$490,000
SOLD DEC 30, 2024

11618 Rivershore Dr Dunkirk, MD 20754

4 Beds
2.5 Baths
2,797 Sq Ft
0.51 Acres

Recently Sold

$175 Per Sq Ft

9% Above List Price

Highlights

  • 20 Feet of Waterfront
  • Boat Ramp
  • Lake Privileges
  • Mount Harmony Elementary School Rated A-
  • Beach
  • Stream or River on Lot

About This Home

As of December 2024

Welcome to this charming 4-bedroom, 2.5-bathroom split-level home in the heart of Dunkirk, MD, where water views and serene surroundings await you! Nestled on a quiet street that dead ends at the Patuxent River, this detached split-foyer home backs up to a picturesque lake, offering tranquility right in your backyard.

Step inside to discover gleaming hardwood floors throughout the living room, complete with a cozy fireplace. The main level also features three spacious bedrooms and two full bathrooms, providing comfortable living space. The fully finished lower level adds even more room to enjoy, with an additional bedroom, a half bathroom, and extra living space perfect for a family room or home office.

The kitchen leads to a delightful screened-in deck where you can relax and take in the views of the expansive, partially wooded backyard, which offers direct access to the lake. For water enthusiasts, a dock and boat ramp are conveniently located at the end of the street, making it easy to enjoy boating, fishing, and other activities on the Patuxent River.

Located in a beautiful community, residents have access to local beaches, pavilions, parks, and more. This home is perfect for those seeking a peaceful retreat with easy access to outdoor adventures. Don’t miss the opportunity to make this waterfront-adjacent gem your own!

Last Agent to Sell the Property

Michael Frank

(443) 668-6628 mike@frankoliverco.com EXP Realty, LLC License #647303 Listed on: 10/16/2024

EXP Realty, LLC

Co-Listed By

Christian Olson

(443) 214-0933 christian@frankoliverco.com EXP Realty, LLC

Last Buyer's Agent

Danny Martin

(410) 474-8400 southernmaryland@gmail.com Keller Williams Flagship License #0225270038

Keller Williams Flagship

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,352

Year Built

  • Built in 1976

Lot Details

  • 0.51 Acre Lot
  • 20 Feet of Waterfront
  • Home fronts navigable water
  • Partially Wooded Lot
  • Property is zoned R-8

HOA Fees

  • $19 Monthly HOA Fees

Parking

  • 1 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Split Foyer
  • Brick Exterior Construction
  • Brick Foundation
  • Asphalt Roof

Interior Spaces

  • Property has 2 Levels
  • Chair Railings
  • 1 Fireplace
  • Dining Area

Kitchen

  • Eat-In Kitchen
  • Electric Oven or Range
  • Microwave
  • Dishwasher

Bedrooms and Bathrooms

  • En-Suite Bathroom

Laundry

  • Dryer
  • Washer

Finished Basement

  • Walk-Out Basement
  • Connecting Stairway
  • Rear Basement Entry

Eco-Friendly Details

  • Solar owned by seller

Outdoor Features

  • Water Access
  • River Nearby
  • Stream or River on Lot
  • Lake Privileges
  • Porch

Utilities

  • Heating System Uses Oil
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Tax Lot 59
  • Assessor Parcel Number 0503060918

Community Details

Overview

  • Shores Of Calvert Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Pier or Dock
  • 1 Community Docks
  • Beach
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,352

Year Built

Built in 1976

Lot Details

0

HOA Fees

$19 per month

Parking

1

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Upper 1
  • Expected On Market: 2024-10-23
  • Year Built: 1976
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Oven/Range - Electric, Refrigerator, Washer, Water Heater
  • Interior Amenities: Kitchen - Table Space, Dining Area, Chair Railings, Primary Bath(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Brick/Mortar
  • Levels Count: 2
  • Basement: Yes
  • Basement Type: Outside Entrance, Rear Entrance, Fully Finished, Walkout Level, Connecting Stairway
  • Total Sq Ft: 2797
  • Living Area Sq Ft: 2797
  • Price Per Sq Ft: 297.62
  • Above Grade Finished Sq Ft: 1512
  • Below Grade Finished Sq Ft: 1285
  • Total Below Grade Sq Ft: 1285
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Upper Level Bathrooms: 2
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1.00
  • Lower Level Half Bathroom: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Roof: Asphalt
  • Water Access: Yes
  • Water Body Name: LAKE AND PATUXENT RIVER
  • Water Body Type: River
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No
  • Water Frontage In Feet: 20

Garage/Parking

  • Garage Spaces: 1.00
  • Garage: Yes
  • Parking Features: Paved Driveway, Concrete Driveway
  • Garage Features: Garage - Front Entry, Garage Door Opener
  • Attached Garage Spaces: 1
  • Total Garage And Parking Spaces: 1
  • Type Of Parking: Driveway, Attached Garage

Utilities

  • Refuse: 350.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Heat Pump(s)
  • Heating Fuel: Oil, Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Private Septic Tank
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 225.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Common Grounds, Pier/Dock, Water/Lake Privileges, Picnic Area, Tot Lots/Playground
  • HOA: Yes
  • Senior Community: No

Schools

  • School District Source: Listing Agent

Green Features

  • Green Power: Pv Solar Array(s) Owned
  • Green Remarks: Solar Panels Owned

Lot Info

  • Lot Features: Partly Wooded
  • Lot Size Acres: 0.51
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 22084.00
  • Outdoor Living Structures: Porch(es)
  • Zoning: R-8
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 4352.00
  • Assessor Parcel Number: 0503060918
  • Tax Lot: 59
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024

MLS Schools

  • School District Name: CALVERT COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 16, 2024
Closed on
Dec 23, 2024
Sold by
Steffenburg Mark A
Bought by
Reddy Matthew
Seller's Agent
Michael Frank
EXP Realty, LLC
Buyer's Agent
Danny Martin
Keller Williams Flagship
List Price
$450,000
Sold Price
$490,000
Premium/Discount to List
$40,000
8.89%
Views
67
Current Estimated Value
$511,483

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$21,483
Avg. Annual Appreciation
4.57%
Original Mortgage
$481,124
Outstanding Balance
$477,355
Interest Rate
6.81%
Mortgage Type
FHA
Estimated Equity
$34,128

Purchase Details

Listed on
Feb 2, 2017
Closed on
May 5, 2017
Sold by
Prince Laura A and Prince Allen W
Bought by
Steffenburg Mark A
Seller's Agent
Thomas Herritt
Home Towne Real Estate
Buyer's Agent
Mindy McGaffin
RE/MAX Realty Group
List Price
$359,900
Sold Price
$349,900
Premium/Discount to List
-$10,000
-2.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.49%
Original Mortgage
$343,561
Interest Rate
3.75%
Mortgage Type
FHA

Purchase Details

Listed on
Sep 7, 2010
Closed on
Jan 27, 2012
Sold by
Canning Scott R and Gable Geraldine M
Bought by
Prince Laura D and Noves Allen W
Seller's Agent
Margaret Schofield
Champion Realty, Inc.
Buyer's Agent
Debbie Balderson
O'Brien Realty ERA Powered
List Price
$340,000
Sold Price
$285,000
Premium/Discount to List
-$55,000
-16.18%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
3.97%
Original Mortgage
$280,612
Interest Rate
3.96%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $490,000 Titlemax
Deed $490,000 Titlemax
Deed $349,900 Express Title Co
Deed $285,000 Bridgeview Title Llc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $481,124 FHA
Closed $481,124 FHA
Previous Owner $343,561 FHA
Previous Owner $280,612 New Conventional
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/30/2024 12/30/24 Sold $490,000 +8.9% $175 / Sq Ft
10/16/2024 10/16/24 For Sale $450,000 +28.6% $161 / Sq Ft
05/05/2017 05/05/17 Sold $349,900 0.0% $133 / Sq Ft View Prior Sale
03/29/2017 03/29/17 Pending -- -- --
03/29/2017 03/29/17 Off Market $349,900 -- --
03/15/2017 03/15/17 Price Changed $349,900 -2.8% $133 / Sq Ft
02/22/2017 02/22/17 For Sale $359,900 0.0% $137 / Sq Ft
02/10/2017 02/10/17 Pending -- -- --
02/02/2017 02/02/17 For Sale $359,900 +26.3% $137 / Sq Ft
01/27/2012 01/27/12 Sold $285,000 -5.0% $108 / Sq Ft View Prior Sale
12/21/2011 12/21/11 Pending -- -- --
12/12/2011 12/12/11 Price Changed $299,900 -7.7% $114 / Sq Ft
10/11/2011 10/11/11 Price Changed $325,000 -4.4% $123 / Sq Ft
09/07/2010 09/07/10 For Sale $340,000 -- $129 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,328 $386,100 $98,000 $288,100
2024 $4,099 $365,367 $0 $0
2023 $3,581 $344,633 $0 $0
2022 $3,516 $323,900 $98,000 $225,900
2021 $3,027 $299,967 $0 $0
2020 $3,027 $276,033 $0 $0
2019 $2,787 $252,100 $98,000 $154,100
2018 $2,774 $252,100 $98,000 $154,100
2017 $2,808 $252,100 $0 $0
2016 -- $260,400 $0 $0
2015 $4,145 $260,400 $0 $0
2014 $4,145 $260,400 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDCA2017776

Bright MLS

APN: 03-060918