Seller's Agent in 2024
Erica Schultes
EXIT Realty Midwest
(712) 330-0120
40 in this area
129 Total Sales
101 19th St Spirit Lake, IA 51360
3
Beds
3
Baths
1,653
Sq Ft
$225/mo
HOA Fee
Highlights
- Community Boat Slip
- Docks
- Heated In Ground Pool
- Spirit Lake Elementary School Rated A-
- Boat Slip
- Waterfront
About This Home
As of December 2024Beautiful condo at Terrace Oaks with the lake so close you can almost fish out your patio door! This condo features a 2 bed, 2 bath spacious and open unit on the top floor with a full private separate guest quarters in the lower level. In fact, you could even rent the lower level out. Gorgeous granite and quartz countertops as well as tile flooring throughout both units. Master bath even has a steam shower with digital controls. You have space for a boat hoist and jet ski hoist along with a gated, heated pool. Furnace, AC, and water heater have been recently replaced, and the best part is that the whole complex just got completely resided on the current owners dime! Don't miss out on this opportunity to own 2 units for the price of one.
Last Agent to Sell the Property
RE/MAX Lakes Realty License #B61252 Listed on: 04/24/2020
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $3,392
Year Built
- Built in 1984
Lot Details
- Waterfront
HOA Fees
- $225 Monthly HOA Fees
Parking
- 1 Car Attached Garage
Home Design
- Contemporary Architecture
- Poured Concrete
- Frame Construction
- Asphalt Roof
- Wood Siding
Interior Spaces
- 1,653 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Window Treatments
- Tile Flooring
- Finished Basement
- Walk-Out Basement
- Washer and Dryer Hookup
Kitchen
- Eat-In Kitchen
- Range
- Microwave
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Walk-In Closet
- 3 Full Bathrooms
Outdoor Features
- Heated In Ground Pool
- Boat Slip
- Docks
- Balcony
- Outdoor Water Feature
Utilities
- Forced Air Heating and Cooling System
- Baseboard Heating
- Heating System Uses Natural Gas
Listing and Financial Details
- Assessor Parcel Number 07-03-303-006
Community Details
Overview
- Association fees include building insurance, dock maint, exterior maint, lawn care, parking, shared amenities, snow removal, trash
- Terrace Oaks HOA
- Terrace Oaks Subdivision
Recreation
- Community Boat Slip
- Community Pool
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 23, 2024
Closed on
Dec 5, 2024
Sold by
Roger W Christensen Revocable Trust and Therese Christensen Revocable Trust
Bought by
Hansen Robert A and Hansen Nancy A
Seller's Agent
Erica Schultes
EXIT Realty Midwest
Buyer's Agent
Mary Lynn Ingvall
Ingvall Real Estate Team
List Price
$609,900
Sold Price
$577,000
Premium/Discount to List
-$32,900
-5.39%
Views
23
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,702
Avg. Annual Appreciation
0.48%
Purchase Details
Listed on
Jan 18, 2024
Closed on
Mar 18, 2024
Sold by
Christensen Roger W and Christensen Therese
Bought by
Roger W Christensen Revocable Trust and Christensen Revocable Trust
Seller's Agent
Scott Hunter
Hunter Real Estate
Buyer's Agent
Nick Stauss
Stauss Realty
List Price
$539,900
Sold Price
$525,000
Premium/Discount to List
-$14,900
-2.76%
Views
85
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.02%
Purchase Details
Closed on
Oct 17, 2022
Sold by
Michelle Schwartz-Webb Living Trust
Bought by
Christensen Roger and Christensen Therese
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
5.89%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Oct 11, 2022
Sold by
Webb Michael Scott
Bought by
Michelle Schwartz-Webb Living Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
5.89%
Mortgage Type
Credit Line Revolving
Purchase Details
Closed on
Mar 9, 2022
Sold by
Robert And Kathleen Shaw Joint Revocable
Bought by
Michelle Schwartz-Webb Living Trust
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
3.92%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 25, 2010
Sold by
Cecil Maxine L
Bought by
Shaw Robert W and Shaw Kathleen A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6%
Mortgage Type
Adjustable Rate Mortgage/ARM
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $577,000 | None Listed On Document | |
| Warranty Deed | $577,000 | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Quit Claim Deed | -- | None Listed On Document | |
| Warranty Deed | $405,000 | -- | |
| Quit Claim Deed | -- | -- | |
| Warranty Deed | $255,000 | None Listed On Document | |
| Warranty Deed | $276,750 | None Available |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $305,000 | Credit Line Revolving | |
| Previous Owner | $150,000 | New Conventional | |
| Previous Owner | $186,400 | Stand Alone Refi Refinance Of Original Loan | |
| Previous Owner | $88,500 | Unknown | |
| Previous Owner | $135,000 | Adjustable Rate Mortgage/ARM |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 12/06/2024 12/06/24 | Sold | $577,000 | -3.8% | $356 / Sq Ft |
| 11/24/2024 11/24/24 | Pending | -- | -- | -- |
| 11/01/2024 11/01/24 | Price Changed | $599,900 | +4.0% | $370 / Sq Ft |
| 09/19/2024 09/19/24 | Sold | $577,000 | +4.9% | $350 / Sq Ft |
| 08/28/2024 08/28/24 | Pending | -- | -- | -- |
| 08/23/2024 08/23/24 | Sold | $550,000 | -9.8% | $353 / Sq Ft |
| 08/23/2024 08/23/24 | For Sale | $609,900 | +2.5% | $376 / Sq Ft |
| 08/11/2024 08/11/24 | Price Changed | $595,000 | -1.7% | $361 / Sq Ft |
| 07/27/2024 07/27/24 | Pending | -- | -- | -- |
| 07/25/2024 07/25/24 | For Sale | $605,000 | +1.7% | $367 / Sq Ft |
| 07/06/2024 07/06/24 | For Sale | $595,000 | +13.3% | $382 / Sq Ft |
| 03/20/2024 03/20/24 | Sold | $525,000 | -2.8% | $365 / Sq Ft |
| 02/04/2024 02/04/24 | Pending | -- | -- | -- |
| 01/18/2024 01/18/24 | For Sale | $539,900 | -6.9% | $375 / Sq Ft |
| 12/15/2023 12/15/23 | Sold | $580,000 | -2.5% | $343 / Sq Ft |
| 11/06/2023 11/06/23 | Pending | -- | -- | -- |
| 11/01/2023 11/01/23 | For Sale | $595,000 | +1.7% | $352 / Sq Ft |
| 05/26/2023 05/26/23 | Sold | $585,000 | -0.7% | $341 / Sq Ft |
| 04/12/2023 04/12/23 | Pending | -- | -- | -- |
| 04/08/2023 04/08/23 | For Sale | $589,000 | +18.4% | $343 / Sq Ft |
| 03/22/2023 03/22/23 | Sold | $497,500 | -2.8% | $345 / Sq Ft |
| 02/14/2023 02/14/23 | Pending | -- | -- | -- |
| 01/16/2023 01/16/23 | For Sale | $512,000 | +57.5% | $356 / Sq Ft |
| 07/26/2022 07/26/22 | Sold | $325,000 | 0.0% | $285 / Sq Ft |
| 06/25/2022 06/25/22 | Pending | -- | -- | -- |
| 06/23/2022 06/23/22 | For Sale | $325,000 | 0.0% | $285 / Sq Ft |
| 06/01/2022 06/01/22 | Sold | $325,000 | +1.6% | $285 / Sq Ft |
| 04/28/2022 04/28/22 | Pending | -- | -- | -- |
| 04/26/2022 04/26/22 | For Sale | $319,950 | +25.5% | $281 / Sq Ft |
| 02/25/2021 02/25/21 | Sold | $255,000 | 0.0% | $224 / Sq Ft |
| 01/17/2021 01/17/21 | Pending | -- | -- | -- |
| 01/08/2021 01/08/21 | For Sale | $255,000 | +46.6% | $224 / Sq Ft |
| 07/15/2020 07/15/20 | Sold | $174,000 | -45.1% | $153 / Sq Ft |
| 07/07/2020 07/07/20 | Pending | -- | -- | -- |
| 07/03/2020 07/03/20 | Sold | $317,000 | -3.6% | $192 / Sq Ft |
| 07/01/2020 07/01/20 | Pending | -- | -- | -- |
| 04/24/2020 04/24/20 | For Sale | $329,000 | +17.9% | $199 / Sq Ft |
| 01/24/2020 01/24/20 | Sold | $279,000 | +51.2% | $194 / Sq Ft |
| 01/24/2020 01/24/20 | For Sale | $184,500 | -33.9% | $162 / Sq Ft |
| 01/13/2020 01/13/20 | Pending | -- | -- | -- |
| 10/09/2019 10/09/19 | For Sale | $279,000 | -36.3% | $194 / Sq Ft |
| 06/22/2018 06/22/18 | Sold | $438,000 | -2.4% | $199 / Sq Ft |
| 05/25/2018 05/25/18 | Pending | -- | -- | -- |
| 05/18/2018 05/18/18 | For Sale | $449,000 | +95.2% | $204 / Sq Ft |
| 02/16/2018 02/16/18 | Sold | $230,000 | -8.0% | $240 / Sq Ft |
| 01/30/2018 01/30/18 | Pending | -- | -- | -- |
| 08/19/2017 08/19/17 | For Sale | $249,900 | -- | $260 / Sq Ft |
Source: Iowa Great Lakes Board of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,866 | $402,900 | $135,500 | $267,400 |
| 2023 | $3,946 | $402,900 | $135,500 | $267,400 |
| 2022 | $3,784 | $273,400 | $104,100 | $169,300 |
| 2021 | $3,784 | $273,400 | $104,100 | $169,300 |
| 2020 | $3,224 | $235,300 | $89,200 | $146,100 |
| 2019 | $3,102 | $235,300 | $89,200 | $146,100 |
| 2018 | $3,042 | $220,400 | $74,300 | $146,100 |
| 2017 | $3,042 | $220,400 | $74,300 | $146,100 |
| 2016 | $2,958 | $209,300 | $70,600 | $138,700 |
| 2015 | $2,812 | $209,300 | $70,600 | $138,700 |
| 2014 | $3,108 | $225,300 | $69,900 | $155,400 |
| 2013 | $3,012 | $225,300 | $69,900 | $155,400 |
Source: Public Records
Agents Affiliated with this Home
-
Erica Schultes
-
Scott Hunter
S
Seller's Agent in 2024
Scott Hunter
Hunter Real Estate
(515) 745-4560
14 in this area
54 Total Sales
-
Angela Hinn Schaub
A
Seller's Agent in 2024
Angela Hinn Schaub
Hinn Real Estate
(712) 330-4484
13 in this area
32 Total Sales
-
Gretchen Lolis
Seller Co-Listing Agent in 2024
Gretchen Lolis
Hinn Real Estate
(201) 838-4965
7 in this area
30 Total Sales
-
Mary Lynn Ingvall
Buyer's Agent in 2024
Mary Lynn Ingvall
Ingvall Real Estate Team
(712) 330-1121
79 in this area
202 Total Sales
-
Aaron Jones
Buyer's Agent in 2024
Aaron Jones
RE/MAX
(712) 320-9442
77 in this area
317 Total Sales
Map
Source: Iowa Great Lakes Board of REALTORS®
MLS Number: 200509
APN: 07-03-303-013
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