NOT LISTED FOR SALE

1086 Delta Dr Unit 45E Elgin, IL 60123

Estimated Value: $288,806 - $296,000

2 Beds
2.5 Baths
1,542 Sq Ft
$189/Sq Ft Est. Value

Last Sold April 23, 2024

Last sale price $270,000 $175 Per Sq Ft

Est. 8% increase in value since last sale

Current estimated payment $2,159/month

2 Days on Market

Highlights

  • Vaulted Ceiling
  • 2 Car Attached Garage
  • Patio
  • Loft
  • Walk-In Closet
  • Forced Air Heating and Cooling System

About This Home

As of April 2024

LOCATION!! LOCATION!! RARE 2 STORY PRIVATE ENTRANCE END UNIT IN WILLOW BAY CLUB~ 2 BEDROOMS~ 2.5 BATHS~ LOFT THAT CAN BE CONVERTED TO A 3RD BEDROOM~ UPSTAIRS LAUNDRY WITH NEWER WASHER AND DRYER~ MASTER EN SUITE BEDROOM WITH BATH AND WALK-IN CLOSET~ VAULTED CEILINGS WITH TONS OF NATURAL LIGHT~ KITCHEN WITH PANTRY~ BRIGHT EATING AREA~ FIRST-FLOOR LAMINATE FLOORING~ LENNOX HVAC SYSTEM (2017)~ NEWER WATER HEATER (2022)~ PATIO~ 2 CAR GARAGE WITH INSULATED GARAGE DOOR~ NEWER GARAGE OPENER (2023)~ ROOF AND 6-INCH GUTTERS REPLACED IN (2023)~ UNIT BACKS ON TO GREEN AREA, DAY CARE, AND BANK- CLOSE TO SHOPPING, RESTAURANTS, AND EXPRESSWAY~ HURRY!! THIS UNIT WILL GO FAST!

Last Agent to Sell the Property

Marilyn Alvarado

Brokerocity License #475175683 Listed on: 03/22/2024

Last Buyer's Agent

Claudia Spinnato

WE Realty License #471022778

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,045

Year Built

  • Built in 1998

HOA Fees

  • $264 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Transmitter
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Asphalt Roof
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,542 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Combination Kitchen and Dining Room
  • Loft
  • Laminate Flooring

Kitchen

  • Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • Walk-In Closet

Laundry

  • Laundry on upper level
  • Gas Dryer Hookup

Home Security

Outdoor Features

  • Patio

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Senior Tax Exemptions

Community Details

Overview

  • Association fees include exterior maintenance, lawn care, snow removal
  • 6 Units
  • Linda Dedic Association, Phone Number (630) 584-0209
  • Willow Bay Club Subdivision, Ethan Floorplan
  • Property managed by Property management techniques

Pet Policy

  • Dogs and Cats Allowed

Security

  • Carbon Monoxide Detectors

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,045

Year Built

Built in 1998

Lot Details

0

HOA Fees

$264 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Attached Single
  • Type Attached: Townhouse-2 Story
  • Ownership: Condo
  • New Construction: No
  • Property Sub-Type: Townhouse-2 Story
  • Subdivision Name: Willow Bay Club
  • Year Built: 1998
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Unit Floor Level: 1
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: No
  • Special Features: None
  • Property Sub Type: Townhouses
  • Stories: 2

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator
  • Basement: None
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bathrooms: 3
  • Total Bedrooms: 2
  • Interior Amenities: Vaulted/Cathedral Ceilings, Wood Laminate Floors, Second Floor Laundry, Walk-In Closet(s)
  • LivingArea: 1542
  • Other Equipment: CO Detectors, Water Heater-Gas
  • Room Type: Loft
  • Stories Total: 2
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: None
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Kitchen/Dining Combo
  • Total Sq Ft: 0
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Patio
  • Foundation Details: Concrete Perimeter
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding,Brick

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s),Transmitter(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, In Unit
  • Water Source: Public

Condo/Co-op/Association

  • Pets Allowed: Cats OK, Dogs OK
  • Association Fee: 264
  • Association Fee Frequency: Monthly
  • Master Association Fee: No
  • Master Association Fee Frequency: Not Required
  • Management Company: Property management techniques
  • Management Contact Name: Linda Dedic
  • Management Phone: 630-584-0209
  • ResoAssociationFeeFrequency: Monthly

Fee Information

  • Association Fee Includes: Exterior Maintenance, Lawn Care, Snow Removal

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: CONDO
  • Rural (Y/N): N
  • Special Assessments: N

Rental Info

  • Board Number: 5
  • Pets Allowed (Y/N): Yes
  • Is Parking Included in Price: Yes
  • Max Pet Weight: 999

Tax Info

  • Tax Annual Amount: 4045
  • Tax Year: 2022
  • Tax Exemptions: Senior

Multi Family

  • Units in Building: 6

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Mar 22, 2024
Closed on
Apr 16, 2024
Sold by
Decla Concepcion Macias February 12 2003 and Macias Romo Delores
Bought by
Spinnato Stephanie
Seller's Agent
Marilyn Alvarado
Brokerocity
Buyer's Agent
Claudia Spinnato
WE Realty
List Price
$255,000
Sold Price
$270,000
Premium/Discount to List
$15,000
5.88%
Views
127
Current Estimated Value
$292,202

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$22,202
Avg. Annual Appreciation
4.88%
Original Mortgage
$261,900
Outstanding Balance
$257,889
Interest Rate
6.75%
Mortgage Type
New Conventional
Estimated Equity
$34,313

Purchase Details

Closed on
Oct 21, 2010
Sold by
Macias Concepcion
Bought by
Declaration Macias Concepcion and Declaration Concepcion Macias

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,000
Interest Rate
4.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 2, 2010
Sold by
Macias Concepcion and Concepcion Macias February 21
Bought by
Macias Concepcion

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$73,000
Interest Rate
4.36%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 21, 2003
Sold by
Macias Concepcion
Bought by
Macias Concepcion and Concepcion Macias February 21

Purchase Details

Closed on
Jun 25, 1998
Sold by
Pulte Home Corp
Bought by
Macias Concepcion

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$86,350
Interest Rate
7.27%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Spinnato Stephanie $270,000 None Listed On Document
Declaration Macias Concepcion -- None Available
Macias Concepcion -- First Amer Lenders Advantage
Macias Concepcion -- --
Macias Concepcion $127,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Spinnato Stephanie $261,900
Previous Owner Macias Concepcion $73,000
Previous Owner Macias Concepcion $86,350
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/23/2024 04/23/24 Sold $270,000 +5.9% $175 / Sq Ft
03/25/2024 03/25/24 Pending -- -- --
03/22/2024 03/22/24 For Sale $255,000 -- $165 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,320 $69,978 $16,550 $53,428
2023 $4,025 $63,220 $14,952 $48,268
2022 $4,045 $57,646 $13,634 $44,012
2021 $3,827 $53,895 $12,747 $41,148
2020 $3,689 $51,451 $12,169 $39,282
2019 $3,550 $49,011 $11,592 $37,419
2018 $3,477 $46,171 $10,920 $35,251
2017 $3,358 $43,648 $10,323 $33,325
2016 $3,146 $40,494 $9,577 $30,917
2015 -- $37,116 $8,778 $28,338
2014 -- $32,591 $8,670 $23,921
2013 -- $33,451 $8,899 $24,552
Source: Public Records

Agents Affiliated with this Home

  • Marilyn Alvarado

    Seller's Agent in 2024

    Marilyn Alvarado

    Brokerocity

    (847) 622-0721

    10 in this area

    64 Total Sales

    Marilyn Alvarado
    Section Image
  • Claudia Spinnato

    Buyer's Agent in 2024

    Claudia Spinnato

    WE Realty

    (630) 669-1452

    3 in this area

    49 Total Sales

    Claudia Spinnato
    Section Image
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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12010777

Midwest Real Estate Data (MRED)

APN: 06-28-331-016

Illinois Kane County Elgin 60123

1086 Delta Dr Unit 45E, Elgin, IL

Not Listed for Sale

Townhouses

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