NOT LISTED FOR SALE

1405 E Smith St Bay City, MI 48706

Estimated Value: $166,000 - $225,000

3 Beds
1.5 Baths
1,747 Sq Ft
$109/Sq Ft Est. Value

Last Sold May 17, 2024

Last sale price $220,000 $126 Per Sq Ft

Est. 14% decrease in value since last sale

Current estimated payment $1,217/month

13 Days on Market

Highlights

  • Second Garage
  • Colonial Architecture
  • Vaulted Ceiling
  • 0.67 Acre Lot
  • Deck
  • Mud Room

About This Home

As of May 2024

WELCOME Home to 1405 E Smith Street, Bay City- This iconic early Americana Colonial is filled with light and timelessly enchanting details. Built in 1938, this incredibly well-maintained beauty offers over 1747 sq ft of living space, a full basement, attic, - 3 bedrooms, 1.5 baths, a den, screened-in porch, central air, laundry chute, handsome hardwood floors in many rooms along with an inviting balcony that overlooks the lush backyard with additional 30x38 garage. Pre-listing inspections performed- BUY WITH CONFIDENCE.

Last Agent to Sell the Property

DeAnna Fulco

REO-TCFront-233021 License #6501408922 Listed on: 04/19/2024

REO-TCFront-233021

Last Buyer's Agent

Non Member Office

NON-MLS MEMBER OFFICE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,219

Year Built

  • Built in 1938

Lot Details

  • 0.67 Acre Lot
  • Lot Dimensions are 176x168x205x131
  • Landscaped
  • Level Lot
  • Cleared Lot
  • The community has rules related to zoning restrictions

Home Design

  • Colonial Architecture
  • Block Foundation
  • Frame Construction
  • Asphalt Roof

Interior Spaces

  • 1,747 Sq Ft Home
  • Bookcases
  • Vaulted Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Drapes & Rods
  • Blinds
  • Bay Window
  • Mud Room
  • Entrance Foyer
  • Den
  • Game Room
  • Workshop
  • Screened Porch
  • Home Gym

Kitchen

  • Oven or Range
  • Recirculated Exhaust Fan
  • Microwave
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Unfinished Basement

  • Basement Fills Entire Space Under The House
  • Basement Windows
  • Basement Window Egress

Parking

  • 5 Car Attached Garage
  • Second Garage
  • Heated Garage
  • Garage Door Opener

Outdoor Features

  • Balcony
  • Deck
  • Patio
  • Shed

Location

  • Mineral Rights

Schools

  • Lindsay Elementary School
  • Handy Middle School
  • Central High School

Utilities

  • Forced Air Heating and Cooling System
  • Electric Water Heater
  • Cable TV Available
  • TV Antenna

Community Details

  • 14N 5E 16 Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,219

Year Built

Built in 1938

Lot Details

0

Listing Details

  • Class: Single Family
  • Type: Residential
  • Style: Colonial
  • Estimated Year Built: 1938
  • Construction: Frame
  • Section Number: 16
  • Year Updated: 2018
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1938

Interior Features

  • Appliances Equipment: Refrigerator, Oven/Range, Disposal, Microwave, Washer, Dryer, Exhaust Fan, Blinds, Drapes, Curtain Rods, Ceiling Fan, Electric Water Heater, Smoke Alarms(s)
  • Interior Amenities: Built-In Bookcase, Bay Window(s), Foyer Entrance, Walk-In Closet(s), Mud Room, Den/Study, Exercise Room, Game Room, Workshop, Vaulted Ceilings
  • Bedrooms: 3
  • Bedroom 1: Dimensions: 21x12, On Level: Upper Floor
  • Bedroom 2: Dimensions: 14x10, On Level: Upper Floor
  • Bedroom 3: Dimensions: 14x9, On Level: Upper Floor
  • Total Bathrooms: 1.5
  • Primary Bathroom: Shared
  • Number of Main Level Bathrooms: 1
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Main Floor Primary: No
  • Dining Room: Dimensions: 22x12, On Level: Main Floor
  • Family Room: Dimensions: 12x10, On Level: Main Floor, Flooring: Wood
  • Kitchen: Dimensions: 10x14, On Level: Main Floor
  • Living Room: Dimensions: 20.5x15, On Level: Main Floor, Flooring: Wood
  • Other Room: Dimensions: 30x19, On Level: Upper Floor, Flooring: Wood
  • Estimated Above Ground Finished Sq Ft: 1747
  • Estimated Below Grade Unfinished Sq Ft: 1081
  • Price Per Sq Ft: 125.93
  • Range: R 5E
  • Total Finished Sf Apx: 1747

Exterior Features

  • Additional Buildings: Garden/Storage Shed, Secondary Garage(s)
  • Exterior Features: Balcony, Deck, Patio, Landscaped, Screened Porch
  • Exterior Finish: Aluminum
  • Foundation: Full, Block, Daylight Windows, Egress Windows, Unfinished, Entrance Inside
  • Number Of Acres: 0.67
  • Road: Blacktop
  • Roof: Asphalt

Garage/Parking

  • Driveway: Concrete
  • Garage Capacity: 5
  • Primary Garage: Attached, Door Opener, Paved Driveway, Heated, Concrete Floors

Utilities

  • Fireplaces And Stoves: Fireplace(s), Wood
  • Heating Cooling Types: Forced Air, Central Air
  • Laundry: Dimensions: 29.5x29, On Level: Lower Floor, Flooring: Concrete
  • Sewer: Municipal
  • Tv Service Internet Avail: Antenna, Cable TV, Cable Internet, WiFi
  • Water: Municipal

Association/Amenities

  • Development Name: 14N-5E-16

Schools

  • School District: Bay City School District
  • Elementary School: Lindsay Elementary School
  • Middle School: Handy Middle School
  • High School: Central High School

Lot Info

  • Land Features: Cleared, Level
  • Lot Dimensions: 176x168x205x131
  • Mineral Rights: To Pass With Title
  • Parcel Description: Metes and Bounds
  • Zoning Use Restrictions: Residential

Rental Info

  • Rent Spree Y N: No

MLS Schools

  • Elementary School: Lindsay Elementary School
  • HighSchool: Central High School
  • School District: Bay City School District
  • Middle School: Handy Middle School

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 19, 2024
Closed on
May 20, 2024
Sold by
George C Cardinal C and George Marilyn B
Bought by
Bates Justin
Seller's Agent
DeAnna Fulco
REO-TCFront-233021
Buyer's Agent
Non Member Office
NON-MLS MEMBER OFFICE
List Price
$230,000
Sold Price
$220,000
Premium/Discount to List
-$10,000
-4.35%
Views
86
Current Estimated Value
$189,834

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$30,166
Avg. Annual Appreciation
-11.03%
Original Mortgage
$216,015
Outstanding Balance
$213,743
Interest Rate
6.82%
Mortgage Type
FHA
Estimated Equity
-$24,314

Purchase Details

Closed on
Oct 15, 2001
Sold by
Cardinal George and Cardinal Marilyn
Bought by
Cardinal, George & Marilyn Trustees
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bates Justin $220,000 Diversified National Title
Cardinal, George & Marilyn Trustees -- --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bates Justin $216,015
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/17/2024 05/17/24 Sold $220,000 -4.3% $126 / Sq Ft
04/19/2024 04/19/24 For Sale $230,000 -- $132 / Sq Ft
Source: Northern Great Lakes REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,219 $82,900 $0 $0
2024 $1,826 $67,350 $0 $0
2023 $1,739 $59,400 $0 $0
2022 $1,997 $54,350 $0 $0
2021 $1,878 $51,300 $51,300 $0
2020 $1,997 $50,200 $50,200 $0
2019 $1,953 $48,350 $0 $0
2018 $1,933 $47,100 $0 $0
2017 $1,892 $42,400 $0 $0
2016 $1,882 $42,750 $0 $42,750
2015 $1,828 $41,500 $0 $41,500
2014 $1,828 $37,500 $0 $37,500
Source: Public Records

Agents Affiliated with this Home

  • DeAnna Fulco

    Seller's Agent in 2024

    DeAnna Fulco

    Real Estate One

    (616) 890-6140

    2 in this area

    55 Total Sales

    DeAnna Fulco
    Section Image

  • N

    Buyer's Agent in 2024

    Non Member Office

    NON-MLS MEMBER OFFICE

See All Agents

Map

Source: Northern Great Lakes REALTORS® MLS

MLS Number: 1921320

Northern Great Lakes REALTORS® MLS

APN: 09-160-016-228-024-00

Michigan Bay County Bay City 48706

1405 E Smith St, Bay City, MI

This home is located at 1405 E Smith St, Bay City, MI 48706 since 19 April 2024 and is currently estimated at $189,834, approximately $108 per square foot. This property was built in 1938. 1405 E Smith St is a home located in Bay County with nearby schools including Linsday Elementary School, Handy Middle School, and Bay City Central High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Northern Great Lakes REALTORS® MLS The information in this listing was gathered from third-party sources including the seller. Northern Great Lakes REALTORS® MLS and its subscribers disclaim any and all representations or warranties as to the accuracy of this information.

Copyright 2025 Northern Great Lakes REALTORS® MLS. All Rights Reserved.

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