$799,000

Estimated payment $4,400/month

Total Views 322
5 Beds
3 Baths
1,552 Sq Ft
$515 Price per Sq Ft

Highlights

  • Hot Property
  • Coastline Views
  • Ocean Side of Freeway
  • Arroyo Grande High School Rated A-
  • No Units Above
  • Main Floor Bedroom

About This Home

Just minutes from the ocean, this beautifully updated duplex offers the best of coastal living and investment potential. With two homes on one lot, it’s ideal for an owner-occupant, multi-generational living, or steady rental income.

1401 21st St features 3 bedrooms and 2 bathrooms, including one bedroom on the main floor and two upstairs. Thoughtful upgrades include new wall heaters, newer carpet, and a remodeled upstairs bathroom that blends comfort and modern style. A private fenced backyard provides space for entertaining, pets, or relaxing in the coastal breeze.

1417 21st St is a single-level 2-bedroom, 1-bath residence showcasing new carpet, a new oven, remodeled bathroom, and updated lighting. With three private outdoor spaces, this unit offers flexibility and privacy that tenants or guests will love.

Set in a desirable neighborhood close to the shoreline, restaurants, and schools, this property delivers move-in-ready comfort with strong rental demand. Whether you’re expanding your investment portfolio or seeking a home that generates income, 1701/1017 21st Street is a versatile opportunity in the heart of Oceano’s beach community.

Listing Agent

Kris Nafziger

San Luis Bay Realty Brokerage Phone: 805-748-4105 License #02127192 Listed on: 10/23/2025

Co-Listing Agent

Robert Lee

California Property Services Brokerage Phone: 805-748-4105 License #00876258

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $2,508

Year Built

  • Built in 1980

Lot Details

  • 6,538 Sq Ft Lot
  • No Units Above
  • No Units Located Below
  • 1 Common Wall
  • Wood Fence
  • Corner Lot
  • Private Yard
  • Lawn
  • Back Yard
  • Density is up to 1 Unit/Acre

Property Views

  • Coastline
  • Panoramic
  • Neighborhood

Home Design

  • Duplex
  • Entry on the 1st floor
  • Slab Foundation
  • Composition Roof
  • Stucco

Interior Spaces

  • 1,552 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan

Kitchen

  • Gas Oven
  • Built-In Range
  • Disposal

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 5 Bedrooms
  • Main Floor Bedroom
  • 3 Bathrooms

Laundry

  • Laundry Room
  • Gas And Electric Dryer Hookup

Home Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Parking

  • 3 Open Parking Spaces
  • 5 Parking Spaces
  • 2 Attached Carport Spaces
  • Parking Available
  • Combination Of Materials Used In The Driveway
  • Shared Driveway
  • Paved Parking
  • Parking Lot
  • Assigned Parking

Outdoor Features

  • Ocean Side of Freeway
  • Rain Gutters

Location

  • Suburban Location

Utilities

  • Wall Furnace
  • Natural Gas Connected
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1
  • Tax Tract Number 684
  • Assessor Parcel Number 062064002
  • Seller Considering Concessions

Community Details

Overview

  • No Home Owners Association
  • 2 Units
  • Oceano Subdivision

Building Details

  • 2 Leased Units
  • 2 Separate Electric Meters
  • 2 Separate Gas Meters
  • 1 Separate Water Meter
  • Gardener Expense $1,040
  • Insurance Expense $1,083
  • Maintenance Expense $1,406
  • Pest Control $865
  • Professional Management Expense $3,170
  • Trash Expense $967
  • Water Sewer Expense $2,735
  • Operating Expense $11,266
  • Gross Income $39,630
  • Net Operating Income $28,364

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$2,508

Year Built

Built in 1980

Lot Details

0

Listing Details

  • Assessments: Yes
  • Professional Management Expense: 3170.00
  • Property Attached: Yes
  • Road Frontage Type: City Street
  • Road Surface Type: Paved
  • Security: Carbon Monoxide Detector(s), Smoke Detector(s)
  • Subdivision Name Other: Oceano(350)
  • View: Yes
  • Water Sewer Expenses: 2735.00
  • Zoning: RMF
  • Property Sub Type: Duplex
  • Property Type: Residential Income
  • Gardener Expense: 1040.00
  • Parcel Number: 062064002
  • Year Built: 1980
  • AgentOnly_SellerConsiderConcessionYN: Yes
  • Special Features: None

Interior Features

  • Fireplace: No
  • Interior Amenities: Ceiling Fan(s)
  • Stories: 2
  • Common Walls: 1 Common Wall, No One Above, No One Below
  • Flooring: Carpet, Vinyl
  • Appliances: Yes
  • Entry Level: 1
  • Levels: Two
  • Price Per Square Foot: 514.82
  • Room Type: Main Floor Bedroom

Exterior Features

  • Foundation: Slab
  • Exterior Features: Rain Gutters
  • View: Coastline, Neighborhood, Panoramic
  • Fence: Yes
  • Fencing: Wood
  • Pool Private: No
  • Roof: Composition
  • Construction Materials: Stucco

Garage/Parking

  • Carport Spaces: 2.00
  • Parking: Yes
  • Parking Features: Assigned, Attached Carport, Covered, Driveway, Asphalt, Driveway - Combination, Concrete, Parking Space, Shared Driveway
  • Total Parking Spaces: 5.00
  • Uncovered Spaces: 3.00

Utilities

  • Utilities: Cable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Built-In Range, Disposal, Gas Oven, Gas Range
  • Electric: Standard
  • Heating Type: Wall Furnace
  • Laundry Features: Gas & Electric Dryer Hookup
  • Pest Control Expense: 865.00
  • Sewer: Public Sewer
  • Trash Expense: 967.00
  • Water Source: Public

Condo/Co-op/Association

  • Association: No
  • Senior Community: No
  • Community Features: Curbs, Sidewalks, Storm Drains, Suburban

Lot Info

  • Additional Parcels: No
  • Land Lease: No
  • Lot Features: 0-1 Unit/Acre, Back Yard, Corner Lot, Lawn, Yard
  • Lot Size Sq Ft: 6538.00
  • Lot Size Acres: 0.1501

Rental Info

  • Tenant Pays: Cable TV, Electricity, Gas

Multi Family

  • Gross Income: 39630.00
  • Gross Scheduled Income: 39630.00
  • Insurance Expense: 1083.00
  • Lot Size Area: 6538.0000 Square Feet
  • Maintenance Expense: 1406.00
  • Net Operating Income: 28364.00
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2
  • Number Of Separate Water Meters: 1
  • Number Of Units Leased: 2
  • Number Of Units Total: 2
  • Number With Dishwasher: 1
  • Number With Disposal: 2
  • Number With Patio: 2
  • Number With Range: 2
  • Number With Refrigerator: 2
  • Operating Expense: 11266.00
  • Rent Control: No
  • Total Actual Rent: 3265.00
  • Total Expenses: 11266.00
  • Waterfront Features: Ocean Side of Freeway

Tax Info

  • Tax Area: 052058
  • Tax Lot: 1
  • Tax Tract Number: 684

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,508 $183,146 $66,591 $116,555
2024 $2,486 $179,556 $65,286 $114,270
2023 $2,486 $176,036 $64,006 $112,030
2022 $2,458 $172,585 $62,751 $109,834
2021 $2,454 $169,202 $61,521 $107,681
2020 $2,433 $167,468 $60,891 $106,577
2019 $2,420 $164,186 $59,698 $104,488
2018 $2,352 $160,968 $58,528 $102,440
2017 $2,426 $157,813 $57,381 $100,432
2016 $2,311 $154,719 $56,256 $98,463
2015 $1,636 $152,395 $55,411 $96,984
2014 $1,576 $149,411 $54,326 $95,085
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/23/2025 10/23/25 For Sale $799,000 -- $515 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

About the Listing Agent

Kris Nafziger

San Luis Bay Realty

(805) 209-2834

Section Image

As a Shell Beach native, I have spent the last 30 years growing up on the Central Coast. After living in other parts of the state, I always find myself returning to this special place. It is truly unique part of the California coastline with amazing beauty and weather. The range of topography and microclimates is unlike anywhere else in the state. Having spent a majority of my life here, I have learned the pros and cons that each neighborhood has to offer. Let me be your local guide in finding

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Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: SC25241026

California Regional Multiple Listing Service (CRMLS)

APN: 062-064-002