NOT LISTED FOR SALE

Estimated Value: $364,303 - $405,000

3 Beds
2 Baths
2,084 Sq Ft
$184/Sq Ft Est. Value

Last Sold October 17, 2023

Last sale price $370,000 $178 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $2,371/month

29 Days on Market

Highlights

  • Gated Community
  • Pond View
  • Main Floor Primary Bedroom
  • Frank E. Brigham Academy Rated 9+
  • Florida Architecture
  • High Ceiling

About This Home

As of October 2023

Welcome to the community of Ruby Lake, a gated neighborhood known for meticulous homes and beautiful scenery in the beautiful city of Winter Haven. 115 Ruby Lake Drive, is a move-in ready 3-bedroom, 2-bathroom home with pond views, lush landscaping, spacious rooms, high ceilings and wonderful outdoor spaces. Entry opens to formal living and dining areas with rich wood flooring and architectural elements, providing an ideal setting for both relaxed entertainment and quiet gatherings. The kitchen is open and inviting, complete with a breakfast bar, closet pantry, and a full stainless steel appliance package. Adjacent to the kitchen, you will find a comfortable family room with a vaulted ceiling, new double-pane French doors with integrated shades and a transom window infusing the space with natural light. The split bedroom plan enhances privacy, with the master suite showcasing wood-like laminate flooring, newer double-paned sliders with integrated blinds, and a spacious walk-in closet with custom cabinetry and organizers. The en-suite master bathroom offers dual sinks, a soaking tub, and a tiled walk-in shower. Two guest bedrooms feature generous dimensions, ceiling fans, and laminate flooring, with convenient access to the full guest bath. Outdoor living is a highlight of this property, offering a private haven with mature hedging and PVC fencing. The brick paver patio provides space for both lounging and entertaining, complete with a fire pit for cozy winter evenings. Additional features include a new architectural shingle roof in 2017, a new 52-gallon water heater in 2017, an inside laundry area with washer and dryer included and an extra wide decorative driveway lined with pavers. The absence of carpet throughout the house adds to its appeal, while ceiling fans ensure comfort in every room. The irrigation system with a well keeps the landscape lush. The home's location is exceptional, situated right across from the community ponds, providing tranquil views and a serene escape into nature. Ruby Lake is a highly-desirable waterfront gated community that truly stands above others in the area. Known for its well-maintained homes, serene ponds with park benches, private roads for walking, jogging, or biking, and scenic views of Lake Ruby and Lake Bess. Ideally located within a 5-minute drive from Legoland and the Peppa Pig Theme Park, 15 minutes to downtown, and close to Walmart, Publix grocery store, dining, shopping, public and private schools, medical facilities and more. Easy commutes to Lakeland, Tampa and Orlando. Schedule your private tour today!

Last Agent to Sell the Property

Michael Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #3103005 Listed on: 08/24/2023

Co-Listed By

Deanna Stone

THE STONES REAL ESTATE FIRM Brokerage Phone: 863-412-2080 License #678978

Last Buyer's Agent

Amanda Plowden

COLDWELL BANKER REALTY License #3427817

COLDWELL BANKER REALTY

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,473

Year Built

  • Built in 1999

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 102x120
  • South Facing Home
  • Vinyl Fence
  • Mature Landscaping
  • Irrigation

HOA Fees

  • $63 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Property Views

  • Pond
  • Park or Greenbelt

Home Design

  • Florida Architecture
  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,084 Sq Ft Home
  • High Ceiling
  • Ceiling Fan
  • French Doors
  • Family Room
  • Formal Dining Room
  • Inside Utility
  • Laundry Room

Kitchen

  • Range
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Walk-In Closet
  • 2 Full Bathrooms

Outdoor Features

  • Patio

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Don Asher Management / Michellette Ramos Association, Phone Number (407) 425-4561
  • Visit Association Website
  • Ruby Lake Subdivision
  • The community has rules related to vehicle restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,473

Year Built

Built in 1999

Lot Details

0

HOA Fees

$63 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Single Family Residence
  • Architectural Style: Florida
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 2084
  • Lot Size Acres: 0.28
  • New Construction: No
  • Year Built: 1999
  • Building Area Total: 2529
  • Lot Size Sq Ft: 12306
  • Directions to Property: Cypress Gardens Blvd to W Lake Ruby Dr - Take W Lake Ruby to N Lake Ruby - Take N Lake Ruby into community - Once through the gate the home will be down on your left.
  • Status: Sold
  • Co List Office Mls Id: MFR25502586
  • Co List Office Phone: 863-412-2080
  • Ownership: Fee Simple
  • ResoBuildingAreaSource: PublicRecords
  • Available for Lease YN: 1
  • Escrow City: Winter Haven
  • Escrow Postal Code: 33880
  • Escrow State: FL
  • Escrow Street Name: Magnolia Ave SW
  • Escrow Street Number: 255
  • List Office Head Office Key Nume: 172574224
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 177.54
  • Total Acreage: 1/4 to less than 1/2
  • Unit Number YN: 0
  • Water Access YN: 0
  • Tax Year: 2022
  • Special Features: None

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Laminate, Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Master Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Street Number Modifier: 115
  • ResoLivingAreaSource: PublicRecords
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 193.61
  • Room Count: 10

Exterior Features

  • Direction Faces: South
  • Exterior Features: French Doors, Irrigation System
  • Roof: Shingle
  • Pool Private: No
  • View: Park/Greenbelt, Water
  • Waterfront: No
  • Patio and Porch Features: Patio
  • Road Surface Type: Paved
  • Disclosures: HOA/PUD/Condo Disclosure, Seller Property Disclosure
  • Water Extras YN: 0
  • Water View: Pond
  • Water View YN: 1
  • Waterfront Feet Total: 0
  • Flood Zone Date: 2016-12-22
  • Flood Zone Panel: 12105C0535H

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway, Garage Door Opener

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Inside, Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Gated Community - No Guard
  • Association Amenities: Gated, Vehicle Restrictions
  • Association Fee: 750
  • Association Fee Frequency: Annually
  • Association Name: Don Asher Management / Michellette Ramos
  • Phone: 407-425-4561
  • Association: Yes
  • Security: Gated Community
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Must contact the HOA directly to confirm all pet rules and restrictions.
  • Association Fee Requirement: Required
  • Association Email: michellette@donasher.com
  • Association URL: rubylake.org

Fee Information

  • Total Annual Fees: 750.00
  • Total Monthly Fees: 62.50
  • Monthly HOA Amount: 62.50

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-856603-000290
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: City Limits, Paved
  • Lot Dimensions: 102x120
  • Flood Zone Code: X
  • Homestead YN: 1
  • Lot Size Square Meters: 1143
  • Zoning Compatible YN: 1

Green Features

  • Green Verification Count: 0

Rental Info

  • Pets Allowed: Yes
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Must contact the HOA to confirm all rental rules and restrictions.

Tax Info

  • Tax Annual Amount: 2473
  • Tax Book Number: 105-19
  • Tax Lot: 29

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 24, 2023
Closed on
Oct 17, 2023
Sold by
Hylan Erica Jackson
Bought by
Moore Donna L
Seller's Agent
Michael Stone
THE STONES REAL ESTATE FIRM
Buyer's Agent
Amanda Plowden
COLDWELL BANKER REALTY
List Price
$386,500
Sold Price
$370,000
Premium/Discount to List
-$16,500
-4.27%
Views
69
Current Estimated Value
$381,293

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$11,293
Avg. Annual Appreciation
2.89%

Purchase Details

Closed on
Nov 30, 2022
Sold by
Davidhyian Brian David
Bought by
Dylan Frica J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$146,000
Interest Rate
5.88%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 21, 2014
Sold by
Montenegro Patricia Lisset and Collier Richard C
Bought by
Hylan Brian David and Hylan Erica J

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$178,000
Interest Rate
3.95%
Mortgage Type
VA

Purchase Details

Closed on
Sep 11, 2009
Sold by
Federal Home Loan Mortgage Corporation
Bought by
Montenegro Patricia Lissett and Collier Richard C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$136,000
Interest Rate
5.22%
Mortgage Type
New Conventional

Purchase Details

Closed on
Apr 16, 2009
Sold by
Jennier Lisa G and Jennier Walter A
Bought by
Federal Home Loan Mortgage Corp

Purchase Details

Closed on
Jan 6, 2000
Sold by
Paradise Homes Of Polkcounty Inc
Bought by
Jennier Walter A and Jennier Lisa G

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$13,500
Interest Rate
7.8%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
Jul 9, 1998
Sold by
I H Homes Inc
Bought by
Paradise Homes Of Polk County Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$101,250
Interest Rate
7.04%
Mortgage Type
New Conventional

Purchase Details

Closed on
Nov 13, 1997
Sold by
The Cassidy Organization Inc
Bought by
I H Homes Inc
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Moore Donna L $370,000 None Listed On Document
Dylan Frica J $100 Midflorida Title Professionals
Hylan Brian David $178,000 Real Estate Title Svcs Inc
Montenegro Patricia Lissett $170,000 New House Title Llc
Federal Home Loan Mortgage Corp $240,400 Attorney
Jennier Walter A $135,000 --
Paradise Homes Of Polk County Inc $25,200 --
I H Homes Inc $25,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Moore Donna L $570,000
Closed Moore Donna L $570,000
Previous Owner Dylan Frica J $146,000
Previous Owner Hylan Brian David $178,000
Previous Owner Montenegro Patricia Lissett $136,000
Previous Owner Jennier Walter A $225,000
Previous Owner I H Homes Inc $13,500
Previous Owner I H Homes Inc $13,500
Previous Owner I H Homes Inc $101,250
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
10/17/2023 10/17/23 Sold $370,000 -2.6% $178 / Sq Ft
09/23/2023 09/23/23 Pending -- -- --
09/09/2023 09/09/23 Price Changed $379,900 -1.7% $182 / Sq Ft
08/24/2023 08/24/23 For Sale $386,500 -- $185 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $2,649 $183,074 $0 $0
2022 $2,473 $177,742 $0 $0
2021 $2,470 $172,565 $0 $0
2020 $2,439 $170,182 $0 $0
2018 $2,375 $163,254 $0 $0
2017 $2,198 $159,896 $0 $0
2016 $2,325 $156,607 $0 $0
2015 $2,196 $155,518 $0 $0
2014 $2,472 $157,759 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Stellar MLS

MLS Number: P4927074

Stellar MLS

APN: 27-29-07-856603-000290