$400,000
OPEN SUN 1PM - 4PM

20092 Larino Loop Estero, FL 33928

Bella Terra Neighborhood

Estimated payment $2,886/month

Total Views 4,616
3 Beds
2.5 Baths
2,255 Sq Ft
$177 Price per Sq Ft

Highlights

  • Fitness Center
  • Basketball Court
  • Clubhouse
  • Pinewoods Elementary School Rated A-
  • Gated Community
  • Vaulted Ceiling

About This Home

If you’ve been waiting for a townhome that feels more like a real home than a compromise, this one checks the boxes. Located on a rare corner lot and just a short stroll from the clubhouse and amenities, this Bella Terra townhome offers 3 bedrooms, 2.5 baths, a spacious den/loft, and a 2-car garage across 2,255 square feet. The main level features an open living area ideal for everyday life and entertaining, with a beautiful kitchen showcasing rich wood cabinetry, quartz countertops, and a neutral flooring palette of tile and laminate that suits any style. Upstairs, all three bedrooms and the loft are thoughtfully placed for privacy and functionality. The loft works perfectly as a home office, media room, or play area, while the two guest bedrooms share a full bath. The spacious primary suite provides a true retreat with a tray ceiling, a large walk-in closet, and a generous bathroom with separate tub and shower. Other perks include a no-flood-zone location east of I-75 for peace of mind and a 2-car garage with plenty of storage. Corner-lot townhomes with the cul-de-sac behind you don’t hit the market often — this is one worth seeing in person. Best value for the space in Estero! Bella Terra is one of Estero’s premier communities, with 999 acres that include 400 acres of conservation preserves, 100 acres of lakes, and some of the lowest fees in the area. Amenities feature a resort-style clubhouse, 24-hour fitness center, pool and spa, shaded children’s play area, tennis, pickleball, basketball, bocce, sand volleyball, multi-use sports fields, in-line skate rink, butterfly garden, and a full social calendar with bingo, boot camp, water aerobics, poker, food truck nights, and more. Centrally located near RSW, FGCU, I-75, Miromar Outlets, Gulf Coast Town Center, Coconut Point Mall, and Gulf beaches. This home combines space, location, and lifestyle — schedule your private showing today.

Listing Agent

Lisa Ninchritz

Royal Shell Real Estate, Inc. Listed on: 02/28/2026

Royal Shell Real Estate, Inc.

Open House Schedule

  • Sunday, March 22, 2026
    1:00 to 4:00 pm
    3/22/2026 1:00:00 PM +00:00
    3/22/2026 4:00:00 PM +00:00
    Bella Terra Open House. Gated community in Estero with resort-style amenities. Stop by Saturday to tour this beautifully maintained home just minutes from Miromar Outlets and FGCU. Tour multiple Bella Terra homes during our neighborhood open house tour.
    Add to Calendar
  • Saturday, March 28, 2026
    1:00 to 4:00 pm
    3/28/2026 1:00:00 PM +00:00
    3/28/2026 4:00:00 PM +00:00
    Bella Terra Open House. Gated community in Estero with resort-style amenities. Stop by Saturday to tour this beautifully maintained home just minutes from Miromar Outlets and FGCU. Tour multiple Bella Terra homes during our neighborhood open house tour.
    Add to Calendar

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $5,313

Year Built

  • Built in 2006

Lot Details

  • 6,186 Sq Ft Lot
  • 46 Ft Wide Lot
  • Landscaped
  • Oversized Lot

HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Wood Frame Construction
  • Stucco
  • Tile

Interior Spaces

  • Property has 2 Levels
  • Furnished or left unfurnished upon request
  • Vaulted Ceiling
  • Ceiling Fan
  • Family or Dining Combination
  • Den
  • Library
  • Hobby Room
  • Screened Porch
  • Property Views

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Electric Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Split Bedroom Floorplan
  • Walk-In Closet

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Home Security

Outdoor Features

  • Basketball Court
  • Patio
  • Playground

Schools

  • Choice Elementary And Middle School
  • Choice High School

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 29-46-26-E2-0500C.0160
  • Tax Block C

Community Details

Overview

  • 2 Units
  • Bella Terra Subdivision
  • Mandatory home owners association

Amenities

  • Clubhouse

Recreation

  • Tennis Courts
  • Volleyball Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park
  • Bike Trail

Pet Policy

  • Limit on the number of pets

Security

  • Gated Community
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$5,313

Year Built

Built in 2006

Lot Details

6,186 Sq Ft Lot

HOA Fees

$339 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2006
  • Property Sub Type: Townhouse
  • Community Features: Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
  • Horses: No
  • Lot Features: Corner Lot, Oversize
  • Park Name: BELLA TERRA
  • Is Senior Community?: No
  • Spa Features: Community
  • Has View?: Yes
  • Security Features: Smoke Detector(s), Gated Community
  • Association Amenities: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
  • Association Fees: 4064
  • Has H O A?: Yes
  • Co List Office Mls Id: BRSRE2
  • Standard Status: Active
  • Subdivision Name: BELLA TERRA
  • Architectural Style: Two Story, Duplex, Townhouse
  • Has Fireplace?: No
  • Unit Levels: 2
  • Is New Construction?: No
  • Structure Type: Duplex, Townhouse
  • Golf Type: No Golf Available
  • OpenHouseUpcoming: Public: Sun Mar 22, 1:00PM-4:00PM
  • OpenHouseCount: 4
  • Elevator: None
  • Boat Access: None
  • LastChangeTimestamp: 2026-02-28T15:35:34.147Z
  • Community Type: Gated, Tennis
  • BridgeModificationTimestamp: 2026-03-19T14:48:03.604Z
  • ActiveOpenHouseCount: 2
  • ListAgent_MUI: 38854814
  • CDOM: 19
  • Building Desc: 2 Story, Duplex, End-Unit
  • Equipment: Auto Garage Door, Cooktop - Electric, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Smoke Detector, Washer
  • DOM: 19
  • Additional Rooms: Den - Study, Family Room, Laundry in Residence, Screened Lanai/Porch
  • NABOR_ListPrice: 400000
  • Special Features: 4097

Interior Features

  • Flooring: Carpet, Laminate, Tile
  • Interior Amenities: Pantry, Smoke Detectors, Volume Ceiling, Walk-In Closet(s)
  • Private Spa: No
  • Appliances: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Range, Refrigerator/Freezer, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Stories: 2
  • Room Bedroom Features: Master BR Upstairs, Split Bedrooms
  • Room Dining Room Features: Breakfast Bar, Dining - Family, Eat-in Kitchen
  • Kitchen Description: Pantry

Exterior Features

  • Roof: Tile
  • View: Landscaped Area
  • Exterior Features: Screened Lanai/Porch
  • Pool Features: Community
  • Has Private Pool?: No
  • Waterfront Features: None
  • Construction Type: Concrete Block, Wood Frame, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Tennis Court(s)
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 2
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 2
  • Has Attached Garage?: Yes
  • Parking Features: Driveway Paved, Attached
  • Total Parking Spaces: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Green Building Features: DSL/Cable Available
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Schools

  • Elementary School: CHOICE
  • High School: CHOICE
  • Middle Or Junior School: CHOICE

Lot Info

  • Waterfront: No
  • Parcel Number: 29-46-26-E2-0500C.0160
  • Lot Size Sq Ft: 6186
  • Land Lease Expiration Date: 2026-08-07
  • Additional Parcels: No
  • Zoning: RPD

Rental Info

  • Lease Term: Buyer Finance/Cash,FHA,VA

Tax Info

  • Tax Year: 2024
  • Tax Annual Amount: 5312.64
  • Tax Block: C

Multi Family

  • Number Of Units Furnished: Negotiable
  • Number Of Units Total: 2

Map

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,313 $300,611 -- --
2024 $5,022 $273,283 -- --
2023 $5,022 $248,439 $0 $0
2022 $4,513 $225,854 $0 $0
2021 $3,935 $205,322 $48,400 $156,922
2020 $3,823 $192,177 $47,500 $144,677
2019 $3,856 $193,787 $41,655 $152,132
2018 $3,933 $195,407 $36,900 $158,507
2017 $4,003 $201,874 $38,000 $163,874
2016 $3,916 $195,615 $38,000 $157,615
2015 $3,691 $172,593 $44,700 $127,893
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/28/2026 02/28/26 For Sale $400,000 +70.2% $177 / Sq Ft
10/31/2014 10/31/14 Sold $235,000 -6.0% $103 / Sq Ft View Prior Sale
10/01/2014 10/01/14 Pending -- -- --
07/19/2014 07/19/14 For Sale $249,900 -- $110 / Sq Ft
Source: Multiple Listing Service of Bonita Springs-Estero

Purchase History

Date Type Sale Price Title Company
Warranty Deed $235,000 Marketplace Title
Special Warranty Deed $345,000 North American Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $80,000 New Conventional
Previous Owner $258,742 Stand Alone First
Source: Public Records

About the Listing Agent

Lisa Ninchritz
Lisa Ninchritz

Royal Shell Real Estate, Inc.

(239) 426-6348

Section Image

Lisa Ninchritz is widely recognized as the leading real estate expert in Bella Terra in Estero, Florida. With deep roots in the community and a reputation built on trust, integrity, and unmatched market knowledge, Lisa has become the go-to agent for both buyers and sellers in this sought-after gated community as well as the neighboring communities along the Corkscrew corridor.

A full-time Estero resident since 2008, Lisa brings a unique blend of local insight and professional expertise

View Lisa's Profile

Lisa's Other Listings

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    If you’ve been waiting for a home in Bella Terra with real space, a pool, and a floor plan you don’t see every day... this is it. Some homes feel good in photos. This one feels even better in person. From the moment you walk through the front door, you’re greeted by soaring ceilings, oversized windows, and natural light pouring in from every angle. The grand entry makes a statement right away,

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    If you’ve been waiting for a townhome that truly feels like a home and not a compromise, this one is worth a closer look. Tucked away on a quiet cul-de-sac with a beautiful private pool, this Bella Terra townhome offers space, comfort, and a location that’s hard to beat. This home features 3 bedrooms, 2.5 baths, a spacious loft/den, and a 2-car garage across 2,255 square feet. The main living

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  • 20480 Torre Del Lago St, Estero, FL 33928

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    Some homes check every box, and this rare Weston Grande in Bella Terra is one of them. From the moment you pull up, you know you’re in something special, original owner and meticulously maintained home perfectly positioned near the front of the community for easy in-and-out, yet opening to one of the most breathtaking back-yard views Bella Terra has to offer. This two-story home is smart enough

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  • 13711 Martone Ct, Estero, FL 33928

    $419,000 Open Sun 1PM - 4PM

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    • 13711 Martone Ct
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    Tucked at the end of a quiet cul-de-sac on an oversized lot, this beautifully maintained Estero Villa delivers something that is getting harder and harder to find...privacy, wide-open views, and peace. The backyard opens to a stunning lake and natural greenery, so you get a calm, scenic backdrop that feels more like a retreat.Inside, the home has been lovingly cared for and thoughtfully

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  • 13592 Troia Dr, Estero, FL 33928

    $599,000

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    This is the kind of home that makes you slow down the moment you step inside.Tucked into one of Estero’s favorite tree lined neighborhoods, this furnished Bella Terra home offers something buyers are always searching for but rarely find all in one place. A peaceful preserve view, a beautifully remodeled kitchen, and a private pool that feels like your own little retreat.The layout just

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  • 13830 Farnese Dr, Estero, FL 33928

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    • 13830 Farnese Dr
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    This Oxford model in Bella Terra offers just under 3,000 square feet with five true bedrooms, three full baths, and a three car garage, all set on a quiet, tree lined street with a private pool. The layout is ideal for today’s families, with formal living and dining rooms for gatherings, an open kitchen and family room for everyday life, and a full bedroom and bath on the first floor that works

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  • 20970 Torre Del Lago St, Estero, FL 33928

    $800,000 Pending

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    • 20970 Torre Del Lago St
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    This custom Sawgrass home in the Estates section of Bella Terra is the kind of Florida property people wait years to find. Nearly 3,000 square feet of single story living, five true bedrooms, three full baths, and a three car garage are wrapped around a resort style pool and spa with long lake views and western sunsets.The layout is open, bright, and incredibly livable. There are formal

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  • 21350 Bella Terra Blvd, Estero, FL 33928

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    Freshly staged and back on the market — and it shows beautifully.Welcome to one of the best value opportunities in Bella Terra. This 3 bedroom villa on Bella Terra Boulevard is currently one of the lowest priced villas in the neighborhood and the only one offering three full bedrooms, plus a private preserve view with no neighbors behind you.Sometimes a home just needs to be seen the

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  • 9175 Astonia Way, Estero, FL 33967

    $584,000 Pending

    • 2 Beds
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    Welcome to one of the most sought after floor plans in The Reserve at Estero — the Toll Brothers Brevia model offering nearly 2,000 square feet of bright, open living space with 2 bedrooms, a den with Murphy bed, 2 baths, and a 2 car garage.Volume and tray ceilings, crown molding, plantation shutters, and tile throughout the main living areas give the home a clean, elevated feel. The great

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Source: Multiple Listing Service of Bonita Springs-Estero

MLS Number: 225080181

Multiple Listing Service of Bonita Springs-Estero

APN: 29-46-26-E2-0500C.0160

Florida Lee County Estero 33928 Bella Terra

20092 Larino Loop, Estero, FL

For Sale

Townhouses

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Multiple Listing Service of Bonita Springs-Estero IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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Lisa Ninchritz
Lisa Ninchritz
Listing Agent Section Image
Royal Shell Real Estate, Inc.
(239) 426-6348
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