$580,000
SOLD DEC 15, 2023

101 19th St Spirit Lake, IA 51360

3 Beds
3 Baths
1,690 Sq Ft
$270/mo HOA Fee

Recently Sold

$343 Per Sq Ft

3% Below List Price

5 Days on Market

Highlights

  • Heated In Ground Pool
  • Lake On Lot
  • 1 Car Attached Garage
  • Spirit Lake Elementary School Rated A-
  • Waterfront
  • Forced Air Heating and Cooling System

About This Home

As of December 2024

Revel in impressive blue-water views and carefree living on East Okoboji. This lakefront oasis is comprised of a top-floor condo with two en-suite bedrooms and a separate walkout lower-level guest suite with its own kitchenette. Hosting has never been easier! Fabulous outdoor spaces on both levels provide a relaxing lakeside ambiance and showcase the stunning panoramas. The open and airy main unit is also equipped with quartz countertops and a steam shower in the lakeside suite. Additionally, there’s an attached garage and a pool through the association. Discover superior lakeside living at Terrace Oaks!

Last Agent to Sell the Property

Mickey Harrington

Okoboji Realty License #B62022 Listed on: 11/01/2023

Last Buyer's Agent

Janie Eick

RE/MAX Lakes Realty License #S66795

RE/MAX Lakes Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,196

Year Built

  • Built in 1984

Lot Details

  • Waterfront

HOA Fees

  • $270 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Frame Construction
  • Wood Siding

Interior Spaces

  • 1,690 Sq Ft Home
  • 1-Story Property

Kitchen

  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Heated In Ground Pool
  • Lake On Lot

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Assessor Parcel Number 0703303006

Community Details

Overview

  • Association fees include dock maint, exterior maint, lawn care, shared amenities, snow removal, trash
  • Terrace Oaks HOA, Phone Number (712) 540-5824
  • Terrace Oaks Subdivision

Recreation

  • Community Pool

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,196

Year Built

Built in 1984

Lot Details

0

HOA Fees

$270 per month

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Attached: Yes
  • Type: Condominium
  • Year Built: 1984
  • Levels: Two
  • Stories: 1
  • Architectural Style: Other
  • Special Features: None
  • Property Sub Type: Condos

Interior Features

  • Total Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Basement Style: None
  • Appliances: Dishwasher, Disposal, Dryer, Microwave, Range/Stove, Refrigerator, Washer
  • Price Per S Q F T: 343.2
  • Total Sq Ft: 1690
  • Above Grade Finished: 1690
  • Finished Sq Ft: 1690
  • Additional Sq Ft Finished Sq Ft Lower: 512
  • Additional Sq Ft Finished Sq Ft Main: 1178

Exterior Features

  • Construction: Frame/Wood
  • Construction Materials: Wood Siding
  • Flood Zone: Unknown
  • Waterfront: Yes
  • Waterfront Name: East Okoboji Lake
  • Pool Features: Heated, In-Ground, Outdoor, Shared
  • Water Description: Lake

Garage/Parking

  • Garage Type: Attached
  • Garage Spaces: 1

Utilities

  • Cooling: Central, Wall
  • Fuel: Electric, Natural Gas
  • Heating: Forced Air
  • Sewer: Public Sewer
  • Water Source: Public/City

Condo/Co-op/Association

  • Complex Development Subdivision Name: Terrace Oaks
  • Association Fee: Yes
  • Association Fee: 270
  • Association Fee Frequency: Monthly
  • Association Fees Insurance Fee: Yes
  • Association Fees Insurance Fee Amount: 962
  • Association Fees Insurance Fee Frequency: Yearly
  • Association Fee Includes: Dock Maint, Exterior Maint, Lawn Care, Shared Amenities, Snow Removal, Trash

Association/Amenities

  • HOA Contact: President Marilyn Meade
  • H O A Name: Terrace Oaks
  • H O A Phone: 712.540.5824
  • Community Features: Pool

Schools

  • School District: Spirit Lake

Lot Info

  • Parcel Number: 0703303006
  • Estimated Acres: 0.1
  • Estimated Lot Dimensions: Shared
  • Lot Sq Ft: 4172

Rental Info

  • Furnished: No

Tax Info

  • Tax Amount: 4196
  • Tax Classification: Non-Homestead
  • Tax Year: 2022

MLS Schools

  • School District: Spirit Lake

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2024
Closed on
Dec 5, 2024
Sold by
Roger W Christensen Revocable Trust and Therese Christensen Revocable Trust
Bought by
Hansen Robert A and Hansen Nancy A
Seller's Agent
Erica Schultes
EXIT Realty Midwest
Buyer's Agent
Mary Lynn Ingvall
Ingvall Real Estate Team
List Price
$609,900
Sold Price
$577,000
Premium/Discount to List
-$32,900
-5.39%
Views
23
Current Estimated Value
$578,702

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,702
Avg. Annual Appreciation
0.48%

Purchase Details

Listed on
Jan 18, 2024
Closed on
Mar 18, 2024
Sold by
Christensen Roger W and Christensen Therese
Bought by
Roger W Christensen Revocable Trust and Christensen Revocable Trust
Seller's Agent
Scott Hunter
Hunter Real Estate
Buyer's Agent
Nick Stauss
Stauss Realty
List Price
$539,900
Sold Price
$525,000
Premium/Discount to List
-$14,900
-2.76%
Views
85

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
14.02%

Purchase Details

Closed on
Oct 17, 2022
Sold by
Michelle Schwartz-Webb Living Trust
Bought by
Christensen Roger and Christensen Therese

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
5.89%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Oct 11, 2022
Sold by
Webb Michael Scott
Bought by
Michelle Schwartz-Webb Living Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$305,000
Interest Rate
5.89%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Mar 9, 2022
Sold by
Robert And Kathleen Shaw Joint Revocable
Bought by
Michelle Schwartz-Webb Living Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$150,000
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 25, 2010
Sold by
Cecil Maxine L
Bought by
Shaw Robert W and Shaw Kathleen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $577,000 None Listed On Document
Warranty Deed $577,000 None Listed On Document
Quit Claim Deed -- None Listed On Document
Quit Claim Deed -- None Listed On Document
Warranty Deed $405,000 --
Quit Claim Deed -- --
Warranty Deed $255,000 None Listed On Document
Warranty Deed $276,750 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $305,000 Credit Line Revolving
Previous Owner $150,000 New Conventional
Previous Owner $186,400 Stand Alone Refi Refinance Of Original Loan
Previous Owner $88,500 Unknown
Previous Owner $135,000 Adjustable Rate Mortgage/ARM
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/06/2024 12/06/24 Sold $577,000 -3.8% $356 / Sq Ft
11/24/2024 11/24/24 Pending -- -- --
11/01/2024 11/01/24 Price Changed $599,900 +4.0% $370 / Sq Ft
09/19/2024 09/19/24 Sold $577,000 +4.9% $350 / Sq Ft
08/28/2024 08/28/24 Pending -- -- --
08/23/2024 08/23/24 Sold $550,000 -9.8% $353 / Sq Ft
08/23/2024 08/23/24 For Sale $609,900 +2.5% $376 / Sq Ft
08/11/2024 08/11/24 Price Changed $595,000 -1.7% $361 / Sq Ft
07/27/2024 07/27/24 Pending -- -- --
07/25/2024 07/25/24 For Sale $605,000 +1.7% $367 / Sq Ft
07/06/2024 07/06/24 For Sale $595,000 +13.3% $382 / Sq Ft
03/20/2024 03/20/24 Sold $525,000 -2.8% $365 / Sq Ft
02/04/2024 02/04/24 Pending -- -- --
01/18/2024 01/18/24 For Sale $539,900 -6.9% $375 / Sq Ft
12/15/2023 12/15/23 Sold $580,000 -2.5% $343 / Sq Ft
11/06/2023 11/06/23 Pending -- -- --
11/01/2023 11/01/23 For Sale $595,000 +1.7% $352 / Sq Ft
05/26/2023 05/26/23 Sold $585,000 -0.7% $341 / Sq Ft
04/12/2023 04/12/23 Pending -- -- --
04/08/2023 04/08/23 For Sale $589,000 +18.4% $343 / Sq Ft
03/22/2023 03/22/23 Sold $497,500 -2.8% $345 / Sq Ft
02/14/2023 02/14/23 Pending -- -- --
01/16/2023 01/16/23 For Sale $512,000 +57.5% $356 / Sq Ft
07/26/2022 07/26/22 Sold $325,000 0.0% $285 / Sq Ft
06/25/2022 06/25/22 Pending -- -- --
06/23/2022 06/23/22 For Sale $325,000 0.0% $285 / Sq Ft
06/01/2022 06/01/22 Sold $325,000 +1.6% $285 / Sq Ft
04/28/2022 04/28/22 Pending -- -- --
04/26/2022 04/26/22 For Sale $319,950 +25.5% $281 / Sq Ft
02/25/2021 02/25/21 Sold $255,000 0.0% $224 / Sq Ft
01/17/2021 01/17/21 Pending -- -- --
01/08/2021 01/08/21 For Sale $255,000 +46.6% $224 / Sq Ft
07/15/2020 07/15/20 Sold $174,000 -45.1% $153 / Sq Ft
07/07/2020 07/07/20 Pending -- -- --
07/03/2020 07/03/20 Sold $317,000 -3.6% $192 / Sq Ft
07/01/2020 07/01/20 Pending -- -- --
04/24/2020 04/24/20 For Sale $329,000 +17.9% $199 / Sq Ft
01/24/2020 01/24/20 Sold $279,000 +51.2% $194 / Sq Ft
01/24/2020 01/24/20 For Sale $184,500 -33.9% $162 / Sq Ft
01/13/2020 01/13/20 Pending -- -- --
10/09/2019 10/09/19 For Sale $279,000 -36.3% $194 / Sq Ft
06/22/2018 06/22/18 Sold $438,000 -2.4% $199 / Sq Ft
05/25/2018 05/25/18 Pending -- -- --
05/18/2018 05/18/18 For Sale $449,000 +95.2% $204 / Sq Ft
02/16/2018 02/16/18 Sold $230,000 -8.0% $240 / Sq Ft
01/30/2018 01/30/18 Pending -- -- --
08/19/2017 08/19/17 For Sale $249,900 -- $260 / Sq Ft
Source: Iowa Great Lakes Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,866 $402,900 $135,500 $267,400
2023 $3,946 $402,900 $135,500 $267,400
2022 $3,784 $273,400 $104,100 $169,300
2021 $3,784 $273,400 $104,100 $169,300
2020 $3,224 $235,300 $89,200 $146,100
2019 $3,102 $235,300 $89,200 $146,100
2018 $3,042 $220,400 $74,300 $146,100
2017 $3,042 $220,400 $74,300 $146,100
2016 $2,958 $209,300 $70,600 $138,700
2015 $2,812 $209,300 $70,600 $138,700
2014 $3,108 $225,300 $69,900 $155,400
2013 $3,012 $225,300 $69,900 $155,400
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Iowa Great Lakes Board of REALTORS®

MLS Number: 231249

Iowa Great Lakes Board of REALTORS®

APN: 07-03-303-013