$470,000
SOLD JUL 21, 2025
4 Beds
3.5 Baths
3,546 Sq Ft
10,890 Sq Ft Lot

Recently Sold

$133 Per Sq Ft

1% Below List Price

18 Days on Market

Highlights

  • Boat Ramp
  • Home fronts navigable water
  • Fitness Center
  • Beach
  • Canoe or Kayak Water Access
  • Fishing Allowed

About This Home

As of July 2025

You're right on time to enjoy all the amenities this beautiful home—and the Lake Holiday community—have to offer. This spacious two-story home with a fully finished basement sits on a cul-de-sac lot that backs to mature trees for added privacy.

Step inside to find a formal dining room that flows into a well-appointed kitchen featuring a pantry, upgraded counters, cabinetry, and modern appliances—perfect for effortless meal prep. The eat-in kitchen and additional breakfast room provide ample space for family gatherings. The open-concept design continues into the cozy family room, highlighted by a wood-burning fireplace for those chilly days when you're not out on the lake.

Just off the breakfast room, step out onto the generously sized composite deck and take in views of the private, wooded backyard. Upstairs, you'll find a spacious loft, a convenient laundry room, and three large bedrooms, including a primary suite with a walk-in closet and a roomy en-suite bath.

The finished lower level offers even more living space with a large rec room, fourth bedroom, third full bath, and a versatile flex room—ideal for a home office, gym, or playroom. A walk-out leads directly to the backyard, seamlessly blending indoor and outdoor living.

Lake Holiday is a 240-acre private lake community with 24/7 gated security and a wide array of amenities, including beaches, a clubhouse, fitness center, tennis and basketball courts, walking trails, and more. The lake accommodates gas, electric, and human-powered boats and features a 90+ slip marina, plus canoe and kayak storage near the shoreline.

Last Agent to Sell the Property

Justin Mistretta

(540) 722-9300 winchester@penfedrealty.com Berkshire Hathaway HomeServices PenFed Realty License #WVS210301422 Listed on: 05/30/2025

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Suzy Joran

(304) 930-5128 suzyjoran@frontiernet.net Samson Properties License #WVA230040251

Samson Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,207

Year Built

  • Built in 2015

Lot Details

  • 11,006 Sq Ft Lot
  • Home fronts navigable water
  • Cul-De-Sac
  • North Facing Home
  • Property is zoned R5

HOA Fees

  • $150 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Stone Siding
  • Vinyl Siding
  • Passive Radon Mitigation
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 3 Levels
  • Wood Burning Fireplace
  • Family Room Off Kitchen
  • Dining Room
  • Loft
  • Wood Flooring

Kitchen

  • Breakfast Room
  • Stove
  • Microwave
  • Dishwasher
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Laundry Room
  • Laundry on upper level
  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Exterior Basement Entry

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Swimming Allowed
  • Powered Boats Permitted
  • Lake Privileges

Schools

  • Gainesboro Elementary School
  • James Wood High School

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 554
  • Assessor Parcel Number 18A0710 554

Community Details

Overview

  • $2,000 Capital Contribution Fee
  • Association fees include management, reserve funds, road maintenance, trash, security gate
  • Lake Holiday Estates Subdivision

Amenities

  • Clubhouse
  • Meeting Room

Recreation

  • Boat Ramp
  • Beach
  • Tennis Courts
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Fitness Center
  • Fishing Allowed
  • Dog Park
  • Jogging Path

Security

  • Security Service
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,207

Year Built

Built in 2015

Lot Details

0.25 Acres

HOA Fees

$150 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 5/30/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2015
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Disposal, Microwave, Refrigerator, Stove, Water Heater, Dryer, Washer, Dishwasher
  • Interior Amenities: Family Room Off Kitchen, Breakfast Area, Kitchen - Island, Dining Area, Primary Bath(s), Upgraded Countertops, Wood Floors
  • Fireplace Features: Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Passive Radon Mitigation, Concrete Perimeter
  • Levels Count: 3
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Family Room, Breakfast Room, Laundry, Loft
  • Basement: Yes
  • Basement Type: Outside Entrance, Fully Finished, Walkout Level
  • Laundry Type: Upper Floor
  • Total Sq Ft: 3546
  • Living Area Sq Ft: 3546
  • Price Per Sq Ft: 192.81
  • Above Grade Finished Sq Ft: 2463
  • Below Grade Finished Sq Ft: 1083
  • Total Below Grade Sq Ft: 1083
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 4
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding, Stone
  • Roof: Asphalt
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Private Access, Swimming Allowed
  • Water Access: Yes
  • Water Body Type: Lake
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage Door Opener, Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Off Street, Attached Garage
  • Off Street Parking Spaces: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Ramp, Club House, Exercise Room, Gated Community, Meeting Room, Security, Tennis Courts, Tot Lots/Playground, Volleyball Courts, Water/Lake Privileges, Jog/Walk Path, Dog Park
  • HOA Condo Co-Op Fee Includes: Management, Reserve Funds, Road Maintenance, Trash, Security Gate
  • HOA: Yes
  • Senior Community: No

Fee Information

  • Capital Contribution Fee: 2000.00

Schools

  • Elementary School Source: Listing Agent
  • School District Source: Listing Agent
  • Elementary School: GAINESBORO
  • High School: JAMES WOOD

Lot Info

  • Lot Features: Cul-De-Sac
  • Lot Size Acres: 0.25
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11006.00
  • Zoning: R5
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2207.00
  • Assessor Parcel Number: 18A0710 554
  • Tax Lot: 554
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

MLS Schools

  • School District Name: FREDERICK COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 30, 2025
Closed on
Jun 6, 2025
Sold by
Wolfersberger Sarra and Wolfersberger Tj Scott
Bought by
Myers Jacob and Chicoine Meghan
Seller's Agent
Justin Mistretta
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Suzy Joran
Samson Properties
List Price
$474,900
Sold Price
$470,000
Premium/Discount to List
-$4,900
-1.03%
Views
39
Current Estimated Value
$483,408

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$13,408
Avg. Annual Appreciation
4.77%
Original Mortgage
$470,000
Interest Rate
6.84%
Mortgage Type
VA

Purchase Details

Closed on
Feb 22, 2025
Sold by
Parker Sarra and Wolfersberger Sarra
Bought by
Wolfersberger Sarra and Wolfersberger Tj Scott

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$370,370
Interest Rate
7.04%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 22, 2019
Closed on
Aug 29, 2019
Sold by
Smith Aaron E and Shendow Colleen C
Bought by
Parker Sarra
Seller's Agent
Misty Weaver
Samson Properties
Buyer's Agent
Misty Weaver
Samson Properties
List Price
$334,900
Sold Price
$319,000
Premium/Discount to List
-$15,900
-4.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.59%
Original Mortgage
$270,425
Interest Rate
3.8%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 27, 2015
Closed on
Sep 30, 2015
Sold by
Dr Holdings Va Llc
Bought by
Smith Aaron E and Shendow Colleen C
Seller's Agent
datacorrect BrightMLS
Non Subscribing Office
Buyer's Agent
Lisa Cox
Colony Realty
List Price
$285,870
Sold Price
$308,077
Premium/Discount to List
$22,207
7.77%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.89%
Original Mortgage
$246,461
Interest Rate
3.95%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Bargain Sale Deed $470,000 Chicago Title
Deed -- 20 20 Title Llc
Warranty Deed $319,000 Old Towne Title Company
Warranty Deed $308,077 None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $470,000 VA
Previous Owner $370,370 FHA
Previous Owner $270,425 New Conventional
Previous Owner $246,461 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/21/2025 07/21/25 Sold $470,000 -1.0% $133 / Sq Ft
06/17/2025 06/17/25 Pending -- -- --
05/30/2025 05/30/25 For Sale $474,900 +48.9% $134 / Sq Ft
08/29/2019 08/29/19 Sold $319,000 -3.0% $130 / Sq Ft View Prior Sale
07/16/2019 07/16/19 Pending -- -- --
03/31/2019 03/31/19 Price Changed $329,000 -1.8% $134 / Sq Ft
03/22/2019 03/22/19 For Sale $334,900 +8.7% $136 / Sq Ft
09/30/2015 09/30/15 Sold $308,077 +7.8% -- View Prior Sale
03/27/2015 03/27/15 Pending -- -- --
03/27/2015 03/27/15 For Sale $285,870 -- --
Source: Bright MLS

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,207 $459,800 $58,000 $401,800
2024 $1,278 $394,400 $42,000 $352,400
2023 $2,011 $394,400 $42,000 $352,400
2022 $1,950 $319,700 $37,000 $282,700
2021 $2,628 $319,700 $37,000 $282,700
2020 $2,440 $288,800 $37,000 $251,800
2019 $2,440 $288,800 $37,000 $251,800
2018 $2,420 $285,500 $37,000 $248,500
2017 $2,391 $285,500 $37,000 $248,500
2016 $2,285 $267,900 $25,100 $242,800
2015 $112 $20,000 $20,000 $0
2014 $398 $20,000 $20,000 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VAFV2034458

Bright MLS

APN: 18A0710-554

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