NOT LISTED FOR SALE

109 Oak St Windsor, CO 80550

Estimated Value: $461,220 - $478,000

3 Beds
2 Baths
1,966 Sq Ft
$237/Sq Ft Est. Value

Last Sold August 03, 2023

Last sale price $448,000 $228 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $2,820/month

16 Days on Market

Highlights

  • City View
  • No HOA
  • 2 Car Attached Garage
  • Contemporary Architecture
  • Enclosed patio or porch
  • 3-minute walk to Chimney Park

About This Home

As of August 2023

Amazing opportunity to own this beautifully updated 3 bed/2bath home in the Heart of Downtown Windsor. Remodeled kitchen features custom white cabinets, slab granite counters, custom tile back splash, pantry w/ lighting, tile floors & Stainless Steel appliances. Upper level primary bedroom has gorgeous custom tile, walk in closet & ensuite full bath - w/ HUGE soaking tub & make up area. Fresh paint throughout the home. Lower level family room gives you room to spread out. This house sits on a large level lot with back alley access, fenced area for chickens, multiple patio areas, shed and room for your imagination. NO HOA - Bring your RV, Boat, Toys & Park them in eye site. The peaceful front covered patio is waiting for your summer plans & the fireworks on the 4th. 1 block to City Park. Plenty of room for pets & entertaining, gardening & projects. Extra storage space in basement. Large fully fenced backyard & fenced front yard for child & fur baby safety. Owner/Agent related

Last Agent to Sell the Property

Makaela Stevens

LoKation Listed on: 06/21/2023

LoKation

Last Buyer's Agent

Alex Hagman

HomeSmart Realty Group FTC

HomeSmart Realty Group FTC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,315

Year Built

  • Built in 1998

Lot Details

  • 9,583 Sq Ft Lot
  • Fenced
  • Level Lot

Parking

  • 2 Car Attached Garage
  • Alley Access

Home Design

  • Contemporary Architecture
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 1,966 Sq Ft Home
  • 4-Story Property
  • Gas Fireplace
  • Family Room
  • City Views
  • Laundry on lower level
  • Finished Basement

Kitchen

  • Electric Oven or Range
  • Microwave
  • Dishwasher

Flooring

  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Outdoor Features

  • Enclosed patio or porch
  • Outdoor Storage

Schools

  • Mountain View Elementary School
  • Windsor Middle School
  • Windsor High School

Utilities

  • Forced Air Heating and Cooling System
  • Radiant Heating System

Community Details

  • No Home Owners Association
  • Association fees include common amenities
  • Kerns Subdivision

Listing and Financial Details

  • Assessor Parcel Number R1510686

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,315

Year Built

Built in 1998

Lot Details

0

Parking

2

Listing Details

  • Year Built: 1998
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.22
  • Road Frontage Type: City Street
  • Road Surface Type: Paved, Asphalt
  • Subdivision Name: Kerns
  • Directions: Take Colorado 392 East (Main Street in Windsor) turn right (South) on 1st St, Turn Right (West) on Oak, destination on your left. 109 Oak St, Windsor
  • Above Grade Finished Sq Ft: 1467
  • Architectural Style: Contemporary/Modern
  • Garage Yn: Yes
  • Unit Levels: Four-Level
  • New Construction: No
  • Building Stories: 4
  • Kitchen Level: Main
  • Special Features: VirtualTour
  • Stories: 4

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Electric Range/Oven, Dishwasher, Refrigerator, Microwave
  • Accessibility Features: Level Lot
  • Has Basement: 90%+ Finished Basement
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 1
  • Total Bedrooms: 3
  • Below Grade Sq Ft: 499
  • Fireplace Features: Gas
  • Fireplace: Yes
  • Living Area: 1966
  • Room Bedroom3 Features: Luxury Vinyl Floor
  • Dining Room Features: Luxury Vinyl Floor
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 238
  • Master Bedroom Master Bedroom Level: Upper
  • Room Bedroom2 Area: 120
  • Room Bedroom3 Level: Basement
  • Master Bedroom Master Bedroom Width: 15
  • Room Family Room Area: 456
  • Room Bedroom2 Level: Lower
  • Room Bedroom2 Features: Luxury Vinyl Floor
  • Master Bedroom Features: Tile Floor
  • Room Family Room Level: Lower
  • Room Kitchen Features: Ceramic Tile Floor
  • Room Living Room Area: 280
  • Family Room Features: Luxury Vinyl Floor
  • Living Room Features: Luxury Vinyl Floor
  • Room Kitchen Area: 112
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 315
  • Room Dining Room Area: 128
  • Master Bathroom Features: Shared Primary Bath
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Roof: Composition
  • Fencing: Fenced
  • Lot Features: Gutters, Sidewalks, Level
  • View: City
  • Waterfront: No
  • Construction Type: Wood/Frame
  • Other Structures: Storage
  • Patio And Porch Features: Enclosed
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Alley Access
  • IRESDS_Garage Sq Ft: 400
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Heating: Forced Air, Radiant
  • Utilities: Natural Gas Available
  • Laundry Features: Lower Level
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Water Source: City Water, Town of Windsor
  • Gas Company: Natural Gas

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities
  • Senior Community: No
  • Association: No

Association/Amenities

  • IRESDS_HasAssociation2Reserve: No
  • IRESDS_HasAssociation2Fee: No
  • IRESDS_HasAssociationReserve: No
  • IRESDS_HasAssociationFee: No

Schools

  • Elementary School: Mountain View
  • HighSchool: Windsor
  • Junior High Dist: Weld RE-4
  • Middle Or Junior School: Windsor

Lot Info

  • Zoning: Residentia
  • Lot Size Sq Ft: 9583
  • Parcel #: R1510686
  • ResoLotSizeUnits: SquareFeet

Tax Info

  • Tax Year: 2022
  • Tax Annual Amount: 2315

Multi Family

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 21, 2023
Closed on
Aug 3, 2023
Sold by
109 Oak St Trust
Bought by
Connell Lauren
Seller's Agent
Makaela Stevens
LoKation
Buyer's Agent
Alex Hagman
HomeSmart Realty Group FTC
List Price
$450,000
Sold Price
$448,000
Premium/Discount to List
-$2,000
-0.44%
Total Days on Market
16
Views
59
Current Estimated Value
$466,305

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$18,305
Avg. Annual Appreciation
2.20%
Original Mortgage
$420,850
Outstanding Balance
$413,087
Interest Rate
6.67%
Mortgage Type
New Conventional
Estimated Equity
$53,218

Purchase Details

Closed on
Mar 24, 2023
Sold by
Schippert Bryant J
Bought by
109 Oak St Trust

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$324,000
Interest Rate
10%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jun 29, 2012
Sold by
Malick Schipper Margaret M and Schippert Bryant J
Bought by
Schippert Bryant J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$188,200
Interest Rate
3.66%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 25, 1999
Sold by
Pitner Arthur
Bought by
Schippert Bryant J and Malick Schippert Margaret M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$128,000
Interest Rate
6.73%

Purchase Details

Closed on
Feb 17, 1998
Sold by
Rosario Luna Jose and Rosario Rebeca
Bought by
Pitner Arthur

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$109,200
Interest Rate
6.92%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jun 30, 1989
Sold by
Ochoa Leo and Ochoa Sandy
Bought by
Luna Jose Rosario and Luna Rebeca

Purchase Details

Closed on
Oct 16, 1986

Purchase Details

Closed on
Jun 6, 1986
Source: Public Records

Similar Homes in Windsor, CO

  • 2283 Stonefish Dr, Windsor, CO 80550

    $575,000

    • 4 Beds
    • 2.5 Baths
    • 2,534 Sq Ft
    • 2283 Stonefish Dr
    • Windsor, CO

    Back on the Market, no fault of property! Massive Price Improvement: This beautiful 2-story home offers 3,336 square feet of comfortable living space, featuring 4 bedrooms, 2.5 bathrooms, and an open-concept design perfect for entertaining. The main level boasts an office for those who work from home, and the spacious living area is highlighted by a dramatic cathedral ceiling and custom stone

    Shawna Blair The Colorado RE Group LLC

    Section Image
  • 8211 Lighthouse Lane Ct, Windsor, CO 80528

    $550,000

    • 3 Beds
    • 2 Baths
    • 2,017 Sq Ft
    • 8211 Lighthouse Lane Ct
    • Windsor, CO

    Welcome to 8211 Lighthouse Lane Court, a superior well maintained home nestled in the desirable community of Windsor, CO. This beautifully maintained 3-bedroom, 2-bathroom. (Bedroom 3 is technically an office) residence offers an ideal blend of modern comfort and classic charm. The open-concept floor plan is perfect for both family living and entertaining. The spacious main level features a

    Jimmy Stewart Coldwell Banker Realty-NOCO

    Section Image
  • 944 Maplebrook Dr, Windsor, CO 80550

    $490,000

    • 3 Beds
    • 2 Baths
    • 1,419 Sq Ft
    • 944 Maplebrook Dr
    • Windsor, CO

    Welcome to this gently lived-in ranch-style gem located in Windsor's newer phase of the Village East neighborhood. Thoughtfully designed for effortless main-level living, this 3-bedroom, 2-bath home features vaulted ceilings in the main living area, a cozy gas fireplace, and a bright, open floorplan that feels both spacious and welcoming. In the primary bedroom, you will enjoy the convenience of

    Christie Duggar Group Harmony

    Section Image
  • 945 Maplebrook Dr, Windsor, CO 80550

    $475,000

    • 3 Beds
    • 2 Baths
    • 1,319 Sq Ft
    • 945 Maplebrook Dr
    • Windsor, CO

    Welcome to 945 Maplebrook Drive in the Village East neighborhood. This 2022 ranch-style home offers a spacious open floor plan with vaulted ceilings, creating a bright and inviting atmosphere throughout. Just inside, a thoughtfully designed entryway features a built-in bench and space to hang coats-an ideal spot to welcome you home. The kitchen includes upgraded cabinetry and stainless steel

    Christine Gwinnup LPT Realty, LLC.

    Section Image
  • 205 Maple Ct, Windsor, CO 80550

    $499,900

    • 4 Beds
    • 3 Baths
    • 2,197 Sq Ft
    • 205 Maple Ct
    • Windsor, CO

    Spacious ranch-style home on a corner lot, located just across the street from the library and local school, blocks from Windsor Park, and only half a mile from downtown Windsor. No HOA and no metro tax! This inviting property features an oversized family room with mountain views and a well-appointed kitchen complete with custom birch cabinetry and a generous pantry.The dining room comfortably

    Robert Crow Grey Rock Realty

    Section Image
  • 108 Walnut St, Windsor, CO 80550

    $475,000

    • 4 Beds
    • 2 Baths
    • 1,680 Sq Ft
    • 108 Walnut St
    • Windsor, CO

    Welcome to this charming 4-bedroom, 2-bath home located on what many consider the best street in Windsor! Just a short stroll from local shops, restaurants, and all the charm of downtown, this home offers both convenience and character. Remodeled in 2019, you'll find updated kitchen and baths with original hardwood floors. A highlight is the incredible backyard-complete with a spacious patio,

    Caleb Cheshier eXp Realty - Hub

    Section Image
  • 116 Walnut St, Windsor, CO 80550

    $419,000

    • 3 Beds
    • 2 Baths
    • 1,536 Sq Ft
    • 116 Walnut St
    • Windsor, CO

    Historic Old Town Windsor charmer available now, Within walking distance to Windsor's historic downtown area plus Boardwalk Park. Easy commute to Fort Collins, Loveland and Greeley. No Metro District. New HVAC unit installed. This property has a newer sprinkler system, laminate flooring and carpet. Very spacious living areas plus plenty of storage spaces throughout. New shed placed in 2024.

    Laurel Kross Laurel Kross

    Section Image
  • 201 Valley Ct, Windsor, CO 80550

    $515,000

    • 4 Beds
    • 3 Baths
    • 2,966 Sq Ft
    • 201 Valley Ct
    • Windsor, CO

    Welcome to this beautifully maintained ranch-style gem in the heart of Windsor, Colorado-where comfort, convenience, and freedom come together in one perfect package. Tucked into a peaceful neighborhood with no HOA or metro district, this home offers the kind of flexibility and charm that's hard to find. RV Parking is what makes this property unique! Step inside to a spacious tiled foyer that

    Vicky Rath Coldwell Banker Realty-NOCO

    Section Image
  • 1118 Gunnison River Dr, Windsor, CO 80550

    $544,990

    • 4 Beds
    • 2.5 Baths
    • 2,382 Sq Ft
    • 1118 Gunnison River Dr
    • Windsor, CO

    Welcome to the charming new community of Poudre Heights in Windsor, CO, where Meritage Homes proudly presents The Sloan floorplan. A spacious and versatile home, ideal for everyone. It features a flexible space on the main floor and an expansive loft on the second floor, providing plenty of room for a home office or personal gym. With approximately 2,382 square feet, the home offers four

    Kerrie Young Kerrie A. Young (Independent)

    Section Image

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Connell Lauren $448,000 Land Title
109 Oak St Trust $360,000 Land Title
Schippert Bryant J -- None Available
Schippert Bryant J $128,000 Land Title
Pitner Arthur $30,000 --
Luna Jose Rosario $17,000 --
-- -- --
-- -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Connell Lauren $420,850
Closed Connell Lauren $16,720
Previous Owner 109 Oak St Trust $324,000
Previous Owner Raisa Funding I Llc $0
Previous Owner Schippert Bryant J $171,500
Previous Owner Schippert Bryant J $188,200
Previous Owner Schippert Bryant J $175,200
Previous Owner Malick Schippert Margaret M $33,000
Previous Owner Malick Schippert Margaret M $82,400
Previous Owner Malick Schippert Margaret M $129,000
Previous Owner Schippert Bryant J $32,000
Previous Owner Schippert Bryant J $128,000
Previous Owner Pitner Arthur $109,200
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/03/2023 08/03/23 Sold $448,000 -0.4% $228 / Sq Ft
06/21/2023 06/21/23 For Sale $450,000 -- $229 / Sq Ft
Source: IRES MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,441 $29,780 $4,750 $25,030
2023 $2,241 $29,570 $4,500 $25,070
2022 $2,315 $23,850 $4,620 $19,230
2021 $2,157 $24,530 $4,750 $19,780
2020 $1,880 $21,800 $4,750 $17,050
2019 $1,863 $21,800 $4,750 $17,050
2018 $1,564 $17,320 $3,280 $14,040
2017 $1,656 $17,320 $3,280 $14,040
2016 $1,395 $14,740 $2,720 $12,020
2015 $1,298 $14,740 $2,720 $12,020
2014 $1,120 $11,930 $2,260 $9,670
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
See All Agents

Map

Source: IRES MLS

MLS Number: 990505

IRES MLS

APN: R1510686