R
Seller's Agent in 2025
Ronald Thomas
Brokerocity Inc
1 in this area
6 Total Sales
1030 Reserve Dr Unit 703 Elgin, IL 60124
Providence NeighborhoodEstimated Value: $273,000 - $300,302
2
Beds
2.5
Baths
1,098
Sq Ft
$240/ mo
HOA Fee
Highlights
- Balcony
- Living Room
- Central Air
- 2 Car Attached Garage
- Laundry Room
- Dining Room
About This Home
As of April 2025This is a very attractive end-unit townhouse with two bedrooms and two full and one-half bath, large Master bedroom with big walk-in closet, high ceilings, great lighting, Finished English style basement that includes a Family Room, Bedroom, full bath and laundry room. Painted floor of two car garage, balcony, front porch and a security system. This move-in ready home is close to shopping, library and dining out facilities. The kitchen offers plenty of cabinet and counter space. This open floor-plan concept allows you to entertain family and friends in comfort and style. All new kitchen appliances, new washer and dryer and recently painting. The Den/Family Room can be converted into a third bedroom. The basement exits outside through the garage. This home comes with an alarm system that gives an extra peace of mind. It has a great walking and bike trail that blends perfectly with the beauty natural scenery. Also, the grounds are very well maintained. This is a must-see unit that want last long because it checks off all the boxes of a great place to raise a family.
Last Agent to Sell the Property
Brokerocity Inc License #475200427 Listed on: 09/26/2024
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,910
Year Built
- Built in 2007
Lot Details
- 0.45
HOA Fees
- $240 Monthly HOA Fees
Parking
- 2 Car Attached Garage
- Parking Included in Price
Home Design
- Entry on the 1st floor
- Brick Exterior Construction
- Vinyl Siding
Interior Spaces
- 1,098 Sq Ft Home
- 2-Story Property
- Family Room
- Living Room
- Dining Room
- Carpet
- Laundry Room
Bedrooms and Bathrooms
- 2 Bedrooms
- 2 Potential Bedrooms
Finished Basement
- Partial Basement
- Finished Basement Bathroom
Outdoor Features
- Balcony
Utilities
- Central Air
- Heating System Uses Natural Gas
Community Details
Overview
- Ronald Eugene Thomas Association, Phone Number (847) 529-9650
- Property managed by Brokerocity, Inc
Pet Policy
- Dogs and Cats Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Sep 26, 2024
Closed on
Mar 31, 2025
Sold by
Watts Michael A
Bought by
Risner Emily D
Seller's Agent
Ronald Thomas
Brokerocity Inc
Buyer's Agent
Sara Leonard
Baird & Warner
List Price
$289,000
Sold Price
$277,500
Premium/Discount to List
-$11,500
-3.98%
Views
202
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$7,576
Avg. Annual Appreciation
3.22%
Original Mortgage
$263,625
Outstanding Balance
$262,450
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$22,626
Purchase Details
Listed on
Dec 7, 2015
Closed on
Mar 31, 2016
Sold by
Maisto Erica A
Bought by
Watts Michael A and Watts Geraldine
Seller's Agent
Tina Mastrangelo
Great Western Properties
Buyer's Agent
Lavonda Hardy
United Real Estate - Chicago
List Price
$164,900
Sold Price
$165,000
Premium/Discount to List
$100
0.06%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.93%
Original Mortgage
$162,011
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Listed on
Aug 14, 2013
Closed on
Aug 27, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Maisto Erica A
Seller's Agent
Cathy Barbaccia
Partners Real Estate of IL
Buyer's Agent
Tina Mastrangelo
Great Western Properties
List Price
$114,900
Sold Price
$111,000
Premium/Discount to List
-$3,900
-3.39%
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
17.11%
Original Mortgage
$88,800
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 24, 2013
Sold by
Eriksen Ronald A and Eriksen Julie
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Oct 15, 2004
Sold by
Pulte Homes
Bought by
Eriksen Ronald A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,341
Interest Rate
7.55%
Mortgage Type
Purchase Money Mortgage
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Risner Emily D | $277,500 | Fidelity National Title | |
| Watts Michael A | $165,000 | Chicago Title Insurance Co | |
| Maisto Erica A | $55,500 | First American Title | |
| Federal Home Loan Mortgage Corporation | -- | None Available | |
| Eriksen Ronald A | $221,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Risner Emily D | $263,625 | |
| Previous Owner | Watts Michael A | $162,011 | |
| Previous Owner | Maisto Erica A | $88,800 | |
| Previous Owner | Eriksen Ronald A | $199,341 | |
| Closed | Eriksen Ronald A | $11,074 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft | Prior Sale |
|---|---|---|---|---|---|
| 04/08/2025 04/08/25 | Sold | $277,500 | 0.0% | $253 / Sq Ft | |
| 03/25/2025 03/25/25 | Off Market | $277,500 | -- | -- | |
| 02/27/2025 02/27/25 | Pending | -- | -- | -- | |
| 02/19/2025 02/19/25 | For Sale | $289,000 | 0.0% | $263 / Sq Ft | |
| 02/05/2025 02/05/25 | Pending | -- | -- | -- | |
| 01/07/2025 01/07/25 | Price Changed | $289,000 | -3.7% | $263 / Sq Ft | |
| 10/30/2024 10/30/24 | Price Changed | $299,995 | -3.2% | $273 / Sq Ft | |
| 09/26/2024 09/26/24 | For Sale | $309,999 | +87.9% | $282 / Sq Ft | |
| 04/01/2016 04/01/16 | Sold | $165,000 | +3.2% | $150 / Sq Ft | View Prior Sale |
| 02/26/2016 02/26/16 | Pending | -- | -- | -- | |
| 02/24/2016 02/24/16 | Price Changed | $159,900 | -3.0% | $146 / Sq Ft | |
| 12/07/2015 12/07/15 | For Sale | $164,900 | +48.6% | $150 / Sq Ft | |
| 09/27/2013 09/27/13 | Sold | $111,000 | -3.4% | $101 / Sq Ft | View Prior Sale |
| 08/26/2013 08/26/13 | Pending | -- | -- | -- | |
| 08/14/2013 08/14/13 | For Sale | $114,900 | -- | $105 / Sq Ft |
Source: Midwest Real Estate Data (MRED)
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,171 | $72,609 | $19,760 | $52,849 |
| 2023 | $4,910 | $65,597 | $17,852 | $47,745 |
| 2022 | $4,666 | $59,813 | $16,278 | $43,535 |
| 2021 | $4,454 | $55,921 | $15,219 | $40,702 |
| 2020 | $4,322 | $53,385 | $14,529 | $38,856 |
| 2019 | $4,189 | $50,853 | $13,840 | $37,013 |
| 2018 | $5,143 | $58,016 | $13,038 | $44,978 |
| 2017 | $5,024 | $54,846 | $12,326 | $42,520 |
| 2016 | $4,787 | $50,882 | $11,435 | $39,447 |
| 2015 | -- | $46,638 | $10,481 | $36,157 |
| 2014 | -- | $46,063 | $10,352 | $35,711 |
| 2013 | -- | $47,278 | $10,625 | $36,653 |
Source: Public Records
Agents Affiliated with this Home
-
Ronald Thomas
-
Sara Leonard
Buyer's Agent in 2025
Sara Leonard
Baird Warner
(630) 469-1855
1 in this area
8 Total Sales
-
Tina Mastrangelo
Seller's Agent in 2016
Tina Mastrangelo
Great Western Properties
(815) 739-1888
1 in this area
126 Total Sales
-
Lavonda Hardy
Buyer's Agent in 2016
Lavonda Hardy
United Real Estate - Chicago
(312) 521-3223
17 Total Sales
-
Cathy Barbaccia
C
Seller's Agent in 2013
Cathy Barbaccia
Partners Real Estate of IL
(847) 301-0300
91 Total Sales
Map
Source: Midwest Real Estate Data (MRED)
MLS Number: 12173681
APN: 06-29-426-018
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.
Based on information submitted to the MLS GRID
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