$285,000
SOLD NOV 1, 2024

1028 N Main St Effingham, IL 62401

3 Beds
2.5 Baths
3,101 Sq Ft
10,454 Sq Ft Lot

Recently Sold

$92 Per Sq Ft

5% Below List Price

14 Days on Market

Highlights

  • Fenced Yard
  • Wet Bar
  • En-Suite Primary Bedroom
  • 2 Car Attached Garage
  • Patio
  • Forced Air Heating and Cooling System

About This Home

As of November 2024

Come check out this beautiful ranch style home that sits in the heart of Effingham, IL. This home is located on Main Street and has great curb appeal. Outside you will find a front porch, back patio, and a completely fenced in backyard. Inside you will find 3 bedroom, 2-1/2 baths, open concept, and finishes that will take your breath away. Downstairs offers a wet bar, play room, and family room. You will also find a 261 square foot bonus room/gym! This home has been very well taken care of and ready for a new owner. Call today to schedule a private showing!

Last Agent to Sell the Property

Alex Steppe

RE/MAX Key Advantage License #471021123 Listed on: 08/23/2024

RE/MAX Key Advantage

Last Buyer's Agent

Brian Henning

Full Circle Realty License #471019637

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,726

Year Built

  • Built in 1976

Lot Details

  • 10,454 Sq Ft Lot
  • Fenced Yard

Parking

  • 2 Car Attached Garage

Home Design

  • Brick Exterior Construction
  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Wet Bar
  • Finished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Primary Bedroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Beckman Sub Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0311202031

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,726

Year Built

Built in 1976

Lot Details

0

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 1756.0
  • Lot Size Acres: 0.24
  • Property Sub Type: Single Family Residence
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Building Stories: 1
  • Subdivision Name: Beckman Sub
  • Year Built: 1976
  • Architectural Style: Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • Property Sub Type Additional: Single Family Residence
  • General Property Information Below Grade Unfinished Area: 150.0
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Gas Water Heater, Range, Refrigerator, Washer
  • Has Basement: Finished, Full
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 1345.0
  • Interior Amenities: Wet Bar, Bath in Primary Bedroom, Main Level Primary
  • Fireplace: No
  • Stories: 1
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Brick, Vinyl Siding
  • Exterior Features: Fence
  • Roof: Shingle
  • Fencing: Yard Fenced
  • Waterfront: No
  • Foundation Details: Basement
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: Yes
  • Parking Features: Attached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 10454.0
  • Parcel #: 0311202031
  • Zoning: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 3726.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 23, 2024
Closed on
Nov 6, 2024
Sold by
Westemeier Megan M and Knabe Joseph M
Bought by
Dust Daniel and Stevens Kaitlyn J
Seller's Agent
Alex Steppe
RE/MAX Key Advantage
Buyer's Agent
Brian Henning
Full Circle Realty
List Price
$299,900
Sold Price
$285,000
Premium/Discount to List
-$14,900
-4.97%
Views
8
Current Estimated Value
$395,931

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$110,931
Avg. Annual Appreciation
27.99%
Original Mortgage
$228,000
Outstanding Balance
$226,958
Interest Rate
6.5%
Mortgage Type
New Conventional
Estimated Equity
$127,172

Purchase Details

Closed on
Jul 1, 2008
Sold by
Edwards Jerry and Edwards Jayne
Bought by
Thompson Jacob M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$104,000
Interest Rate
5.96%
Mortgage Type
New Conventional

Purchase Details

Closed on
Oct 16, 2003
Sold by
Ferguson James R and Ferguson Susan E
Bought by
Edwards Jerry and Edwards Jayne
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $855,000 None Listed On Document
Warranty Deed $130,000 None Available
Warranty Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $228,000 New Conventional
Previous Owner $500,000 Unknown
Previous Owner $108,000 Construction
Previous Owner $104,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
11/01/2024 11/01/24 Sold $285,000 -5.0% $92 / Sq Ft
09/06/2024 09/06/24 Pending -- -- --
08/23/2024 08/23/24 For Sale $299,900 +85.1% $97 / Sq Ft
10/16/2015 10/16/15 Sold $162,000 -1.8% $52 / Sq Ft
09/04/2015 09/04/15 Pending -- -- --
08/31/2015 08/31/15 For Sale $164,900 -- $53 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,405 $71,200 $11,110 $60,090
2023 $3,999 $64,730 $10,100 $54,630
2022 $3,536 $59,390 $9,270 $50,120
2021 $3,830 $58,800 $9,180 $49,620
2020 $3,748 $57,140 $8,920 $48,220
2019 $3,672 $56,570 $8,830 $47,740
2018 $3,536 $54,390 $8,490 $45,900
2017 $3,467 $53,320 $8,320 $45,000
2016 $3,381 $51,770 $8,080 $43,690
2015 -- $50,260 $7,840 $42,420
2014 -- $48,790 $7,610 $41,180
2013 -- $47,830 $7,460 $40,370
2012 -- $47,120 $7,350 $39,770
Source: Public Records

Agents Affiliated with this Home

  • Alex Steppe

    Seller's Agent in 2024

    Alex Steppe

    RE/MAX

    (217) 663-8106

    172 Total Sales

    Alex Steppe
    Section Image
  • Brian Henning

    Buyer's Agent in 2024

    Brian Henning

    Full Circle Realty

    (217) 803-0145

    258 Total Sales

    Brian Henning
    Section Image

  • D

    Seller's Agent in 2015

    Donna Aldrich

    Smith Realty Group of Effingham, LLC

    (217) 343-2343

    35 Total Sales

    Donna Aldrich
    Section Image
  • Keith Hartman

    Buyer's Agent in 2015

    Keith Hartman

    RE/MAX

    (217) 821-7333

    309 Total Sales

    Keith Hartman
    Section Image
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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6245415

APN: 0311202031

Illinois Effingham County Effingham 62401

1028 N Main St, Effingham, IL

This home is located at 1028 N Main St, Effingham, IL 62401 and is currently priced at $285,000, approximately $91 per square foot. This property was built in 1976. 1028 N Main St is a home located in Effingham County with nearby schools including South Side Grade School, Early Learning Center, and Central Grade School.

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