NOT LISTED FOR SALE

109 Michelle Ct Galt, CA 95632

Estimated Value: $455,000 - $484,098

3 Beds
2 Baths
1,248 Sq Ft
$374/Sq Ft Est. Value

About This Home

This home is located at 109 Michelle Ct, Galt, CA 95632 and is currently estimated at $466,525, approximately $373 per square foot. 109 Michelle Ct is a home located in Sacramento County with nearby schools including Vernon E. Greer Elementary School, Robert L. McCaffrey Middle School, and Galt High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Oct 20, 2022
Sold by
Gillett Revocable Living Trust
Bought by
Ramirez Eduardo and Garcia Lizeth Cruz
Current Estimated Value
$466,525

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$394,875
Outstanding Balance
$381,228
Interest Rate
6.7%
Mortgage Type
New Conventional
Estimated Equity
$85,297

Purchase Details

Closed on
Sep 29, 2008
Sold by
Hsbc Bank Usa National Association
Bought by
Gillett Chris W and Gillett Margaret A

Purchase Details

Closed on
Apr 28, 2008
Sold by
Develasco Carolina
Bought by
Hsbc Bank Usa Na and Peoples Choice Home Loan Securities Trus

Purchase Details

Closed on
Aug 22, 2005
Sold by
Valencia Francisca A Martinez and Velasco Oscar E
Bought by
Develasco Carolina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$284,000
Interest Rate
7.1%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jul 11, 2003
Sold by
Green Kathleen A
Bought by
Valencia Francisca A Martinez and Velasco Oscar E

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$206,550
Interest Rate
6.35%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 10, 1997
Sold by
Hud
Bought by
Green Kathleen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$117,587
Interest Rate
7.19%
Mortgage Type
FHA

Purchase Details

Closed on
May 29, 1997
Sold by
Hernandez Armando
Bought by
Temple Inland Mtg Corp

Purchase Details

Closed on
May 22, 1997
Sold by
Temple Inland Mtg Corp
Bought by
Hud
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Ramirez Eduardo $430,000 Stewart Title
Gillett Chris W $140,000 None Available
Hsbc Bank Usa Na $183,113 None Available
Develasco Carolina $142,000 Alliance Title Company
Valencia Francisca A Martinez $243,000 First American Title Co
Green Kathleen A $115,500 Stewart Title
Temple Inland Mtg Corp $119,679 --
Hud -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Ramirez Eduardo $394,875
Previous Owner Develasco Carolina $284,000
Previous Owner Valencia Francisca A Martinez $206,550
Previous Owner Green Kathleen A $117,587
Closed Valencia Francisca A Martinez $36,450
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,136 $447,372 $114,444 $332,928
2024 $5,136 $438,600 $112,200 $326,400
2023 $5,053 $430,000 $110,000 $320,000
2022 $2,084 $169,876 $84,938 $84,938
2021 $2,298 $166,546 $83,273 $83,273
2020 $2,282 $164,840 $82,420 $82,420
2019 $2,236 $161,608 $80,804 $80,804
2018 $2,232 $158,440 $79,220 $79,220
2017 $2,163 $155,334 $77,667 $77,667
2016 $2,096 $152,290 $76,145 $76,145
2015 $2,040 $150,004 $75,002 $75,002
2014 $2,035 $147,066 $73,533 $73,533
Source: Public Records

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