Seller's Agent in 2024
Erica Schultes
EXIT Realty Midwest
(712) 330-0120
40 in this area
129 Total Sales
101 19th St Spirit Lake, IA 51360
3
Beds
1.5
Baths
1,440
Sq Ft
$225/mo
HOA Fee
Highlights
- Low Bank Waterfront Property
- Community Boat Slip
- Boat Slip
- Spirit Lake Elementary School Rated A-
- Docks
- In Ground Pool
About This Home
As of December 2024Enjoy 3 levels of living in this beautifully updated 3 bedroom 2 bath condo at Terrace Oaks. Not only is there an attached single car garage, this unit also comes with a large storage unit that is 13'8'' x 28'8''. Walk right out to your boat from the lower level and enjoy the expansive views from the main level deck. There will be plenty of space for you to store belongings in the master suite huge walk-in closet. This fall the association is scheduled for a complete residing job. The seller will be paying the entire assessment amount so the next owner gets to enjoy the beautiful face lift. The lower level contains a large sleeping/utility room that is being considered a 3rd bedroom that is non-conforming.
Last Agent to Sell the Property
RE/MAX Lakes Realty License #B61252 Listed on: 10/09/2019
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $2,998
Year Built
- Built in 1984
Lot Details
- Low Bank Waterfront Property
- Waterfront
HOA Fees
- $225 Monthly HOA Fees
Parking
- 1 Car Garage
Home Design
- Brick Exterior Construction
- Frame Construction
- Asphalt Roof
- Wood Siding
Interior Spaces
- 1,440 Sq Ft Home
- 2-Story Property
- Furnished or left unfurnished upon request
- Gas Fireplace
- Lake Views
- Finished Basement
- Walk-Out Basement
Kitchen
- Range
- Microwave
- Dishwasher
- Trash Compactor
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
Laundry
- Dryer
- Washer
Outdoor Features
- Boat Slip
- Docks
- Outdoor Storage
Utilities
- Forced Air Heating and Cooling System
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 07-03-303-003
Community Details
Overview
- Association fees include dock maint, lawn care, parking, shared amenities, snow removal, trash
- Terrace Oaks HOA
- Terrace Oaks Subdivision
Recreation
- Community Boat Slip
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 23, 2024
Closed on
Dec 5, 2024
Sold by
Roger W Christensen Revocable Trust and Therese Christensen Revocable Trust
Bought by
Hansen Robert A and Hansen Nancy A
Seller's Agent
Erica Schultes
EXIT Realty Midwest
Buyer's Agent
Mary Lynn Ingvall
Ingvall Real Estate Team
List Price
$609,900
Sold Price
$577,000
Premium/Discount to List
-$32,900
-5.39%
Views
23
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,702
Avg. Annual Appreciation
0.50%
Purchase Details
Listed on
Jan 18, 2024
Closed on
Mar 18, 2024
Sold by
Christensen Roger W and Christensen Therese
Bought by
Roger W Christensen Revocable Trust and Christensen Revocable Trust
Seller's Agent
Scott Hunter
Hunter Real Estate
Buyer's Agent
Nick Stauss
Stauss Realty
List Price
$539,900
Sold Price
$525,000
Premium/Discount to List
-$14,900
-2.76%
Views
85
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.02%
Purchase Details
Closed on
Oct 17, 2022
Sold by
Michelle Schwartz-Webb Living Trust
Bought by
Christensen Roger and Christensen Therese
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
5.89%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Oct 11, 2022
Sold by
Webb Michael Scott
Bought by
Michelle Schwartz-Webb Living Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
5.89%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Mar 9, 2022
Sold by
Robert And Kathleen Shaw Joint Revocable
Bought by
Michelle Schwartz-Webb Living Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 25, 2010
Sold by
Cecil Maxine L
Bought by
Shaw Robert W and Shaw Kathleen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6%
Mortgage Type
Adjustable Rate Mortgage/ARM
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $577,000 | None Listed On Document | |
| Warranty Deed | $577,000 | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $405,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $255,000 | None Listed On Document | |
| Warranty Deed | $276,750 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $305,000 | Credit Line Revolving | |
| Previous Owner | $150,000 | New Conventional | |
| Previous Owner | $186,400 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $88,500 | Unknown | |
| Previous Owner | $135,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/06/2024 12/06/24 | Sold | $577,000 | -3.8% | $356 / Sq Ft |
| 11/24/2024 11/24/24 | Pending | -- | -- | -- |
| 11/01/2024 11/01/24 | Price Changed | $599,900 | +4.0% | $370 / Sq Ft |
| 09/19/2024 09/19/24 | Sold | $577,000 | +4.9% | $350 / Sq Ft |
| 08/28/2024 08/28/24 | Pending | -- | -- | -- |
| 08/23/2024 08/23/24 | Sold | $550,000 | -9.8% | $353 / Sq Ft |
| 08/23/2024 08/23/24 | For Sale | $609,900 | +2.5% | $376 / Sq Ft |
| 08/11/2024 08/11/24 | Price Changed | $595,000 | -1.7% | $361 / Sq Ft |
| 07/27/2024 07/27/24 | Pending | -- | -- | -- |
| 07/25/2024 07/25/24 | For Sale | $605,000 | +1.7% | $367 / Sq Ft |
| 07/06/2024 07/06/24 | For Sale | $595,000 | +13.3% | $382 / Sq Ft |
| 03/20/2024 03/20/24 | Sold | $525,000 | -2.8% | $365 / Sq Ft |
| 02/04/2024 02/04/24 | Pending | -- | -- | -- |
| 01/18/2024 01/18/24 | For Sale | $539,900 | -6.9% | $375 / Sq Ft |
| 12/15/2023 12/15/23 | Sold | $580,000 | -2.5% | $343 / Sq Ft |
| 11/06/2023 11/06/23 | Pending | -- | -- | -- |
| 11/01/2023 11/01/23 | For Sale | $595,000 | +1.7% | $352 / Sq Ft |
| 05/26/2023 05/26/23 | Sold | $585,000 | -0.7% | $341 / Sq Ft |
| 04/12/2023 04/12/23 | Pending | -- | -- | -- |
| 04/08/2023 04/08/23 | For Sale | $589,000 | +18.4% | $343 / Sq Ft |
| 03/22/2023 03/22/23 | Sold | $497,500 | -2.8% | $345 / Sq Ft |
| 02/14/2023 02/14/23 | Pending | -- | -- | -- |
| 01/16/2023 01/16/23 | For Sale | $512,000 | +57.5% | $356 / Sq Ft |
| 07/26/2022 07/26/22 | Sold | $325,000 | 0.0% | $285 / Sq Ft |
| 06/25/2022 06/25/22 | Pending | -- | -- | -- |
| 06/23/2022 06/23/22 | For Sale | $325,000 | 0.0% | $285 / Sq Ft |
| 06/01/2022 06/01/22 | Sold | $325,000 | +1.6% | $285 / Sq Ft |
| 04/28/2022 04/28/22 | Pending | -- | -- | -- |
| 04/26/2022 04/26/22 | For Sale | $319,950 | +25.5% | $281 / Sq Ft |
| 02/25/2021 02/25/21 | Sold | $255,000 | 0.0% | $224 / Sq Ft |
| 01/17/2021 01/17/21 | Pending | -- | -- | -- |
| 01/08/2021 01/08/21 | For Sale | $255,000 | +46.6% | $224 / Sq Ft |
| 07/15/2020 07/15/20 | Sold | $174,000 | -45.1% | $153 / Sq Ft |
| 07/07/2020 07/07/20 | Pending | -- | -- | -- |
| 07/03/2020 07/03/20 | Sold | $317,000 | -3.6% | $192 / Sq Ft |
| 07/01/2020 07/01/20 | Pending | -- | -- | -- |
| 04/24/2020 04/24/20 | For Sale | $329,000 | +17.9% | $199 / Sq Ft |
| 01/24/2020 01/24/20 | Sold | $279,000 | +51.2% | $194 / Sq Ft |
| 01/24/2020 01/24/20 | For Sale | $184,500 | -33.9% | $162 / Sq Ft |
| 01/13/2020 01/13/20 | Pending | -- | -- | -- |
| 10/09/2019 10/09/19 | For Sale | $279,000 | -36.3% | $194 / Sq Ft |
| 06/22/2018 06/22/18 | Sold | $438,000 | -2.4% | $199 / Sq Ft |
| 05/25/2018 05/25/18 | Pending | -- | -- | -- |
| 05/18/2018 05/18/18 | For Sale | $449,000 | +95.2% | $204 / Sq Ft |
| 02/16/2018 02/16/18 | Sold | $230,000 | -8.0% | $240 / Sq Ft |
| 01/30/2018 01/30/18 | Pending | -- | -- | -- |
| 08/19/2017 08/19/17 | For Sale | $249,900 | -- | $260 / Sq Ft |
Source: Iowa Great Lakes Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,866 | $402,900 | $135,500 | $267,400 |
| 2023 | $3,946 | $402,900 | $135,500 | $267,400 |
| 2022 | $3,784 | $273,400 | $104,100 | $169,300 |
| 2021 | $3,784 | $273,400 | $104,100 | $169,300 |
| 2020 | $3,224 | $235,300 | $89,200 | $146,100 |
| 2019 | $3,102 | $235,300 | $89,200 | $146,100 |
| 2018 | $3,042 | $220,400 | $74,300 | $146,100 |
| 2017 | $3,042 | $220,400 | $74,300 | $146,100 |
| 2016 | $2,958 | $209,300 | $70,600 | $138,700 |
| 2015 | $2,812 | $209,300 | $70,600 | $138,700 |
| 2014 | $3,108 | $225,300 | $69,900 | $155,400 |
| 2013 | $3,012 | $225,300 | $69,900 | $155,400 |
Source: Public Records
Agents Affiliated with this Home
-
Erica Schultes
-
Scott Hunter
S
Seller's Agent in 2024
Scott Hunter
Hunter Real Estate
(515) 745-4560
14 in this area
54 Total Sales
-
Angela Hinn Schaub
A
Seller's Agent in 2024
Angela Hinn Schaub
Hinn Real Estate
(712) 330-4484
13 in this area
32 Total Sales
-
Gretchen Lolis
Seller Co-Listing Agent in 2024
Gretchen Lolis
Hinn Real Estate
(201) 838-4965
7 in this area
30 Total Sales
-
Mary Lynn Ingvall
Buyer's Agent in 2024
Mary Lynn Ingvall
Ingvall Real Estate Team
(712) 330-1121
79 in this area
202 Total Sales
-
Aaron Jones
Buyer's Agent in 2024
Aaron Jones
RE/MAX
(712) 320-9442
77 in this area
317 Total Sales
Map
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 191592
APN: 07-03-303-013
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