NOT LISTED FOR SALE

1086 Delta Dr Unit 45E Elgin, IL 60123

Estimated Value: $287,165 - $290,000

2 Beds
2.5 Baths
1,542 Sq Ft
$187/Sq Ft Est. Value

Last Sold April 23, 2024

Last sale price $270,000 $175 Per Sq Ft

Est. 7% increase in value since last sale

Current estimated payment $2,193/month

2 Days on Market

Highlights

  • Vaulted Ceiling
  • Loft
  • Walk-In Closet
  • South Elgin High School Rated A-
  • 2 Car Attached Garage
  • Patio

About This Home

As of April 2024

LOCATION!! LOCATION!! RARE 2 STORY PRIVATE ENTRANCE END UNIT IN WILLOW BAY CLUB~ 2 BEDROOMS~ 2.5 BATHS~ LOFT THAT CAN BE CONVERTED TO A 3RD BEDROOM~ UPSTAIRS LAUNDRY WITH NEWER WASHER AND DRYER~ MASTER EN SUITE BEDROOM WITH BATH AND WALK-IN CLOSET~ VAULTED CEILINGS WITH TONS OF NATURAL LIGHT~ KITCHEN WITH PANTRY~ BRIGHT EATING AREA~ FIRST-FLOOR LAMINATE FLOORING~ LENNOX HVAC SYSTEM (2017)~ NEWER WATER HEATER (2022)~ PATIO~ 2 CAR GARAGE WITH INSULATED GARAGE DOOR~ NEWER GARAGE OPENER (2023)~ ROOF AND 6-INCH GUTTERS REPLACED IN (2023)~ UNIT BACKS ON TO GREEN AREA, DAY CARE, AND BANK- CLOSE TO SHOPPING, RESTAURANTS, AND EXPRESSWAY~ HURRY!! THIS UNIT WILL GO FAST!

Last Agent to Sell the Property

Marilyn Alvarado

Brokerocity Inc Listed on: 03/22/2024

Last Buyer's Agent

Claudia Spinnato

WE Realty License #475182196

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,045

Year Built

  • Built in 1998

HOA Fees

  • $264 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,542 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Combination Kitchen and Dining Room
  • Loft
  • Laminate Flooring

Kitchen

  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on upper level
  • Gas Dryer Hookup

Home Security

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Senior Tax Exemptions

Community Details

Overview

  • Association fees include exterior maintenance, lawn care, snow removal
  • 6 Units
  • Linda Dedic Association, Phone Number (630) 584-0209
  • Willow Bay Club Subdivision, Ethan Floorplan
  • Property managed by Property management techniques

Pet Policy

  • Dogs and Cats Allowed

Security

  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,045

Year Built

Built in 1998

Lot Details

0

HOA Fees

$264 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Condo
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: Willow Bay Club
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Interior Amenities: Vaulted/Cathedral Ceilings, Wood Laminate Floors, Second Floor Laundry, Walk-In Closet(s)
  • LivingArea: 1542
  • Other Equipment: CO Detectors, Water Heater-Gas
  • Room Type: Loft
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: None
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • List Price: 255000
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 264
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Property management techniques
  • Management Contact Name: Linda Dedic
  • Management Phone: 630-584-0209
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Exterior Maintenance, Lawn Care, Snow Removal

Schools

  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: CONDO
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 4045
  • Tax Year: 2022
  • Tax Exemptions: Senior

Multi Family

  • Units in Building: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2024
Closed on
Apr 16, 2024
Sold by
Decla Concepcion Macias February 12 2003 and Macias Romo Delores
Bought by
Spinnato Stephanie
Seller's Agent
Marilyn Alvarado
Brokerocity Inc
Buyer's Agent
Claudia Spinnato
WE Realty
List Price
$255,000
Sold Price
$270,000
Premium/Discount to List
$15,000
5.88%
Views
127
Current Estimated Value
$288,541

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,541
Avg. Annual Appreciation
3.18%
Original Mortgage
$261,900
Outstanding Balance
$259,109
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$21,502

Purchase Details

Closed on
Oct 21, 2010
Sold by
Macias Concepcion
Bought by
Declaration Macias Concepcion and Declaration Concepcion Macias

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,000
Interest Rate
4.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 2, 2010
Sold by
Macias Concepcion and Concepcion Macias February 21
Bought by
Macias Concepcion

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,000
Interest Rate
4.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 21, 2003
Sold by
Macias Concepcion
Bought by
Macias Concepcion and Concepcion Macias February 21

Purchase Details

Closed on
Jun 25, 1998
Sold by
Pulte Home Corp
Bought by
Macias Concepcion

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,350
Interest Rate
7.27%
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spinnato Stephanie $270,000 None Listed On Document
Declaration Macias Concepcion -- None Available
Macias Concepcion -- First Amer Lenders Advantage
Macias Concepcion -- --
Macias Concepcion $127,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spinnato Stephanie $261,900
Previous Owner Macias Concepcion $73,000
Previous Owner Macias Concepcion $86,350
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/23/2024 04/23/24 Sold $270,000 +5.9% $175 / Sq Ft
03/25/2024 03/25/24 Pending -- -- --
03/22/2024 03/22/24 For Sale $255,000 -- $165 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,025 $63,220 $14,952 $48,268
2022 $4,045 $57,646 $13,634 $44,012
2021 $3,827 $53,895 $12,747 $41,148
2020 $3,689 $51,451 $12,169 $39,282
2019 $3,550 $49,011 $11,592 $37,419
2018 $3,477 $46,171 $10,920 $35,251
2017 $3,358 $43,648 $10,323 $33,325
2016 $3,146 $40,494 $9,577 $30,917
2015 -- $37,116 $8,778 $28,338
2014 -- $32,591 $8,670 $23,921
2013 -- $33,451 $8,899 $24,552
Source: Public Records

Agents Affiliated with this Home

  • Marilyn Alvarado

    Seller's Agent in 2024

    Marilyn Alvarado

    Brokerocity Inc

    (847) 622-0721

    75 Total Sales

    Marilyn Alvarado
    Section Image
  • Claudia Spinnato

    Buyer's Agent in 2024

    Claudia Spinnato

    WE Realty

    (630) 669-1452

    45 Total Sales

    Claudia Spinnato
    Section Image
See All Agents

Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12010777

Midwest Real Estate Data (MRED)

APN: 06-28-331-016

Illinois Kane County Elgin 60123

1086 Delta Dr Unit 45E, Elgin, IL

This home is located at 1086 Delta Dr Unit 45E, Elgin, IL 60123 since 22 March 2024 and is currently estimated at $288,541, approximately $187 per square foot. This property was built in 1998. 1086 Delta Dr Unit 45E is a home located in Kane County with nearby schools including Fox Meadow Elementary School, Kenyon Woods Middle School, and South Elgin High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Midwest Real Estate Data (MRED) Based on information submitted to the MLS GRID. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked.
Notices must be sent in writing by email to DMCAnotice@MLSGrid.com.
The DMCA requires that your notice of alleged copyright infringement include the following information:
(1) description of the copyrighted work that is the subject of claimed infringement;
(2) description of the alleged infringing content and information sufficient to permit us to locate the content;
(3) contact information for you, including your address, telephone number and email address;
(4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law;
(5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and
(6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner’s behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.

Nearby Homes