$375,000

Estimated payment $2,461/month

3 Beds
2 Baths
1,914 Sq Ft
$196 Price per Sq Ft

Highlights

  • Gated Community
  • L-Shaped Dining Room
  • Walk-In Pantry
  • High Ceiling
  • Covered Patio or Porch
  • Family Room Off Kitchen

About This Home

One or more photo(s) has been virtually staged. Fully refreshed and move-in ready, this Ruby Lake home delivers space, thoughtful upgrades, and a layout that stands out from the rest.
Offering high ceilings and a well-designed flow from the L-shaped formal living room that transitions into the formal dining area, creating a defined yet open feel. The kitchen sits at the center with a dinette overlooking the family room. A standout feature is the seamless connection to the outdoor space, with three separate access points to the 33x10 screened-in lanai, from the dinette, formal dining area, and primary suite—creating true indoor-outdoor living. The kitchen has been tastefully updated with brand new granite countertops, new range, and new microwave, along with ample cabinetry, a closet pantry, and breakfast bar. The primary suite is generously sized and opens into an en-suite featuring dual walk-in closets, split vanities, a garden tub, walk-in tile shower, and a private water closet. The split-bedroom floor plan offers privacy, while all bedrooms include walk-in closets. Recent improvements make this one stand out from others in the neighborhood, including brand new carpet throughout, fresh interior paint, and a new water heater, giving buyers peace of mind from day one. Located in the gated Ruby Lake community in Southeast Winter Haven, just minutes from convenient access to shopping, dining, Publix, Walmart, Legoland, and Hwy 27 for an easy commute.

Listing Agent

CarLee Marchetti

STAR REALTY OF WINTER HAVEN Brokerage Phone: 863-299-7827 License #3476536 Listed on: 04/08/2026

Co-Listing Agent

John Marchetti

STAR REALTY OF WINTER HAVEN Brokerage Phone: 863-299-7827 License #185189

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,453

Year Built

  • Built in 2000

Lot Details

  • 10,624 Sq Ft Lot
  • Lot Dimensions are 85x125
  • West Facing Home
  • Vinyl Fence
  • Landscaped

HOA Fees

  • $71 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Driveway

Home Design

  • Slab Foundation
  • Shingle Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,914 Sq Ft Home
  • 1-Story Property
  • High Ceiling
  • Ceiling Fan
  • Blinds
  • Sliding Doors
  • Family Room Off Kitchen
  • L-Shaped Dining Room
  • Formal Dining Room
  • Inside Utility

Kitchen

  • Breakfast Bar
  • Dinette
  • Walk-In Pantry
  • Range
  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Split Vanities
  • Private Water Closet
  • Soaking Tub
  • Bathtub With Separate Shower Stall
  • Garden Bath

Laundry

  • Laundry Room
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Covered Patio or Porch
  • Exterior Lighting
  • Private Mailbox

Schools

  • Chain O Lakes Elementary School
  • Denison Middle School
  • Lake Region High School

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Electric Water Heater

Listing and Financial Details

Community Details

Overview

  • Association fees include common area taxes, escrow reserves fund, private road
  • Don Asher & Associates | Michellette Ramos Association, Phone Number (407) 483-1301
  • Visit Association Website
  • Ruby Lake Ph 01 Subdivision
  • The community has rules related to deed restrictions

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,453

Year Built

Built in 2000

Lot Details

10,624 Sq Ft Lot

HOA Fees

$71 per month

Parking

2

Listing Details

  • HOA Fee Includes: Common Area Taxes, Escrow Reserves Fund, Private Road
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1914
  • Lot Size Acres: 0.24
  • New Construction: No
  • Year Built: 2000
  • Building Area Total: 2792
  • Lot Size Sq Ft: 10624
  • Status: Active
  • Co List Office Mls Id: MFR10179
  • Co List Office Phone: 863-299-7827
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 259.39
  • Escrow City: Winter Haven
  • Escrow State: FL
  • Escrow Street Name: Magnolia Ave
  • Minimum Lease: 1-2 Years
  • RATIO Current Price By Calculate: 195.92
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 863-299-7827
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo, L Dining, Living Room/Dining Room Combo, Split Bedroom, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
  • Foundation Details: Slab
  • Total Bedrooms: 3
  • Levels: One
  • Stories: 1
  • Window Features: Blinds
  • Additional Rooms: Family Room,Formal Dining Room Separate,Formal Living Room Separate,Inside Utility
  • Living Area Meters: 177.82

Exterior Features

  • Direction Faces: West
  • Exterior Features: Lighting, Private Mailbox, Sidewalk, Sliding Doors
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Patio and Porch Features: Covered, Rear Porch, Screened
  • Road Surface Type: Paved
  • Water View YN: 0
  • Waterfront Feet Total: 0

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 2
  • Garage Yn: Yes
  • Parking Features: Driveway

Utilities

  • Utilities: Electricity Available, Public, Sewer Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Deed Restrictions, Gated Community - No Guard, Street Lights
  • Association Fee: 850
  • Association Fee Frequency: Annually
  • Association Name: Don Asher & Associates | Michellette Ramos
  • Phone: 407-483-1301
  • Association: Yes
  • Senior Community: No
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Pet Restrictions: Buyer and buyer's agent to verify any and all pet restrictions, including breed limitations, directly with the HOA.
  • Association Fee Requirement: Required
  • Association Email: michellette@donasher.com
  • Association URL: www.rubylake.org

Fee Information

  • Total Annual Fees: 850.00
  • Total Monthly Fees: 70.83
  • Monthly HOA Amount: 70.83

Schools

  • Elementary School: Chain O Lakes Elem
  • High School: Lake Region High
  • Middle Or Junior School: Denison Middle

Lot Info

  • Parcel Number: 27-29-07-856603-000210
  • Additional Parcels: No
  • Fencing: Vinyl
  • Lot Features: In County, Landscaped, Paved
  • Lot Dimensions: 85x125
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: Yes
  • Lease Restrictions YN: 0
  • Additional Lease Restrictions: Buyer and buyer's agent to verify any and all lease restrictions directly with the HOA.

Tax Info

  • Tax Annual Amount: 4453
  • Tax Book Number: 105-19
  • Tax Lot: 21

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,552 $316,923 $76,000 $240,923
2024 $4,423 $321,535 -- --
2023 $4,423 $312,170 $74,000 $238,170
2022 $4,708 $239,125 $0 $0
2021 $4,298 $217,386 $56,000 $161,386
2020 $4,225 $212,418 $53,000 $159,418
2018 $3,770 $183,966 $51,000 $132,966
2017 $3,268 $168,476 $0 $0
2016 $3,324 $160,903 $0 $0
2015 $3,154 $157,163 $0 $0
2014 $3,188 $153,546 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
04/08/2026 04/08/26 For Sale $375,000 +43.7% $196 / Sq Ft
12/12/2025 12/12/25 Sold $261,000 -3.0% $136 / Sq Ft View Prior Sale
11/29/2025 11/29/25 Pending -- -- --
11/18/2025 11/18/25 Price Changed $269,000 -6.9% $141 / Sq Ft
09/13/2025 09/13/25 Price Changed $289,000 -3.3% $151 / Sq Ft
08/21/2025 08/21/25 For Sale $299,000 -- $156 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $153,500 --
Warranty Deed $145,000 --
Warranty Deed $25,200 --
Warranty Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $145,825 No Value Available
Previous Owner $20,000 Credit Line Revolving
Previous Owner $125,000 No Value Available
Previous Owner $119,200 New Conventional
Source: Public Records

About the Listing Agent

CarLee Marchetti

STAR REALTY OF WINTER HAVEN

(863) 340-7831

Section Image

Born and raised in the heart of Winter Haven, I’ve always had a deep love for helping others and our community. Growing up, I watched my father bring joy and security to families through real estate, igniting a passion within me to follow in his footsteps. As a next generation Realtor, I’m committed to guiding my clients through every aspect of real estate. Fueled by unwavering dedication, enthusiasm, and some coffee, drive me to work persistently with my client’s best interest at heart. I

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Source: Stellar MLS

MLS Number: P4938379

Stellar MLS

APN: 27-29-07-856603-000210

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