NOT LISTED FOR SALE

1045 Discovery Loop N Unit LOT 428 Panama City, FL 32405

Estimated Value: $512,000 - $536,000

3 Beds
2 Baths
1,750 Sq Ft
$300/Sq Ft Est. Value

Last Sold December 08, 2022

Last sale price $504,892 $289 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $3,027/month

10 Days on Market

Highlights

  • Boat Dock
  • Deeded access to the beach
  • Fishing
  • Beach
  • In Ground Pool
  • Craftsman Architecture

About This Home

As of December 2022

One of the most popular floor plans in SweetBay on a corner lot with a 3-car garage! Choose your colors! The kitchen features a spacious panty and large kitchen island overlooking the family room and dining area. Outdoor living space is maximized with 2 large covered porches on the front and rear of the home. The large master suite has a tray ceiling, double sinks, walk in shower, linen closet, & walk-in closet. SweetBay is a walkable community with unrivaled amenities: dock with North Bay access for kayaking, paddle boarding, and fishing, parks, junior olympic pool, basketball and sports court, miles of trails, and planned future amenities including a town center and marina! New home buyers even get priority access to top-rated University Academy!

Last Agent to Sell the Property

Janet Melton

SweetBay Realty License #BK3345749 Listed on: 05/05/2022

Co-Listed By

Jennifer Ledesma

Berkshire Hathaway HomeServices Beach Properties of Florida License #0658480

Last Buyer's Agent

Mark Moody

Coastal Sun Realty LLC License #BK3315175

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $118

Year Built

  • Built in 2022

Lot Details

  • 6,360 Sq Ft Lot
  • Landscaped
  • Sprinkler System

HOA Fees

  • $100 Monthly HOA Fees

Parking

  • 3 Car Detached Garage
  • Garage Door Opener

Home Design

  • Home to be built
  • Craftsman Architecture
  • Shingle Roof
  • HardiePlank Type

Interior Spaces

  • 1,750 Sq Ft Home
  • 1-Story Property
  • Bookcases
  • Woodwork
  • Double Pane Windows
  • Family Room
  • Dining Room
  • Washer and Dryer Hookup

Kitchen

  • Breakfast Bar
  • Gas Range
  • Microwave
  • Plumbed For Ice Maker
  • Dishwasher
  • Kitchen Island
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Home Security

  • Prewired Security
  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Pool

  • In Ground Pool
  • Gunite Pool

Outdoor Features

  • Deeded access to the beach
  • Covered patio or porch

Schools

  • University Academy Elementary And Middle School
  • Bay High School

Utilities

  • Central Air
  • Heat Pump System
  • High Speed Internet

Listing and Financial Details

  • Tax Lot 428

Community Details

Overview

  • Association fees include boat ramp, fishing rights, playground, pool(s)
  • Burg Management Association
  • Sweetbay Subdivision

Amenities

  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Boat Dock
  • Beach
  • Community Playground
  • Community Pool
  • Fishing
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$118

Year Built

Built in 2022

Lot Details

0

HOA Fees

$100 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2022
  • Property Sub Type: Detached
  • Lot Size Acres: 0.15
  • Lot Size: ~45 x 115
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Co List Office Mls Id: BPOF
  • Co List Office Phone: (850) 252-4160
  • Subdivision Name: Sweetbay
  • Architectural Style: Craftsman
  • Property Attached Yn: No
  • ResoPropertyType: Residential
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: NewHome

Interior Features

  • Appliances: Dishwasher, Disposal, Gas Range, Microwave, Plumbed For Ice Maker
  • Interior Amenities: Breakfast Bar, Bookcases, Kitchen Island, Other, Pantry, Split Bedrooms, Natural Woodwork
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Living Area: 1750.0
  • Dining Room Type: Bedroom, Dining Room, Family Room, Primary Bedroom
  • Stories: 1
  • Window Features: Double Pane Windows
  • ResoLivingAreaSource: Plans

Exterior Features

  • Pool Features: Gunite, In Ground, Community
  • Waterfront: No
  • Construction Type: HardiPlank Type
  • Exterior Features: Sprinkler/Irrigation, Porch
  • Patio And Porch Features: Covered, Patio, Porch
  • Property Condition: To Be Built
  • Roof: Shingle

Garage/Parking

  • Garage Spaces: 3.0
  • Parking Features: Alley Access, Detached, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: No

Utilities

  • Utilities: Electricity Connected, Natural Gas Connected, High Speed Internet Available, Sewer Connected, Water Connected
  • Security Features: Prewired, Carbon Monoxide Detector(s), Smoke Detector(s)
  • Cooling: Central Air, Electric, Heat Pump
  • Laundry Features: Washer Hookup, Dryer Hookup
  • Cooling Y N: Yes

Condo/Co-op/Association

  • Association Fee: 300.0
  • Community Features: Barbecue, Beach, Boat Facilities, Dock, Fishing, Other, Playground, Park, See Remarks, Waterfront, Curbs, Gutter(s), Pool, Sidewalks
  • Amenities: Beach Rights, Dock, Picnic Area
  • Association Fee Frequency: Quarterly
  • Association Name: Burg Management
  • Association: Yes
  • ResoAssociationFeeFrequency: Quarterly

Fee Information

  • Association Fee Includes: Boat Ramp, Fishing Rights, Other, Playground, Pool(s), See Remarks

Schools

  • Middle Or Junior School: University Academy

Lot Info

  • Lot Features: Landscaped
  • Lot Size Sq Ft: 6360.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Unfurnished

Tax Info

  • Tax Lot: 428

MLS Schools

  • Elementary School: University Academy
  • High School: Bay

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Sep 19, 2024
Sold by
Darby Rory J and Darby Deborah E
Bought by
Darby Rory J and Darby Deborah E
Current Estimated Value
$525,574

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$534,000
Outstanding Balance
$530,746
Interest Rate
6.78%
Mortgage Type
VA
Estimated Equity
$10,829

Purchase Details

Listed on
May 5, 2022
Closed on
Dec 8, 2022
Sold by
Nwfl Land Holdings Llc
Bought by
Darby Rory J and Darby Deborah E
Seller's Agent
Janet Melton
SweetBay Realty
Buyer's Agent
Mark Moody
Coastal Sun Realty LLC
List Price
$495,950
Sold Price
$504,892
Premium/Discount to List
$8,942
1.8%
Views
1

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.78%
Original Mortgage
$462,108
Interest Rate
7.08%
Mortgage Type
New Conventional
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Darby Rory J $100 None Listed On Document
Darby Rory J $504,900 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Darby Rory J $534,000
Previous Owner Darby Rory J $517,858
Previous Owner Darby Rory J $462,108
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/22/2023 01/22/23 Off Market $504,892 -- --
12/08/2022 12/08/22 Sold $504,892 +1.8% $289 / Sq Ft
05/17/2022 05/17/22 Pending -- -- --
05/06/2022 05/06/22 For Sale $495,950 -- $283 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $118 $434,734 -- --
2023 $118 $422,072 $56,265 $365,807
2022 $427 $14,682 $14,682 $0
Source: Public Records

Agents Affiliated with this Home

  • Janet Melton

    Seller's Agent in 2022

    Janet Melton

    SweetBay Realty

    (912) 220-1716

    333 Total Sales

    Janet Melton
    Section Image
  • Jennifer Ledesma

    Seller Co-Listing Agent in 2022

    Jennifer Ledesma

    Berkshire Hathaway HomeServices Beach Properties of Florida

    (850) 319-4991

    84 Total Sales

    Jennifer Ledesma
    Section Image

  • M

    Buyer's Agent in 2022

    Mark Moody

    Coastal Sun Realty LLC

See All Agents

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 726212

Central Panhandle Association of REALTORS®

APN: 11731-350-410

Florida Bay County Panama City 32405

1045 Discovery Loop N Unit LOT 428, Panama City, FL

This home is located at 1045 Discovery Loop N Unit LOT 428, Panama City, FL 32405 since 05 May 2022 and is currently estimated at $525,574, approximately $300 per square foot. This property was built in 2022. 1045 Discovery Loop N Unit LOT 428 is a home located in Bay County with nearby schools including Northside Elementary School, Jinks Middle School, and Bay High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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