NOT LISTED FOR SALE

2023 4th St Bay City, MI 48708

Estimated Value: $79,000 - $249,739

3 Beds
1 Bath
1,606 Sq Ft
$92/Sq Ft Est. Value

Last Sold December 17, 2021

Last sale price $47,000 $29 Per Sq Ft

Est. 213% increase in value since last sale

Current estimated payment $893/month

9 Days on Market

Highlights

  • Traditional Architecture
  • Fenced Yard
  • Patio
  • Wood Flooring
  • Porch
  • Forced Air Heating and Cooling System

About This Home

As of December 2021

Traditional style home with plenty of room and storage. Tons of character with wood floors and trim. Features a first floor bedroom and a den. Fenced yard. Large unfinished attic area that could be converted into your own vision. Convenient location close to restaurants and shopping. HUD property is sold in "as-is" condition. HUD Case #262-230557. HUD insurable code IE - subject to appraisal. EHO. Seller may contribute up to 3% for buyer's closing cost upon buyer's request.

Last Agent to Sell the Property

Kelly Whitehead

Mid-Michigan Realty License #BCRA-6502331070 Listed on: 10/27/2021

Last Buyer's Agent

Angela Zolinski

MI Skye Realty LLC License #SBR-6502433573

Home Details

Home Type

  • Single Family

Est. Annual Taxes

Year Built

  • Built in 1880

Lot Details

  • 6,534 Sq Ft Lot
  • Lot Dimensions are 71x95
  • Fenced Yard

Home Design

  • Traditional Architecture

Interior Spaces

  • 1,606 Sq Ft Home
  • 2-Story Property
  • Wood Flooring
  • Basement Fills Entire Space Under The House

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 1 Full Bathroom

Outdoor Features

  • Patio
  • Porch

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • Gas Water Heater

Listing and Financial Details

  • Assessor Parcel Number 160-022-334-014-00

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,367

Year Built

Built in 1880

Lot Details

0

Listing Details

  • Originating MLS: Bay County REALTOR Association
  • Class: RESIDENTIAL
  • Type Of Property: Single Family
  • Architecture Style: Traditional
  • Structure Style: 2 Story
  • Total Tax Amount: 1501.13
  • Total Tax Year: 2021
  • Year Built: 1880
  • Mail City: Bay City
  • Special Features: None
  • Property Sub Type: Detached
  • Stories: 2

Interior Features

  • Basement: Yes
  • Basement: Full
  • Bedrooms: 3
  • Bedroom 1: On 1st Floor, Dimensions: 14 x 12
  • Bedroom 1 Floor Covering: Wood
  • Bedroom 2: On 2nd Floor, Dimensions: 14 x 13
  • Bedroom 2 Floor Covering: Wood
  • Bedroom 3: On 2nd Floor, Dimensions: 16 x 15
  • Bedroom 3 Floor Covering: Wood
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Bathroom 1: On Level: First
  • Dining Room: On 1st Floor, Dimensions: 14 x 12
  • Dining Room Floor Covering: Wood
  • Kitchen: On 1st Floor, Dimensions: 12 x 9
  • Kitchen Floor Covering: Wood
  • Library Den: On 1st Floor, Dimensions: 14 x 14
  • Library Den Floor Covering: Wood
  • Living Room: On 1st Floor, Dimensions: 15 x 14
  • Living Room Floor Covering: Wood
  • Below Grade Sq Ft: 1066
  • Above Grade Finished Sq Ft: 1606
  • Total Finished Sq Ft: 1606

Exterior Features

  • Exterior: Aluminum
  • Exterior Features: Fenced Yard, Patio, Porch
  • Foundation: Basement
  • Frontage: 71

Garage/Parking

  • Garage: No

Utilities

  • Heating: Forced Air
  • Heating Fuel: Natural Gas
  • Sewer: Public Sanitary
  • Water: Public Water
  • Water Heater: Gas
  • Cooling: Central A/C

Lot Info

  • Assessor Parcel Number: 160-022-334-014-00
  • Lot Dimensions: 71x95
  • Acreage: 0.15
  • Geo Subdivision: MI

Tax Info

  • Summer Tax: Year: 2020, Amount: $1,337.98
  • Winter Tax: Year: 2020, Amount: $163.15
  • Taxable Value: 25650
  • Total Tax: Year: 2021, Amount: $1,501.13
  • SEV Year: 2021

MLS Schools

  • School District: Bay City School District

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 27, 2021
Closed on
Dec 19, 2021
Sold by
Secretary Of Housing & Urban Development
Bought by
Gibson Kristin S
Seller's Agent
Kelly Whitehead
Mid-Michigan Realty
Buyer's Agent
Angela Zolinski
MI Skye Realty LLC
List Price
$43,000
Sold Price
$47,000
Premium/Discount to List
$4,000
9.3%
Current Estimated Value
$147,185

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$100,185
Avg. Annual Appreciation
34.51%
Original Mortgage
$37,600
Outstanding Balance
$29,363
Interest Rate
2.27%
Mortgage Type
New Conventional
Estimated Equity
$117,822

Purchase Details

Closed on
Apr 23, 2021
Sold by
Lakeview Loan Servicing Llc
Bought by
Secretary Of Housing And Urban Dev

Purchase Details

Closed on
Apr 1, 2021
Sold by
Secretary Of Housing & Urban Development
Bought by
Lakeview Loan Servicing Llc

Purchase Details

Closed on
Nov 6, 2020
Sold by
Lakeview Loan Servicing Llc
Bought by
Secretary Of Housing And Urban Development

Purchase Details

Closed on
Jun 24, 2020
Sold by
Secretary Of Housing & Urban Development
Bought by
Lakeview Loan Servicing Llc

Purchase Details

Closed on
Nov 6, 2019
Sold by
Lakeview Loan Servicing Llc
Bought by
Secretary Of Housing & Urban Development

Purchase Details

Closed on
Oct 4, 2019
Sold by
Klein Tyler and Tessman Ivan
Bought by
Lakeview Loan Servicing Llc

Purchase Details

Listed on
Mar 15, 2016
Closed on
Nov 23, 2016
Sold by
Odette Holly Jean
Bought by
Klein Tyler and Tessman Ivan
Seller's Agent
Kelly Whitehead
Mid-Michigan Realty
Buyer's Agent
Non-Member Journal Register
Journal Register
List Price
$67,900
Sold Price
$53,900
Premium/Discount to List
-$14,000
-20.62%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
11.92%
Original Mortgage
$52,923
Interest Rate
3.52%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 29, 2010
Sold by
Griffith Ralph
Bought by
Richmond Stephen A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$38,343
Interest Rate
4.86%
Mortgage Type
FHA

Purchase Details

Closed on
May 20, 2009
Sold by
Secretary Of Housing & Urban Development
Bought by
Griffith Ralph

Purchase Details

Closed on
Jul 22, 2008
Sold by
Midfirst Bank
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
Jan 11, 2008
Sold by
Jameson Jalene M
Bought by
Midfirst Bank

Purchase Details

Closed on
May 2, 2000
Bought by
Jameson Jalene M
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gibson Kristin S $47,000 Cislo Title Co
Secretary Of Housing And Urban Dev -- Servicelink
Lakeview Loan Servicing Llc -- None Available
Secretary Of Housing And Urban Development -- Servicelink
Lakeview Loan Servicing Llc -- Meridian Title Corp
Secretary Of Housing & Urban Development -- Servicelink
Lakeview Loan Servicing Llc $53,420 None Available
Klein Tyler $53,900 None Available
Richmond Stephen A $45,000 First American Title Ins Co
Griffith Ralph $25,100 None Available
The Secretary Of Housing & Urban Develop -- None Available
Midfirst Bank $117,337 None Available
Jameson Jalene M $99,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gibson Kristin S $37,600
Previous Owner Klein Tyler $52,923
Previous Owner Richmond Stephen A $38,343
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
12/17/2021 12/17/21 Sold $47,000 +9.3% $29 / Sq Ft
11/05/2021 11/05/21 Pending -- -- --
10/27/2021 10/27/21 For Sale $43,000 -20.2% $27 / Sq Ft
11/23/2016 11/23/16 Sold $53,900 -1.8% $31 / Sq Ft View Prior Sale
10/18/2016 10/18/16 Pending -- -- --
09/10/2016 09/10/16 Price Changed $54,900 -8.3% $31 / Sq Ft
06/08/2016 06/08/16 Price Changed $59,900 -11.8% $34 / Sq Ft
03/15/2016 03/15/16 For Sale $67,900 -- $39 / Sq Ft
Source: Bay County Realtor® Association MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,367 $38,000 $0 $0
2024 $1,125 $34,100 $0 $0
2023 $1,071 $29,450 $0 $0
2022 $1,230 $26,500 $0 $0
2021 $2,129 $25,650 $25,650 $0
2020 $2,083 $22,200 $22,200 $0
2019 $1,056 $21,800 $0 $0
2018 $1,046 $21,300 $0 $0
2017 $1,033 $21,050 $0 $0
2016 $902 $21,250 $0 $21,250
2015 $877 $23,250 $0 $23,250
2014 $877 $21,300 $0 $21,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bay County Realtor® Association MLS

MLS Number: 50059191

Bay County Realtor® Association MLS

APN: 09-160-022-334-014-00