Seller's Agent in 2025
Brad Kappel
TTR Sotheby's International Realty
(410) 279-9476
49 in this area
414 Total Sales
1507 Circle Dr Annapolis, MD 21409
4
Beds
3
Baths
2,600
Sq Ft
0.54
Acres
Highlights
- 75 Feet of Waterfront
- Private Dock Site
- Pier or Dock
- Arnold Elementary School Rated 10
- Beach
- Access to Tidal Water
About This Home
As of September 2025Raised Ranch waterfront home on Chase Creek in the coveted Winchester-on-the-Severn neighborhood. This waterfront get away sites on .54 acres of land and boasts 4 bedrooms with 3 full baths and multiple living spaces. The cozy living room with fireplace, lower level family room with pellet stove and the expansive 4 seasons room spanning the waterside of the home creates ideal spaces to enjoy an evening around the fire or relax and watch the activity on Chase Creek. This charming home is ready to move in as is with new carpet and paint or provides the perfect chance to customize every detail to your liking. Bring your imagination and your architect! The easily accessible deep water pier with slip, boat lift, and elevated deck at the water's edge is perfect for the boating/sailing enthusiast. Hop on your boat, paddleboard or kayak and enjoy quick access to the Severn River, Chesapeake Bay and Annapolis Harbor. Winchester-on-the-Severn is a fabulous community with public water, natural gas and THE best private beach on the Severn River. The community amenities are second to none, including a boat ramp, (4) piers, marina, beach pavilion, playground, and dog beach, plus the Chase Creek swim club and the B&A Trail is right up the street. Located in the Blue-Ribbon Broadneck School district and just 5 miles to downtown Annapolis and Severna Park. Convenient to Baltimore, BWI, Ft. Meade/NSA and Washington, DC., the location provides the very best this region has to offer in a 30-mile radius. If you are looking for a truly unique opportunity for waterfront in a great neighborhood setting, this is one opportunity you don't want to miss! Welcome Home!
Last Agent to Sell the Property
(410) 279-9476 brad.kappel@sothebysrealty.com TTR Sotheby's International Realty Listed on: 08/08/2025
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $12,812
Year Built
- Built in 1960
Lot Details
- 0.54 Acre Lot
- 75 Feet of Waterfront
- Home fronts navigable water
- Creek or Stream
- Landscaped
- Extensive Hardscape
- Premium Lot
- Back and Front Yard
- Property is zoned R2
Property Views
- Scenic Vista
- Creek or Stream
- Garden
Home Design
- Raised Ranch Architecture
Interior Spaces
- Property has 2 Levels
- Built-In Features
- Ceiling Fan
- 3 Fireplaces
- Fireplace With Glass Doors
- Fireplace Mantel
- Brick Fireplace
- Dining Area
- Carpet
Kitchen
- Gas Oven or Range
- Range Hood
- Dishwasher
Bedrooms and Bathrooms
- En-Suite Bathroom
Laundry
- Laundry on lower level
- Dryer
- Washer
Partially Finished Basement
- Heated Basement
- Walk-Out Basement
- Connecting Stairway
- Interior and Exterior Basement Entry
- Workshop
- Basement Windows
Parking
- 4 Parking Spaces
- 4 Driveway Spaces
Outdoor Features
- Access to Tidal Water
- Canoe or Kayak Water Access
- Private Water Access
- Personal Watercraft
- Waterski or Wakeboard
- Sail
- Swimming Allowed
- Private Dock Site
- Powered Boats Permitted
- Lake Privileges
- Enclosed Patio or Porch
- Exterior Lighting
- Shed
Schools
- Arnold Elementary School
- Severn River Middle School
- Broadneck High School
Utilities
- Forced Air Heating and Cooling System
- Pellet Stove burns compressed wood to generate heat
- Hot Water Baseboard Heater
- Natural Gas Water Heater
- On Site Septic
- Septic Tank
Listing and Financial Details
- Tax Lot 109
- Assessor Parcel Number 020390926695875
Community Details
Overview
- No Home Owners Association
- $400 Recreation Fee
- Winchester On The Severn Subdivision, Chase Creek Waterfront Floorplan
Recreation
- Pier or Dock
- Mooring Area
- Beach
- Community Playground
- Community Pool
- Pool Membership Available
- Fishing Allowed
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Aug 8, 2025
Closed on
Sep 18, 2025
Sold by
Hankins William B and Hankins Patricia
Bought by
Johnson Brent F and Johnson Jennifer L
Seller's Agent
Brad Kappel
TTR Sotheby's International Realty
Buyer's Agent
Renee Durakis
Northrop Realty
List Price
$925,000
Sold Price
$840,000
Premium/Discount to List
-$85,000
-9.19%
Views
166
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$6,906
Avg. Annual Appreciation
2.44%
Original Mortgage
$798,000
Outstanding Balance
$797,287
Interest Rate
6.56%
Mortgage Type
New Conventional
Estimated Equity
$49,619
Purchase Details
Closed on
Jul 31, 2023
Sold by
Hankins Patricia and Hankins William B
Bought by
Hankins William B
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$552,793
Interest Rate
6.81%
Mortgage Type
Construction
Purchase Details
Closed on
Sep 19, 2001
Sold by
Failla Charles C
Bought by
Hankins William B and Hankins Patricia
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Deed | $840,000 | Realm Title | |
| Deed | -- | Navy Federal Title | |
| Deed | $435,500 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $798,000 | New Conventional | |
| Previous Owner | $552,793 | Construction | |
| Closed | -- | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 09/19/2025 09/19/25 | Sold | $840,000 | -4.0% | $323 / Sq Ft |
| 08/22/2025 08/22/25 | Pending | -- | -- | -- |
| 08/21/2025 08/21/25 | Price Changed | $875,000 | -5.4% | $337 / Sq Ft |
| 08/08/2025 08/08/25 | For Sale | $925,000 | -- | $356 / Sq Ft |
Source: Bright MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $502 | $1,156,400 | -- | -- |
| 2024 | $502 | $1,135,300 | $952,300 | $183,000 |
| 2023 | $474 | $1,122,867 | $0 | $0 |
| 2022 | $430 | $1,110,433 | $0 | $0 |
| 2020 | $387 | $996,700 | $0 | $0 |
| 2019 | $387 | $895,400 | $0 | $0 |
| 2018 | $8,052 | $794,100 | $604,300 | $189,800 |
| 2017 | $383 | $727,733 | $0 | $0 |
| 2016 | -- | $661,367 | $0 | $0 |
| 2015 | -- | $595,000 | $0 | $0 |
| 2014 | -- | $595,000 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Brad Kappel
-
Renee Durakis
Buyer's Agent in 2025
Renee Durakis
Creig Northrop Team of Long & Foster
(410) 409-3977
1 in this area
46 Total Sales
Map
Source: Bright MLS
MLS Number: MDAA2122690
APN: 03-909-26695875
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