$438,000
SOLD JUN 22, 2018

101 19th St Spirit Lake, IA 51360

4 Beds
3.5 Baths
2,200 Sq Ft
$225/mo HOA Fee

Recently Sold

$199 Per Sq Ft

2% Below List Price

7 Days on Market

Highlights

  • Low Bank Waterfront Property
  • Community Boat Slip
  • Boat Slip
  • Spirit Lake Elementary School Rated A-
  • Beach Access
  • Open-Concept Dining Room

About This Home

As of December 2024

DREAMING of OWNING LAKESHORE PROPERTY? GREETING GUESTS IN A LARGE FOYER? ENTERTAINING IN SPACIOUS, OPEN-CONCEPT LIVING? CARRYING IN GROCERIES FROM AN ATTACHED, TWO-CAR GARAGE WITH NO STEPS? SIPPING MORNING COFFEE AND WATCHING BOATS FROM A SCREENED BALCONY OFF THE STAINLESS STEEL, GRANITE KITCHEN, OVERLOOKING THE LAKE? WATCHING THE SUNRISE IN A MAGNIFICENT, NEWLY-REMODELED MASTER SUITE WITH WALK-IN CLOSET AND DOUBLE VANITY? DECORATING A FIREPLACE MANTLE AT CHRISTMAS IN A 15 X 30 FAMILY ROOM? WALKING OUT OF THE FAMILY ROOM, ON THE FOURTH OF JULY, TO YOUR BOAT SLIP? LOUNGING BY A HEATED, GATED POOL? GETTING BACK TO LIFE WITH A MOVE-IN READY CONDO PURCHASE? HERE IT IS! THIS 3100 SQUARE FOOT, THREE LEVEL, FOUR + BEDROOM CONDO WITH ATTACHED, DOUBLE GARAGE AND BOAT SLIP..HAS IT ALL! A MUST SEE!

Last Agent to Sell the Property

Mike Schrunk

RE/MAX Lakes Realty License #B17369 Listed on: 05/18/2018

RE/MAX Lakes Realty

Last Buyer's Agent

Mike Schrunk

RE/MAX Lakes Realty License #B17369 Listed on: 05/18/2018

RE/MAX Lakes Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,346

Year Built

  • Built in 1984 | Remodeled

Lot Details

  • Low Bank Waterfront Property
  • Property fronts a private road
  • Two or More Common Walls
  • Cul-De-Sac
  • Landscaped
  • Natural Drainage

HOA Fees

  • $225 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Brick Exterior Construction
  • Poured Concrete
  • Frame Construction
  • Asphalt Roof
  • Cement Siding
  • Stick Built Home

Interior Spaces

  • 2,200 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Gas Fireplace
  • Window Treatments
  • Open-Concept Dining Room
  • Wood Flooring
  • Lake Views
  • Finished Basement
  • Basement Fills Entire Space Under The House
  • Smart Lights or Controls

Kitchen

  • Breakfast Bar
  • Range
  • Recirculated Exhaust Fan
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • Primary Bathroom is a Full Bathroom
  • Bathroom on Main Level

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Heated In Ground Pool
  • Beach Access
  • Boat Slip
  • Lake On Lot
  • Balcony
  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 07-03-303-008

Community Details

Overview

  • Association fees include building insurance, dock maint, exterior maint, landscaping, lawn care, management, parking, snow removal, trash
  • Terrace Oaks Estates HOA, Phone Number (712) 348-2798
  • Terrace Oaks Subdivision

Recreation

  • Community Boat Slip
  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,346

Year Built

Built in 1984 | Remodeled

Lot Details

0

HOA Fees

$225 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Remodeled Addition: Yes, See Remarks
  • Type: Condominium
  • Year Built: 1984
  • Levels: Three Or More
  • Stories: 2
  • Architectural Style: Other
  • Property Condition: Updated/Remodeled
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Interior Amenities: Ceiling Fan(s), Garage Door Opener, Hardwood Floors, Kitchen Center Island, Smoke Alarms, Walk-in Closet, Washer/Dryer Hkups, Window Coverings
  • Fireplace Features: Gas
  • Total Bedrooms: 4
  • Total Bathrooms: 4
  • Bathroom Description: 3/4 Basement, Full Master, Main Floor 1/2 Bath, Private Master, Upper Level Bath
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Basement Material: Poured Concrete
  • Basement Style: Full
  • Dining Room: Breakfast Bar, Combine with Kitchen, Combine Living Room, Informal, Open Floor Plan
  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan/Hood, Microwave, Range/Stove, Refrigerator, Washer
  • Total Sq Ft: 3100
  • Above Grade Finished: 2200
  • Below Grade Finished: 900
  • Fireplace: Yes
  • Basement Features: Finished-Full, Walkout
  • Additional Sq Ft Finished Sq Ft Lower: 900
  • Additional Sq Ft Finished Sq Ft Main: 900
  • Additional Upper Level Finished Sq Ft: 1300

Exterior Features

  • Construction: Frame/Wood, Stick Built
  • Construction Materials: Brick, Cement Siding
  • Exterior Features: Balcony, Boat Slip, Dock, Driveway-Concrete, Patio
  • Flood Zone: Unknown
  • Road Btwn Wtr And Home: No
  • Road Frontage Type: City Street, Dead End/No Outlet, Paved, Private Road
  • Roof: Asphalt
  • Waterfront: Yes
  • Waterfront Name: East Okoboji Lake
  • Beach Type: Gravel
  • Pool Features: Heated, In-Ground, Outdoor
  • Water Description: Lake

Garage/Parking

  • Garage Type: Attached
  • Garage Size: 21X23
  • Garage Spaces: 2

Utilities

  • Cooling: Central
  • Fuel: Natural Gas
  • Heating: Forced Air, Fireplace
  • Sewer: Public Sewer
  • Water Source: Public/City
  • Electric: Breakers

Condo/Co-op/Association

  • Complex Development Subdivision Name: Terrace Oaks
  • Association Fee: Yes
  • Association Fee: 225
  • Association Fee Frequency: Monthly
  • Association Fees Insurance Fee Amount: 465
  • Association Fees Separate Insurance Fee: Yes
  • Association Fees Separate Insurance Fee Frequency: Yearly
  • Association Fee Includes: Building Insurance, Dock Maint, Exterior Maint, Landscaping, Lawn Care, Management, Parking, Snow Removal, Trash

Association/Amenities

  • Common Walls: 2 Common Walls
  • HOA Contact: AL LICKHART
  • H O A Name: TERRACE OAKS ESTATES
  • H O A Phone: 712.348.2798
  • Community Features: Boat Slip, Pool

Schools

  • School District: Spirit Lake

Lot Info

  • Parcel Number: 07-03-303-008
  • Estimated Acres: 0.76
  • Lot Features: Accessible Shoreline, Cul De Sac, Lake View, Landscaped, Low Bank
  • Estimated Lot Dimensions: Shared
  • Landscaping: Natural water/drainage
  • Lot Sq Ft: 3950

Green Features

  • Green Lighting: Automatic Control

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 4346
  • Tax Classification: Non-Homestead
  • Tax Year: 2017

MLS Schools

  • School District: Spirit Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2024
Closed on
Dec 5, 2024
Sold by
Roger W Christensen Revocable Trust and Therese Christensen Revocable Trust
Bought by
Hansen Robert A and Hansen Nancy A
Seller's Agent
Erica Schultes
EXIT Realty Midwest
Buyer's Agent
Mary Lynn Ingvall
Ingvall Real Estate Team
List Price
$609,900
Sold Price
$577,000
Premium/Discount to List
-$32,900
-5.39%
Views
23
Current Estimated Value
$578,702

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,702
Avg. Annual Appreciation
0.50%

Purchase Details

Listed on
Jan 18, 2024
Closed on
Mar 18, 2024
Sold by
Christensen Roger W and Christensen Therese
Bought by
Roger W Christensen Revocable Trust and Christensen Revocable Trust
Seller's Agent
Scott Hunter
Hunter Real Estate
Buyer's Agent
Nick Stauss
Stauss Realty
List Price
$539,900
Sold Price
$525,000
Premium/Discount to List
-$14,900
-2.76%
Views
85

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.02%

Purchase Details

Closed on
Oct 17, 2022
Sold by
Michelle Schwartz-Webb Living Trust
Bought by
Christensen Roger and Christensen Therese

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
5.89%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 11, 2022
Sold by
Webb Michael Scott
Bought by
Michelle Schwartz-Webb Living Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
5.89%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 9, 2022
Sold by
Robert And Kathleen Shaw Joint Revocable
Bought by
Michelle Schwartz-Webb Living Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 25, 2010
Sold by
Cecil Maxine L
Bought by
Shaw Robert W and Shaw Kathleen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Similar Home in Spirit Lake, IA

  • 1434 Indian Hills Dr, Spirit Lake, IA 51360

    $525,000

    • 4 Beds
    • 3 Baths
    • 3,108 Sq Ft
    • 1434 Indian Hills Dr
    • Spirit Lake, IA

    Enjoy golf course living in this beautifully maintained 4-bedroom condo located on Hole #3 of Indian Hills Golf Course. Featuring an open floor plan with spacious living areas, this home offers both a main-level patio and a walkout lower-level patio—perfect for relaxing or entertaining. The lower level includes a bar area ideal for hosting guests. Take advantage of the outstanding association

    George Carlson Keller Williams Okoboji

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $577,000 None Listed On Document
Warranty Deed $577,000 None Listed On Document
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $405,000 --
Quit Claim Deed -- --
Warranty Deed $255,000 None Listed On Document
Warranty Deed $276,750 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $305,000 Credit Line Revolving
Previous Owner $150,000 New Conventional
Previous Owner $186,400 Stand Alone Refi Refinance Of Original Loan
Previous Owner $88,500 Unknown
Previous Owner $135,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/06/2024 12/06/24 Sold $577,000 -3.8% $356 / Sq Ft
11/24/2024 11/24/24 Pending -- -- --
11/01/2024 11/01/24 Price Changed $599,900 +4.0% $370 / Sq Ft
09/19/2024 09/19/24 Sold $577,000 +4.9% $350 / Sq Ft
08/28/2024 08/28/24 Pending -- -- --
08/23/2024 08/23/24 Sold $550,000 -9.8% $353 / Sq Ft
08/23/2024 08/23/24 For Sale $609,900 +2.5% $376 / Sq Ft
08/11/2024 08/11/24 Price Changed $595,000 -1.7% $361 / Sq Ft
07/27/2024 07/27/24 Pending -- -- --
07/25/2024 07/25/24 For Sale $605,000 +1.7% $367 / Sq Ft
07/06/2024 07/06/24 For Sale $595,000 +13.3% $382 / Sq Ft
03/20/2024 03/20/24 Sold $525,000 -2.8% $365 / Sq Ft
02/04/2024 02/04/24 Pending -- -- --
01/18/2024 01/18/24 For Sale $539,900 -6.9% $375 / Sq Ft
12/15/2023 12/15/23 Sold $580,000 -2.5% $343 / Sq Ft
11/06/2023 11/06/23 Pending -- -- --
11/01/2023 11/01/23 For Sale $595,000 +1.7% $352 / Sq Ft
05/26/2023 05/26/23 Sold $585,000 -0.7% $341 / Sq Ft
04/12/2023 04/12/23 Pending -- -- --
04/08/2023 04/08/23 For Sale $589,000 +18.4% $343 / Sq Ft
03/22/2023 03/22/23 Sold $497,500 -2.8% $345 / Sq Ft
02/14/2023 02/14/23 Pending -- -- --
01/16/2023 01/16/23 For Sale $512,000 +57.5% $356 / Sq Ft
07/26/2022 07/26/22 Sold $325,000 0.0% $285 / Sq Ft
06/25/2022 06/25/22 Pending -- -- --
06/23/2022 06/23/22 For Sale $325,000 0.0% $285 / Sq Ft
06/01/2022 06/01/22 Sold $325,000 +1.6% $285 / Sq Ft
04/28/2022 04/28/22 Pending -- -- --
04/26/2022 04/26/22 For Sale $319,950 +25.5% $281 / Sq Ft
02/25/2021 02/25/21 Sold $255,000 0.0% $224 / Sq Ft
01/17/2021 01/17/21 Pending -- -- --
01/08/2021 01/08/21 For Sale $255,000 +46.6% $224 / Sq Ft
07/15/2020 07/15/20 Sold $174,000 -45.1% $153 / Sq Ft
07/07/2020 07/07/20 Pending -- -- --
07/03/2020 07/03/20 Sold $317,000 -3.6% $192 / Sq Ft
07/01/2020 07/01/20 Pending -- -- --
04/24/2020 04/24/20 For Sale $329,000 +17.9% $199 / Sq Ft
01/24/2020 01/24/20 Sold $279,000 +51.2% $194 / Sq Ft
01/24/2020 01/24/20 For Sale $184,500 -33.9% $162 / Sq Ft
01/13/2020 01/13/20 Pending -- -- --
10/09/2019 10/09/19 For Sale $279,000 -36.3% $194 / Sq Ft
06/22/2018 06/22/18 Sold $438,000 -2.4% $199 / Sq Ft
05/25/2018 05/25/18 Pending -- -- --
05/18/2018 05/18/18 For Sale $449,000 +95.2% $204 / Sq Ft
02/16/2018 02/16/18 Sold $230,000 -8.0% $240 / Sq Ft
01/30/2018 01/30/18 Pending -- -- --
08/19/2017 08/19/17 For Sale $249,900 -- $260 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,866 $402,900 $135,500 $267,400
2023 $3,946 $402,900 $135,500 $267,400
2022 $3,784 $273,400 $104,100 $169,300
2021 $3,784 $273,400 $104,100 $169,300
2020 $3,224 $235,300 $89,200 $146,100
2019 $3,102 $235,300 $89,200 $146,100
2018 $3,042 $220,400 $74,300 $146,100
2017 $3,042 $220,400 $74,300 $146,100
2016 $2,958 $209,300 $70,600 $138,700
2015 $2,812 $209,300 $70,600 $138,700
2014 $3,108 $225,300 $69,900 $155,400
2013 $3,012 $225,300 $69,900 $155,400
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 180671

Iowa Great Lakes Board of REALTORS®

APN: 07-03-303-013