1030 Reserve Dr Elgin, IL 60124
Providence NeighborhoodEstimated Value: $275,000 - $297,237
2
Beds
3
Baths
1,098
Sq Ft
$261/Sq Ft
Est. Value
About This Home
This home is located at 1030 Reserve Dr, Elgin, IL 60124 and is currently estimated at $286,809, approximately $261 per square foot. 1030 Reserve Dr is a home located in Kane County with nearby schools including Otter Creek Elementary School, Abbott Middle School, and South Elgin High School.
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Mar 31, 2025
Sold by
Watts Michael A
Bought by
Risner Emily D
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$263,625
Outstanding Balance
$262,450
Interest Rate
6.63%
Mortgage Type
New Conventional
Estimated Equity
$24,359
Purchase Details
Closed on
Mar 31, 2016
Sold by
Maisto Erica A
Bought by
Watts Michael A and Watts Geraldine
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$162,011
Interest Rate
4.5%
Mortgage Type
FHA
Purchase Details
Closed on
Aug 27, 2013
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Maisto Erica A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$88,800
Interest Rate
3.62%
Mortgage Type
New Conventional
Purchase Details
Closed on
Jun 24, 2013
Sold by
Eriksen Ronald A and Eriksen Julie
Bought by
Federal Home Loan Mortgage Corporation
Purchase Details
Closed on
Oct 15, 2004
Sold by
Pulte Homes
Bought by
Eriksen Ronald A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$199,341
Interest Rate
7.55%
Mortgage Type
Purchase Money Mortgage
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Risner Emily D | $277,500 | Fidelity National Title | |
| Watts Michael A | $165,000 | Chicago Title Insurance Co | |
| Maisto Erica A | $55,500 | First American Title | |
| Federal Home Loan Mortgage Corporation | -- | None Available | |
| Eriksen Ronald A | $221,500 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Risner Emily D | $263,625 | |
| Previous Owner | Watts Michael A | $162,011 | |
| Previous Owner | Maisto Erica A | $88,800 | |
| Previous Owner | Eriksen Ronald A | $199,341 | |
| Closed | Eriksen Ronald A | $11,074 |
Source: Public Records
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $5,171 | $72,609 | $19,760 | $52,849 |
| 2023 | $4,910 | $65,597 | $17,852 | $47,745 |
| 2022 | $4,666 | $59,813 | $16,278 | $43,535 |
| 2021 | $4,454 | $55,921 | $15,219 | $40,702 |
| 2020 | $4,322 | $53,385 | $14,529 | $38,856 |
| 2019 | $4,189 | $50,853 | $13,840 | $37,013 |
| 2018 | $5,143 | $58,016 | $13,038 | $44,978 |
| 2017 | $5,024 | $54,846 | $12,326 | $42,520 |
| 2016 | $4,787 | $50,882 | $11,435 | $39,447 |
| 2015 | -- | $46,638 | $10,481 | $36,157 |
| 2014 | -- | $46,063 | $10,352 | $35,711 |
| 2013 | -- | $47,278 | $10,625 | $36,653 |
Source: Public Records
Map
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