NOT LISTED FOR SALE

1745 Whitmore Loop Chula Vista, CA 91913

Otay Ranch Neighborhood

Estimated Value: $905,000 - $989,000

4 Beds
3 Baths
2,166 Sq Ft
$437/Sq Ft Est. Value

Last Sold January 08, 2025

Last sale price $960,000 $443 Per Sq Ft

Est. 2% decrease in value since last sale

Current estimated payment $6,496/month

9 Days on Market

Highlights

  • Retreat
  • Loft
  • Formal Dining Room
  • Wolf Canyon Elementary School Rated A-
  • Community Pool
  • 2 Car Direct Access Garage

About This Home

As of January 2025

Discover your dream home in Chula Vista's vibrant Cota Vera community! This 2022 modern construction offers four bedrooms and three baths, including a convenient downstairs suite. Enjoy the airy open loft upstairs, custom board and batten accents, and a stunning kitchen island. The electric fireplace with built-in shelves adds a cozy touch, while roller shades and a fully landscaped backyard enhance comfort and style. Energy-efficient features like solar panels ensure sustainability.

Last Agent to Sell the Property

Denise Gomez

Finest City Homes & Loans License #01934131 Listed on: 11/19/2024

Last Buyer's Agent

Bernadeth Huertas

LPT Realty, Inc. License #01975625

LPT Realty, Inc.

Home Details

Home Type

  • Single Family

Year Built

  • Built in 2022

Lot Details

  • Partially Fenced Property
  • Level Lot
  • Property is zoned R-1:SINGLE

HOA Fees

  • $246 Monthly HOA Fees

Parking

  • 2 Car Direct Access Garage
  • Side Facing Garage
  • Garage Door Opener

Home Design

  • Shingle Roof
  • Wood Siding

Interior Spaces

  • 2,166 Sq Ft Home
  • 2-Story Property
  • Family Room Off Kitchen
  • Formal Dining Room
  • Loft
  • Fire Sprinkler System

Kitchen

  • Oven or Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Retreat
  • Main Floor Bedroom
  • 3 Full Bathrooms

Laundry

  • Laundry Room
  • Gas Dryer Hookup

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Separate Water Meter

Listing and Financial Details

  • Assessor Parcel Number 644-072-30-22
  • $677 Monthly special tax assessment

Community Details

Overview

  • Association fees include common area maintenance, exterior (landscaping)
  • Cota Vera Whitmore Association, Phone Number (949) 716-3998

Recreation

  • Community Pool

Home Details

Home Type

Single Family

Year Built

Built in 2022

Lot Details

0

HOA Fees

$246 per month

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Sub Category: Detached
  • Residential Styles: Detached
  • Market Area: South Bay
  • Cross Street: Avenida Caprise
  • Neighborhood: Cota Vera
  • LP / Sq Ft: 431.67
  • Price Per Sq Ft: 443.21
  • SP/ Sq Ft: 443.21
  • Stories: 2 Story
  • Ownership: Fee Simple
  • Total Stories: 2
  • Year Built: 2022
  • A D U Yes No: No
  • Allow Comments Review: Yes
  • Internet Address Field: Full Address
  • Internet Syndication Y N: Yes
  • Keyword1: 1
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Equipment Available: Dishwasher, Disposal, Fire Sprinklers, Garage Door Opener, Microwave, Range/Oven
  • Searchable Rooms: Bedroom Entry Level, Dining Room/Separate, Family Room, Loft, Master Retreat, Kitchen, Family Kitchen, Laundry
  • Total Bedrooms: 4
  • Bedrooms: 4
  • Master Bedroom Dimensions: 10x12
  • Full Bathrooms: 3
  • Laundry Location: Laundry Room
  • Estimated Sq Ft: 2166
  • Total Bathrooms: 3

Exterior Features

  • Exterior Material: Wood/Stucco
  • Fencing: Partial
  • Pool: Community/Common
  • Roof: Shingle

Garage/Parking

  • Garage Details: Attached, Direct Garage Access, Garage, Garage - Side Entry, Garage Door Opener
  • Garage Spaces: 2
  • Parking Spaces Total: 2

Utilities

  • Cooling: Central Forced Air
  • Laundry Utilities: Electric, Gas
  • Sewer/Septic: Sewer Connected
  • Water: Meter on Property
  • Heating: Forced Air Unit
  • Heating Fuel: Natural Gas

Condo/Co-op/Association

  • Community: CHULA VISTA
  • Home Owner Association: Cota Vera Whitmore
  • Home Owner Association Fee Includes: Common Area Maintenance, Exterior (Landscaping)
  • Home Owner Association Fee Reflects: Month
  • Home Owner Association Fees: 246.0
  • HOA Payment Frequency: Monthly
  • Home Owner Association Phone: 949-716-3998

Fee Information

  • CFD Mello Roos Fee: 677.0
  • CFD Mello Roos Fee Reflects: Month
  • CFD Mello Roos Fee Frequency: Monthly

Lot Info

  • Lot Size: 0 (Common Interest)
  • Topography: Level
  • Zoning: R-1:SINGLE
  • Assessor Parcel Number: 644-072-30-22
  • Map Code Column: E
  • Map Code Page: 1331
  • Map Code Row: 4

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2024
Closed on
Dec 5, 2024
Sold by
Cabrera Roberto and Cabrera Hilaria
Bought by
Canoy Alfred Altares and Canoy Mary Rose
Seller's Agent
Denise Gomez
Finest City Homes & Loans
Buyer's Agent
Bernadeth Huertas
LPT Realty, Inc.
List Price
$935,000
Sold Price
$960,000
Premium/Discount to List
$25,000
2.67%
Views
118
Current Estimated Value
$945,429

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$14,571
Avg. Annual Appreciation
-1.55%
Original Mortgage
$991,680
Outstanding Balance
$983,911
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
-$38,094

Purchase Details

Closed on
Apr 6, 2022
Sold by
Lennar Homes Of California Inc
Bought by
Cabrera Roberto and Cabrera Hilaria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$766,867
Interest Rate
4.72%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Canoy Alfred Altares $960,000 Ticor Title
Canoy Alfred Altares $960,000 Ticor Title
Gutierrez Samuel -- Ticor Title
Cabrera Roberto $807,500 New Title Company Name
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Canoy Alfred Altares $991,680
Closed Canoy Alfred Altares $991,680
Previous Owner Cabrera Roberto $766,867
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
01/08/2025 01/08/25 Sold $960,000 +2.7% $443 / Sq Ft
11/29/2024 11/29/24 Pending -- -- --
11/19/2024 11/19/24 For Sale $935,000 -- $432 / Sq Ft
Source: San Diego MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $15,378 $856,635 $339,586 $517,049
2024 $15,378 $839,839 $332,928 $506,911
2023 $15,019 $823,372 $326,400 $496,972
2022 $6,919 $179,018 $179,018 $0
2021 -- -- -- --
Source: Public Records

Agents Affiliated with this Home

  • Denise Gomez

    Seller's Agent in 2025

    Denise Gomez

    Finest City Homes & Loans

    (619) 494-9768

    9 in this area

    57 Total Sales

    Denise Gomez
    Section Image
  • Bernadeth Huertas

    Buyer's Agent in 2025

    Bernadeth Huertas

    LPT Realty, Inc.

    (619) 392-4672

    45 in this area

    115 Total Sales

    Bernadeth Huertas
    Section Image
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Map

Source: San Diego MLS

MLS Number: 240027149

San Diego MLS

APN: 644-072-30-22

California San Diego County Chula Vista 91913 Otay Ranch

1745 Whitmore Loop, Chula Vista, CA

Not Listed for Sale

Detached

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