$325,000
PENDING

106 N Cove Blvd Panama City, FL 32401

Estimated payment $2,082/month

Total Views 22,954
3 Beds
2 Baths
1,632 Sq Ft
$199 Price per Sq Ft

Highlights

  • Deck
  • Wood Flooring
  • Porch
  • Florida Architecture
  • Mud Room
  • Crown Molding

About This Home

Cove Charmer - Classic Style Meets Coastal Living! Welcome to 106 N Cove Blvd, a beautifully updated 3-bedroom, 2-bath home in the heart of Panama City's historic Cove neighborhood. This home features a desirable split floor plan, with the master suite privately located and complete with its own full, updated bathroom. Original hardwood floors bring warmth and charm, while the kitchen has been refreshed with modern appliances for everyday convenience. Family room, dining and also has a breakfast nook or could be a flex-space. Enjoy coastal living with a screened-in front porch, perfect for morning coffee or breezy evenings. The fully fenced backyard includes an open deck for entertaining, a matching shed/workshop, and convenient alley acces access. You'll also appreciate covered carport parking and a durable metal roof for peace of mind. Located just across the iconic Cove drawbridge, you're a golf cart ride away from a vibrant downtown filled with local restaurants, boutiques, coffee shops, and nightlife. Minutes from Watson Marina, St. Andrews Yacht Club, waterfront parks, baseball fields, and moreall with no HOA. Don't miss your chance to own this unique slice of The Cove. Schedule your private showing today and experience the lifestyle for yourself!

Listing Agent

Bubba McCants

EXP Realty LLC License #3062634 Listed on: 04/23/2025

EXP Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,386

Year Built

  • Built in 1942

Lot Details

  • Lot Dimensions are 49.5x140x49.6x140
  • Back Yard Fenced

Parking

  • 1 Carport Space

Home Design

  • Florida Architecture
  • Metal Roof
  • Cement Board or Planked

Interior Spaces

  • 1,632 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Ceiling Fan
  • Mud Room
  • Living Room
  • Dining Area

Kitchen

  • Electric Oven or Range
  • Dishwasher

Flooring

  • Wood
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Primary Bedroom
  • 2 Full Bathrooms
  • Dual Vanity Sinks in Primary Bathroom

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck
  • Porch

Schools

  • Cherry Street Elementary School
  • Jinks Middle School
  • Bay High School

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater

Community Details

  • Cove Subdivision

Listing and Financial Details

  • Assessor Parcel Number 20960-000-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,386

Year Built

Built in 1942

Lot Details

0

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 49.5x140x49.6x140
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Subdivision Name: Cove
  • Directions: From Hwy 77 and 23rd St go south on Hwy 77, cross over Bus 98. Home is on the left just before Cherry St.
  • Architectural Style: Florida Cottage
  • Carport Y N: Yes
  • New Construction: No
  • Building Stories: 1
  • Year Built: 1942
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Rooms:Living Room: Yes
  • Washers: Yes
  • Energy:Ceiling Fans: Yes
  • Rooms:Dining Area: Yes
  • Utilities:Gas - Natural: Yes
  • Energy:Water Heater - Gas: Yes
  • Rooms:Mud Room: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Dishwasher, Dryer, Stove/Oven Electric, Washer, Water Heater - Gas
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Flooring: Floor Hardwood, Floor Laminate
  • Interior Amenities: Ceiling Crwn Molding, Split Bedroom
  • Appliances:StoveOven Electric: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Split Bedroom: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Floor Laminate: Yes

Exterior Features

  • Fencing: Fenced Privacy
  • Construction Type: Block, Siding CmntFbrHrdBrd
  • Exterior Features: Fenced Back Yard
  • Patio And Porch Features: Deck Open, Porch
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • Exterior:Porch: Yes
  • ConstructionSiding:Block: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior:Deck Open: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Fenced Privacy: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Covered Parking Spaces: 1.0
  • Parking Features: Carport, Covered
  • General Property Info:Garage2: No
  • Parking Features:Carport3: Yes
  • Parking Features:Covered: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Gas - Natural

Schools

  • Elementary School: Cherry Street
  • High School: Bay
  • Middle Or Junior School: Jinks

Lot Info

  • Parcel #: 20960-000-000
  • Zoning: Resid Single Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,386 $235,759 -- --
2023 $3,386 $228,892 $44,100 $184,792
2022 $3,571 $210,799 $38,293 $172,506
2021 $411 $160,753 $37,117 $123,636
2020 $414 $167,421 $36,015 $131,406
2019 $0 $167,686 $34,545 $133,141
2018 $0 $168,686 $0 $0
2017 $1,104 $118,066 $0 $0
2016 $1,130 $118,132 $0 $0
2015 $1,234 $117,310 $0 $0
2014 $1,066 $68,161 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/02/2025 07/02/25 Pending -- -- --
06/18/2025 06/18/25 Price Changed $325,000 -5.5% $199 / Sq Ft
05/04/2025 05/04/25 Price Changed $344,000 -1.4% $211 / Sq Ft
04/23/2025 04/23/25 For Sale $349,000 +74.5% $214 / Sq Ft
07/05/2022 07/05/22 Off Market $200,000 -- --
06/20/2022 06/20/22 Off Market $265,000 -- --
01/06/2022 01/06/22 Sold $265,000 0.0% $188 / Sq Ft
12/03/2021 12/03/21 Pending -- -- --
12/02/2021 12/02/21 For Sale $265,000 0.0% $188 / Sq Ft
11/24/2021 11/24/21 Pending -- -- --
11/14/2021 11/14/21 For Sale $265,000 +32.5% $188 / Sq Ft
06/08/2017 06/08/17 Sold $200,000 -5.2% $142 / Sq Ft
04/27/2017 04/27/17 Pending -- -- --
11/09/2016 11/09/16 For Sale $211,000 -- $150 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $265,000 South Oak Title
Warranty Deed $200,000 Omega Title Inc
Warranty Deed $142,000 Cornerstone Title Agency Inc
Special Warranty Deed $75,000 None Available
Trustee Deed -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $125,000 New Conventional
Previous Owner $190,782 VA
Previous Owner $200,000 VA
Previous Owner $183,400 VA
Previous Owner $145,050 VA
Previous Owner $102,000 Unknown
Previous Owner $55,000 Unknown
Source: Public Records

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Source: Emerald Coast Association of REALTORS®

MLS Number: 974624

Emerald Coast Association of REALTORS®

APN: 20960-000-000