NOT LISTED FOR SALE

1528 Coldwater Reserve Crossing Severn, MD 21144

Estimated Value: $817,000 - $821,000

4 Beds
4.5 Baths
4,441 Sq Ft
$185/Sq Ft Est. Value

Last Sold January 31, 2025

Last sale price $815,000 $184 Per Sq Ft

Est. 1% increase in value since last sale

Current estimated payment $5,280/month

18 Days on Market

Highlights

  • Colonial Architecture
  • 2 Car Direct Access Garage
  • Heat Pump System
  • 1 Fireplace
  • Central Air

About This Home

As of January 2025

***THIS HOME IS ABSOLUTELY STUNNING & meticulously maintained.
You can treat yourself to this beauty for Christmas and start the New Year off right with turnkey ready home. As you enter, you're greeted by a grand two-story foyer that leads into the bright and open concept layout. The spacious kitchen seamlessly flows into a cozy sunroom, perfect for relaxation or enjoying your morning coffee. Step outside to the newly refinished deck, offering ample space for entertaining guests while overlooking the beautifully landscaped and fully fenced backyard. Main level offers a gourmet kitchen open to the family room, private office, formal living and dining rooms and cozy fireplace
Upstairs, the primary bedroom offers a luxurious retreat, featuring a large dual vanity in the bathroom and a massive walk-in closet. Three additional large bedrooms are also located on the upper level, including a princess suite complete with its own private bath. Gorgeous hardwood floors extended to the upper level.
To top it all off, the beautifully finished basement features a home movie theater and gym, making it the ultimate space to unwind and enjoy movies in style. This home truly has it all and is a must-see! More info coming.

Last Agent to Sell the Property

Errin Smith

RE/MAX Realty Group License #SP600687 Listed on: 12/14/2024

RE/MAX Realty Group

Last Buyer's Agent

Hezeldee Del Callar

Redfin Corp

Redfin Corp

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,492

Year Built

  • Built in 2014

Lot Details

  • 10,205 Sq Ft Lot
  • Property is zoned AA COUNTY

HOA Fees

  • $44 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Front Facing Garage

Home Design

  • Colonial Architecture
  • Brick Exterior Construction
  • Permanent Foundation

Interior Spaces

  • Property has 3 Levels
  • 1 Fireplace
  • Finished Basement

Bedrooms and Bathrooms

  • 4 Bedrooms

Utilities

  • Central Air
  • Heat Pump System
  • Heating System Powered By Owned Propane
  • Electric Water Heater
  • Public Septic

Community Details

  • Coldwater Reserve Subdivision

Listing and Financial Details

  • Tax Lot 14
  • Assessor Parcel Number 020416890233249

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,492

Year Built

Built in 2014

Lot Details

0

HOA Fees

$44 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Lower 1, Main, Upper 1
  • Expected On Market: 2024-12-14
  • Year Built: 2014
  • Automatically Close On Close Date: No
  • Remarks Public: ***THIS HOME IS ABSOLUTELY STUNNING & meticulously maintained. You can treat yourself to this beauty for Christmas and start the New Year off right with turnkey ready home. As you enter, you're greeted by a grand two-story foyer that leads into the bright and open concept layout. The spacious kitchen seamlessly flows into a cozy sunroom, perfect for relaxation or enjoying your morning coffee. Step outside to the newly refinished deck, offering ample space for entertaining guests while overlooking the beautifully landscaped and fully fenced backyard. Main level offers a gourmet kitchen open to the family room, private office, formal living and dining rooms and cozy fireplace Upstairs, the primary bedroom offers a luxurious retreat, featuring a large dual vanity in the bathroom and a massive walk-in closet. Three additional large bedrooms are also located on the upper level, including a princess suite complete with its own private bath. Gorgeous hardwood floors extended to the upper level. To top it all off, the beautifully finished basement features a home movie theater and gym, making it the ultimate space to unwind and enjoy movies in style. This home truly has it all and is a must-see! More info coming.
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Permanent
  • Levels Count: 3
  • Basement: Yes
  • Basement Type: Fully Finished
  • Total Sq Ft: 4772
  • Living Area Sq Ft: 4441
  • Price Per Sq Ft: 264.59
  • Above Grade Finished Sq Ft: 3118
  • Below Grade Finished Sq Ft: 1323
  • Below Grade Sq Ft: 331
  • Total Below Grade Sq Ft: 1654
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 1528

Beds/Baths

  • Bedrooms: 4
  • Total Bathrooms: 5
  • Full Bathrooms: 4
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 3
  • Lower Levels Bathrooms: 1
  • Upper Level Bathrooms: 3.00
  • Lower Levels Bathrooms: 1.00
  • Upper Level Full Bathrooms: 3
  • Lower Level Full Bathrooms: 1
  • Lower Level Full Bathrooms: 1
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Garage Features: Garage - Front Entry, Inside Access
  • Attached Garage Spaces: 2
  • Total Garage And Parking Spaces: 2
  • Type Of Parking: Attached Garage

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Propane - Owned
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Septic
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 525.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes
  • Senior Community: No

Schools

  • School District: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS
  • School District Key: 121140671932
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: R
  • Lot Size Acres: 0.23
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 10205.00
  • Year Assessed: 2024
  • Zoning: AA COUNTY
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 7492.00
  • Assessor Parcel Number: 020416890233249
  • Tax Lot: 14
  • Tax Total Finished Sq Ft: 4441
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 01/31/2025

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 14, 2024
Closed on
Jan 31, 2025
Sold by
Nieves Carlos Alberto and Nieves Cathryna Patrice
Bought by
Nkengfack Chateh-Nkengtego
Seller's Agent
Errin Smith
RE/MAX Realty Group
Buyer's Agent
Hezeldee Del Callar
Redfin Corp
List Price
$839,000
Sold Price
$815,000
Premium/Discount to List
-$24,000
-2.86%
Total Days on Market
18
Views
224
Current Estimated Value
$819,595

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$4,595
Avg. Annual Appreciation
1.72%
Original Mortgage
$500,000
Outstanding Balance
$499,163
Interest Rate
6.91%
Mortgage Type
New Conventional
Estimated Equity
$320,432

Purchase Details

Listed on
May 29, 2020
Closed on
Jul 23, 2020
Sold by
Brown Jeffrey Gordon and Brown Gina Marie
Bought by
Nieves Cathryna Patrice and Nieves Carlos Alberto
Seller's Agent
KERRIANN FERRANO
Blackwell Real Estate, LLC
Buyer's Agent
Errin Smith
RE/MAX Realty Group
List Price
$610,000
Sold Price
$617,000
Premium/Discount to List
$7,000
1.15%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.34%
Original Mortgage
$493,600
Interest Rate
3.2%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 9, 2016
Closed on
Sep 2, 2016
Sold by
Donegan Indira R and Donegan Michael L
Bought by
Brown Jeffrey Gordon and Brown Gina Marie
Seller's Agent
Jenni Davies
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Jenni Davies
Berkshire Hathaway HomeServices PenFed Realty
List Price
$559,900
Sold Price
$559,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.53%
Original Mortgage
$503,910
Interest Rate
3.43%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 31, 2014
Closed on
May 15, 2014
Sold by
D R Horton Inc
Bought by
Donegan Indira R and Donegan Michael L
Seller's Agent
Nancy Mabie
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Non Member Member
Metropolitan Regional Information Systems, Inc.
List Price
$571,495
Sold Price
$543,000
Premium/Discount to List
-$28,495
-4.99%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.34%
Original Mortgage
$543,000
Interest Rate
3.5%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Nkengfack Chateh-Nkengtego $815,000 First American Title
Nieves Cathryna Patrice $617,000 Atlantic Title & Escrow Co
Brown Jeffrey Gordon $559,900 Greenwood Title Inc
Donegan Indira R $543,000 Residential Title & Escrow C
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Nkengfack Chateh-Nkengtego $500,000
Previous Owner Nieves Cathryna Patrice $493,600
Previous Owner Nieves Cathryna Patrice $92,550
Previous Owner Brown Jeffrey Gordon $503,910
Previous Owner Donegan Indira R $543,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/31/2025 01/31/25 Sold $815,000 -1.2% $184 / Sq Ft
12/30/2024 12/30/24 Price Changed $825,000 -1.7% $186 / Sq Ft
12/21/2024 12/21/24 For Sale $839,000 0.0% $189 / Sq Ft
12/20/2024 12/20/24 Off Market $839,000 -- --
12/14/2024 12/14/24 For Sale $839,000 +36.0% $189 / Sq Ft
07/23/2020 07/23/20 Sold $617,000 0.0% $128 / Sq Ft
06/03/2020 06/03/20 Off Market $617,000 -- --
06/02/2020 06/02/20 Pending -- -- --
05/29/2020 05/29/20 For Sale $610,000 +8.9% $127 / Sq Ft
09/02/2016 09/02/16 Sold $559,900 0.0% $180 / Sq Ft
07/19/2016 07/19/16 Pending -- -- --
06/09/2016 06/09/16 For Sale $559,900 +3.1% $180 / Sq Ft
05/15/2014 05/15/14 Sold $543,000 -2.2% $184 / Sq Ft
04/10/2014 04/10/14 Pending -- -- --
02/19/2014 02/19/14 Price Changed $554,990 +1.8% $188 / Sq Ft
02/19/2014 02/19/14 Price Changed $544,990 -4.6% $185 / Sq Ft
01/31/2014 01/31/14 For Sale $571,495 -- $194 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,614 $649,500 $0 $0
2023 $7,053 $602,500 $0 $0
2022 $6,235 $555,500 $145,800 $409,700
2021 $12,211 $543,100 $0 $0
2020 $5,919 $530,700 $0 $0
2019 $11,473 $518,300 $145,800 $372,500
2018 $5,256 $518,300 $145,800 $372,500
2017 $6,445 $518,300 $0 $0
2016 -- $590,300 $0 $0
2015 -- $577,600 $0 $0
2014 -- $564,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2099316

Bright MLS

APN: 04-168-90233249