sq Ft

  9900 S Thomas Dr Unit 2016, Panama City, FL 32408

  TILED THROUGHOUT AND PRICED TO SELL! This is the ''C'' plan that is a 2bd/2bth plan with the double balcony. GULF-FRONT MASTER BEDROOM AND GULF-FRONT LIVING ROOM. Bunk room and master bathroom both have had door added. Great views to the pool and the gulf. Some TLC needed, but a great price. BALCONY REPAIRS HAVE ALREADY BEEN COMPLETED!

  Gabriel Stephani Pineapple Properties

  9900 S Thomas Dr Unit 2016, Panama City, FL 32408
• 

  

  /34

  $375,000

  • Land
  • 0.76 Acre
  • $493,421 per Acre

  1536 Doty Cir, Panama City, FL 32404

  Coastal living dreams? Here's your chance to acquire a wonderful Waterfront property with Gulf access! This property consists of 2 parcels at approximately 3⁄4 of an acre, maybe more, situated on Emmons Bayou which leads directly to East Bay, then onto the Gulf! Amazing opportunity to make your Florida Salt Water dreams come true with approximately 160 ft waterfront on Emmons Bayou with water

  Deborah Class ERA Neubauer Real Estate, Inc

  1536 Doty Cir, Panama City, FL 32404
• 

  

  /10

  $55,900

  • Land
  • 0.43 Acre
  • $130,000 per Acre

  923 Tidewater Ln, Panama City, FL 32404

  Exceptional waterfront home site with stunning water views located in the desirable gated community of Laird Point. Enjoy peaceful privacy, beautiful natural surroundings, and direct backyard water access to enjoy fishing, kayaking, and paddle boarding. Video Tour Available. This property gives you the ideal setting for a relaxed coastal lifestyle while remaining a short drive from the dining,

  Steven Koleno Beycome of Florida LLC

  923 Tidewater Ln, Panama City, FL 32404
• 

  

  /34

  $319,000

  • 2 Beds
  • 2 Baths
  • 1,250 Sq Ft

  100 Cherry St Unit 406, Panama City, FL 32401

  2-bedroom, 2-bath residence featuring new flooring and brand-new appliances throughout. This property offers access to exceptional community amenities, including a large swimming pool, covered pavilion, and a clubhouse complete with kitchen and restrooms—ideal for gatherings and events. Enjoy waterfront living with a fishing and boat mooring dock equipped with electric and water service, plus a

  Charles Sowers Realty One Group Emerald Coast

  100 Cherry St Unit 406, Panama City, FL 32401

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