$389,900

Estimated payment $2,501/month

Total Views 23,048
2 Beds
2 Baths
1,030 Sq Ft
$379 Price per Sq Ft

Highlights

  • City View
  • Wood Flooring
  • Granite Countertops
  • Open Floorplan
  • High Ceiling
  • 1-minute walk to Water Tower Park

About This Home

It's all about the Southside vibe at this centrally located, top floor corner loft! You are close to everything-the Chattanooga Choo-Choo, STIR, live music at Station Street, the free downtown shuttle and Finley Stadium. Wake up and walk to grab a mug of joe at Mean Mug, lunch at HiFi Clydes and dine at Alleia, all within three blocks of your residence. This corner unit is updated with LVP flooring in both bedrooms, quartz countertops in the bathrooms, fresh paint throughout, updated kitchen and let's talk about that wall mural in the living room! Nine foot ceilings throughout and hardwood floors in the main living areas. Plenty of closet storage space in each bedroom and comes fully furnished!* Cowart Lofts HOA currently allows short term vacation rentals but please check with the city of Chattanooga on the current state of STVR. Rents monthly for $3500+. Parking is private, behind the building, and just for owners and guests. Building is coded on all possibly entryways and there is an elevator to get to the top floor. Make your appointment today! *some personal items do not remain. *Owner/Agent

Listing Agent

Melissa Rettig-Palmer

Keller Williams Realty License #327497 Listed on: 07/21/2025

Keller Williams Realty

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $1,700

Year Built

  • Built in 2005

HOA Fees

  • $200 Monthly HOA Fees

Parking

  • Off-Street Parking

Home Design

  • Slab Foundation
  • Metal Roof

Interior Spaces

  • 1,030 Sq Ft Home
  • 1-Story Property
  • Open Floorplan
  • High Ceiling
  • Wood Frame Window
  • Wood Flooring
  • City Views

Kitchen

  • Free-Standing Electric Range
  • Microwave
  • Dishwasher
  • Granite Countertops
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • En-Suite Bathroom
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Separate Shower

Laundry

  • Laundry closet
  • Washer

Outdoor Features

  • Balcony
  • Porch

Schools

  • Battle Academy Elementary School
  • Campbell Middle School
  • Howard School Of Academics & Tech High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater
  • Phone Available

Community Details

  • Cowart Lofts Subdivision

Listing and Financial Details

  • Assessor Parcel Number 145l D 005 C301

Property Details

Home Type

Condominium

Est. Annual Taxes

$1,700

Year Built

Built in 2005

Lot Details

0

HOA Fees

$200 per month

Listing Details

  • Property Sub Type: Condominium
  • Prop. Type: Residential
  • Lot Size: 0
  • Subdivision Name: Cowart Lofts
  • Directions: Take I-24 downtown to exit 178A, take a right off the ramp onto Market St., go less than a mile and left on 17th, right onto Long St. at the water tower. Parking is around back.
  • Above Grade Finished Sq Ft: 1030.0
  • Carport Y N: No
  • Garage Yn: No
  • Unit Levels: One
  • Living Area: 1030.0
  • New Construction: No
  • Structure Type: Multi Family
  • Year Built: 2005
  • Cooling:Electric: Yes
  • Appliances Microwave: Yes
  • Appliances Refrigerators: Yes
  • Location Tax and Legal Parcel Number2: 145l D 005 C301
  • Location Tax and Legal Elementary School: Battle Academy
  • Location Tax and Legal Middle Or Junior School2: Campbell Middle
  • Location Tax and Legal High School: Howard School of Academics & Tech
  • Location Tax and Legal:Tax Annual Amount: 1700.0
  • Location Tax and Legal Additional Parcels YN: No
  • General Property Information Above Grade Finished Area: 1030.0
  • General Property Information Enhanced Accessible2: No
  • General Property Information New Construction YN: No
  • General Property Information Home Warranty YN: No
  • General Property Information Grazing Permits BLM YN3: No
  • General Property Information Carport YN: No
  • General Property Information Lot Size Dimensions: 0
  • General Property Information View YN2: Yes
  • General Property Information Waterfront YN: No
  • General Property Information Basement YN: No
  • General Property Information Fireplace YN: No
  • General Property Information Senior Community YN: No
  • Utilities:Electricity Available: Yes
  • Utilities Sewer Connected: Yes
  • Water Source:Public: Yes
  • Cooling:Central Air: Yes
  • Foundation Details Slab: Yes
  • Flooring:Hardwood: Yes
  • Interior Features Tub Shower Combo: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Gas Dryer Hookup: Yes
  • Laundry Features Laundry Closet: Yes
  • Laundry Features Washer Hookup: Yes
  • Utilities Phone Available: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Washers: Yes
  • Interior Features En Suite: Yes
  • Interior Features Separate Shower: Yes
  • Structure Type Multi Family: Yes
  • View:City3: Yes
  • Special Features: None

Interior Features

  • Appliances: Washer, Refrigerator, Microwave, Free-Standing Electric Range, Electric Water Heater, Disposal, Dishwasher
  • Basement YN: No
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace: No
  • Flooring: Hardwood
  • Interior Amenities: En Suite, Granite Counters, High Ceilings, Open Floorplan, Separate Shower, Tub/shower Combo, Walk-In Closet(s)
  • Window Features: Wood Frames
  • Appliances Dishwasher: Yes
  • Community Features:Sidewalks: Yes
  • Appliances:Free-Standing Electric Range: Yes
  • Interior Features:Open Floorplan: Yes
  • Appliances:Electric Water Heater: Yes
  • Interior Features:High Ceilings: Yes
  • Interior Features:Walk-In Closet(s): Yes
  • Interior Features:Granite Counters: Yes

Exterior Features

  • View: City
  • View: Yes
  • Waterfront: No
  • Home Warranty: No
  • Construction Type: Fiber Cement
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Patio And Porch Features: Porch
  • Roof: Metal
  • Patio and Porch Features:Porch: Yes
  • Construction Materials:Fiber Cement: Yes
  • Window Features:Wood Frames: Yes
  • ConstructionSiding:Roof Metal: Yes
  • Exterior Features:Balcony: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Off Street
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Laundry Features: Electric Dryer Hookup, Gas Dryer Hookup, Laundry Closet, Washer Hookup
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electricity Available, Phone Available, Sewer Connected
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Sidewalks
  • Senior Community: No
  • Association Fee: 200.0
  • Association Fee Frequency: Monthly
  • Association: Yes

Association/Amenities

  • General Property Information:Association YN: Yes
  • General Property Information:Association Fee: 200.0
  • General Property Information:Association Fee Frequency: Monthly

Schools

  • Elementary School: Battle Academy
  • High School: Howard School of Academics & Tech
  • Middle Or Junior School: Campbell Middle

Lot Info

  • Additional Parcels: No
  • Parcel #: 145l D 005 C301

Tax Info

  • Tax Annual Amount: 1700.0

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,314 $58,750 $0 $0
2023 $1,314 $58,750 $0 $0
2022 $1,314 $58,750 $0 $0
2021 $1,314 $58,750 $0 $0
2020 $1,250 $45,200 $0 $0
2019 $1,250 $45,200 $0 $0
2018 $1,156 $45,200 $0 $0
2017 $1,250 $45,200 $0 $0
2016 $924 $0 $0 $0
2015 $1,811 $0 $0 $0
2014 $1,811 $0 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/21/2025 07/21/25 For Sale $389,900 +15.0% $379 / Sq Ft
07/10/2025 07/10/25 Pending -- -- --
06/27/2025 06/27/25 Price Changed $339,000 -2.6% $451 / Sq Ft
06/10/2025 06/10/25 Price Changed $348,000 +1.2% $463 / Sq Ft
06/10/2025 06/10/25 For Sale $344,000 0.0% $458 / Sq Ft
09/21/2024 09/21/24 Off Market -- -- --
09/21/2024 09/21/24 Off Market $1,400 -- --
09/21/2024 09/21/24 Off Market $1,400 -- --
09/21/2024 09/21/24 Off Market $1,475 -- --
09/21/2024 09/21/24 Off Market $1,050 -- --
02/28/2024 02/28/24 Sold $386,000 +0.3% $390 / Sq Ft
01/24/2024 01/24/24 Off Market $385,000 -- --
01/18/2024 01/18/24 For Sale $385,000 +43.1% $389 / Sq Ft
09/05/2023 09/05/23 Sold $269,000 -3.9% $359 / Sq Ft
09/03/2023 09/03/23 Off Market $279,900 -- --
08/02/2023 08/02/23 Price Changed $279,900 -3.1% $373 / Sq Ft
04/13/2023 04/13/23 Price Changed $289,000 -6.5% $385 / Sq Ft
03/13/2023 03/13/23 For Sale $309,000 -4.0% $412 / Sq Ft
11/08/2022 11/08/22 Sold $322,000 -14.1% $325 / Sq Ft
10/08/2022 10/08/22 Off Market $375,000 -- --
10/03/2022 10/03/22 For Sale $375,000 0.0% $379 / Sq Ft
08/26/2022 08/26/22 Rented $1,400 -6.7% --
08/26/2022 08/26/22 Under Contract -- -- --
07/07/2022 07/07/22 For Rent $1,500 0.0% --
07/01/2022 07/01/22 Sold $289,000 +3.2% $385 / Sq Ft
06/16/2022 06/16/22 Sold $280,000 -3.1% $373 / Sq Ft
05/24/2022 05/24/22 Pending -- -- --
05/23/2022 05/23/22 For Sale $289,000 +1.4% $385 / Sq Ft
04/30/2022 04/30/22 Pending -- -- --
04/30/2022 04/30/22 For Sale $285,000 -7.0% $379 / Sq Ft
03/21/2022 03/21/22 Sold $306,500 +9.5% $298 / Sq Ft
03/02/2022 03/02/22 Pending -- -- --
02/26/2022 02/26/22 For Sale $280,000 +20.7% $272 / Sq Ft
02/24/2022 02/24/22 Sold $232,000 0.0% $314 / Sq Ft
02/11/2022 02/11/22 Pending -- -- --
02/11/2022 02/11/22 For Sale $232,000 0.0% $314 / Sq Ft
02/03/2022 02/03/22 Rented $1,400 -3.4% --
02/03/2022 02/03/22 Under Contract -- -- --
01/25/2022 01/25/22 For Rent $1,450 0.0% --
05/13/2021 05/13/21 Sold $273,900 0.0% $266 / Sq Ft
05/13/2021 05/13/21 Pending -- -- --
05/13/2021 05/13/21 For Sale $273,900 0.0% $266 / Sq Ft
02/15/2021 02/15/21 Rented -- -- --
02/15/2021 02/15/21 Rented $1,475 -1.7% --
02/09/2021 02/09/21 Under Contract -- -- --
12/10/2020 12/10/20 For Rent $1,500 0.0% --
10/30/2020 10/30/20 Sold $210,000 -4.4% $295 / Sq Ft
09/28/2020 09/28/20 Pending -- -- --
08/07/2020 08/07/20 For Sale $219,750 +17.5% $309 / Sq Ft
03/03/2020 03/03/20 For Sale $187,000 0.0% $249 / Sq Ft
03/02/2020 03/02/20 Sold $187,000 -22.9% $249 / Sq Ft
03/01/2020 03/01/20 Pending -- -- --
02/28/2020 02/28/20 Sold $242,500 +4.5% $236 / Sq Ft
02/21/2020 02/21/20 Sold $232,000 +32.6% $234 / Sq Ft
01/30/2020 01/30/20 Sold $175,000 -30.0% $233 / Sq Ft
01/30/2020 01/30/20 Pending -- -- --
01/27/2020 01/27/20 For Sale $250,000 +56.3% $243 / Sq Ft
01/24/2020 01/24/20 Pending -- -- --
12/17/2019 12/17/19 Sold $160,000 -36.0% $225 / Sq Ft
12/10/2019 12/10/19 Pending -- -- --
12/06/2019 12/06/19 For Sale $250,000 -3.8% $253 / Sq Ft
11/22/2019 11/22/19 Sold $260,000 +48.6% $263 / Sq Ft
11/16/2019 11/16/19 Pending -- -- --
11/08/2019 11/08/19 For Sale $175,000 +3.6% $233 / Sq Ft
11/04/2019 11/04/19 Pending -- -- --
09/21/2019 09/21/19 For Sale $169,000 -27.2% $237 / Sq Ft
09/20/2019 09/20/19 Sold $232,000 -17.1% $234 / Sq Ft
09/13/2019 09/13/19 For Sale $279,900 +17.6% $283 / Sq Ft
08/20/2019 08/20/19 Pending -- -- --
08/13/2019 08/13/19 For Sale $238,000 +44.2% $240 / Sq Ft
06/25/2019 06/25/19 Sold $165,000 -15.4% $232 / Sq Ft
05/23/2019 05/23/19 Pending -- -- --
02/16/2019 02/16/19 For Sale $195,000 -13.3% $274 / Sq Ft
11/13/2018 11/13/18 Sold $225,000 -10.0% $233 / Sq Ft
10/10/2018 10/10/18 Pending -- -- --
08/30/2018 08/30/18 Sold $250,000 +9.6% $243 / Sq Ft
07/26/2018 07/26/18 Pending -- -- --
07/09/2018 07/09/18 For Sale $228,000 -12.3% $236 / Sq Ft
06/19/2018 06/19/18 For Sale $260,000 +44.4% $253 / Sq Ft
06/01/2018 06/01/18 Sold $180,000 +0.1% $240 / Sq Ft
05/24/2018 05/24/18 Pending -- -- --
05/15/2018 05/15/18 Sold $179,900 0.0% $243 / Sq Ft
04/09/2018 04/09/18 Pending -- -- --
03/29/2018 03/29/18 For Sale $179,900 -20.7% $243 / Sq Ft
02/06/2018 02/06/18 Sold $227,000 +27.9% $221 / Sq Ft
01/23/2018 01/23/18 Pending -- -- --
01/12/2018 01/12/18 Sold $177,500 0.0% $236 / Sq Ft
01/12/2018 01/12/18 Rented -- -- --
01/12/2018 01/12/18 Under Contract -- -- --
01/12/2018 01/12/18 Rented $1,050 -99.6% --
12/14/2017 12/14/17 Rented -- -- --
12/13/2017 12/13/17 Under Contract -- -- --
12/01/2017 12/01/17 For Sale $250,000 0.0% $333 / Sq Ft
11/28/2017 11/28/17 For Rent $1,100 0.0% --
11/13/2017 11/13/17 Pending -- -- --
11/09/2017 11/09/17 For Sale $249,000 +38.4% $242 / Sq Ft
11/06/2017 11/06/17 For Sale $179,900 0.0% $240 / Sq Ft
10/06/2017 10/06/17 For Rent $1,000 0.0% --
11/23/2016 11/23/16 Sold $170,000 +7.0% $172 / Sq Ft
10/22/2016 10/22/16 Pending -- -- --
08/29/2016 08/29/16 Sold $158,900 -11.7% $212 / Sq Ft
08/10/2016 08/10/16 For Sale $180,000 +18.4% $182 / Sq Ft
08/05/2016 08/05/16 Sold $152,000 -4.3% $205 / Sq Ft
07/27/2016 07/27/16 Pending -- -- --
07/13/2016 07/13/16 Pending -- -- --
07/07/2016 07/07/16 For Sale $158,900 -0.6% $212 / Sq Ft
07/01/2016 07/01/16 For Sale $159,900 +5.2% $216 / Sq Ft
06/30/2016 06/30/16 Sold $152,000 -7.9% $202 / Sq Ft
05/26/2016 05/26/16 Pending -- -- --
05/03/2016 05/03/16 For Sale $165,000 -7.8% $220 / Sq Ft
12/11/2015 12/11/15 Sold $179,000 0.0% $181 / Sq Ft
10/02/2015 10/02/15 Pending -- -- --
09/30/2015 09/30/15 For Sale $179,000 +13.1% $181 / Sq Ft
07/10/2014 07/10/14 Sold $158,250 +37.6% $154 / Sq Ft
06/27/2014 06/27/14 Pending -- -- --
06/09/2014 06/09/14 Sold $115,000 -30.3% $162 / Sq Ft
05/30/2014 05/30/14 Pending -- -- --
04/08/2014 04/08/14 For Sale $165,000 +7.1% $160 / Sq Ft
03/20/2014 03/20/14 Sold $154,000 -8.3% $150 / Sq Ft
03/06/2014 03/06/14 Pending -- -- --
12/05/2013 12/05/13 For Sale $168,000 +17.5% $163 / Sq Ft
09/20/2013 09/20/13 Sold $143,000 +21.2% $159 / Sq Ft
09/05/2013 09/05/13 For Sale $118,000 +9340.0% $166 / Sq Ft
08/21/2013 08/21/13 Sold $1,250 -99.1% $1 / Sq Ft
08/21/2013 08/21/13 Pending -- -- --
08/12/2013 08/12/13 Pending -- -- --
08/09/2013 08/09/13 For Sale $143,000 +11340.0% $159 / Sq Ft
07/31/2013 07/31/13 For Sale $1,250 -98.8% $1 / Sq Ft
06/22/2012 06/22/12 Sold $105,650 -5.7% $143 / Sq Ft
06/06/2012 06/06/12 Pending -- -- --
05/17/2012 05/17/12 For Sale $112,000 -- $151 / Sq Ft
Source: Greater Chattanooga REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $386,000 None Listed On Document
Warranty Deed $260,000 None Available
Warranty Deed $170,000 Realty Center Title & Escrow
Warranty Deed $148,000 Legal Title
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $196,000 New Conventional
Previous Owner $35,000 Future Advance Clause Open End Mortgage
Previous Owner $153,000 New Conventional
Previous Owner $118,400 Fannie Mae Freddie Mac
Source: Public Records

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Source: Greater Chattanooga REALTORS®

MLS Number: 1517066

Greater Chattanooga REALTORS®

APN: 145L-D-005-C206